HDFC Credila Education Loan for Abroad Studies
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- Опубликовано: 20 июл 2024
- HDFC Credila Education Loan for Abroad Studies | Ep 49
Everything you need to know about the HDFC Credila Education Loan is in this video, from schemes, loan amount, interest rates, and processing fees to information directly from their circulars which is nowhere available online even on the official website of HDFC Credila. So do watch this video till the end.
The following are the timestamps from this episode 👇
00:00 - Teaser
00:35 - Introduction
03:21 - Schemes of HDFC Credila
03:45 - Loan Amount
05:49 - Acceptable courses or degrees
06:22 - Acceptable countries
06:42 - Rate of interest
09:14 - Processing Fee
10:13 - Moratorium period and Repayment Tenure
11:04 - Financial co-applicant requirement
11:58 - Process and process timeline
12:15 - Conclusion
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Request a callback by clicking the link below-
👉www.wemakescholars.com/educat...
Our team of financial officers assists you with your entire education loan process until sanction, disbursement, and beyond. All the services offered by WeMakeScholars are free of cost as this initiative is supported by the IT Ministry, Govt. of India.
JOB Updates - We’re hiring and so do not lose on an amazing opportunity to work in a start-up that is growing 2x times - The links below include information on the roles we are looking for.
👉www.wemakescholars.com/hiring
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Suggested Videos and Loan Flix series from the video-
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Since the first episode in 2018, the LoanFlix series has now become the most comprehensive web series on RUclips on the abroad education loan process. LoanFlix season 2 brings you deeper insights into the topics related to the Abroad Education Loans space.
We've also covered practically every aspect of an abroad education loan in our LoanFlix series, which you can find below. So do watch the entire series if you want to know everything about education loans for abroad studies.
🔶LoanFlix Season 1
• Loanflix: The most com...
🔶Country-wise Education Loan Guides
• Country-wise Education...
🔶Testimonials- WeMakeScholars
• Testimonials- WeMakeSc...
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About the Presenter - Damini Mahajan is a visionary entrepreneur and co-founder of WeMakeScholars.com, an education finance start-up for international education. Damini has been mentioned as a "Top Women in Tech" by The Asian Entrepreneur. She has also been awarded as the winner of the Silicon Valley Challenge by Action for India 2016 and was in the Top 75 start-ups in Power of ideas by Economic Times at IIM Ahmedabad.
👉Script editor- Arjun R Krishna
👉Shot, Edited & Directed by Ravi Singh
👉Designs - Sanjeel Jatoth
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#studyabroad #educationloan #hdfcbank #credilaeducationloan
#hdfccredila
HDFC credilla has been non responsive since Feb 2023. I have been following up but absolutely have been kept in limbo. I wish I had gone to them through we make scholars.
Hi Jyoti! You may connect with our Financial Officer and convey the same, we can look into the matter and try to get you an education loan for your studies abroad. We can also help you check your eligibility with 14+ Public and private banks with just a single callback request. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Your English ❤
Thank you ❤
The current repo rate is 6.25%. I have applied through wemakescholars in HDFC credit for a loan of 25 Lakhs. Getting an interest rate of 12.25% which is very high. There is no problem with my profile and my University is also a top-ranked university but still no drop in the interest rate as you said in the video.
Hi Sagar, The interest rate determined by banks is mainly dependent on the profile of the student. Many factors such as Country, Income of the co-applicant, academic profile etc.. We can see you’ve opted for a Non-US country where the deal that you’ve received from an NBFC is the best deal possible. If you need any further guidance or clarification , revert to your financial officer.
great video......
As you said in other nbfcs you can add far relatives as financial Co-applicants , what are other nbfcs that accept far relatives?
Hi Rithika! Please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you about the NBFCs options which accept far relatives as Financial co-applicants. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suited to your profile.
Hello Damini,
You explained everything in an excellent manner. My son has already been enrolled for MS in Germany.
Having problem to get a loan.
Please help!
How do I get in touch with you. Please let me know, as the program starts from first week of October.
Need your help and guidance.
Hi! Getting in touch with our team is an easy and quick process. Kindly connect to our loan team by requesting a callback on this link bit.ly/403EIVc Once you fill out the form, they will get back to you to evaluate your son's profile and check his eligibility with 14+ public and private lenders so he can get the best education loan suiting his profile.
Do hdfc credila approve education loans for Company Secretary course as earlier some of the public banks rejected loan for this course as it does not have a specific college like IIT, but it has a special institution of itself passed by an act of parliament (Institution of Company Secretary of India)
Hi Pratyush! Unfortunately, Banks don't provide education loans for courses such as CS.
Very Good clearity & clear transparency
Hi Sunil! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
for hdfc credila ukvi is accepting or not sanction letter issued by hdfc credila for the whole amount except the token amount for CAS.
