Breaking: HDFC Bank Credit Cards Devaluation 😩

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  • Опубликовано: 25 июн 2024
  • Major devaluation has been done on HDFC Bank credit cards. The devaluation done is going to affect all the credit cards of HDFC & that makes this video a must watch. It's important to keep a track of all the devaluations as it keeps you informed and help make wise decisions.

Комментарии • 144

  • @akashpatel291
    @akashpatel291 Месяц назад +68

    Close credit cards.

    • @SahilMandre
      @SahilMandre Месяц назад +4

      True

    • @Mufiz125
      @Mufiz125 Месяц назад +13

      Its not devaluation bro. It's good step from HDFC bank. Misuse karne ki bhi ek limit hoti hai. Genuine user ko isse koi dikhat nahi hogi. Except Reward redemption fees

    • @shubhankarpradhan2672
      @shubhankarpradhan2672 Месяц назад

      ​@@Mufiz125correct 💯.

    • @vedprakashyadav91827
      @vedprakashyadav91827 Месяц назад +1

      Aaj hi band karwa hai bhai.

    • @akashpatel291
      @akashpatel291 Месяц назад

      @@Mufiz125 Wait for some more time. You'll see all credit cards except some top level ones will be significantly devalued.

  • @sachinhj9910
    @sachinhj9910 Месяц назад +57

    Thumb nail= Diva in distress
    Video = Maa Sita
    😂😂😂

  • @jaythakkar5909
    @jaythakkar5909 Месяц назад +16

    Cheers to those who do not revolve credit misusing these loopholes, do not make such massive utility and fuel payments and also never make a late payment. This does not affect us. Though a redemption fee of 50 rupees is questionable.

  • @ankitdada123
    @ankitdada123 Месяц назад +2

    Thankyou for bringing up this ideo so quickly

  • @jangvirsingh6165
    @jangvirsingh6165 Месяц назад +1

    Thank you for good information

  • @groupstudywithme
    @groupstudywithme Месяц назад +11

    Previously : reward redemption charge 99+gst, now what? Decrease?

    • @Mufiz125
      @Mufiz125 Месяц назад +5

      No rewards points redemption fee is still same. Changes in Cashback card for redemption fee of 59Rs.

  • @anjaniashutosh
    @anjaniashutosh Месяц назад

    Mam mera ek question h
    Kaafi platinum debit cards me bhi free launge access milta h toh kya cash withdrawal, recharge and utility bill payment consider honge last month or quarter ke payments me to avail free launge access??

  • @TDSGLOBALGAMING007
    @TDSGLOBALGAMING007 Месяц назад +1

    Love your videos ❤

  • @aghori7675
    @aghori7675 Месяц назад

    No madame it is been charged from ladt year itself rent payment 1% plus gst

  • @sandiproy9059
    @sandiproy9059 Месяц назад +5

    All changes are welcome. Only those people will feel offended who use credit card for bank transfer in the name of rent payment / utility / education fee

    • @veeresh_22
      @veeresh_22 Месяц назад +2

      how do/can people misuse utility payments?
      P.S. I'll not get into such things, I'm just curious

  • @panchajanyanaralasetty7370
    @panchajanyanaralasetty7370 16 дней назад

    Just a small correction, 50k for utility spends is per transaction and not per month. Please cross check and let me know if it’s wrong

  • @jatingupta9599
    @jatingupta9599 Месяц назад +5

    I feel good that Amex does not change things drastically and I feel as IDFC is a very good bank they would come up with stable credit cards. Rest is now a game use a new card for a year and when things are over shift. But for me Amex works and Vistara too, so no major problems 😊

    • @piyush9961
      @piyush9961 Месяц назад

      Idfc bhi karega they just waiting for traffic to increase

    • @jatingupta9599
      @jatingupta9599 Месяц назад

      @@piyush9961 they are the only ethical bank in India.

  • @abhishekkhadake1901
    @abhishekkhadake1901 Месяц назад

    Could you please make video on Tata Neu HDFC cc which is going to devalue from 1st Aug

  • @veeresh_22
    @veeresh_22 Месяц назад +6

    how do/can people misuse utility payments? what's the catch here?
    P.S. I'll not get into such things, I'm just curious

    • @prudent_investor
      @prudent_investor 28 дней назад +1

      It is mostly for businesses and SMEs misusing Credit Cards to pay corporate bills like Electricity etc running into lakhs

  • @chiragsanchetee9316
    @chiragsanchetee9316 Месяц назад

    hdfc millennia credit card points ko cash me convert karne par charges lagega ??

