Vancouver Real Estate So Bad They Offer AVOCADO TOAST As An Incentive To Buy! (Not A Joke)
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- Опубликовано: 23 сен 2024
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#realestate #debt #mortgage
Would you buy a house if they offered you avocado toast? Could you resist the temptation?!
I would buy another house if they skip the avocado toast and drop the price 40%
I,d stay long enough to get the toast then leave.Unless,i was really into the house.
The price have to drop 50% for me to buy a house.
What An Ass-O-Nine Incentive !
Mr. Quintieri When Are You Setting Up A Bitchute Channel ?
I hate when people try to tempt me with "free" stuff. Nothing is free, it's hidden in the price - I'd prefer the cash savings so I could use it wiser than toast.
I find my buddy's work better for me when I supply "free" beer
I'm a Millennial. They would have to sweeten the deal with an Uber gift card, a year's worth of Tide pods, and some IPO beer to get me to buy.
I remember during the recession the U.S. government made Public Service Announcements on TV, that ran 10 times an hour. It was called "feed the pig" and it featured a man in a suit with a pig head costume, sitting in front of the New York Fed, lecturing the viewer that if they stopped buying Starbucks Coffee every morning, then eventually they could buy a house because of the money they saved. The sad part is that they never mentioned it would take 40 years to do that. It was the most insulting thing I ever saw, because it treated the American public like they were retarded, and the grown ups at the Obama administration were here to tell the people how to live, instead of fixing the real problems. I still am waiting for that P.S.A. instructing us not to buy on Amazon because Retail Apocalypse is happening!
Maybe they should try that with Deutche Bank shares as well ...
as well as Commerzbank....they are both going down
The most desperate incentives I ever saw in Real Estate was in Florida in 2007. Developers of new condos and townhouses on the Gulf Coast were offering $50k BMW or Mercedes (your choice of course) with units that were in the $400k -$500k range. This was not a one off incident, and those developments crashed bad. This is what will happen in Canada.
Wow, that’s crazy! It just goes to show how overpriced the units were and how much profit they were getting at those prices.
The world is so screwed, we've truly fallen off the table...
If someone offered me a glass of wine a day or a years supply of avocado toast to purchase something, I’d be suspicious. I’d wonder what’s wrong with the product.
No this is the definition of a truly retarded world when toast is the deciding detail to make the biggest purchase of your lifetime.
I'll tell you cause I know. For wine it's cheap non-appellation wine meaning not 100% and made from inferior grapes with concentrates and additives to colour and flavour and marketed as a medium to medium upper scale wine but really cost them $2 a bottle to make that wine in 6 months added with oak chips but telling you barrel aged cause there is no law telling wineries in non-appellation wines what to call it, Just need to pass chemical standards tests and legal label approval.
Free wine every day to help you forget that you are in debt up to your eyeballs.
Lol. Yea ! $$
At this point when people say they just bought a house, I feel sorry for them. I just think man, that must suck to be suddenly house poor and broke all the time. These prices are insane.
Boomers sold out our future with unfunded liabilities and complain about us being lazy. Keep buying avocado toast while there is still something nice to have before it all caves in.
I always hear blame on boomers , I'm 42 dont understand what they did wrong , lol . Can you explain it ? I really dont get it !
@@randysmith1334 They blew up government spending by borrowing from the future to pay for nice things they refused to cut down on decades ago. The policies leading to the 21 Trillion dollar federal deficit (it alone is just the tip of the iceberg not counting state and municipal debt) were all made on the boomers majority voting watch. We're going to pay for it with more QE and dollar devaluation and I hope all these 300k RV retiree snowbirds live to see it vs dying after having successfully kicked the can down far enough where it doesn't effect them.
For the things they did do is spend a fortune on a sprawling, low density inefficient hell hole that is suburbia that has no viability without tons of middle class jobs to afford such all in houses made to last no more then 100 years.
It's why boomers are unliked, clueless, out of touch, still thinking 50 dollar adjusted for inflation factory jobs with lifelong job security are still the norm and 'those damn millenials' can't get off their cell phones'.
