Anything to keep Americans poor. Isn't that one of the government's goal. "Keep them poor and ignorant" a quote from one of the U.S. President in the past.
Yes, that was necessary because people allowed themselves to be brainwashed and vote for Joe Biden and this is what has resulted from all his policies starting with his first day in office, thoroughly known documented Common Sense facts
Look at illegal immigration and look at the increase in insurance premiums. I was told directly by the insurance company that the rise in uninsured motorists and the increased repair costs and replacement costs is being passed on the consumers nationwide.
@@mad-meh2719 Just confirmed that at least at Statefarm today, that is why premiums are going up. Also said the damage to vehicles is greater and the costs at body shops have increased.
It's from all the people moving here not registering their cars and having accidents with NO INSURANCE. Do you think that every very plate you see from CA or other places have insurance? if they’re too damn cheap to register their car, then they definitely don’t have the best coverage. PASS A LAW to aggressively go after those who don’t register their vehicles and have insurance in NV and put the fines towards paying down or subsidizing insurance rates for permanent residents.
And illegals from Mexico and other places which y'all voted for, and the hyperinflation across the board which is escalated the cost of repairs, which you guys also voted for
@@7x779 wrong it's all YOUR fault. You want cheap labor thats why mexicans are here. you want to spend your stimulus checks and credit cards on stupid shit you dont need thats where "inflation" comes from. you want to buy overpriced plastic cars with a million electronics that's where "escalated cost of repairs" comes from. and for who you "voted for" you know damn well all politicians are giving tax breaks to multinational corporations and the federal reserve is buying up corporate debt at low interest rates while THEY pass the bill to YOU. that's where the "hyper" in your "inflation" comes from. you fucking idiots
This is your state nothing to do with people moving there your government approved all this a decade ago. You people better start questioning these thieves.
I turn 51 years old on Sunday and I will be 51 on Sunday and I have been licensed since I was 16 years old and have a perfect driving record for over 35 years now!!! I have had my insurance raised twice in the past year for absolutely NO reason whatsoever and NOW I am paying for the people who drive reckless and have no insurance!! This is absolutely REDICULOUS!!! I am paying $305 a month and I was paying half as much in the San Francisco Bay Area with 2 brand new cars!!! This is a GRIFT!!! :(-
It's called Communism. You live in a one government world that answers to global corporations. Warren Buffett and his buddies want your money. They will get it. The sooner people accept this, the sooner we can stop complaining about race and gender and really fight back.
It's not because of no reason. It's because of people brainwashed by the mainstream media to vote for Joe Biden and the results of his policies over the last 3 years which deliberately destroyed the previous administrations complete energy Independence on the first day skyrocketing fuel and gas prices which caused everything else to escalate , as well as opening the floodgates to Illegal immigration, uninsured motorists, third World drivers bringing their habits to our valley, hit and run, etcetera Years ago, someone I knew in the business behind me was run off the road, flipped over the overpass, landed upside down and murdered by two illegal aliens, the Democrats voted to be here This was discovered, known, for at least two or three decades now but when all the good people who predicted this try to educate the public, they marginalized and demonized falsely accused of being racist. Now everybody got what they wanted and what they voted for. So if that's you, your family friends or neighbors, Pat yourselves on the back
I just moved to Las Vegas from California, i was shocked when i notified my insurance company i moved. I was paying $157 a month, my new monthly payment was $297. I have not had a ticket in 40 years, no at fault accidents ever. I am a senior citizen and do not drive that much. I contacted another insurance company and it was almost the same,,,,its crazy
The industry has changed so much. I've been in it over 30 years. Most companies start penalizing us after age 70. I agree, it's crazy. Rates have never been this high.
Insurance is crazy in NV when I lived in CA in L.A county which has expensive insurance I paid 60 percent of what I pay in nevada. What makes nevada more expensive is all the dui drivers.
DUI drivers, as well as illegal aliens and hit-and-run uninsured motorists, drugs, hedonistic pleasure-seeking culture which boasts on a worldwide scale of promoting sin 24/7 As well as being overrun by Democrat voters and their policies over the last 30 years Prior to that there was virtually hardly any homeless, graffiti almost unheard of, evangelism and trash hardly seen. Now it's becoming like every other democrat-run City
@@benjaminlibertarianscorpioYup, especially in brush areas. I just paid $2,800 for my homeowners renewal with State farm, one of the few that will insure my home and that's after increasing the deductible from $5,000 to their max $10,000. Now I'm looking at a $3,500 car insurance renewal bill from AAA. Can you say Bidenflation, which is a major factor?
Jesus it’s a scam they have no reason to be overcharging ~ this state just thinks they can steal from people. Start questioning these corruption crooks in Nevada.
Raiders have the highest tickets prices, hotels charge for parking and resort fees, 2nd highest groceries in the country, auto insurance high as well and NV energy and Southwest gas raises prices on us whenever they feel like it.
I’ve come to the conclusion that Vegas is just the Wild Wild West when it comes to driving. Ur exiting the gas station, and you have drivers going 60 on the street ??? And it’s not just one single case/driver being a bad apple, it’s quite a few of them. This is the only location where I saw a full head on collision, both cars totaled, in a parking lot !!!!!! Vegas’ definition of a parking lot claim is taking it to the extreme 😅
No DUI ever or ticket in the last 3 decades. After years of my insurance going steadily down by $25-50 every 6 months to a low of under $400. It jumped to $650 last cycle.
That’s uncalled for. I mean you do your part and then get screwed over in the end. I had the same thing happen to me. Was with progressive and then all of a sudden they raised my insurance by 80 a month. I called and they said due to the high rate of accidents in my area. I responded, how can you advertise customizing your quote to how you drive and then put a device in my car and I get a good reading from the app but then make me pay more for others fault?! Of you ask me that’s fraud on their part. They are not holding up to what they were advertising on tv!
I retired and moved to Las Vegas from Honolulu in April 2023. I have no accident or claim in 30+ years, same insurance company, same car, and my rate increased by 110%. I looked up the auto fatality rates of Las Vegas for the first 3 months of 2023, and it was more than 3 times that of Honolulu. A lot of people in Las Vegas drives too fast, may be because there are so many straight and wide roads and the chances of being caught speeding are low. There are also a lot of DUIs. May be the city needs to raise the penalties for speeding and DUI to reduce the number of accidents, and hopefully reduce our auto insurance premiums.
