It's not how much you make, but how you manage it. I realized that even high earners can retire broke, while modest income earners can build wealth. Living below your means, adopting a frugal lifestyle, and consistently investing are the foundations of financial freedom. After 10 years of disciplined saving and investing, I celebrated hitting $2 million last year. Now, I'm cheering on everyone striving for financial independence. Remember, financial freedom requires ongoing effort, but the peace of mind is priceless.
Wow, congrats on reaching such an impressive feat! Should I prioritize saving or allocating a significant portion of my salary to stocks for long-term growth?
To prioritize, consider allocating 60-80% of your investment funds to stocks for long-term growth and 20-40% to savings for emergency funds and short-term goals.
I'm a new listener. What I love is that you don't waste my time with an unnecessary intro. You just jump right in with the important information... thanks so much.
I bought a 2000 Toyota Corolla in 2014 for $2k and THANK GOD I did cuz I have no idea how I'd stay afloat if I had a $700 car payment on top of everything else I have to pay for. She's still running great. Only maybe one or two large repairs needed in the 10 years I've had her. She's got other little things going on that don't effect how the car runs, but Out of the 2 cars I've had in my life she's by far the best. Take care of an older, well made car and it'll be in your life for a very very long time.
Her Financial Freedom starter kit is one of the most high resource financial strategy guide I’ve ever read in my life. Reading the concepts in here, motivated me to start my first emergency fund, high savings account and now onto the next step. This is legit!!!!
Good to see you again, Rose! I watched so many videos of yours back in 2020 as I was first starting to earn real money, and am so grateful! Just wanted to give an extra thanks for the tone, positivity, and reality of this video. Freedom over depravation. And being serious about money also doesn't mean we all have to work against some imaginary clock to be multimillionaires by 35. Financial freedom should supoort our life and goals, not control it ❤
Just paid off all debt including our home 🎉. Now to work on a fully funded emergency fund. We are already contributing 15 percent to our 501k and have an HSA.
A wise individual understands that accumulating wealth necessitates prudent investments and informed guidance in the financial market, particularly during a stock market crash. While the stock market presents opportunities for maximizing profits, successfully navigating it requires skill and expertise.
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.
I agree, having the right plan is priceless. My portfolio is well-suited for any market and recently doubled since early last year. My CFP and I are aiming for a seven-figure goal, which might take another year to achieve.
Great gains! Can you share your CFP details? I'm gaining more cash flow from my job and want to invest in stocks and alternative assets to build wealth.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
The avg. American is having a tough time, I know I am not alone. There are others in same position as me. By certain statistics: 22% of americans have no retirement savings. 64% are worried that they will not have money in latter years while 47% of adults who are not yet retired think they have to work part-time in retirement. How can I best grow the 100k I have saved seperately outside retirement access which of course had depleted over the years?
It's recommended to save at least 20% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 20% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Marisa has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
I’ve been saving for a long time instead of investing, and right now I only have about $473k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I’m just here for ideas
The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.
Hi! Here for 2 reasons - 1, your content is helping me completely change my life and I'm so grateful for this channel ❤️ 2 - the link is broken beyond the sign up page for the guide. Can't wait to read it!
Just found your channel today and I am on my third video ❤ download the free starter kit and will be doing some homework during my lunch break. Really excited to learn more
Thank you for another learning video! I'm retired 59 1/2 As of July. I have a financial planner Did everything. Rolled everything over. But now I want to learn more on the side to put away money for try my own investing strategies! Who knows maybe I can get out of the financial planner later to get my own network Going! Any keys here?
I like your videos and you’ve helped me in many ways, but passing these steps doesn’t make you financially free. Just financially secure. You can pass these steps and still be forever depended on your 9-5
Do you think it's a good time to consider selling some stocks, or is it better to hold onto them for the long term? I’m considering rebalancing my $2M portfolios, So I'm curious about the best strategies to invest this year.
In a past video, you mentioned finviz as a screener you like. I would be interested in your strategy and parameters and how you use it to screen stocks, a tutorial would be fantastic, please consider it as a future lesson. I know it is a big ask. Thanks Bill
Appreciate the detailed breakdown! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
I think I'm over all this save for retirement, max everything out so when you're super old and can't move you can finally enjoy your hard earned money. Don't buy anything nice because you have to save for retirement. Personally I believe in finding that sweet spot of saving while still enjoying the journey towards retirement. I'm also so tired of this cars are liability argument. A car that you have to keep fixing that's a liability. If I paid 40k for a car, drove it 5 years, then it's money well spent, anything left of value in a trade is BONUS in my eyes. I feel the same way with I trade in my phones, video games, whatever! Super controversial opinion, but interest isn't evil. It's the cost to borrow money. Spending extra so you don't have to wait YEARS to save for a car is worth in my eyes if you can afford. Yeah I paid 4k extra on my car but also got 2 years sooner. Money well spent. Enjoy your lives responsibility people!
