I wouldn’t say that tbh. Financially smart perhaps but a finance manager or GM can make well over 250k a year. That’s roughly 20.8k a month. I think 1k a month for a car at that point isn’t hurting their pockets
Yeah…I got rid of mine 2 1/2 years into the loan…when it still was covered by the factory warranty. Sold it back to the dealer during the pandemic, when they couldn’t get cars and they could sell mine as a CPO. And buy the maintenance program.
@@BillyBobThorton777 $7k more than I owed, but that was only because of supply and it only had 15k miles. Primarily because it spent so much time in the shop.
It’s better to loan out new vehicles. If you can get a good interest rate, it’s almost always better to use the bank’s money rather than your own. Builds credit and leaves you capital to invest/spend.
"About a thousand" isn't very specific, I don't see the issue here. That could mean anywhere between 800-1200 really. People are reacting as if he didn't want to reveal he has a high payment, which I doubt was his intent. He's the GM who's driving a car that they sell, so by giving a specific payment, it could open up a can of worms from customers and also diminish negotiating power
@jumpierwolf He's probably minimized his risk. Instead of spending the money all at once. He's leveraging the money he's making. I agree if I was making that much money i'd rather pay it out.
The car manufacturers know that people are buying certain cars mostly for prestige and optics. Also, every industry knows that putting pretentious descriptors on mundane items commands higher prices.
@@ralphlauren999just cuz he can afford it dont mean its smart lol. he could also afford to lease it but he chose to pay off a very expensive shitbox jeep with a cool logo on it
@@menace2society00you’ve obviously never been in a Range Rover, it’s the ultimate car money can buy, the only better car would be a Bentayga or a Cullinan, but they are a completely different budget….
@@user-fv1cd5nx3wno doubt its a really good car but its a car that are disposable. This is why rich people are the only one buying it bcus after 2 to 3 yrs they can easily just replace it with a brand new on instead of dealing with all the headache in owning one.
You should have seen my volvo GM. Just picture the most stereotypical fat used car salesman, and thats him. Absolute nicest guy you’ll ever meet though, I loved working for him.
Why because he’s dressed nice? Lest GM I worked for was one of the best and most stand up men I’ve ever met. Aside from his generosity and good hearted nature he also use to take in foster kids and ended up adopting one, then making sure the little guy got cancer treatment etc. really great guy
Why are people telling other people who can afford the cars how to to live their lives. 😅 It should not affect you they're living their life to the fullest
Yep, I refuse to pay what they are paying. I just bought a 2012 Toyota Tundra with 76k miles on it and it was about less than half what you pay for a new pickup truck these days. Plus for its age, it has low mileage, is almost showroom new condition, and is a Toyota so it'll last for years if not abused.
@@kman-mi7suso you're one of the guys who pays $29,999 for a twelve year old Toyota and brags about how much of a steal it was. Better than the guys who pay $25k for a 98 Tacoma that's rusted out I guess
@@jaredlancaster4137 And you're one of the geniuses who thinks he's clairvoyant and knows what I paid EXACTLY and tries to look as if he's so much smarter. Nice try.
@@kman-mi7su just a guess, but it's not like you didn't give a ballpark description. Either way I can be confident it cost minimum $20k more than my pickup did.
@@jaredlancaster4137ALLL HAIL JARED! HE'S SOOOOO MUCH SMARTER AND BETTER THAN ALL OF YOU!!! Are you feeling better now? Your insecurities have been validated. Now you can proceed with your day.
lmfaoo . he sharing dope with the finance manager paying less than $500/m for a volvo . but volvo definitely way more quality car than land rover or subaru so i think the gm and finance manager take the smartness cake especially since im sure the finance guy makes at least $7k/m and gm makes a solid $20k
A lot of these dealerships are franchised and the companies that own them run dealerships across multiple brands. A dealer I worked at had BMW, Range Rover & Maserati. Often I’d move between locations depending on demand. The sales team didn’t move much though as they all had to go through their Brand training but it did happen. Our employee discount was across any location though.
