How I got my my dream job?
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- Опубликовано: 16 сен 2024
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I like how Tanmay is like an elder brother who advices from his life so that young people are more prepared to face what comes in the future
@@devkumaoni4066 Still, that doesn't change the fact that he is authentically sharing his experiences which are great help to many people.
dev kumaoni sochte hain log... achhai baaki hai abhi ...
Advises*
@@aditimascarenhas5608 ohh yeah😅
@@devkumaoni4066 haa aaj kal fukat ka gyan kon deta hai.. Its all about give and take relationship.. And usko views milta hai aur humlog ko knowledge..
tip 101: make a joint account with Tanmay's mother
Lol bhaiv
😂😂😂
Op
Tanmay:- *Takes your money and says ae gandu tune sponsor ni kia tha uska paisa*
Fully agreed
I learnt one saving hack technique in one of Oprah's shows way back in 2004..it says, save/invest on weekly basis instead of monthly basis..i.e. if u can save 12k in a month, save 3k every week. Why? Because an year has 52 weeks, and not 48 weeks...so effectively, u r saving one month of extra money without even knowing it...
Dude I never thought about it like that. Strange how we just let time fly by without noticing the patterns ....
I screenshot this
its like your age + your born year = your present year...kaise kia bhaiya?
This is a really excellent advice!
Mobile recharge plans work the same way. Notice how they're like 28 day packs and not 1 month packs. You end up getting 13 recharges (28*13=364) instead of 12.
Tanmay - most of you don't have habit of saving now .
Me - most of us don't earn now .
🥳
True bhai
Yup😅
For real. I'm a college kid, and not like Tanmay who was already earning 50k or so
Unemployment gang in the house!
My favourite one is from Warren Buffet when he says,money is like oxygen don't worry about its presence,worry about its absence.
Tgda bro 💔 🔥
this hits different now
Sala paisa aur oxygen dono hi nahi hai 😂
👌
A intelligent investor is a realist who buy from pessimist and sell to optimist
It's been 2 years for me into the corporate world. Parents have educated me about some saving methods.
1 - Invest in 2 seperate Mutual funds atleast
2 - Open a RD account for a minimum 15 months lock-in period
3 - Open a FD for the matured RD and re-open a new RD( spend more with each RD)
It might be annoying at times not getting to spend after a month/ year of hard work, but I trust the process :)
Being A engineer Do i have bhagya to Enter Corporate world if yes, please Tell what skills i would require. Thanks.💙
What is RD
@@AnkitKumar-pk8tk Recurring Deposit - fixed amount of money gets deducted every month and you earn interest on it.
What do with 3500-4000 budget
@@mrinalmitra802 I am no expert brother. But if I had 4000 to invest or save - 1 Mutual fund of 2k and 1 RD for another 2k would suffice :)
"Live like a student"- Mark Cuban
*Jeevan Jhand Hai* For Students of General Categories : Indian Education System
@@brainstormium2237 society is *jhand* to ST/SC and OBC
@@pandagjjg6340 And General category people are living lyk Warren buffet 🤨
@@kratikmishra9036 nah but they don't face everyday discrimination
@Kalamkaar gaming your discrimination is like Ananya panday's struggle, bro mai social discrimination ki baath kar raha hu, abhi bhi hota hai
Uninstall Zomato and Swiggy save more than 20 % of income
Spot on
For real? Like I really wanna know how..
@@farhankhan2482 that was supposed to a joke sire...
This lockdown made us do this forcefully, and thank God I am now habitual to eating home cooked food , and am also able to save a few thousands every month. Primary benefit : my health is also not getting deteriorated anymore.
@@dhananjaymalhotra7854 Exactly my point
24 hour rule: If you want to buy anything, wait overnight and think next day whether you still want to buy that thing or not.
This was supposed to be a 72 hour rule I guess. Makes it more effective.