There are hordes of young people that are destitute due to no living wage jobs existing in large numbers that would love to not be in that situation, so you take your 120 weekly check you earn at Starbucks and buy some weekly avocado toast to eat in your van you converted into a home because rent and housing is so unaffordable. Unaffordable because not the least current boomers that take up city council positions put up red tape when you ask them to be allowed to put up a tiny house but hear 'no' because it's a 'eye sore' and you are brow beaten for not getting a better job that doesnt exist to buy a Mc Mansion like a normal circa 1965 American.
Tl;dr They squandered the post ww2 boon on non-essential excess and somehow forgot all the while calling millenials lazy snowflakes due to selective memory problems/dissasociation from their own personal responsibility in taking the country on their watch.
@@nonnon57 I should so study this , interesting .
@@Churbitser Personally I'm doing *very* well, I also empathize with peers that aren't, hence my post. Since you are so helpful and motivating, let me get your contact information, I have some homeless friends that are looking for good work and could use a place to stay at that would pay you back and be really appreciative for getting help getting a good job.
Randy Smith its not hard to get dood
In Victoria, BC prices are just as disgusting. Good luck any Millennial or Zoomer getting a mortgage without a big handout from mommy+daddy. A generation sold out by their own government to rich foreigners....sad
h h yea i kinda see that too. Aggravating.
The Chinese stop buying yet?
Chines money has slowed on the west coast. The high end market is down a lot in Seattle. The entry level is still going up because that’s all the middle class can afford here any more. Lots of competition for the least desirable homes and location on the market. The buyers of there homes will be very sorry in a few years they spent so much for a place they don’t want to live when prices fall.
Avocado toast. Starbucks. Noodle company. Keep buying that $7 coffee and complaining about not having any money. My coffee costs me 18 cents a cup.😂😂😂😂😂! And I hold it out the window and yell out: only 18 cents a cup you fools!
Coffee is poison. Dont drink it at all. There is a reason Starbucks uses a Babylonian goddess as its ‘siren’ on the cups...
Avocado!!! Take my money and where do I sign!?!?!
Uuugghh..! Avocado!! Uuugh sllllurp! Me BuY TOast AvOcADO meeeeeeEe! Huurgg! Me BuY! Uuughhsssslurp! Weeeeeeee!... ME RICh yeEaeae! Urrghh! ReeeeeE!
I guess that the word ”saving” will be considered hate speech soon
I think it already is , all we hear about is how poor we are ! Lol
It's racist to tell people to save.
Canada's economy is heavily reliant in natural resources. Right now mills in Canada and US are halting production to work off inventory and get price of lumber up...this during a time when demand should be at yearly new construction peak.. Oil price has been struggling to stay at ~ $53/barrel, oil Sands are barely breaking even. Major investment in new oil sands projects has been mothballed for over a year, large projects are mothballed, only small projects are being worked. Vancouver's economy is mostly the port and hq for timber and mining. It stands to reason when there is growth in trade, mined commodities, and timber that housing demand will be high. When those industries see a slowdown there will naturally be a decline in housing demand.
Bottom line ✅ if you don’t have 20% to put down and a credit score over 750 you won’t buy a home. They beat me to death over minor details to get a mortgage and I have all the right scores and background
Developers alot of times bulksell these new properties to big firms for cash who then resell each home to consumers.
A guy I know just bought 75 of these recently and was showing me the deals they'd advertise to get people. I listened then said , "did it ever occur to you to simply lower the price?"
*Brief pause*
We both laughed.
A global economy is the biggest threat to world economies of scales
Real estate prices were too high in the first place.
avocado toast is the best, they may want to also use fresh garlic organic flax stone ground wheat & rye bread with Greek oregano, for sure they will sell some real estate good idea. my view
@No More Libs 😂😂😂😂
olives peppers You must be a realtor. That would be a mad open house! Bet you would have a ditch millennial bidding war after serving that.
@Mazon Rodriguez Mediterranean/Greek is the recipe, naturally if a person prefers a different soil/species of oregano the recipe can be altered, yes though Greek it's the plant species it's all about botany an personal preferences
My mom was born 1919, she grew up in California where fruit grew all around. She joined the army after Pearl Harbor and served as a sergeant. I remember how she loved avocado on toast.
I like avocado toast with an egg & some salt, but i have half a brain and financial awareness, so...No.