They are in bed with the DMV to steal from people what a coincidence that they continue to raise and raise but if you cancel the state takes or puts a boot on your vehicle. Even the state steals from you they are criminals here in this state. Resort fees are another scam. Insurance monopoly for the state.
They also look at your credit when you are getting your insurance premium rates. I just added more coverage to mine so different policy with the same company. When I first got my insurance, I want to say my credit score was around the high 600s or lowish 700s. Now it’s in the high 700s to low 800s. My monthly premium went from close to $200 for very kind of bare minimum full coverage to $130 for the highest expanded coverage. I do recommend you shop around for insurance too.
With whom did you get such a low rate???? My credit dipped to 650s because of some big purchases and my insurance is $304 for a 2012 Lexus. I have a great record. I’ve asked an agent and they said I’d my credit went to 750 then I might be able to pay $220. So how is your rate so low?
Yep full coverage on my truck $500.000 policy and $1,000,000 business policy was $167.00 month in 2021 to$344 in 2022 no claims for 20yrs Feel that im paying for everybody else bad driving and not being rewarded for my good driving habits...Getting robbed in Texas
I called my insurance representative and the reason given was that their statistics showed that weed legalization and illegal immigration has correlated with a higher number of claims. Is this true? I don't know but it's what I was told!
In California, mine used to be $884 as of 5/5/24 (about $152 a month). Renewed literally yesterday (6/5/24) went up to mfkn $1250 for every 6 months from now on.
It’s great they brought in someone from the state to clear things up for everyone🙄He could’ve gotten to the point faster by simply shrugging his shoulders and saying tough luck, not the (rate setting) commission’s problem. With electric, water and natural gas rates skyrocketing (combined for a 3100sf home with 2 adults and 2 infants is over 1,100/mo), to say nothing of ridiculous fuel prices driven up by CA pricing, it’s fast reaching the point of being financially untenable to live in NV. I have the cheapest possible insurance with USAA, with zero claims ever filed in the 26 years I’ve been with them, receive every possible discount available, never gotten a ticket, driving a 6 year old, paid in full SUV and deliberately set a high deductible. And my policy, for one vehicle and another in storage, is $225/mo, having just reached this amount after two increases in the last 90 days, from a starting point of $195. I have less coverage for an extra $30/mo
We get shafted here in S.Florida too!! They claim it is the fraud capital of the country !! I can't rent a car 1 way from Jax Fla. to S.Fl.a due to the theft rate! WTF???
What's also not mentioned: Cars today have MASSIVE amounts of high technology. It's not going to cost $100 to fix a computerized system that is compromised from a minor accident.. It's going to cost thousands to make sure your car is driveable again...
I pay about 120 a month for a 2022 passport, no tickets , no accidents, completed the safe driver test with a monitor on my car for about 60 days. Then they remove the monitor and your rate goes down.
Looking at some of those crashes I am beginning to wonder who is issuing the driver's licenses in that state. I have been driving for more than 30 years. The only accident I have ever had was deer related. Drove one year through a particularly nasty Minnesota blizzard with no incidents. Drove at speeds appropriate for the conditions. Maintained safe distances from the other cars. Took my time and got to where I was going. Even got to a truck stop only to learn the roads had been closed for conditions. There really is no excuse for these crashes being shown in this clip.
This is an experience I had concerning licensing but I’m speaking solely of commercial driver’s license. I used to work for a big company on border with Mexico. A lot of drivers bringing freight into/out of Mex, had very little to no experience when they got their licenses in Mex. They would go to their DMV and pay a bribe amount to get their license, then they would go to US DMV and take the written test, no driving test needed as their Mex license showed they had experience and were grandfathered in. So, in a matter of days or weeks an inexperienced driver would now be hauling freight on our highways with the same little to no experience they started out with. And that’s how some get their license.
I live in Gilbert. I have a 2018 Soul and a 2013 Mustang GT. I have 250/500k full coverage on both vehicles with State Farm. I pay $82 a month for the Soul and $68 a month for the Mustang. I pay $55 a month for homeowners insurance on a 450K single family home. Total per month for all three? $205. You should shop around. 😮
@@BillyMartin68 my home insurance is the same as yours, I'm 70 and in Phoenix not sure if that's the issue with the car insurance. I will check out State Farm, I've been with Nationwide for 52 years. Loyalty has no benefits.
Every time I drive, I see cars with fake or no license plates. The owners don't pay insurance so that means that drivers who pay for insurance have to pay extra for these uninsured drivers. These uninsured drivers drive like it's the demolition derby. Police need to remove these vehicles from the road.
A lot of folks are on very tight monthly budgets and an increase of every bill can be difficult and yes, there are months you "budget" on food vs which bill or rent or medication ...I sold my car after calculating I'd save at least $5000 a year. My car insurance went up to nearly $400 after 2 different people ran into me...they will increase rates even if collisions aren't your fault! Such scammers
I had 2 cars stolen in 2 years. 100% not my fault and they recovered the cars later both times, with one guy caught driving it after TRASHING my favorite car ever that I put so much love into. Nevertheless, my rates doubled even though I have a perfect record. They said it's the zip code I live in, yet everyone else I asked was shocked at what I paid. Total scammers and the 'commissioner' is full of it.
Why so high its greed Only 3 insurance companies and they all work together Why does state allow those who speak the language a driver's license I have never seen a sign in any other language than English
After a fender bender, people are getting lawyers and getting $$ from the insurance companies. these people all visit a doctor and only have to wear a neck brace until the insurance company settles! This is costing us all.
Time to repeal marijuana sales too. Everybody smokes everywhere. Add all of non citizen influx. All of the reckless agressive drivers that have moved here, and the greedy attorneys willing to sue for every fender bender.
When drivers returned to the roads after covid CLAIM COSTS exploded - increased 18%. All of the major insurers lost billions. State Farm, the largest auto insurer lost $16 billion in one year. So, in short, inflation related to repairs and all things claim-related caused the upward pricing. You can blame Covid for this. I am in the insurance industry and suffered losses also.
