I agree. Although I love the Tech Sector, I believe that QQQ is too heavily weighted in Tech. For all of you long term investors, I recommend VOO as it's more diversified. Thank you for your video! 🙂
I think there are more factors to consider like age. Long term investors like +20y can afford higher risk thus higher return, thus qqq or any nasdaq 100 etf. The lower your time horizon is, the greater the chance you land into a volatility downturn, which means few years delay at most.
Great video! I own both in my portfolio and will continue to do so. My recent dilemma is whether to invest in QQQM instead of QQQ as it pertains to the growth ETF portion of my portfolio (and considering maybe adding some SCHG. Any thoughts on this? Thanks!
Hey Ken, unless you are a high frequency trader (for which you'd want the smallest bid/ask spread) I'd suggest you to buy QQQM for reasons of expense ratio. There's no reason not to save 0,05% in fees. If you do own QQQ already, though, I wouldn't just sell it to buy QQQM as you'd have to pay cap.gain tax on it. In that case, just buy QQQM from now on.
Great video sir. So in my portfolio now I have 32% VOO, 32% VYM, 14% VUG, 6% SCHY, 4% VNQ, so which that is 88% ETFS. So therefore the remainder 12% Allocation is in Stocks(BAC, Pepsi, Verizon and Walgreens.) So anyway just wanted to get your input on if this all looks good to you.
Hi there, first of all, you have a solid portfolio. All the ETFs you chose are strong and have a good history. Of course the choice of the single stocks is of subjective taste so it's totally up to you. Can I ask you if there is a particular reason for VNQ? Nothing wrong with it, I'm not the greatest fan of Real Estate ETFs but I don't find it wrong to have some in the Portfolio. By the way, next week I'll publish my own current portfolio. You'll see that I have a lot to adjust myself because right now I'm heavy on particular sectors... but you'll see next friday.
@rickdago I will definitely be looking forward to your future video on that. However, the VNQ um yes that is a good question on this, I suppose it's just a way for me to diversify as much as possible by including it, but I may not really keep it long term for future considering as in other ETFS already they do hold reits of 2% in each of them though. So anyway you do think though as well the allocation between the ETFS and stocks are well balanced?
@@fadisalem2710 sure, although you could hold more different stocks in lower percentages. By the way i have many more stocks (too many maybe). Theoretically you could also have 100% etfs
@rickdago yeah technically if you already have ETFs you really don't even need stocks outside of that anyways as the etfs are diversified enough though.
Thanks for this video. I’m new to all of this and want to begin inventing this year. So my question, with Ai making its moves in tech, what should I consider? I definitely want to invest in technology but also would consider outside of that. From your video QQQ go ALL in with tech. What would make sense for someone like me? What would also be a good investment that would complement one another??
Hey Steve, i'm glad you liked the video. Tech is quite overpriced right now when it comes to index price relative to real industry earnings (the so called Price to Earnings Ratio, P/E). So honestly I don't feel like suggesting heavy investments in tech right now. A price adjustment is to be expected. I would tell you, above all if you're new, to go for the S&P500 or the total stock market. Tech is already heavily weighted there, but the weights will adjust if value starts performing better, so you're on ghe safe side.
I'd say neither is "better" because they function differently. It's like asking which is better between a Tacoma and a Corolla. If you want to be more aggressive and focus on growth, go with stuff like QQQ, VGT, etc. If you want something more conservative and dividend focused, pick stuff like SCHD, VYM, etc. If you are looking for a jack of all trades, pick VOO or SPY.
Hi David, I share the same view as you. In fact I made specific comparisons between growth ETFs, as well as between value ETFs. Some subscribers requested me nevertheless to compare QQQ to VOO, in a way that might be useful for a first time investor, and that's what I did.
Fellas! I need your recommendation of 3 ETFs that doesn't overlap too much!! I want diversification, any help god bless you!! btw i'm investing and holding long term!!!
Great Video! Short and right to the point. I'm starting a portfolio with a 20-30 years horizon. I'm starting with CHF 30k and investing minimum CHF 1000 monthly. I was thinking 60% VOO and 40% QQQM. What do you think?
Thanks mate! So I'd advise to not overweight in Technology so much. Consider that even VOO is strongly tilted towards tech because of the current overvaluation of the sector. So you'd be overkilling it. Honestly, if I were you I'd put the whole 30k on VOO or VTI. Then dollar cost averaging with (if you want, but no promise for the future!) with not more than 10-20% on QQQ. Consider that long cycles (over 10-15 years) can look exactly the opposite as the last 15 years. Look at what happened between 1999 and 2009. With lump sums it's all about when you jump into the battlefield and right now you're jumping into an overpriced Tech Sector. Hope it helps ;)
This was a great analogy. I own the QQQ and will consider adding VOO. my strategy for this year is to buy one of each every month. I have a question: What time of the month will be the best time to purchase these ETFs?
