I liked that you mentioned CIBIL score required is 685, try to mention CIBIL score in every video because my loan application from 5 banks got rejected due to CIBIL score of 648 of my father, even after giving collateral worth 2 crore the banks were not ready to give loan.
Hi RIshab! Thank you for your kind words, we aim to provide the most accurate and comprehensive guide to our audience through our LOANFLIX series and we are glad that you found the video helpful. What you have said is also true, the above-mentioned CIBIL score is quite low, and is therefore rejected without a second thought in most instances, even if you provide a good collateral. Maybe you could speak to our loan officers about it. They will try to dig below the surface and exactly understand what went wrong and whether there is any way out. The reasons for the low score are quite important. Many times we have negotiated for students whose co-applicants had CIBIL scores as low as 600. You can sign up for a discussion with our team here: bit.ly/3KLb0zu
Mam mere papa ki income 20000 month hai lakin unko kuch logo ko paise pay krne hai , or naa he hmare pass apna ghar hai , please you tell me how will we get loan in this condition?? Please reply 😢
Hi! Getting an education loan depends on multiple factors, such as course, country, degree level, past academics, applicant profile etc. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Hi, Finding university listings online can be challenging. I suggest contacting our Financial Officer for assistance. They'll check your university listing and other factors to help you secure the best deal based on your profile. Simply request a callback here:bit.ly/48cTdcR. Our team will swiftly connect with you to check your eligibility and provide guidance, comparing offerings from 14 leading lenders. Start your loan process today with the guidance of our Financial Officer!
Hi! Getting an unsecured education loan for your Bachelors can be a challenging process but we can try to evaluate your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
I got a reply from financial officer. He said it was rejected only bcse of pin code inspite of strong financial background and the university was also in premium list. But no remedy. In the above presentation Ma'am is saying if it is applied through wemakescholar they will take up the issue and resolve.
Hi sir. I hope you received a callback from our financial officer. We had a discussion with our team. They are checking on all possible deviations to get your issue resolved. We request you to kindly be patient. Our financial officer will keep you posted with all updates. Thank you.
Hello! Yes, there are list of universities that are eligible. The list of the universities differs from bank to bank and our financial officer can assist you with that. To get in touch with us, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hi I took education loan from bank of Baroda under abroad scholar scheme the sanctioned amount is 20 lakhs and 15 lakhs is already disbursed but I don't want to use remaining sanctioned amount of 5 lakhs can I do so or I have to use full sanctioned amount also can I pay full loan amount with interest before completion of study ?
Hi Rahul! Yes, you can choose not to take any further disbursements and you will not be charged any interest on the amount that is not disbursed. You can also start repaying your loan and there will be no pre-payment penalty for the same. The bank may ask you to pay a nominal loan re-structure fee. If your education loan was sanctioned via WeMakeScholars feel free to reach out to your Financial Officer, they will guide you through the whole process.
Hello. All banks, including IDFC charge interest on the disbursed amount, not the sanctioned amount. If you are seeking one-on-one assistance with your education loan process, our team can guide you through every step of the process. A dedicated financial officer will analyze your profile and connect you with suitable banks. To get in touch with your financial officer, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
@@WeMakeScholars I'm already in the process with my nearest branch. They informed me that it will be charged on the sanctioned amount. Is there any additional official statement from RBI that I can show them?
Hello, You can check the official page of IDFC Bank for the required information. If you still find that the interest rate is charged on the sanctioned amount by the bank, we suggest contacting our organization. Our team can assist you with your education loan process, and we also have a post-sanction team that can help you with any issues related to after the sanction and disbursement.
Here is my situation, My father was working in 2021 so the ITR was around 22L, then he retired his last year ITR was 3.6L. We have a collateral worth 3.5crs but its a E-khata with only form 11B and no form 9 or form 11A, We previously had a Home loan for this same property with federal bank and that home loan is now closed. Question now is can I pledge this property for my education loan(60L) which is 1/3rd of the collateral even though my father is not earning and the property is technically a B khata property in Bangalore(Gram panchayat limits)?