Come on Cyrus!! You can't speak the truth and facts. (JK ....It's been a while. Hope you are doing well. I don't spend much time on yt anymore) I just wanted to say hello! Stay frosty!! 😇👍
People are to blame, not insurance companies. Terrible drivers out there one actually cut me off causing a small 'fender bender' the only damage to my car was a cracked grill (100$ plastic piece) so I couldn't care less and would have rather let it all go. unfortunately for the other person I dented their truck right where the rear camera sits. They went on to file a police report, insurance exchanged and they filed a claim. My insurance obviously went up something near 30% but funny enough after a year it went back down to where it was. I'm paying less than this person for similar terms (I have 1k deductible) because I rather pay less for insurance and SAVE for any vehicle fixes perks of driving a base model that isn't packed with unnecessary electronics. A side mirror for my car is hundreds of dollars less because of it. but oh no I have to drive around without the "blind spot light"... its called LOOKING before you switch lanes.
Hey Nevadans ... Remember this when they want US to pay for that new stadium for that baseball team. Our taxes helped pay for that stadium for the football team and THIS is the thanks WE ALL get.
I'm sure all the people driving in Clark County without plates have no insurance. How about a boot on those vehicles until they pay their fair share. Law enforcement needs to be more proactive.
I drove around Vegas for almost 2 years without registering my car but I did have insurance on it. Reason I didn't register was because the Jeep I was driving was over 20 years old and it would cost almost $200 to register it. That Jeep replaced the Pontiac Grand Am that was 10 years NEWER than the Jeep and cost me $80 to register it. I found out that NVs laws regarding registration NOW was based on MSRP for a vehicle and a little is deducted every year. Who the heck would pay MSRP on a new car?? Not me!!
Part of the reason is people driving without any insurance so if they get in an accident people like myself who have insurance pays for the drivers stupid mistake for not having insurance
Question? Why is everything going up in Las Vegas? We live in a desert. Our utilities, car insurance, rents, mortgage rates, and food costs have skyrocketed to San Francisco's cost of living.
I would be ecstatic over a $40 a month increase. In California my auto carrier Farmers is leaving the state and my new insurance proposals have me going from $3000, to anywhere between 9,000 and 12,000 per year. LOL @ $40/mo. Perfect credit, spotless driving record, decades behind the wheel. You get what you vote for people - elections matter. Letting illegals and uninsured/unregistered/unlicensed drivers roam our street without any consequence has to come back on somebody - and that somebody is you!
@@erichyde4965 It is EXACTLY that! Think about having a good driving record, and then you get in an accident. What happens? Your rates will go up to cover the cost of that repair. Say 1000 for an example, your insurance company is allowed to increase your rate for 5 years which means your rates will go up by 250-300 per year. Someone with a poor driving record that already has a high insurance rate. They get that increase, and they just stop carrying insurance or go to a budget brand. That means the insurance company must recoup the costs. How? They come to you, Mr good driver and raise your rates! It’s a broken system that’s designed to punish all drivers, for what? Because people with the poor records are still allowed to drive and cause accidents that they cannot pay for so good drivers are penalized as a result! That’s BS!
@@erichyde4965 Over the past 2 years the company I was with raised my rates, mind you no accidents or tickets in over 20 years, from 200 a month to 450! Why? Because of other people? How is that equitable? I shopped around and the best rate I could get with a stellar driving record and a high credit score was 350/month! That’s a 75% increase in 2 years! That sir is BS!
@@DMKFACTOR I have a brand new car and my insurance went up because of thefts of catalytic converters and my insurance was effected by that. I live in az and mine went up 400 6 mo premium for nothing. And then inflation cost of repair goes up. But it's not just bad drivers. It's thefts, wages, if I get into an accident or have a history of crashes, Speeding tickts, etc. If someone steals my catalytic converter and messes up my car doing so, if I report that to my insurance, my insurance will go up. They will not cover it if they steal multiple times on my car. I will pay more in insurance. Which is some big time BS.
@4:10 "How can you lower your rates"? You know.... I called several lawmakers about this. I suggested drafting a bill changing the state insurance commissioner's position from appointed to ELECTED. In that same bill, not allow anyone to run for the position who has an interest in or has had prior positions that favored insurance companies, such as a lobbyist. NO ONE LIKES THAT IDEA. No No No. You know, its the insurance commissioner that receives the request for a rate increase and approves or not. Every state should have an insurance commissioner who is elected by the people, for the people, who will fight for the people or risk being fired by the people.
I live in the Carolinas , you paying for other drivers who don't care 🤷 to purchase insurance , an the insurance industry doesn't want to flip the bill 😊 So guess who going to take the hit. It keeps going up. P.s Ev insurance is higher ,so think 🤔 before purchasing a ev.
This needs a state inquiry with real questions and information. This is what elected state representatives are supposed to be looking at. If is because all the part are made in foreign countries? Too many high end rental vehicle that are damaged? Infratructure is at an end phase and needs rebuilding (that should mean cutting boutique tax breaks directing taxes to infratructure)
I invest in shares of insurance companies that pay quarterly dividends. That's the only way I feel a bit better about paying these exorbitant insurance premiums.
Should also question or do more research on these companies? Ask them why they really need rate increases? Why can't they stop increasing their CEOs paycheck? Why can't they stop paying millions on ads? Let their agents in the states do their job to get customers. Why did their customer service decline or become non-existent over the last decade? *** be careful when the agents start talking about bundling *** some are shady
The Insurance Commissioner should be protecting us not the insurance companies. He basically agreed the insurance companies are ok to raise the rates. 🤦♀️
None of these insurance companies sell anything that could be impacted by supply chain issues. Insurance isn't hardware...they are lying through their teeth
They said it impacts the cost of the repairs they pay for under their policies, not that they sell any products🙄 If the garage the company uses has supply problems or just uses it as an excuse to justify padding the bill when renegotiating their contract, the insurers likewise use the same excuse but the impact is only truly absorbed by the policy holders. But do tell me more about your hardware theory and how you didn’t bother to listen to all of the words in the story that explained this
That’s your insurance commissioner sleeping in bed with insurance companies… insurance commissioners approve these increases…California is dealing with the same thing
This doesn't make sense at all. The blue book values of used cars are considerably lower than they were two years ago. But it does cost a lot of fix cars now. Gone are the days when you could pick up a new side view mirror at K-Mart for $25 and put it on yourself. Now it costs a thousand or two to replace those due to the sophisticated technology they have - heating mechanism, blind spot monitoring, turn signal lights, etc.