@@seiya1310 I guess it supposed to be 1 week rule
works perfectly when its about food
I guess hole Life rule wheight for next same date and same month
By that time that thing will be out of stock and it doesn't restock for God knows how much time
The backbenchers of class are frontbenchers of clueless.😂😂
Worddd ✊😂
👍
I work in the UK and save 40% of my salary. On top of that I have instructed my bank to round up my spending to the nearest pound and putting the spare change aside in a Savings Account Pot. So say, I am spending 9.10 £ on uber, the bank rounds up to 10£ and 0.90£ goes to the saving account. I hope this is implemented in India as well. Without realising I am saving extra 3-5% which is a good amount.
That's actually a good way of saving.
But 0.90 pound is like 60 rupees. And 0.90 rupee is like nothing.🙄🙄
@@018_tarunkumar2 when there are 100+ transaction like this then surely amount get big
It's there in ICICI bank called Chota Savings.
@@018_tarunkumar2 you should really learn about compounding
Whenever I get paid (not laid) I take out 50% of my income and put it into RD, SIP or Shares and think I only earned the other half, which helps me manage my expenses according to that. Been doing this for 2 years, the amount is equal to my 12 month's salary (which is hefty) I feel more independent, and can focus on things better. I will surely recommend the bot/clueless army to start maintaining a spreadsheet about your income, expenses and savings, it is much needed.
Would be real really helpful if you could disclose your salary figure?
Just curious
No offense
@@saltypeanut4157 if we are talking in terms of peanuts, it will be around almonds. Hope it helps
@@BawaKaChannel haha
What is rd?
@@bharatnarula6421 recurring deposit
Being a rider and provider first and then a comedian:))
No like from my side.
No. Of likes are 420;)
For young people who aren't staying with family or PG - Easy way to save: Stop gawking and ordering food everytime your mind tells you to do it, limit the ordering to weekends. Make food at home. Spend on things that you really need. When that bank balance grows your smile would grow along with it. Then finally you can spend the savings on Tanmay's show and make him rich!
Just commenting to let you know that this hilarious comment blew up 😂
Saving money goes with these tips as i have learned over the years
1. Smart shopping even when it comes to grocery
2. Fixed deposit or recurring deposit provide less returns as compared to SIP
3. As tanmay said the correct formula is
Income - savings = expenditure
4. If you have some savings invest it in things which will help you in saving money hence making it back to your investment and more savings like using solar for your electricity needs
5. Car pooling is always sasta
6. Etc lol
Whats SIP?
@@Harsh-on9km systematic investment plan
At the age of 19 Tanmay bhai making money and at the age of 23 I am doing shits like 'I got supplies' and enemies ahead 😂😂😂
Lol same😂
Did I just laugh and learn something very important.
Petition to make Tanmay Bhat Education Minister.
Thereby changing the system.
We already had a comedian education minister some time back
Life is haramzada😂 I wanna see him as Education minister just to hear this
I nominate Tanmay's mom
💯💯😂
I increased the like count by 600
It's kinda satisfying 😅
I'm 18 now but I started saving when I was 10 yrs only . I save my pocket money and used this simple trick.. I save 50 % of what I get. The remaining go for traveling and eating , it may look small but collectively it still matters , now I have saved around 38k+ , it may be small when you look now ...but after some years when I actually start earning and I follow the same technique I might save more money then😅
True!
Good job man!
Bhai 10k udhaar mil sakta hai kya?
😁jk
You are 18 & managed to save 38k when you are not even earning. Please keep this habit & you will really do well in life
I'm 21 year old college student and have more than 60k in my account without earning a single penny. All because of saving from age 10 -11 .
Tanmay - save money
Also Tanmay - Thank You for the superchat
😂😂😂 Tanmay ruined kids in first channel so this channel is just compensation for what he has done
Just commenting to let you know that people liked your comment
I see you're a fan of Dororo as well
Only legends know the original title was~ How I became a comedian!!
Holy shittttt trueee. Title ko op karo
This shows legends are. Always on there phone
That means i m a legend
@@theinsomniac2344 ayyyy obviously
Legends Op
*Ritviz releases new music*
*Tanmay: hippity hoppity its my property*
Your display looks like Tanmay
😂😂
Hahaha😅
Book recommendations :
-Rich dad, Poor dad
-The richest man in Babylon
-The psychology of money
Thank u 😅😅
forgot the basics ?