I’d like to know more about how to use the pay checks better, I’m in a health union job, so the raises and options are set by the union agreement, even if I worked my ass to the bone in my position, the wage wouldn’t change, I’d need to change jobs to increase, but I love my job and would hate to leave the people side of my job and go into admin/paperwork job just for a few more dollars…how can those of us who have a great job, union type set in stone income, how do we get ahead over time? ❤
Same in the US government. So I feel you! I have been working through the decision of potentially more earnings opportunities in the private sector vs the security and mission value of govt ... A hard choice to make!
Min 6:14 I would even go further and say you are not only loosing the 14000 dollar of insterest you pay extra you also loose the money that you could have get extra if instead you would have invested that money. Thinking at a 4 percent rage you are loosing all about 560 per year.
I mean, hysa are only insured to $250k, so I wouldn’t keep more than that in there anyways. But damn, $470k is nice! That’s what I call Fu money haha. What do you do for work?
@@Peteliao I see. You’re golden then. Props man, that’s a nice amount to have stashed away. I have my CDL a, but have been off road for a bit. Planning on getting a job in a few weeks, so I can start stacking cash. I’m going to keep building my Hsa, brokerage, and Roth 🤙🏼
There's no way I'm going to provide value, learn new skills to provide more of my time and effort to a company that really do not care about me. I'd rather learn new skills, invest my time and effort for me,,, not some company.
you can tell when someones rich, because they say things like you can buy a gently used car for like 20k cash or 10k cash, like most people just have 10-20k laying around lmao or yeah max out all your retirement accounts it's 30k like that's not most peoples entire yearly salary lmao
I struggle (mostly with my mindset) to put in place the right cash cow to learn the skill to earn more and generate the surplus. I struggle with it because I have a full time job that pays the bills but not much more and I am building myself up as an artist, painter, on the side, which is my long term dream and my main motivation to get financially free is to get back the time I need for art, fully. Any suggestions on a strategy for my cash cow?
Investing in stocks could seem easy, but choosing the right stock without a tested plan might be difficult. For the longest time, I've been attempting to grow my $210,000 portfolio, but the largest obstacle is the absence of a well-defined entrance and exit strategy. On this subject, any input would be really appreciated.
Dealing across multiple asset classes can reduce risk more effectively than putting all of your money into one. If you don't understand finances properly, see a financial consultant.
I’d rename the f you step, you still have to work at this point. You can’t rage quick or it could affect getting hired at the next job. Fu money is where your investments pay yearly dividends that pay for all your needed expenses yearly, thus you don’t ever have to work and you can rage quit.
2 months looking for a job ...lol good luck finding a job in this high inflation recession and many companies layoffs everyday. 100 or more people applying same job position. Slow hiring, businesses closings. Many people still looking for a job for over a year.
You know sometimes I look at these videos with my kids because I want them to learn from you. But then you drop a "F U money" for what reason....shock value? Believe it or not, there are still some people that care about decency in our everyday language, especially when consuming educational videos.
I’m not condoning foul language but you’re being unrealistic if you think your kids won’t hear the F bomb elsewhere. The onus is on you, the parent to teach them what’s acceptable and what is not in your household.
@@lp9716 that's missing the point. This is like settling into watch any type of content that you don't expect to hear extreme profanity, such as the news or a sitcom. Anyways, it's her channel and she can do what she wants, but it really wasn't a good call to do so .... Even an implied swear like an "F U" would be far better.
Hi I recently lost lots of money, investing it very unwisely. I thought about trying a safer approach and thought about your videos like 4 years ago on the magic formula. I remember you started doing annual rebalancing and Im just curious if you stuck with it and if so how they fared, since Im curious of trying it myself but on the Swedish stock market instead (Where Im from) Thank you and great video btw!
![Kumamoto Masters Japan 2024 | Gregoria Mariska Tunjung (INA) [5] vs. Akane Yamaguchi (JPN) [2] | F](http://i.ytimg.com/vi/EIjZybhsWqA/mqdefault.jpg)
It's not how much you make, but how you manage it. I realized that even high earners can retire broke, while modest income earners can build wealth. Living below your means, adopting a frugal lifestyle, and consistently investing are the foundations of financial freedom. After 10 years of disciplined saving and investing, I celebrated hitting $2 million last year. Now, I'm cheering on everyone striving for financial independence. Remember, financial freedom requires ongoing effort, but the peace of mind is priceless.
