@ I’ve heard US ETFs are not available in Canada. For example, they have their own version VFV from Vanguard rather than VOO US version. Interesting that Singapore can directly invest in US ETFs.
If you have a broker that has access to NYSE and Nasdaq, you should be able to invest in U.S. ETFs like VOO. That's how we invest in U.S. securities from Singapore.
good information but the way you described expense ratio is wrong it is already priced into the performance. While not explicitly shown on the chart, the expense ratio is deducted from the ETF's NAV on a daily basis, meaning the price you see on the chart already reflects the cost of managing the fund
Hi, thanks for the insightful content ! Was wondering the difference between QQQ and QQQM? Is there any other qqq variation to be on the look out for a non us resident?
QQQ and QQQM are essentially the same. The latter has lower fees (0.15% vs 0.20%) but it is a much smaller fund which means liquidity could be an issue if you're trading larger volumes of it. There is EQQQ which is Irish-domiciled but the expense ratio is higher at 0.30%. In our opinion, the QQQ already has a very low dividend yield (~0.5%), so the U.S. dividend withholding tax doesn't hurt foreign investors too much.
You can consider Ark if you agree with its investment philosophy and mandate. Disruptive companies have a lot of potential for growth, but you also face higher volatility due to their relative uncertainty.
It really depends on your investment goals and risk profile. Are you looking for higher growth? Are you comfortable with the higher volatility in the tech sector? Then you may lean toward having more QQQ. Hope this helps!
Hi Andrew, Ark is an active ETF managed by Cathie Woods and her team, which is different from the SPY/QQQ which are passive ETFs which simply track their respective indices.
But isn't it so that even if a new sector like health care is at the top and not IT anymore, that thoose companys will also be on top of QQQ and outperform SPY?
The QQQ has a larger weighting of tech companies compared to the SPY. Therefore, if the tech sector underperforms, it will drag down the QQQ more compared to the SPY. Similarly, the QQQ has 6% exposure to healthcare, while the SPY has 11%. If healthcare outperforms, the SPY will benefit more. Hope this explains!
Hi Lynn, Yes! We did a video on the SPY and how to reduce your withholding tax: ruclips.net/video/gTdhVsT7CVo/видео.html. For the QQQ, the alternative is the EQQU which domiciled in Ireland.
SPY (1.2%) actually has a higher dividend yield than QQQ (0.49%). Both yields are too low for SPY or QQQ to be considered dividend investments. www.nasdaq.com/market-activity/funds-and-etfs/spy/dividend-history www.nasdaq.com/market-activity/funds-and-etfs/qqq/dividend-history
Thanks for the sharing! Enjoyed it. Do you mind also comparing the difference of long-term investment in QQQ vs TQQQ? I think there's a common misconception that TQQQ gives you 3x more return because of the leverage. However, it's not a suitable long term investment. Correct me if I'm wrong, I'd like to know more about it too.
That's right. Leveraged ETFs like the TQQQ are only meant for short-term plays. It is not suitable for long-term holds as the leverage is rebalanced daily. Because of this, even an equal price movement down and then up in the index produce a loss for the leveraged ETF. This article will explain more: www.investopedia.com/articles/financial-advisors/082515/why-leveraged-etfs-are-not-longterm-bet.asp
I don't understand why stocks being at all time highs is a reason to avoid them. If you expect a stock to go up over time, wouldn't it constantly hit and exceed all time highs?
You can invest at highs if you're following a DCA strategy for broad-based market ETFs that are already diversified. But if you're looking at an individual stock, you may prefer to wait for a reasonable valuation so that you have a wider margin of safety and can earn a higher potential return.
You can use the Simple 20 Month Moving average as a good way to time buying and selling the QQQ. When they QQQ closes above it's 20 month simple moving average you buy. When it crosses below it's 20 month simple moving average you sell.