- Think & Grow Rich
- How to Win Friends & Influence People
1k per script, 3-4 scripts a month. "Mahine ke 30-35k" - I like your math :p
*Confused screaming*
I thjnk he meant 10k since it's for tv.. 10k is a reasonable amount.
@@ThapaSushil 1k is way low.. he worked for Mtv shows..maybe he meant 10k,
It's probably 1 script for a show for 30 days. So 3 scripts for 3 shows could be 30k? 🤔 I'm just playing the guessing game.
I guess he said kuch hazar, right?
Tanmay sir we're learning so much as just teenagers from you. It's incredible how finally something that should be taught is being taught to us regardless of the platform. Thank you ♥️
Saving tip : Next time you go out drinking tell your friends you've decided to be sober and will only drink softdrinks from now.
Then eat all of their chakna.
Yeah, but whatever you save that way will be spent on medical bills. 😂😂😂
thats too hilarious :D :D
I see you have some evil within 🤣
But the better tip is say that tum saalon bhand ho jaoge, tumhe sambhalne k liye mai hu, pio jitni marji, be the greater guy 😊
Tum nahi sudhroge beta
Oh god 😂
(Saved 1 lakh in 6months jan-july) : from a salary of 30k/pm kept it under a recurring joint account under dad's name (senior citizen extra interest ;) milega). Now planning to take a loan of 1 lakh under his name (bc of less interest) and add it to the account and pay the installment instead. Sounds tricky but longterm mei benefit dikhra hai.
How bout buying shares of nifty 50/sector leading stocks.
SACHIN sac woh stree hai stocks me daalne se ghanrayegi🤧🤧.Not generalising it issa joke bye
@@goat8670 haha good one. Btw I'm closing monitoring trading system since june so that now I can start tiny bits of trading monthly and major big investments yearly.
I started with a simple Fixed deposit + I don't use cards to make payments. I take out cash beginning of each month so I know how much I am spending every time I buy something.
Okay I ABSOLUTELY love how you’re diversifying and sharing literally everything you’ve learnt. Looking forward to more!
How this is not sponsored by Groww or any other financial app is surprising and just shows how Tanmay actually wants us to know about the financial stuffs
Back in school there was hype of branded shoes (8th grade) I asked my dad I need Adidas shoes he said you already have shoes what’s wrong with them. I said they’re not Adidas. He smiled then he said if you really want those shoes then save money from your pocket money which I give you and he also helped me with student bank account. I started saving money from that day got and my education done got enough paying job but saving habit never left me thanks to my dad I’ve saved enough money to spend for few years without a job. My school Frnd who had Adidas that day which made me ask my dad for new shoes he lost his job rn due to corona and took loan from me. I own 15 pairs of Adidas btw (24 year old and not flexing). Boys whatever you do save money bcoz in this mc world nobody is yours without money. Thanks Tanmay for making ppl realise the importance of saving money.
Stop eating junk food as far as possible. 50-60% of my pocket money is spent on that.
- college student
And that is also gonna make you healthier. 😎
ganjaa dudee
Damn that is so so true!!! Learnt it the hard way. Realising that before it's too late is important. The habit of spending on junk food can suck the money and health outta you like vacuum cleaner!
True
Well as a college student I agree with this!
I used to spend on junk food like a Madman now I am so health conscious that I am spending like 20% max of my money I earn my self (And also some money given to me via mom and dad eh)
My savings:
RUclips ko 144p mein dekho
Data bahut bach jata hai
Thats really impressive,😂🙏
OK this is gold dude!
Uss data ko kha lekar jaega ...month ke last me too wese bhi khatam hona he m...kya bro
Haa data bch jayega pr aankhe khtm ho jayegi
@@ajayjakhar4394 that's because you use RUclips. I use RUclips vanced. It's quite clear to watch in 144p
For me tanmay bhat is like a mom, dad, friend, big inspiration, entertainer, rider, provider, motivation,.....like everything.