It depends when. Year and half ago you could get .9 percent APR why would any sane person spend 80k of their own money when they are getting practically free money to use? I guarantee that 80k will do better than .9 percent
These guys in this video live in the world of disposable cars, and DEPEND on people believing you always have to have a new car, otherwise, they'd be out of work.
You sound like a woman with your anecdotal evidence. We go by data and stats and Lexus has proven to last. Sure you can have exceptions but they don't disprove the rule.@@yophilli
My dad said never judge a man by the car he drives as you don’t know how much he owes on it. I could easily afford a $1000+ car payment, but I drive a 10 year old Hyundai Genesis. It still drives great and is paid off. Good mechanics rarely drive new cars, they buy older cars and do maintenance themselves.
Mechanic typically make around 40k - 60k/year at dealerships unless there a master tech in which case they are making around 70k - 90k. Depending on the volume of the dealer for example mine saleman make on average 120k - 150k. Our top sales guy is making 250k. When you get into finance manager, sales manager and GM it just goes up more from there. If you actually listened to the mechanic he did have a car payment but he paid it off. The only reason why he doesn’t have a better looking car is due to the fact that he can’t afford the payments whereas the other positions can and probably still put away more in savings than him. 1k a month car payment is 5% of their income so they can clearly still stack a lot of savings. Vs a mechanic with a car payment of $350/month is 8% of his income.
It’s not just “car payment bad, no payment good”. We have two cars. One is a Subaru that we financed at an extremely low rate and have a payment on. The other is a Porsche that we bought in cash because interest rates were too high.
That doesn't make someone smart. Since you know it better then you use your smart advice to make yourself rich. Instead of criticizing other people's expenses.
If your working at a high volume dealer in a great location anyone in the sales department is almost guaranteed to clear 6 figures. The only way they aren’t is if they are literally just sitting at there desk not trying to talk to anyone. When your finance, sales or the GM you are 100% guaranteed to make 6 figures.
Honestly it's insane either way. Spending 40k on a car sounds like the kind of thing you should do when you make 400k a year. I earn 6 figures and I don't pay for a car at all 😅 literally can't stomach that cost. Being car-free and in a walkable city is the thing that allows me to save 90% of my income.
That’s why them sales people be begging customers to hit them up when you be looking to buy a car, they need that commissions to make them car payments
@@Mr_Eyeholesthe most reasonable payment aside from the 2 paid off vehicles was the $500 something a month payment. The rest aren't able to afford those vehicles or their payments wouldn't be upwards $700+ to $1000 a month.
The Lexus is the most reliable car on the road. I just bought my 93 Lexus ls400 with like 215,000 miles still for $5,000. It'll run at least for a million miles
How the hell do these people make money in a Volvo dealership? The foot traffic is basically non-existent, the commission is laughable, why would anyone sell these?
I don't know where you live but I see Volvo's regularly, especially the XC90 SUV. I own a 2019 S60 myself. And many dealerships don't have "foot traffic" when looking online is available.
All of these car payment are completely out of this world for like 75% of the population… yet so many people are still buying them and becoming “car poor” often because they have to
He makes the least money lmao 😂 this backwards world where people look at those with rusted cars and a run down apartment and say "he's doing well financially"
@@meatball4409 Car salesmen make around 50k-90k a year, which is not very high salary but buying car that cost over their 50% before tax income which is not smart. I never the mechanic is doing well financially but considering his job/income, he has made the right choice.
@@mt00a Where do you live where car salespeople make less than six figures??😂 my first job out of college was at a dealership and I made 72K. 50-90K is a small dealership or an entry level position. My uncle owns a dealership as well and I help him with accounting. His lowest paid salesman last year made 104K 2 years out of college... The mechanic makes probably $50-65K and literally cannot afford something better if he wants to be able to pay rent and put food on his table
SMH. This is why people are broke. Up to 1K car payments? Wild. Even at the general manager’s salary having a 1k car payment seems nuts. The mechanic is probably the smartest one. Buys a reasonably priced car, high reliability, easy/cheap to fix and maintain that car, plus he has the knowledge to do it. That thing will go 300K miles easy.