Expenditure on food has fallen worldwide. Ridiculous compared to rents, electricity and heating costs, cars, and the most important things like phone, chic clothes, and whatever is so important.
That's why you eat bad food becomes fat and you need medication.
Why not eat only pills? Then you can afford a house. If you can't heat it up, you'll freeze to death, but you won't starve. Betting?
I recently visited Vancouver, and went to check out my old neighbourhood I lived in, back in the early 90s. The number of houses for sale in West Vancouver was simply shocking!
I think the millennial should avoid buying overpriced real estate. Let the market adjust to a reasonable level before you buy.
That won't help neither the Will kick you out with taxes AND the mortgage againg when the raise everything againg. The only reasonable óption Is movinghouse anyway there Is no way we can have families in this current system just stay away
Oh, no! They got me through my kryptonite! I'm a moronic millennial, so there's nothing I won't do for free ubers and some hipster food! ( oДo) Hell, throw in some ironic t-shirts and I'll even buy some Deutsche Bank stock too!
Don't forget a year's worth of Tinder Gold subscription.
lmao!
No debt here credit score 838... Being debt free feels wonderful.
I stopped buying avocados at Walmart after they raised the price to $1.28 each. And that was before the Trump tariff BS with Mexico.
Here in the UK you can buy Avacados for £0.70 or $1 at the market. Why are Avacados so expensive in the US?
@@grimgoreironhide9985 All I can think of is everyone found out what a healthy fat they have and are very popular with the fitness crowd. 2 yrs ago they were $1, now stores just jack up the price...Grrrr
@@Gary65437 It ironic because Mexico is your next door neighbor
Almost reminds me of the NY penthouse for sale ($85 mil) which included (amongst a house in the Hamptons & 3 cars) two tickets to visit space. Never said which vessel's providing transport, nor if its non-refundable, but with the latest downturn it looks like agents are truly getting super creative with their sales pitches.
whew!...Vancouver Canada and not Vancouver Washington...
Didn't Vancouver city planners try to deliberately slow runaway housing cost by banning overseas buyers/investors ?
But my Dad told me real estate only goes up...
Free Toast!? Where do I sign my soul over at?
Got money problems! No worries....... Ad for beer pops up.
The reason real estate prices are falling in Vancouver is because the BC government introduced a foreign investors tax to slow down all the international buying from overseas that was driving up prices. I live in this province so I know what I'm talking about. Things got so bad that only the wealthy internationals were really doing any major buying. Now that they have to pay more they are buying less.
Mr. GPS Man, I don't know about you... but if I did not get to enjoy my daily bunchs of delicious avocado toast, on slices of sour dough bread, and a few bites of imported goat cheese and sips from a glass of fine red wine... I know deep down in my broken ( i.e vain and shameless ) heart and soul, I would just faint and drop stone cold dead to the floor, and cry and let the tears flow from my eyes, and die just simply die !?!
Affording the mortgage loan payment has nothing to do with the down payment or the interest rate.
If the loan defaults and the collateral is short sale or auctioned at a foreclosure sale, then the down payment protects the lender, not the borrower.
That's why USDA and VA loans in the United States have 0% down payment; the US government (i.e., the tax payers) guarantees the loan to protect the lender.
The simple affordability formula is that the borrower must have gross income at least 3 times the amount of the loan payment, so the interest rate is irrelevant.
Regardless of down payment, if the gross income is at least 3 times the loan payment, then the interest rate is 2% or 10% is irrelevant.
That's how I was able to afford the 13% interest rate to buy my first duplex way back in 1981 with 100% financing; my gross income exceeded 3 times the payment.
There is a world of difference between over-financing (good) and over-leveraging (bad); success depends on financial literacy.
UltimateBargains I am saving for a down payment and around here, 20% down on a house is $100,000. I really have a hard time believing that putting all that down is a good idea but the payments are prohibitively high if I don’t so I just keep renting and saving. If we don’t have a correction, I will not buy a house.
@@mylesgray3470 IMHO, you would be better off learning how to invest that $100K to grow it faster than saving from your paycheck.
Also, there are distressed sellers (not necessarily distressed properties) in buyers' markets and sellers' markets.
Find a distressed seller who is also a reluctant landlord (willing to take payments to cover debt service).