@o p haha
How is he mom
@@madhavilatha902 Bhavnaon pe jaiye🙂
Shabd to bas zariya he
@@roomfreshner. theek hai
@@madhavilatha902 😝
I told my best friend about ur idea on saving,
He will start saving so that i can ask him for big amounts
Bade harami ho beta 🤣🤣
heavy driver nikle
This Tanmay guy is a genius! ... Just because he abuses while he giving out information doesn't make him a bad person. And he is a genius not because he is educating his viewers, he is a freaking genius because he knows what to create for his viewers. The content creator in him is a mastermind and that needs to be appreciated! MAN, I never thought I would say this, BUT, I'm A FAN! CHEERS BUDDY🍻
💯 Right ...
Tip 1 : The best way to save money is to actually spend it on assets, Start an SIP worth at least 15% of your monthly take home pay with 4 mutual funds
1) equity blue-chip (exposure to big companies. Generally, NIFTY or Sensex components)
2) equity hybrid (relatively low risk exposure)
3) ELSS (saves tax)
4) debt (forms a stability base)
Even if you invest 8,000 a month that's fine because now you are spending on a good habit while simultaneously buying units of a generally appreciating asset(if well researched) and indirectly saving your current principle amount. In the long run that's what matters. Plus, mutual funds have on average a much better return compared to that of a normal savings account. At least, now you can say "Apni company hai"
I know this because this is exactly what I do with my pocket money and internship stipend. It ain't much but it's honest work.
This is just a tip, happy investing!
Bye
I save by maintaining two accounts, one for spending, and another one for saving. + I have a recurring deposit.
Could you please explain what's recurring deposit?
That's a brilliant idea to save, but RD will give you lesser returns when you minus inflation rate and taxes, it is surely the safest bet though...
@@pravinmaske807 Recurring means repeating over an interval. So recurring deposit is depositing amount in oje account from another at specific intervals (Example: every month). So Every month you can send an X amount from one account to another automatically
@@aviarora6185 Yes, but as a student, I do not think SIP or Mutual Funds will work for me right now.
@@aishikamitra I'm a student and with just pocket I'm doing mutual funds..
Need more of these entrepreneurship, business, finance talks, man
Initially I was just enjoying your art around 2014-2015, I appreciated a lot how talented and fearless you were. But then I started loving you once AIB and you together became more serious. I think what you were doing was something that nobody has done. You literally started a new phase of internet in India. As an entrepreneur I can't say I want you guys back at AIB 'cause I know the challenges given the things AIB has gone through. But I am absolutely delighted that you are doing fine. I enjoy and appreciate whatever you are doing from my heart. You are very inspiring.
Tanmay Bhat the man who thought meaning of life by over coming the depression and now he is killing on RUclips with 2 channels. More power to you 💪♥️
Kese 4hrs pehle??
@@topedits219 Premier takes up a slot in advance.
ab thodi der me udd jayega comment😭
When buying anything, ask yourself if you can afford two of them, even when buying on EMI. If the answer is yes, then you could probably afford to buy that item.
Not applicable to girlfriends.
It's just a fucking joke! I want my lawyer!
Jay z says that
If you can't buy something twice, you can't afford it. Yeah I've heard this before
Aditya Raj if you cant buy it fuckin 10 times thats just show off i think
But if you can't afford something, you should think about how can I afford that thing. It subconsciously affects our mind on working hard to achieve it.
Ek script ka 3000
Mahine mein 3-4 script
Monthly earning 30k- 35k
Good maths 😁🤣
Therefore the mom had to enter into the picture.
He legit said "kuchh" hazar.. it can be 1,2,3,10,12 whatever.
Stop being a smartass
@@siddhantsingh3411 most probably mazak krra h bro vo 😅
10,000 hoga ek script ka
he is no mathematician. he is rider and provider.
If you Spend on things you don't need, soon you'll have to sell the things you actually need - Tanmay Bhat...Jk
For savings in youths the best tricks is do not admire any celebrity and never try to just compare their life materialistically with yours. For example they have that phone , that car, that house, etc.
Always have a clear image of your needs to what you want. Also remember being miser for saving is not bad.........
Save money the way tanmay saved himself from getting into any controversy in 2019 and 2020😂😂🔥🔥
Best way to start saving tanmay forgot:
.
.
.
.
.
Start earning dude.