Thanks Tony. As a general rule, except if you have a lump sum to spend, focus on a constant investment every month. Even better if you automate it. For example you could buy VOO every month with $500, plus $200 of QQQ every two months. I wouldn't push it too far with QQQ. The growth sector had top much growth in the last 13 years. Much more than the earnings' growth of the corresponding companies. I assume this coming decade the growth will slow down, so a more balanced portfolio like VOO would be the way to go
Great video. All the info was clear and concise. I'm mostly on the total market train, with a bit small cap value, and a bit of international. If we see another big pullback, the tech heavy ETFs get a lot more attractive. Maybe even individual stocks like Apple, Google, Amazon, Microsoft. They drive most of it anyway. I don't trust Meta long term.
I totally agree with you. I'm getting used now to buy heavy Tech - even in form of single stocks like exactly the ones you mentioned - every time they pull back substantially. That's why I try to keep a bit more cash on hand for these occasions. Glad you enjoyed the video.
Tendría una sobreponderación sustancial de VOO, debido a la mayor diversificación. Depende de cuánto peso quieras darle a los Growth etfs. Tal vez 70-30. Pero bien, podría ser que QQQ siga teniendo un rendimiento superior a largo plazo.
Really good etf choices; I would maybe flip VOO and SCHD in their weighting and double QQQ holdings (take from VONG or SCHG to increase QQQ; and choose QQQm in the future, same fund, 25% lower fees)
Just pick three funds bud. You’re over thinking it. putting two percent in something isn’t worth the brain cells your killing keeping track of it. Pick three and contribute to them steadily over time, both when they are up and when they are down. 60 year old you will thank 30 year old you for being wise, committed, and intentional.
![S&P 500 vs Nasdaq 100 [VOO vs QQQ]](/img/1.gif)
I agree. Although I love the Tech Sector, I believe that QQQ is too heavily weighted in Tech. For all of you long term investors, I recommend VOO as it's more diversified. Thank you for your video! 🙂
Thanks Paul!
Qqq has nice diversity compare other tech heavy like vgt
Great Video! I personally do 30% QQQM, 30%VGT, 30% VOO, and 10% SCHD
I like that! Really tech heavy, which adds risk but probably also long term growth. I like that you're using qqqm instead pf qqq!
Those are my 4 horses 🐎 as well…. Little different percentages though.
Thank you for the overview. I appreciate the comprehensive comparisons
You're very welcome, Andrew
I think there are more factors to consider like age. Long term investors like +20y can afford higher risk thus higher return, thus qqq or any nasdaq 100 etf. The lower your time horizon is, the greater the chance you land into a volatility downturn, which means few years delay at most.
Hey there, this is absolutely true. Time horizon and risk tolerance play a huge role in the choice. Thanks!
I really appreciate your format and all. Great video
Thank you Emilio, glad to have you on board!
Great video! I own both in my portfolio and will continue to do so. My recent dilemma is whether to invest in QQQM instead of QQQ as it pertains to the growth ETF portion of my portfolio (and considering maybe adding some SCHG. Any thoughts on this? Thanks!
Hey Ken, unless you are a high frequency trader (for which you'd want the smallest bid/ask spread) I'd suggest you to buy QQQM for reasons of expense ratio.
There's no reason not to save 0,05% in fees.
If you do own QQQ already, though, I wouldn't just sell it to buy QQQM as you'd have to pay cap.gain tax on it. In that case, just buy QQQM from now on.
@@rick.austin Thank you for your guidance here! This was my thought too, but I feel better hearing your thoughts. Thanks!!
What about the overlap
QQQ for me. Will be better if i decide to sell covered calls.
Great video sir. So in my portfolio now I have 32% VOO, 32% VYM, 14% VUG, 6% SCHY, 4% VNQ, so which that is 88% ETFS. So therefore the remainder 12% Allocation is in Stocks(BAC, Pepsi, Verizon and Walgreens.) So anyway just wanted to get your input on if this all looks good to you.
Hi there,
first of all, you have a solid portfolio. All the ETFs you chose are strong and have a good history. Of course the choice of the single stocks is of subjective taste so it's totally up to you. Can I ask you if there is a particular reason for VNQ? Nothing wrong with it, I'm not the greatest fan of Real Estate ETFs but I don't find it wrong to have some in the Portfolio.
By the way, next week I'll publish my own current portfolio. You'll see that I have a lot to adjust myself because right now I'm heavy on particular sectors... but you'll see next friday.
@rickdago I will definitely be looking forward to your future video on that. However, the VNQ um yes that is a good question on this, I suppose it's just a way for me to diversify as much as possible by including it, but I may not really keep it long term for future considering as in other ETFS already they do hold reits of 2% in each of them though. So anyway you do think though as well the allocation between the ETFS and stocks are well balanced?
@@fadisalem2710 sure, although you could hold more different stocks in lower percentages. By the way i have many more stocks (too many maybe). Theoretically you could also have 100% etfs
@rickdago yeah technically if you already have ETFs you really don't even need stocks outside of that anyways as the etfs are diversified enough though.
@@fadisalem2710that’s too many investments. Make it simple
Great video!
Thanks, glad you enjoyed it!
Thanks for this video. I’m new to all of this and want to begin inventing this year. So my question, with Ai making its moves in tech, what should I consider? I definitely want to invest in technology but also would consider outside of that. From your video QQQ go ALL in with tech. What would make sense for someone like me? What would also be a good investment that would complement one another??