It’s almost to the point with the high cost swing past $300-$400 a month for a single policy and. When pulled over by police officers as you’re driving and have no insurance due to unable to afford then we go to court and tell the judge reason why you don’t have insurance because you can’t afford it anymore. Then what happens if you pay a fine it’s gonna be smaller than what you pay for a month. It’s not a good idea to think this way but it may be cheaper to pay that court sign going to pay monthly insurance. Think About it
Pay insurance but don't register the car. Go get a temp tag for your car and keep it in the window. As long as you pay insurance you might get away with that.
The higher rates are probably due to the way that everybody drives. We have four vehicles insured. Two of them are full coverage and we pay $286 a month in Nevada. People claim that all the bills in Vegas especially are so expensive and they don’t have money blah blah blah but you can go to any given store in Vegas. I don’t care if it’s TJ Maxx or the local malls. They are packed. People spending money like crazy, but then they complain that they have no money. It’s common sense. Look at all the stolen vehicles in the vegas area. Of course the insurance rates are going to go up. They have to get their money back somehow. Why don’t you look to the local police department why don’t we have enough police on the ground. You can sometimes go all day long driving all over Vegas and never see even one police officer. We pay over $1000 a month for one semi in the state of Nevada.
I don't want to hear any of my fellow Michigan drivers complaining about their auto insurance bills ever again after seeing this woman's bill in Nevada. Mine is _less than half_ of what this woman is paying in Nevada, if that bill is for a six-month time frame. And I chose to keep the no-fault medical insurance option on my policy, even when the law here in Michigan changed that to be a voluntary item.
We have more drivers, more unregistered vehicles, more uninsured motorists, and an inability to get cars repaired. In 2021, my car was damaged, and it has not been repaired because there are no parts available. Why is a good driver punished for other insured persons who are irresponsible?
Buy a cheap old car w/a great engine (we have a 2001 Buick Century that drives like a dream), and insure it for liability & medical only...... Otherwise, you're screwed.
I call BS on the insurance commissioner and State Farm comment. In CA, insurance rates increased by 20-30% after the pandemic so that insurance companies can recoup what they lost during Covid when no one was driving and due to the insurance commissioner halting increase rates for two years. Greed at its finest.
Insurance needs to work like credit. Good drivers pay close to nothing. Bad drivers pay the most. It’s a simple fix. N those that don’t have insurance. Automatic 10 year stay in state prison.
The governor before Sisolak had ties to insurance he got insurance to double their prices. Since then insurance in Nevada has gone up every year why would Nevada pass that bill ~ insurance is way overpriced this state is on its way to be as expensive as Loser New York. Nevada now matches Michigan state.
Why i give up my car I hate driving to work in fact I hate owning a car the cost maintenance stupid smog test. Glad where I work is not that far where I live I can just walk or ride my E-bike to work. Also F the car insurance company one the biggest scam.
Let's see you live in a state where how many people from out-of-state come to visit? And if you live with in the wrong ZIP code of Nevada do you get to pay the bonus price of free alcohol which also increases your auto rates, not counting how your state laws work when it comes to liability claims period and then you add in record high inflation add supply chain disruption and you get to pay the bill
Anything to keep Americans poor. Isn't that one of the government's goal. "Keep them poor and ignorant" a quote from one of the U.S. President in the past.
the government doesn't sell car insurance stupid.
Even if they didn't say it, I believe it.
This is certainly the result of democrat policies, something you all should know before you vote next time
Yep….and we can give away money to Ukraine and to visiting tors from the south……..politicians gotta feel good about giving the country away….
@@madog1they said it. Look up Robert Kiyosaki keep them poor. Eye opening
One thing the "commissioner" didn't mention is that Nevada raised their minimum coverage from 15-30 to 25- 50, instant insurance premium raise.
Yes, that was necessary because people allowed themselves to be brainwashed and vote for Joe Biden and this is what has resulted from all his policies starting with his first day in office, thoroughly known documented Common Sense facts
15-30 is pathetically low and basically won't cover anything
Look at illegal immigration and look at the increase in insurance premiums. I was told directly by the insurance company that the rise in uninsured motorists and the increased repair costs and replacement costs is being passed on the consumers nationwide.
The Party knows where to get more voters, at our expense.
Na, you guys just suck at driving 😂
@@mad-meh2719 Just confirmed that at least at Statefarm today, that is why premiums are going up. Also said the damage to vehicles is greater and the costs at body shops have increased.
100%
It's from all the people moving here not registering their cars and having accidents with NO INSURANCE. Do you think that every very plate you see from CA or other places have insurance? if they’re too damn cheap to register their car, then they definitely don’t have the best coverage. PASS A LAW to aggressively go after those who don’t register their vehicles and have insurance in NV and put the fines towards paying down or subsidizing insurance rates for permanent residents.
And illegals from Mexico and other places which y'all voted for, and the hyperinflation across the board which is escalated the cost of repairs, which you guys also voted for
@@7x779 wrong it's all YOUR fault. You want cheap labor thats why mexicans are here. you want to spend your stimulus checks and credit cards on stupid shit you dont need thats where "inflation" comes from. you want to buy overpriced plastic cars with a million electronics that's where "escalated cost of repairs" comes from. and for who you "voted for" you know damn well all politicians are giving tax breaks to multinational corporations and the federal reserve is buying up corporate debt at low interest rates while THEY pass the bill to YOU. that's where the "hyper" in your "inflation" comes from. you fucking idiots
Yeah, definitely the Immigrants!!! Definitly not horrible infrastructure leading to hard crashes, Inflation and corporate greed
This is your state nothing to do with people moving there your government approved all this a decade ago. You people better start questioning these thieves.
Allow tow companies to tow vehicles with out of state plates, and no insurance
I turn 51 years old on Sunday and I will be 51 on Sunday and I have been licensed since I was 16 years old and have a perfect driving record for over 35 years now!!! I have had my insurance raised twice in the past year for absolutely NO reason whatsoever and NOW I am paying for the people who drive reckless and have no insurance!! This is absolutely REDICULOUS!!! I am paying $305 a month and I was paying half as much in the San Francisco Bay Area with 2 brand new cars!!! This is a GRIFT!!! :(-
It's called Communism. You live in a one government world that answers to global corporations. Warren Buffett and his buddies want your money. They will get it. The sooner people accept this, the sooner we can stop complaining about race and gender and really fight back.
