House vs Apartment which one to buy ? | Buying a Dream House ? ఏది Better
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- Опубликовано: 5 авг 2024
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Buying a Dream Own house ? Confused to buy an Apartment or House ? Watch the ultimate guide to making one of life's most significant decisions - buying a house or an apartment in India. Our informative video will walk you through the pros and cons of both options, helping you make an informed choice that suits your lifestyle and preferences. We delve into factors like location, budget, amenities, and future investment potential. Learn about the unique challenges and benefits of each option, whether it's the independence of owning a house or the convenience of living in an apartment complex. Whether you're a first-time homebuyer or a seasoned investor, this video will provide valuable insights to make your decision-making process easier and more informed." DO watch this House vs Flat Video till the end and share it with your friends and Family.
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Thanks for watching..
Team Money Purse
What is in for you?
00:00 Introduction
02:06 Critical things to check before buying House
03:01 Affordability
03:41 Appreciation
03:59 Depreciation
04:10 Resale Value
04:47 Commutation
06:28 Modification
07:05 Privacy
07:25 Security
07:57 Amenities
08:19 Maintenance
11:13 House/Flat Purchase Eligibility Calculator Part-1
14:03 House/Flat Purchase Eligibility Calculator Part-2
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Money purse logo baguntadi anna instead of ur laptop back side apple logo 🤔
Ok sir. Thank you soo much..
Sir aa Excel sheet provide cheyara
We have already shared in our telegram channel
Sir naku gold loan 7lakhs undi shares oka 3lakhs undi can I sell the shares and pay to Gold loan?? 8.5% g loan
ఉన్న ఆస్తులన్నీ అమ్మి ఇండివిజువల్ హౌస్ కొనాలనుకునే వాళ్లకు నేను చెప్పేది ఒకటే మీ పిల్లలకు మీరు రెండు కోట్ల ఆస్తి ఇచ్చిన కూడా మళ్ళీ నెల చివర్లో ఒక పది వేలు మీ అవసరానికి అడుగుతే మాత్రం వాళ్ళు మిమ్మల్ని చాలా చులకన చూసి అవకాశా.. కాబట్టి సగం డబ్బులు అపార్ట్మెంట్లో పెట్టి ఇంకొక సగం మీరు ఎక్కడైనా ఇన్వెస్ట్ చేసుకుని మీ జీవితాన్ని అది ఉపయోగపడుతుంది...so dont depend on anyone...self experience matters here...
Manaku yenta vunna kuda mana avasaralaku vunchukoni pillalaku ivvali. pillala mida max depend avvakudadu. Ippudunna expense ki vallani blame cheyalemu.
నేను Hyderabad లో 2016 లో 65 Lk లో individual hose కోన్న 2018 లో 97 LK కి అమ్మిన .
2020 June లో కరోన టైం లో గచ్చిబౌల లో 3bhk apartment కోన్న 1.25 cr కి 2022 March లో 3.5 cr కి అమ్మిన .
2022 June లో 1.2 cr కి community లో individual hose కోన్న ఇప్పుడు 2.5 cr value వుంది .
నేను software employee నేను ఇప్పటి వరకు ఉద్యోగంలో సంపాదించిన దాని కంటే 4 రేట్లు Realestate లో సంపాదించిన .
Apartments or individual matters కాదు area matter time matter అంతే .
2022 June లో 1.2 cr ఉంది ఇప్పుడు 2.5 crore అంటే 1 year 4 months లో 100% above పెరిగిందా, wow great.
This is exactly what happens in the real estate ..time and area matters always
😂😂😂😂😂 అడ్డో పెద్ద సొల్లు గాడు అని prove చేసావు thq
@@rajeshuoh2023 lo konte kanisam 6% returns radu next years lo
Wait and see.. all the days are not same
This is the case only till 2022. It will not happen again in future in Hyderabad.
పాపం .. తెలియక చేసిన mistake వల్ల అపార్ట్మెంట్ లు కొని జీవితం అంతా పాడు చేసూన్నారు అని టీవీ లో చెప్తుంటే బాధ వేసింది ... అపార్ట్మెంట్ అంటే పైన గోడ మనది కాదు కింద మంది కాదు చుట్టూ గోడలు మనవి కావు మధ్యలో గాలి నీ లక్షలు పెట్టి కొంటాం..అని గరికపాటి గారు వూరికే చెప్పలేదు ... గంజి నీరు తాగి సొంత సెపరేట్ గుడ్డ తో వేసిన గుడిసె అయినా అందులో పడుకుంటే వచ్చే తృప్తి గుడిలో వున్నట్లు వుంటుంది....
