Why retirement doesn't have to be abrupt | Uliana Shchelgacheva | TEDxKazimierz
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- Опубликовано: 30 май 2024
- In her engaging talk, Uliana Shchegalcheva encourages us to rethink aging and reimagine retirement, framing it as a gradual transition rather than defaulting to abrupt retirement. Uliana Shchelgacheva is a CEO and Co-founder of Longevity Hub, a startup developing a digital companion that will support and develop healthy lifestyles among people 50+. Uliana’s professional experience spans 5 countries, in such companies as KPMG, Parker Hannifin, Switzerland - Global Enterprise, primarily focusing on corporate finance and business development. In the recent years Uliana has been actively supporting startup teams and executives as a coach, including experiences as a judge and mentor in Mass Challenge, in Lausanne.
Uliana holds a Master’s degree in Behavioral Science from the London School of Economics, and she is also a Chartered Certified Accountant (ACCA), and a certified coach (ICF). This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at www.ted.com/tedx
Retired person here. Set a target how long you think you can work till before your job kills you. Then leave work at that age. Don't get guilt tripped into working and working. I loved my job and was totally committed to it. Once I left, I never looked back. Work unfortunately is very overrated.
Fascinating topic. This talk definitely gives me motivation to look forward to my future when I am older, but still very active and engaged.
This is what I would like, it seems so abrupt to just stop working all of a sudden. I can understand it if you don't like your job or are physically unable to do it anymore. But other than that gradually decreasing the hours you work over a few years seems like a good idea.
Most jobs don’t offer part time work unless you are paid hourly.
Unless your an already well paid executive or consultant.
Most people don't have money making productive hobbies that allows them to save or make money. There hobbies or activities are money draining and fun . Lessening the amount of enjoyment worrying about how much everything costs and watching there savings srink each month. This causes work regret and looking for part time work.
GREEEEEEEAAAAATTT🎉🎉🎉🎉
00:07 🤔 Many people don't think much about retirement due to age-related stereotypes and difficulty imagining their future selves.
01:56 🤷♂ Lack of imagination about our future selves hinders effective retirement planning, both financially and in terms of lifestyle.
04:28 🔄 The concept of retirement has seen little evolution since the late 19th century, despite increased life expectancy and changed social dynamics.
05:11 😟 Abrupt transitions into retirement can lead to negative impacts, including uninformed decisions, shattered confidence, and reduced lifespan.
06:00 🤔 Should retirement transitions be uniform and abrupt by default, or can they be more flexible based on individual circumstances and desires?
08:00 🔄 Defaults, as seen in retirement savings plans, can be effective tools; why not apply defaults to make retirement transitions smoother by default?
11:21 🔄 Companies could play a role in shifting the retirement paradigm by offering smoother transitions, allowing gradual adjustments and maintaining bonds with employees.
13:51 🌅 Instead of labeling it "retirement," envisioning the post-working phase as a positive and vibrant stage could lead to a more fulfilling and planned transition.
Important topic
Good idea
Super
But retirement is based on the last "xx" number of years with the highest earnings. If you gradually work down you are only hurting your earning potential in retirement. Most people in the US can't afford to do that. Maybe other countries can but not here.
You still have final salary pensions in the US? Ha! Not for long
I heard that you can still collect Social Security while working if you are retirement age so maybe it would make sense to declare it right before you decide to gradually reduce your workload .
UZBEKISTAN
Thanks WEF👏
BS. this sht started 30 years ago.
@@stephanguitar9778 No one said it didn't, Einstein
Nice Colors
Yo opino que: Ceci, Tania y Alberto seran los tres que llegaran a la semi final de esta segunda temporada de la isla
Smart and pretty!
"The CDC estimates life expectancy at birth in the U.S. decreased to 76.4 years in 2021" Where did she come up with 22 years?
She said the average retirement span is 22 years. So, if you retire at 65, your retirement will last 22 years until you are 87 years old.
life expectancy increases as you age. if you make it to age 65, you are more likely to see the age of 85 than a baby.
As a millennial in the US the thought of retirement causes me anxiety and disbelief because there's a good chance social security will be gone by then. I love the idea of being able to retire and focus on hobbies and friends, but how will most of us ever afford that?
Start putting funds aside into retirement accounts early and continue adding some of each check to those accounts and most should be doing well by retirement age.
@@toddgrow9960 I'm familiar with the advice and it works well in theory. Harder in practice between automotive, home repair, and medical costs. And I'm still luckier than many.
@@LNSmith-yx2du Most everyone has many of the same costs, some are hit by more than others. My situation has been working through many of the struggles for, likely, a couple of decades longer than you, and I have been fairly blessed with few issues medically, where others have certainly felt a larger pinch. If I’d have saved more in my twenties and not cashed out as I changed jobs, I would likely have been a millionaire several years ago. But, as I have only been saving for the past 25 years, my retirement is better than halfway there, but not where I had hoped it would be by now. Another ten years of growth could have allowed me to shift some of that saving into other investments to allow me to retire earlier and still live a fairly comfortable life. The choices you make today could change the life you envision for your future. Start small and grow it over time. I wish you the best. Dream of how successful your future could be if you choose to sacrifice a little today to save a lot for that future.
1 comment indian ❤