Это видео недоступно.
Сожалеем об этом.

HOW WE RETIRED AT 39 | Financial Independence Retire Early (FIRE)

Поделиться
HTML-код
  • Опубликовано: 6 авг 2019
  • ▸▸▸www.365daystof... SPECIAL ANNOUNCEMENT: Enrollment for our 365 Days to FIRE Program is now open for the class of 2025! Spaces are limited! Learn more at: www.365daystof...
    ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: www.ourrichjou... Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)!
    ▸▸▸Enroll in our FIRE Master Class: www.ourrichjou... This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE!
    ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: www.ourrichjou... This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE!
    ▸▸▸Follow us on Instagram: / richjourney
    Our Rich Journey - HOW WE RETIRED AT 39 | Financial Independence Retire Early (FIRE): We've been on the financial independence retire early (FIRE) journey for the past eight years, but it wasn't until a little over a year ago that we started chronicling our journey on RUclips. Our channel is all about ways to make money, save money, and invest money - all on the journey towards FIRE. Now, we can officially say that we've achieved FIRE!!! We quit our jobs and are retiring to . . . you have to watch the video to find out! :) In this video, we share our early retirement story, discuss how we achieved financial independence and early retirement, discuss our financial independence number, discuss where we are going to move to retire, and discuss what our plans are for the future. Thanks for watching!
    ▸▸▸Check out some of our other videos!
    Save Money Now | 8 Creative Ways to Save for Financial Independence:
    • Save Money Now | 8 Cre...
    Our $800 Car | Choosing Financial Independence Over the Joneses:
    • Our $800 Car | Choosin...
    Music: bensound.com
    ▸▸▸PLEASE SUBSCRIBE:
    If you like our video, please make sure to "like" the video and subscribe to our channel. We post two videos a week related to our journey towards financial independence, including making money, saving money, and investing money. Make sure to check out all our videos and . . . join the journey!
    DISCLAIMER:
    We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!
    AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions.
    #FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly

Комментарии • 2,3 тыс.

  • @OurRichJourney
    @OurRichJourney  Год назад +2

    ▸▸▸ www.365daystofire.com/
    Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025
    Sign up and get:
    ◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program
    ◼ Daily F.I.R.E. Actions
    ◼ Monthly Live Q&As
    ◼ Small Accountability Groups
    ◼ Quarterly Book Club
    ◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto!
    ◼ Private Facebook group
    ◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources
    ◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni
    ◼ And more!
    To learn more and enroll NOW, go to: www.365daystofire.com/

  • @mikejwomack9597
    @mikejwomack9597 5 лет назад +1385

    It’s good to have a partner who is on the same page as you are.

  • @jackiea7965
    @jackiea7965 5 лет назад +587

    So happy to see a video like this, us in the black community need to think more about economic power and building wealth for ourselves and family

    • @OurRichJourney
      @OurRichJourney  5 лет назад +89

      LOVE your comment! It definitely begins with education - I don't understand why this stuff isn't taught in schools. It's so important!

    • @bigdisme5622
      @bigdisme5622 5 лет назад +10

      most racist statement on this channel, nice work.

    • @andreakae4211
      @andreakae4211 5 лет назад +30

      Yes It's Me hmm, I think you’re reaching

    • @markd6838
      @markd6838 5 лет назад +10

      If you changed the word black to white, people would be outraged

    • @missybe3238
      @missybe3238 5 лет назад +25

      @@bigdisme5622 No it's not. The fact is that not many of us are in the middle class. If we are truthful to ourselves we can change our circumstances!

  • @sriramcan
    @sriramcan 4 года назад +162

    the most intelligent couple i have ever seen

    • @OurRichJourney
      @OurRichJourney  4 года назад +4

      Wow! Thank you so much for the huge compliment! :)

    • @lutsanpedro9687
      @lutsanpedro9687 4 года назад +3

      im intelligent .my partner is dumb bell

    • @Darkempress45
      @Darkempress45 4 года назад

      Lut Sanpedro 😂😂😂😂

    • @summerbreeze553
      @summerbreeze553 4 года назад +1

      @@lutsanpedro9687 , you picked him/her!

  • @hermosaresa6692
    @hermosaresa6692 5 лет назад +217

    I love this! I'm 26 years old and hoping to get out if debt by 28 I've started investing slowly still learning my way around

    • @LIBqueen
      @LIBqueen 5 лет назад +7

      U go girl!

    • @TheCutecuterose
      @TheCutecuterose 5 лет назад +10

      That’s amazing me too. In this day in age it’s all about learning how to live on your own terms and being financially independent. It’s not worth it to live on your job income alone. You have to start building an asset outside of your job income. I am actually be mentored by a financially independent couple at 28 years old. If you are interested in knowing more let me know. I might be able to connect you to them.

    • @abundance6484
      @abundance6484 4 года назад +2

      @@TheCutecuterose where are they from? How much $ did their parents give them? Do they have school debt?

    • @orestispalampougioukis6043
      @orestispalampougioukis6043 4 года назад +15

      Just a small piece of advice. If you debt has interest rates higher than 4-5% don't invest yet, pay off that debt asap, and then start investing.

    • @aim-for-greatn3z947
      @aim-for-greatn3z947 4 года назад +3

      Interesting to see women trying to take control of their finances, its damn near impossible to meet people in NYC and jersey who want the same.