Hi! We suggest you talk with our Financial Officer so they can check your eligibility with 14+ Public and private lenders whether your property will be accepted or not. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile.
Hello Jay, it is mandatory in most banks to have loan insurance. If you are seeking one-on-one assistance for your education loan, our team can help you with the process. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hi Omkar, Although it entirely depends on the student's profile, the Bank of India is unquestionably a reputable bank to get an education loan from. Numerous other banks provide excellent education loan products that are tailored to the needs of the student. You can get in touch with our team who will assist you in checking your eligibility with 15+ public and private banks. We increase your chances of getting your education loan sanctioned by assigning you banks that suit your profile. Please request a callback on this link: bit.ly/48cTdcR or call this number:9889882090 to get assistance from our team.
Mam is it possible to get loan if we couldn't get into a hostel, do bank provide loan for college as well as living costs other than hostels?? I'm asking as a Delhi University Aspirant for bcom or bcom hons course?? Can I get an education loan without a collateral please answer this..🙏
Hi Rahul! Banks do provide hostel fees / Living expenses. Kindly get in touch with our loan team so we can help you get the living expenses added to your loan as it can be difficult if you approach them directly. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholarsHi Mam, Mam I'm not yet admitted into a college but after the cuet results are out I'll fill the preference list in DU phase 2 admission round then the college will be allotted to me according to my scores but for now I'm just clearing all my doubts regarding education loan, when will I register myself in your website, After the allotment of college or now??
We suggest the students talk to our team before they plan their academic journey. Being one step ahead when it comes to funding your higher education is a good decision. You may register your details with us and request for a callback from our team @bit.ly/wmscallback and they will get back to you at the earliest.
Hi! Getting an unsecured education loan depends on multiple factors such as course, country, co-applicant's income, past academics etc. Kindly connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Hi Nilam! We have already made a video on the topic mentioned above. Here's the link: ruclips.net/video/rsRYCtT-5_Q/видео.html We suggest you to speak to our Financial Officer, so they can help you with the entire process. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hi Deep! It is possible to get an education loan mid-course, we can also help you reimburse the fee paid. If it was paid within 6 months. Kindly connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Hey! During the moratorium period, banks will decide if you have to pay no-interest/simple interest or partial simple interest based on your profile. However, after the completion of your moratorium period, the interest will be compounded. If you have any queries, please feel free to connect with our financial officer here: bit.ly/48cTdcR. We will analyze your profile in detail and give you all possible options for your profile within 48 hours. Thank you.
Hi Shashank! Banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on :bit.ly/3KLb0zu then they can guide you properly as we have our software linked to the official system.
Hi Pooja! No, it's not possible as direct EMI starts for UG in IDFC bank. But we can try for you to get an education loan with partial simple interest by checking your eligibility with14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile.
Hi, This is the reason why we suggest students, not to approach a bank directly, as they do not give you detailed information at first. IDFC bank has a category of universities under which the moratorium period is not given to the students. If your university comes under such a category, we cannot help you resolve the issue. Our team can help you check your eligibility with other banks and get you the best education loan that suits your profile. Please request a callback on this link: bit.ly/48cTdcR or you can give a call here: 9889882090
I'm interested in obtaining a 21 lakh loan and using my property, valued at over 50 lakhs, as collateral. However, my property lacks direct road access, although there is an existing road that four-wheeler vehicles can use. Unfortunately, there's no official government documentation confirming this road access. Is it still possible for me to secure the loan?
Hi Yedhu! You can get an education loan. But we would require a few more details to check your eligibility with 14+ public and private lenders, with just a single callback request, so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Hi! The co-applicant can be both NRI or POI, If the co-app is an NRI, They will be required to provide a POA to a blood relative and they should also have an NRI account with 6 months of transactions. We have also made a video about the same ruclips.net/video/-AAu3rG2oVI/видео.html Check your eligibility for an education loan by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, Our Financial Officer will get back to you to guide you further.
Hey! please note that the rate of interest(ROI) will only be charged on the amount you have got disbursed and not on the sanctioned amount. If you have gone via Wemakescholars for your education loan process please contact your financial officer or write to hello@wemakescholars.com.