@@top10cars2 Interesting. Americans always describe communism as the system where you “own nothing” but it looks like capitalism works just like that for them in reality😂
Yes! So glad to see comments like this on a video about car payments (stupidly high car payments). There's only one correct answer here "$0/month". If you can't afford to pay cash for a car, then you can't afford to buy it (unless you love your job and would work for free).
@@chrisalley6282 Affordable cars are called "used cars". But the most affordable vehicles are called "Bicycles". Trouble keeping up with bills?? Then ditch your car and ride a bike! Finance problems solved ;-)
No, just reject usury. Walkable cities is a joke scenario perpetuated by people that work office jobs. The people that build your "walkable city" cant walk their tools to work.
...so tell us what it says. That's like saying that the guy who works at burger king but brings wendys in for his lunch says something... WHAT DOES IT SAY THEN
The two guys with the ZERO a month car payments are the smartest. The General Manager loves Debt. He wants people to be in debt so he can maximize his bonus. The more debt they can convince people to be in, the more SALES REVENUE which is more money in his pocket
The mindset that it’s ok to have a car payment or any kind of debt is exactly why our default on loans is at an all time high. I’m 27 got lucky with a good career after the military and currently have over $100,000 in ETFs and IRA. I get more happy looking at the number going up rather than paying a monthly payment to impress people I don’t even like.
Mechanic is the smartest one not a surprise.
I wouldn’t say that tbh. Financially smart perhaps but a finance manager or GM can make well over 250k a year. That’s roughly 20.8k a month. I think 1k a month for a car at that point isn’t hurting their pockets
Its a turbo Subaru, so he ain't that smart.
More like he makes the least because he’s on flat rate
@@Zayitor after taxes roughly 12K a month. Not hurting but it’s close to that 10% of income limit
@@ZayitorIf you’re making 250k per year you should be owning not owing.
The guy with the Range Rover is smart for paying it off because he’s gonna need to set aside money for it 😅😂
Hahaha😂
I'm against leasing 99% of the time, but a range rover is a car that you should only lease. That guys an idiot it he bought straight cash.
Yeah…I got rid of mine 2 1/2 years into the loan…when it still was covered by the factory warranty. Sold it back to the dealer during the pandemic, when they couldn’t get cars and they could sell mine as a CPO.
And buy the maintenance program.
@@seanhoward8025how much did you get back for it if you dont mind
@@BillyBobThorton777 $7k more than I owed, but that was only because of supply and it only had 15k miles. Primarily because it spent so much time in the shop.
I’d rather not say but it’s around $1027.63/month. lol
😂😂😂
Not sure how he pays so much for a monthly bill then the other dude that works there
@@iosgaming2824The GM at the Toyota I used to work at made 350 before bonuses
Mind you this is one of the highest volume dealerships in canada
I reckon he gets it for free, but he said $1k to avoid upsetting his staff
@@iosgaming2824he’s the general manager man
The people really flexing are the fellas with no car payment period
No car payment on a Range Rover is not smart
If you have a business and can claim it to reduce your tax or gst, thats also a smart moce
@@PJ-hi1gzfrrr, best thing to do with range rovers is to lease them.
@@trcs3079
These people work at a dealership. Chances of them owning their own business is low.
It’s better to loan out new vehicles. If you can get a good interest rate, it’s almost always better to use the bank’s money rather than your own. Builds credit and leaves you capital to invest/spend.
He’d rather not say but he’ll tell you immediately 😂
That’s because he’s lying. He’s a GM you know he paid it off in cash😂
"About a thousand" isn't very specific, I don't see the issue here. That could mean anywhere between 800-1200 really. People are reacting as if he didn't want to reveal he has a high payment, which I doubt was his intent. He's the GM who's driving a car that they sell, so by giving a specific payment, it could open up a can of worms from customers and also diminish negotiating power
There's no way he's financing if he's got money. No reason to pay interest when you can just pay it off.