  • @PrimordialMSG
    @PrimordialMSG 5 лет назад +78

    They did it! I had a huge smile on my face the entire time watching this! Huge congratulations to you both, truly inspirational!!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +3

      WOW! Thank you so much! And your comment has given me a huge smile!

  • @ShaneHummus
    @ShaneHummus 5 лет назад +46

    Congratulations!
    Working my way to retire young and building my own portfolio and stream of income. Keep hustling and motivating us.

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Thank you so much! And love your FI plan of action!!! Keep rockin it! We are so glad to be on the journey with you!

  • @sheenaupmost876
    @sheenaupmost876 5 лет назад +49

    You guy's just make my heart Happy...I thought I couldn't have financial freedom..being a single parent this gives me hope.

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Aww... thank you so much....reading your comment made my heart happy to :-)

  • @MarkAnthonyJenkins
    @MarkAnthonyJenkins 3 года назад +13

    WOW, I had an epiphany watching this inspiring video because I am so happy to see a beautiful BLACK family on their FIRE journey. I am 54 and single and earn over $100K working multiple jobs and side hustles. I live on less than 25% of my income and save the remaining 75% in savings. This video has opened my mind to a couple of things such as finishing college, learning real estate investing, and investing in stocks. There is so much I want to say because I am so proud of you both so I will keep it short. I will be taking your stock course and any other courses you have. Thank you both so much for this video and for giving me a new perspective on life. I will now start planning my FIRE journey.

    • @omaralkayal7598
      @omaralkayal7598 2 года назад

      Especially with 2 perfectly beautiful girls, this is literally the dream scenario for me being financially free with 2 daughters

    • @ZenRenLife_
      @ZenRenLife_ Год назад +1

      All the best! It's been a year. Hope you're working towards your dream

    • @megankeene7908
      @megankeene7908 Год назад

      amazing on how you can live on 25% of your income. I live on 80% with 10% entertainment.

  • @O-B1
    @O-B1 5 лет назад +252

    Boom! Quality channel and very inspirational content. A lot of people are motivated by this. Thanks for sharing.

    • @OurRichJourney
      @OurRichJourney  5 лет назад +6

      Thank you so much! We are so happy to share our story if it inspires others on their journey!

    • @retraite101
      @retraite101 5 лет назад +2

      @@mmungara It depends on your annual expenses... You could have a totally different numbers than theirs... For us, it's around CAD $800k. (we have 1 kid)

    • @OurRichJourney
      @OurRichJourney  5 лет назад +2

      M - LOVE that you are a family pursuing FIRE! We actually wanted to keep our exact FIRE number private because it's so unique for each person/family. Our number is a 7-digit number. But you could have a much smaller or larger number than us. In any case, we love that you're on the journey!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Retraite 101 - Thanks for sharing! Yes - numbers totally vary depending on expenses! :)

    • @Workerbee2024
      @Workerbee2024 5 лет назад +2

      M I am going to guess it is somewhere in the 1,250,000 range based on their budget and something they said about income they were living on. I am amazed at how they saved that up. I have my fire number, but sadly half of it is tied up in my 401k so I can’t touch it until actually retirement age.

  • @smartd111
    @smartd111 5 лет назад +465

    Parent: we're retired
    Kids: yeah we won't have to clean the house because our parents won't have jobs 😅

  • @davidson157
    @davidson157 5 лет назад +20

    When I saw a black couple talking about financial freedom I had to click right away. I'm so glad I did and now you have a subscriber from Brazil. Boa sorte na nova jornada! ;)

  • @blackbeltfinance4026
    @blackbeltfinance4026 5 лет назад +115

    Congrats guys! I’ve been here since 5k subs.
    I currently pay myself first 51%
    Keep up the good work 👍

    • @OurRichJourney
      @OurRichJourney  5 лет назад +7

      BLACK BELT FINANCE feels like you were our first sub! ❤️. Love hearing from you and all your insight. Love how you know the exact percent you’re saving!!! We are the same way. Thank you for the continued support and love!

  • @mayloniegordon3017
    @mayloniegordon3017 5 лет назад +39

    I was having a not so good day and then you guys popped up. My spirit has been lifted as usual. Thank you guys ❤️❤️

    • @OurRichJourney
      @OurRichJourney  5 лет назад +2

      Thank you so much! In fact your comment just made our day even better as well. We hope your day gets even better and your spirit is lifted even higher :-) Love you!

    • @mayloniegordon3017
      @mayloniegordon3017 5 лет назад +3

      Our Rich Journey Love you guys back ❤️

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Love the love! :)

    • @bigdisme5622
      @bigdisme5622 5 лет назад

      really weird comment

  • @callmekelly9514
    @callmekelly9514 5 лет назад +13

    I'm so happy I found this channel at this stage in my life. I'm currently a senior in college and is about to embark on a new journey in my life and I hope I'll be able to have a partner that I can achieve these goals with. You guys are definitely an inspiration and in my opinion the true definition of "goals" congratulations to you both.

  • @NickPeitsch
    @NickPeitsch 5 лет назад +45

    Congrats!!
    This is a MAJOR milestone and definitely a goal for most of your viewers!

  • @LKTreePalm
    @LKTreePalm 5 лет назад +22

    Congratulations you guys! So happy for you. My wife and I just retired (age 55 using your age math) with FIRE. Portugal is also high on our list. Perhaps our paths will cross someday. Best wishes and have fun! Btw, I really enjoy your RUclips content and find it valuable and relevant.

