Wipe EVERYTHING off your CREDIT REPORT in 14 Days

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  • Опубликовано: 13 сен 2024

Комментарии • 3,9 тыс.

  • @davetalkscredit
    @davetalkscredit  5 месяцев назад +41

    Grab Your Credit Report With For $1 For 7 Day Trial: bit.ly/IQfreetrial
    ========================

    • @lakiriarogers9433
      @lakiriarogers9433 5 месяцев назад +3

      What type of card do you suggest paying with because it won’t let me use my chime or Varo card?

    • @Hotsauce1936
      @Hotsauce1936 4 месяца назад +2

      What’s about repo ?

    • @ExcitedAntenna-er9uf
      @ExcitedAntenna-er9uf 3 месяца назад

      Hello If I try to remove laate payment on car note… would it remove the whole account or just the late payments???

    • @FassstlaneFinesseGame
      @FassstlaneFinesseGame 3 месяца назад +1

      I signed up for the free trial but it’s only showing partial account numbers, why is that???

    • @raylene326
      @raylene326 3 месяца назад +2

      @@FassstlaneFinesseGame me too. I'm wondering if that is acceptable to submit

  • @LaToyaJ1
    @LaToyaJ1 Месяц назад +112

    Hi ya'll. I did it. Within a week, my score went up 75 points. Today, it went up 50 more points. Everything is being removed. I'm so excited. This is so legit. I'm getting my house 🏠.
    Thanks for this information. Gratitude Gratitude Gratitude

    • @davetalkscredit
      @davetalkscredit  29 дней назад +6

      Congratulations

    • @LaToyaJ1
      @LaToyaJ1 28 дней назад +2

      @davetalkscredit Thank You!

    • @jjw1309
      @jjw1309 18 дней назад +1

      Congratulations...🎉

    • @LaToyaJ1
      @LaToyaJ1 17 дней назад

      @@jjw1309 Thank you!!

    • @therealsincerelyyours
      @therealsincerelyyours 16 дней назад +1

      Congratulations and has there been any updates since your last post

  • @samc6029
    @samc6029 8 месяцев назад +382

    Dude!! I disputed my collections, late payments & chargeoffs thru CFPB on December 23, 2023 and credit score went up 45 points by January 3rd! Thank you!!

    • @davetalkscredit
      @davetalkscredit  8 месяцев назад +18

      Ayeeeeeee congrats 💯🔥🔥🔥

    • @kennethpontrelli
      @kennethpontrelli 8 месяцев назад +6

      just subscribed to your channel dude. Any chance you could let me know what type of results you saw. Maybe the type of accounts and things like that.

    • @Lovelivewell
      @Lovelivewell 5 месяцев назад +4

      Where did u pull your credit report from what site did you use

    • @davetalkscredit
      @davetalkscredit  5 месяцев назад +3

      bit.ly/IQfreetrial

    • @hottraxx713
      @hottraxx713 5 месяцев назад

      @@Lovelivewellannual credit report lets you get your reports every month now

  • @purelinebulliez
    @purelinebulliez Год назад +291

    BE AWARE READ THIS!!
    I saw this video and I did everything he told me too! My wife owed 12k in credit debt!! I swear on everything we was behind on everything and I went back to my credit karma to check what closed!! And everything closed !! She owes 0$ !! I just want to say thank you !!!! And I swear you helped us out a lot and I wish there was a way I can pay you back! Thank you!!

    • @user-ri2tv3xt1x
      @user-ri2tv3xt1x 5 месяцев назад +72

      Bro at first I thought u was coming with negative energy but glad to hear that stay blessed

    • @Peteyboi1987
      @Peteyboi1987 5 месяцев назад

      @@user-ri2tv3xt1x me too bro, lol I was like dang! But he clarified everything.

    • @rodmilly1
      @rodmilly1 3 месяца назад +4

      That’s dope! Was it money owed on credit cards she doesn’t have to pay?

    • @davetalkscredit
      @davetalkscredit  3 месяца назад +13

      Depending on how old the debt was he may not have to pay it back.. depending on his state

    • @larrydryden4617
      @larrydryden4617 3 месяца назад +8

      lol if you’re relying on what credit karma says then you have no idea how credit works lol

  • @SophieandMommysAdventure
    @SophieandMommysAdventure 2 месяца назад +141

    Y'all I'm going to do this today 7/15/2024. I will definitely update everyone on my journey.

  • @zodiacmamaaa
    @zodiacmamaaa Год назад +82

    I said I would come back if this method worked or not, and I did it a month or so ago, and my credit score jumped by +40 points last month after I first did it, but a month later I got an alert from transunion my score jumped +141 points! Thank you for not being click bait and actually helping others! This means so much to me! Thank you! I am on the road to 750, so I will continue listening and following your advice now!

  • @dweezebrown6722
    @dweezebrown6722 5 месяцев назад +75

    Thanks my dude.. One been deleted. So far. I got something in the mail yesterday on it. I had to come back and let the people it’s real.

    • @davetalkscredit
      @davetalkscredit  5 месяцев назад +11

      Thank you for coming back to support… I really appreciate it 🔥🔥

    • @talluuretheartist8580
      @talluuretheartist8580 3 месяца назад +1

      Thanks so much for letting us know it's real. How's it going now?