You don’t think that being older has anything to do with it
It's not because of no reason. It's because of people brainwashed by the mainstream media to vote for Joe Biden and the results of his policies over the last 3 years which deliberately destroyed the previous administrations complete energy Independence on the first day skyrocketing fuel and gas prices which caused everything else to escalate , as well as opening the floodgates to Illegal immigration, uninsured motorists, third World drivers bringing their habits to our valley, hit and run, etcetera
Years ago, someone I knew in the business behind me was run off the road, flipped over the overpass, landed upside down and murdered by two illegal aliens, the Democrats voted to be here
This was discovered, known, for at least two or three decades now but when all the good people who predicted this try to educate the public, they marginalized and demonized falsely accused of being racist.
Now everybody got what they wanted and what they voted for. So if that's you, your family friends or neighbors, Pat yourselves on the back
@@celebrityrog 50 is isn't old for driving. Insurance rates are very complex.
@@celebrityrog That's not old by any stretch.. I have kids older than that.
I just moved to Las Vegas from California, i was shocked when i notified my insurance company i moved. I was paying $157 a month, my new monthly payment was $297. I have not had a ticket in 40 years, no at fault accidents ever. I am a senior citizen and do not drive that much. I contacted another insurance company and it was almost the same,,,,its crazy
The industry has changed so much. I've been in it over 30 years. Most companies start penalizing us after age 70. I agree, it's crazy. Rates have never been this high.
Insurance is crazy in NV when I lived in CA in L.A county which has expensive insurance I paid 60 percent of what I pay in nevada. What makes nevada more expensive is all the dui drivers.
California home insurance is much higher
DUI drivers, as well as illegal aliens and hit-and-run uninsured motorists, drugs, hedonistic pleasure-seeking culture which boasts on a worldwide scale of promoting sin 24/7
As well as being overrun by Democrat voters and their policies over the last 30 years
Prior to that there was virtually hardly any homeless, graffiti almost unheard of, evangelism and trash hardly seen. Now it's becoming like every other democrat-run City
@@benjaminlibertarianscorpioYup, especially in brush areas. I just paid $2,800 for my homeowners renewal with State farm, one of the few that will insure my home and that's after increasing the deductible from $5,000 to their max $10,000. Now I'm looking at a $3,500 car insurance renewal bill from AAA. Can you say Bidenflation, which is a major factor?
Jesus it’s a scam they have no reason to be overcharging ~ this state just thinks they can steal from people. Start questioning these corruption crooks in Nevada.
Raiders have the highest tickets prices, hotels charge for parking and resort fees, 2nd highest groceries in the country, auto insurance high as well and NV energy and Southwest gas raises prices on us whenever they feel like it.
They are screwing you because you don’t do anything imagine a year from now?
The insurance commissioner does nothing about it...probably because they are all in on this greed
No doubt somebody is getting fat checks from insurance companies.
One thing he didn’t mention is that he’s the one approving these increases.
I’ve come to the conclusion that Vegas is just the Wild Wild West when it comes to driving. Ur exiting the gas station, and you have drivers going 60 on the street ??? And it’s not just one single case/driver being a bad apple, it’s quite a few of them. This is the only location where I saw a full head on collision, both cars totaled, in a parking lot !!!!!! Vegas’ definition of a parking lot claim is taking it to the extreme 😅
Look at the stock of insurance companies, that’s where your premiums are going.
No DUI ever or ticket in the last 3 decades.
After years of my insurance going steadily down by $25-50 every 6 months to a low of under $400. It jumped to $650 last cycle.
That’s uncalled for. I mean you do your part and then get screwed over in the end. I had the same thing happen to me. Was with progressive and then all of a sudden they raised my insurance by 80 a month. I called and they said due to the high rate of accidents in my area. I responded, how can you advertise customizing your quote to how you drive and then put a device in my car and I get a good reading from the app but then make me pay more for others fault?! Of you ask me that’s fraud on their part. They are not holding up to what they were advertising on tv!
I retired and moved to Las Vegas from Honolulu in April 2023. I have no accident or claim in 30+ years, same insurance company, same car, and my rate increased by 110%. I looked up the auto fatality rates of Las Vegas for the first 3 months of 2023, and it was more than 3 times that of Honolulu. A lot of people in Las Vegas drives too fast, may be because there are so many straight and wide roads and the chances of being caught speeding are low. There are also a lot of DUIs. May be the city needs to raise the penalties for speeding and DUI to reduce the number of accidents, and hopefully reduce our auto insurance premiums.
They are in bed with the DMV to steal from people what a coincidence that they continue to raise and raise but if you cancel the state takes or puts a boot on your vehicle. Even the state steals from you they are criminals here in this state. Resort fees are another scam. Insurance monopoly for the state.
They also look at your credit when you are getting your insurance premium rates. I just added more coverage to mine so different policy with the same company. When I first got my insurance, I want to say my credit score was around the high 600s or lowish 700s. Now it’s in the high 700s to low 800s. My monthly premium went from close to $200 for very kind of bare minimum full coverage to $130 for the highest expanded coverage. I do recommend you shop around for insurance too.
It’s all bs this state steals from anyone it’s obvious. A scam just like resort fees lol…..
With whom did you get such a low rate???? My credit dipped to 650s because of some big purchases and my insurance is $304 for a 2012 Lexus. I have a great record. I’ve asked an agent and they said I’d my credit went to 750 then I might be able to pay $220. So how is your rate so low?
Yep full coverage on my truck $500.000 policy and $1,000,000 business policy was $167.00 month in 2021 to$344 in 2022 no claims for 20yrs Feel that im paying for everybody else bad driving and not being rewarded for my good driving habits...Getting robbed in Texas
I called my insurance representative and the reason given was that their statistics showed that weed legalization and illegal immigration has correlated with a higher number of claims. Is this true? I don't know but it's what I was told!
and more californians, they are the worst drivers i have ever seen
the insurance rates stopped me from buying a new car especially when the interest rates are so high.
This is a helpful thing to remember.... if your car payment is $500 a month, your insurance will be at least $250 a month. Not precise but heloful.
