మీ Age కి ఎంత Net worth ఉండాలి ? How Much Should be your Net worth by 40 Years | Free Calculator
HTML-код
- Опубликовано: 6 сен 2024
- To support our Channel you can use below referral Links
Calculator Link 👉t.me/moneypurs...
Pick best Term Insurance here 👉tinyurl.com/4x...
Pick best Health Insurance here 👉 tinyurl.com/37...
How to Calculate Your Net Worth
Welcome to *Money Purse*! In this episode of our finance podcast, we're diving deep into the essential aspects of financial planning: understanding and calculating your net worth. Whether you're in your 30s, 40s, or planning for a lifetime, knowing your net worth is the foundation of financial success.
In This Episode, You Will Learn:
1. How to Calculate Net Worth:
- Master the formula to determine your assets and liabilities. Free excel
- Learn practical tips to track and grow your net worth over time.
2. Ideal Net Worth by Age:
- What should your net worth be at 30?
- Benchmarks for your 40s and beyond.
- Realistic goals for lifelong financial health.
3. Strategies for Financial Growth:
- Investment strategies to boost your wealth.
- Smart savings tips tailored to each life stage.
- How to use your net worth as a guide for financial decisions.
Why This Matters:
Understanding your net worth is crucial for effective financial planning. It not only reflects your current financial health but also helps set clear goals for the future. Whether you’re just starting or looking to refine your strategies, this episode provides actionable insights for everyone.
Key topics: Financial Planning, Calculate Net Worth, Net Worth Goals, Wealth Building, Investment Strategies, Financial Health, Savings Tips, Personal Finance, Money Management, Financial Success.
#FinancialPlanning #NetWorth #MoneyPurse #Investment #WealthBuilding #PersonalFinance #MoneyManagement #FinancialSuccess #FinancePodcast #FinancialHealth
Join us as we explore these vital financial concepts and equip you with the knowledge to take control of your financial journey. Don't forget to like, subscribe, and hit the notification bell to stay updated with our latest content.
Let's build a prosperous future together!
Stay In Touch👇
Also connect with us on👇
📷Instagram: / moneypurseadv
🕊Twitter: / moneypurseadv
📱Facebook: / moneypurseadv
Thanks for watching..
Team Money Purse
To support our Channel you can use below referral Links
Calculator Link 👉t.me/moneypurseadv/137623
Pick best Term Insurance here 👉tinyurl.com/4xtsdbbd
Pick best Health Insurance here 👉 tinyurl.com/37za5jbz
Anna ippudu hdfc defence fund lo invest cheyocha
Calculator open avvatledu
Just an idea & very much helpful to the viewers. Think to provide updated "Networth Caculator" document by adding "advisable ratios" matrix for those parameters based on Age.
have got below results after inputting the applicable heads. (age:43)
1. A2N=111%
2. L2N = 11%
3. FA2N = 87%
4. LA2N = 24%
so my takeaway is to increase "LA2N" in the range of 40%-50%.
Why not directly give Excel link...
What is the password for your calculator, it's not allowing any input
Na age 29. Na portfolio 80k and mutual funds lo 25k tappa Nakem assets ledhu. Salary 5 lakhs per annum. But nak nammakam undhi that one day I’ll achieve financial freedom.
Belive and do right plan and right way you can achieve!
Very good attitude
Thanks for inspiration
@@saikalyan7515 Mi age and mi salary koncham telusokovacha
😂😂
I'm 32 bro married simmler like you....
అన్నయ్య తమ్ముడు discuss చేసుకునే approach లో నిజంగానే ఒక అన్నయ్య తమ్ముడికి చెప్పినంత శ్రద్ధగా మీ viewers కి explain చేశారు, thank you so much to entire money purse team 🙏
మీ బ్రదర్ని కాకుండా సగటు మధ్యతరగతి వ్యక్తిని ఉదాహరణగా తీసుకుంటే బాగుండేది అనిపించింది
akkada brother /sister kaadu kada....salary matter. 12 lakshala salary 38 yrs vyakti sagatu salary ne untundi
Salary sagatu a kani emergency fund, savings cash ayithe pakka sagatu kadhu 😢@@Amarnath0880
Vallu correct ga adigyaru, Naa age 30 na salary 22lpa Aina account lo 5L ledu ikkada 12l salary tho Ela appx. 2cr hold chestharu it's un real.