    • @bryanok4898
      @bryanok4898 Месяц назад

      How many are removed so far as how long did it take

  • @sharevialovett1869
    @sharevialovett1869 Год назад +1181

    WELL GUYS!! LET ME TELL YA IT GOT DAMN WORKS FOR MEEEE!! The moment I seen this video I immediately start gather all of my accounts that I had in collections (7)
    Follow Dave step by step and BANG can’t believe it I was able to get 4 remove including my eviction that I had on my record for 4 years now the others still pending… Score went up 85pts OMG.. It was my first time filing anything with Cfpb never heard of them til I started watching Dave 😂. I hope it works out for everyone else Good Luck PPL… 😊

    • @Caramelsugar68
      @Caramelsugar68 Год назад +29

      Hi do you need the full account number. It only shows part of ot on my credit report?

    • @Simmonsboys305
      @Simmonsboys305 Год назад +42

      No use whatever your credit report show

    • @Caramelsugar68
      @Caramelsugar68 Год назад +12

      @@Simmonsboys305 Thanks!

    • @Jtrillthegreat
      @Jtrillthegreat Год назад +19

      Thanks I been wanting to know that as well

    • @clydenice
      @clydenice Год назад +13

      Do you have to do this on computer or lab top because i tried on my tablet and phone every time i put in last 4 for ssn it rejects it

  • @curtis75501
    @curtis75501 Месяц назад +27

    Shalom! I did mine today, 8/11/2024, and will keep everyone up to date.

    • @curtis75501
      @curtis75501 Месяц назад +9

      Equifax has responded today, 8/11/2024. Now it's a wait game.

    • @nftbuildses
      @nftbuildses 28 дней назад

      @@curtis75501 trying it out today

    • @ML4Lyfe2
      @ML4Lyfe2 27 дней назад +5

      pls post the entire CFPB details that I need here for me to use. Thank you so much

    • @karmenwashington605
      @karmenwashington605 25 дней назад

      @@curtis75501yasssss!!! I'm next 💪🏾

    • @checksbalances7779
      @checksbalances7779 22 дня назад +1

      Hey any Results yet?

  • @taievelon01
    @taievelon01 3 месяца назад +54

    I did this last week! Had 7 collections on my account and I am down to ONE! Just one. I rarely comment on videos but I had to comment on this one because it worked . Thank you!

    • @lloydhawthorne2762
      @lloydhawthorne2762 2 месяца назад +4

      Did you click yes or no when it asked if you requesting information from the company?

    • @rahdiagreen6616
      @rahdiagreen6616 2 месяца назад

      Did you send in any letters first

    • @taievelon01
      @taievelon01 2 месяца назад

      @@lloydhawthorne2762 I clicked yes

    • @DavidSanchez-qk2kq
      @DavidSanchez-qk2kq 2 месяца назад

      @@lloydhawthorne2762WHO GOT THE ANSWER FOR THIS ONE

    • @brandonjohnson2939
      @brandonjohnson2939 Месяц назад

      @@lloydhawthorne2762 I clicked no because it asked another question after that and I did not know what to write. I believe they updated the site, hopefully this process works.

  • @alphaforce6998
    @alphaforce6998 4 месяца назад +126

    My man, really good video. Straight and to-the-point. Just wanted to add 15 USC 6802, which you can include and state that you DID NOT receive the required opt-out notice at the time you created the account that is being reported (they never give you the opt-out notice). You actually have a right to opt-out from any reporting of non-public info.

    • @talluuretheartist8580
      @talluuretheartist8580 3 месяца назад +3

      O wow! Thank you!

    • @nathanjd83
      @nathanjd83 Месяц назад +1

      do you know what credit report service gives the full account number?

    • @davetalkscredit
      @davetalkscredit  Месяц назад +2

      @nathanjd83 you don’t need the full account number

    • @prettytony916
      @prettytony916 Месяц назад +1

      @@davetalkscreditI’m having the same issue. So I just need the numbers they do provide? Not the entire account number, correct?

    • @davetalkscredit
      @davetalkscredit  Месяц назад +2

      @prettytony916 correct

  • @user-ui2xn7ji6v
    @user-ui2xn7ji6v 6 месяцев назад +64

    I LITERALLY JUST CAME BACK TO SAY THANK YOU!!!! THIS DEFINITELY WORKED FOR ME!!! Been trying to put my family and friends ever since!

    • @davetalkscredit
      @davetalkscredit  5 месяцев назад +7

      Thanks for the support

    • @Kiki06162
      @Kiki06162 5 месяцев назад +2

      I’m trying this today so excited

    • @rahdiagreen6616
      @rahdiagreen6616 2 месяца назад

      Did you send letters first?

  • @Jasminmooreatl
    @Jasminmooreatl Год назад +23

    Hey dave i wanted to come back and comment a follow up. I did this like 3 months ago and I got 5 accounts off my credit reports. I only have 1 left Thank you so much for this information, it works!

    • @davetalkscredit
      @davetalkscredit  Год назад +3

      Thank you for coming back to share your win 🔥🔥🔥

    • @Daault
      @Daault 7 месяцев назад

      This worked Im doing it now to see

    • @user-ow8xj4jr9u
      @user-ow8xj4jr9u 3 месяца назад

      what is it closed accounts or open?