    • @OurRichJourney
      @OurRichJourney  5 лет назад +3

      Larri - CONGRATULATIONS on your retirement!!! FYI - I love using my math! LOL! On another note - it's a small world - so perhaps we will meet up! I love when we get a chance to put faces to names! :)

  • @michaelarchbold2129
    @michaelarchbold2129 5 лет назад +250

    Did...did an 11 year old just say "I think I have a different perspective.."?

    • @OurRichJourney
      @OurRichJourney  5 лет назад +29

      Haha! Yes - she has a little bit of a different "perspective" regarding chores! LOL!

    • @jeliqenterprises4670
      @jeliqenterprises4670 5 лет назад

      LOL - I caught that too!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +20

      MuscleForMusic - LOL - She got straight A+s last year!!! :)

    • @BIGGWILL369
      @BIGGWILL369 4 года назад +6

      My 11 year old speaks that way also! If you speak to your children using "baby talk" that's all they'll learn.

    • @munhl
      @munhl 4 года назад +4

      The apples don't fall far from the tree!

  • @Lizzy823
    @Lizzy823 5 лет назад +78

    I couldn’t help but watch this video with the biggest smile on my face!!!! You’re so inspiring, I’ve loved following along your journey, looking forward to more content!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Aww thank you so much! We really appreciate the love :-) We have some fun topics to share in our next phase. Cant wait :-)

  • @NicholasWang
    @NicholasWang 4 года назад +34

    Why hasn't RUclips recommended your channel to me earlier?! I love everything you guys said in this video!! You didn't come from money, didn't have high income jobs, but you're smart and worked hard and reach FIRE! I saved a lot too but living rent free and mortgage free?! (Whaaaa?!) My investments did NOT go well LOL! Still, we are a family of 5 and we do live on a budget, we are not FIRE yet, but we have just moved to Germany. I'm gonna go through your old videos and start fixing what we got wrong! :D

    • @OurRichJourney
      @OurRichJourney  4 года назад +8

      Aww...thank you for the kinds words :-) We're so glad you eventually found us :-) Dont hesitate to ask us any questions while you're on your journey. We are here to help. And just so you know...Germany has a special place in our heart. I asked Christina to marry me there :-)

  • @bbtope
    @bbtope 4 года назад +9

    Shout out to you for taking the time to respond to many comments below, which shows how much you truly care about helping others achieve their dream as well. Enjoy your retirement!!

    • @OurRichJourney
      @OurRichJourney  4 года назад +2

      Thank you so much. The comments and questions mean a lot to us. And we are grateful that people take the time to write them so we try to respond them all eventually :-)

  • @r2007cs
    @r2007cs 5 лет назад +13

    Even though I am not the person who retired, I was so happy throughout the video. Congrats guys!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Chamara Sandaradura - Thank you so much! We keep reading these comments with huge smiles on our faces. We love that our video makes you happy - you comment certainly made us happy!!! :)

  • @VanessaBlanco
    @VanessaBlanco 5 лет назад +38

    SOO HAPPY FOR YOU BOTH!! This is so motivating 🙌🏽🙌🏽

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Vanessa Blanco - Thank you so much! We LOVE that you found the video motivating! Thanks for watching! :)

  • @kris5949
    @kris5949 4 года назад +4

    Just found your site. Love what you did. I retired at age 40 too and am now 51. I hope you enjoy this new chapter in your life.

    • @OurRichJourney
      @OurRichJourney  4 года назад +1

      Kris - A fellow FIRE-er!!! :) Congratulations on retiring early! And thanks for watching our video! :)

  • @ohlordguideme
    @ohlordguideme 5 лет назад +11

    I'm so happy for you folks, watching this with a smile drawn on my face, wish you all the best and I'm trying to learn from your experience

    • @OurRichJourney
      @OurRichJourney  5 лет назад +3

      Hani Kassim - We're reading this with a smile on our faces!!! We are receiving such an outpouring of love from this video. Thank you soooooo much!

  • @EntrepreneurInvesting
    @EntrepreneurInvesting 5 лет назад +79

    Awesome work guys. Most people can't do it before 50!

  • @damianwong7503
    @damianwong7503 5 лет назад +40

    Congratulations on reaching FIRE! The discipline and hard work required to reach FIRE at 40 must be immense.
    I'm 32 and into my second year of building towards FIRE with my Wife. Join you guys soon. :D

    • @OurRichJourney
      @OurRichJourney  5 лет назад +3

      Thank you! And congrats on only being 32 and well on your way! You guys will hit FIRE in no time. Please don't hesitate to ask us questions. We love to share :-)

  • @Ruin0rRapture
    @Ruin0rRapture 4 года назад +61

    Im nearly 30 and I want to retire in 3-4 years. Granted my version of "retirement" is to retire from being a wage slave. I have lots of business ideas that I want to explore and I love the idea of making my own success. Im a bit of a minimalist and dont want a big house and lots of stuff. I just want more freedom to follow my passions.

    • @OurRichJourney
      @OurRichJourney  4 года назад +6

      Freedom to follow your passions - that is totally what it is all about! :) Thanks for watching!!!

  • @ahutton49
    @ahutton49 5 лет назад +4

    CONGRATULATIONS!!!!! I cant wait to share you all with my son and daughter in law. Looking forward to watching the journey. Peace and Blessing to you all.

  • @nitradee317
    @nitradee317 5 лет назад +5

    Congratulations you guys. I love the fact that you have children and still reached FIRE. A common theme in the FIRE community is people always saying it’s impossible if you have children. Kudos!