@jumpierwolf He's probably minimized his risk. Instead of spending the money all at once. He's leveraging the money he's making. I agree if I was making that much money i'd rather pay it out.
“Prestige black optic” he’s really trying to make it sound better than it is🤣
Cause it is. Looks much sexier than without
Cuck mobile
The car manufacturers know that people are buying certain cars mostly for prestige and optics. Also, every industry knows that putting pretentious descriptors on mundane items commands higher prices.
He’s a salesman
I noticed that too 😂 defs trying to make his Q7 seem better
“My Range Rover is payed off.”
Same guy -
“$4000 to replace the what?”
Rovers are 100 stacks bro u think he can’t afford 4K more 🤣🤣🤣
@@ralphlauren999just cuz he can afford it dont mean its smart lol. he could also afford to lease it but he chose to pay off a very expensive shitbox jeep with a cool logo on it
@@menace2society00you’ve obviously never been in a Range Rover, it’s the ultimate car money can buy, the only better car would be a Bentayga or a Cullinan, but they are a completely different budget….
@@user-fv1cd5nx3wno doubt its a really good car but its a car that are disposable. This is why rich people are the only one buying it bcus after 2 to 3 yrs they can easily just replace it with a brand new on instead of dealing with all the headache in owning one.
😂
The GM looks exactly like the slime you'd expect to run a dealership 😂
You should have seen my volvo GM. Just picture the most stereotypical fat used car salesman, and thats him. Absolute nicest guy you’ll ever meet though, I loved working for him.
His suit matches the Swedish flag
He actually looks like he has no soul
Why because he’s dressed nice? Lest GM I worked for was one of the best and most stand up men I’ve ever met. Aside from his generosity and good hearted nature he also use to take in foster kids and ended up adopting one, then making sure the little guy got cancer treatment etc. really great guy
"stealership" fixed it for ya.
The Volvo tech knows what’s up and doesn’t have a payment!
Never know he could of just paid it off a few years ago or so
Or a Volvo
Why are people telling other people who can afford the cars how to to live their lives. 😅 It should not affect you they're living their life to the fullest
@@rosesmith3971You can't afford the car if you can't buy it outright.
Or a Volvo
Insanity. I'll drive my 15 yo car until the wheels fall off at these prices.
Yep, I refuse to pay what they are paying. I just bought a 2012 Toyota Tundra with 76k miles on it and it was about less than half what you pay for a new pickup truck these days. Plus for its age, it has low mileage, is almost showroom new condition, and is a Toyota so it'll last for years if not abused.
@@kman-mi7suso you're one of the guys who pays $29,999 for a twelve year old Toyota and brags about how much of a steal it was. Better than the guys who pay $25k for a 98 Tacoma that's rusted out I guess
@@jaredlancaster4137 And you're one of the geniuses who thinks he's clairvoyant and knows what I paid EXACTLY and tries to look as if he's so much smarter. Nice try.
@@kman-mi7su just a guess, but it's not like you didn't give a ballpark description. Either way I can be confident it cost minimum $20k more than my pickup did.
@@jaredlancaster4137ALLL HAIL JARED! HE'S SOOOOO MUCH SMARTER AND BETTER THAN ALL OF YOU!!! Are you feeling better now? Your insecurities have been validated. Now you can proceed with your day.
The GM is getting high on his own supply
lmfaoo . he sharing dope with the finance manager paying less than $500/m for a volvo . but volvo definitely way more quality car than land rover or subaru so i think the gm and finance manager take the smartness cake especially since im sure the finance guy makes at least $7k/m and gm makes a solid $20k
The manager looked like he was about to go into a sales pitch. And it's funny how many of them don't drive Volvos lol.