Offer to buy their house by taking over their debt payments. You will need expert advice on structuring the deal.
You will get into your own house for pennies, just enough to help the seller to move out, with non-recourse existing financing.
UltimateBargains sounds like a plan! I’m currently investing about 1/3 of my income and I won’t buy a house until I find a deal too good to pass up. A lona takeover would be excellent. If the market corrects, there will be deals. Lots of over leveraged buyers in Seattle.
I came here for the....Avocado Toast!
Common sense says if you want toast for free buy a 25lb bag of bread flour and make your own sourdough and buy a home with an avocado tree.
So I guess does this mean... in the future, if the Vancouver real estate prices continue to fall with the continued low-interest rate, is it a good sign for first-time home buyers or millennials to purchase their first home to take advantage of the situation? And is there any chance that Canada might go to close to 0% interest rate (ZIRP) as the US did in their recessionary period from 08-15?
"Millennials can't get enough avocado toast, apparently." - David Quintieri. ("At least it wasn't milquetoast" - Lifelong Reading)
A family friend we just graduated college $100,000 in the hole spent $1,000 getting pictures taken of herself $500 getting pictures taken of her dog and then wonders why she's always broke on top of the countless other wasteful things that do not produce an income I see so many young people wasting their money on big trucks with tires and other pointless things concerts it's one thing to have fun but it's one thing to have fun when you're broke and waste money on things that will not return ten cents on the dollar or no return
I live in Vancouver and yes, we love Starbucks, lululemon, ryu, tim hortons and most importantly, avocado toasts.
We had the heat from chinese laundering but now cooling off and left us with high priced real estate and no one can afford to buy a home.
If someone falls for this, then they actually are stupid. Just saying.
Beyond ...but you'd be surprised how many are it blows my mind. It's the same people who spend all day on their cells talking about it and waiting for next one to come out. Or how they need a 8K tv now when most movies are done digitally in 2K up scaled to 4K and 8K we will never reach for at least another decade so yeah pay an extra $6000 for that 8K tv lol
People must be dumb cause they already added those costs to selling price and more just a marketing tactic. Many developers like in Toronto have been doing this for years as they own many event venues and wineries where they gave buyers a discount to do a wedding etc or a couple to visit their winery and spend more lol.
hahahaha lol this is one of the best Avacado Toast lol it is just so silly it is mind numbing.
House prices all around the world keep on increasing. You know why? Because the population keeps on growing.
I know what you’re thinking......”I can’t afford that mortgage! How am I supposed to eat?” Don’t worry about food! I’ll give you a gift card to buy food! Don’t think about it too long, I may change my mind 😜.
I think if you get wooed by something as ridiculous as this, you don't have the mental capacity to handle money.
I do love me some avocado toast but this is just hilarious 😅
What Is The Money GPS? The Money GPS is a news aggregation source. It compiles data from government documents, white papers, mainstream news articles, financial reports, supranational entity reports, financial charts, and any other relevant information. The information is collected, dots are connected, and compiled into videos which tend to be around 10 minutes in length. Subjects include anything from central banks, debt, stock market analysis, and information which is specifically ALTERNATIVE to what the majority of people believe. If you are looking for stock tips or help with building your portfolio, this channel is not for you. If you are looking for positivity and uplifting sermons, this channel will not provide that for you. The Money GPS simply offers an ALTERNATIVE to the mainstream view.
Love the video. Feed them cake also.
Avocado toast or a $500K mortgage?
Toast please!
"We were-and are- accused of sabotaging our children's future, hoarding power and money while expecting those with the least to foot the potentially hefty bills as we march towards our 90's.".......and as quoted by Nia, who didn't want to give her last name, (interviewed by Alistair Thomas) ... "The idea of ever owning a home sounds ridiculous. I can't imagine myself being in a position to afford one, even with a full time job. The best way for me to buy a house is for my parents to die, which is a horrible thing to say but really that's the only conceivable way." from article The Guardian - April 29, 2018. When greeting most Millennials today, asking how they are, I've noticed their often used, 3 word response: "livin' the dream"....love it. Boomers live as more Millennials than not, whine, cry and stamp their feet about injustices...pffft....wasting valuable energy. Make a life, control your own future and stop waiting for something only you can make happen. Blowing every cent you earn on The Experience Economy, waiting for your inheritance might not be the answer. It could be another 10, 20, 25 years before you get your hands on that money you think you're entitled to (and may never receive in the end) Your own shortcomings are just that - your own, regardless of how many theories you can conjure up to add to your list of excuses in the BLAME game. The Bank of Mom and Dad is CLOSED.
