How to Build a Simple ETF Portfolio? (The 3 fund portfolio ASX version)
HTML-код
- Опубликовано: 5 сен 2024
- How to Build a Simple ETF Portfolio? In this video, I will show you how to build the 3 fund portfolio (aka. the lazy portfolio) by using ASX ETFs. In the end we will test out some metrics of the portfolio we construct.
#3fundportfolio
#lazyportfolio
#asxlazyportfolio
📙 The Bogleheads' Guide to the Three-Fund Portfolio:geni.us/KFzx
👉Check my detailed portfolio and support the channel: / irenezhu
📈 Manage your portfolio on Sharesight and get 10% off your annual payment: portfolio.shar...
🅰️ Free 30-day Trial on Amazon Prime for free delivery, TV etc. (the US Only): www.amazon.com/...
🎧 Try Audible Premium Plus for free amzn.to/36B4pm0 up to 2 free books
📈 Sign up with Pearler for FI to get $50 brokerage credit (May Only, other months $6.5) pearler.com/in...
📈 Get 1 free stock on Stake US; get $10 bonus to trade with for Stake AUS (both need to be funded within 24 hours of singing up) hellostake.com...
💳 Sign up with Ubank app to get $20 by using code 27KF6M4 (must make 3 card purchases after signing up) www.ubank.com.au/
Money Smart deals (Australia ONLY)
🔌 Switch to low-cost Electricity - ReAmped Energy to get $50 credit to your account: reampedenergy....
🔥 Switch your electricity & Gas by switching to Globird Energy (get $50 by quoting referral account 30151862) quote.globirde...
📱 Join Woolworth mobile(10% off your grocery shop once a month ) to get $10 WISH eGift card by using the code EBDFD8
📚Knowledge Booster:
📙 Atomic Habits (James Clear) geni.us/7rKnfI
📙Principles for Dealing with the Changing World Order (Ray Dalio): geni.us/RefmqUs
📙The Intelligent Investor Rev Ed (Benjamin Graham): geni.us/KcSUo
📙The Little Book of Common Sense Investing (John Bogle) 2017 Edition: geni.us/oERuAE
📙Warren Buffett's Ground Rules (Jeremy Miller): geni.us/7UOd0
📙One Up On Wall Street How To Use What You Already Know To Make Money In The Market (Peter Lynch) geni.us/qWjoEx
📙Think and grow rich (Napoleon Hill) geni.us/y1jHBS
📙 Happy Money (Ken Honda) geni.us/idu5al
📙The Barefoot Investor 2020 Update: geni.us/5Bbz
📙The Subtle Art of not giving a F*ck (Mark Manson) geni.us/PHYxmK
📙The Life-Changing Magic of Tidying (Marie Kondo) geni.us/dizNy
📙Think Simple (Ken Segall) geni.us/EvL34N
📙 Tao Te Ching (Stephen Mitchell) New English Version geni.us/zQ7zX
🎥 Shooting Gear
Camera: Sony A7 SIII geni.us/2X1kwK
Mic: Rode VideoMic Pro+ Microphone geni.us/RVMP
Recorder: Zoom H1n Handy Recorder geni.us/Zoomh1n
Lighting: Godox ML60 60W LED Light geni.us/Godox1...
Gopro: GoPro HERO9 Waterproof Action Camera: geni.us/rbwv
Dji mini 2 drone: geni.us/NZWrJyH
Dji Gimbal Ronin-SC 2: geni.us/jumU
Special thanks for the music www.davidcutte...
🎥SEO tool
Tubebuddy www.tubebuddy....
I have 7 index funds ( incl. 2 replicate managed funds) plus gold in my core investment, how about you? Feel free to leave a comment below 👇🏻
Physical gold or gold stoks like GOLD ?
@@rionkoral8273 stock gold.
Brilliant video Irene! Very glad to see someone apply the 3 fund approach to the Aus market.
Thanks a lot for stopping by! 3 Fund approach is such a classic simple method to construct a portfolio!
Great video. I love these types of portfolio analyses videos
I personally am 100% long crypto, but that's because I'm young and I can afford the risk
I believe this is a great video which covers the lazy portfolio, even though its known as "lazy" in a span of 30 - 40 years, constant contributions can basically ensure that you'll have your money working for you when you retire
Yes Douglas, DCA will definitely help to snowball a portfolio on the side of Super. Thanks for watching!
Hi Irene, thanks for the informative video. Just wondering, how did you access the portfolio analysis tool from Morningstar? Is that a paid subscription? Cheers
Hello Zaine, that was the Morningstar Investor that I used at that time, cancelled the subscription a while ago.
Hey Irene! Great video and what are your thoughts with Raiz? You can invest in the international, domestic and bond market.
Hi @Nicholas, it's very convenient to use micro-investing apps like Raiz or Spaceship Voyager, but some investors might not be comfortable with its custodian model. I personally don't use Raiz as I want to handpick ETFs individually. Thanks for dropping by 😉
What are your thoughts on VDHG as one fund to replace these 3 ?
The drawback of one fund portfolio is the asset allocation is very rigid, which you can't adjust the defensive and growth assets as your situation changes.
I'm 44 and my core three fund portfolio is 40% US Total Stock Market, 30% EX-US Total International Stock Market and finally 30% US Total Bond Market.
I am building a satellite fund Roth IRA that's 100% equities. 70% Total World Stock Market (VT) and 30% US Real Estate VNQ.
Thanks for sharing Joseph!
Have you done anything on US dollar ETFs like USD
Nope Michael, I haven't done any currency ETFs. I can look into it if you are interested.
Thanks 👍
I'm wondering how this could be linked in with other safe areas like pmgold as a small part of a broad portfolio
@@michaelpapp7371 Stocks docimiled in AUD definitely has strong correlation with AUD. If it's for diversification purpose, you would want to find low correlated investments to reduce risk while not necessarily affecting portfolio returns.
I've never been a big fan of bonds personally, especially in a low interest rate environment. I'd rather put it in LICs or REITs.
Bonds in my portfolio is more or less to be the hedge to shares due to the low correlation between the two.
@@IreneZhu I get where you're coming from, and I'm aware many people allocate part of their portfolio into bonds for the same academic reason. I'm a bit of an optimist, I guess - IMHO in the long run it is better to be an owner (i.e. shareholder) of good companies/properties (by holding individual stocks or through LICs/ETFs) rather than being a lender (i.e. bondholder) to such businesses.
@@uberboiz this is a great point @uberboiz!
VDHG 100%