Section 80C: Everything to know | Deduction under 80C | Tax Saving Scheme under Section 80C

Поделиться
HTML-код
  • Опубликовано: 25 мар 2020
  • Do you want to utilize deduction under Income Tax section 80C, but don’t know about the investment schemes being covered by Section 80C?
    In this video, we tell you about all the investment options available for you under Section 80C. We tell you about each product's features, returns, lockin, and also how you should go about picking the right product to save tax. Watch the full video now!
    #Section80C #80Cdeductions #80CIncomeTax
    For all tax saving options at one place, download the ETMONEY app - etmoney.onelink.me/unJQ/9d462acc

Комментарии • 155

  • @Mayank-pk2oj
    @Mayank-pk2oj 3 года назад +53

    1 like for well ironed shirt

  • @VishalSingh-gh7qz
    @VishalSingh-gh7qz Год назад +7

    This Sir is an eloquent speaker 👌🏻
    And he explained very well too..

  • @sumanpal7648
    @sumanpal7648 4 года назад

    Please upload a video for senior citizens tax planning and tax deductions.

  • @kiranvrao9714
    @kiranvrao9714 3 года назад +3

    Thanks a lot!! Just needed to hear this

    • @ETMONEY
      @ETMONEY  3 года назад +1

      You're most welcome!

  • @natashakadam26
    @natashakadam26 3 года назад +7

    Explained so well. Thanks a ton!

    • @ETMONEY
      @ETMONEY  3 года назад +1

      Most welcome!

  • @ManasR
    @ManasR 4 года назад

    Thank you very much for this content.

  • @Useranv
    @Useranv 3 года назад +1

    Great explanation, Thank you 👍

  • @jyotipal1940
    @jyotipal1940 3 года назад +1

    What are any four items available for deduction to individual under section 80c And 80ccc?

  • @rameezkhan2686
    @rameezkhan2686 3 года назад +1

    Amazing...clear cut to the point. Thanks

    • @ETMONEY
      @ETMONEY  3 года назад

      Glad it was helpful! Thanks

  • @motivsuccess88
    @motivsuccess88 Год назад

    Hello, good video. Which documents are necessary for a stamp duty claim 80c?

  • @motivsuccess88
    @motivsuccess88 Год назад +1

    Hello, good video.
    Could you please explain to me whether home loan prepayment is eligible for Section 80C tax benefits.

  • @sateeshbassa8784
    @sateeshbassa8784 2 года назад

    Great explanation sir....in mutual funds 3 years locking period after that the incoming returns are taxable or not?

  • @aakashbandgar2496
    @aakashbandgar2496 Год назад

    Very well Explained !

  • @simranbhat2305
    @simranbhat2305 9 месяцев назад

    Wow sir the way you talk is subharashi(wow)in Japanese 🌻

  • @deepikaraj9431
    @deepikaraj9431 3 года назад

    Very nice video, thanks for sharing

  • @narayanagujiri7329
    @narayanagujiri7329 3 года назад +1

    Informative thanks a lot

  • @khushimundra722
    @khushimundra722 4 года назад

    Sir thanks for this ... please upload video for sec 80JJAA

  • @ytfundose638
    @ytfundose638 3 года назад

    If i am choosing Multiple products under 80C, should be equal or less than to 1.5 lacks...???

  • @NagendraParmar
    @NagendraParmar 2 года назад +1

    bahut hi shandar video.

  • @dishantoswal21
    @dishantoswal21 3 года назад +1

    Can I claim full 1.5 lakh deduction by investing only in elss fund?
    Or I need to diversify?

  • @MrSharuhasan
    @MrSharuhasan 10 месяцев назад

    @ET money
    So I can sum all PF amount deducted by company for Financial year and then I can add those amount in 80C, It is valid one, right?

  • @kiranm2192
    @kiranm2192 2 года назад

    Can I Get the tax benefit on the post office fire FD invested in last financial year

  • @usha52
    @usha52 9 месяцев назад

    No one has clarified if SCSS ,80 c exemption can be availed every year or only the year of investment! Only hope you will help .Thanks

  • @kamaljeetsingh1809
    @kamaljeetsingh1809 4 года назад

    Is the Post office 5 years RD come under 80c please advise

  • @nalini.2023
    @nalini.2023 3 года назад +1

    Well explained

  • @ZubairAhmad-wi7hg
    @ZubairAhmad-wi7hg 2 года назад +1

    Thanks for providing valuable information.
    💕 rise and shine 👍

    • @ETMONEY
      @ETMONEY  2 года назад

      Thanks and welcome

  • @kamalthakur4246
    @kamalthakur4246 Год назад

    What is the maximum amount of investments can be declared and claimed under section 80c and 80

  • @SAZIZMUSIC
    @SAZIZMUSIC 11 месяцев назад

    Is it total 1.5L various scheme combined or 1.5L in each and every scheme ? So total of 7 8 lakhs ?