Hi Ashim! If you acquire an education loan through HDFC Credila, you will not need to take disbursement 28 days before your visa interview because the embassy accepts a sanction letter from them. We suggest you speak with our Financial Officer so they can help you with the entire education loan process with just a single callback request. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
UK visa requirements for a sanction letter mentions that the loan has to be unconditional, except successful application of Visa. But HDFC Credila mentions a clause in their sanction letter that the applicant has to take Insurance. Is it fine to have this clause in the letter?
Hi Nandishna! Taking Insurance with your Education loan is mandatory and it is advised to take one as it protects your co-applicants from unforeseen circumstances. If your education loan ia getting sanctioned via WeMakeScholars, please revert to your Financial Officer for further guidance.
I want to know the answer too did u know abt it?
HDFC Credila would disburse the amount before my visa, bcz they had sanctioned my loan but I'm looking tht they will disburse the amount so tht i can pay the tuition fee????
Hi Akansha! HDFC Credila will give you pre visa disbursement to pay the tuition fees of your university. If your loan was sanctioned through WeMakeScholars, feel free to contact your Financial Officer.
is it possible to use the collateral liquid funds after the loan is sanctioned? or they get freezed?
Hello Gupta, we did not understand your question. Please explain it again so we can give you can answer. Or you can contact our loan experts to get your doubts cleared. Here is the link to connect with us: bit.ly/48cTdcR
I don’t have any collateral or liquid cash. Would i be able to get the loan upto 30 lakhs?
Hi Prerna! Getting an unsecured education loan for your higher studies is possible. But it depends on multiple factors such as the applicant's past academics, co-applicants income profile, University, CIBIL score etc. You will also be required to pay full / partial simple interest during the moratorium period ( Course duration + 6 months ) Kindly get in touch with our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders, so you can get an education loan that best suits your profile with the lowest interest rate in the market.
Hii maam i have received my offer letter from the University for September intake.
N i want to start my education loan process for uk for about 40 lakhs unsecured edu loan.
Can i get the loan?
Hi Rinky! We can help you with an education loan to cover your entire cost of attendance. But we would require a few more details to check your eligibility with 14+ public and private lenders so you can get the best lender suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Can me and my brother take education loan on same property from same bank if valuation amount more than required amount?
Hi Semin! Yes, You can take more than 1 education loan on a property if its value exceeds the required loan amount. We suggest you speak with our Financial Officer about the same as the process can be a bit challenging to deal with on your own. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Mammm i am looking for block account for bachelor in Germany buttt not direct admission in Betchlor first I complete my studenkollge and then start my Batchlor so it is possible to take laon pls reply me
Hi! Banks usually don't provide loans for studienkolleg, You will be required to clear your studienkolleg to get your education loan sanctioned, For further one-on-one discussion with our loan team you may request a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I had a call with an HDFC bank executive and I was asked to submit an ITR (never paid any income tax before) for an unsecured loan of 30 lakhs for abroad studies (For London). I don’t have any collateral or liquid cash. Would I be able to get a loan of up to 30 lakhs?
Hey! We can definitely try to help you get an unsecured loan. Feel free to speak with our team as they can help you find a financial co-applicant within your family. We’re empanelled with 15+ public and private banks. Based on your profile, our team can suggest you the best education loan deal. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Mam I don't have any collateral but I have to take admission in mbbs Russia does HDFC credela give me education loan or not...? Please tell me
Hey! If you go via WeMakeScholars we will definitely help you. Our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
Can I apply in HDFC credila through we make scholars even after one time rejected by hdfc credila recently the reason only without any proper documentation
Hi Priya! After getting rejected by a particular bank, you can apply again after 6 months in that bank. But, we can connect you with several other banks as we are empanelled with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Mam muze abroad me admission lena hai bank loan ke sath lekin samaz me nahi aaraha ki konsa bank hai jo tuition fee,hostel fee aur food cost bhi degi maine SBI , HDFC,BOI in bank me inquiry ki lekin ye banks bol rahe hai ki wo sirf tuition fee hi denge please reply me 🙏🙏
Hi rehan! Hamari team aapko help kar sakti hai apki eligibility 15+ public and private banks me check karkar apko apke profile ke hisab se best education loan dilwane ke liye . Humari team se contact karne ke liye yeh link par callback request karen bit.ly/48cTdcR
Mam can we get SBI Education loan for private engineering college in Bangalore fees 16 lakh
Hi Abhishek! Yes, you can obtain an education loan for your engineering degree, but which bank is ideal for you depends on several things. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private lenders, so you can get the best education loan suiting your profile
My parents(co-applicants) has a mortgage agriculture loans. Will i get education loan in avanse or hdfc credilla?