  • @philiprohit
    @philiprohit Месяц назад

    I think the hook for the video is misleading, just like some of the marketing tactics of these cards - terms and charges may have changed, rewards points haven't been "devalued".

  • @shouvikdebnath1608
    @shouvikdebnath1608 29 дней назад +5

    Reward points redemption charges on statement is the worst decision, rest are fine

  • @maxy1337
    @maxy1337 Месяц назад +7

    Extremely good steps by HDFC, misuse karne waalon ko hi dikkat hogi, normal consumers ko nahi... ( only point of concern would be the redemption fees)

    • @unreal_tushar
      @unreal_tushar Месяц назад +2

      Emi processing fee is also something which is wrong

    • @unreal_tushar
      @unreal_tushar Месяц назад +1

      Kyuki sare banks 199 charge kar rhe hai sirf yeh log 299 karenge

  • @AmitYadav-zw1lo
    @AmitYadav-zw1lo Месяц назад +1

    Very quick video editing and publishing.

  • @shubhankitdhir
    @shubhankitdhir Месяц назад

    Anyone! Is there any card which is best in all areas, doesn't matter how much fees is

  • @user-yg4qk9vq4f
    @user-yg4qk9vq4f Месяц назад

    i have moneybackplus & rupay card then shouuld i close this card

  • @pradipjana8167
    @pradipjana8167 28 дней назад

    Insurance payment me charge lagega keya...?

  • @mohitjain2943
    @mohitjain2943 28 дней назад

    Wrong information - For utility bill payments the limit is 50k per transaction and not 50k overall per month.

  • @mainhoonnoobita4005
    @mainhoonnoobita4005 Месяц назад

    Ma'am I have an HDFC swiggy credit card...Will I get cashback If I purchase from the Iqoo online store and realme online store rather than purchasing from Amazon or Flipkart?

  • @rajattrt
    @rajattrt 14 дней назад

    1% Education charges applicable on payments made via redgirrafe?

  • @AmitavaRoy
    @AmitavaRoy Месяц назад +14

    This is How INDIA will reach the 3rd Largest Economy in the World. Thanks to BJP & RBI. Thank God, I already closed the TATA NEU INFINITY PLUS Card, 45 days back.

  • @jilson1104
    @jilson1104 Месяц назад +1

    @cardacademy..I have hdfc regalia first card..and I want to close this card and find another option. Please suggest a better card than this..

    • @AnimeRecapInHindi
      @AnimeRecapInHindi Месяц назад

      regalia se acche toh or bahut saare h...aapko hdfc k saath hi jana h kya? and major payments kis type ki rehti? mai suggest karta aapko

    • @jilson1104
      @jilson1104 Месяц назад

      @@AnimeRecapInHindi Any bank is ok..
      Offline usage is more and air longue access was very helpful. But now it's useless.

    • @AnimeRecapInHindi
      @AnimeRecapInHindi Месяц назад

      @@jilson1104 airport lounge aaj kal sabhme aata...mai aapko firbhi best cards batata hu aap dekh lena...
      1. Axis ace credit card
      2. Hdfc millennia credit card
      3. Amazon icici credit card
      4. Tata neu infinity hdfc rupay credit card
      Mai suggest karunga ki jisme aapka account ho usme lo toh acha h kyo ki fir limit and offers ache milte. Amazon wala lifetime free hai baaki me aap free karwa sakte agar relations ho... especially tata neu wala free ho jaega agar aap unki app use karoge or aapka hdfc me account hai lag raha toh wo help bhi karega (but partner sites check kar lena, reward points ussi me use hoge)
      mere liye tata wala best card h kyo ki usme lic and baaki insurance pay pe bhi 5% cashback milta or 1.5% upi pe bhi milta rupay variant se which is great saathme lifetime free mila h tata neu app se big basket pe grocery le leke 😆

    • @AnimeRecapInHindi
      @AnimeRecapInHindi Месяц назад

      @@jilson1104 acha khasa comment kiya or yt ne hata diya...wah 😞

  • @lonelykaraokist
    @lonelykaraokist Месяц назад +2

    Very good HDFC bank! A very welcome move by them. The people crying about these changes are the ones we should all hate, they use personal cards for business spends and devalue the cards.
    BTW, I haven't received an email for my Infinia card yet, only received it for UPI Rupay HDFC card.