  • @dreamy12349
    @dreamy12349 3 года назад

    I opened my NPS account in October 2020. Will i still be able to claim my tax deduction for 2020-21 ?

  • @sumittyagi7869
    @sumittyagi7869 3 года назад

    Simple & Clear to understand.
    Make a video on nps

    • @ETMONEY
      @ETMONEY  3 года назад

      Hi Sumit,
      We do have a detailed video on NPS on the channel. Do check it out!

  • @akashnanda6307
    @akashnanda6307 3 года назад +1

    Hi sir, if I invest 10k Rs in Tax Saver FD... Should I get 100 percent ( 10k ) exemption from the. Total taxable income... Or 5 10 percent...

  • @BitcoinBabu369
    @BitcoinBabu369 4 года назад

    Thank you bro 🙏

  • @amritaacharya1728
    @amritaacharya1728 3 года назад +1

    If i invest 1lakh every year for ppf, so can i show entire 1lakh fr tax exemption or 10% of 1 lakh?

  • @Sagardeepthinks
    @Sagardeepthinks 3 года назад

    I have invested 15lakh at once in SCSS in year 2020.will I be edible for tax deduction under 80c for 5 yrs or just 1 year?what I mean to say is 150000 SD will be for current year or for the 5 yrs.

  • @KnowledgebringsWisdom
    @KnowledgebringsWisdom 8 месяцев назад

    well explained

  • @sagarchauhan_
    @sagarchauhan_ Год назад

    What is the math behind saving ₹46,800 through elss for 30% tax bracket?

  • @khyatisoni7712
    @khyatisoni7712 3 года назад

    This was very helpful for mee.... Nd it is explained in very good manner

    • @ETMONEY
      @ETMONEY  3 года назад +1

      Thank you. Glad to hear that!

  • @sagarsreddy6037
    @sagarsreddy6037 9 месяцев назад

    Can we show Term life under 80c?

  • @saikrishnapeddi139
    @saikrishnapeddi139 2 года назад +2

    Excellent information very useful to every tax payer and who wants to create the wealth

    • @ETMONEY
      @ETMONEY  2 года назад +1

      Glad you liked it

  • @COMMERCESTOCKING
    @COMMERCESTOCKING 2 года назад

    Amazing information.
    In less time.

    • @ETMONEY
      @ETMONEY  2 года назад

      Thanks and welcome

  • @being_yourself9
    @being_yourself9 2 года назад

    Today u earned a subscriber...Great video.

    • @ETMONEY
      @ETMONEY  2 года назад +1

      Awesome, thank you!

  • @MahendraPatil-fr4sp
    @MahendraPatil-fr4sp 3 года назад +3

    What a great explanation 👌

    • @ETMONEY
      @ETMONEY  3 года назад

      Thanks. Glad it was helpful!

    • @peddirajumotepalli9735
      @peddirajumotepalli9735 Год назад

      Theseare all 80c.1.5only taken into account.if it is 80 d means health insurence or medical bills eligible 25 thosand for below 60 yrs family and 50 thousand for parents above60 yrs family.total 75 thousand extra can be claimed under 80 D. It is not come into account of 1.5 lac .this is additional

  • @sowmya5807
    @sowmya5807 3 года назад

    Is ppf good I want to save tax and profit , what proof to show i pay 150000 in ppf , when I file tax in march
    Is cps included in 80c amount or not

  • @sagargadekar6088
    @sagargadekar6088 Год назад

    Awesome.. pretty well explained..

    • @ETMONEY
      @ETMONEY  Год назад

      Thanks a lot 😊

  • @raghunath4280
    @raghunath4280 Год назад

    Does employee pension scheme considered under 80c

  • @mukeshgry
    @mukeshgry Год назад

    what about tax exemption on education loan

  • @saranyag3146
    @saranyag3146 3 года назад

    If I earn 9lakh /annum then I can get exemption for 1.5 lakh /annum only in a financial year !?