Hi Balne, yes you can apply for an unsecured Education Loan, and if you are not eligible for the unsecured Loan you can do a mortgage extension and then you will get an Education Loan on the same property. By the way for which course are you planning to go? For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy
Bro try from Axis bank they will provide good guidance and everything.
Hi i am kajal
Today i talked with WMS i want to do my bachelor's of nursing in australia and talked about loan he told me that i had to take loan for 3 years which is 90lakhs whereas i want loan for 1 year only..then sir told me that i had to show 60 lakh to bank what is happening i dont understand...if i have money mam then why should i take loan😢😢😢😢😢
If possible I want to talk to senior..because I live in village I thought I will kept my house as collateral but the village houses are not registered. . We have 2 houses
Hi Kajal! You are required to show your Living expenses and tuition fees to the embassy for a Visa, and those funds can be taken from your education loan. You are not required to show 60L of your own funds.
Hi kajal
At last ,did you got loan or not ?
And you went to Australia or not?
I was granted the loan for a ROI of 11.75 and after 1.5 years it's now 13.25. The ROI has increased from 11.75 to 13.25 since its a floating interst rate, they just increase the ROI based on CBLR which they decide to do, we can't question them. SO don't fall for the intinal interst rate
Hi Manu! That is why you should process your education loan with WeMakeScholars, we provide post sanction support to our students so they can be safe from such tricks of Banks.
Which university?
@@WeMakeScholarsur team is non responding
Hlo apne processing feee kaise pay kra tha online ya offline bta skte ho plssss. It will help me alot.
@@WeMakeScholarswant a loan for 25 lakhs for mbbs in Crimea federal medical University what the procedure
Under New Tax Regime, can we get tax deduction for interest paying to HDFC Credilla? Is HDFC Credilla eligible for tax deduction interest?
Hey! If you’re taking a loan from Credila, you can claim the interest paid as part of your usual interest tax exemption up to 1.5 lacs per annum. Kindly talk to your CA for on-ground support. Need assistance in your education loan process? Feel free to speak with our team as they’ll suggest you the best loan deal, matching your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.
Hello mam, yesterday i attended my precas interview from heriot watt unviersity uk and so I haven't applied to education loan yet but i was planning for hdfc credila and i said i will get a loan from hdfc credila so they said hdfc credila is not accepted by ukvi is it true or what i am in confusion please anyone with relatable information do reply
Hi Prem! You can acquire an education loan through HDFC Credila if you are planning to study in the UK as the embassy accepts a sanction letter from them. We suggest you speak with our Financial Officer so they can help you with the entire education loan process with just a single callback request. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I have done my class 12th (open board ) science stream with 85 percentage. Might I take unsecured education loan for abroad ? .
Hi, yes! we can give it a try. It is advised to take guidance on it. Our team of knowledgeable Financial Officers is here to provide you with advice. They will thoroughly evaluate your profile by comparing your offers with those of 14 of India's top lenders and suggest the best loan suiting your requirements. Reach out to them immediately by clicking here: bit.ly/48cTdcR. They will evaluate your profile and let you know your eligibility. All the best!
Mam undergraduate program m guranter lga skte hai ya fir colletral jruri h
Hi Aman! Getting an Education loan for your Under graduation is possible in both ways, Secured and Unsecured. For a secured education loan, you will be required to provide collateral ( House/ Flat/Land/Government Bond/LIC Etc) & an unsecured loan require a Financially strong co-applicant. We suggest you talk with our Financial Officer about the same, so they can evaluate your profile and check your eligibility with 14+ lenders so you can get the best Education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hello mam , I want to do mbbs in Russia. Can I get total loan for education?
Hi! Getting an education loan for MBBS in Russia can be a challenging process. But we would suggest you talk with our Financial Officer so they can evaluate your profile and check your eligibility with 14+ Public and private lenders. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
I already applied to HDFC through a different financial service provider, but i domt really like their services. Can you guys help now?
Hey! We are sorry to hear you had such bad experience. You can definitely apply through us again and even explore better options for you.
Request a callback as soon as possible using this link bit.ly/48cTdcR and we will be there to assist you.
Does the new zealand embassy accept unsecured loans from NBFC's?
Hey! Unfortunately they do not accept unsecured loans from NBFC's but WeMakeScholars can assist you in getting education loans our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
Very informative
Hi Vanu! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ public and private banks so you can get the best education loan suiting your profile.
I have accepted to Purdue University in us and now I want a loan of 50000 dollars but my colletral values less than 30 lakhs so can I get the loan
Purdue University is one of the top US universities, definitely leaders will take note this best universities.
Yes many banks and NBFC offer unsecured loan.