Anything near its historical P/E average is fair. Right now, the QQQ is trading at 32 times earnings which is higher than its average: www.gurufocus.com/etf/QQQ
None of them are good they are manipulated by the big money players. If you are making money with your business or your job just pay off all your debt and the start making a money pile somewhere. Put a monthly amount into silver bullion coins. Stay away from real estate you will take a bath there.
![BLACK BAG - Official Trailer [HD] - Only in Theaters March 14](http://i.ytimg.com/vi/Du0Xp8WX_7I/mqdefault.jpg)
75% QQQ, 25% Cash ready for a QQQ dip. Tech is everywhere and everything and only going to get bigger.
QQQ is a great way to just park money every month and let it grow without the hassle of constantly researching stocks.
Interesting. You can also invest in US ETFs from foreign countries like Singapore?
Yes, easily.
@ I’ve heard US ETFs are not available in Canada. For example, they have their own version VFV from Vanguard rather than VOO US version. Interesting that Singapore can directly invest in US ETFs.
If you have a broker that has access to NYSE and Nasdaq, you should be able to invest in U.S. ETFs like VOO. That's how we invest in U.S. securities from Singapore.
very informative well researched ..great discussion thank you!
Thanks! Glad you liked it!
OMG, I was looking at these two this morning and I was leaning toward QQQ. I think I will go with SPY.
Currently SPY P/E is higher than QQQ, 37.24 vs. 36.10 as of 27 May 2021
I like voo personally.
Good choice!
Get both!!!
How about Voo even more cheaper 0.03%
Thank you for share the investment information ,I will keep follow this channel !!
You're welcome! Thanks for following!
Combine options with ETF is super good.
Excellent video good job guys. I think I will go with SPY for stability and peace of mind. Thanks guys !!
Thanks for watching! Yes, invest according to your needs!
thanks, very good content!
Thanks Regine!
Love the video and format!
Thanks John!
Extremely informative
Glad it was helpful!
Great video guys!!!
Thanks for watching, Charlie!!!
good information but the way you described expense ratio is wrong it is already priced into the performance. While not explicitly shown on the chart, the expense ratio is deducted from the ETF's NAV on a daily basis, meaning the price you see on the chart already reflects the cost of managing the fund
Thanks guys it was good discussion and I enjoyed it.
Glad you liked it, Syed!
I have been dca into SWPPX which tracks the sp500 index but I buy a few shares of QQQ a month and sometimes wonder if I’m better off just picking one.
Well done.....superb !!
Thank you!!
Why not Voo?
VOO is fine too. We just compared the two largest ETFs for the S&P 500 and Nasdaq-100 respectively.
Thank again for this great content!
Our pleasure!
QQQ - 60%, SPY - 20%, VTI - 20%. Done.
Very nice!
I second this!
So simple but this is absolute gold advice
Too much overlap
No too much overlap. SCHD + VGT 50/50 is the best
It will be an endless debate or discussion unless the stock market is not working some day.
Can you compare between SPY ,VOO and IVV
Hi Klosen, Yes! we've actually compared these ETFs and their Irish-domiciled counterparts here: ruclips.net/video/gTdhVsT7CVo/видео.html
Hi, thanks for the insightful content ! Was wondering the difference between QQQ and QQQM? Is there any other qqq variation to be on the look out for a non us resident?
QQQ and QQQM are essentially the same. The latter has lower fees (0.15% vs 0.20%) but it is a much smaller fund which means liquidity could be an issue if you're trading larger volumes of it. There is EQQQ which is Irish-domiciled but the expense ratio is higher at 0.30%. In our opinion, the QQQ already has a very low dividend yield (~0.5%), so the U.S. dividend withholding tax doesn't hurt foreign investors too much.
@@TheFifthPersonChannel thank you for replying. Happy 2022 to you and the team:)
Could you please share your views on arkk and disruptive innovation? :)
You can consider Ark if you agree with its investment philosophy and mandate. Disruptive companies have a lot of potential for growth, but you also face higher volatility due to their relative uncertainty.
amazing!!! 🔥🔥🔥🔥🔝
Thanks! 🔥
Saya day paka berminat tapi take tuhu nak bermula
Great content!