Nenu money purse fan Aina idi normal meddle class calculation kaadu
I agree... I was too shocked by seeing those figures @@sandeeppm5047
naku kuda ade doubt unde, kani they have provided the excel calculator in the telegram channel. manam mana networth analysis cheskovacchu with real data :)
Deadly combination..looking forward for more combined videos 😊
Meeru edharnii Okee screen loo chudatam happy Annayy ❤
Ee financial knowledge valla chala use vundhi,at the same time deenivalla chala mandhi stress feel avttunaru manamenti em earn cheyaledhu,chala venakabadi vunamu ani so everything depends on family financial status,and ur responsibilities so better ee calculations ni Andaru Mee life ki compare cheskokandi,each individual life is different
Correct bhayya 😊
True ...and i being in medical profession...with my 20 yrs of experience in medical field....what I can say is life is full of uncertainties..you can take all these suggestions....but you don't stress yourself, afterall life is not all about calculations and we are not machines.
I am very much happy to say that I am in right direction. I am going to turn 40 in this year and I can very well retire in next two years for sure. All this is due to the investments in MFs & Open Plots and very less loans. Cheers - Happy Investing!
42 ki retirement ..happy to hear that bro 🎉
Good job bro
Good evening brothers
Ratios from my side are as follows
Liability to networth -48%
Liquid assets to networth -45%
Assets to networth -148%
Fixed assets to networth -104%
Present my is 44 years
Hi MP team good job & example
1. Assets to Networth - 104%
2. Fixed assets to Networth - 48%
3. Labilites to Networth - 4%
4. Liquid Assets to Networth - 56%
47yesrs age
My Liabilities to networth is 100%. Because of credit cards. I have realised my situation when I found MP. Thanks alot ❤ MP team.
I am in right direction and i want to create 1Cr corpus before 2027.
Still 75% to be achieved.
Age yenta
Ee competition lo janalaki 30 years ki fixed job untene goppa ante..net worth, assets, properties anta.. meaningful & practical content unte cheyyandi sir
Age x Salary analysis was nice👌
My Age 37 and my networth to liabilities is 49%
Liquid assets to networth is 19%.
Thankyou
మీరు చాలా చక్కగా వివరించారు. ఇది నాకు చాలా ఉపయోగకరంగా ఉంది. చాలా ధన్యవాదాలు.
I am 42. I used your calculator. In my case
1) Assets to Networth - 128%
2) Fixed Assets to Networth - 124%
3) Liabilities to Networth - 28%
4) Liquid Assets to Networth - 4%
bro - actual ga home loan starting 7years lo liability ekkuva vuntundi, But 7 years lo 100% appreciate kuda avutundhi home. Reducing liability ratio 50% in 7 years.
మా పిల్లల చదువుకు మరియు నా కొత్త ఇల్లు నిర్మాణం కు మీరు ఇచ్చిన మ్యూచువల్ సాంగ్ ఫండ్ సలహా ఇప్పటికి చాలా బాగా మంచి రిటర్న్స్ ఇస్తా ఉన్నాయి థాంక్యూ ఫర్ మనీ పర్స్ టీం స్పెషల్ థాంక్స్ టు భాష సార్
Can you please share it
Liability to Net worth ratio is 12% 😊 Happy to know my real time financial situation. Thanks to Money Purse Team🎉
How to calculate, i not understand
Calculated with the provided excel sheet. Happy to share that i am almost in right direction. But i have some doubts.
1. While mentioning the Loan amounts whether the outstanding loan amount need to considered or the amount which we are paying in total.
2. Annual Income will in-hand or gross?
3. As i understood, Gold & Asset values will be present value.
Please clarify. Thanks in advance
అన్న మీరు చాలా హెల్ప్ చేస్తున్నారు ఆర్థికంగా ఎదగడానికి thank you
Liability to net worth -43%
Liquid assets to net worth -26%
Assets to net worth -143%
Fixed assets to net worth -117%
Present my is 44 years
Manchi Financial knowledge ni andariki share chestgunna Money Purse team ki Thanks....😊❤
maa age 37 (husband n wife) Liability to asset ratio bagundi; liquid asset to fixed asset ratio baledu but on the right path. Planning to achieve in the next 5 years.
Thank you for this video and the attempts behind this. Personal ga oka networth calculator maintain chestunnanu nenu.. but mee sheet tho simple ga naa assets n liabilities ni etla manage cheyyalo clarity ochindi
Fixed assets 43%, Liquid Assets 57% & no liabilities.