Jo bhi khareedna hai uske liye ek reverse emi type bana leta hoon.... Let's say I want to buy a phone.... toh 6 month pehle se mere phone k budget k hisaab se paise jama karne lagta hoon... Isse pata chal jaata hai 6 mahine mein k sahi mein phone chahiye k nahi... agar kharidna hai toh EMI k interest nahi dene padhenge mujhe
I do half of it.. like 60-80% of cost of item saved. So half reverse emi and then transaction with credit card no cost emi.. or simple credit card transaction gives me 40 days to pay
The saving hack that worked for me is to start small. Don't aim to save a large chunk initially if you have multiple expenses. Start with an INR 500 per month RD, and when you feel comfortable and find more amount at the end of 4-5 months in your account, start another RD. Also, don't fall into the trap of OTT subscriptions if you are cutting out your savings because of that.
One hack that I read might be useful to many. It's the 70-20-10 rule from a book idt now.
It says you sd keep 70% for daily expenditure and wants, 20% for any kind of loan or emi and 10% pure saving (not even meant for emergency). You can take 10% out 70% to build emergency fund (6 times ur monthly expenditure) and then you might enjoy the excess on wants.
Once you clear up all your loans, you can take that 20% and use it to save in different instruments for your different needs in future.
The 10% which you are just absolutely saving will continue to grow no matter what. In that way you will always be having something with you.
For all the teenagers out there in our Bot Army:
I am in CA Final.. I did my 3 year articleship, where we get stipend of about 2k to 3k p.m. (this is normal, as we go to learn there and not earn)
Now, all I wanna say is you might be thinking ke 2k se kya hi hota hoga, ye teen cheeze to hui mere life mei..
1. I didn't have to think about expenses at home, which were handled by my parents, but they were so kind that they wanted to take out outdoor expense too and I denied..
2. We (Articles) have to visit many client place far away and I am kind of extrovert so had multiple groups (which leads to multiple activities and ultimately lead to lots of outdoor expenses).. But I handled all my outdoor expense like Petrol , Fast food, Mobile bills, Movies stuff, Birthday Gifts for friends, etc.. Believe me if I didn't use to CALCULATE MY MONTHLY EXPENDITURE, I would be broke by 20th of every month.. So, I just used to calculate where my money went and there comes up the question of NEED and WANT, which definitely helps reducing the expenses..
3. In addition to above point (2), I did a Udaipur Trip, purchased my Clothes, purchased Cakes for remaining three members of family for all three years, purchased a religious frame costing 11k and even after that I was able to SAVE around 500 p.m. (which is not much, but turns out to be 25% of what I used to get).
Just wanted to share the power of realising the difference between NEED and WANT, which was the key to my first experience with handling my finance, although there was no need for me to save from the little stipend I used to earn!!
All the best for exams if you haven't opted out 😂
i m Ipcc student 😬
Happy CA day 🕺
@@Chai_devotee_anni I haven't opted out and thank you! I only have group 1 to be CA btw. :D
And best of luck for Inter!! And happy CA day to you too!!
@@GopuOriginals thank you.
Ayye bhai ye CA students ko Bot amry mai kisne allow kiya ??
@@Devangbroadcast hahahaahahah.. :P
Learning of 2020 : Savings and Asset allocation create wealth.
Saving Hack:- To save money you need to earn first.
That's pre-hack
amen
Dil ki baat keh di.
Charge service tax on parents😂
@@shubhamrevankar2387 *when I was a kid around 7-12 age I charged service tax on goods 😂😂😂 it's either 10 rupees or 12% of the amount (two slabs) 😎*
the amount he used to earn during his college days is way more than what many people are earning now a days in there full time jobs
Just start following a healthy lifestyle, because of which you will eventually eliminate extra spending on junk/fast foods, unnecessary partying, and most importantly you will become more aware of your self and what you need and what you don't.
When I get my salary I set aside my money like this:
[Let's assume Rs.100 is my salary lol]:
1.First and foremost: RENT! Rs.40
2.RD [2 year lock in, compunding interest is the best thing you'll ever learn]: Rs.10
3.Savings A/C [Because liquidity of funds is important]: Rs.10
3.Equities [Learn about the stock market. Lots of opportunity to make money]: Rs.10
4.Expenditure: Rs.30
I started working a year ago, and today my savings and investments are strong enough to support me even if I don't work for the next 6 months.