I noticed that too 😂
A lot of these dealerships are franchised and the companies that own them run dealerships across multiple brands. A dealer I worked at had BMW, Range Rover & Maserati. Often I’d move between locations depending on demand. The sales team didn’t move much though as they all had to go through their Brand training but it did happen. Our employee discount was across any location though.
Caleb hammer is punching the air rn
Respect to those who work at Volvo and actually drive a Volvo.
They survived their accidents 😅
Might not speak as highly of them as you think it does.
The mechanic and the other salesman who said $0 have the biggest flex.
TEAM $0 CAR PAYMENT!
Props to the mechanic. Not only is his car paid off but i bet he can fix it too. The rest of those guys just bullshit other people for money
It is a Subaru though.... better than a volvo, but not better than Toyota/Lexus....
@@elDoober 2015 foresters are one of the most reliable cars buddy boy
@@elDoober the old volvos were actually really reliable... before all this modern complex crap
The card you can afford is the one you can buy with cash
It depends when. Year and half ago you could get .9 percent APR why would any sane person spend 80k of their own money when they are getting practically free money to use? I guarantee that 80k will do better than .9 percent
"I'd rather not say"
Immediately says $1000\ per month
He didn't give a specific payment, that's the point. Because they sell the exact car he has it opens a can of worms to disclose that.
@@SpaceRaptorJesusJedi Alright
Dave Ramsey: “am I a joke to you?”
These guys in this video live in the world of disposable cars, and DEPEND on people believing you always have to have a new car, otherwise, they'd be out of work.
Ramsey is a joke. Conman and horrible person too. Don't take finical advice from someone that's had to declare bankruptcy twice.
yes
@@davidfrench5407I mean to be fair they’re not wrong, if they don’t make new cars there won’t be any used cars.
These car dealerships are insane. None of these guys are going to have jobs left once the market collapses
Or a car w/ how much they spend a month on it
$700 a month for a Lexus they got my man 😭😭😭😭
This the comment I was looking for 😭 and it’s not even the current generation Lexus es 😭
I pay 600 for 2019 es 350 f sport 🤦🏽♂️
@@glockin4064 Lexus waxing everybody😭😭😭
@@glockin4064actually scammed lmfao
@@glockin4064 JFC what's the term of your loan if you don't mind me asking?
I feel like you could've gotten into an IS for the same payment
The Manager got the Joker's wardrobe.
Respect for the man "i rather not say" yet he still does
thats prob what its supposed to be, prob pays less , but doesnt want to get in trouble
Man these are almost reasonable compared to the receptionist at the Chevy dealer who pays 1500/m on her hellcat 😂
That's more than my rent 😂😂
The ES 350 will be the only one on the road in 15 years
My buddies 2008 es 350 engine seized on the highway. Don’t always believe the more “reliable” brand will win
@@yophillisomeone probably didn’t maintain it properly. Engine failures are usually user error/neglect when it's a toyota or lexus.
@@yophilli Not always. Just the vast majority of the time.
@@vegasjay83 there is a video where a Toyota gr coupe engine blew up on the track. Guy maintained it perfectly. There was a flaw in the design
You sound like a woman with your anecdotal evidence. We go by data and stats and Lexus has proven to last. Sure you can have exceptions but they don't disprove the rule.@@yophilli
The guys with no payment are the smart ones.
You know that salesman with the Lexus double parks that thing everywhere he goes
“I’d rather not say” *proceeds to spill the beans immediately afterwards* 😂😂
My dad said never judge a man by the car he drives as you don’t know how much he owes on it.
I could easily afford a $1000+ car payment, but I drive a 10 year old Hyundai Genesis. It still drives great and is paid off.
Good mechanics rarely drive new cars, they buy older cars and do maintenance themselves.
The mechanic is probably the only person that has any kind of actual wealth/savings in that dealership.
Mechanic typically make around 40k - 60k/year at dealerships unless there a master tech in which case they are making around 70k - 90k.
Depending on the volume of the dealer for example mine saleman make on average 120k - 150k. Our top sales guy is making 250k. When you get into finance manager, sales manager and GM it just goes up more from there.