Thanks for sharing the valuable information sai garu. below are the ratios from my side:
ASSETS TO NETWORTH: 107%
LAIBILITIES TO NETWORTH: 7%
FIXED ASSETS TO NETWORTH: 36%
LIQUID ASSETS TO NETWORTH: 71%
It's worth to calculate and essential thing to track our progression. If you can update the same excel with ideal ratios % at the bottom it will be more user friendly.❤
Thanks for super content.
Each ratio ke reference range excel ichi unte bagundedhi bro.
you echo my words too. Shoudl have added "advisable range" matrix. @moneypurse,hope you add the same & provide the updated calculator.
Adiripoye concept lu testunna money purse ki salute and lik
Thanks Si & Chandu for the details . this question was burning point to me for a while..
well, I am meeting & beating all ratios and networth multipliers :)-
Very good information sir
I have to improve to get in the right direction.
Liquid assets to fixed assets is very low in my assets concern.
My suggestion is to keep all the ratios explained in
This video may be put in frame at the end for a better conclusion .
Thank you sir and highly appreciable for giving valuable videos every now and then
These are my ratios.. please suggest what are the steps that I should take
1. Assets to networth - 125%
2. Fixed assets to networth - 113%
3. Liabilities to networth - 25%
4. Liquid assets to networth - 13%
Are these two separate persons??😮..🤦♂️. I saw vedios of both and thought its the same person in different points of time. My bad.
Anyways, All vedios are useful and informative. Thanks to both....🤩
Appreciate you efforts..Keep going.
I also have the same doubt
Below is my Network - Assets to Networth - 107%, Liabilities to Networth - 7%, Fixed assets to Networth - 71%, Liquid assets to Networth - 36%. I am planning to improve Fixed assets to Networth & Liquid assets to Networth. As per my age my networth needs to be reworked.
I did not achieve my goal per my age but going in right direction. Thanks Moneypurse team for helping me go in right direction
Liability to Net worth ratio is 23%,Thanks to Money Purse Team
One suggestion andi.. from next time onwards, inside Excel sheet please provide video link as well so that if we get doubts we can directly go to video by clicking there in Excel sheet. It will be helpful in future
Even I second. Will come very handy.
Great suggestion
My age is 24 and my salary is 10lks and my net worth is 10lakhs 🙂. I am in right direction . Thank you team for good video 🎉
Nice
24*10lakhs /10 =24 lakhs should be your networth.
Enti idhi manaki avaduu@@eavinash56
My Liabilities to net worth is 77%. Because of PL I have realized my situation , Thanks Sai Garu
I love the sheet. In one view, you get to see your asset quality, liability quality and the ratio between them. Putting this ratio against age is icing on the cake.
I'm in right direction, thankyou Saigaru, Neil Bahal and Tariq Husain...
Thank you Anna, Naa age 35 , calculation lo nenu good direction lo unnanu,meeru cheppina farmulas chusthe thank you Anna very useful good video,mana video chusi nenunu 2years back health and term insurance tisukunna, thank you very much Sai Anna and Mp team
Excel lo sheet lo automatic ga avvatam Ledu kada andi..
@@prasantkumarsharma4978 avutundi
A suggestion in the template add ideal ratios again each ratio. It will be easy to refer when we visit bag again after sometime. 😊
Where to capture the Real Estate investments in that excel sheet which was bought using our income all these years
Ever green vedio 💚
Repatikosamm 👍
Thank you ❤
Anna, meeru aa ratios ki color filling ichunte inka bagundedi depending on the direction a person is going.
naku job vachi 3 years ayyindhi last 1 year ga aggressive ga invest chestunna, present 6 lakh ayyindhi previous years kalipi, meeru cheppina second formula base chesukuni, naa networth 22Lakh undali, ippudu 6 undhi, ok na
6 lakhs ayindi em ayindi stocks ha
I am in right direction sir except my fixed assets are 90% of total assets. Planning to reduce them and convert to cash assets in next 5 years
I see one gap in the approach. All calculations to check if we are in right direction are based on current salary. In my opinion, they should be based on monthly expenses. One person would be drawing 10 lakhs salary and expenses would be 8 lakhs. Another person could be drawing 45 lakhs and spending 20 lakhs. Targets would be based on 8 lakhs and 20 lakhs for them, rather than 10 lakhs and 45 lakhs.
I do not think house/flat in which your staying is an asset.its used for consumption,similar to that is gold/silver jewellery
Thanks for the video & giving a better idea about where our net worth is now and it will help me plan accordingly...Thanks to Money Purse Team....👍
i really feel if i had brothers like Sai and Chandu in my family. i feel pure brotherhood missing in my life seeing u guys. even when i have my younger brother i never feel him close to me. In right direction.