In California, mine used to be $884 as of 5/5/24 (about $152 a month). Renewed literally yesterday (6/5/24) went up to mfkn $1250 for every 6 months from now on.
wow they scamming people car insurance
It’s great they brought in someone from the state to clear things up for everyone🙄He could’ve gotten to the point faster by simply shrugging his shoulders and saying tough luck, not the (rate setting) commission’s problem. With electric, water and natural gas rates skyrocketing (combined for a 3100sf home with 2 adults and 2 infants is over 1,100/mo), to say nothing of ridiculous fuel prices driven up by CA pricing, it’s fast reaching the point of being financially untenable to live in NV. I have the cheapest possible insurance with USAA, with zero claims ever filed in the 26 years I’ve been with them, receive every possible discount available, never gotten a ticket, driving a 6 year old, paid in full SUV and deliberately set a high deductible. And my policy, for one vehicle and another in storage, is $225/mo, having just reached this amount after two increases in the last 90 days, from a starting point of $195. I have less coverage for an extra $30/mo
3,100 square foot home 🤨 aka a mini McMansion, utilities expenditure sounds about right. I pay half of that for a 1,200 square foot home in CA
It’s only because of greed, that’s the entire reason why. No other excuses for it
GREED AND ALSO CHECK POLICY THEY HAVE SOMETIMES 3 DIFFERENT COMPANIES OUT TOWN. WAS SCAMMED MY CAR INSURANCE!!!
We get shafted here in S.Florida too!! They claim it is the fraud capital of the country !! I can't rent a car 1 way from Jax Fla. to S.Fl.a due to the theft rate! WTF???
I paid 2000 for 6 months for auto insurance. With no accidents, there are no tickets on my record. Mind you I'm in Deltona Florida
What's also not mentioned: Cars today have MASSIVE amounts of high technology. It's not going to cost $100 to fix a computerized system that is compromised from a minor accident.. It's going to cost thousands to make sure your car is driveable again...
I pay about 120 a month for a 2022 passport, no tickets , no accidents, completed the safe driver test with a monitor on my car for about 60 days. Then they remove the monitor and your rate goes down.
Passport and driver license and 2 different things
@@everythingponyHonda passport, as in the name of the car. Not the passport as in the ID that you carry to cross international borders
1:07 - Interesting the bill almost matches the date except one extra digit in the date (thank goodness).
129204 vs 1292024 😮
Looking at some of those crashes I am beginning to wonder who is issuing the driver's licenses in that state. I have been driving for more than 30 years. The only accident I have ever had was deer related. Drove one year through a particularly nasty Minnesota blizzard with no incidents. Drove at speeds appropriate for the conditions. Maintained safe distances from the other cars. Took my time and got to where I was going. Even got to a truck stop only to learn the roads had been closed for conditions. There really is no excuse for these crashes being shown in this clip.
This is an experience I had concerning licensing but I’m speaking solely of commercial driver’s license. I used to work for a big company on border with Mexico. A lot of drivers bringing freight into/out of Mex, had very little to no experience when they got their licenses in Mex. They would go to their DMV and pay a bribe amount to get their license, then they would go to US DMV and take the written test, no driving test needed as their Mex license showed they had experience and were grandfathered in. So, in a matter of days or weeks an inexperienced driver would now be hauling freight on our highways with the same little to no experience they started out with. And that’s how some get their license.
I am in Phoenix, no tickets, no accidents and I pay $410 a month.
I live in Gilbert. I have a 2018 Soul and a 2013 Mustang GT. I have 250/500k full coverage on both vehicles with State Farm. I pay $82 a month for the Soul and $68 a month for the Mustang.
I pay $55 a month for homeowners insurance on a 450K single family home.
Total per month for all three?
$205.
You should shop around.
😮
@@BillyMartin68 my home insurance is the same as yours, I'm 70 and in Phoenix not sure if that's the issue with the car insurance. I will check out State Farm, I've been with Nationwide for 52 years. Loyalty has no benefits.
Every time I drive, I see cars with fake or no license plates. The owners don't pay insurance so that means that drivers who pay for insurance have to pay extra for these uninsured drivers. These uninsured drivers drive like it's the demolition derby. Police need to remove these vehicles from the road.
A lot of folks are on very tight monthly budgets and an increase of every bill can be difficult and yes, there are months you "budget" on food vs which bill or rent or medication ...I sold my car after calculating I'd save at least $5000 a year. My car insurance went up to nearly $400 after 2 different people ran into me...they will increase rates even if collisions aren't your fault! Such scammers
I had 2 cars stolen in 2 years. 100% not my fault and they recovered the cars later both times, with one guy caught driving it after TRASHING my favorite car ever that I put so much love into. Nevertheless, my rates doubled even though I have a perfect record. They said it's the zip code I live in, yet everyone else I asked was shocked at what I paid. Total scammers and the 'commissioner' is full of it.
My insurance went from 235 to 375, about $140 more for no reason
Mine went from $270 to $431 in the past year. That’s insane smh
@es-qf2gw I average about 12,000 a year...last year I drove less than 10,000 though
Why so high its greed
Only 3 insurance companies and they all work together
Why does state allow those who speak the language a driver's license I have never seen a sign in any other language than English
After a fender bender, people are getting lawyers and getting $$ from the insurance companies. these people all visit a doctor and only have to wear a neck brace until the insurance company settles! This is costing us all.
Time to repeal marijuana sales too. Everybody smokes everywhere. Add all of non citizen influx. All of the reckless agressive drivers that have moved here, and the greedy attorneys willing to sue for every fender bender.
Easy thing to do is just cancel it. Insurance is a scam. Always has been.
When drivers returned to the roads after covid CLAIM COSTS exploded - increased 18%. All of the major insurers lost billions. State Farm, the largest auto insurer lost $16 billion in one year. So, in short, inflation related to repairs and all things claim-related caused the upward pricing. You can blame Covid for this. I am in the insurance industry and suffered losses also.
It's all a scam. We all need to stop paying it, period.
If ppl can’t afford their car payments, they are just going to wreak it. That cost is just going to past down to others.
State Farm has had a Consumer complaints on Billing issues in other states.
You Americans are getting cleaned out by corporate America
Didn’t talk about state legislators in bed with lawyers with the 2017 bill
Come on Cyrus!!
You can't speak the truth and facts.