  • @saffronkeshariya8423
    @saffronkeshariya8423 Месяц назад

    TRUE 😮

  • @asgaralisiddiqui4047
    @asgaralisiddiqui4047 Месяц назад

    Thanks for content mam 😊😊😂😂😂

  • @ViNeet.KumArTomAr
    @ViNeet.KumArTomAr 28 дней назад

    Credit Card to baad ki baat hai ye Thumbnail per term conditions kyu lag rahi hai 😐

  • @ek_virus
    @ek_virus Месяц назад +1

    These are good changes.
    Only cash redemption and processing fees increase is bad.

  • @Hiniuolo
    @Hiniuolo 3 дня назад

    Mam THEY HAVE SENT IN MAIL IF SPEND IS PER TRANSACTION, AND NOT ON FULL VALUE AS YOU HAVE TOLD OVER HERE , PLEASE CLARIFY

    • @Hiniuolo
      @Hiniuolo 3 дня назад

      This is for utility transaction , they have sent in mail per transaction and not for full months transacted value

  • @mayuraglawe4600
    @mayuraglawe4600 28 дней назад

    they are also eating our limit. last month i fully paid credit card bill and available limit was 7000 rupees. now in next billing cycle available limit showing as zero. where is gone my 7000 rs limit . answer is finance charges . itne mein to mera ghar ka rent aur kirana bhi nikal jata hai. its time to close the card. it is better to invest in mutual funds and then redeem money as and when required

  • @kartikeyaggarwal2561
    @kartikeyaggarwal2561 27 дней назад

    Which card to go for now? So many devalutaions - Kya hi kare ab?

  • @ankitm8246
    @ankitm8246 Месяц назад

    No effect on me

  • @MANISH12665
    @MANISH12665 Месяц назад

    I have one doubt the cashback redemption charge will also be applicable on hdfc debit card ?

    • @balajibalu1481
      @balajibalu1481 Месяц назад

      No charges When u redeem points into bank account but you can only redeem cashback points minimum 500. Maximum 3000.

    • @MANISH12665
      @MANISH12665 Месяц назад

      @@balajibalu1481 we have to redeem in multiple of 250 and there is no such maximum amount as such for platinum easy shop debit card

  • @abhinavshots01
    @abhinavshots01 Месяц назад +1

    What if I use credit card for lic premium Is there any fee charge for that ..?? (HDFC BANK CREDIT CARDS)

    • @sakshammakkar7460
      @sakshammakkar7460 Месяц назад +1

      No there is no charge on that, and if you have amazon icici credit card you will in fact get 1% cashback on that

    • @abhinavshots01
      @abhinavshots01 Месяц назад

      @@sakshammakkar7460 ok thank you 🙏🙏

    • @abhinavshots01
      @abhinavshots01 Месяц назад

      @@sakshammakkar7460 i have that also

  • @adit2795
    @adit2795 17 дней назад

    Make a video for best credit card for car purchase.

  • @intal1000
    @intal1000 Месяц назад

    Wrong information , utilities par per transaction ki limit h , monthly nhi

  • @mdfilms6893
    @mdfilms6893 29 дней назад

    Not a big issue hdfc is trying to stop the loophole for saving cards for genuine transactions

  • @SS5Suny
    @SS5Suny Месяц назад

    Dide consumer pay the bill .. and companies controlling where they should spend thats insanity. Chargeson charges. What stupidity. If someone wants to pay rent or fuel that should his choice . Charges should be levied only on lat fee etc

    • @CardAcademy
      @CardAcademy  Месяц назад +1

      This is done because a lot of people are using cards for non-personal usage.

  • @suneetsardana123
    @suneetsardana123 Месяц назад +2

    Shaabash Card academy Vaali Ladki. Yeh main tujhe batane vaala tha. Lekin tune pehle hi bata diya. uske Liye tera Thank u

  • @user-wb3is5oc9v
    @user-wb3is5oc9v Месяц назад

    No major change.