    • @swissladydriver8980
      @swissladydriver8980 5 лет назад +1

      A lot of people just can't think outside the box. Notice that most FIRE bloggers/RUclipsrs have at least one child.

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Anitra Sanders - Thank you so much! Totally agree - most people think it can't be done with children!!! Thanks for watching!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Swiss Lady Driver - the key is definitely thinking outside the box, which is really what FIRE is about! :)

  • @juliek8249
    @juliek8249 5 лет назад +25

    Congratulations! Awesome job, you guys! My husband and I are in our early fifties. We plan to retire in two years. I only wish we had discovered FIRE earlier. Better late than never! Wishing you all the best on your next adventure!

    • @inerit5175
      @inerit5175 5 лет назад +1

      same here! I'm doing it on my own! But I am so pumped up!

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Julie K - Congratulations on your upcoming retirement! Two years will fly by - especially with the goal in mind and knowing when you want to do it. LOVE your perspective - no looking back - Better late than never!!!

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      inerit - We're so pumped for you!!! Once you get hit by the FIRE bug, the journey is so much fun - especially when thinking about the end goal!!!

  • @qjay912
    @qjay912 4 года назад +3

    Man, you guys are awesome! I am so glad that one of my mentors sent an online video to me about one of your stocks to potentially invest in. Since then, this has been nothing short of amazing. Thank you for all you do and all you share!

  • @AndreasJonathan-eg1wt
    @AndreasJonathan-eg1wt 4 года назад +8

    My name andreas from indonesia. Im a doctor but i really want to retire early. Your video makes me motivate more and im ready to retire 10 years from now, my age will be 40

    • @OurRichJourney
      @OurRichJourney  4 года назад +1

      Andreas - Wow! All the way from Indonesia - Thanks for watching! :) I love that you're motivated and motivated to achieve FIRE in ten years!!! :)

  • @BrendanEvan
    @BrendanEvan 5 лет назад +40

    Awesome job!!!! So exciting to see "normal" people become financially independent!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +3

      Abacus Fitness and Money - Thank you for the kind words! We love that we finally got to share that we were federal workers and that we didn't come from wealth. We wanted people to know how achievable FIRE is!

  • @LifeofaNavyWife
    @LifeofaNavyWife 5 лет назад +23

    Omg omg omg congratulations!!!!! Super proud of you guys!!!!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +2

      Thank you so much! We really appreciate the love :-)

  • @mickeydi
    @mickeydi 5 лет назад +9

    Congrats to Reaching the FIRE! God bless you & your kids🙏🥂

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Thank you so much! And blessing to you as well :-)

  • @billwilliamsii2659
    @billwilliamsii2659 5 лет назад +27

    I can retire right now at age 34. I'll stop working. Just won't have any money to back me up

    • @OurRichJourney
      @OurRichJourney  5 лет назад +7

      Haha! You might want to have some money to back you up first! ;) Hehe! But, 34 is a great stage to begin FIRE!

  • @MakeItSo_ST
    @MakeItSo_ST 5 лет назад +36

    WELCOME TO THE CLUB!!!!!!!! 🎊🎉🎊🎉 I am SO happy for you guys!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      YES! Thank you so much!!!!

    • @MakeItSo_ST
      @MakeItSo_ST 5 лет назад +1

      Our Rich Journey I was so excited watching your video you would have thought it was MY money! 🤣

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Haha! LOVE your excitement!!!

  • @JonatanCastro-secondary
    @JonatanCastro-secondary 5 лет назад +5

    Congratulations, you planned it, you worked for it and you got it. You guys totally deserve it

  • @Liv8449
    @Liv8449 4 года назад +2

    I had to come back to this video to get inspired again, you guys are actually goals! Looking forward to meeting someone who share my same passion for FIRE & retire at 40 or earlier.😊 Currently 25yrs old, congrats to you both! 🎉

  • @marcus2491
    @marcus2491 4 года назад +3

    It's hard to do this if a couple is not like minded! You two are blessed!

  • @joeywilson
    @joeywilson 5 лет назад +90

    Outstanding you guys. Now I think it would be great for you to create a video detailing how you plan to draw your 4%. I'm sure you will do it with great efficiency

    • @hot4fi
      @hot4fi 5 лет назад +2

      Joey Wilson I would love this video, too!!!

    • @kristinrodriguezrealtordmv3434
      @kristinrodriguezrealtordmv3434 5 лет назад +2

      Yes that would be awesome

    • @Elaba_
      @Elaba_ 5 лет назад +2

      I would sell the weakest stocks in my portfolio.

    • @OurRichJourney
      @OurRichJourney  5 лет назад +10

      Joey Wilson - Yes! That's a great video topic and would be great to share! We'll definitely do it. Stay tuned!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Svetlana D - YES! Were going to do it! :)

  • @patricialourenco6489
    @patricialourenco6489 5 лет назад +19

    I live in LIsbon, and i can only say: WELCOME :)

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Thank you so much! Can't wait to get there!!!