If you actually listened to the mechanic he did have a car payment but he paid it off. The only reason why he doesn’t have a better looking car is due to the fact that he can’t afford the payments whereas the other positions can and probably still put away more in savings than him.
1k a month car payment is 5% of their income so they can clearly still stack a lot of savings. Vs a mechanic with a car payment of $350/month is 8% of his income.
@@Perceptencefax,all these commenters are broke ass haters xD
Can tell you never worked for a dealer. These finance and sales managers make ridiculous money
I bet the guy with the $20 million dollar mansion and 3 ferraris is broke too
@FTTBALL - at my dealership $60k is the low end of tech pay and the top guys are well into 6 figures. There’s even a lube guy making in the 6 figures.
Great vid. Thanks. Not many driving Volvos, and so many with big monthly payments. The mechanic is the smartest for having a reliable paid off car.
It’s not just “car payment bad, no payment good”.
We have two cars. One is a Subaru that we financed at an extremely low rate and have a payment on. The other is a Porsche that we bought in cash because interest rates were too high.
These guys sure believe in their own brand….
Mechanic is the smartest. He probably bought his car with a problem and repaired it.
Not a single comment about the es350 being a 2016 and not 2022…💀
Last dude looks like a mature Pete Townshend of the Who.
I thought my 550 payment was crazy
Average is close to 850 now. Crazy.
550 is crazy to me 😂😂😂
Smartest person is the man who fixes cars
That doesn't make someone smart. Since you know it better then you use your smart advice to make yourself rich. Instead of criticizing other people's expenses.
I concur. A mechanic buys reliable!
well, sporty version of Subaru is not exactly a reliability king. But he sure knows how to fix it )))
@@rosesmith3971
id rather be the person making more money than a broke ass mechanic LOL
The one with the Range may not have a car payment, but he spends it in maintenance instead lol
I have 2 cars, both with zero. Best feeling on the world
That isn’t a 2022 Lexus ES😭 Did Guram get ripped off??
Paying over $500/m on a car is insane unless you’re clearing 6 figures which most of those people aren’t guaranteed to make
If your working at a high volume dealer in a great location anyone in the sales department is almost guaranteed to clear 6 figures. The only way they aren’t is if they are literally just sitting at there desk not trying to talk to anyone. When your finance, sales or the GM you are 100% guaranteed to make 6 figures.
It’s not insane… if situations allow
Honestly it's insane either way. Spending 40k on a car sounds like the kind of thing you should do when you make 400k a year. I earn 6 figures and I don't pay for a car at all 😅 literally can't stomach that cost. Being car-free and in a walkable city is the thing that allows me to save 90% of my income.
@@discocycle u cant buy any nice cars with 40k anyway…
@@discocyclehey! What walkable city do you live in if I may ask? I'm researching into walkable cities I could live in the US in the next few years
I bought my car cash. But then again it was just $3000 lol.
Robin and Joe got their life in check
The “C40” was an XC40 I swear??
It's a C40
@@disneyfan9099but the picture of the white car shown is an xc40, would of had a blank grill if it was an ev
That’s why them sales people be begging customers to hit them up when you be looking to buy a car, they need that commissions to make them car payments
suckers
You’re just now realizing that putting effort into your work can help you afford nice things?
Well, they can't really afford it it seems like.
@@Mr_Eyeholesthe most reasonable payment aside from the 2 paid off vehicles was the $500 something a month payment. The rest aren't able to afford those vehicles or their payments wouldn't be upwards $700+ to $1000 a month.
$1,000 month - he needs to talk to the mechanic in the back.
It's bad when basically no one drives the cars they sell.
The mechanics has the most reliable ride of em all probably, or the cheapest car to maintain 😅✌️
The Lexus is the most reliable car on the road. I just bought my 93 Lexus ls400 with like 215,000 miles still for $5,000. It'll run at least for a million miles
"Well id rather not say.... but its $1000" bruh wtf you said it anyways with no hesitation 😂😂
How the hell do these people make money in a Volvo dealership? The foot traffic is basically non-existent, the commission is laughable, why would anyone sell these?