Hi Vedant, There's a 95% chance of visa rejection for Australia. If you've taken an unsecured loan, consider securing it with collateral if possible. If that's not an option, you can borrow temporary funds from family and friends for the visa. Once you obtain the visa, you can take out a non-collateral loan for your expenses. You can contact our team for one-on-one assistance with your education loan. Please request a callback via this link: bit.ly/48cTdcR or call 9889882090.
Hello, Vedant. Your concern will receive little attention because your university is one of the Go8 universities. So, you can proceed with your visa application.
Hi Mahadev! Most banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on: bit.ly/3KLb0zu then they can guide you properly as we have our software linked to the official system.
Hi Jency! The list also depends on the course and degree. Better to speak with the financial officer as they can help you with the list of banks and categories under which your preferred university comes. Please connect to our loan team by requesting a callback on the link: bit.ly/3KLb0zu so they can guide you precisely as we have our software linked to the official system.
Hi Sushant! Yes, A primary co-applicant is needed for every category of education loan but the minimum income required varies with each category. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu so they can explain everything in detail and help you get an education loan with the lowest ROI possible.
Hi! Getting an unsecured education loan for a UG diploma can be really difficult, There are very limited ways for this to be done. We suggest you talk to our Financial Officers about the same so they can check your eligibility with 8+ Private lenders for the same. Kindly connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
Hi Varun! As we are supported and funded by the Ministry of IT, Government Of India, to promote foreign education. All our services are completely free of cost. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Mam i wanted to know wether i can get a loan for pilot traing without collateral as i have fineshed my gratuation in aeronautical engineering and i have taken an education loan and my emi has not yet started yet i wanted to know weither i can get top up for my traing i had emailed one of your finace officer but i didnt get any reply so please reply me and help me out of this as i have no knowledge of this help
Hi! Getting an education loan for CPL / Aviation is possible, But we would require a few more details to check your eligibility with 14+ Public and private lenders, so you can get an education loan, best suits your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Ma,am I have applied for my daughter MsC Math, Stat at University of Birmingham. It is under platinam category, through Wemake Scholar, Mr Subham Chowdhury financial officer kol. . Provided all relevant documents , inspection was done. Report was given perfect considering our financial background and also we paid to the University at £2000 towards admission fee. We were informed that it was rejected to location pincode.
hi maam i have secured admission in lakehead university in canada for bachelors course we need around 40-45 lakhs to cover my tution fee and cig can it be done without collateral?
Hi Aradhana! Getting an unsecured education loan for your Bachelors can be a challenging process but we can try to evaluate your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Hi Shanti! Getting an education loan for CPL / Aviation is possible. We can help you with the entire education loan process, from application to disbursement. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you. Also, they will evaluate your daughter's profile and check her eligibility with 14+ public and private lenders so she can get an education loan best suited to her profile.
Hi Sai, Yes we can help you get an education loan but first we will have to review your profile and check your eligibility to guide you further. You can speak to your financial officer for details about education loan based on your requirements. So I recommend you to register on our portal for convenient processing by requesting a callback via this link: bit.ly/48cTdcR. You can also contact our team 9889882090. Once you register, a dedicated financial officer will reach out to you shortly.
Hi! Getting an education loan for PG diploma/certificate is possible but we would require a few more details to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
WeMakeScholars doesn't give any commission to any agents, because of our govt funding background. But if you would still want us to help your students, you can send your inquiry to hello@wemakescholars.com
Hi Dhruv! SRA properties are not accepted by banks, but as your property is 18 years old, we can give it a try. If a society is formed and all the documents are present, the bank might accept your collateral. Kindly connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Hi Soni, yes you can get an unsecured Education Loan of 15lac but if you go by yourself to the bank they will not show that much interest because you are taking an Education Loan for a dual degree course . Here we come into the picture we have a very good relationship with 14+ public and private banks which makes the process smooth and easy for the students. However, for which university you are planning to go to? To request a call you can visit bit.ly/3MVP0Sy
Hi Jayasurya, the offer related to IDFC processing fee is not applicable as of now. However, you can speak with our financial officer and we can try if there any negotiations possible. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Hi, indeed, having a good CIBIL score is vital for securing an education loan. However, rest assured that our financial officers are adept at assisting individuals with securing loans, even with minor deviations in their financial history. For personalized assistance tailored to your situation, I encourage you to request a callback using the following link: bit.ly/48cTdcR. Our expert team will provide you with the guidance and support you need to navigate through the loan application process effectively. All the best!