  • @maamai7404
    @maamai7404 5 лет назад +7

    Wow! This is amazing. I'm 20 and I'm trying to be independent as well as learn about saving some real money. So proud that I came across this video. New subscriber!❤❤❤❤

    • @OurRichJourney
      @OurRichJourney  4 года назад +1

      Aw, thank you so much for your sweet comment! And thank you for subscribing!!! :)

  • @RichardFain
    @RichardFain 4 года назад +30

    Thank you inspiring others

  • @jennifermorais9815
    @jennifermorais9815 5 лет назад +4

    Congratulations!!!! So happy for all of you. My husband is half Portuguese but we've never been to Portugal. Your videos have been inspirational to me. I wish you all the best. Obrigado!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Jennifer - thank you so much! LOVE that you are enjoying our videos! In less than ten days we will be in Portugal AND making videos in Portugal. Maybe you will end up visiting! :)

    • @jennifermorais9815
      @jennifermorais9815 5 лет назад +1

      @@OurRichJourney that would be amazing to someday visit. Excited to follow along your FIRE life in Portugal.

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Thanks Jennifer!!!

  • @mehdii7497
    @mehdii7497 5 лет назад +15

    Congrats my friends!! Really happy to hear you've reached your goal. Hope all is well plan to make many more Vids in the future

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Thank you so much! And we'll keep the content coming...after all we have 40 hours back!

    • @me-lg1yw
      @me-lg1yw 5 лет назад +1

      @@OurRichJourney How many of those hours will be spent enjoying pastel de nata?

    • @OurRichJourney
      @OurRichJourney  5 лет назад +2

      m e - Oh dear - probably waaaayyyy too many hours eanjoying pastel de natas! LOL!

  • @palmtreecruises
    @palmtreecruises 5 лет назад +5

    Ahh!! A lifelong dream finallycoming true! I'm 22 and just starting out documenting my journey so this is super inspiring!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +2

      OMG! I LOVE that you are 22 and started your FIRE journey! You will have a lifetime of early retirement ahead of you!!!

  • @dmontaigne5643
    @dmontaigne5643 3 года назад +4

    God bless you both. I’ll be there with you both in 5 years!
    The rat race here in the Bay Area hasn’t changed! I’m over it.

  • @strongblackliquor
    @strongblackliquor 5 лет назад +5

    Saw your post on Facebook and immediately came to RUclips to subscribe. Congratulations!!! Awesome job guys!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      strongblackliquor - What???!!! Thank you so much!!!! We love getting new subscribers - so exciting!!! :)

  • @wyecroft1
    @wyecroft1 5 лет назад +4

    Congratulations guys! I new you were close but didn’t realize it was THAT close! Keep on being awesome!

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Keith Makse - Haha! Yes! We couldn't wait to share the news!

  • @donnaclark5500
    @donnaclark5500 4 года назад +2

    oh my gosh - your kids are so cute. They had me in stitches when they start talking about having to clean and do chores! Love the innocence of children. Good luck on your new stage of life. Looking forward to following your journey.

    • @OurRichJourney
      @OurRichJourney  4 года назад

      Thank you so much! The girls are so funny :-)

  • @bernie4952
    @bernie4952 5 лет назад +9

    Congrats on early retirement!! You guys are such an inspiration. Beautiful family and great example to your girls. Thank you.

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Thank you so much! Your comment about our girls made us smile so hard. We LOVE that we shared them in this video with us and we love the response we've gotten about them!

  • @talyaisrael187
    @talyaisrael187 5 лет назад +11

    Congratulations guys. Amazing teamwork!!!

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Thank you so much! And YES. It took a whole team...even our little ladies play big role in our journey :-)

  • @khalidaldrouby719
    @khalidaldrouby719 5 лет назад +7

    this made me super jealous and excited and happy for you at the same time all at once !!!!! thanks for sharing and CONGRATULATIONS !

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      LOL! Love all the emotions :-) Thank you so much!

  • @jeremycash32
    @jeremycash32 5 лет назад +9

    Great Video Im Retired At 29 Multiple Streams of Income Is very Key also get your credit right the banks will give you all the money you need to flip it and create cashflow

    • @rades920
      @rades920 5 лет назад +1

      Jeremy Cash Young Ceo any tips for starting real estate at 20?

    • @rades920
      @rades920 5 лет назад

      Jeremy Cash Young Ceo or tips in general

    • @jeremycash32
      @jeremycash32 5 лет назад

      @@rades920 yea start with wholesaling you dont need any money to start

    • @rades920
      @rades920 5 лет назад

      Jeremy Cash Young Ceo will do!

  • @AutismMomandTravel
    @AutismMomandTravel 5 лет назад +7

    My favorite financial couple ❤️ I’ve learned a lot from you guys and I’m wishing you the best 👋🏾

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      AutismMom - Such a sweet comment! You are too kind! Wishing you the BEST right back!!! :)

    • @AutismMomandTravel
      @AutismMomandTravel 5 лет назад

      Our Rich Journey p.s I didn’t know that my husband watched you guys so when he sent me this video I was shocked 😳 he said this is where the fire 🔥 under me started to be financially independent 😂 I said yes they’re my RUclips mentors 😆 All the best in Lisbon ❤️❤️

  • @OurRichJourney
    @OurRichJourney  3 года назад +9

    📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire
    🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass
    ✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal

  • @gabriellarosa5015
    @gabriellarosa5015 5 лет назад +1

    I love Portugal! It is a beautiful country , people are nice and the food is AMAZING!!
    Let's all be part of the Fire movement!
    Boa sorte!

  • @tracywalker244
    @tracywalker244 4 года назад +4

    New subbie here! So glad I found your channel you have ticked off several off boxes for me , investing, retirement and relocating to another country. Have a lot of catching up to do with your videos so I can start working on my plan. Congratulations on your early retirement and may God continue to bless you and your family!