  • @sc1zj
    @sc1zj Месяц назад +5

    Bogus card, will surrender

  • @ushnish_bose2001
    @ushnish_bose2001 Месяц назад

    😢😢😢

  • @someonespecial1171
    @someonespecial1171 Месяц назад

    Just one month ago I took millennia credit card

  • @sreejithekarunakaran5673
    @sreejithekarunakaran5673 Месяц назад

    Going to close my HDFC cards

  • @Spiderweb007
    @Spiderweb007 Месяц назад

    Cashback redemption charge is scummiest change, at least others are understandable

  • @aryanpandit4750
    @aryanpandit4750 Месяц назад

    I Closed 1 Axis & 1 SBI Card Already
    Now HDFC Yes Bank Ki Baari Hai

  • @sksahu84
    @sksahu84 Месяц назад

    Madam your voice is very sweet.

  • @divyanshumishra7896
    @divyanshumishra7896 Месяц назад

    How to request for higher limits on axais bank I have tried but fail😅

    • @amrit0501
      @amrit0501 Месяц назад

      give bribe

    • @pshivakumar6811
      @pshivakumar6811 Месяц назад

      wait for six months after issuance and spend some good every month in that 6 months and contact customer care
      for higher limit

    • @divyanshumishra7896
      @divyanshumishra7896 Месяц назад

      @@pshivakumar6811 I have always used 90% bro I will try again next month
      I will I have American express card with limit 230000 soo please give me something about 1lakh to 1.5lakh
      What u say ,?

    • @divyanshumishra7896
      @divyanshumishra7896 Месяц назад

      @@amrit0501 from credit card 😂

    • @divyanshumishra7896
      @divyanshumishra7896 Месяц назад

      @@pshivakumar6811 I will say that I have American Express card with limit of 2.3lakh soo please give me limit of 1.5 to 2 lakh please
      What u say ?

  • @vishalsharmaize
    @vishalsharmaize Месяц назад

    Close all major banks cards now..

  • @PankajGNandi
    @PankajGNandi Месяц назад +1

    Criteria to get BUSINESS CARD

    • @TDSGLOBALGAMING007
      @TDSGLOBALGAMING007 Месяц назад

      You should have current account you can file application from bank manager they will update you can get or not 🐣

  • @v.7680
    @v.7680 Месяц назад

    Video me camera ke close aake video banaye madam..

  • @shashankm8981
    @shashankm8981 Месяц назад +1

    Ab toh debit card hi better lagre😂

  • @MithileshBhoir17
    @MithileshBhoir17 Месяц назад

    RIP Millenia card😢

  • @user-tm4jn5zu1k
    @user-tm4jn5zu1k Месяц назад +3

    From last few months she had been making videos with full covered clothes, may be her family wants to be more conservative on social media

    • @DeveshBeri
      @DeveshBeri Месяц назад +7

      Focus on the information

  • @ashwin9823
    @ashwin9823 28 дней назад

    Time to close!

  • @parthaj33
    @parthaj33 28 дней назад

    gajgiri never heard this word before .....😆 😆

  • @Ravicgsce
    @Ravicgsce Месяц назад

    Credit cards are becoming less attractive. Middle class ko giradiye hai. Inflation sida assar hai.
    Only jyo super high spenders ko hi some what benefit hai.

  • @darshanshukla497
    @darshanshukla497 29 дней назад

    3:31

  • @MANISH12665
    @MANISH12665 Месяц назад

    Hdfc millennia par nahi lana tha yaar

  • @sauravkumar-to6qg
    @sauravkumar-to6qg Месяц назад

    Tm yaar aur v alag category ka vodeo bnao... Achha chalega cards wlaa utna log nhi dekhte.

  • @harunshaikh2695
    @harunshaikh2695 Месяц назад

    Nich look new

  • @vigilante_stark
    @vigilante_stark 27 дней назад

    CCs ke sath sath kisi aur ki bhee devaluation ho gayi 😂

  • @textinjordan1427
    @textinjordan1427 Месяц назад

    Hdfc sent wrong card😑
    I asked for millennia and got privilege

    • @CardAcademy
      @CardAcademy  Месяц назад

      If you haven't activated it, then you can call the bank and cancel it.