Even HDFC credilla, ICICI,avanse ,grade right and many other offers loan .even union Bank will offer unsecured loan 40 lakhs,but good your co applicant cibil score wil be 750 .
Another one IDFC first offer unsecured loan.
Secured loan wil be long time process because of property valuation and other documents work will take long time.
I am not a not supporting any of the finance company or lenders.
Just what I know about.
Because my son got admission in ms cse in Indiana Bloomington this fall,
We got unsecured loan about 40,45,43 lakhs from different lenders.
Hi Anish! It is possible to secure an education loan with a higher loan amount than the collateral being pledged. But we would require a few more details to evaluate your profile and check your eligibility with 14+ public and private lenders, so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Can we make re payment online? If we are doing masters in US, can we directly make payment from here? Because if no one is available in india to make payment?
Hi Alanna! Yes, you can make payments from the US. Your interest and EMIs will be auto-debited from your account every month. If you want to repay your whole loan before tenure then you can talk to the bank authorities. If You took an education loan through WeMakeScholars, feel free to contact your Financial Officer or write an email to hello@wemakescholars.com
How can I get additional loan for abroad education from hdfc credila..after 1 Yr I found that more amount will be require so pls help
Hi Giri! You can take a top-up loan on your existing education loan for 2nd-year expenses. If your education loan was sanctioned via WeMakeScholars, please revert to your Financial Officer for further guidance.
mam meri 10th 2006 main ki hai or +2 2013 main ki hai uske baad b.a ki hai mera uk ka offer letter aa chuka hai mera loan reject ho chuka hai kya main education loan le sakta hu plz help me mam
Hi Nihal! The gap needs to be justified properly. What you were up to during those years is asked by the bank. If you are seeking help from our team with the loan process, please get in touch by requesting a callback at this link: bit.ly/education-loan.
is insurance mandatory for hdfc credella loan? they are asking me to sign insurance agreement after payment of processing fee
Hi! Taking Insurance with your Education loan is mandatory and it is advised to take one as it protects your co-applicants from unforeseen circumstances. If your education loan ia getting sanctioned via WeMakeScholars, please revert to your Financial Officer for further guidance.
Only Life insurance is compulsory(for which premium is 30k), they will force you to take another Tata AIG health insurance (For which premium is 50-60K) - please dont take it, just refuse them. HDFC Credila big time fraud when it comes to insurance.
Can we get education loan on 1year Academy course in foreign Country ?
Hi! Getting an education loan for Academy courses, can be difficult but we would like to have a look at your profile and at the course before coming to any conclusions. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Which one to choose between icici and hdfc for unsecured loan?
Hi, there isn't the best lender in the market. The choice depends on your individual profile and needs. We suggest checking your eligibility with our Financial Officer. They will assess your profile and connect you with 14 leading lenders in India. This way, you can secure the most suitable deal based on your profile. Simply request a call back at: bit.ly/48cTdcR. Our team will promptly reach out and provide the expert loan assistance you need. Best of luck! :)
I have received full tuition scholarship for bachelor's but my i20 amount is around 18 lakhs and i have no acceptable collateral, what should I do?
Hi! We can help you get an unsecured education for your i20. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you through your entire Education loan process. They will also help you evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Mam I want education loan for abroad study but in education lone bank give only tution fee but I want tution fee, hostel fees and food cost.
Which bank give these facilities for study abroad
Hey! the banks have to provide you with the tuition fees, your living expenses and other expenses like library/book/computer etc. Our team will help you determine your eligibility in 15+ public and private banks and help get best education loan which suits your profile. To get assistance request call back on the link: bit.ly/48cTdcR
If HDFC credila loan acceptable in New Zealand? I want to apply for loan but I'm confused. I want secured loan of 25 lakha
Hi Suryakant! Yes, An Education loan from HDFC Credila will be accepted for your higher studies in New Zeland. But we suggest you talk with our Finannical Officer about the same so they can help you evaluate your profile and check your eligibility with 14+ Public and private banks, so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Mam I'm getting more interest (12.75 %) going through wemakescholers than going directly (11.5).???
Please answer
Please tell me your registered email id or first 8 digits of phone number
Can get the education loan of 15 lakh on my diploma course that is chemical laboratory technician in Canada.
Hi Rohit! Getting an Education loan for your diploma in Canada is possible, But we would require a few more details to evaluate your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
I opted global supply chain management do I get the loan from hdfc credilla ?
Hi Srikanth! Yes, you can get an education loan for your chosen course. We can help you with the entire education loan process, from application to disbursement. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suited to your profile.
If hdfc credila rejected loan the reason is without proper documentation, can i re apply in credila through we make scholars???