I don't know where you live but I see Volvo's regularly, especially the XC90 SUV. I own a 2019 S60 myself. And many dealerships don't have "foot traffic" when looking online is available.
All of these car payment are completely out of this world for like 75% of the population… yet so many people are still buying them and becoming “car poor” often because they have to
The smartest guy is the mechanic.
Also the Lexus dude
He literally makes the least money
He makes the least money lmao 😂 this backwards world where people look at those with rusted cars and a run down apartment and say "he's doing well financially"
@@meatball4409 Car salesmen make around 50k-90k a year, which is not very high salary but buying car that cost over their 50% before tax income which is not smart. I never the mechanic is doing well financially but considering his job/income, he has made the right choice.
@@mt00a Where do you live where car salespeople make less than six figures??😂 my first job out of college was at a dealership and I made 72K. 50-90K is a small dealership or an entry level position. My uncle owns a dealership as well and I help him with accounting. His lowest paid salesman last year made 104K 2 years out of college...
The mechanic makes probably $50-65K and literally cannot afford something better if he wants to be able to pay rent and put food on his table
There should be a rule if you work at a dealership you should be driving that make of vehicle seeing how they are selling them 😂
No way so if you work at Ford or r GM plant you required to drive one!?!
@@jerodlewis1356 clearly you didn’t read . I said dealership not factory
@@shanealbertson8 I use that as an example smart guy….
@@jerodlewis1356 but it’s not needed for my comment the comment was directed at dealerships give your balls a tug
@@shanealbertson8 dude relax drink a beer you getting too emotional for my comment 🤣😂🤣
These guys are great financial role models. Their car payments almost equal rent.
I'd buy that mechanic a beer.
Me too
SMH. This is why people are broke. Up to 1K car payments? Wild. Even at the general manager’s salary having a 1k car payment seems nuts.
The mechanic is probably the smartest one. Buys a reasonably priced car, high reliability, easy/cheap to fix and maintain that car, plus he has the knowledge to do it. That thing will go 300K miles easy.
Subarus blow head gaskets. Bad car.
It's all relative $1,000/month is OK if you make $100K per year it's barely half a week's pay
they make 10.000 dollar per month ?
Isn’t it interesting that people with responsible choices have zero payments?
Lmao the mechanic 👨🔧
850 for that Audi is reallly good
Do people in the US not own anything? They rent their houses and lease their cars. Here in Greece everyone OWNS a car and a house
Most people in the US own their own homes, but a lot of them have a mortgage.
@@top10cars2 Interesting. Americans always describe communism as the system where you “own nothing” but it looks like capitalism works just like that for them in reality😂
Not a lease, it's a loan.
This applies to most countries, houses and cars are expensive and most of the time you’ll need to take out a loan which is then paid off over time.
@@Sweedsterno
In middle east everyone own their house and car
Shout out to the 2 guys who actually drive a Volvo 😂
Chris is the company’s favorite employee, giving his money right back to the company he works for hahaha
Buying a car brand new is one of the dumbest things to do
Ikr 🙄? I think every single person should only buy used cars. This way, manufacturers will build more used cars instead of new cars 🤣
That’s not true, if you buy a Lexus or Toyota brand new. It’ll hold its value, it has for decades.
@@top10cars2 uhhh, what? Any car that is coming straight out of the factory would be a new car, because no one has owned it yet.
@@jacka.6866 I was being sarcastic
@@top10cars2 Maybe manufacturers should price their cars better
Cars are what keep the middle class poor. Resist the urge. Fight for more walkable cities.
Fight for more affordable cars
Yes! So glad to see comments like this on a video about car payments (stupidly high car payments). There's only one correct answer here "$0/month". If you can't afford to pay cash for a car, then you can't afford to buy it (unless you love your job and would work for free).
