simple thing FIRE movement gets wrong

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  • Опубликовано: 24 ноя 2024

Комментарии • 58

  • @thomasallen5317
    @thomasallen5317 8 месяцев назад +14

    Make America One Income per Household Again. Amen

  • @bobl8195
    @bobl8195 6 месяцев назад +1

    I sw the term FIRE, 25 Year's ago as relating to FINANCE, INSURANCE, REAL ESTATE

  • @BruceStephan
    @BruceStephan 8 месяцев назад +16

    When I was a kid in the early 70s , that was when both husband and wife had to work to get a house . That's when it started BUT since there's two incomes , its less of a hassle to furnish the home . Thats the 🐂💩 they told us anyway . Now its almost impossible for the majority of Americans to even buy a house .

    • @ImTero
      @ImTero  8 месяцев назад +1

      True

    • @Ang85323
      @Ang85323 7 месяцев назад

      😢 so true 😢

    • @words4dyslexicon
      @words4dyslexicon 7 месяцев назад

      no, hubby & wife just have to go out to work full time 7 days a week plus some extra to get a small home that they can return to at night to at least sleep in for 7 hrs & then back up & out to work again in the morning..🤷🏼
      oh, did I mention the 7 days per week thing?

    • @BruceStephan
      @BruceStephan 7 месяцев назад

      @@words4dyslexicon you jus complainin

  • @genghisken0181
    @genghisken0181 7 месяцев назад +2

    Average income $100k?! I work 7 days a week and make like 30k.

  • @user-xs1fm3bo8t
    @user-xs1fm3bo8t 8 месяцев назад +6

    50 to 60 before taxes, after all the taxes it would be 18 to 28 thousand.

  • @whatsleft100
    @whatsleft100 8 месяцев назад +3

    I dropped my hours by one day to allocate that time for my passion job . As long as you treat that as a serious job that you have to show up for then it's doable

  • @ChrisMusante
    @ChrisMusante 8 месяцев назад +3

    I was looking at leaving my job - on advice from my wife. Because I don't 'silent quit'... it's not morally 'right' - I went through the bills to see 'how long' I had as a cushion and found all kinds if wasteful spending $1,800 of which was a 'fast coffee' habit. After trimming the fat... we retired early. I've been camped out safely at home since just before 2020 and find 'social distancing' has kept me 'healthy' at this point. Jesus explained it simply - yeast theory. Can't wait until this 'bread' is done and over.

  • @robertgreen9150
    @robertgreen9150 8 месяцев назад +2

    In my late 70s I am still starting new businesses and wouldn't change a thing to loose my enthusiasm for something new in any business.

    • @ImTero
      @ImTero  8 месяцев назад

      Love that!

  • @shirleyallen1418
    @shirleyallen1418 8 месяцев назад +3

    Pd for house as we built it, took 10 yrs but debt free. Almost impossible then , now its worse

  • @davidharper4570
    @davidharper4570 7 месяцев назад +6

    18% inflation pretty much negates what you’re saying here. It’s hard to save 15% of your income when the price of basic necessities are 40% higher than 4 years ago.

  • @karlawyman1054
    @karlawyman1054 7 месяцев назад

    I hope it will get better!

  • @pilot3016
    @pilot3016 8 месяцев назад +9

    Live within your means. You not like it, but not doing so will ruin you later.

    • @thomasallen5317
      @thomasallen5317 7 месяцев назад

      Impossible in Cartel Commifornia. Say that to American Citizens financially trapped in foreign territory. You'll be looked at as very ignorant. Clearly you don't have a clue that the average wage is not 1/3 of the bare minimum cost of living for a single person. Hardly any single family homes because nobody can afford to sustain a household without multiple families in it. You've never ever experienced anything like it. Or you would have a completely different outlook.

  • @mikkikas6821
    @mikkikas6821 7 месяцев назад +3

    Try living on only $12,000 a year with rent, utilities, auto ins and a cheap phone. There is almost no food or gas at a disability at 77? Neither can I 😠😢Food banks don't help for diabetics, either.😢😡

  • @nikolaig1
    @nikolaig1 8 месяцев назад +5

    Its not realistic for most

  • @betterme479
    @betterme479 8 месяцев назад

    Appreciate your perspective, thanks for making this video.

    • @ImTero
      @ImTero  8 месяцев назад +1

      My pleasure!

  • @ScottHebertArt
    @ScottHebertArt 8 месяцев назад +8

    I think the dream is to have the financial freedom to retire early but the drive to work hard on stuff that fulfills you. I could never imagine being one of the 'retire early' people who just want to sit around and vacation.

    • @ImTero
      @ImTero  8 месяцев назад +1

      Well said

    • @kennethoneill4176
      @kennethoneill4176 8 месяцев назад +1

      They just end up with no debt and investments while living on a small business and not needing a job

    • @beatdown3361
      @beatdown3361 8 месяцев назад

      I would work out everyday like a mad man. Become insanely healthy. Long ass walks on the bitch. Instead of beating myself up working.