    • @OurRichJourney
      @OurRichJourney  4 года назад

      Wow! So happy that you found our channel Tracy! :) We've got lots of videos on making money, saving money, investing money, and life abroad! :) Plus - more to come! Thanks so much for subscribing!!!

  • @derSchachstratege
    @derSchachstratege 5 лет назад +17

    High Five from Germany ! U did it as we can do, too ! Cya in Europe

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Jürgen, der Schachstratege - Wow - from Germany!!!! Germany holds a special place for us. Amon proposed to me in Germany!!! :)

    • @derSchachstratege
      @derSchachstratege 5 лет назад +1

      @@OurRichJourney lovely memory

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      YES! Heidelberg, Germany!!!

    • @bigdisme5622
      @bigdisme5622 5 лет назад

      never

  • @PenniesNotPerfection
    @PenniesNotPerfection 5 лет назад +35

    Yasssss! Goals for us all! Congrats on all your success and sharing it with us. Well deserved.

  • @germelljohnson
    @germelljohnson 5 лет назад +6

    Congrats... Lisbon is great. If you don't already know, Ryan Air is a great cheap way to travel. That's how we traveled from Germany to Portugal for our vacation

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Germell - Yes - We LOVE Ryan Air! We went to Spain and Portugal last year and zipped between the two on RyanAir. The year before, we went to Spain, Portugal, France, and Italy using Ryan Air! It's incredibly cheap!

    • @ellen5276
      @ellen5276 4 года назад

      They are cheap because they financially abuse their employees. Many many lawsuits against them..

  • @Taj-Mahal
    @Taj-Mahal 5 лет назад +88

    I just spoke with a govt employee and he said they make "average" salaries of around 100k!! I was like, that's average?!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +33

      Taj Mahal - LOL! We definitely wouldn't say 100K is average. The salary of a gov't employee depends on the employee's grade and where they work.

    • @sp123
      @sp123 5 лет назад +25

      Taj Mahal it also depends on the area cost of living. 100k in the Bay Area is like 50k in Atlanta

    • @brothertn708
      @brothertn708 5 лет назад +9

      With pension, healthcare, 100k sounds correct.

    • @OurRichJourney
      @OurRichJourney  5 лет назад +7

      sp123 - You're exactly right! The federal government lists salaries online per pay grade and they list it by location - Bay Area definitely pays more than Atlanta! :)

    • @OurRichJourney
      @OurRichJourney  5 лет назад +4

      BROTHER TN - You're right - it's all relative. 100K would be correct in certain areas and totally off in others! :)

  • @cryptosi3578
    @cryptosi3578 5 лет назад +5

    Congratulations! I'm so proud of you guys! I'm looking forward to seeing your new journey!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Crypto Si - Thank you so much! We'll get to keep making videos on saving, making, and investing money - but we'll get to do it from Portugal - Can't wait!!! :)

  • @ljordao8
    @ljordao8 5 лет назад +45

    Parabéns!!! We've been following your journey for a while and would love to meet you in Lisbon. We'll help with your portuguese :))

    • @OurRichJourney
      @OurRichJourney  5 лет назад +6

      DEAL! We'd love to meet up! Send us a message on Instagram or through our website and we can talk. Thanks for the offer :-)

    • @okorolina
      @okorolina 5 лет назад +2

      So friggin awesome 👏 wow so kind! Making me want to visit!

    • @lumayumi21
      @lumayumi21 5 лет назад +2

      ​@@OurRichJourney Nice Luís!!! Português is not difficult, but is harder than Spanish. The good part is, once you learn Portuguese, it is a piece of cake to communicate in Spanish.

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      ThatNATLife - Yes! Portugal is an amazing country - so beautiful. We'll be there in . . . less than 10 days!!!! :)

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Luciana Pereira - Thanks for the perspective. The girls have been studying Portuguese and I learned Spanish when we lived in Spanish. I'm finding that I can hear a lot of words in Portuguese and know what they mean simply because I learned Spanish. However, right now, my Portuguese is very minimal and I'm hoping my knowledge of Spanish won't trip me up! LOL!

  • @draguigirl8388
    @draguigirl8388 5 лет назад +6

    Congratulations 🎉🎉🎉🎉!!! I'm so happy for you! Enjoy your new life and travels in Europe. Of course I recommend where I live, Provence France 🇲🇫 😄 All the best!

  • @amberlyb9434
    @amberlyb9434 2 года назад

    I’m 31 and my husband is 28. We have two little ones right now. Watching your video is very encouraging. We want to do this.

  • @makemoneyandothervideos1131
    @makemoneyandothervideos1131 5 лет назад +10

    Good for you both! You deserve it! Also thank you for all of the tips on how we can all achieve early retirement too. Looking forward to more videos.

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Thank you so much - can't wait to share more videos! Please make sure you subscribe!!! :)

  • @CamishaLove
    @CamishaLove 5 лет назад +10

    🙌🏾🙌🏾🙌🏾Congrats! You both are so inspiring! I swear, I'm going to retire early too!

    • @OurRichJourney
      @OurRichJourney  5 лет назад +2

      YES! You are going to do it, too! Love the FIRE movement!!!!

  • @minoltaaraya
    @minoltaaraya 2 года назад +1

    I loved watching this old video seeing how far you’ve come on your journey! Such an inspiration. I am educated but an artist and I come from a family that simply will not discuss money. I am learning so much from you both, thank you so much.