Hi Vikram! You can get an education loan for your Bachelor's in Canada but only if you are going to a top university and if it is in the bank's prime list. Now the bank keeps updating its list from time to time. Hence, you may not have the exact right list of universities at any point in time. Better to speak with the financial officer by requesting a callback on bit.ly/3KLb0zu then they can guide you properly as we have our software linked to the official system.
Hi , thanks for the information in detail , so my question here is how is the emi calculation done is it compound interest or simple interest type , please explain . For eg: if i take 20 L loan which is the principal amount is it a fixed interest for every month if no rate of interest happens or If i take 20L loan which is the principal amount is the interest compounded to the principal every month and interest is calculated with the new compunded principal for every month again ?
Hi Varun! You may refer to our EMI calculator, Once you fill in the detail sit will provide you with a detailed overview of your repayment structure. Please visit: www.wemakescholars.com/education-loan/emi-calculator If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu once you fill out the form, they will get back to you to evaluate your profile with 14+ leading public and private banks so you can get the best education loan suiting your profile.
Hi Raghav! Your education loan can get sanction even if you have backlogs but disbursement will be only done after you clear your backlogs. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Hi Mishal! Yes, it is possible to get an unsecured education loan for your living expenses in Germany (Blocked Account). We can help you with the entire process, from application to disbursement our team will guide you every step of the way. Please connect to our Financial Officers by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private banks, so you can get an education loan with the lowest interest rate in the market.
Hi! There is no age limit for an applicant to avail a loan from a public lender but for co-applicants, they have an age limit of 60. For further guidance on the same please connect to our loan team by requesting a callback on this link: bit.ly/3MVP0Sy. Once you fill out the form, they will get back to you to guide you further.
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I liked that you mentioned CIBIL score required is 685, try to mention CIBIL score in every video because my loan application from 5 banks got rejected due to CIBIL score of 648 of my father, even after giving collateral worth 2 crore the banks were not ready to give loan.
Hi RIshab! Thank you for your kind words, we aim to provide the most accurate and comprehensive guide to our audience through our LOANFLIX series and we are glad that you found the video helpful. What you have said is also true, the above-mentioned CIBIL score is quite low, and is therefore rejected without a second thought in most instances, even if you provide a good collateral. Maybe you could speak to our loan officers about it. They will try to dig below the surface and exactly understand what went wrong and whether there is any way out. The reasons for the low score are quite important. Many times we have negotiated for students whose co-applicants had CIBIL scores as low as 600. You can sign up for a discussion with our team here: bit.ly/3KLb0zu
Yes I got a call from Rajeev. He is looking to the matter. I cleared all doubts. Let see what are the outcome.
Hello there, thank you for choosing us. We will ensure you get the best outcome.
Mam mere papa ki income 20000 month hai lakin unko kuch logo ko paise pay krne hai , or naa he hmare pass apna ghar hai , please you tell me how will we get loan in this condition?? Please reply 😢
Hi! Getting an education loan depends on multiple factors, such as course, country, degree level, past academics, applicant profile etc. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Have you got loan
Where to find the list of colleges and universities eligibilities ? For platinium or else??
Hi, Finding university listings online can be challenging. I suggest contacting our Financial Officer for assistance. They'll check your university listing and other factors to help you secure the best deal based on your profile. Simply request a callback here:bit.ly/48cTdcR. Our team will swiftly connect with you to check your eligibility and provide guidance, comparing offerings from 14 leading lenders. Start your loan process today with the guidance of our Financial Officer!