Wow, congrats on reaching such an impressive feat! Should I prioritize saving or allocating a significant portion of my salary to stocks for long-term growth?
To prioritize, consider allocating 60-80% of your investment funds to stocks for long-term growth and 20-40% to savings for emergency funds and short-term goals.
What's your job? I'm a low paid blue collar worker 😢
@@smann7236 I am retired.
I am retired.
I'm a new listener. What I love is that you don't waste my time with an unnecessary intro. You just jump right in with the important information... thanks so much.
I bought a 2000 Toyota Corolla in 2014 for $2k and THANK GOD I did cuz I have no idea how I'd stay afloat if I had a $700 car payment on top of everything else I have to pay for. She's still running great. Only maybe one or two large repairs needed in the 10 years I've had her. She's got other little things going on that don't effect how the car runs, but Out of the 2 cars I've had in my life she's by far the best. Take care of an older, well made car and it'll be in your life for a very very long time.
Her Financial Freedom starter kit is one of the most high resource financial strategy guide I’ve ever read in my life. Reading the concepts in here, motivated me to start my first emergency fund, high savings account and now onto the next step. This is legit!!!!
High saving account is a joke and totally mislabeled.
I suggest saving for cash flow assets instead or using seller financing.
@@SenorJuan2023 there's something to be said for 4% growth with zero risk, especially for an emergency fund like she mentioned.
Good to see you again, Rose! I watched so many videos of yours back in 2020 as I was first starting to earn real money, and am so grateful!
Just wanted to give an extra thanks for the tone, positivity, and reality of this video. Freedom over depravation. And being serious about money also doesn't mean we all have to work against some imaginary clock to be multimillionaires by 35. Financial freedom should supoort our life and goals, not control it ❤
Just paid off all debt including our home 🎉. Now to work on a fully funded emergency fund. We are already contributing 15 percent to our 501k and have an HSA.
How were you paying off your credit cards?
A wise individual understands that accumulating wealth necessitates prudent investments and informed guidance in the financial market, particularly during a stock market crash. While the stock market presents opportunities for maximizing profits, successfully navigating it requires skill and expertise.
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.
I agree, having the right plan is priceless. My portfolio is well-suited for any market and recently doubled since early last year. My CFP and I are aiming for a seven-figure goal, which might take another year to achieve.
Great gains! Can you share your CFP details? I'm gaining more cash flow from my job and want to invest in stocks and alternative assets to build wealth.
Her name is Stacy Lynn Staples. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024
Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
Thank you for this amazing tip. I just looked the name up and wrote her.
The message at the end was so needed. Cuz I’ll really try to save 90% of my funds and deprive myself of living. It’s not fun
Also as you get older, think about doing a Roth 401k. That's what I do now that I am older (52) and still working.
@oglewbaby girl you look like your in your 30s 😂😩
Roth is more valuable when you’re younger. If you make more when you’re older (you should) you’ll be in a higher tax bracket
I started my Roth IRA when i was 20 it really helps me save because i can’t touch it
The avg. American is having a tough time, I know I am not alone. There are others in same position as me. By certain statistics: 22% of americans have no retirement savings. 64% are worried that they will not have money in latter years while 47% of adults who are not yet retired think they have to work part-time in retirement. How can I best grow the 100k I have saved seperately outside retirement access which of course had depleted over the years?
It's recommended to save at least 20% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 20% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Marisa Michelle Litwinsky’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Marisa has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
I’ve been saving for a long time instead of investing, and right now I only have about $473k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I’m just here for ideas
50% stock, 20% Bitcoin, 20% high yield CD/ bonds, 10% cash/ fully liquid stable asset
The issue is most people have the “I will do it myself mentality” but not skilled enough. Ideally, advisors are perfect reps for investing jobs and at first-hand experience, my portfolio has yielded over 350%, since covid-outbreak to date, summing up nearly $1m.
I could really use the expertise of this advsors
Her name is ‘Marissa Lynn Babula’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I curiously searched her names and I found some pretty interesting information. Thanks for this
This is such a good plan and I wish everyone a wonderful financial freedom. ❤
Hi! Here for 2 reasons - 1, your content is helping me completely change my life and I'm so grateful for this channel ❤️ 2 - the link is broken beyond the sign up page for the guide. Can't wait to read it!
We fixed the link, sorry about that!! Would you mind trying again? rosehan.com/starterkit
Rose Han, I love how you outlined it 1 X 1. They're realistic too.
Thanks!
