DEBT & SAVINGS TRACKERS: Money Motivation & How To Use

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  • Опубликовано: 29 сен 2024

Комментарии • 88

  • @Your_Lifestyle_Business
    @Your_Lifestyle_Business Год назад +5

    🌟 Hey Kumiko, I just wanted to drop by and say how much I enjoyed your video on using visual financial trackers! Your explanations were clear and insightful, and I love how you provide such a variety of options for tracking financial goals. Your dedication to helping others achieve their financial dreams is truly inspiring. Keep up the fantastic work, and I'm looking forward to more of your content! 💰👏

  • @r.lissethorellana3330
    @r.lissethorellana3330 Год назад +6

    For my debt trackers, I like to use the statement balance. At that point, it's already accounted for any interest accrued plus any payments I made through the billing period. 😊

  • @theBudgetingSisters
    @theBudgetingSisters Год назад +6

    I love tracking my progress of my debt pay off. It is so motivational. Great tool to look at when you don’t feel like you have made any progress! April

  • @williamwarren9448
    @williamwarren9448 Год назад +7

    Thank you for making so much available to us for tracking ! You have really helped me keep on track ! I use your meal planners for years now and I love them still !🎉I have one debt only and the house is paid off ! Husbands retirement is 1 plus year away now ! I still use the envelope system and I find that the more consistent I am the more God blesses me ! Glenda

  • @truthseeker2718
    @truthseeker2718 Год назад +2

    Where have you been?

  • @OctoberFaye138
    @OctoberFaye138 Год назад +8

    I love the idea of using different colors for different months so you can visually see what you saved in each different month 😊

  • @noraward4741
    @noraward4741 Год назад +1

    When are you coming back to RUclips?

  • @LB-me7us
    @LB-me7us Год назад +1

    Are you coming back to RUclips???

  • @jen-x-erplansstuff5407
    @jen-x-erplansstuff5407 Год назад +2

    OMG the belly shot at the end! You look so cute! BTW, I was filling out my trackers as I was watching this!

    • @Amiga247
      @Amiga247 Год назад

      Sooo cute! So happy for you Miko and your family! 😍❤️

  • @beckydivine8046
    @beckydivine8046 Год назад +3

    Love all the tutorials you have been doing lately. They are super helpful

  • @nicknowsbest133
    @nicknowsbest133 Год назад +1

    Where I are you, Miko? I miss you!

  • @kimibrown1578
    @kimibrown1578 Год назад +3

    I hope you’re doing well! Thanks for helping me out with this visual tracking importance. I think it will definitely help me pay off more debt on my mortgage.

  • @ZiggyMoney911
    @ZiggyMoney911 Год назад +1

    Hi Kumiko! I hope you’re doing well. Miss seeing you and Ryen too!

  • @markdonald9985
    @markdonald9985 Год назад +63

    This season has been great for me and my family. I’ve been able to build a big income stream investing with, Mrs. Maya Payson, She changed my whole life.

    • @katemorrison5444
      @katemorrison5444 Год назад

      This lady called Maya Payson must be very good for people to talk about her this much. she handles my colleague's investment too. I'm surprised to see you talking about her.

    • @markdonald9985
      @markdonald9985 Год назад

      @@katemorrison5444 Yes Kate she's very good, one of the best. A registered investment Advisor that's well grounded on financial market, her prowess as a trader has made investing worthwhile and beneficial for me. I Met her once during a trading conference in London

    • @angelmiguel133
      @angelmiguel133 Год назад

      i'm well pleased to meet you Mark, I also invest with Mrs. Maya, ever since my first investment with her i have never for once had any issues when withdrawing my profits. she is straightforward.

    • @stevecastillo8783
      @stevecastillo8783 Год назад

      I am not here to converse for her but to share a testimony of what I confirmed, she’s the best broker i know who is sincere, trustworthy and reliable. kudos! Maya

    • @salmarangel87
      @salmarangel87 Год назад

      I heard about this lady on Larry Jones channel, please how can i get in touch ?

