I did applied in every NBFC but due to my dad age limit and his income which was showing around 9 lakh in his itr.. I only got rejection. First I applied in HDFC credila, then in auxilo, then in avanse, unicred but from everywhere I get rejection. Then one of my friend suggested me to apply in axis bank..I knew that banks only gives loans on collateral but banks like axis also provides unsecured loans.. I applied in axis bank but didn’t had enough hope.. still I applied and after fully procedure I get a call that they will come to my house to check whether I’m a genuine student or not.. they came and checked.. and one day I got a call that my loan is sanctioned.. I wanted 20 lakhs rs loan but they provide me up to 25 lakhs. And yes my dad’s credit score does help me to get unsecured loan up to 25 lakhs even though he was retired, 60 years old with no property And weak financial funds. Don’t lost hope.. try in every NBFC ,every banks, every other trusts.. The road maybe look hard but if you want something you’ll archive it for sure.
My dad has excellent credit history along with proper ITR and everything and one home loan and I have civil of 785 and still Hdfc Credilla is not giving me any loans and from one year I have tried in other banks nothing is happening and finally I lost hope of going out because the process of loan is lengthy and even after that I didn't got anything and wasted a lot of time. I am glad that other students like you are getting a loan and able to fulfil your dreams. All the best everyone.
20 lakh loan , is it worth taking for Canada ? current situation, part time job will only help you to cover your monthly expense and if by chance you will got full time job in Canada , starting salary will be around 45000$ which will be after tax and deducting insurance and disability tax will be around 34,000 which will be around 2800 monthly , and if you managed to save 1200 a month so this will take around 3 years to clear the loan + 2 years of education . means 5 years of 0 savings . and just in case someone buy a car , monthly expense will increase by 600 to 1000 $.
Thanks it inspired me alot and i will use this information and take a loan after my degree my dream destination for my further studies is New York thanks you sister
Mam just vdo dkh k hdfc credila m baat kri to vo khte BA k liye unsecured loan provide ni krte koi or btado plz bhot jgh hth mar liye mne khi se ho e ni para plz rply me mam
I think that(20 lakh ) amount possible when salary slip amount goes on high number because my agent said that you only obtain 8 or 9 lakh by education loan
Sister thank you so much 🥺no one can give information like this I asked lot of students but non of them ready to give information thank you thank you thank you so much 🥺✨
Hey I have a question just wanted to know, like if you have been sanctioned a loan of 25L for 2+1grace year. And you disburse 20L of it, will you then have to pay the interest from the very time of your withdrawal on the sum withdrawn like 20000 every month... Or will I have to just pay the partial interest till the end of grace period. And after I'll have to pay the simple interest of 20000...
Ek minute, clear me, if your mother had closed business and no income flow in her bank account yet they agreed to give loan? How is that is strong reason for loan with income backup?
Hii, thank you so much for providing this info, one question, can we pay fees first and then simultaneously education loan get processed? Because my college last date is very near and us time me loan to disburse itni jaldi nhi ho payega
What are the cibil score requirements for education loan where you applied? Min and Max cibil score. Can a person without credit score history apply from them ?
It will be a little tough with no credit history and almost impossible with bad credit history. Saying this with experience as I have faced rejection due to this reason. If your co applicant's credit score is bad and there are some past dues. Please first solve that issue and then apply because if you get rejected by one bank or nbfc other's can see that and you will be asked about those rejections and the whole thing will get messed up. Still, I am not pro at this. Everyone's case is different. Never lose hope.
Didi mere papa ki income utni achi nhi 30000 to 35000 thousand he earning h Contracter h mere papa and property bhi 10lakh se zayada ki nhi hogi toh mere milega kya
HDFC credila vaale disbursement se pehele travel insurance bhi karwane ko bolte hai? Mere case me kehre hai ki compulsory hai karwana but consultant bolre hai ki its not compulsory. Kindly suggest what should i do
hi, didu i want to know that this bank is a branch aur main bank Bcz in my area HDFC is saying they don't give education loan and we have to go to Chandigarh and i belong to karnal,haryana
@@salonimehla5054 you can approach them online.. they're now available on digital platforms... And talk to MR. Vikas he'll guide, don't go with any other person
I am like.... behan jaldi bol kal subh panvel nikalna hai..... it would be better if you would have make a comparison and list rather than telling your life story....