From a newspaper advertisement of the late 1960s, (Not my words, ignore the gender aspect of it)
The Pleasure of Walking Tall
"Your savings, believe it or not, affect the way you stand, the way you walk, the tone of your voice. In short, your physical well-being and self-confidence. A man without savings is always running. He must. He must take the first job offered, or nearly so. He sits nervously on life’s chairs because any small emergency throws him into the hands of others.
"Without savings, a man must be too grateful. Gratitude is a fine thing in its place. But a constant state of gratitude is a horrible place in which to live. A man with savings can walk tall. He may appraise opportunities in a relaxed way, have time for judicious estimates and not be rushed by economic necessity.
"A man with savings can afford to resign from his job if his principles so dictate. And for this reason he'll never need to do so. A man who can afford to quit is much more useful to his company, and therefore more readily promoted. He can afford to give his company the benefit of his most candid judgments.
"A man with savings can afford the wonderful privilege of being generous in family or neighborhood emergencies. He can take the level stare of any man... friend, stranger or enemy. That ability shapes his personality and character.
"The ability to save has nothing to do with the size of income. Many high-income people spend it all. They are on a treadmill, darting through life like minnows.
"The dean of American bankers, J.P. Morgan, once advised a young broker: 'Take waste out of your spending; you'll drive the haste out of your life.'
"Will Rogers put it this way: "I'd rather have the company of a janitor, living on what he earned last year... than an actor spending what he'll earn next year."
"If you don’t need money for college, a home or retirement, then save for self-confidence. The state of your savings does have a lot to do with how tall you walk."
Couldn't copy paste.... so I memorized it.
This brilliant. Thanks for sharing.
@@niranjanbalu6817 glad it helped :)
Amazing, brother 🔥
Touch My Heart 💓 Bother 👍
Ramit Sethi: I will teach you to be rich
Dave Ramsey: total money makeover
Great books
So on point, I did the same, worked for a year, saved as much as I can, now taking a break to get full time into my dream job.
What I did was, saved for 4 months - FD for a year, so on and so forth so by next yr when I resigned I already had a small amount in my account and then money coming in with interest every 4 months. Keep whatever required and then again FD.
Open a RD and once it mature, make FD of that and in mean time your income is increased so make another RD with higher amout and start RD again.
PS: Don't break the loop
Only Tanmay can teach anyone about any important things about life in a funny way. And that rider provider memes are killer😂
At 1:05 he went up to his balcony just to prove a point
Knowing tanmay bhat
That's commitment
Wouldn't it be better if we save 50%, spend 30% on essentials and 20% on wants,
Of course this won't work for everybody but I think it'll be best if plausible
Well TBH it won't work as take for instance the current condition only the prices are hiking day by day and in case we even make essentials 40% savings 50% and wants 10% one has to sacrificed for another that's why 50% essentials 30% wants and 20% savings.
I m not such mature as I am still 15 but because I have been living alone and am having a look at the expanses to run a house, this is the best way out, what he has said....
For all financial products out there, if you want higher returns you have to do either of two things:
1. Take more risk.
Which means to have a aggressive profile with your investments.
This must be a calculated decision based on your financial maturity and mental strength to face losses.
2. Long lock in periods.
Financial products like ULIP provide lucrative returns but the lock-in period i.e. the time for which you cannot withdraw your money is as long as 15 years.
Tanmay .
This episode shows how brilliant thinker you are.
I am following you for very long time since you were a tv writter for entertainment only but after seeing this i get to know that you are such a smart and practical person
You have stolen way more respect of me by the end of this.
Now that he have mentioned, can't get my attention off his palms :3
Has*
MOHIT PARMAR You look like a 20 y/o fellow ,but you act like a 9 y/o grammar nazi loitering on the internet
I disagree ,have is giving me anxiety too.
Thanks Tanmay!!! And these hacks in the comments seem pretty good!