  • @TB-fk4qm
    @TB-fk4qm 5 месяцев назад +29

    Turn your credit bibles to page....
    I love this man! He is preaching today about credit. Hallelujah!!!! 💃

  • @NursseRe
    @NursseRe 2 месяца назад +10

    You are the REAL deal! Thank you. My score went up tremendously and it didn't take that long. I've checked my credit report multiple times to ensure my eyes weren't deceiving me. Appreciate you, King. Keep dropping gems.

    • @davetalkscredit
      @davetalkscredit  2 месяца назад +1

      Thank you 🙏🏿… you put in the work and deserve the reward

    • @CarpeDiemHDTV
      @CarpeDiemHDTV Месяц назад

      Stop lying wtf

    • @davetalkscredit
      @davetalkscredit  Месяц назад +1

      If you hate on others you will never receive any good outcomes for yourself

  • @Iceloversunite
    @Iceloversunite 26 дней назад +7

    I did this! IT WORKED WITHIN 14 days!!!

  • @rashundhargrow3284
    @rashundhargrow3284 4 месяца назад +22

    Idk how I even came across your page/account man but this is blessing I just submitted everything so we bout to see. Either way thank you for helping people get their credit right.

  • @kenyareese8595
    @kenyareese8595 3 месяца назад +18

    I've been learning about this. Using the CFPB to update accounts on and off your credit report. I was needing to know how to word everything once i started submitting my complaints and look at how the universe works. You popped up soon as i clicked on YT. I'm excited to get this going and improve my credit because people are not cheap fixing your credit now days lol.. thank you!!

    • @charleshairston8556
      @charleshairston8556 3 месяца назад +3

      Universe? You mean God Jesus himself. It’s funny people like you worship the creation and not the creator is odd to me .

    • @kenyareese8595
      @kenyareese8595 3 месяца назад +10

      @charleshairston8556 I worship the creator who created it all. You don't know me personally, so it's people LIKE YOU who misjudge with your negative opinions and have it all wrong because you're looking at something the way you want to interpret it. You could have kept this comment, and I shouldn't be entertaining it! On that note, God Bless You and your thoughts!

    • @LequintCurrington
      @LequintCurrington 2 месяца назад

      @@charleshairston8556you weird on here tryna preach god when it’s a RUclips channel on how to build credit stop being judgmental and bias

    • @LequintCurrington
      @LequintCurrington 2 месяца назад

      @@charleshairston8556you on here to argue or get your credit right man ?

    • @RyanMrTsunamiBishop
      @RyanMrTsunamiBishop 12 дней назад

      I appreciate your update, I'm just now seeing this video and I'm going to try this asap!! And yes the Universe works in mysterious ways. It gives you back what you put out. ♥

  • @michellelynn4315
    @michellelynn4315 3 месяца назад +2

    Just submitted mine last night and got two emails saying that the company responded and is still working on the issue and I should hear a response within 60 days. I’ll give an update when I hear more. Crossing my fingers, toes, and eyes that this works!!🤞🏼Been working on improving my credit for a while, but I’m still about twenty points away from the midscore I need to start the process of purchasing a home. If this works, I’m singing your praises to EVERYONE I know! If it doesn’t, at least I tried. Either way, thank you for putting this information out there!!

    • @michellelynn4315
      @michellelynn4315 3 месяца назад +2

      Also, I answered yes to contacting the company, I didn’t give additional information about what I requested (this was optional), and I answered no to the question asking if the company has responded back/offered information. I also didn’t have the full account numbers, but put down the numbers shown with the asterisks at the end.

    • @michellelynn4315
      @michellelynn4315 2 месяца назад +4

      Update… this didn’t work for me. Companies just updated comments on report. Hope others have better luck than I did.

    • @Huidos001
      @Huidos001 24 дня назад

      ​@@michellelynn4315sorry it didnt work out for you, what do you mean by companies just updated comments on reports??

  • @MsLesasRoundTableTalk
    @MsLesasRoundTableTalk 4 месяца назад +20

    I filed it tonight... I appreciate you very much... Will return with a follow-up report

  • @DontTrip-em9rv
    @DontTrip-em9rv 3 месяца назад +14

    THANK YOU FOR THE GAME BRO FRFR I BEEN DOWN BAD ON PAYMENTS AND CLOSED ACCOUNTS SMH I JUST DID ALL THIS TODAY ALONG WITH THE VIDEO OF WHERE YOU SHOW HOW TO REMOVE ANY HARD INQUIRIES . Will KEEP YOU GUYS POSTED AFTER THE 14th day 💪🏾💪🏾💪🏾

  • @biblestudieswithdomlaf3310
    @biblestudieswithdomlaf3310 5 месяцев назад +17

    Hmmm 🤔 this is gold 🤩! I’m from Canada and hope this works! Will try this next week. Will keep you posted ✨

    • @YoungprinceQ
      @YoungprinceQ 3 месяца назад +2

      how it go?

    • @MOODMENDR
      @MOODMENDR 3 месяца назад

      @@YoungprinceQ curious too.

    • @thedailystruggles7539
      @thedailystruggles7539 3 месяца назад

      How is it.? Im in Canada too
      Ontario to be exact

    • @Valleygate13
      @Valleygate13 9 дней назад

      I'm Canadian too ..isn't this site and laws in the US? Does Canada have an equivalent?

  • @ladycwhite7892
    @ladycwhite7892 5 месяцев назад +18

    Omg! I just struck GOLD finding your page.Thank you so much for sharing All the Great content.
    🎉🎉❤🙌🏽

  • @ldulce8957
    @ldulce8957 16 дней назад +10

    I’m going to do this today, 8/28/24. I will keep you informed.