ఈ వీడియో 1year బ్యాక్ వచ్చి ఉంటే నేను సేఫ్ అయ్యేవాడిని.
Emi emiyyindhi
Emiuntundi illu koniuntaru ekkuva EMI pay chestuundochu
Don't worry Narishmarao garu, meru illu konnaru Ayithe meru challa Manchi pani chesaru kastha ibbandi untundi koncham orchukondi travatha daniki magic meke telsuthundi
Old video kuda undi bro but he again did a new one
HYderabad scenario chepta .....
150 sq yard( 3 cents) illu kattalante ...land ki 1.5 crore daaka pettali ....malli construction ki oka 50 laks pettali ....so individual house 3 cents kattalante hyd lo 2 crores itadi .....
ade aparment ite 3bhk 1crore ki vachestadi ...........
ne deggara 2 crores unte .....1 crore apartment ki petti ....migita 1 crore tho oorlo oka 2 to 3 acres konachu ......or else 3 cents illu konukovachu ......edi better ooo valla istam
Meeru cheppina points lo konni corrections unnayandi.
1. Ind house lo CC cameras and watch men kooda pettukovachu.
2. Apartment ithe office ki dhaggaraga konukkovachu annaru ga but evaru e kalam lo oke company lo long run work cheyaru kadhandi. Ex. Bangalore lo nenu Whitefield lo Apartment konnanu and office kooda Whitefield anukondi, sudden ga salary hike or career growth kosam company maranu. Aa company electric city anukondi, appudu naaku around 25 to 30 km journey cheyali. Same individual house ina kooda. So, my opinion is either individual or apartment ina office ki dhaggaraga unte spine issues, traffic and pollution thagguthay.
3. Amenties antara parks unnay ga adjust avvochu.
4. Apartment lo ithe group of people untaru kabatti celebrations lantivi baguntay, compare to individual houses.
5. Ika maintenance antara ye plumbing or electrical shop ki vellina or urban clap lanti app lo kooda workers available lo unnaru.
6. Only burden for individual house is cost only. Otherwise all is good in my point of view.
Please don't mind Sai gaaru. It's my opinion only.
Excellent analysis bro. Tbh I too wanted to move for apartment. But after reading your point my view changed
Sir, Walls break cheytam tarvatha, chinna drilling work jarigina disturbance ani gola pettestharu ma society lo 😂😂. Anduke we opted independent house
Im staying in JOBFLIPUSA till after ETFs being approved and will move into alts after that...
Handsoff to you @MoneyPurse , I am glad that you brought in the point of "Commutation". Many of my relatives do this mistake.
Aparrment life is maximum 50 to 60 years, means one generation can enjoy..
However, individual plot can be transferred several generations....
tbh 30-35 years vastey gooppa, ipudu unna quality of apts ki
Land share kuda vasthadi apartment lo
I don’t think people live at the same spot for 35 yrs. Sell apartment after a few years and move on.
You go deeply, completed rights have you on apartment
Chaala baaga Explain chesaru sir ❤❤❤❤. Excellent .
Independent house is always best.If possible do not invest much amount in Apartments and Cars as there will be no appreciation.If you can afford always go for Independent house
Superb explanation saigaru swami saranam always I love ur efforts 🎉❤
My heart goes to the entire community for JOBFLIPUSA building up something even my grandpa can understand. This is so smart by them to launch it to shatter the doubts and fears of the common folk which is not even correct to begin with. Everyone knows the state of inflation and recession now and the way out is already in progress. Now it's just about catching the big fish
Thanks for sharing the ultimate information anna, I took Max life Insurance watching your past video only❤
thanks Sai gaaru, it's useful.. where can we downloand the eligibility spreadsheet checklist ?
Here again for Ind house should be in 2 sections- Own constructed independent vs Gated Community Villa
Now a days Villa builders not constructing compound walls, outer/inner modifications but providing better security with Amentias.
Better to live in Rental home
Thanks for Informative video , Sai garu & MP Team ❤
Tyre 2 and 3 cities don't need apartment, I too have an individual house, but one mistake I did was i don't have emergency fund, actually reason was i paid hectic hospital bills for my father and it is continuing even today also.