What I want is a deep discount on real estate NOT the avocado. I can afford to buy the avocados every single day at the grocery shop.
Throw is a side salad and you got yourself a god damn deal!
Hello
Could you please do a video about the Kondratieff Cycle?
#KondratieffCycle
I'm making this for lunch.
Lol, I will plant a avocado tree before I put mine on the market.
nice.
Stop buying property guys stop by and houses get to Van a tiny house that trailer a cargo trailer and living it up and live in it even rent an attic apartment attic apartment like I've done and I promise you guys you live free and sweet like I do...
You can lead a horse to water but you can't make it drink.
Better than avocado toast........I offer a case or world class Tulip Bulbs with the sale of each house...Garownteeed to be worth a fortune when you propagate them in the soil of your new house .... shipped in from Holland....especially to grow award winning Tulip flowers.....Don't delay - won't last long --- going fast only a few choice homes left...... :)
My house insurance cost has increased 300% since I bought back in the mid 2000s.
What is the reason?
How about a fully stocked bar?
The only bidding war I'll be taking part in is the Foreclosure auction on all of the soon to be repossessed and vacant properties. Daddy is ready 🤑🤑🤑
Find Jesus today and turn from sin , to escape what's coming.
George Rambus
I live in a nice 3 floor townhome, but do have a van for my 2 beautiful children to go where we need to. I'm 27, have the "american dream". (Relatives now want to be a part of my life all of a sudden.) It all came from the Living God, Jesus Christ. My story is like Job in the Bible. I know that this life is *fleeting* and things, house, and cars, have no value compared to the human soul, and where it goes from here is the most important thing.
Will buy when the house comes with a Model X
do I get candy if I buy a car lol
This video is great because it is a pragmatic display of just how bad the house of cards is getting. I really wish you would make a comparison between the U.S. and Canadian mortgage system, because Americans don't understand how Canadian mortgages are "rigged" to keep you in debt. I suppose the Canadian banks will try to offer U.S. style mortgages as the market continues to crap out, but it will be too late by then.
Where did the "avocado toast" phrase start? I'm curious. I've only heard about it on the news, but never tried nor seen nor heard of anyone actually eating it.
Hipster's lining up for presale icondos like they were lining up for iphones... All these ridiculous incentives remind me of an old saying, "penny wise, pound foolish". That chart regarding the sales price in Vancouver year over year just proves the insanity taking place.
$22 for toast, avocados cost about .79 cents at Walmart. Ridiculous!
avocado here in New Zealand are between five and seven dollars each - crimea river.
I need avocado toast (food) more than I need a mortgage.
Take one and .... Run
I confess, I am a chump for avocado toast. Give me free avocado toast for a year, and I'm toast.... plus if Trump puts a 25% tariff on products coming from Mexico, avocados being top of that list, i'd probably buy two houses I can't afford. Maybe I should move to an avocado plantation in Mexico? i need help.
Boomers trying to sell their Mc mansions that nobody wants.
f Thanks to the Fed, these big houses are no longer single family homes due to inflated prices. In Seattle, people rent out each room to working stiffs with good jobs and no family. As many as 5 individuals in one house. That’s life now.
Condescend us while needing our debt...
Thank you, All interesting, Catch you on the Next one
Good ol' Vancouver...
Australian Government are letting first home buyers get a home for only 5% down without mortgage Insurance, comes in next year
Our houses are so overpriced even a 5% deposit is just a dream. Even then you face a spartan lifestyle for the rest of your life as repayments are so massive.
@@item6931 yep stupid government trying to trap the young to debit for the rest of there life, I hope there smart enough but not so lots are looking forward to its implementation
I think it was GM and 2 other car companies I read are offering a gift card to test drive a car. I need to find where I read that but I came across that a few days ago.
Hey Younger generation that's smart enough to stay away from a financial death trap.... Come buy our over priced houses so we can retire and you can be strapped with a butt ton of debt.