(JK ....It's been a while. Hope you are doing well. I don't spend much time on yt anymore)
I just wanted to say hello!
Stay frosty!!
😇👍
Hey there! Thanks! @@shereesheree7735
People are to blame, not insurance companies. Terrible drivers out there one actually cut me off causing a small 'fender bender' the only damage to my car was a cracked grill (100$ plastic piece) so I couldn't care less and would have rather let it all go. unfortunately for the other person I dented their truck right where the rear camera sits. They went on to file a police report, insurance exchanged and they filed a claim. My insurance obviously went up something near 30% but funny enough after a year it went back down to where it was. I'm paying less than this person for similar terms (I have 1k deductible) because I rather pay less for insurance and SAVE for any vehicle fixes perks of driving a base model that isn't packed with unnecessary electronics. A side mirror for my car is hundreds of dollars less because of it. but oh no I have to drive around without the "blind spot light"... its called LOOKING before you switch lanes.
Hey Nevadans ...
Remember this when they want US to pay for that new stadium for that baseball team.
Our taxes helped pay for that stadium for the football team and THIS is the thanks WE ALL get.
I'm sure all the people driving in Clark County without plates have no insurance. How about a boot on those vehicles until they pay their fair share. Law enforcement needs to be more proactive.
I drove around Vegas for almost 2 years without registering my car but I did have insurance on it.
Reason I didn't register was because the Jeep I was driving was over 20 years old and it would cost almost $200 to register it. That Jeep replaced the Pontiac Grand Am that was 10 years NEWER than the Jeep and cost me $80 to register it.
I found out that NVs laws regarding registration NOW was based on MSRP for a vehicle and a little is deducted every year. Who the heck would pay MSRP on a new car?? Not me!!
Part of the reason is people driving without any insurance so if they get in an accident people like myself who have insurance pays for the drivers stupid mistake for not having insurance
Question? Why is everything going up in Las Vegas? We live in a desert. Our utilities, car insurance, rents, mortgage rates, and food costs have skyrocketed to San Francisco's cost of living.
Bidenomics
How many people moving from California and how many not buying insurance.
never put a tracker on your car to lower your rates, now you have to maintain that discount for life
Make it a government system no matter how much that may suck. Then remove the profit motives
I would be ecstatic over a $40 a month increase. In California my auto carrier Farmers is leaving the state and my new insurance proposals have me going from $3000, to anywhere between 9,000 and 12,000 per year. LOL @ $40/mo. Perfect credit, spotless driving record, decades behind the wheel. You get what you vote for people - elections matter. Letting illegals and uninsured/unregistered/unlicensed drivers roam our street without any consequence has to come back on somebody - and that somebody is you!
im paying $101 a month for 2 cars in New York
And just think of it,prior to 1991,insurance was COMPULSORY only in 16 states in America!!
Time to think about leaving Nevada, Vegas turning into rip off city for everything. Sad
Come here to the Bay Area to make yourself feel better. We're in a sinking ship that makes Nevada feel like paradise.
Just wait until insurance companies pull out of Las Vegas then you’ll see high rates.
That’s BS! Why should a GOOD driver with a clean record have to pay for the bad drivers?
It's not that.
@@erichyde4965 It is EXACTLY that! Think about having a good driving record, and then you get in an accident. What happens? Your rates will go up to cover the cost of that repair. Say 1000 for an example, your insurance company is allowed to increase your rate for 5 years which means your rates will go up by 250-300 per year. Someone with a poor driving record that already has a high insurance rate. They get that increase, and they just stop carrying insurance or go to a budget brand. That means the insurance company must recoup the costs. How? They come to you, Mr good driver and raise your rates! It’s a broken system that’s designed to punish all drivers, for what? Because people with the poor records are still allowed to drive and cause accidents that they cannot pay for so good drivers are penalized as a result! That’s BS!
@@erichyde4965 Over the past 2 years the company I was with raised my rates, mind you no accidents or tickets in over 20 years, from 200 a month to 450! Why? Because of other people? How is that equitable? I shopped around and the best rate I could get with a stellar driving record and a high credit score was 350/month! That’s a 75% increase in 2 years! That sir is BS!
@@DMKFACTOR I have a brand new car and my insurance went up because of thefts of catalytic converters and my insurance was effected by that. I live in az and mine went up 400 6 mo premium for nothing. And then inflation cost of repair goes up. But it's not just bad drivers. It's thefts, wages, if I get into an accident or have a history of crashes, Speeding tickts, etc. If someone steals my catalytic converter and messes up my car doing so, if I report that to my insurance, my insurance will go up. They will not cover it if they steal multiple times on my car. I will pay more in insurance. Which is some big time BS.
@@erichyde4965 How does that relate to the statement you made about me being wrong? You just agreed with me! 💀🤡
I pay 1414.00 for 6 month policy in utah. I'm a senior no accidents my car is 8 years old and I have my home bundled
Have you tried to shop around? Is Utah a state where insurers check your credit score?
@4:10 "How can you lower your rates"? You know.... I called several lawmakers about this. I suggested drafting a bill changing the state insurance commissioner's position from appointed to ELECTED. In that same bill, not allow anyone to run for the position who has an interest in or has had prior positions that favored insurance companies, such as a lobbyist. NO ONE LIKES THAT IDEA. No No No. You know, its the insurance commissioner that receives the request for a rate increase and approves or not. Every state should have an insurance commissioner who is elected by the people, for the people, who will fight for the people or risk being fired by the people.
Honestly nothing everything will continue to increase before you know it this city will be unsustainable to live in just like California and New York
That's why I'm moving to a country where all you need is a golf cart to get around. No car payment, No corrupt car insurance company
I live in the Carolinas , you paying for other drivers who don't care 🤷 to purchase insurance , an the insurance industry doesn't want to flip the bill 😊
So guess who going to take the hit. It keeps going up.
P.s
Ev insurance is higher ,so think 🤔 before purchasing a ev.
Why? State Legislature is why. What you should be asking is who is profiting besides the insurers
This needs a state inquiry with real questions and information. This is what elected state representatives are supposed to be looking at. If is because all the part are made in foreign countries? Too many high end rental vehicle that are damaged? Infratructure is at an end phase and needs rebuilding (that should mean cutting boutique tax breaks directing taxes to infratructure)
Just moved to NV form FL and my insurance here is half of what it was in FL.
so wait, if they can give LOWER rates....that means its not about the costs, its about the data and tracking.