  • @trucummings4759
    @trucummings4759 3 месяца назад +10

    I just completed this, and I am on to the next video. Thank you, King.

  • @sublimedivinity11
    @sublimedivinity11 3 месяца назад +44

    Two years late, but I'm doing all of the steps now. Credit is in the high 500s currently. Will report back with results!

    • @Urbanmenace314
      @Urbanmenace314 3 месяца назад +9

      No can you actually come back with results? Lol

    • @sublimedivinity11
      @sublimedivinity11 3 месяца назад +27

      ​@@Urbanmenace314 😂 yes sir, I will come back on 6/15. I set the date on my calendar and errything💯

    • @sublimedivinity11
      @sublimedivinity11 3 месяца назад +9

      Mini update 6/2/24:
      I've already gotten emails from the CFPB alerting me that the 3 credit bureaus responded to the requests and are 'working on my requests'. Okay then. Work...👀

    • @sherocks915
      @sherocks915 3 месяца назад +2

      Following

    • @P0LARTV
      @P0LARTV 3 месяца назад

      @@sublimedivinity11 FACTS

  • @robertmitchell5523
    @robertmitchell5523 Месяц назад +1

    I just filed mine today and I tell I feel confident with your method. Definitely need to buy a home for my family. I’m so ready to see changes. I’ll following back up in 2 weeks to provide update. You gain another subscriber. Thank you sir

    • @Elie4x
      @Elie4x 20 дней назад +1

      Update ?

  • @jkli14
    @jkli14 5 месяцев назад +22

    Just started my process past night. Will keep you guys updated 🤞🏾🤞🏾🤞🏾

    • @jkli14
      @jkli14 4 месяца назад +2

      @@LoyalProductionzeverything is in progress , the bureaus are in “investigation /review” with my request

    • @PrincessLoX0
      @PrincessLoX0 4 месяца назад +3

      Let us know!!!

    • @user-qi1gb8sp7f
      @user-qi1gb8sp7f 4 месяца назад +1

      Any update

    • @jkli14
      @jkli14 4 месяца назад +1

      @@user-qi1gb8sp7f I with still waiting. They are just in review at the moment

    • @SpoiledLocGurl
      @SpoiledLocGurl 4 месяца назад +1

      How did it go for you?

  • @achillesking_
    @achillesking_ 4 месяца назад +19

    Just did mine ima be back here in 14 days to let ya know appreciate the info

    • @mykefletcher311
      @mykefletcher311 3 месяца назад +7

      Please let us know! Everyone that says they are going to try and report back, doesn’t. 😕

    • @davetalkscredit
      @davetalkscredit  3 месяца назад +1

      @mykefletcher311 you should try it for yourself… the worst thing that could happen is that it doesn’t work… or it does work and now you have good credit

    • @YgRedd400
      @YgRedd400 3 месяца назад +2

      Sooo?

    • @MOODMENDR
      @MOODMENDR 3 месяца назад +1

      what happened?

    • @BarnabyBunch
      @BarnabyBunch 29 дней назад +3

      ​@mykefletcher311 😂 they all say this and never comes back !! So annoying 😂

  • @jessicaallen6125
    @jessicaallen6125 6 дней назад +1

    I’m followed these steps today. 9/7/24. Will keep the viewers updated. Thanks Dave Cousins.

  • @sweetmelodiess
    @sweetmelodiess 4 месяца назад +8

    I just submitted 🎉following all the steps ! I will give an update because I had items on my credit longer then 7yrs

    • @kdb1548
      @kdb1548 4 месяца назад +2

      Any updates ?

    • @2020bean
      @2020bean 3 месяца назад

      Did it work???

    • @PonelyPonely
      @PonelyPonely 3 месяца назад

      If it did he would of replied 😂​@@2020bean

    • @talluuretheartist8580
      @talluuretheartist8580 3 месяца назад +1

      Hello, did your credit turn out the way you wanted? If you don't mind me asking.

    • @richardortega49
      @richardortega49 2 месяца назад

      ???

  • @KpFriendly
    @KpFriendly 2 месяца назад +2

    I’m looking towards using this, my homie had a repo and he used this to fix his credit after months of research and it worked for him so he recommended this to me, wish me luck

  • @TERREAH95
    @TERREAH95 3 месяца назад +11

    Awesome video I just completed all the steps and will be back in 14 days with an update🤞🏾

    • @Takidachip
      @Takidachip 3 месяца назад +1

      Let me know

    • @Urbanmenace314
      @Urbanmenace314 2 месяца назад +1

      Any results?

    • @gavin_mckee
      @gavin_mckee 2 месяца назад +1

      @TERREAH95 any news?

    • @TERREAH95
      @TERREAH95 2 месяца назад

      @@Urbanmenace314 just posted an update

    • @TERREAH95
      @TERREAH95 2 месяца назад

      @@gavin_mckee it works just posted the update

  • @apieceofmindpeace5804
    @apieceofmindpeace5804 Год назад +37

    i did every step he said not even 30 days yet and my score went up 115 pts he the real deal fasho thanks

    • @JoLuna-qm4xj
      @JoLuna-qm4xj Год назад

      Every step from this one video?