Thanks Randy!
excellent video- thank you.
Thanks, Ben! Glad you liked it.
Amazing contents. Very technical and cover different type of investor needs.
Thanks, Bernard! Glad you like our content!
Agree!!
I've got SPY and QQQ.
So I guess I am very diversified.
Pretty much!
Wow. Thats a lot of research. Thank you so much.
Our pleasure, Derrick!
Really good content you guys are fun to watch 😂
Thanks Alonzo! 😄
A good video. Thanks.
Thanks Nicholas! Glad you liked it!
Qqq has good ratio consumer discretionary. They more diverse than other hugh ratio tech stocks. Either way qqq good have in portfolio w spy
Does QQQ indirctly has invest ment in A.I?
Yes, many of the large US tech companies have AI initiatives.
what about VOO?
No difference from spy. Same thing but different company
@@justinchiu5206 the expense ratio is lesser than spy. If I am not wrong, it is 0.03%.
How about the Dow Jones index ETF? Should investor also invest as its also a major US stock index?
We prefer the S&P 500 as it is more well-diversified and is a better, broader representation of the overall U.S. stock market.
Coincidence. I'm just thinking about this as well to invest
“A wizard is never late, nor is he early, he arrives precisely when he means to.” 😂
Thamk you from Thailand
Kráp! You're most welcome!
What yr opinion / advice about Hang Seng Tech ETF.
Hi Rikki, yes, the Hang Seng Tech ETF is a good option if you're looking for exposure to large Chinese tech stocks listed in Hong Kong.
Cqqq!
Timely 30/12/2022 all at the bottom again😉
QQQ for the next 10 years, but SPY for the next 100
Thanks a lot for the sharing!
Our pleasure!
Would 50/50 be better? QQQ and VOO?
It really depends on your investment goals and risk profile. Are you looking for higher growth? Are you comfortable with the higher volatility in the tech sector? Then you may lean toward having more QQQ. Hope this helps!
Is it ok to get both .? Or should I get ark etf
Hi Andrew, Ark is an active ETF managed by Cathie Woods and her team, which is different from the SPY/QQQ which are passive ETFs which simply track their respective indices.
But isn't it so that even if a new sector like health care is at the top and not IT anymore, that thoose companys will also be on top of QQQ and outperform SPY?
The QQQ has a larger weighting of tech companies compared to the SPY. Therefore, if the tech sector underperforms, it will drag down the QQQ more compared to the SPY.
Similarly, the QQQ has 6% exposure to healthcare, while the SPY has 11%. If healthcare outperforms, the SPY will benefit more. Hope this explains!
there is a witholding tax on dividends on SPY and QQQ for foreigners, can you suggest similar ETFs to invest without this tax?
Hi Lynn,
Yes! We did a video on the SPY and how to reduce your withholding tax: ruclips.net/video/gTdhVsT7CVo/видео.html. For the QQQ, the alternative is the EQQU which domiciled in Ireland.
I've invested in QQQ, however I already had in Amazon, Google, and Apple. Should I sell these as they're apart of QQQ? I'm new to this.
It depends on your portfolio allocation strategy and whether you're comfortable with having more individual exposure to Amazon, Google, and Apple 😊
@@TheFifthPersonChannel Ah right, makes sense. Currently Amazon is my most invested into. Followed by Google & QQQ. Then Apple.
CSPX & CNDX available in LSE are more tax friendly for SG residents
Thanks, Kian Hwee! Yes, we also covered Irish-domiciled ETFs for the S&P 500 here: ruclips.net/video/gTdhVsT7CVo/видео.html
You guys haven't covered dividends in any way I've been collecting good dividends from QQ can you say the same thing about SPY?