Hi Priya! After getting rejected by a particular bank, you can apply again after 6 months in that bank. But, we can connect you with several other banks as we are empanelled with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Can i get education loan for masters in research in australia? I want to opt for non collateral product...please help me with this
Hi Yuvraj! Yes, you can get an unsecured education loan to study in Australia. However, we would require a few more details to check your eligibility with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile so you can get the best education loan suiting your profile.
Mam i have currier my loan agreement document today how much time it will take for.disbursement.
Hello Martin, It won't take long for your loan to be disbursed because you have already signed your loan agreement. Please follow up with your financial officer if you got your loan sanctioned via WeMakeScholars.
How soon can I repay the loan? Can I repay it after 6 months including whatever applicable interest amount?
Hi Mohit, You can repay the entire loan amount only after the moratorium period which is usually course duration + 6 months. I hope you’ve understood.
To learn how to effectively repay your loan amount, please request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly and provide the necessary assistance in your education loan process.
Hello mam i have just sent the documents for my education loan through hdfc credela but they haven't started the process yet so can i stop the process there and start with wemakescholars
Yes, you can. Please get in touch with us immediately. You can call us at +91- 9393344424 on Monday morning.
We don't have ITR but is it still possible to get education loan .pls reply
Hi Sadiya! There are some alternative documents that can be submitted if ITR is not available. For further details on the same, please connect to our loan team by requesting a callback on this link:bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you with the entire education loan process.
Thank you
Can I get unsecured loan for Australia for masters in chemistry for my wife.?(Upto 40lakhs )
I can’t go for secured loan as my property is in village (House and Farmland)
For one relative financial background, can I add my maternal uncle?
Hi Rajat! You can get an unsecured education loan for your wife to study in Australia but we would require few more details to check your eligibility with 14+ public and private lenders, with just a single callback request, so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Is hdfc credila loan accepted for Australia study visa??? And i received my offer letter from Griffith University in gold coast.
Hi Ankush! Yes, an education loan sanctioned via HDFC credila is accepted by the austalian emabassy. We can help you form the application process to timely disbursement for your visa and beyond. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
your loan is done?
Mam suppose I apply for German universities for bachelor's in computer science I get accepted I get an conditional offer letter from uni to write aufnameprufung and do first 2 semester studienkolleg and then study bachelor's can I get loan for block account with conditional admit?
Hi! Unfortunately, Banks won't accept such Financial conditions, You will be required to clear your exams to get your education loan sanctioned.
Can i get education loan for blocked account for germany without filing ITR? With or without collateral?
Hi! Yes, it is possible to get an unsecured education loan for your living expenses in Germany (Blocked Account). We can help you with the entire process, from application to disbursement our team will guide you every step of the way. Please connect to our Financial Officers by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private banks, so you can get an education loan with the lowest interest rate in the market.
I go for masters in UK
But my gold loan payment DBT last year 78 day but now no any due payment no overdue payment student CIBIL 715 and co applicant cibil 765 any problem for loan
Hi, that's great. You can kickstart your loan process by simply requesting a callback: bit.ly/48cTdcR. The team will swiftly connect with you and check your eligibility with 14+ lenders in the market and help you secure the best deal from it. It is advised to seek expert guidance from our Financial Officer before you proceed with decisions regarding your education loan. Connect with them and get expert loan guidance under them. All the best:)
Does hdfc credila have something to do with LEADSQ TECHNOLOGY COMPANY
I was trying to apply for this loan.. they got all my doccuments.. now they are asking for my otp..
And i got message from this perticular company with otp for HDFC CREDILA APPLICATION..
I have my doubts...
Yes you can give them
Hey! you can give the OTP. Credila uses LEADSQ Technology for generating their OTP's
How much co applicant salary required for 20L unsecured loan
Hi! Banks usually look for a Financially strong co-applicant, with 2/3 ITRs and a yearly income of 5-6 L. We can take some deviations here as well, Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Pre-visa disbursement possible in HDFC credila
Hi Hiren! Yes, Our team can help you with a pre-visa disbursement if you apply to HDFC Credila via WeMakeScholars. We can help you from the application process to the disbursement and beyond, we can even help you negotiaite with the lenders for a lower ROI and processing fee. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Do they give loans for a MBA in HR management?
Hi Vedant, Certainly! Banks do provide loans for an MBA course with an HR
specialization. You can reach us at www.wemakescholars.com/education-
loan . Our loan team will get back to you as soon as possible and promptly assist
you in your education loan process.
Hlo mam kya processing fee online pay krti hoti hai ya offline I'm confused.
Hi, When it comes to processing fees, the payment process is digital for your convenience. If you have further inquiries regarding the loan, we highly recommend reaching out to our team of expert Financial Officers. They're here to promptly assist you with any queries you may have. You can connect with them by tapping on the link: bit.ly/48cTdcR. All the best!
Hey Damini,
Can i get a loan of 40 lakhs without collateral for australia??