I dunno, Dyatlov said the economy is running at 3.6 roentgen. Not great, not terrible.
Simple living is the key guys don't buy houses hell no they come in economy a crashes those house bills are going to go sky-high I live out to my van simple I love it most Canadians are doing that that's why it's called vancouber for a reason most people are living today bands just like I do check out the RUclips videos you'll see that simple living is the key having to have some just put you in that..
But the choice is yours thank you....
ska punk OI! alternative living I have been embracing minimalism myself. As much as I would like to buy a house, the job market is too unstable to be tied down so I rent furnished rooms from people on Craigslist. Saves me about $1000 a month for 3 years now and instead being tied down living paycheck to paycheck, I have savings and I can move easily with one car load.
@@mylesgray3470 that's the way to do it my friend you've got it perfect I couldn't say it better myself you're doing the right way this is why people like you and me will never have money problems and a lot of people don't have to have it but they want to buy a lot of stuff they don't need and like you said the job market is unstable years ago you can look at the job and saving for 30 years today I'm not too sure..
For that for so for that reason and others I live simple so if anything happens if I lose my job I can leave my locker room and move into my van full time and be safe and be simple you have to adjust your lifestyle to live simple and you'll be just fine..
ska punk OI! alternative living I work at Boeing. Talk about a good job but no job security lol. Keep fighting to good fight!
@@mylesgray3470 in your case you have a great job but make no mistake they can lay you off at any time so don't I recommend you don't buy no houses or don't buy expensive brand new cars trying to cut back live simple save a lot more money buy some land somewhere and just prepare yourself just in case that day does come which I hope it don't my friend you're doing the right thing simple living is the key that's what I'm doing myself...
ska punk OI! alternative living In my line of work, I can always land a new job in a few months as long as I’m willing to move across the country if needed so it’s good to keep possessions to a minimum. I’ve been laid off twice in the past. That’s just life in Aerospace! Not a big deal if your prepared. A house or even furniture complicates things quite a lot if I need to jump on the next opportunity.
Good video
Now I know an idea for a business: sell avocado toast via a webshop!
I wouldn't buy it even though they offer a free w*fe!
because you're poor
A free wife would actually have a negative result in sales. Wives come with too many headaches... I'd go for the toast instead.
A free wife? How much do wives usually cost?
@@peacefreedom4930 dangerous question to ask
@@peacefreedom4930 Your Soul
Who pays for the avocado toast?
Actually most people who live in Vancouver Canada I live in after they Advance as I do they do not right now again cargo vans full size Class B Vans clipart of people getting smart then I own in halves anymore they know how high the bills are if they're smart don't buy a house in Canada or America you got your bad as I do and I have no money to pay bills have money in your pocket every day like I do...
Are those avocados filled with soy? Then I am more than happy to take some.
So many Millinnials are like this, my daughter is no different earning 100k with a partner making 85k yet they can't afford to buy in Auckland NZ. Because they are living too high on the hog, uber take aways, nice holidays, nice cars, living in the moment. A basic 2 bed unit in Auckland is around 750-850k in Auckland and they need 30-40% deposit to start, whilist still paying for student loans. They are pretty much stuffed in these markets. So they rent for $580 per week for a small 2 bed box and have been burgled twice whilist they're out working long hours.......crazy world, crazy times.
To be honest I like better a bruschetta toast with Italian ham on it..
add some steak, onions, slice of reserve vermont cheddar.... I'll buy it
Rgb Rides
That sounds good chef, now I’m hungry. 😋
sadly everyone benefits from high house prices, except the buyers.
Canadians... They'll buy an igloo if you offer them something fre with the deal, like free ice for life or a pencil sharpener.
Stop it. Stop it.
I'm drooling.
I would be willing to be homeless for free wine and avocado toast.
Or beer and pretzels.
Free food is good. Right?
Baby Baby maybe they will sell you just the year of wine and toast without the house for $50,000. Would be as good of a deal as if your bought the overpriced house. Lol
I came here for the truth!
🤔 whats Avocado Toast? 🤔
Time to load up a truck full of bread and avocado spread and head north!
I'm just saying will the avocado toast be a hidden fee occurring interest on the backend?
First..... good morning David.... keep up the good work