  • @juliovillacis4786
    @juliovillacis4786 5 лет назад +1

    Amazing and inspirational!! My wife and I have just got out of debt!! And working in building a passive Income and increasing our portfolio!!! We are starting late but hopefully retire before 67. Keep going STRONG!!

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Julio - CONGRATULATIONS on getting out of debt! That is a HUGE accomplishment! You're doing all the right steps - getting out of debt, building passive income, increasing your portfolio! You've got a goal and you'll achieve it!

  • @TJaeSpeaks
    @TJaeSpeaks 5 лет назад +3

    I am ecstatic RUclips put you guys in my recommended slot.
    I am very passionate about this subject and your daughters answers sealed my subscription lol.
    Great job on retiring early and good luck in Lisbon:)

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      @TJae Speaks - WE are so excited that YT recommended our video to you!!! I LOVE that we get to capture our daughters' answers for years to come to look back on. So happy that their answered prompted you to subscribe!!! :)

  • @ande1156
    @ande1156 5 лет назад +8

    Congratulations! This is my goal as well. To have the time and energy, to follow my passion and not worry about money :)

  • @brians2733
    @brians2733 5 лет назад +1

    Melea: 'We won't have to clean.' This is exactly the type of rationale I had at that age. So happy for your family (saw your post on the ChooseFI Facebook group first). Have not been to Portugal but have heard it's a great geoarbitrage place for FIRE. I'm so close to FIRE but as a single/no kids I'm over saving for future possibilities. Wish I had your home remodeling skills (I'm a wizard at plumbing and electrical, but finishing/design are my weakness). Keep up the great content!

  • @astheworldturns2689
    @astheworldturns2689 2 года назад +1

    Hey congrats guys. Im planning to join da journey in about 4 years . 48 and on F.I.R.E

  • @jacobboston1804
    @jacobboston1804 5 лет назад +10

    I’m glad I was recommended this video. Grounded and straightforward. #FACTS

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Thank you Jacob! The RUclips algorithm is working its magic! LOL! Please make sure to subscribe! :)

    • @PatrickKalinowski
      @PatrickKalinowski 5 лет назад

      Same here ... I subscribed after watching this one. I will be checking the other video's the rich family has produced. ;)

  • @sunshiner9204
    @sunshiner9204 5 лет назад +11

    Lisbon is exactly the place I would like to retire. Love that place. And yes the language is hard to learn. I will follow your adventure for sure. 😀

    • @JustLIkerapunzel
      @JustLIkerapunzel 5 лет назад +1

      nancy rodrigue If portugal is hard to learn I don’t know what I am doing learning mandrin 🤣
      I think my next language will be a latin one to take it easy hahaha

    • @sunshiner9204
      @sunshiner9204 5 лет назад +1

      @@JustLIkerapunzel I did say Portuguese wasn't easy to practice but I have to admit any Asian language has to be the hardest. You are very courageous! Hehe 😁

  • @enzomthethwa5861
    @enzomthethwa5861 2 года назад +1

    Wow! Your kids do very well in front of the camera! They have a great grasp on communication and emotional intelligence!

    • @OurRichJourney
      @OurRichJourney  2 года назад +1

      That is so nice of you to say! Thanks Russell! P.S: They actually have their own channel now! You can check them out here: ruclips.net/channel/UCgjz9J571V634adHtbyb8JA. Please subscribe!!!

  • @nyrsheaw.arcticcircleart4026
    @nyrsheaw.arcticcircleart4026 Год назад

    I came across your video because I am investigating places to retire. The website was using your video. I liked your energy and I know nothing about finances so I subscribed. It may be too late for me as I am 57 and the economy is trash, but I hope to be able to pass this knowledge on to my grown kids. Most YT channels I come across give me the milking subscribers for money vibe. I did not get that from you guys so thank you for that. Wishing you nothing but peace and happiness in you future journeys.

  • @melissajordan7186
    @melissajordan7186 5 лет назад +4

    Amazing!
    I almost cried watching this video.
    I usually don't feel this happy for other people.
    Time for an autograph!

    • @edunlap6594
      @edunlap6594 5 лет назад

      A world tour!

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Melissa Jordan - You are so incredibly sweet! Your comment made me emotional!!!

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      E Dunlap - We LOVE to travel!!! Hehe!

  • @pkinfante6737
    @pkinfante6737 5 лет назад +7

    Literally goals 🔥🔥🔥🚀

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      infantep Passive Income - Well, you are just way too kind! :) Thanks so much for watching!

  • @lenabritopires6074
    @lenabritopires6074 4 года назад +1

    Im so happy for you guys 🤗I also love Portugal.
    I leave in the netherlansnds but original from the cape verdian eilands so we have lots of family in portugal and we also speak the language.

  • @twizss2893
    @twizss2893 5 лет назад +1

    Let me tell you... I dnt kno you all from a can of Paint! But seeing something like this has I mean has brightened my entire day. You have a new subscriber!!! ABSOLUTELY! I'm so proud of yall! Have fun. I'm following these blueprints! Ttly!!

    • @OurRichJourney
      @OurRichJourney  4 года назад

      Aw, thank you so much for your sweet comment! And thank you for subscribing!!! :)

  • @Stateofmind00
    @Stateofmind00 5 лет назад +41

    Im 35 and currently have 30k saved and am planning to retire at 40

    • @JustLIkerapunzel
      @JustLIkerapunzel 5 лет назад +8

      Chino's Corner I‘m 27, spent the 14k savings I had into going to a circus school in Beijing for 8 months and plan to retire late because I plan to actually work as something I am passioned about ☺️
      Willing to keep soending my safings on further training and further langauge classes on my journey to become a polyglot as knowledgebis power

    • @hideyable
      @hideyable 5 лет назад +7

      That's quite ambitious. I'm 31 & have $180,000 saved but I don't foresee that as being enough to retire in my 40s. If it's your ultimate goal though, I'm sure you'll make it work.