Muje please ek baat batao for ex mera loan 15 lakh ka hai to total amount emi ki 15000rs hai jisme se mujhe 5000rs pay karna hai and 10000 rs total amount m add hogi . Kya apke kaise m bhi Aisa hai ?
I got refusal from Australia and still didn't received refund of my previous college and my new offer letter received within 1½ hour . The problem is that I have to pay my fees within 15 days . Plz suggest me that what should I do for paying my fees .
Comment down your intake, college, location ✅also checkout others, Network with your college students 😊⬇️
My sept 2024.
Please tell me your per month interest amount
Sister mere pass sirf house h so mereko 65lakh loan mil sakta h kya
Or baaki assets h mere ghar
Or ha 1 bigha zameen because m city m rhta hu
How we know the person calling or msg us is really from HDFC CREDILA
Your so informative and the explanations are so soothing !! Thank you so much ! ♥️
I did applied in every NBFC but due to my dad age limit and his income which was showing around 9 lakh in his itr.. I only got rejection. First I applied in HDFC credila, then in auxilo, then in avanse, unicred but from everywhere I get rejection. Then one of my friend suggested me to apply in axis bank..I knew that banks only gives loans on collateral but banks like axis also provides unsecured loans.. I applied in axis bank but didn’t had enough hope.. still I applied and after fully procedure I get a call that they will come to my house to check whether I’m a genuine student or not.. they came and checked.. and one day I got a call that my loan is sanctioned.. I wanted 20 lakhs rs loan but they provide me up to 25 lakhs. And yes my dad’s credit score does help me to get unsecured loan up to 25 lakhs even though he was retired, 60 years old with no property And weak financial funds.
Don’t lost hope.. try in every NBFC ,every banks, every other trusts.. The road maybe look hard but if you want something you’ll archive it for sure.
I have property in Delhi but my dad has no income proof and a job how should I apply please suggest
@@rockkkstarrr115 income proof is mandatory.. you can file your father’s ITRs and show the business income in 44AD. This will act as your income proof
Don't lose hope💯
Hi.. was the rejection due to cibil score of your co-applicant? Please let me know 🙏🏻
Also thankyou for ur encouraging words
Very Informative Video Manvi!!! Keep it up 💙
Thankyou ji😊
Thank you Maanvi .♥️
For sharing ur loan journey with Us.
Shukr h bhena...apne b suni hmari..a lot of love nd blessings to you honey♥️🌟
Haanji😊💕
hi loan hogya apka ?
My dad has excellent credit history along with proper ITR and everything and one home loan and I have civil of 785 and still Hdfc Credilla is not giving me any loans and from one year I have tried in other banks nothing is happening and finally I lost hope of going out because the process of loan is lengthy and even after that I didn't got anything and wasted a lot of time. I am glad that other students like you are getting a loan and able to fulfil your dreams. All the best everyone.
Maybe you'll succeed in here bro 🔥
you are right. Thanks for the words brother.@@aadityanuragwaths6254
You may apply to Avanse
@@yashnegi9473 same
Thank you for the information ❤ really helpful
You’re welcome 😊
Thank you so so muchhh...much needed video 🥺
Wow! ❤ Relatable... Currently facing with the same issues!
thankyou so much for this video, its really informative vidoe and now i know when to start my loan ☺☺
You’re most welcome 💜
How did you applied for a loan when you done have a offer letter of a college?
Very helpful video...❤Thank You
You’re welcome 💖😊
Happy to hear you
Very informative in detail.
20 lakh loan , is it worth taking for Canada ?
current situation, part time job will only help you to cover your monthly expense and if by chance you will got full time job in Canada , starting salary will be around 45000$ which will be after tax and deducting insurance and disability tax will be around 34,000 which will be around 2800 monthly , and if you managed to save 1200 a month so this will take around 3 years to clear the loan + 2 years of education . means 5 years of 0 savings .
and just in case someone buy a car , monthly expense will increase by 600 to 1000 $.
This is only for post graduate
None of the nbfc gives loan for undergraduate students
Thanks for the Detailed Video. Those who are in need shall for sure benefit from this encouraging information.