I'm about to ask you a very hard question: is it possible to get an education loan for undergraduate students without collateral?
Hi! Getting an unsecured education loan for your Bachelors can be a challenging process but we can try to evaluate your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
I got a reply from financial officer. He said it was rejected only bcse of pin code inspite of strong financial background and the university was also in premium list.
But no remedy. In the above presentation Ma'am is saying if it is applied through wemakescholar they will take up the issue and resolve.
Hi sir. I hope you received a callback from our financial officer. We had a discussion with our team. They are checking on all possible deviations to get your issue resolved. We request you to kindly be patient. Our financial officer will keep you posted with all updates. Thank you.
is there a list of australian universities that are applicable for these loans?
Hello! Yes, there are list of universities that are eligible. The list of the universities differs from bank to bank and our financial officer can assist you with that. To get in touch with us, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Hi I took education loan from bank of Baroda under abroad scholar scheme the sanctioned amount is 20 lakhs and 15 lakhs is already disbursed but I don't want to use remaining sanctioned amount of 5 lakhs can I do so or I have to use full sanctioned amount also can I pay full loan amount with interest before completion of study ?
Hi Rahul! Yes, you can choose not to take any further disbursements and you will not be charged any interest on the amount that is not disbursed. You can also start repaying your loan and there will be no pre-payment penalty for the same. The bank may ask you to pay a nominal loan re-structure fee. If your education loan was sanctioned via WeMakeScholars feel free to reach out to your Financial Officer, they will guide you through the whole process.
Hi, does IDFC charge interest on the sanctioned or disbursed amount?
Please clarify :)
Hello. All banks, including IDFC charge interest on the disbursed amount, not the sanctioned amount. If you are seeking one-on-one assistance with your education loan process, our team can guide you through every step of the process. A dedicated financial officer will analyze your profile and connect you with suitable banks. To get in touch with your financial officer, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
@@WeMakeScholars I'm already in the process with my nearest branch. They informed me that it will be charged on the sanctioned amount. Is there any additional official statement from RBI that I can show them?
Hello, You can check the official page of IDFC Bank for the required information. If you still find that the interest rate is charged on the sanctioned amount by the bank, we suggest contacting our organization. Our team can assist you with your education loan process, and we also have a post-sanction team that can help you with any issues related to after the sanction and disbursement.
Here is my situation,
My father was working in 2021 so the ITR was around 22L, then he retired his last year ITR was 3.6L. We have a collateral worth 3.5crs but its a E-khata with only form 11B and no form 9 or form 11A, We previously had a Home loan for this same property with federal bank and that home loan is now closed.
Question now is can I pledge this property for my education loan(60L) which is 1/3rd of the collateral even though my father is not earning and the property is technically a B khata property in Bangalore(Gram panchayat limits)?
Hi! We suggest you talk with our Financial Officer so they can check your eligibility with 14+ Public and private lenders whether your property will be accepted or not. So you can get an education loan best suiting your profile and needs. Please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile.
Is it necessary to take insurance in abroad studies loan
Hello Jay, it is mandatory in most banks to have loan insurance. If you are seeking one-on-one assistance for your education loan, our team can help you with the process. To contact our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.
Bank of india is it good for education loans!...can u say please...
Hi Omkar, Although it entirely depends on the student's profile, the Bank of India is unquestionably a reputable bank to get an education loan from. Numerous other banks provide excellent education loan products that are tailored to the needs of the student. You can get in touch with our team who will assist you in checking your eligibility with 15+ public and private banks. We increase your chances of getting your education loan sanctioned by assigning you banks that suit your profile. Please request a callback on this link: bit.ly/48cTdcR or call this number:9889882090 to get assistance from our team.
Mam is it possible to get loan if we couldn't get into a hostel, do bank provide loan for college as well as living costs other than hostels??
I'm asking as a Delhi University Aspirant for bcom or bcom hons course??