Can i get my visa if i take loan through HDFC credila?
Hi Vedant! Yes, an education loan sanctioned via HDFC credila is accepted by the Australian embassy. You can get an unsecured education loan, but we would require few more details to check your eligibility. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Is there any Forecloser charges on Education loan without collateral?
Hi Himanshu, There are no foreclosure charges on education loans. However, if you repay your entire loan amount before the moratorium period, banks may charge you a prepayment penalty.
To know more about effectively paying your loan repayment, kindly request a callback at bit.ly/48cTdcR . Our loan team will get back to you shortly.
hii,, mam i am looking for the education loan for ireland, Actually i have applied in national college of ireland for master in accounting. So now i got a offer latter from the college side. i need 10 to 15 lakh loan amount. but problem is that, my co appllicant is my mother and she is pentioner. she got arround 35k per month. so there is any posibilities to get the loan.
Hi Mohit! It is challenging to process the loan when the co-applicant is a pensioner. But we can try for it. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
im planning to do masters in germany
can i get education loan with agricultural land
Hi! Getting an education loan against Agricultural land is possible, However, we would require a few more details to check your eligibility and evaluate your profile with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu , This will help us check your eligibility with multiple lenders at once, so you don't need to run to multiple banks and fill countless forms. Once you fill out the form the concerned team will get back to you to guide you further.
Do we need to pay some amt during study period in education loan
Hi Aditi! It depends on the type of lender you are processing your loan with, If you took an education loan from a private bank or an NBFC, you must pay full or partial simple interest throughout the moratorium period (Course Duration + 6 months). If you have taken an education loan from a public bank, you are not obligated to pay any interest during the moratorium. The interest accumulates and is added to the principal amount. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Credila is asking me to sign Life insurance and travel insurance, is it mandatory?
Hi Varsha, Yes! NBFCs charge the above mentioned insurances. And we highly suggest you to take because it mitigates your risk. Insurance protects you and your family from any unforeseen circumstances. The total amount to be paid for insurance varies from lender to lender.However, if you’re processing your loan from NBFCs via Wemakescholars we can negotiate your insurance. Kindly request a callback at bit.ly/48cTdcR our loan team will get back to you shortly.
is australia a country that they will be willing to offer a loan upto 35?
Hi Kishan! Yes! Banks can provide secured education loan upto 1.5cr and unsecured loans for 50L. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form our team will get back to you help you check your eligibility with 14+ public and private lenders, so you can get the best education loan suiting your profile.
Can i get unsecured education loan for my bachelors in Australia ?
Hi Gursimran! Getting an unsecured education loan for UG program in Australia can be a challenging process but not impossible. So, we would suggest you talk with our Financial Officer so they can evaluate your profile and check your eligibility with 14+ Public and private lenders. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Is it acceptable to get loan to study masters in France🇫🇷 by HDFC Credila?
Hi Dev, HDFC Credila can give you an Education Loan for your master's in France, but it will be a secured Loan. To request a call you can visit bit.ly/3MVP0Sy
Hi Mam !! This is Priya , am planning to do Masters in Netherlands, Is it possible to get education loan in HDFC credila !
Hi Priya! It is possible to get an education loan from HDFC Credila for your masters in the Netherlands but we would require a few more details to check your eligibility with the bank. We can also help you evaluate your profile and check your eligibility with 14+ Public and private banks to check which bank suits your needs the most, so you can make an informed decision. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Can I close or repay the whole amount of the loan within just one month of senction?
Hi Divyesh, No you cannot repay the whole Education Loan amount within just one month of the section you can pay that amount after 6 months but many banks don't allow you to repay, our students don't face this type of problem because we have very good connections with banks. However, what is the amount of your Education Loan? For more details, you can visit bit.ly/48cTdcR and request a call.
does it provide loan for AUSTRALIA? are there any specific pre- requisites for that?
Hi Priya! NBFCs do provide education loans for students wanting to study in Australia but as their embassy does not accept funds from private lenders, you will be required to disburse the loan amount 3 months before your visa interview. If your consultancy ensures that the funds will be acepted by the university, then we can help you with an education loan in a Jiffy. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholarslike let's say i take loan for 50 lakh from hdfc credela for Australia. How much of that loan should I get disprusted in bank for the visa?
@@harshithmaddila6523 You can pay the Tuition fee as per the uni instructions, then you can also get the living expenses disbursed for 1 year ~13/14L.
If you want you can get the entire amount disbursed. But the sanction letter(Nationalized banks & HDFC credila not any other NBFCs) would be good enough source from what I have researched.
@@void2470 Are you sure about the HDFC Credila thing? is it a valid source of fund recognized by Australian unis and embassy? Because my consultancy is saying otherwise and the other comment replies by wemakescholars is also mentioning that Australia doesn't accept loans from NBFCs.