Stay blessed always 🙏
Haanji 😊💖
Thnku soo much dear for uploading my most awaited video ❤️❤️
My pleasure 😇
Thanks for your efforts❤
Much appreciated ✨💕
💕💕
Very passionate girl 💯 keep it up 🙃
You are great 👍
Ur videos helps me alot
I am glad 😊
What was the ITR AMOUNT
Banks ask for acceptance letters for loan,so tell us , how to get it before submitting fees
Financial Literacy is must👍
Yes mom😘
Moms are the best mine is the same scenario.
Thanks it inspired me alot and i will use this information and take a loan after my degree my dream destination for my further studies is New York thanks you sister
Very informative video manvi keep it up
Thanks a lot for best information provided by you
Background strong hona chaiye
Haanji
Mam just vdo dkh k hdfc credila m baat kri to vo khte BA k liye unsecured loan provide ni krte koi or btado plz bhot jgh hth mar liye mne khi se ho e ni para plz rply me mam
Hi mere frnd ki 18000 interst ki emi jati hai 20 lakh liya osne bhi apki 2000 kaise jaisi hai
Yaar thanks alot! For solve my problem 🎉❤
informative video 💯 big fan ❤
Thank you for the detailed video mam
😊💖
First comment ❤
😊💜
@@yourbossgirll mam 12 ka baad mil Jata loan ja graduation jruri ha
Does educational loan only includes clg fee or gic as well
GIC b bank ne bhari thi yaan wo khud bharni pdti ha
I m facing the same issue thanqqq ..for this video .☺️☺️☺️☺️
Very informative video....
I think that(20 lakh ) amount possible when salary slip amount goes on high number because my agent said that you only obtain 8 or 9 lakh by education loan
@nbfc-numberprofile8161 provide me your number
I felt very motivated when i saw ur video
Hmara mam ghar ka loan chl raha hai mujhe ese loan mil jaye ga
Sister thank you so much 🥺no one can give information like this I asked lot of students but non of them ready to give information thank you thank you thank you so much 🥺✨
Hey I have a question just wanted to know, like if you have been sanctioned a loan of 25L for 2+1grace year. And you disburse 20L of it, will you then have to pay the interest from the very time of your withdrawal on the sum withdrawn like 20000 every month... Or will I have to just pay the partial interest till the end of grace period. And after I'll have to pay the simple interest of 20000...
what's ur family income per annum
Can we get education loan upto 7.5L without any collateral. If, then what is processing time for taking loan from bank.
Please answer……
Same question ❓
@@sheebutiwari I am asking about processing time from public bank.
@@kamaljotkaur636 I also applied bank manager says it will take 21 days processing if documents correct 💯👍
@@kamaljotkaur636 from SBI
Hello my mother is working since 2020 but she earns 7000 only
Please tell me tb bhi vo co applicant ban sakte hai ?
CA se baat karo try to make a good ITR and show bank transactions 😊
You don't tell that what collateral you given to bank for loan
Ek minute, clear me, if your mother had closed business and no income flow in her bank account yet they agreed to give loan? How is that is strong reason for loan with income backup?
Does they give us loan amount on the basis of course?
When you got sanctioned letter from Hdfc credila?
Hii, thank you so much for providing this info, one question, can we pay fees first and then simultaneously education loan get processed? Because my college last date is very near and us time me loan to disburse itni jaldi nhi ho payega
Did you get email or msg from bank regarding disbursement of money...bcz my disbursement is getting delayed and haven't received any update yet
What are the cibil score requirements for education loan where you applied? Min and Max cibil score. Can a person without credit score history apply from them ?
It will be a little tough with no credit history and almost impossible with bad credit history. Saying this with experience as I have faced rejection due to this reason. If your co applicant's credit score is bad and there are some past dues. Please first solve that issue and then apply because if you get rejected by one bank or nbfc other's can see that and you will be asked about those rejections and the whole thing will get messed up.
Still, I am not pro at this. Everyone's case is different. Never lose hope.