Thank you for getting back to the money education, Rose‼️I need your help BAD‼️🙋🏽♀️
Just found your channel today and I am on my third video ❤ download the free starter kit and will be doing some homework during my lunch break. Really excited to learn more
All my financial apps are in a folder labeled "escape 9-5" so I see every day. It's also the label on my journal
Yeah.. I am using this strategy for paying my credit card debt now. It really slowly but works. After that, I will try to use them only for savings
I just use my credit cards to pay my reoccurring bills, which I pay off every month, so I maintain improve my credit score.
Thank you for another learning video! I'm retired 59 1/2 As of July. I have a financial planner
Did everything. Rolled everything over. But now I want to learn more on the side to put away money for try my own investing strategies!
Who knows maybe I can get out of the financial planner later to get my own network
Going! Any keys here?
Rose thank you for being there for the ones who are not savvy on how to save money and how to make $$$$. Humblest One
I like your videos and you’ve helped me in many ways, but passing these steps doesn’t make you financially free. Just financially secure. You can pass these steps and still be forever depended on your 9-5
Do you think it's a good time to consider selling some stocks, or is it better to hold onto them for the long term? I’m considering rebalancing my $2M portfolios, So I'm curious about the best strategies to invest this year.
everyone needs a margin of safety in their portfolios and just remember, it's time in the market not timing the market
In a past video, you mentioned finviz as a screener you like. I would be interested in your strategy and parameters and how you use it to screen stocks, a tutorial would be fantastic, please consider it as a future lesson. I know it is a big ask. Thanks Bill
thank you for sharing this. love it.
Another great video Rose!
good video and tips Rose, I will be a multi-millionaire in no time
Should I invest my HSA? Thanks for the awesome video. Great breakdown. You are awesome.
Yes! I have one and it covers copays, prescription and much more, they can also be used as another investment tool.
Thanks for all the good content!
Hey Rose, Great content as usual - what do you think of an HSA account? And the tax on that?
Its a triple tax advantage account. Its great! Do it and use it as another retirement vehicle.
Appreciate the detailed breakdown! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
It's not hard, but at the same time it's not easy for everyone to be disciplined and patient to stay on track
Great video thanks
I think I'm over all this save for retirement, max everything out so when you're super old and can't move you can finally enjoy your hard earned money. Don't buy anything nice because you have to save for retirement. Personally I believe in finding that sweet spot of saving while still enjoying the journey towards retirement. I'm also so tired of this cars are liability argument. A car that you have to keep fixing that's a liability. If I paid 40k for a car, drove it 5 years, then it's money well spent, anything left of value in a trade is BONUS in my eyes. I feel the same way with I trade in my phones, video games, whatever! Super controversial opinion, but interest isn't evil. It's the cost to borrow money. Spending extra so you don't have to wait YEARS to save for a car is worth in my eyes if you can afford. Yeah I paid 4k extra on my car but also got 2 years sooner. Money well spent. Enjoy your lives responsibility people!
That isn't what this video is promoting at all. Listen to 16:37 or thereabouts.
Thank you, Rose!!!❤
Great guide 💯 use your 9-5 paycheck and spread it into your accounts direct deposit is key automate savings/ investing for you
Thanks YOU!!!! Great Video!!! KEEP IT COMING MAMA!!!
it works! just believe in the process
@itrosehn @itsrosehan
This really helped
I asked for money and they threatened to fire me
LoL
You robbing a bank mate?
It's a sign you should consider another workplace. Hopefully you have that option ❤
Achieving Step 0 IS financial freedom to most…
Rose thank you for the info!
I’d like to know more about how to use the pay checks better, I’m in a health union job, so the raises and options are set by the union agreement, even if I worked my ass to the bone in my position, the wage wouldn’t change, I’d need to change jobs to increase, but I love my job and would hate to leave the people side of my job and go into admin/paperwork job just for a few more dollars…how can those of us who have a great job, union type set in stone income, how do we get ahead over time? ❤
Rose, I love your videos! I have a question with paying off debt. I have a few old credit cards that have “closed”; is it worth it to pay those off?
Your awesome Rose 😍🙌🙌🙌
Your videos are so good!
It's not rocket science pay yourself first. When ever you make money.
Unless you work in public services in UK, you can’t get pay rises beyond your grade as you are paid by taxpayers money.
Same in the US government. So I feel you!
I have been working through the decision of potentially more earnings opportunities in the private sector vs the security and mission value of govt ... A hard choice to make!
Your voice is so beautiful 😊
I’m so proud to learn from you. Humble me.
What retirement account do you recommend for people who don’t live in the US
Great video Rose
Min 6:14
I would even go further and say you are not only loosing the 14000 dollar of insterest you pay extra you also loose the money that you could have get extra if instead you would have invested that money. Thinking at a 4 percent rage you are loosing all about 560 per year.