But one thing I want to say is both health and wealth are inter related, so if you loose one, another will be automatically goes down, thank you sir.
Take care. I can understand how you feel when you lose lot of hard earned money at a snap of finger. What health issue is your father facing and do you have insurance??
@@drkk3199no company is ready to provide insurance because he is having multiple problems...
@@drkk3199 insurance don't works as he is having multiple health problems....
Most of the middle class won’t buy company apartments since they hardly use amenities…and get into traps of problems….it doesn’t mean that individual house has such problems but at certain risks and calculations it will be your house…..commute you can for temporary purpose stay in rent house and use your own house rental yield to pay the rent….it’s all about planning….my choice after buying apartment is definitely individual house don’t fall into trap of apartments
As suggested by you, if I buy an individual house with 1 Cr , let's suppose in the dammaiguda (as mentioned in vide), how much is rents? 10k? Lets suppose I took 2BHK appartment near office (Madhapur or Gachibowli), I need to pay rent of atleast 25-30k. Even after considering the 8-10% land appreciation , we are deficit of atleast 10%
Fortunately we looked into most of all your factors and bought a villa in Bangalore 2months back. When I see this video I related to many points.
Hi. I’m looking to buy house in Banglore. Can I please connect with you?
Also if we are not ready to take risk initially and wait for increase on affordability.. The individual land price might get hiked.. But in future our appreciation might increase.. Should consider this point and take decision
Thanks for this information video. Can you plz tell me r make a shorts on what are all the criteria (less water problem, electricity, good transportation for IT people, less water floods)that we have to consider while buying a standalone apartment.
Thanks for your video bro... But can you please give examples of apartment cost Depreciation
Well explained great work 👏👍
Need more this type of content
స్వామి మీ ఫ్రెండ్ గురించి చెప్పారు కదా ప్రతిరోజూ 20 to 30 km ట్రావెల్ చేస్తారు అని అతను ఇప్పుడు ఉంటున్న ఇంటిని రెంట్ కి ఇచ్చి ఆఫీస్ కి దగ్గరలో మరొక ఇంటిని అదే ఆమౌంట్ కి రెంట్ కి తీసుకుంటే సరిపోతుంది కదా, ఒకవేళ అతనికి ఇబ్బంది లేకపోతే. అదేవిధంగా అతనిది సొంత ఇల్లు అయితే extra గా ఇంకో ఫ్లోర్ వేసుకుంటే అతనికి రెంట్ కూడా వస్తుంది కదా అతనికి ఫైనాన్షియల్ గ ఉపయోగ పడుతుంది.
Office ki dagarlo same rent raadu. It will be triple than what he/she gets outside 30kms.second floor ko antha easy ga permission raadu.
@@purushothamkumar3300 correct ee kani travelling or petrol charges taggutayi kada Inka meeku family to spend cheyyataniki time kuda dorukutumdi
You have provided Very detailed information. can you make one video on topic "should we buy flat from builder share or land owner share" many people are having concerns about it
చిన్నది అయినా ఇల్లు కొనుక్కోoడి... ప్రశాంతంగా ఉండండి...
Thanks for sharing your view
Is it possible to buy individual home in cities like Hyderabad, Delhi, Mumbai etc.
@@tunguntalayes how much budget do you have I will guide u
@@RahulRana-ks6jb 60 to 70 lakhs
It’s not possible to buy Individual house in cities. Only single flat cost is 1 cr in hi tech city Kondapur and manikonda
Thank you for your efforts Sai Garu and team 🙏.
If you buy a apartment at right place means it is not a depreciation. Even we resale it we get profit.
Took 150square yards independent house 73lakhs at beeramguda 4 years back 1km to national highway,now its 1.7 cr worth, its 16kms to hitech City
30k per square yard earlier, now 75k per square yard
Hi Sai garu.. thank you for the valuable information 🙏
only 3 things are important... Appreciation, Depreciation and Resale Value.... so Independent house wins. Rest all factors are useless Bochhu factors....
Swami saranam ,nice information❤️
Hii sir, best penny stocks selection process explain cheyandi.