  • @rasulrasul3833
    @rasulrasul3833 Месяц назад

    Gaya tata khatam.... education payments...khatam...tata 😅😅❤😂

  • @narendrareddyguvvala7474
    @narendrareddyguvvala7474 Месяц назад +2

    This is very unfair. Now everyone should close their hdfc cards. Then hdfc will know its impact

    • @SahilMandre
      @SahilMandre Месяц назад +1

      Sure I will close my two card of HDFC

    • @cmdhanu8158
      @cmdhanu8158 Месяц назад +1

      don't! , genuine spends unaffected

  • @NeerajKumar-vs9fd
    @NeerajKumar-vs9fd Месяц назад +5

    I think it’s good move by HDFC to avoid the abuse of CC, except cash back.

    • @SahilMandre
      @SahilMandre Месяц назад +2

      You might the employee oh HDFC
      .. isiliye aapki jal Rahi hai...
      Warna bhai jisko jaise use karna hai karne do... Payment time pr mil raha hai na ..bas ...ye hona chahiye...already bahut charges lagaye ja rahe hai....
      Jada charge lagenge to log kyu hi lenge

    • @NeerajKumar-vs9fd
      @NeerajKumar-vs9fd Месяц назад

      @@SahilMandre Bhai mai koi HDFC ka employee nhi hu, even mai kisi bhi bank ka employee nhi hu but the way people use credit cards, bank are trying to reduce the cost. They will give benefits if they will earn more money.
      Bhai har cheez me negative hi ku dekhte ho.
      Kuch logo ki wazah se genuine card user bhi suffer karte hai. And waise bhi after few years, credit card market India me down hoga. Foreign countries me to cards pe sirf miles milte hai and interest free period only.

  • @shikharsingh5521
    @shikharsingh5521 Месяц назад

    Too much devaluation

  • @manishtripathi1990
    @manishtripathi1990 28 дней назад +1

    Dear BJP, you take all his salary and make him poor, why u are not against petrol price hike in karnatka...please don't hide behind banks....

  • @itsinvinciblegaurav
    @itsinvinciblegaurav 28 дней назад

    Ab Credit Card Close Karna Padega

  • @mrkumar3222
    @mrkumar3222 22 дня назад

    Dhere dheere sab bnd kar dega

  • @Jayjagannath582
    @Jayjagannath582 Месяц назад

    Mein mera 14 credit card close Kara rahu

  • @arche6188
    @arche6188 Месяц назад +1

    Millennia card close karna padega abhi

  • @SAHILSHAIKH-xr6my
    @SAHILSHAIKH-xr6my 27 дней назад

    Toilet mein hagne keliye bhi charges lagayega bahut jald plus gst

  • @prateekbatta2012
    @prateekbatta2012 Месяц назад +2

    Kuch b kaho... ladki sundar h. Ye mujhe roz bataye credit cards k baarein mein. Mai sunuga

  • @kdn6827
    @kdn6827 Месяц назад

    Looks like you have stopped trying to put efforts in looking good.

  • @Chets
    @Chets Месяц назад +2

    Thodi dholu ho gayi ho

  • @sauravkumar012
    @sauravkumar012 Месяц назад

    ☝️

  • @greatestananth
    @greatestananth Месяц назад +1

    Humble feedback - Some investment could be dressing/make up/hairstyle to make the presenter more pleasing.

  • @QUICKKNOWLEDGE
    @QUICKKNOWLEDGE Месяц назад

    Band kro card

  • @hasanraja1934
    @hasanraja1934 Месяц назад

    Accha hain, AJ HDFC BANK JANE WALE THEE , 4 BAJ GEYA THAA AND ABHI ISS VIDEO DEKH KAR MIND CHANGE.

  • @Riteshkumar-jy8cv
    @Riteshkumar-jy8cv Месяц назад

    😂😂
    Gaya

  • @aarifnityy
    @aarifnityy Месяц назад

    Bajpa ne Desh ki waat laga di….. Hope 🇮🇳 Financial condition stables once again…. Missing Dr.Manmohan Singh

  • @23abhi23
    @23abhi23 28 дней назад

    Dear BJP, you take all our salary, make us poor. Why are you hiding behind banks and other charges

  • @Kunal-ss7ku
    @Kunal-ss7ku Месяц назад

    Cutie

  • @ViNeet.KumArTomAr
    @ViNeet.KumArTomAr 28 дней назад

    Credit Card to baad ki baat hai ye Thumbnail per term conditions kyu lag rahi hai 😐