Can I get an education loan without a collateral please answer this..🙏
Hi Rahul! Banks do provide hostel fees / Living expenses. Kindly get in touch with our loan team so we can help you get the living expenses added to your loan as it can be difficult if you approach them directly. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
@@WeMakeScholarsHi Mam,
Mam I'm not yet admitted into a college but after the cuet results are out I'll fill the preference list in DU phase 2 admission round then the college will be allotted to me according to my scores but for now I'm just clearing all my doubts regarding education loan, when will I register myself in your website, After the allotment of college or now??
We suggest the students talk to our team before they plan their academic journey. Being one step ahead when it comes to funding your higher education is a good decision. You may register your details with us and request for a callback from our team @bit.ly/wmscallback and they will get back to you at the earliest.
Hi, my doubt is. Can I get an educational loan without collateral for study abroad if my college doesn't fall in the list of colleges they have?
Hi! Getting an unsecured education loan depends on multiple factors such as course, country, co-applicant's income, past academics etc. Kindly connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
hello, maám can you give detail about compounding interest which is also starts from first EMI Payment?
Hi Nilam! We have already made a video on the topic mentioned above.
Here's the link: ruclips.net/video/rsRYCtT-5_Q/видео.html We suggest you to speak to our Financial Officer, so they can help you with the entire process. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Mam If we going for bachelors by paying first year fees, by loan so will idfc ask for remaining fees ?
Hi Deep! It is possible to get an education loan mid-course, we can also help you reimburse the fee paid. If it was paid within 6 months. Kindly connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
is this compound interest or simple interest?
Hey! During the moratorium period, banks will decide if you have to pay no-interest/simple interest or partial simple interest based on your profile. However, after the completion of your moratorium period, the interest will be compounded. If you have any queries, please feel free to connect with our financial officer here: bit.ly/48cTdcR. We will analyze your profile in detail and give you all possible options for your profile within 48 hours. Thank you.
Is Swinburne University of technology in that platinum or titanium list
Hi Shashank! Banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on :bit.ly/3KLb0zu then they can guide you properly as we have our software linked to the official system.
Even if we want ug loan without collateral, is it possible to pay 2k to 5k if our university falls under gold, platinum or titanium
Hi Pooja! No, it's not possible as direct EMI starts for UG in IDFC bank. But we can try for you to get an education loan with partial simple interest by checking your eligibility with14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile.
Mam idfc is not giving the moratorium period what should I do now please tell mee 😢
Hi, This is the reason why we suggest students, not to approach a bank directly, as they do not give you detailed information at first. IDFC bank has a category of universities under which the moratorium period is not given to the students. If your university comes under such a category, we cannot help you resolve the issue. Our team can help you check your eligibility with other banks and get you the best education loan that suits your profile. Please request a callback on this link: bit.ly/48cTdcR or you can give a call here: 9889882090
I'm interested in obtaining a 21 lakh loan and using my property, valued at over 50 lakhs, as collateral. However, my property lacks direct road access, although there is an existing road that four-wheeler vehicles can use. Unfortunately, there's no official government documentation confirming this road access. Is it still possible for me to secure the loan?
Hi Yedhu! You can get an education loan. But we would require a few more details to check your eligibility with 14+ public and private lenders, with just a single callback request, so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Mam I have one doubt the co applicant must be work in India or work anywhere in the world
Hi! The co-applicant can be both NRI or POI, If the co-app is an NRI, They will be required to provide a POA to a blood relative and they should also have an NRI account with 6 months of transactions. We have also made a video about the same ruclips.net/video/-AAu3rG2oVI/видео.html
Check your eligibility for an education loan by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, Our Financial Officer will get back to you to guide you further.
I had taken education loan from IDFC they are saying ROI will be charged from the day of disbursement not on amount been used is this true?
Hey! please note that the rate of interest(ROI) will only be charged on the amount you have got disbursed and not on the sanctioned amount. If you have gone via Wemakescholars for your education loan process please contact your financial officer or write to hello@wemakescholars.com.
Does the australian embassy accept unsecured loans from idfc first bank?