  • @tusharrao8649
    @tusharrao8649 4 года назад +12

    thanks for the informative video, however the interest rate of EPF has been reduced from 8.65% to 8.50%.

    • @shailendersinghtaragi2780
      @shailendersinghtaragi2780 4 месяца назад

      Tushar bahi.... Kya haal hain.. Kisan vikas Patra me invest karo rebate milega

    • @user-yt-experiment
      @user-yt-experiment 2 месяца назад

      EPF is exempted from tax till 1.5 L ? So basically above gross salary whatever EPF is earner is tax free ?

    • @shailendersinghtaragi2780
      @shailendersinghtaragi2780 2 месяца назад

      Tushar bahi Reply

  • @rashmithapoojary5271
    @rashmithapoojary5271 2 года назад

    What about repayment of housing loan sir?

  • @Annie-ee8ji
    @Annie-ee8ji 3 года назад +4

    Can You elaborate more on ELSS SIP, I am a new tax payer I need to opt for any of these schemes to save tax.

    • @ETMONEY
      @ETMONEY  3 года назад +2

      Hi, ELSS refers to Equity Linked Savings Scheme which is popularly referred to as tax saving mutual funds. You can read more details about it at www.etmoney.com/mf/elss-mutual-funds

  • @abhisheknagpal3172
    @abhisheknagpal3172 2 года назад

    Sir can I invest 25000 rs for 4 months as lumpsum amount and still I can do tax saving of rs 1 lakh under 80c . Please let me know

  • @thegameboy3507
    @thegameboy3507 4 месяца назад

    How and where to avail tax reduction?

  • @pavanrajhuns8461
    @pavanrajhuns8461 2 года назад +1

    Helpful video 👍

    • @ETMONEY
      @ETMONEY  2 года назад

      Glad it was helpful!

  • @afrozshaikh9099
    @afrozshaikh9099 2 года назад

    Can I avail 80c under new tax regime?

  • @rajinder2115
    @rajinder2115 3 года назад +2

    Vry well explained sir👍👍

    • @ETMONEY
      @ETMONEY  3 года назад

      Thank you very much!

  • @englishsongsothers8561
    @englishsongsothers8561 3 года назад

    U didn't mention scss interest are taxable or not

  • @satishmavuri5782
    @satishmavuri5782 3 года назад

    Please where available 80ccf

  • @yogeshkurane123
    @yogeshkurane123 3 года назад +1

    A question.. why do you need NPS when you already have EPF + VPF ??
    Thanks

    • @yogeshkurane123
      @yogeshkurane123 3 года назад

      @@ETMONEY will do check, thanks alot 👍

  • @nabarunbanerjee8964
    @nabarunbanerjee8964 2 года назад +1

    Thank you so much sir

    • @ETMONEY
      @ETMONEY  2 года назад

      Most welcome

  • @casudeep
    @casudeep 3 года назад +1

    Best🔥👍

  • @krishnalatey2935
    @krishnalatey2935 3 года назад

    Pls tell us tax on ELSS gain

  • @Account07432
    @Account07432 7 дней назад

    Return on nsc shall be exempted under sec 80c sub to maxm 1.5l

  • @Akshaykumar-xr9yj
    @Akshaykumar-xr9yj Год назад

    Maine 26000 ka online course buy kiya hai from a europian creator. Can i clain deduction on it?

  • @sarabsawhney
    @sarabsawhney 3 года назад +1

    Good information

  • @shrutikaur3820
    @shrutikaur3820 3 года назад +1

    Very nice content

    • @ETMONEY
      @ETMONEY  3 года назад +1

      Thanks Shruti Kaur

  • @anshumantiwari1391
    @anshumantiwari1391 3 года назад +1

    good one

  • @nirmalaxahimeshDugad
    @nirmalaxahimeshDugad 6 месяцев назад

    nice

  • @r.shetty6019
    @r.shetty6019 2 года назад

    I thought it was a educational purpose video......Buy it's a app promotion video 😂
    But still it helped very much... thank you sir 🥰

    • @ETMONEY
      @ETMONEY  2 года назад +2

      Welcome to the world :)

  • @pratikverma6874
    @pratikverma6874 3 года назад

    Sir suppose in an FY I pay insurance premium of exactly ₹1.5lacs plus I invested the same amt. In ppf and nsc the same year. Will I be eligible for tax relief of amt. upto rs1.5 lacs separately or collectively.