Hey Steve, i'm glad you liked the video. Tech is quite overpriced right now when it comes to index price relative to real industry earnings (the so called Price to Earnings Ratio, P/E). So honestly I don't feel like suggesting heavy investments in tech right now. A price adjustment is to be expected.
I would tell you, above all if you're new, to go for the S&P500 or the total stock market. Tech is already heavily weighted there, but the weights will adjust if value starts performing better, so you're on ghe safe side.
Great comparison!👏👏
Thanks Harry!
I'd say neither is "better" because they function differently. It's like asking which is better between a Tacoma and a Corolla.
If you want to be more aggressive and focus on growth, go with stuff like QQQ, VGT, etc.
If you want something more conservative and dividend focused, pick stuff like SCHD, VYM, etc.
If you are looking for a jack of all trades, pick VOO or SPY.
Hi David,
I share the same view as you.
In fact I made specific comparisons between growth ETFs, as well as between value ETFs.
Some subscribers requested me nevertheless to compare QQQ to VOO, in a way that might be useful for a first time investor, and that's what I did.
Thank you man! U just amazing 🤩
You're so welcome, man! Glad to have you on board :)
I like to DCA on VOO and buy QQQ on dips of 25+%
Sounds like a good plan. How's it going so far?
Fellas! I need your recommendation of 3 ETFs that doesn't overlap too much!! I want diversification, any help god bless you!! btw i'm investing and holding long term!!!
VOO, SCHD & QQQM
QQQm, SCHD, DGRO
Good review
Thank you
Great Video! Short and right to the point. I'm starting a portfolio with a 20-30 years horizon. I'm starting with CHF 30k and investing minimum CHF 1000 monthly. I was thinking 60% VOO and 40% QQQM. What do you think?
Thanks mate! So I'd advise to not overweight in Technology so much. Consider that even VOO is strongly tilted towards tech because of the current overvaluation of the sector. So you'd be overkilling it.
Honestly, if I were you I'd put the whole 30k on VOO or VTI. Then dollar cost averaging with (if you want, but no promise for the future!) with not more than 10-20% on QQQ.
Consider that long cycles (over 10-15 years) can look exactly the opposite as the last 15 years. Look at what happened between 1999 and 2009. With lump sums it's all about when you jump into the battlefield and right now you're jumping into an overpriced Tech Sector.
Hope it helps ;)
This was a great analogy. I own the QQQ and will consider adding VOO. my strategy for this year is to buy one of each every month. I have a question: What time of the month will be the best time to purchase these ETFs?
Thanks Tony. As a general rule, except if you have a lump sum to spend, focus on a constant investment every month. Even better if you automate it. For example you could buy VOO every month with $500, plus $200 of QQQ every two months.
I wouldn't push it too far with QQQ. The growth sector had top much growth in the last 13 years. Much more than the earnings' growth of the corresponding companies. I assume this coming decade the growth will slow down, so a more balanced portfolio like VOO would be the way to go
Great video. All the info was clear and concise. I'm mostly on the total market train, with a bit small cap value, and a bit of international. If we see another big pullback, the tech heavy ETFs get a lot more attractive. Maybe even individual stocks like Apple, Google, Amazon, Microsoft. They drive most of it anyway. I don't trust Meta long term.
I totally agree with you. I'm getting used now to buy heavy Tech - even in form of single stocks like exactly the ones you mentioned - every time they pull back substantially. That's why I try to keep a bit more cash on hand for these occasions.
Glad you enjoyed the video.
Que porcentaje tendrias vos de cada etf ?
Tendría una sobreponderación sustancial de VOO, debido a la mayor diversificación. Depende de cuánto peso quieras darle a los Growth etfs. Tal vez 70-30. Pero bien, podría ser que QQQ siga teniendo un rendimiento superior a largo plazo.
@@rick.austin gracias por tu contenido
subscribed and liked
Thank you! Glad to have you on board
QQQ KING 👑
True ;]
Shanie Plains
You are really great 🙏 thanks for explaining everything so clearly. P.s i liked the comparison list 👍☺️
Thank you!!
30% VOO and 20% QQQM
👍🏻
Charlotte Fields
Juliet Flats
Lee Jennifer Young Michelle Harris Cynthia
Jolie Village
I have this ratios:
1. SCHD 32%
2. VOO 14.4 %
3. VONG 10.6%
4. SCHG 9.7%
5. QQQ 7.7%
6. VGT 4.9%
7. SOXX 2.7%
What do you think of this?
Solid, mate!
Really good etf choices; I would maybe flip VOO and SCHD in their weighting and double QQQ holdings (take from VONG or SCHG to increase QQQ; and choose QQQm in the future, same fund, 25% lower fees)
Just pick three funds bud. You’re over thinking it. putting two percent in something isn’t worth the brain cells your killing keeping track of it. Pick three and contribute to them steadily over time, both when they are up and when they are down. 60 year old you will thank 30 year old you for being wise, committed, and intentional.
Too much diversification
Jajajajjaa Jesus you have the same 😅😅😅😅😅😅😅
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