Chala chala chala thanks sir. Really helpful. My age is 33 Naa Assets to Networth 134% vundhi. Liabilities to Networth 34% vundhi but Fixed Assets to net worth 97% and Liquid Assets to net worth 37%. So nenu Mutual Funds and stocks lo naa investment increase cheyyali. inkoka thing nenu mee video lo fail aindhi, personal loan thiskoni land konoddhu annaru but aa mistake nenu chesa, but personal loan interest rate 10.5% but next time ee misatke cheyyanu. Once again, really thank you so much. Chala manchi video upload chesaru
I also did the same mistake, took personal loan to purchase the plot..mine interest is also same 10.60. Its a bad decision we made we have converted out white taxable Money into black money by investing in land. Land brokers ni asalu degarki ranivadu..
Mari land ela konali
Bros please do videos for lesser value lakhs lo bank balance vuna valla chala thakuva vuntaru… malanti middle class valla kosam kuda Videos cheyandi
Nice analysis sir.. but govt employees have NPS, PF amounts..for example 12lakh per anum, 12 years service, say age is 37....they might have NPS 10lakh ,pf amt 8lakh with 7.25 to 8%returns.... can we consider that too as networth which are like amounts in stocks, MFs...
Yes
That was very nice Team, Thank a lot for you all. Age 32, my ratios are okay, only L to NW is 91% which I need to close. Great Job
Saigaru & team Excellent Calculator very useful information to access our financial Goals
Hi Team, I have a question, How much physical cash to carry incase of emergencies like natural calamity or cyber attacks etc., please let me know. Thanks in advance.
I am 34 and I am glad that I am in the right direction.
Dear money purse, can you please make one video on educating people on plantation and saving environment. Right now we all are running behind money and forgetting to save the environment. This will impact and cost us a lot in the future.
My age 37.
Liability to networth = 60%
Liquid asset to networth =80%
Illiquid asset to networth =78%
All liabilities is in home lone.
Agri land excluded in asset.
Out of illiquid asset 70% is in equity.
This video is good for calculation and... brothers relationship like Ram and Laxman
Sure sai gaaru, we are with you, keep going you are doing great job.
Beautifully explained in the video sai garu. My age is 54 and you gave a goal to achieve, thank you
Chala manchi video chesaru Sai and Chandu Garu.
Thanks MP Team.
Most welcome
Hi sir, nenu 2010 January lo demat account open chesanu, appati nundi stock market lo trading chesthunnanu, kani investment regular ga chesthuu unte 2024 ki na daggara portfolio value 4 to 5 crores undedi, kani lack of patience valla manchi fundamentals unna stocks telsi kuda invesr cheyakapovadam valla ippati varaku emi earn cheyaledu pyka chala loss ayyanu
Same pinch brother
TQ.. sai garu chala రోజులు అయింది ఎలాంటి కామెంట్ పేటకా and TQ.. అండి
nice to see two heros in single frame. Thank you sai anna and chandu bro
I did calculation, I am on right direction. TQ MP team.
Detail:
Ag:= just in 40 yrs
TN: 90+ L
Ratios:
Liability to Networth: 17%
Liquid assets to Networth: 59%
Assets to Networth: 117
Fixed assets to Networth: 57%
Note: excluded ancestral property.
Where is the calculator boss
How to calculate
Please clarify
@@prasantkumarsharma4978, pls check I updated.
I didn’t achieve sai anna , present I have 10 lakh mutual fund portfolio & investing 40k sip every month & 30k car& personal loans , my goal is to achieve 7to10 crores in next 10years & every year I’ll invest 10lakhs in mutual funds & stocks .
I am in the right direction, Just need to reduce liabilities
Video title should be a‘ e age ki entha net worth undali’
Then all age viewers will understand that this video belongs to for us.
In right direction
But this calculation is eye opener
Currently I am hanging on a thin margin
I am kind of right path, But need to increase Liquid Assets to Networth (which i already planned). Thank you.
.Mine is LAIBILITIES TO NETWORTH is 2% bro. thanks for your video.
Chandu garu koteswarudu anna mata👌👌
కోటి రూపాయల నెట్వర్త్ కు మెగాసిటీ లలో లోయర్ మిడిల్ క్లాస్ జీవితం అనవచ్చు.
@@sureshkaranam2569 ante memu poor ke poor ani cheppukovala
@@sureshkaranam2569 💯
Hi Sir, one suggestion
Instead of keeping these formulas in Excel , you can have your own website and keep all these tools there ? These are beautiful tools that are helpful to every indian.