  • @travelat30
    @travelat30 3 года назад

    Thank you sir
    Standard deduction 50k is part of section 80c and section 80c limit is 1.5 lac.
    Could you please explain like Section 80c limit is 1.5 lac, will it be 1.5 lac only if we applied Standard deduction to gross income or it will be 1 lac after adding SD to 80c limit.?

  • @SagarPatil-gu5gp
    @SagarPatil-gu5gp Год назад

    My Contribution towards provident fund is eligible for deduction under 80C , But what about my employers contribution? The employer also equally contributes towards my provident fund, is that amount also eligible for deduction?

  • @nagpujansingh7273
    @nagpujansingh7273 2 года назад

    what about scss. in. Post to office

  • @vijay282313
    @vijay282313 3 года назад

    Ppf account me se 5 saal baad paise nikal sakte hai na? Agar hum har january me paisa daal de or april me nikal le to kya tax benifit mil payega?

    • @ETMONEY
      @ETMONEY  3 года назад

      Hi Vijay,
      PPF se aap partial withdrawal 7th year se kar sakte hain. Toh aap jan main daal kar april main nahi nikaal sakte

  • @maverickavanish9240
    @maverickavanish9240 3 года назад +2

    Can one claim additional 50,000 deduction if it's invested as 1.5 lakhs in ELSS/PPF and 50,000 in NPS.
    Please reply..

  • @jayshrigupta3541
    @jayshrigupta3541 2 года назад +8

    your voice nd explanation is so attractive sir . 😊😇

  • @pranjalsingh7683
    @pranjalsingh7683 Год назад

    If I have invested directly into stocks and kept it for more than a year, am I elgible to claim 1.5lacs under 80C?

  • @subodhdalvelkar2062
    @subodhdalvelkar2062 Год назад

    term insurance can be declared in life insurance policy under 80c?

    • @ETMONEY
      @ETMONEY  Год назад

      Yes, term insurance premium qualifies for deduction under Section 80C

  • @saritaparmar8653
    @saritaparmar8653 2 года назад

    Sir can u plz let me know whether payment in cash is allowed in 80c & 80d??

  • @universeheals
    @universeheals 2 года назад

    I have one doubt if i am already paying 50k PF and then i can plant only 1lakh invest in ELSS fund because total limit is 1.5lakh for 80c

    • @ETMONEY
      @ETMONEY  2 года назад

      There are no limits to how much one can invest in the ELSS fund. Limits are only there on the amount of deduction one can claim under Income Tax Act

  • @letswatchcartoons181
    @letswatchcartoons181 Год назад

    How much tax can I save with TATA AIG policy of Rs 28,000 covering myself & my father (60+ years)? Thank you for your video, very helpful.

    • @ETMONEY
      @ETMONEY  Год назад

      Hi. Depends on the policy. Are you referring to a health policy or a car policy?

  • @SagarPatil-gu5gp
    @SagarPatil-gu5gp 2 года назад

    Hello Sir , I just purchased a term plan from TATA AIA, cover is 1 Cr , annual premium is around 13.5k , can I declare this premium amount under 80 C for tax benifit every year?

  • @mohitchandawat2423
    @mohitchandawat2423 3 года назад

    Sir I have 2 queries...
    1) Agar me 1.5 lac 80c me invest kar leta hun without considering my nps amount, tab kya jo mera nps ka wo amount, jo mene 1.5 lac me consider nahi kya tha wo amount me extra 50k section 80ccd(1B) me show kar skta hun kya ?
    2) 1.5 lac under 80c me kya mera or employer dono ka nps amount consider hota hai ? Ya sirf mera deduction nps amount hi 1.5 lac me consider hoga ?

    • @ETMONEY
      @ETMONEY  3 года назад

      Hi,
      1. Nahi. Aapko NPS main invest karna padega
      2. Sirf aapka NPS amount consider hoga in Section 80c

    • @mohitchandawat2423
      @mohitchandawat2423 3 года назад

      @@ETMONEY in respect of ques 1...
      Can I not show 80ccd(1)(employee contribution) amount in 80ccd(1b) to avail benefit of 2 lac, because I have already deposited 1.50 lacs in ppf in 80C.
      If not, then how to avail 80ccd(1b) benefit..