HYSA isn’t good anymore, rates are being cut. I plan on moving about 470k from my HYSA to brokerage. I will keep about 130k just for emergency.
I mean, hysa are only insured to $250k, so I wouldn’t keep more than that in there anyways. But damn, $470k is nice! That’s what I call Fu money haha. What do you do for work?
@@TheGerbsteve I have HYSA with M1 Finance which is insured up to 3 Million. I am a Pilot for 12 years.
@@Peteliao I see. You’re golden then. Props man, that’s a nice amount to have stashed away. I have my CDL a, but have been off road for a bit. Planning on getting a job in a few weeks, so I can start stacking cash. I’m going to keep building my Hsa, brokerage, and Roth 🤙🏼
There's no way I'm going to provide value, learn new skills to provide more of my time and effort to a company that really do not care about me.
I'd rather learn new skills, invest my time and effort for me,,, not some company.
As a teacher I can’t get past step 0. Salary is fixed, or stagnant
Pretty much Dave’s 12 steps
Nice ! Fuck you Money!💪
Great quote 😂
2nd. Silver medal 🥈
you can tell when someones rich, because they say things like you can buy a gently used car for like 20k cash or 10k cash, like most people just have 10-20k laying around lmao or yeah max out all your retirement accounts it's 30k like that's not most peoples entire yearly salary lmao
I struggle (mostly with my mindset) to put in place the right cash cow to learn the skill to earn more and generate the surplus. I struggle with it because I have a full time job that pays the bills but not much more and I am building myself up as an artist, painter, on the side, which is my long term dream and my main motivation to get financially free is to get back the time I need for art, fully. Any suggestions on a strategy for my cash cow?
I could not download your financial starter kit. It is not working.
We fixed the link, sorry about that, would you mind trying again? rosehan.com/starterkit
I received it through email, thanks.
I’m trying to put my information in for the financial freedom starter kit the server keeps failing or not responding
We fixed the link, sorry about that!! Would you mind trying again? rosehan.com/starterkit
Investing in stocks could seem easy, but choosing the right stock without a tested plan might be difficult. For the longest time, I've been attempting to grow my $210,000 portfolio, but the largest obstacle is the absence of a well-defined entrance and exit strategy. On this subject, any input would be really appreciated.
Dealing across multiple asset classes can reduce risk more effectively than putting all of your money into one. If you don't understand finances properly, see a financial consultant.
I’d rename the f you step, you still have to work at this point. You can’t rage quick or it could affect getting hired at the next job. Fu money is where your investments pay yearly dividends that pay for all your needed expenses yearly, thus you don’t ever have to work and you can rage quit.
Dang I made a mistake at step fucking zero.😊
2 months looking for a job ...lol good luck finding a job in this high inflation recession and many companies layoffs everyday. 100 or more people applying same job position. Slow hiring, businesses closings. Many people still looking for a job for over a year.
Wow first 😅
Make money on poppo
3 hours and 418 Likes already, that's not bad
"Step 1. Buy Bitcoin! Step 2. Shut the F up! Step 3. Get fabulously wealthy!" British Hodl (also Asian)
3:17 banks can't be trusted
I'm favored financially with Bitcoin ETFs approval, Thank you buddy.$32,000 weekly profit regardless how bad it gets on the economy.
This is all nice and good until you have kids lol
She modified the baby steps by Dave Ramsey.
❤😂🎉
You know sometimes I look at these videos with my kids because I want them to learn from you. But then you drop a "F U money" for what reason....shock value? Believe it or not, there are still some people that care about decency in our everyday language, especially when consuming educational videos.
I’m not condoning foul language but you’re being unrealistic if you think your kids won’t hear the F bomb elsewhere. The onus is on you, the parent to teach them what’s acceptable and what is not in your household.
@@lp9716 that's missing the point. This is like settling into watch any type of content that you don't expect to hear extreme profanity, such as the news or a sitcom. Anyways, it's her channel and she can do what she wants, but it really wasn't a good call to do so .... Even an implied swear like an "F U" would be far better.
Basically you are describing Dave Ramsey's baby-steps - you need to give credit where credit is due.....
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A cat is not an emergency
Hi I recently lost lots of money, investing it very unwisely. I thought about trying a safer approach and thought about your videos like 4 years ago on the magic formula.
I remember you started doing annual rebalancing and Im just curious if you stuck with it and if so how they fared, since Im curious of trying it myself but on the Swedish stock market instead (Where Im from)
Thank you and great video btw!