Do video on buying resale apartments with step by step procedure including home loan and home renovation loans..please tell us the procedure
Entha kothha apartment aeina ten years taruvatha Dani brathuku busstandey.
urban company app vundhi ekkada emi repair vachina intiki vochi repair chesi potharu and prices kuda fair im using this app from 2 years
@moneypurse, Sai garu. Housing corporations lo house teesukovadam manchi option a?
Max life no cost term plan meedha detail video cheayandi anna chala help avthundhi
Hi Sir, It was a very informative video. Lot of aspects were covered for decision making. As I was new subscriber to your channel, where could I get your excel sheet??. I would like try and see if I am at good stage to buy. Once again "Great work". Thanks.
Good information Sai garu
Avoid trap or spoiling life by buying house by taking loan ..
Go for buying if have enough money to purchase house!!
Thanks swamy !!! for the informatom
Independent house are always best❤
Very helpful swami garu..
Thanks for vedio ayyappa
Good explanation thank u very much sir
Please make a video on REIT investment Sai Garu. It'd be really helpful for most of your viewers I think.
Rent vs Lease which is better?? Please make a video
Thanks a lot Sai swami garu.❤
Great explanation swami….. How to get the excel spreadsheet bro,
Super sir. Thanks for the video ❤
Very useful for me as I am in the same dilemma. Thank you Money purse❤
Glad it was helpful!
What about Apartment Monthly maintenance..? There are Societies which are charging 10K to 15K..?
Hi Sai garu thank you for the relentless efforts.. please guide if both wife and husband are working then can we consider EMI 30 % of the combined salaries ?
30% is actually good percentage, we grow and this can become 25% next year. Apartment has appreciation for first 5 years (based on builder reputation) so weight in other factors like Commutation, high rise and landshare. Make sure you also add 10% MF for preclosure of this loan in 15 years or even less.
Awesome details. Thank you 🙏
Sir u explained very clearly thank u so much sir🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Sai garu nenu anni calculations chesi property konnanu kani seller ki Evo debts unnai Ani ipudu outers na property pyina notice issue chesaru Naku em iyna suggestion ivvandi entha varaku idhi possible na registration anni completed but still outers nannu ibandhi peduthunaru Naku ee property pyina right ledhu ani. Please suggest me
We took 200 sq yds independent house near Bachupally which is 16 kms from Hitech City.We brought it for 1.05 cr in 2021.
Now here new flats in gated community are 1 cr.
Apart from security, I think we took wise decision.
1 cr value house koni ,time pass ki RUclips vedios chusthannavante nu chala great
I need your plz help me
@@srinug7905Don't cry on others....Nuvvu timepass ki videos chudatame kakunda vere valla comments ki comment chestunnav ga.
Sai garu please make a video of buying the lands for construction in auctions .
Nice explanation Anna ,Thank you😊❤
You are welcome 😊
చాలా బాగా చెప్పారు స్వామీ గారు
మీ వీడియో చాల యూస్ఫుల్ గా ఉనది అకౌంటెబిలిటీ ఆధారంగా ఇల్లు దొరకుట లేదు మధ్య తరగతి వాళ కోరిక తీరదా ఏడ్యనా మార్గం ఉంటే వివరించండి please
Hi Sai annayya.
I have checked max life term insurance today only. I don't see accidental death and disability rider in riders. Please help me here.
Now watching 2827 but viwers liked this video only 415, plz everyone try to like video and support MP TEAM🙏
Individual house is better than flat because of dirty apartment culture. U can't bare it. If can afford to buy independent house buy it or ur income is less than buy apartment. Individual house can be brought at 1-2 crores
Dear Money Purse Team,
Requesting for a detailed video for NRI's investment in India. Please consider it.
Deentlo alochinchadaaniki emi vundhi very simple watchman,servers ni ekkuvamandini pettuko galigithe lekapothe pani chese opigaa unte individual house konukkovachvhu. Paivemi cheyyyalekapothe apartmentee best option
Very good informative video❤
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you JOBFLIPUSA
Hi Sir
Can you share the Excel format of the calculation both part-1 and part-2
It's in telegram channel
Thanks MP Team...I got suggestions on right time otherwise I would be on risk
finally meeru em deside ayyaru illuna apartment na. i have 80lc what i have to plan.