    • @apieceofmindpeace5804
      @apieceofmindpeace5804 Год назад +1

      @@JoLuna-qm4xj yup

    • @Kiki06162
      @Kiki06162 5 месяцев назад

      I hope the deleted accounts don’t pop up back after months

  • @BurnzOfficial
    @BurnzOfficial 2 месяца назад +3

    I did this today and I will definitely come back and let yall know if it works. Seeing as where nobody is giving any updates. Stay tuned

  • @nitinraika1987
    @nitinraika1987 Год назад +99

    I found their debt management recommendations to be practical and realistic.

  • @DavidSanchez-qk2kq
    @DavidSanchez-qk2kq 2 месяца назад +4

    What about “did you request information from the company ?” What’s do we put for tht one

  • @Thee_motivated_1
    @Thee_motivated_1 4 месяца назад +6

    It’s working!! 🎉🎉🎉🎉🎉🎉 🙌🏾🙌🏾🙌🏾. I seat RUclips never disappoints. Thank you so much for you being you and sharing. 🌻

  • @las1368
    @las1368 3 месяца назад +27

    Did mine today. There were extra questions not in this video, but I put that I sent disputes and didn't hear back from each credit bureau. Will update once I get notified.

    • @dgcrago
      @dgcrago 3 месяца назад +1

      Yeah please update as soon as you hear something. I need to do this to get my bankruptcy off lol

    • @talluuretheartist8580
      @talluuretheartist8580 3 месяца назад +1

      Yes, please come back and let us know what happens...pretty please!

    • @Urbanmenace314
      @Urbanmenace314 2 месяца назад +1

      Any results?

    • @maxinejones7391
      @maxinejones7391 2 месяца назад

      Hello

    • @WhoElseButBC
      @WhoElseButBC 2 месяца назад

      @las1368 I would definitely like an update if possible.

  • @BeratKahraman-cy5qt
    @BeratKahraman-cy5qt 5 месяцев назад +6

    I would say I don't know how I find you on RUclips and Google, but I know better. My husband and I have been in prayer so that

  • @DomenicoRettura
    @DomenicoRettura 2 месяца назад +3

    I did everything this guy told me and nothing never got removed

  • @AlanaMarie121
    @AlanaMarie121 Год назад +25

    Thank you so much for this information. Only one of accounts have been updated so far and it went up 33 points 🙏🏾

  • @SpoiledLocGurl
    @SpoiledLocGurl 4 месяца назад +7

    Just watched this video tonight and did everything. I'll update with my results. Fingers crossed.

  • @MrBanks8724
    @MrBanks8724 3 месяца назад

    i did this and within a few days all my inquiries were dropped. Im waiting on the late payments and collections. they are processing now. wish me luck!! thank you

  • @sgray5986
    @sgray5986 Год назад +12

    It works. I had a deletion on my Transunion account. The process was swift!Thanks Dave!

  • @avonrollaxk785
    @avonrollaxk785 5 месяцев назад +10

    Where to get the laws so I can copy and paste them like you did ?

  • @kareemphillips196
    @kareemphillips196 Месяц назад +1

    Thanks for this info I noticed the write-up in the description does not have all the laws you mentioned in the video do we not need all the laws you mentioned letter now or has there been some changes?

  • @s.o.t343
    @s.o.t343 7 месяцев назад +12

    Calm please. Im trying to understand everything

  • @Jeff-fs8rx
    @Jeff-fs8rx 3 месяца назад +7

    Just submitted mine this morning. 14 days!!!

    • @MiguelSanchez-od5rz
      @MiguelSanchez-od5rz 3 месяца назад +1

      How do you get the letter in the description?

    • @Urbanmenace314
      @Urbanmenace314 2 месяца назад +3

      Any results? Nobody follows up here 😂

    • @Huidos001
      @Huidos001 24 дня назад

      ​@@Urbanmenace314bro i been reading all comments nobody follows up goddamm.

    • @kayyoung444
      @kayyoung444 24 дня назад

      👀

    • @sunseed9232
      @sunseed9232 2 дня назад

      He must be in jail

  • @mcfly80s64
    @mcfly80s64 3 месяца назад

    Trying this to get approved through my VA home loan. Brother, you would make a great teacher. You know how to break it down step by step.

  • @oscarmarigomezrealtorpr
    @oscarmarigomezrealtorpr 5 месяцев назад +3

    I had made the process of submitting a complaint: but Experian, TransUnion and the other, contact me saying that it will take them 60 days to give me an answer. More than the 14 days that you say in these video.
    It have been 19 days since I started the complaint.
    What should I do???

  • @TB-fk4qm
    @TB-fk4qm 5 месяцев назад +8

    I loveeeeee your energy and video!!!!!
    Only YOU can make people who feel bad about their credit feel better!!!❤️

  • @Johnnymayfield00
    @Johnnymayfield00 5 месяцев назад +2

    When you click,
    Have you already tried to fix this problem with the company
    I clicked YES
    And under that it’s says
    Did you request information from the company ?
    Yes or No
    Which one should I clicked

    • @davetalkscredit
      @davetalkscredit  5 месяцев назад +1

      Yes

    • @MsLesasRoundTableTalk
      @MsLesasRoundTableTalk 4 месяца назад

      Then, it asks," What info did you request? And," Did the company provide this info?"
      What did you put?