    • @shittymcrvids3119
      @shittymcrvids3119 4 года назад

      I'm 18, also have 30k saved but I don't see myself retiring until I have at least like 800.000, which probably won't happen until my early late 30s/early 40s...

    • @SummerBreeze380
      @SummerBreeze380 3 года назад

      How!?!

    • @Stateofmind00
      @Stateofmind00 3 года назад +1

      SummerBreeze380 I’ll move to South America

  • @alecias597
    @alecias597 5 лет назад +8

    Wow....this is so awesome. Glad I found you! Congratulations

  • @jasonpetty944
    @jasonpetty944 Год назад +1

    I love your family and you guys really seem like a fun group. Thanks for sharing your experience with us!

  • @MarceloGil
    @MarceloGil 5 лет назад

    Hi guys. I’m from Portugal and lived in Lisbon for 10 years. I hope you love it as much as I did.

  • @MarieCollectibles
    @MarieCollectibles 5 лет назад +11

    Congratulations! Such a great role model for my husband and me

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Thank you! And don't hesitate to ask us any questions. We are here to help, encourage and inspire...just as others did for us :-)

  • @dariapio1502
    @dariapio1502 5 лет назад +18

    Haven't even watched the video but I am so happy and excited for you guys! Congratulations 😁😆

    • @TheDreamGreenShow
      @TheDreamGreenShow 5 лет назад +1

      life goals!!!

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Daria Pio - Hehe! Now you have to watch the video! LOL! Thank you so much for the positivity! We love sharing our journey!

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Zeek Crypto Miner - WAY to kind!!! Thanks for watching!

  • @sosaverde4014
    @sosaverde4014 4 года назад +1

    I came back to watch this again for inspiration. You guys are like my financial mentors and have inspired me to acheive FIRE! My situation is a little different because my husband loves his job and doesn't really want to retire early...but I admire your relationship and example you're setting for your kids!

  • @winterseyes
    @winterseyes 5 лет назад +1

    I can't begin to tell you how happy I am for your family!!! I am so blessed to have found this channel. I can't wait to see your next phase!

  • @Andolem
    @Andolem 5 лет назад +5

    You guys are inspiring us tremulously, I am happy for you two, and congrats.

  • @WealthyTiffany
    @WealthyTiffany 5 лет назад +5

    Congrats you guys!! Such great advice! I’m at ‘lean’ financial freedom right now, getting close to full FIRE 🔥

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Thank you! And congrats on being Lean FF! You'll be full FIRE in no time thanks to the power of compound interest!

  • @samanthasanchez139
    @samanthasanchez139 5 лет назад +2

    OMGGG !!!!!!!!! IM SO HAPPY FOR YOU GUYS !!!!!! I CANT STOP SMILING !!!! I'm so glad I've been watching you guys for a while now you guys are an inspiration !

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      OMG!!! Thank you so much for the positive vibes, energy and LOVE! We really appreciate the encouragement. You inspire us :-)

  • @Ambrosha385
    @Ambrosha385 5 лет назад +2

    CONGRATULATIONS!! We love you and thank you so much for everything!! You are amazing and we all see how much you respond to comments, questions, etc.

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Aww...Thank you so much for the love :-) Responding to everyone's comments is the best part of our channel. We love the engagement. Thanks again!

  • @moneytherapy333
    @moneytherapy333 5 лет назад +10

    I am portuguese, living in Portugal! I like you guys, do ring me for a coffee. Good luck on learning Portuguese!

    • @moneytherapy333
      @moneytherapy333 5 лет назад +1

      @@JM-uy3xq podes crer! Agora que conheci esta estratégia para a vida, estou altamente empenhada! Temos que combinar um encontro com os rich journey e conseguir umas sessões de coaching!

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Nádia Ferreira - Coffee sounds good! What part of Portugal are you in?

    • @OurRichJourney
      @OurRichJourney  5 лет назад +1

      Joao Monteiro - I think the FIRE movement is still pretty rare in the U.S., too. But more and more people are finding out about it! :) Also, it's my hope that very soon I will be able to respond to you completely in Portuguese! :)

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Perhaps a FIRE meet up? :)

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Joao Monteiro - Yes! Learning from others' mistakes and achievements! Thanks for following us on our journey! :)

  • @BoldBudgeting
    @BoldBudgeting 5 лет назад +5

    This is AMAZING. You are both such an inspiration! Congratulations!

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Bold Budgeting - LOVE that you are feeling inspired!!! We are feeling so inspired by all the comments and well-wishes we've been receiving! Thank you so much for watching!

  • @mphomolapo1562
    @mphomolapo1562 5 лет назад +1

    *Congradulations!* 🎉 We're aiming to retire at about 50-54 because we want 4 or 5+ kids. But this is really inspiring! *Thanks, much love* 💕

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      Thank you for sharing! LOVE your goal! FIRE is definitely achievable with kids!

  • @ten6222
    @ten6222 5 лет назад +3

    This was a random video gold! Am proud of you and ur family

    • @OurRichJourney
      @OurRichJourney  5 лет назад

      So glad you found our random little video!!! :) Thanks for watching!