I'm taking screenshots of them and then will make an album of it😇✌️
Thanks for giving all this in an entertaining way...Bless you bhaiya ..You are Rider of Attention but a true Provider 👌👌😄
for any guidance on how to manage finances "ET Wealth" is a weekly newspaper which gives good intro on the subject! instead of searching 10 different blogs on where to invest it gives easy to follow advice...
Looking better now
Happy to see you 😄
I have started SIP rather than saving and if needed you can always withdraw it. So you are doing investment and saving both at once.
Wish someone had told me about saving money 15 years ago
Its never late bro.
Its never late to start.😊
First step for me was actually figuring out how much exactly my monthly expenses are and making sure that amount is constant. Because there are some parts even in the expenditure that could be made cheaper or more comfortable. So figuring out optimal expenditure is the start.
Thank you for this series Tanmay!
Moral : Tanmay is a raider just because his savings were his provider
Lol
Rider not raider
So, since childhood I’ve never gotten any pocket money to save. :p but when I shifted to mumbai from my hometown as a freelance filmmaker after a lot of difficulties on a temporary basis. The savings have been an essential part of my life. I have shoots/gigs.
It’s been divided into 3 parts.
1) 10% saving for emergencies in my business
2) 20% savings/investments on mutual funds and stuff.
3) 30% to parents (it’s kinda a saving because they don’t spend this 30% part & invest in something like shares and stuff which I don’t get into.
4) 40% for expenses and parties and personal projects/travels.
This has been helpful from 3 years. Once I had to spend around 1L on a hard disk Which got corrupted, once an accident so stuff like these savings help a lot.
Thanks for this one Tanmay as always ✅✨💝
Apart from all the SIPs and RD, another tip I'd like to share is , keep the credit card only for swiping in public places to avoid frauds and keep that minimal. Don't live on credit.
Second thing if you can park the money into different account possibly WITHOUT debit card so that you'll avoid money withdrawal and online shopping(better if you avoid UPI as well)
“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”
TANMAY IS IN LOVE WITH "BABY I'M A RIDER,PROVIDER"
Excited for this one! Our comedian-slash-masterchef-slash-noob-slash-bot-slash-abmaintypekarkarkethakkgayi-slash-seriouslyIshouldstop-slash-bye
youthoober bhi
@@prajwalpkulkarni yes bilkul, bilkul
All Asia conqueror!
@@karishmachaudhary9953 yaar rider provider nhi h? :(
From my experience:
Saving Hack #1: Ask parents for 6 monthly stipend/pocket money instead of monthly. This was when I was in college staying in a hostel. The excess amount gave me scope to plan my expenses and therefore my investments well in advance. I used the time and opportunity to start investing in shares
Saving Hack #2: My mom used to take at home tuition. She used to give the money to me to keep inside ghar ki godrej almari ke andar vali tijori. But she didn’t know i kept only 70% of money there. 30% used to go in my piggy bank which no one at home knew. My mom being my mom, never looked at her own 70% money. But a few years later, when she had to spend that 70% money, I still had that 30% and bought a cycle for myself and a home theatre for our home.
Saving Hack #3: Since I earn now, apart from monthly SIPs and other investments, I started saving additional ₹10 for every day. Day 1 - 10 Day 2 - 20 Day 3 - 30. Till day 30 - 300. In a month, this becomes around 5000 which I choose to either splurge for that month or accumulate to buy something at end of year. Bought my iPhone this way without feeling the pinch of EMI
This is soo good. It’s refreshing to hear sensible and light talk on real time topics
once *JSFILMS* said
if you earn ₹10 then keep:
* ₹5 for your expenditure
* ₹3 for your savings
* ₹1 for donating to homeless people (not directly money but with goodies)
* ₹1 in mutual funds.
edit :) this is by me
and lastly not giving superchat/ membership to *tanmay bhat*
He doesn't give a damn about you or your money bro. Get over it go to JS films and open cycle repair shop like him
@@ubermensch- true
Don't donate him save that money lol 😂
Thank u for making such videos bro! Really looking forward to the episode where u discuss about various profiting investment options :D
Why tf are u so underrated????