Hi Vedant, There's a 95% chance of visa rejection for Australia. If you've taken an unsecured loan, consider securing it with collateral if possible. If that's not an option, you can borrow temporary funds from family and friends for the visa. Once you obtain the visa, you can take out a non-collateral loan for your expenses. You can contact our team for one-on-one assistance with your education loan. Please request a callback via this link: bit.ly/48cTdcR or call 9889882090.
@@WeMakeScholars what if i get an admission in university of melbourne? Still they dont accept unsecured loan?
Hello, Vedant. Your concern will receive little attention because your university is one of the Go8 universities. So, you can proceed with your visa application.
Can you please provide the universities list link?
Hi Mahadev! Most banks keep updating the list from time to time. Hence, you may not have the exact right list at any point in time. Better to speak with the financial officer by requesting a callback on: bit.ly/3KLb0zu then they can guide you properly as we have our software linked to the official system.
is langara college canada in ur platinum or any list?
Hi Jency! The list also depends on the course and degree. Better to speak with the financial officer as they can help you with the list of banks and categories under which your preferred university comes. Please connect to our loan team by requesting a callback on the link: bit.ly/3KLb0zu so they can guide you precisely as we have our software linked to the official system.
Is co applicant required for namesake in platinum category??
Hi Sushant! Yes, A primary co-applicant is needed for every category of education loan but the minimum income required varies with each category. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu so they can explain everything in detail and help you get an education loan with the lowest ROI possible.
@@WeMakeScholarssalary slips of coapplicant must for elite institutions?
No, Just reliable income proof from any institution will be enough.
is the education loan is possible for ug diplomas or graduation..?
Hi! Getting an unsecured education loan for a UG diploma can be really difficult, There are very limited ways for this to be done. We suggest you talk to our Financial Officers about the same so they can check your eligibility with 8+ Private lenders for the same. Kindly connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.
But how much you charge from us if loan we get sanctioned from idfc via wemakescholars ?
Hi Varun! As we are supported and funded by the Ministry of IT, Government Of India, to promote foreign education. All our services are completely free of cost. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Mam i wanted to know wether i can get a loan for pilot traing without collateral as i have fineshed my gratuation in aeronautical engineering and i have taken an education loan and my emi has not yet started yet i wanted to know weither i can get top up for my traing i had emailed one of your finace officer but i didnt get any reply so please reply me and help me out of this as i have no knowledge of this help
Hi! Getting an education loan for CPL / Aviation is possible, But we would require a few more details to check your eligibility with 14+ Public and private lenders, so you can get an education loan, best suits your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Ma,am I have applied for my daughter MsC Math, Stat at University of Birmingham. It is under platinam category, through Wemake Scholar, Mr Subham Chowdhury financial officer kol. . Provided all relevant documents , inspection was done. Report was given perfect considering our financial background and also we paid to the University at £2000 towards admission fee. We were informed that it was rejected to location pincode.
Hi sir! We understand your problem. If you haven't heard from our financial officer, Kindly request a call back at 093933 44424. Thank you.
hi maam i have secured admission in lakehead university in canada for bachelors course we need around 40-45 lakhs to cover my tution fee and cig can it be done without collateral?
Hi Aradhana! Getting an unsecured education loan for your Bachelors can be a challenging process but we can try to evaluate your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
@@WeMakeScholars i did that and waiting for your call :)
Our team will get in touch with you shortly.
@@Amoffffdid you get any way for bachelor loan as it too hard to get idk where to go
@@Ok1tsSam not really i dropped the plan but you can contact the banks and other financial solutions but everyone needs collateral.
Mam meri beti ko pilot ke liye kahi se bhi loan nahi mil raha hai
Hi Shanti! Getting an education loan for CPL / Aviation is possible. We can help you with the entire education loan process, from application to disbursement. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you. Also, they will evaluate your daughter's profile and check her eligibility with 14+ public and private lenders so she can get an education loan best suited to her profile.
Education loan for MBBS in Russia is there any loans?
Hi Sai, Yes we can help you get an education loan but first we will have to review your profile and check your eligibility to guide you further. You can speak to your financial officer for details about education loan based on your requirements. So I recommend you to register on our portal for convenient processing by requesting a callback via this link: bit.ly/48cTdcR. You can also contact our team 9889882090. Once you register, a dedicated financial officer will reach out to you shortly.