@@chrisalley6282 Affordable cars are called "used cars".
But the most affordable vehicles are called "Bicycles". Trouble keeping up with bills?? Then ditch your car and ride a bike! Finance problems solved ;-)
No, just reject usury. Walkable cities is a joke scenario perpetuated by people that work office jobs. The people that build your "walkable city" cant walk their tools to work.
No, financing overcomplicated cars keep people poor. Save and pay cash. That is the way.
I will never complain about my 280$ car payment ever again.
Looks like The last guy got it from company for free 😂
How can these employees convince people to buy a volvo instead or range rover or audi?
Yeah, I also don't get that. The marketing team at Volvo headquarters probably doesn't approve to say the least..
The fact the Volvo dealership mechanic doesn't drive a Volvo says a lot.
Not sure what it says. I was a Volvo dealer mechanic and I drive a Volvo. My buddy who is also a Volvo master tech drives a Volvo.
...so tell us what it says. That's like saying that the guy who works at burger king but brings wendys in for his lunch says something... WHAT DOES IT SAY THEN
Some of these car payments, are like house payments.
Disgusting payments. New cars are a rip off. One of the biggest reasons people stay in debt.
“I’ll never be able to afford a house”
* pays $1k a month in a car 🤦♂️
Mind you this is probably before insurance and taxes
You can sleep in a car, but you can't drive a house
@@bigbadt can’t argue with that
Gotta flex for the people
Fake news, no one drives a volvo
I have 3 of 'em. So....
General Manager needs to get his priorities in check lmao
Over 300 a month scares me
The last guy in his ugly suit and $1000 payment needs Dave Ramsey.
wow these are ridiculous car payments, then you ad insurances, gas, car plates, maintenance, etc
gotta pay to play
Indeed. My insurance for the year on both my cars don’t even total their car payment for the month!
Gotta spend to attract clients, especially as a sales person
@@jackz4149 nobody knows what car these sales persons drive
@@Youngstomata what cars do u have
Got a 2010 Chevy Impala interceptor, paid $3000 around 5 years ago...
Still driving🙌🙌🙌
Mechanic knows wassup 🎉🎉🎉
the fact that the service advisor drives a range rover- one of the least reliable brands
Working at a Volvo dealer and not driving a Volvo is wild to me. Those cars are miraculous
They found their workforce in the return bin
This is by no means a flex 😂😂😂
The Audi Q7 for 850 a month is a steal. I’d take that
@@1-Wheel-Drive it’s a good payment
Bro said I’d rather not say and then said it 😭
Interesting that only 2 people drive a Volvo the vehicle that they sell to other people. That gives you a vote of confidence in Volvo products
Who's to say that the others had not already been driving their cars before working for a Volvo dealership?
How to say you're a fool, without saying you're a fool...
That 3rd guy looked to me like Bert Kreisher for a sec lol. And the 4th guy looks like a smaller Tony Robbins
Lotta people ripping on the service advisor when they forget he's literally THE GUY that tells you how expensive the repair is going to be 😂😂
Why tf would you ask their payment if you’re not also gonna ask for how long
0$ ones are the ones who you trust their opinion on your life
Mechanic not only financial prudent, but has a better car than all these losers
The two guys with the ZERO a month car payments are the smartest. The General Manager loves Debt. He wants people to be in debt so he can maximize his bonus. The more debt they can convince people to be in, the more SALES REVENUE which is more money in his pocket
Never trust anyone that always discloses anything to do with their finances like the last guy
Mechanic is lowkey hot and he's smart 😂😂
Again The Mechanic knows it all
I think that exact volvo is rated the worst reliable car this year 😂😂😂
anything above $400 is crazy. Car prices are radically inflated nowadays.
The mindset that it’s ok to have a car payment or any kind of debt is exactly why our default on loans is at an all time high. I’m 27 got lucky with a good career after the military and currently have over $100,000 in ETFs and IRA. I get more happy looking at the number going up rather than paying a monthly payment to impress people I don’t even like.