He just got lost
One of the biggest wants right now is Fashion and Tech. We are addicted to it without even knowing. Hence, some of these wants starts appearing as NEEDS.
Plan a detox on spends.
I haven't spent on clothes for about 7 months now.
I can't tell you how much money suddenly "appears".
Them 500-600 impulse purchases really hurt and we don't even know.
That reduction in wants dramatically increases your opportunity to save.
And guess what?
By buying less, you are positively impacting the environment too!
Travelling was a huge hassle for me, and I realised I was wasting too much money in cabs/autos. Buses were too crowded and not too frequently available. So couple of us made it a habit to share rides to and fro from work, auto/cabs/anything. Made a huge difference in the long term.
Diwali gift:
Invest a week or 2 days earlier in Walmart before Christmas.
True Freedom: when you have multiple sources of income + main income.
To Become crazy rich: make money while you are asleep.
Two rules of SUCCESS:
No-1: never reveal everything you know.
No-2:
My savings hack: put my salary income into papa's account and my account is a joint account in which papa puts money. Hence I don't overspend from my joint account as simple as that.
SIP karo, mere 6 saal ke XP me(😅) maine ye seekha ki market me thora dhyaan dena padega, jiske hisaab se saving me profit ya loss aa sakte hai (which is greater than recurring deposit)par agar aap apne savings ko risk pe nahi daalna chahte to baki comments me methods dhoondh sakte ho. SIP recurring jaisa he hai aur jitna long term hoga utna accha hai.
1. Stop living paycheck to paycheck
2. Mutual Funds and PPF are a must
3. For low risk investments opt for Post office monthly income scheme
4. Gold is another good option, not jewelry as it includes making charges, opt for coins or paper gold they yield more benefits and are cost effective
5. Set financial goals and save accordingly
Everyone: intro
Tanmay and Modiji: mitro
tanmay can we start saving in our college days, when we're actually not earning as such?
You can start with mutual funds. I save 500 per month from my pocket money and put it in a mutual fund. But always ask someone or Google extensively before investing.
Think long in terms of decades... a MF of 500-1000 monthly SIP with even 12-15%(which is quite decent, much better options are available, I'm taking a minimum scenario)... can compound to make massive returns.
@@chaitanyatejas9357 who is giving 12-15% return?
And yes, i have two bank accounts, one goes into savings (i havent availed debit card/internet banking facility for this) which means i cant use the money easily; other is the account for my spendings (i have e-banking facility for this)
i also follow this strategy btw are you a banker?? :P
That seems little risky. Like in lockdown, you couldn't had been able to debit your own money I guess.
Use credit cards.
I know you are giving me weird look.
Listen before disliking or commenting.
Set your limit to what you can afford.
Benefits:
1. You can review your spending. Credit card statement.
2. You can cap your spending by limit.
3. Icing on cake.Get some reward points.
Be cautious about paying your bill on time. Else normally you will be charged 13-15% interest per month. Yes per month not per annum.
With great benefits, there comes great responsibilities.
Gili puppi to Tanmay bhaiiii... Feels like you are the elder brother I never got from my parents 🤗🤗 but love you for all that you do for us!
0:55 har script k 1000 aur mahine mai 3 4 script toh mahine k 30k 35k kaise hue🤔
I was about to ask that🤣🤣
He said....Har script k 'kuch hazaar'
I think vo 30 40 script kehna chah rha tha😅😂
Har script ke kuch hajar, he said...7-8k per script. Kaffi paisa dude!
Coz tanmay is rider provider 😎
I read it- Instead renting a whole apartment of 2-3 rooms rent 1 and try to rent the other room to other tenants, will help to get additional money, saving will go on side by side and also you will have someone in your lonely times. Not Dramatic, somewhat economical.
Am i the only one who loved that Rider Provider Meme? Literally no comment on that.
Just me ?!?
Spend on something which can be helpful for making more money if you buy a television it will not give you money but if you buy a laptop you can use it for money making through social media or watching searching money related topics
Best way of saving and investment simultaneously is SIP bcoz not only you get your saving amount but your amount gets double is it's kind of investment too
And don't SIP in one company but little amount in 3-4 different companies