  • @karlawyman1054
    @karlawyman1054 7 месяцев назад

    By a house,when you are younger.Then you can sell it later,or rent it aut

  • @jeffwest6479
    @jeffwest6479 8 месяцев назад +1

    There is no way in hell, let alone GODs' green earth, that I can even afford to think about a retirement. Never in my cards. Be mighty damn nice to have though.
    Be well, stay safe.

  • @nikolaig1
    @nikolaig1 8 месяцев назад +2

    A house for 60k? What arrea was that? was it a tent? ⛺️ 😂😂.

    • @ImTero
      @ImTero  8 месяцев назад

      It was in a Finnish suburb 22-years ago. Maybe worth $120-$150k today.

    • @gordonsmith5589
      @gordonsmith5589 7 месяцев назад +2

      @@ImTeroWhy is this being shown in US if you have such a Finland Focus?

    • @ImTero
      @ImTero  7 месяцев назад

      I live in the US and sharing my experiences from here and from living in 9 other countries

    • @nikolaig1
      @nikolaig1 7 месяцев назад

      @@ImTero its worth probb 500k

    • @nikolaig1
      @nikolaig1 7 месяцев назад

      @@ImTero this isnt the case here houses are 350k at least. That would make you need 150 salary

  • @thomasallen5317
    @thomasallen5317 8 месяцев назад +2

    In Cartel owned and operated Commifornia the average income doesn't equal 1/3 of the bare minimum cost of living for a single person.

  • @Denise-tt1hq
    @Denise-tt1hq 7 месяцев назад

    Herbert W Armstrong was right.Obviously.

  • @psikeyhackr6914
    @psikeyhackr6914 8 месяцев назад +1

    GDP is Grossly Distorted Propaganda
    Economists do not talk about the depreciation of durable consumer goods. Though consumer goods like cars and refrigerators and microwave ovens get added to GDP they do not get subtracted on the macroeconomic level though the consumers Net Worth and quality of life may go down. Economists do not mention Net Domestic Product very much. That equation only incorporates the depreciation of Capital Goods like industrial robots and 18-wheel trucks.
    Consumers are supposed to True Believers in GDP.

  • @virginiabell7709
    @virginiabell7709 8 месяцев назад

    I got $7000 from my retirement Social Security.

  • @scottmcamis2127
    @scottmcamis2127 8 месяцев назад +2

    I love work! Maybe part time semi retire.

  • @donaldmack2307
    @donaldmack2307 8 месяцев назад +1

    You dont think making your own coffee makes any sense as car as saving cash goes?

    • @danadams6477
      @danadams6477 8 месяцев назад +1

      It actually makes lots of sense and will save a lot of cents. Making your own coffee everyday as opposed to buying your coffee at coffee shop everyday over the course of just 30 years will save around $10,000 or more. That's a lot of change in more ways than just one. 🤘😎👍

    • @ImTero
      @ImTero  8 месяцев назад +1

      It can help but housing, transportation, and food tend to be much bigger buckets to worry about.

    • @donaldmack2307
      @donaldmack2307 8 месяцев назад

      @ImTero I agree there are bigger buckets to save on vs "coffee", you are not wrong. I guess the way you said it in the vid made it seem like it was nothing and meaningless. I have seen the price of a cup of coffee outside of my kitchen and my drip maker. I cant recall the last time I bought a premade cup. Its very expensive for what it is; freakin coffee. Maybe there was a misinterpretation on my part.

    • @ImTero
      @ImTero  8 месяцев назад

      I could have also been more clear about it on the video as I 95% of the time make my coffee at home (albeit I get it free from Four Sigmatic)

  • @jfriar
    @jfriar 8 месяцев назад +3

    It seems like you live in a utopian socialism because Uncle Sam is keeping the Bear off of you. At least when you describe your economic development circumstances.😂

  • @ericgraf1127
    @ericgraf1127 7 месяцев назад

    Interesting theory.
    I would only say.
    1 the quality of life for the majority of Americans would improve.
    If we went back to taxing the wealthy at 70%.
    Instead poor people keep electing politicians that promise tax cuts.
    But those cuts only benefit the wealthy.
    You vote against your own best interests.
    2 Having kids.
    Just stop already.
    The world has enough.
    Obviously, I'm pro choice.
    This planet doesn't need another little you.
    Adopt, or find another use for your abilities.
    If you noticed.
    Much of his success was by in part to him being born into what many would call a socialist nation.
    Where people pay taxes.
    That benefit everyone.
    Not pay taxes so the wealthy don't have to.
    My opinion.

  • @kirkberg-ug5np
    @kirkberg-ug5np 7 месяцев назад

    It all depends on your life style and the way you manage your life and prepare yourself for life.
    I am a single 65 year old male. I am disabled and live off of Social Security. I have 3 roommates and live just fine on $2000 a month. I have a truck & a car. I am dept free due to the way I planned.

    • @ImTero
      @ImTero  7 месяцев назад

      Congrats!

  • @NeryRuano-l4v
    @NeryRuano-l4v 8 месяцев назад +1

    Te boi aser cetelo trabes

  • @NeryRuano-l4v
    @NeryRuano-l4v 8 месяцев назад

    Yo nery rolando ruano ok te boi aser cetelo yrages