Please reply!
@@dev.dudeja yeah, who is your agent? IDP infact recommends both HDFC and ICICI.
Please share HDFC education loan domestic video
Hi! We are working on the same, In the meantime, you may connect with our loan team so they can help you resolve all your queries and check your eligibility with 14+ public and private lenders, so you can get the best education loan suiting your profile. Please connect with them by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Your site says due to high number of applicant for UK edu loan .your team is not responing.
Hi Abhishek, May I know your location in India?
@@WeMakeScholars delhi india
Does hdfc credila accept non agricultiral
Empty land as secuirity
Hi Krishnendu! HDFC accepts two types of securities:
Immovable property: House or a Flat or Non-agri-Land
Liquid security: Fixed deposit, Insurance policies, Govt. Bonds, Gold, etc.
Third-party collateral (collateral belonging to uncle/ aunt/ grandparents/ family/ friends) is acceptable as well. Request a callback on bit.ly/3KLb0zu so we can help you check your eligiblity with them.
@@WeMakeScholars 🥰
Hi mam ,can i get educational loan for mbbs under graduate abroad in Russia upto 30lakhs without collateral?
Hi Ambika! Getting an education loan for an undergraduate degree can be a challenging process. But we would suggest you talk with our Financial Officer so they can evaluate your profile and check your eligibility with 14+ Public and private lenders. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholars mam i already filled the form but till now i am not getting any call .. please help mam it's very urgent
Hi Ambika! Kindly write an Email to hello@wemakescholars.com for the same. Our team will get back to you at the earliest.
May I be able to borrow it mid semester? And should I borrow from here
Hi Ashish! Yes, you can get an education loan in the middle of your semester. You can seek expert assistance from our team of Financial Officers by requesting a callback here: bit.ly/48cTdcR. The team will get in touch and evaluate your profile with 14 lenders in the market and help you get the best deal out of all while providing you with expert loan assistance. Get started with it right away. Best of luck:)
Can i get an Educational Loan For UK With Conditional Offer Letter from University
Hi Laxmikanth! If the university has put on a Financial condition, such as you need to pay XXX amount to get the unconditional offer letter. Only then the bank will provide the funds required. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private lenders and help you get an education loan suiting your profile.
Can we make scholars help in arranging proof of funds also?
Hi Venkataiah! Yes, we can help you arrange proof of funds by providing you with an education loan. You can show your sanction letter as proof of funds to visa authorities. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suited to your profile.
Mam can i apply for australia with hdfc credila education loan?
Hi, No it does not accept loan from HDFC Credila. However, we advise you to verify this information with the embassy for further clarity. Making decisions in such matters can be challenging and can pose difficulties, so it's wise to seek expert assistance. Our team of experienced Financial Officers can ensure a smooth process without any inconvenience. Simply request a callback by clicking on the following link: bit.ly/48cTdcR. Our team will promptly reach out to assist you in securing the best deal with our network of 14+ leading lenders in India and guide you through the entire process. All the best!
Have started your process from which bank did you took the loan
Hey i want studys abroad so can you help me for student education loan?
Hi Prasad! We can help you with your entire education loan process, But we would require a few more details to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I will get semi government medical college in Maharashtra i want educational loan nearby 20lakh should I get it
Hi Sonali! Getting an education loan for Medical College is possible but we would require a few more details to check your eligibility with the lenders, Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile with 14+ Public and private lenders so you can get the best lender suiting your profile.
Hlo mam, i want to education loan for Australia, is it possible, please Help me
Hi Urmila! Getting an Education loan for Australia is possible but it also depends on multiple factors such as University, Collateral, Past Academics, Country etc. So we suggest you talk with our Financial Officer so they can evaluate your profile and check your eligibility with 14+ Public and private lenders so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I want to take unsecured loan for study abroad. Could you help me??
Hi Sandeep! Getting an unsecured education loan for your higher studies is possible. But it depends on multiple factors such as the applicant's past academics, co-applicants income profile, University, CIBIL score etc. Kindly get in touch with our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders, so you can get an education loan that best suits your profile with the lowest interest rate in the market.
can we add mama as co applicant for unsecured loan.
Hi! Yes, you can add your Maternal uncle as a financial co-applicant but you will be required to keep a primary co-applicant (Parents, Parents-in-law, spouse, siblings) at the same time. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Why income tax returns is needed ?we already provided our pan cards
Hi Kameswar! Banks usually ask for ITR returns as it proves the co-applicants repayment ability, In case the applicant cannot repay. Public banks are a bit relaxed for the same but you need at least 2/3 ITRs. There are some alternate documents too, which can be submitted if you don't have any ITRs. We suggest you connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
I have applied for an education loan of 20 lakhs, using my father's property valued at 60 lakhs as collateral. My father has a good CIBIL score and has submitted his income proofs. I also have a few loans totaling 2.5 lakhs, and my repayment history is on time. My CIBIL score is 750. Will my loan get approved?
