Strategizing My Savings: Reaching Goals And Treating Myself!

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  • Опубликовано: 17 ноя 2024

Комментарии • 48

  • @michellemorales401
    @michellemorales401 Месяц назад +7

    Idk why i enjoy watching you stuff your envelopes, but it feels satisfying. Lol 💙💜💙

  • @sabysfinancialblueprint
    @sabysfinancialblueprint Месяц назад +5

    great video, maybe you can use the change from your valentine's sinking fund to break the 100

  • @MichiganLovers
    @MichiganLovers Месяц назад +1

    I can’t wait to receive my 100 Envelope challenge set so I can get started. Have so many vacations coming up myself to save some extra cash!

  • @TracyOwen-y9t
    @TracyOwen-y9t Месяц назад

    Thank you 😊

  • @EE-in7su
    @EE-in7su Месяц назад

    So inspiring!

  • @carbro6334ify
    @carbro6334ify Месяц назад

    What do you use the stuffed money for. Seems like a lot of work

  • @felicia111888
    @felicia111888 Месяц назад +2

    Do you have a video on how you save with sinking funds? estimating budget, putting money in every month etc. how were you able to hit the goal before the date? So you just put extra money left over in there? I’m feeling lost and it seems simple but not in my brain. I hope that makes sense.

    • @adiastar9815
      @adiastar9815 Месяц назад

      Oh, and this one! Its new :)
      ruclips.net/video/Lv6yn1pFJ4E/видео.htmlsi=EaPZmt2FD779PWiI

    • @Goddess.Aurora
      @Goddess.Aurora Месяц назад

      Most topics are in rest films my dear. Just research pls 😊 Have a great day❤

    • @TracyBirds
      @TracyBirds Месяц назад +2

      Hi, go back and watch all her videos (I did). She has so many informative videos for SF.

    • @deedrakupolati2796
      @deedrakupolati2796 Месяц назад +1

      She normally does them at the beginning of the year.

  • @janiceenright8969
    @janiceenright8969 Месяц назад +2

    Hello Kumiko
    Where did you get your savings goal binder with the cover etc.
    also, where did you get the money tray sorter and, I know you’ve mentioned this before but I can’t find answer, what brand of markers do you use to highlight different categories.
    Just got the 100 envelope challenge in the mail and I sure do love it. 🌷

    • @deedrakupolati2796
      @deedrakupolati2796 Месяц назад +1

      It's likely on her website and she probably has a link in her bio.

    • @libbysworld7649
      @libbysworld7649 Месяц назад

      I think she said she made it with materials from either Amazon, the dollar tree or both?

    • @thebudgetmom
      @thebudgetmom  Месяц назад +1

      Amazon. I made a couple of the front sheets in Canva, and the tracker sheets and envelopes are in TBM Shop

    • @janiceenright8969
      @janiceenright8969 Месяц назад

      Thank you for the info. I love everything TBM! You have made such a positive difference in my life 🌷

  • @libbysworld7649
    @libbysworld7649 Месяц назад +2

    Just a general statement, more thana question, I guess. You don't ever face your bills the same directions, orientation or keep your cash sorted within the envelopes, do you? I do in my cash envelopes, because I guess that's the way I like to see it. It's never been an issue with your cash stuffings? It's a "me" problem, for sure! LOL
    You are the godmother of cash stuffing and budgeting, as far as I'm concerned. Maybe all of us who are putting our cash in order are doing it wrong? LOL Great video! Thanks for sharing!

    • @pollydolly9723
      @pollydolly9723 Месяц назад +2

      lol, I’m with you! My OCD 😱😱

    • @thebudgetmom
      @thebudgetmom  Месяц назад +2

      I don't care about my bills facing the same way honestly 🤣🤣

  • @houseofwolfz7781
    @houseofwolfz7781 2 месяца назад

    Hi Kumiko! Love your content 😊 Very educational! Question so what do you do with the money you saved from your saving challenge?

    • @thebudgetmom
      @thebudgetmom  Месяц назад +14

      I give each of my savings a purpose. My 100 Envelope Challenge is going towards our Hawaii family vacation in 2025

    • @houseofwolfz7781
      @houseofwolfz7781 Месяц назад +1

      @@thebudgetmom Aw okay! Makes sense! Thank you❤️

  • @tarjasovay
    @tarjasovay Месяц назад +2

    I have a quick question 🙋🏻‍♀️
    What size is the plastic sinking funds binder and did you get that on Amazon?

    • @JANAA56357
      @JANAA56357 Месяц назад +2

      That clear/frosted binder is an a5 size that she bought on amazon 😊

    • @tarjasovay
      @tarjasovay Месяц назад

      @@JANAA56357 thank you 🙏🏼

  • @jennifer-ur2vd
    @jennifer-ur2vd Месяц назад +4

    I use a credit union that lets me have different accounts that I can name whatever I like. I set one up for the hundred envelope challenge so that money can be drawing interest instead of sitting in envelopes.

  • @paulettemyers8180
    @paulettemyers8180 Месяц назад

    Where did you get your small saving binder?

    • @thebudgetmom
      @thebudgetmom  Месяц назад

      the binder itself I got from amazon.

  • @malutzsalve4180
    @malutzsalve4180 Месяц назад

    I just discovered you because I bought the small booklet from someone on FB market. I really love that I can carry the booklet in my purse. But I notice they are not available in your shop. Are they discontinued?

    • @thebudgetmom
      @thebudgetmom  Месяц назад +1

      Yes, the boxed sets are discontinued

    • @malutzsalve4180
      @malutzsalve4180 Месяц назад

      @@thebudgetmom hi! I just wanted to clarify because I was also asking on TikTok. It says you’ll guide me to get it? May I ask what that means?

  • @alyshamunk686
    @alyshamunk686 Месяц назад

    Thank you for this video. I enjoy watching them and learning. I see you used five dollar bills to stuff your hundred envelope challenge . Why didn’t you take those and add them to your five dollar challenge?

    • @JANAA56357
      @JANAA56357 Месяц назад

      Probably because the 100 envelope challenge takes more time to complete and she only use her $5 bills from her variable/cash envelopes not really from left over sinking funds 😊 and it’s also your choice what you do with it if you want them in your $5 challenge you can always do that 🤗

    • @thebudgetmom
      @thebudgetmom  Месяц назад +2

      Just a personal choice :)

  • @pollydolly9723
    @pollydolly9723 Месяц назад +1

    Where did you treat yourself? I think I missed something!

  • @marialeon7197
    @marialeon7197 Месяц назад +1

    So if you do the 100 challenge, how much money do you have in the end?

  • @mandmboon
    @mandmboon Месяц назад +8

    Use your $100 in Valentine's to break it up?

    • @amythemathgenius
      @amythemathgenius Месяц назад

      This was what I was going to say!!

    • @mathhomeworkhelp6063
      @mathhomeworkhelp6063 Месяц назад

      That or Christmas

    • @makeanddohandmade
      @makeanddohandmade Месяц назад +1

      My brain yelling Kumiko use the envelope right next to you!!!!!!!! Hahaha

    • @lindabarreras9100
      @lindabarreras9100 Месяц назад +2

      Same !!! I’m like you have $100 right there so many smaller bills in there 😊

    • @ckametria
      @ckametria Месяц назад +2

      Right! Or maybe her food budget envelope. It could save her a trip. ❤