    • @davetalkscredit
      @davetalkscredit  4 месяца назад +1

      Don’t copy what I did answer the questions truthfully and honestly

  • @aaronsmith3800
    @aaronsmith3800 3 месяца назад +4

    Hey brody Im watching your video and following step by step by step!!!! But I am noticing this CBPC site is asking me more questions than yours did. "Did you request this information from the company" It's on the last page right after did you try and fix this problem with the company! Should I say yes or no???

  • @Freestylequeen-mp4rn
    @Freestylequeen-mp4rn 3 месяца назад +4

    On account name does it mean put the owner of the account name or put the agency that’s reporting name?

  • @marquezinj22
    @marquezinj22 3 месяца назад +2

    New Subscriber! I followed all your steps and my score is going up with every credit bureau thank you so damn much! I’m going to follow your steps now to remove all my inquiries. My credit was at 495 (don’t even ask) lol 😂 but it’s been updated with one credit bureau so far and up 35 points so up to 530 as of now. I have a total of 18 inquiries so I can’t wait until all that comes off. I will update as soon as that goes through. Your amazing thank you once again!

  • @twiz307
    @twiz307 Год назад +6

    WOW.... JUST WOW! My score went up 88pts and removed 1 of my closed accounts!! I couldn't believe it and I had to keep refreshing my page to see if it was real or not. Thank you so much man that really REALLY helped a lot!!!

  • @SteveDeonarine-hy3yz
    @SteveDeonarine-hy3yz 4 месяца назад +3

    Hi Dave, I could really use you help to clean up my credit.

  • @lalarodgers3141
    @lalarodgers3141 Месяц назад +1

    I just did mine yesterday and the removal inquires as well, I'll keep ya'll updated!!

    • @brandonjohnson2939
      @brandonjohnson2939 Месяц назад

      What did you click when it asked you if you requested information from the company.

    • @lalarodgers3141
      @lalarodgers3141 Месяц назад

      @@brandonjohnson2939 I clicked yes, they want to make sure you at least reached out to them first. So just click yes

  • @lauramo1122
    @lauramo1122 Год назад +18

    Omg. I had to come back to your video and leave a comment! Thank you sooo much! I followed the steps in this video exactly and my credit score went up 80 points!! 🙏🏾🙏🏾🙏🏾🙏🏾🙏🏾 You gave me hope that I don’t have to be a slave to my horrible credit score anymore. Thank you thank you thank youuuuu!!

    • @tchakeemn
      @tchakeemn Год назад

      yea right lol

    • @lauramo1122
      @lauramo1122 Год назад

      @@tchakeemn lol.. i saw your fraud comment.. lmao. you’re a sad man who leaves weird comments on RUclips. Be blessed.

    • @ceeaz1633
      @ceeaz1633 Год назад

      How long did it take

    • @ceeaz1633
      @ceeaz1633 Год назад

      @@tchakeemn I’m sure it works

  • @GDSRgaming
    @GDSRgaming 4 месяца назад +4

    i just submitted and will come back and update with my results

    • @8macvar
      @8macvar 4 месяца назад +2

      What were the results

  • @RMARTIN2020
    @RMARTIN2020 Месяц назад

    Ok, so i Just submitted mine today. Once I get hear back I will gladly come back with an updated . Thanks again for your content.

  • @jericashorter8688
    @jericashorter8688 3 месяца назад +3

    My biggest concern is will these accounts pop back up at later time and then hurt your credit again? Also will your OPEN accounts with negative information continue to report the following month. Example car loan has late payments from previous months and it is removed, but you’re still paying on it so it will continue to report going forward correct?

    • @Wnnthepooh
      @Wnnthepooh 2 месяца назад

      Yes, will it stay off?

  • @justincoffman4508
    @justincoffman4508 3 месяца назад +8

    Just went ahead and filed my complaint. We’ll see what happens in the next 15 days. Of course it could take longer than that too depending on if they have to do more research, but I’m hopeful this will work.
    I’ll come back and tell you the results!

  • @nunyab972
    @nunyab972 Месяц назад +1

    Watched this video last night, did everything he said right after. I will post an update as soon as i have one!😊

    • @brandonjohnson2939
      @brandonjohnson2939 Месяц назад

      What did you click when it asked you if you requested information from the company.

  • @yungmilesmm2703
    @yungmilesmm2703 Год назад +32

    Your out-of-the-box thinking and unique perspective turned an otherwise mediocre presentation into a fantastic one *FutureImperativeCorps* . You did a good job of catching the mistakes and keeping us from wasting time and by taking the wrong path. Your attention to detail really sets you apart from the crowd. Great work! Brandon, Your great work has resulted in tangible, beneficial results to me. You’re a force to be reckoned for doing all these beautiful things to my credit *FutureImperativeCorps*

    • @danaqualls8704
      @danaqualls8704 Год назад

      Look up *futureimperativecorps* for help You’ll find their platform to make your request for credit help.

    • @danaqualls8704
      @danaqualls8704 Год назад

      Don’t search on RUclips, search on google to take you to their platform.