Hey! You have a great profile. Please note that students should not have any pending loans on them before applying for an education loan. You can either clear off your loan or can transfer it. Considering your profile, we can increase your chances of getting the loan even more as we are empaneled with 15+ public and private banks. We can connect you to multiple banks at one go, saving your time and effort. Our team can suggest you the best bank, matching your profile. Furthermore, we don't charge any service fees. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
@@WeMakeScholars the loan has been approved, but the bank is asking me to close that loan before disbursing the funds. Is this necessary?"
How much collateral value required for 30 lakhs loan
Hi Pavan, if you want a collateralized loan of 30 Lacs then the collateral should be of the same worth or more than your loan requirement. We can also help you get a partially secured loan if your collateral is less than your loan requirement. Please get in touch with your financial officer by requesting a call back on this link: bit.ly/48cTdcR to get to know more about the types of collateral accepted by public and private banks. You can also give a call on this number: 9889882090
Can i get 25L unsecured loan for france from hdfc credila ?
Hi Aayushman! Getting an unsecured education loan for your studies in France is possible. But it depends on multiple factors such as the applicant's past academics, co-applicants income profile, University, CIBIL score etc. Kindly get in touch with our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders, so you can get an education loan that best suits your profile with the lowest interest rate in the market.
I took 30l from credilla through we make scholar
Which degree and country ?
@@shaistashohab9226 UK, civil engineering
Unsecured or secured?
@ All about football
How long does it take and was it a collateral loan
Is there any chance to get 20 lakhs loan for uk through non collateral
Hi Karnati! Yes, you can get an unsecured education loan to study in the UK. But we would require a few more details to check your eligibility with 14+ public and private lenders so that you can get the best education loan deal suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
pls provide appropriate links for german uni scholarships and loans. How can I get a call back from you?
Hi Shivam! Getting in touch with our loan team is an easy and quick process. Kindly connect to our loan team by requesting a callback on this link bit.ly/403EIVc Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Hello! I have received my acceptance letter from Germany for my bachelor's degree, and I am currently looking for an education loan of 15-20 lakhs. My mother is my only co-applicant, and she is a teacher in a government school with a gross salary of 80,000 to 88,000. However, she already has a new home loan of 50 lakhs with an EMI of 48,000, making it difficult to pay a new EMI of 25,000 to 30,000 for the education loan. Other banks have informed me that I can only get an 8 lakh loan based on our income. Is there any bank you know of that provides repayment or interest starting after 1 year, or interest + EMI starting after the course is completed, or offers low interest on a 15 lakh loan? By the way, I have a 1 BHK house that can be used as collateral.
Hi! We would be required to check your Co-applicant's FOIR norms to ensure they are capable of paying the EMI in case you are unable to do so, We would also like to inform you that education loans have a grace period, during this time frame you are not required to pay interest. We would also require a few more details to check your collaterals value and eligibility for an education loan. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Primary coapplicant salary is 24000
Is this required? To get loan for canada
Hi Srikanth! Getting an education loan depends on multiple factors such as country, university, past academics etc. So, we would suggest you talk with our Financial Officer so they can evaluate your profile and check your eligibility with 14+ Public and private lenders. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hey have you got loan ?
Hi I have already paid my fee but can I still take loan from bank ?
Hey! We can indeed help you get an education loan, even if you've already paid your fee initially. We can also help with reimbursements. We’re empanelled with 15+ public and private banks. Speak with our team as they can assist you in getting the best education loan deal based on your profile. Additionally, all our services are completely free of cost. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Mam rate of interest annual basis pe hota hai ?
Hi, EMIs are made up of the principal and the interest portions. It is the whole amount that you pay every month till you repay the full loan. The EMI is generally fixed on the whole tenure of the loan. At the beginning of your loan, a major portion of your repayment would go to the interest portion. For more understanding based on your profile, we encourage you to connect with the Financial Officer by requesting a callback: bit.ly/3MVP0Sy.
Can i get an 45 lakhs loan for mbbs abroad with the collateral of 27 lakhs
Hi Masooma! Collateral value should be equal or greater than required loan amount. You can even add 2 collaterals or can try for an unsecured education loan. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
how much is the monthly simple interest in unsecured non-us loans?
Hi Hardik! Your monthly simple interet is calculated based on total loan amount disbursed and the ROI provided by the banks. We suggest you to speak with our Financial Officer about the same, so they can tell you with the exact figure you need to pay during your moratorium. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.