I invest in shares of insurance companies that pay quarterly dividends. That's the only way I feel a bit better about paying these exorbitant insurance premiums.
Its not only Nevada. Its in every state. Especially if you have hyundai and a kia. The cost is out of this world
It's a racket. I think there should be an investigation by the DOJ.
Should also question or do more research on these companies?
Ask them why they really need rate increases?
Why can't they stop increasing their CEOs paycheck?
Why can't they stop paying millions on ads? Let their agents in the states do their job to get customers.
Why did their customer service decline or become non-existent over the last decade?
*** be careful when the agents start talking about bundling *** some are shady
The Insurance Commissioner should be protecting us not the insurance companies. He basically agreed the insurance companies are ok to raise the rates. 🤦♀️
State of Michigan driver dealing with no fault law enters the chat….we are the highest state period 😢
Stop the 🧢
What happens to the people who drive without insurance, anything? Do they face ANY consequences?
How much is the "Commissioner's" car insurance?
None of these insurance companies sell anything that could be impacted by supply chain issues. Insurance isn't hardware...they are lying through their teeth
They said it impacts the cost of the repairs they pay for under their policies, not that they sell any products🙄 If the garage the company uses has supply problems or just uses it as an excuse to justify padding the bill when renegotiating their contract, the insurers likewise use the same excuse but the impact is only truly absorbed by the policy holders. But do tell me more about your hardware theory and how you didn’t bother to listen to all of the words in the story that explained this
They HAD to find a woman named Karen to make it better. They had to have known, fox 5 ain’t slick.
All state and state farms are pulling away from states so not to insure people any longer due to massive losses.
That’s your insurance commissioner sleeping in bed with insurance companies… insurance commissioners approve these increases…California is dealing with the same thing
This doesn't make sense at all. The blue book values of used cars are considerably lower than they were two years ago. But it does cost a lot of fix cars now. Gone are the days when you could pick up a new side view mirror at K-Mart for $25 and put it on yourself. Now it costs a thousand or two to replace those due to the sophisticated technology they have - heating mechanism, blind spot monitoring, turn signal lights, etc.
Maybe if they finished Construction on roads and stopped building houses for people to keep coming maybe that would help a little.
It’s almost to the point with the high cost swing past $300-$400 a month for a single policy and. When pulled over by police officers as you’re driving and have no insurance due to unable to afford then we go to court and tell the judge reason why you don’t have insurance because you can’t afford it anymore. Then what happens if you pay a fine it’s gonna be smaller than what you pay for a month. It’s not a good idea to think this way but it may be cheaper to pay that court sign going to pay monthly insurance. Think About it
You might lose your license in the process?
@@ericli2936that’s right. Depending on the state you go to jail too.
Pay insurance but don't register the car. Go get a temp tag for your car and keep it in the window. As long as you pay insurance you might get away with that.
My auto insurance goes up every 6 months.
Almost a damn car payment every month on car insurance
I was in Vegas for only 4 days last summer and saw major accidents every time we went anywhere. Do people not know how to drive?
Just keep shopping around when your renewal is coming close. I saved $70 a month by switching from an allstate subsidiary to that lizard dude.
I literally pay 70 Euros a year for my motorcycle. The US is so f't up
The higher rates are probably due to the way that everybody drives. We have four vehicles insured. Two of them are full coverage and we pay $286 a month in Nevada. People claim that all the bills in Vegas especially are so expensive and they don’t have money blah blah blah but you can go to any given store in Vegas. I don’t care if it’s TJ Maxx or the local malls. They are packed. People spending money like crazy, but then they complain that they have no money. It’s common sense. Look at all the stolen vehicles in the vegas area. Of course the insurance rates are going to go up. They have to get their money back somehow. Why don’t you look to the local police department why don’t we have enough police on the ground. You can sometimes go all day long driving all over Vegas and never see even one police officer. We pay over $1000 a month for one semi in the state of Nevada.
I don't want to hear any of my fellow Michigan drivers complaining about their auto insurance bills ever again after seeing this woman's bill in Nevada. Mine is _less than half_ of what this woman is paying in Nevada, if that bill is for a six-month time frame. And I chose to keep the no-fault medical insurance option on my policy, even when the law here in Michigan changed that to be a voluntary item.
We have more drivers, more unregistered vehicles, more uninsured motorists, and an inability to get cars repaired. In 2021, my car was damaged, and it has not been repaired because there are no parts available.
Why is a good driver punished for other insured persons who are irresponsible?
Yea, it sucks to be punished for the sins of others.
Don't forget the monsoon weather drowning the cars out in the desert, like Burning Man.
It’s all the hit and runs :)
Buy a cheap old car w/a great engine (we have a 2001 Buick Century that drives like a dream), and insure it for liability & medical only...... Otherwise, you're screwed.
I call BS on the insurance commissioner and State Farm comment. In CA, insurance rates increased by 20-30% after the pandemic so that insurance companies can recoup what they lost during Covid when no one was driving and due to the insurance commissioner halting increase rates for two years. Greed at its finest.
You left out the ambulance chasers. They don't buy all those commercials for nothing.
Insurance needs to work like credit. Good drivers pay close to nothing. Bad drivers pay the most. It’s a simple fix. N those that don’t have insurance. Automatic 10 year stay in state prison.
the governor is not doing anything???????????????????????
You can thanks the CA drivers for that!
The governor before Sisolak had ties to insurance he got insurance to double their prices. Since then insurance in Nevada has gone up every year why would Nevada pass that bill ~ insurance is way overpriced this state is on its way to be as expensive as Loser New York. Nevada now matches Michigan state.
Why i give up my car I hate driving to work in fact I hate owning a car the cost maintenance stupid smog test. Glad where I work is not that far where I live I can just walk or ride my E-bike to work. Also F the car insurance company one the biggest scam.
Geico doubke my insurance cost from 540 per month to over 1000 per month, and im in texas
But why in Northern Rural Nevada????
Let's see you live in a state where how many people from out-of-state come to visit? And if you live with in the wrong ZIP code of Nevada do you get to pay the bonus price of free alcohol which also increases your auto rates, not counting how your state laws work when it comes to liability claims period and then you add in record high inflation add supply chain disruption and you get to pay the bill