SPY (1.2%) actually has a higher dividend yield than QQQ (0.49%). Both yields are too low for SPY or QQQ to be considered dividend investments.
www.nasdaq.com/market-activity/funds-and-etfs/spy/dividend-history
www.nasdaq.com/market-activity/funds-and-etfs/qqq/dividend-history
@@TheFifthPersonChannel your right, except it makes it a little easier waiting for a multiple months swing trade to materialize
Thanks for the sharing! Enjoyed it.
Do you mind also comparing the difference of long-term investment in QQQ vs TQQQ?
I think there's a common misconception that TQQQ gives you 3x more return because of the leverage. However, it's not a suitable long term investment.
Correct me if I'm wrong, I'd like to know more about it too.
That's right. Leveraged ETFs like the TQQQ are only meant for short-term plays. It is not suitable for long-term holds as the leverage is rebalanced daily. Because of this, even an equal price movement down and then up in the index produce a loss for the leveraged ETF. This article will explain more: www.investopedia.com/articles/financial-advisors/082515/why-leveraged-etfs-are-not-longterm-bet.asp
Ahh..I see. Thank you so much for the clarification! The link was also very helpful. Appreciate it!
@@rignesh2644 Invest a small amount in TQQQ and trade half of that. You will see the returns and the potential of TQQQ.
I don't understand why stocks being at all time highs is a reason to avoid them. If you expect a stock to go up over time, wouldn't it constantly hit and exceed all time highs?
You can invest at highs if you're following a DCA strategy for broad-based market ETFs that are already diversified. But if you're looking at an individual stock, you may prefer to wait for a reasonable valuation so that you have a wider margin of safety and can earn a higher potential return.
Prices are high!! That's when you sell...
in 2013 stocks were at all time highs, many people thought this was a triple top. Of course 10 years later the S&P has returned 200% since then
suggest VOO and QQQM for lower fees
Yes, good choices as well! We actually covered this for the S&P 500 here: ruclips.net/video/gTdhVsT7CVo/видео.html
Thanks for sharing. What about SPY vs VOO? which one should we choose?
That depends on whether you prefer a more balance or more tech-focused ETF
VOO for Long term investor. Spy is better for options because it is more liquid
I prefer VOO
QQQ better than SPY.compare 2,3,5 10 years charts.
Singapore boys
Could you please share how to time the entry to ETF in your next episode? Thanks!
We'll do a roundtable on that in the near future!
You can use the Simple 20 Month Moving average as a good way to time buying and selling the QQQ. When they QQQ closes above it's 20 month simple moving average you buy. When it crosses below it's 20 month simple moving average you sell.
QQQ king 👑
So what’s a fair valuation for QQQ in your opinion?
Anything near its historical P/E average is fair. Right now, the QQQ is trading at 32 times earnings which is higher than its average: www.gurufocus.com/etf/QQQ
👏🏽👏🏽👏🏽👏🏽👏🏽
What is the symbol of QQQ ? is it this one ? Invesco QQQ Trust ?
Yes, the symbol of the Invesco QQQ ETF is QQQ.
@@TheFifthPersonChannel Shocking LOL
SPY 30%, VTI 30%, QQQ 20%, VYM 20%
option is better
Can you share some of the good ETF tracking the China Market?
Hi Alven, we'll do a roundtable on China ETFs soon!
Qqq less manipulated than spy
VGT has beaten qqq
Schg is far better than spy
None of them are good they are manipulated by the big money players. If you are making money with your business or your job just pay off all your debt and the start making a money pile somewhere. Put a monthly amount into silver bullion coins. Stay away from real estate you will take a bath there.
Too bad it’s not China Market.
We'll do a roundtable on China ETFs next time!
@@TheFifthPersonChannel Great! They will be no.1 economy in future! Must buy!
Of course stock are but Crypto is far better!! Crypto will eventually take over stock in this bull run!
not
Gototp