Does any banks or nbfcs provide unsecured loan for pg level courses for canada? (Diploma, certificate)
Hi! Getting an education loan for PG diploma/certificate is possible but we would require a few more details to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.
Can I get DSA ( Direct selling agent ) in punjab from we make scholars for abroad loans
WeMakeScholars doesn't give any commission to any agents, because of our govt funding background. But if you would still want us to help your students, you can send your inquiry to hello@wemakescholars.com
Can I get education loan on SRA property.? property is 18 year old
Hi Dhruv! SRA properties are not accepted by banks, but as your property is 18 years old, we can give it a try. If a society is formed and all the documents are present, the bank might accept your collateral. Kindly connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.
Hye Tried for your call back for thrice but did not get call back yet
Hello Ashfiya, It seems you called past our working hours. Kindly wait our team will get back to you shortly. Your patience is highly appreciated.
Can i get an unsecured loan of 15 lakhs for dual degree course
Hi Soni, yes you can get an unsecured Education Loan of 15lac but if you go by yourself to the bank they will not show that much interest because you are taking an Education Loan for a dual degree course . Here we come into the picture we have a very good relationship with 14+ public and private banks which makes the process smooth and easy for the students. However, for which university you are planning to go to? To request a call you can visit bit.ly/3MVP0Sy
Do you still have 0.5% offer
Hi Jayasurya, the offer related to IDFC processing fee is not applicable as of now. However, you can speak with our financial officer and we can try if there any negotiations possible. Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.
Maam civil score below 630 hai kya loan mil sakta hai
Hi, indeed, having a good CIBIL score is vital for securing an education loan. However, rest assured that our financial officers are adept at assisting individuals with securing loans, even with minor deviations in their financial history. For personalized assistance tailored to your situation, I encourage you to request a callback using the following link: bit.ly/48cTdcR. Our expert team will provide you with the guidance and support you need to navigate through the loan application process effectively. All the best!
Can I get a Education loan for my Bachelor's In Canada From this bank
Hi Vikram! You can get an education loan for your Bachelor's in Canada but only if you are going to a top university and if it is in the bank's prime list. Now the bank keeps updating its list from time to time. Hence, you may not have the exact right list of universities at any point in time. Better to speak with the financial officer by requesting a callback on bit.ly/3KLb0zu then they can guide you properly as we have our software linked to the official system.
Hi , thanks for the information in detail , so my question here is how is the emi calculation done is it compound interest or simple interest type , please explain .
For eg:
if i take 20 L loan which is the principal amount is it a fixed interest for every month if no rate of interest happens
or
If i take 20L loan which is the principal amount is the interest compounded to the principal every month and interest is calculated with the new compunded principal for every month again ?
Hi Varun! You may refer to our EMI calculator, Once you fill in the detail sit will provide you with a detailed overview of your repayment structure. Please visit: www.wemakescholars.com/education-loan/emi-calculator
If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu once you fill out the form, they will get back to you to evaluate your profile with 14+ leading public and private banks so you can get the best education loan suiting your profile.
Mam can i get education loan for masters because i have backlogs in my bachelors degree
Hi Raghav! Your education loan can get sanction even if you have backlogs but disbursement will be only done after you clear your backlogs. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu
Can i get unsecured educational loan for blocked account in Germany?
In public or private or nbfc banks?
Please help
Hi Mishal! Yes, it is possible to get an unsecured education loan for your living expenses in Germany (Blocked Account). We can help you with the entire process, from application to disbursement our team will guide you every step of the way. Please connect to our Financial Officers by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private banks, so you can get an education loan with the lowest interest rate in the market.
What is the age limit
Hi! There is no age limit for an applicant to avail a loan from a public lender but for co-applicants, they have an age limit of 60. For further guidance on the same please connect to our loan team by requesting a callback on this link: bit.ly/3MVP0Sy. Once you fill out the form, they will get back to you to guide you further.