  • @josmith2002
    @josmith2002 Год назад +1

    ❤❤❤🍎🍎🍎🍎😊😊Visual trackers are Beneficial for people who have ADHD too 👏👏

  • @donnagomez2680
    @donnagomez2680 8 месяцев назад

    Kumiko, this is my first year using your planner and method and I want to get it right. However, I am unsure of how to categorize the fee we pay to our accountant for our personal income tax filing. My categories are food, utilities, shelter, transportation, savings, entertainment, credit card and medical. And also, what we pay in to its for taxes, I would assume could be in a sinking fund for taxes but I'm not sure about the accountant fee.

  • @kikiguerrero13
    @kikiguerrero13 11 месяцев назад +1

    Where has she been? 😢

  • @123kirmizi
    @123kirmizi Год назад +2

    yayyy nice surprise for boring Sunday evening

  • @tj.henderson
    @tj.henderson Год назад +1

    Very beneficial information. Thanks a lot Miko!

  • @LashonDCampbell
    @LashonDCampbell 11 месяцев назад

    Hello my friend. I really enjoyed watching your video today. You did such a good job and I love your beautiful channel 🎉

  • @marneangel7
    @marneangel7 6 месяцев назад

    Hmm..I wondering how to do a tracker for paying extra payments to a mortgage or car loan principal. Got any ideas?

  • @lauragokey9109
    @lauragokey9109 Год назад +1

    How did you know that I was looking this up on Google the other day?? So weird!! Thanks!!

  • @123kirmizi
    @123kirmizi Год назад +1

    it was one of the best videos, I like this general budgeting and motivation videos more than budget recaps. I like recaps too of course.

  • @budgetwithjenny
    @budgetwithjenny Год назад +1

    Love the idea of using a different color to know how much saved each month and the idea of skipping a line when filling the tracker. Great video as always ❤

  • @MeganW_88
    @MeganW_88 Год назад +1

    I tried using trackers when saving up for my house, but expenses related to the home kept coming up. So the balance kept going up and down. How do you deal with that? I feel like I failed at planning.

    • @yellowdressbookstore6602
      @yellowdressbookstore6602 Год назад +3

      I work in my vehicle and I totally get you!
      I looked at the last 2 years of unexpected vehicle needs then divided by 12. ($200 a month)
      Now I set that amount aside each month and it does absorb most of the unexpected expenses

  • @latanyaneal4070
    @latanyaneal4070 Год назад +1

    ❤😊 what is the best roth ira and college fund yall use

  • @pollydolly9723
    @pollydolly9723 Год назад +1

    Miko, you are ALWAYS so helpful. Thank you!

  • @decemberchristiansen562
    @decemberchristiansen562 Год назад +1

    First goal, having money 😭😂

  • @debtfreecharts
    @debtfreecharts Год назад +1

    Great tutorial as always Miko :D Thanks for the shoutout too!

  • @Thecashstuffingrealtor
    @Thecashstuffingrealtor Год назад

    New subscriber here. Just found your channel! Love your content! ❤❤❤

  • @Cataleya8521
    @Cataleya8521 Год назад

    Thank you for the video I remember watching you in 2018 and remember you was in your apartment with all you stuff on the wall and coloring different paper. I remember the student loan debt one you had up. This is a much need video for me due to I wanted to start tracking visually to keep me motive. I was wondering what type of paper do you use for the tracker so when you color it in it won’t blend through the paper. Also do you still use your cannon 9120. I remember running out to the store to get it best investment ever:) keep up the great work also congratulations on the baby🎉🎉🎉🎉

  • @Kellybergman7529
    @Kellybergman7529 Год назад

    I purchased your worksheets, but I’ve been unable to sign up for the library on your website. The page just keeps spinning, no matter what email address I use. 😢

  • @irishgirl9667
    @irishgirl9667 Год назад

    Just downloaded the Disney tracker! This will help me a lot with showing my progress on this particular subject! matter. I"m excitted now!

  • @shaghayeghsavadkoohi8051
    @shaghayeghsavadkoohi8051 Год назад

    Why I can't get access to free sheets? The submit button doesnt work (saying ''please wait'')

  • @patriciafennell4242
    @patriciafennell4242 Год назад

    Hi Kumiko, I just read your book My Money My Way. I'm not one to finish reading a book and let me just say, I couldn't put the book down. I had registered for your emails a long time ago. Back then I wasn't in a position to start this journey but now I'm ready. Is there any way I can go back to day 1 on your videos to really understand all this and follow along with your lessons.