    • @ieltswithfairy6617
      @ieltswithfairy6617 Год назад

      I had a bad credit score and I was literally denied for every applications I applied for but fortunately my colleague recommended me to Brandon who helped him fix his credit score too, I’m glad Brandon on *FutureimperativeCorps* came through for me and raised my credit score above 800🙏

    • @maryvasquez001
      @maryvasquez001 Год назад

      knowing you has added to my knowledge . Apart from the fact that you were recommended to me by the people you have worked for.I must confess you have been the one who work with dignity, integrity also believe in professionalism in your credit repair *FutureImperativeCorps*

    • @justmeandme2850
      @justmeandme2850 Год назад

      This is the most comprehensive, understandable, well-presented historical credit repair site overview I have heard from any online agency. *FutureImperativeCorps* is the best credit repair expert I’ve ever seeing on YT. The dedication, passion and humor he has in these credit industry is what makes it so amazing. Whoever created *FutureImperativeCorps* that particular credit repair site deserves the highest of journalistic accolades. Bravo!

  • @jovanimedina1089
    @jovanimedina1089 2 месяца назад +3

    I literally just did this right now as of 6/25/2024 @ 0203 hrs, I will come back and update and let everyone know if it works, unlike others I will be sure to update.

    • @bmorelikewill
      @bmorelikewill 2 месяца назад

      Please do.

    • @jovanimedina1089
      @jovanimedina1089 2 месяца назад

      @@bmorelikewill still waiting

    • @jovanimedina1089
      @jovanimedina1089 2 месяца назад

      @@bmorelikewill okay so one of my accounts was removed but I’m unsure if it was due to this video or another I used. But as of now only one account , Total I disputed 4

    • @Huidos001
      @Huidos001 24 дня назад

      ​@@jovanimedina1089what other video did you use??

  • @Emerald707
    @Emerald707 15 дней назад +1

    When it says, did you request the information from the company do you put yes or no?

  • @alletalagrange
    @alletalagrange 4 месяца назад +4

    I’m doing this tonight . Fingers crossed 🤞

  • @Kdkyrie12
    @Kdkyrie12 4 месяца назад +3

    new sub thanks for the content !

  • @gabrielsalomon9839
    @gabrielsalomon9839 Месяц назад

    Just put mine in will update soon as possible! Thank you sir! God is Great!!!

  • @cryptogoodz3223
    @cryptogoodz3223 Год назад +7

    everything works wiped everything after the second go round any suggestions on adding Tradelines champ ?

  • @rojin2554
    @rojin2554 3 месяца назад +7

    What if the accounts are closed?

    • @shannonperez9408
      @shannonperez9408 3 месяца назад +2

      If it’s lowering your score, you still can get it removed. The whole goal isn’t to get you to not pay your debt. It’s to get the crap off there that shows that you’re not good at paying it or on time which impacts the score

  • @tinatiller3371
    @tinatiller3371 2 месяца назад +1

    No cfpb gives the credit bureaus up to 60 days to respond. Don't get your hopes up thinking that you are going to see results in 14 or 15 days. It didn't happen for me.

  • @iheardthattoo
    @iheardthattoo 3 месяца назад +2

    can I still do this if I send in letters

  • @Itsdem4ever
    @Itsdem4ever Год назад +7

    Will it stay off

  • @jeremynichols85
    @jeremynichols85 Месяц назад +2

    Yo So I just submitted my CFPB dispute. 8/7 let's see. Im ACTUALLY going to report back

    • @wheresb2
      @wheresb2 Месяц назад +1

      Same with me so we gon see I have tried just about everything and it’s always coming back verified and updated so let’s see if these laws work

  • @RhanieceFlowers
    @RhanieceFlowers 3 месяца назад +1

    does this work for removing bankruptcy

  • @vegancrueltyfree
    @vegancrueltyfree 2 месяца назад +3

    I just did this and my credit score went DOWN by 64 points! I think by losing the credit history my score dropped. Did this happen to anyone else? Proceed with caution!

    • @davetalkscredit
      @davetalkscredit  2 месяца назад +4

      Their can be multiple reason why you lost points. Removing accounts from your credit you will lose age. Also if you are using your credit cards it is 30% of your score.
      But don’t be upset it’s part of the process your score will go up and down until everything that is negative comes off

  • @DodgeDanger
    @DodgeDanger Месяц назад +2

    Thanks for the info my guy! What do I do if my account numbers are X'd out (not shown)? Thanks in advance.

  • @popastoppa838
    @popastoppa838 9 месяцев назад +4

    Question ?
    Why do ppl knock Experian Boost ?

  • @lyingpastors8059
    @lyingpastors8059 Месяц назад +3

    HE AIN'T LYING Y'ALL! I WENT TO SLEEP WITH A 550 AND I WOKE UP WITH A 690 FICO SCORE.

    • @latoyaedwards7346
      @latoyaedwards7346 Месяц назад

      Please tell me how?

    • @Battleofthetwins1
      @Battleofthetwins1 Месяц назад

      How?!

    • @lyingpastors8059
      @lyingpastors8059 Месяц назад +1

      @@Battleofthetwins1 FORGOT TO MENTION., I GOT RECEIPTS.

    • @davetalkscredit
      @davetalkscredit  Месяц назад

      www.skool.com/thecreditteam join the free group & drop those receipts

    • @davetalkscredit
      @davetalkscredit  Месяц назад

      @lyingpastors8059 congratulations on your results! Come join our free group and show those results www.skool.com/thecreditteam

  • @dbuck2862
    @dbuck2862 Год назад +5

    Will this work for past due student loans payments, that are open on my credit reports

  • @Atlas7410
    @Atlas7410 14 часов назад

    When you are putting your name on the dispute as it shows on your report do you list all the names associated with the negative accounts or just your correct name?