@@Ashupediaem job chestaru sir meeru
APARTMENT LO UNNA LODGING LO UNNA OKKATE PRATHI FLAT MUNDARA CHEPPILA DABBA CHETHA DABBA FLOOR FLOOR KO VASTE GADU APARTMENT MOTHANIKI OKA WASTE GADU UNTADU ANDHARI KANNA WASTE GALLU WATCHMAN GALLU EVVADU DABBULU ISTHE VANI KE WORK CHESTHADU
How about constructing house with 3 floor building rent and self in single plot vs apartment?
Nice one. Very useful inf
Very useful information.
sainikpuri balaji nagar lo prakruthi vihar just 10 km from secunderabad lo individual houses 1.5cr to 2 cr middle lo houses villas unnay duplex konukkondi maa relatives akkade konukunnaru mari
Very useful video swami
Sai garu, can please make one video on Aegon life insurance
Sooooooooo Super Informational Video 👌👌👌👌👌👌👌👌 ThankYou So Much SaiSir and MP Team 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Good information sir 👍
Pls I request MP to make some content related to NRI’s investments in India. Thanks
Hi Anna. Home loan repayment calculator me telegram group lo dhi sariga work cheyatala. Fix chesi upload cheyandi chala mandhiki
I bought Hi-rise Apartment 6:50 In Hyderabad (Bachupally) I went into a different idealistic i.e., I already owned a individual house at my native so I thought Gated community could be good for kids education and amenities could be easy were kids not needed to go out… so obviously gated community in apartments could be best…
Sir plz help me
Tell me
I loss my job my health was not gud present I struggle for my hostel fee live in vizag
Crores petti house ante waste of money andi . Oka 2bhk 50-70 lakhs undedi . With in 2 years of span lo 1cr to 1.3 cr anta . Bombay lo perigindi ante its like 50-60% water occupied area ocean . Place takkuva demand ekkuva . Hyderabad is like expanding at area , so ah chance ledu ikkada . But Wantedly they increasing because of IT culture
Crores lekunda house ekkada vastundi? Even standalone 2 BHK appartment kuda 1 Crore avutundi
@@Amarnath0880 brother High prices Wantedly pencharu. Let’s see 2019-2022 varaku ah prices levu . Market artificially pencharu . 1cr ki 2bhk enti bro comedy kakapothe.
5-14 cr independent Villa na . This is completely out of mind .
USA lo ne ah prices levu
@@madeeasy3424 Brother meeru inka BC kaalam unnatlu unnaru. Covid munde standalone 2 BHK majority of Hyd areas lo 1 crore daatindi. Ofcourse remote areas is different though. Covid taruvaata adhi almost 50-70% perigindi. USA lo price leda? 2018 lo $200k-$250k dorike town home ippudu $600k-800k cheptunnaru. Inka single family homes aithe 1 Million to 1.5 Million. Nenu cheppina costs anni kuda normal cities lo. But business cities like California , New York, Boston etc , 1.5 Million ki manchi area lo town home kuda kothati dorakadu
@@madeeasy3424 Avg home price inflation in USA is around 5% , but after pandemic at some point it reached 20%.
@@Amarnath0880 communities vs Normal apartments cheppandi brother. Mari hyd lo 2 lakh flats enduku Kali ga padi unnai ?? Nenu correct kalam lo ne unna bro 😎. Created hype ani naku anipisthundi . 50-70% peragadam enti bro . Adi home ah leka inkemanna na
Very informative
It may differ in emi because the interest rate wheather fixed or variable
Good information sir...
Sir, will you be able to share the xls you used in the video ?
Mala lo meerut chala bagunnaru Sai garu ....
privacy kavali ante individual house better manali yevaru apedhi....
Good information 😊
Sir..good morning
My name is Naveen Kumar.
I have capital 300000(lac)&
My monthly income 5k(savings money) can u advise which sector is better for me like equity or mutual funds
I have learned something about ur channel (in the last two months I have been watching ur videos.kindly give me ur answer sir I have waiting for ur up coming video
Thank you.sir
Thank you sir.
Nyc inform sir tq ❤
1.2l earn chestunna kaani money savings ledhu 10 yrs ga.. so full loan lo konalante kastam kabatti.. not buying 😢
Very bad... start buying 40-45 lacs worth house which is 2BHK...
Emi ll be 25000 only
Thank you Swami
Self occupied and investment purpose situation ni kuda separate ga discuss cheyyalsindi sir, maybe you can note it for next time.