  • @josmith2002
    @josmith2002 Год назад

    😮😮😮😮❤❤❤your system of showing how much is left to pay too dear Miko 🍎🍎🍎

  • @malloryjohnson6192
    @malloryjohnson6192 Год назад

    I hope you will be coming back to youtube! Enjoy your videos! :)

  • @BudgetsWithELMA
    @BudgetsWithELMA 11 месяцев назад

    Your videos are super inspirational, thank you for sharing this ❤🤑💚

  • @nellygs702
    @nellygs702 Год назад

    That was so useful ! Thank you ! I never had these specific informations before.

  • @maryg78
    @maryg78 Год назад

    🙏🏼 Thank you Kumiko! I really appreciate all your tips and trackers! This has been a BIG game changer.

  • @yukselahmedov8396
    @yukselahmedov8396 Год назад

    Can you please share on what kind of paper and what size you are printing the different printables from your shop? Thank you all your effort to make us more successful with finances. ❤😊

  • @Amanda.Cooper
    @Amanda.Cooper Год назад

    I put my trackers in a binder... you are right, that's not the best practice. I want to do what you do Milo's and have a bulletin board frame and display them 😊

  • @emtdispatcheronabudget
    @emtdispatcheronabudget Год назад

    Thank you for sharing and explaining. This is very motivating. Thank you so much 🥰💗

  • @ebonecolbert4762
    @ebonecolbert4762 Год назад

    For car loans the monthly payment is the same and it includes the interest. I have a 60 month loan so should I calculate my total car payments for 60 months and put that as the total amount for the tracker?

  • @FatmaAhmed-sx6bc
    @FatmaAhmed-sx6bc Год назад

    THANK YOU SO MUCH. This is a great help ❤❤❤

  • @BB-tn6yp
    @BB-tn6yp Год назад

    Question concerning acct balances. If I put “$100” in a sinking fund envelope then spend $200, when I add the $100 next month, is the balance on envelope $0 or $100?

    • @Browniethehamster139
      @Browniethehamster139 Год назад +1

      If there's only $100 in the envelope then you can only spend $100.

  • @milantaylor357
    @milantaylor357 Год назад

    Are you discontinuing the box sets😢

  • @Sophiakosmatos
    @Sophiakosmatos Год назад

    Hi from Bribie Island ❤

  • @rena_vations
    @rena_vations Год назад

    Very helpful 🎉 thank you 😊

  • @mariekejeurissen-groosmull3808

    When is new content comming?

  • @justinanova
    @justinanova Год назад

    thank you! very helpful

  • @kmkackle9524
    @kmkackle9524 Год назад

    Hello From New Jersey

  • @marlanatriggs1728
    @marlanatriggs1728 Год назад

    Great video ❤

  • @alethlumagbasboniol4473
    @alethlumagbasboniol4473 Год назад

    Nice sharing! ❤️

  • @amyjones8613
    @amyjones8613 Год назад

    Hi

  • @jacquelinesbasketarrangeme4914

    😁

  • @cg07462
    @cg07462 Год назад

    Thank you for sharing! How can I figure out how much my payment goes to interest or how much more can I add to hit the principal?

    • @thebudgetmom
      @thebudgetmom  Год назад +2

      Make sure to check your statements!

    • @diannecaron164
      @diannecaron164 Год назад +2

      Maybe you could find an amortization table?

    • @cg07462
      @cg07462 Год назад

      I know there's a way to calculate how much more on top of minimum payment to go towards principle. Maybe I can ask my loan officer. Thank you all!😁

  • @mdw000
    @mdw000 Год назад

    ❤❤❤

  • @gracemann391
    @gracemann391 10 месяцев назад

    Thank you for all that you teach! Been so helpful!!!

  • @deborahcagle6292
    @deborahcagle6292 Год назад

    Where can I get the trackers. Thanks