  • @Kris1993-r9q
    @Kris1993-r9q 3 месяца назад +1

    Well let's see if this works for me. I just did it now count down for 15 days

  • @saundraashley4940
    @saundraashley4940 6 месяцев назад +7

    I’m going to try this ASAP

    • @wilcunningham5787
      @wilcunningham5787 5 месяцев назад

      Did it work

    • @lemarcuswilliams6954
      @lemarcuswilliams6954 5 месяцев назад

      Update?

    • @jkli14
      @jkli14 5 месяцев назад

      What’s the word

    • @Sabrina-nu5sx
      @Sabrina-nu5sx 3 месяца назад

      Hopefully you did it because because it works

    • @jkli14
      @jkli14 3 месяца назад

      @@Sabrina-nu5sx didn’t work for me, I’m going to just hire someone to remove everything

  • @blackattack325
    @blackattack325 Месяц назад

    I literally just completed form to remove open / closed items in which I had (5)upon completion I was provided complaint numbers for each compliant to track 👏🏾im waiting 14 days now hopefully my credit score goes up and things get removed thanks bro

  • @KennethAndrewMusic
    @KennethAndrewMusic 6 месяцев назад +2

    Hey bro is there anyway we can do business and we can get monetary relief as well as removal? Please let me know thank you

  • @SLICKW1993
    @SLICKW1993 Год назад +8

    Thank you so much! I can’t believe how fast I had a collection removed from my report.

    • @classysassynbadassy
      @classysassynbadassy Год назад +1

      How long did it take to hear back from them & see the change on your credit report?

  • @myasayshi
    @myasayshi День назад

    How does late payments work for this? Will they close the accounts?

  • @Miamibluezz
    @Miamibluezz 3 месяца назад +3

    Accounts don’t show all the numbers. Is this ok or no?

    • @sunseed9232
      @sunseed9232 2 дня назад

      You have to call the companies reporting it and get the account number

  • @haroldburden8955
    @haroldburden8955 5 месяцев назад +3

    Should i get rid of all of my old addresses, names ect before trying this?

    • @kellykade
      @kellykade 3 месяца назад

      Yes good question! I just learned that’s the first step I should do

    • @cherrelleg8276
      @cherrelleg8276 3 месяца назад

      They won’t let me do that step

  • @anons1sefcik184
    @anons1sefcik184 4 месяца назад +2

    Thank you so much for your help.

  • @raylene326
    @raylene326 3 месяца назад +2

    I pulled my report from the link but it doesn't have my full account number. Should I just include what i can see? will that still work?

    • @Miamibluezz
      @Miamibluezz 3 месяца назад

      Same. Did it work for you?

    • @mexicoblack6654
      @mexicoblack6654 3 месяца назад

      Hey I don't know about credit but I know your beautiful

    • @leslienraulvillarrealjr.2133
      @leslienraulvillarrealjr.2133 2 месяца назад

      I have the same issue printed out my credit report but I’m missing the last few numbers on the accounts!

    • @davetalkscredit
      @davetalkscredit  2 месяца назад +1

      You don’t need the full number just use what you have

  • @Da-Sheek
    @Da-Sheek Год назад +5

    This seems very promising. Question do you have to put the full account number or just the last four digits is ok?

    • @marilynreno7510
      @marilynreno7510 10 месяцев назад +1

      don't waste your time if the reporting is correct it gets put back on the credit report

    • @lemarcuswilliams6954
      @lemarcuswilliams6954 5 месяцев назад

      ​@@marilynreno7510For real?

    • @Billionbucks007
      @Billionbucks007 3 месяца назад

      You have to put the full account number he said that in the beginning.

  • @karmenwashington605
    @karmenwashington605 25 дней назад

    I'm starting my journey tomorrow! 💪🏾 Let's gooooooo

  • @Obs-junior
    @Obs-junior Год назад +4

    Would it work on Credit Sesame please let me know how much to get rid of some of my bad credit

  • @Ask-diamond
    @Ask-diamond 7 месяцев назад +5

    How do you get the whole account number some of them are still x out?

    • @davetalkscredit
      @davetalkscredit  7 месяцев назад +12

      You don’t need the full number… use the one that has the x’s

    • @rickcollins30
      @rickcollins30 5 месяцев назад

      @@davetalkscredit This was the last bit of information I was checking on. Because on the report they have the x's

    • @sixfiguretia
      @sixfiguretia 5 месяцев назад

      @@davetalkscredit❤

    • @Jeff-fs8rx
      @Jeff-fs8rx 3 месяца назад

      Yeah, because I googled it and called the credit reporting agencies and they said for security reasons, they don’t give out the whole number

  • @latosha2946
    @latosha2946 9 дней назад

    DO NOT remove the account completely if it just has late payments. You never want to lose positive payment history because it WILL drop your scores. You want the late payments removed, NOT the entire account

  • @rosemarietolentino3218
    @rosemarietolentino3218 Год назад +4

    If you remove things that are there legitimately there is that not illegal?

    • @user-ew6re6dd4q
      @user-ew6re6dd4q 6 месяцев назад

      No because we have the right to accurate information. These banks selling off bad debts to collectors without us knowing. They sell your information to their “partners” and spam call you about shit you don’t owe or do business with. If they can play the game so can us average folks. Wake up brother