@NBFC LOAN DP NUMBER👈 your number
700+ cibil score should be there
Didi mere papa ki income utni achi nhi 30000 to 35000 thousand he earning h Contracter h mere papa and property bhi 10lakh se zayada ki nhi hogi toh mere milega kya
Hloo dear
Can you tell me the answers of the questions you gave to them
HDFC credila vaale disbursement se pehele travel insurance bhi karwane ko bolte hai? Mere case me kehre hai ki compulsory hai karwana but consultant bolre hai ki its not compulsory. Kindly suggest what should i do
Jo document dikhaio video mein usne to Germany likha tha fake show kr rhi ho tum
Madam koi insurance nhi ki Bank walo ne
hi, didu i want to know that this bank is a branch aur main bank
Bcz in my area HDFC is saying they don't give education loan and we have to go to Chandigarh and i belong to karnal,haryana
@NBFC LOAN DP NUMBER👈 what u actually mean ?
@@salonimehla5054 you can approach them online.. they're now available on digital platforms... And talk to MR. Vikas he'll guide, don't go with any other person
I only have 58% in my bachelor's, can I apply for this loan and will I get loan of 20lakh without collateral to study in South Korea.
Hey due to this strike will visa processing affected ? Because my visa is in process done with biometrics on 10 April
I am like.... behan jaldi bol kal subh panvel nikalna hai..... it would be better if you would have make a comparison and list rather than telling your life story....
I agree videos should be cut to cut ! But every one struggles with loans and soo do I believe in sharing my part of the story . simple
You can watch video on 1.25 speed
Does insurance sold together with NBFC are required to take or we can close that in lookup period
Hey this loan is on tha basis of your salon as collateral?
My father is a farmer can i get education loan without any collateral.?
Thnkio so much it was very helpful
Hi aap ne loan jan 2022 mein kiya tha ki 2k23 ke January main please tell me
Banks do not provide loan without offer letter...
Mam Russia Main MBBS Karne keliye 20lakh loan milegaa
I Help get student education loan within 2-3 days without collateral.
Could you please provide the contact detail of hdfc credila's agent please because I also need to get an educational loan
Muje please ek baat batao for ex mera loan 15 lakh ka hai to total amount emi ki 15000rs hai jisme se mujhe 5000rs pay karna hai and 10000 rs total amount m add hogi . Kya apke kaise m bhi Aisa hai ?
Mam mere ghar me kisi ke pass itr nahi hai kya Karu mai sab document hai but ITR nahi hai
Can I get education loan if my parents salary is less than 25k?
But apne 20lakh ka loan liya kis chij per
Rajasthan main best consultant konsa hai didi please bta do ?
Umm no idea about Rajasthan
Thanks mam
Aur thoda niche hotaa too mazaaaa hiiii aa jata ❤❤
What about after 3 years which amount you have to pay after 3 years monthly payment installment?
is loan possible without ITR & salary receipts ?
How to take loan directly from hdfc credila or through gyan dhan to hdfc credila
Didi jab apne loan application apply Kiya koi otp ata hai
Mam g loan wala ammount student de apne khate ch paunde aa hdfc credila wale
What happened to your insta account??
dear mene b apply krna h education loan could u pls assist me from where can i apply and from where do u apply
I heard ITR so many times in this video what's that ? And you took a loan without any collateral?
Mam g, j apa othe ja k loan lain ton bad university change kriye ta o fee s vapis kede account ch ayigi g, te ki student duwara pay kr skde aa
colleterals lagaye the ya nhi ???? plzz reply
No collateral
@@yourbossgirll really ??
Without offer letter loan kaise mil skta hai??
Thank you so much ❤
co lateral k bina nhi hota? govt job pe?
Hiii, I got rejection from HDFC credila😭, can you help me ?
What did they say ? Did you get any mail or msg ?
@@aavwritings4848 I got a mail in which they just said that your loan has been rejected
Or flight ka kharcha bhi isme hi hota he ya alag apke dad ko pay karna hota he
Hey which intake are u going for?
Nbfc kha hote hai?
Thanks beta❤❤❤
Loan study puri hone ke badd pay krna hote ha please koi batado
Kya aap apna whole loan studies period ke during bhi pay kr skte ho.... is it possible???
But how without offer letter it is impossible to get an education loan either from bank Or nbfc... How you got loan without offer letter??
I got refusal from Australia and still didn't received refund of my previous college and my new offer letter received within 1½ hour . The problem is that I have to pay my fees within 15 days .
Plz suggest me that what should I do for paying my fees .