Thanks for sharing valuable info.
As of now, I'm in the right direction. Thanks for your guidance in this. ❤❤❤
12l ctc ki nuv cheppe assets ki yemaina balance avuthunda. Realistic numbers tho veyandi calculation.
Chala manchi question i understood
Should do is more important
I'm not right direction. So need more caution on my wealth generation🎉
May be ee formula lo earning start chesina age ni kuda include chesthe better emo..
Below 30 years age vallaki..ee formula correct ga undakapovachu sai garu..
May be fidelity team valla analysis better anipisthundi..
age 41, liability to net worth 55% have to reduce but Home Loans not bad Loans.
Current earnings through market may also be considered , otherwise it may not be sufficient to meet current life style as major earnings seems to be coming from market than Salary.
Sir... Car konali but loan waddu... Na dagara wuna money invest chesi aaa amount to Emi kattaela Cheppandi.. Apudu Loan ki welta.. Wuna amount okesari car ki istam ledu
Hi sai bro, naaku oka basic doubt...chandu bro income 12lpa at the age of 37....so in past 10yrs he ideally is earning less than 12Lpa...so how did he manage to save huge amount worth of mutual funds, equity and also holds a flat... though its on loan initially down payment ayithey kattali kada....and what about his monthly expenses and savings? Shouldn't we consider them as well....?
Please clarify this
Are you from Income tax department 😊
Hi brothers, thank you for guidance. Currently my Liabilities to assets ratio is 33.5%. As per my age, I am at right direction. But liquid assets ratio is poor. I will work on this. Thank You again.
I think we should keep calculators in some link or googledrive folder , whcih would be helpful for our subscribers.
If possible please put youtube link /heading of the content against that link.This will help to watch right video for calculator usage.
Appreciated!!!
ivi ani follow avali ante first minimalistic life start chesi , pella, pelli ani divert avakunda gain cheskovachu easy ga .... but what's the point by making so much without these all lifely things.
2 ways to look at it. 10-20% frugal life + 80% of rich life. 10-20% rich life + 80% normal life
Thank you for being our guide, well wisher, teacher, and beyond 😊 wish u good health and long life
Sai Anna, Meru cheppina vidanga networth calculation chesanu. Asset to networth 114%, fixed asset to networth.87%, liabilities to networth.14%, liquid assets to networth.27% undhi. My age is 53. Ok na kada cheppagalaru.
Hi Sai garu,
Salary mentioned in net worth table (Age X salary/10) is gross salary or net salary ? sorry for asking as I'm confused.
Need 2 months to start my investment journey thanks @sai for wonderful calculator
I'm in Correct way with respect to your calculation given in video Bro
HI Anna. Small. Doubt Annual. Income 12 lacks annaru hand salry may be 90000 ravachuu malli home loan 9600000 annu antte EMI may be above 65 k to 70 k indavachuu malli meru stocks and mutual. Funds lo. Invest chesthunnaru antte ela. Naku artham. Kaledu kocham cheppandi vere side income undha malli house expanses ki ela I am. Not understand fully please explain me how you manage all this. Things
I think he might have reduced salary and said or said post tax value of salary or he might have got better salaries before RUclips channel and completely becoming full timer here.. but anyway during his previous earning capabilities he might have heavily invested and saved because he got recently married so at that time he might have less expenses.. Also Sai Anna would have helped him in someways.. in terms of suggesting right allocations and all
Anyway let's take his example as example and use it for our purpose instead of diving deep.
yes am in right direction. thank you for providing xlxs sheet.
మీ videos చాలా బాగా ఉంటాయి bro. నాకు ఇన్సూరెన్స్ రిలేటెడ్ ఎలాంటి వీడియో చూసిన ఒక్క point అర్థం కాదు, అది ఏమిటంటే రిస్క్ అయితే multiple insurances claim అవుతాయా... నాకు హోం లోన్ తో పాటు హోం రక్ష ఉంది ( ఈ హోం రక్ష ఏమైనా రిస్క్ అయితే నామినీ కి ఇంటి డాక్యుమెంట్స్ బ్యాంక్ వాళ్ళు ఇచ్చేస్తారు). ఇప్పుడు టర్మ్ ఇన్సూరెన్స్ తీసుకుతే అది కూడా నామినీ కి ఇస్తారా..
avunu
These many days both are onei think. Now i came to know both are brother
Good work done by you. My sincere request that make a video on lower class category too.