  • @waseempasha636
    @waseempasha636 3 года назад

    Kya mast bolta maqsood bhai

  • @halohaalo2583
    @halohaalo2583 3 года назад

    Video started at 0:40

  • @nikhilpatel1689
    @nikhilpatel1689 3 года назад +3

    I have invested 500000 in NSC and 500000 in 5 year post office Term Deposit. Will I get a total tax benefit of Rs 300000 under section 80c as both the schemes fall under 80c?

  • @SuperRockstar007
    @SuperRockstar007 3 года назад

    Do we need to invest 1.5 lakh every year? To get the benefit ?

    • @SuperRockstar007
      @SuperRockstar007 3 года назад

      @@ETMONEY I mean to ask, can I claim 80c for investment ELSS done 2 years ago ?

  • @AjaySingh-pb3vq
    @AjaySingh-pb3vq 3 года назад

    How can a man claims under 80c for his wife for her term insurance.

  • @priyankalahoti850
    @priyankalahoti850 4 года назад

    can we claim premium paid for parents policy under this policy

    • @ETMONEY
      @ETMONEY  4 года назад

      Hi Priyanka,
      Yes. You can claim the premium paid for parent's insurance as deductions however that is done under Section 80D.

    • @priyankalahoti850
      @priyankalahoti850 4 года назад

      @@ETMONEY Thanks for reply, but i have taken HDFC LIFE SANCHAY PLUS can i claim that ?

    • @mmincredible1451
      @mmincredible1451 3 года назад

      @@priyankalahoti850 yes you can...

  • @jangsen7913
    @jangsen7913 2 года назад

    can anyone explain 7:55 the difference between saving Rs 46800 and Tax exemption of 1.5lakhs

  • @harishkumar-zg7uc
    @harishkumar-zg7uc Год назад

    1.5 lakhs every year or a whole of only 1.5 lakhs

  • @somrathore7605
    @somrathore7605 3 года назад

    Can we claim Post Graduate fees in 80c

  • @ajaytiwari725
    @ajaytiwari725 2 года назад

    If I Invest my monthly interest of corporate Bond in Equity SIP Or ELSS for generating more returns then What's the Tax structure of it? Please reply.

  • @a.yashwanth
    @a.yashwanth 3 года назад +1

    Hi I am a 4th year student and started full time work from this month and my 4th college fee was paid by my uncle last month and I'm repaying him. Can I claim the college fee in 80c? college fee is 77000.

    • @ETMONEY
      @ETMONEY  3 года назад +1

      Dear Ande Yashwanth: We are not certain on this. You'll have to consult a tax advisor

  • @MrChetan027
    @MrChetan027 2 года назад +2

    Voice is super and this video is informative. Language and concept is also simple

    • @ETMONEY
      @ETMONEY  2 года назад

      Thank you so much 🙂

  • @ManpreetKaur-mx6if
    @ManpreetKaur-mx6if 3 года назад +1

    👌👌👌👌👌👍

  • @sumitmoud5181
    @sumitmoud5181 4 года назад

    Scss is tax savings or not

    • @ETMONEY
      @ETMONEY  4 года назад +1

      Hi Sumit,
      Yes. SCSS is tax saving option under Section 80c. But it is available for senior citizens

  • @cashubhamlahoti5048
    @cashubhamlahoti5048 3 года назад

    If your income is 6.5L and have invested in 80c investments=1.5L. Your tax would be 0.

    • @cashubhamlahoti5048
      @cashubhamlahoti5048 2 года назад

      @THE PRABHAVI hi prabhavi, i had reverted to someone’s query. May be he/she deleted that message.

  • @shrutijain1998
    @shrutijain1998 2 года назад

    Can you plz explain how did you calculate the tax saving amount??? 7:55

  • @sawan005
    @sawan005 2 года назад

    is there any new video with any updated info

    • @ETMONEY
      @ETMONEY  2 года назад

      हमने हाल ही में एक हिंदी RUclips channel शुरू किया है। कृपया लिंक पर क्लिक करें और हमारे हिंदी चैनल को subscribe करना न भूलें
      ruclips.net/channel/UCzWtyDo9KmEC1JoAqa1LIEwvideos

  • @pythonanimalia
    @pythonanimalia 3 года назад

    What's the Twitter handle of this guy