New india floater policy (4 year old) se Yuva bharat policy main port kaya hai (5 lakh). Kyon ki premiun 20 thousand se 16098 Rs ho gaya hai. Isake nukasan kya hai?
Itni jyada terms condition k karan hi pvt health insurance companies PSU insurance companies se aage h .....new india must review their all policies plus premium amount as well
New India biggest general insurer hai. Ye policy document me jo likha hai wahi execute karti hai claim aane ke bad jaisa hota hai waisa settle kar deti bakwas nahin karti aur HDFC ICICI roj document mang kar irritate karti hai inka icr aur amount settlement dekh lo Samajh aa jayega new India pvt company ki tarah nahin hai ki amount dekh kar claim na Dene ka rule banaye . Psu companies are rule driven and pvt are profit driven
Private companies will drive you mad when you go to claim insurance. They will look for every possible excuse to reject your claim. Public companies like NIA don't usually reject claims, even if there are minor lapses on your part. They try to settle as many claims as possible.
Sir im son of policy holder of coverage range 5 lakhs I'm going to have ortho operation of 2lakh rupees how much amout will be claimed can total amount be claim policy is taken 1 month ago
Is se behtar hai ki aap galat policy se sahi policy mein port kijiye. For more details on portability pls watch- ruclips.net/video/oCqE2iiFoEg/видео.html
Hi, is epilepsy(sezures/fits) covered in this policy with some waiting period if a person is under epilepsy medication or is it a permanent exclusion? Where can we see this in the document? Note: MRI of Brain scan with Epilepsy protocol is normal. Thanks.
Should check NL37 at public disclosure in each health insurance company. Then you calculate the claim settlement ratio and claim paid ratio. Private company provide big percentage of commission and good website, bright presentation. But 1st you checked the New India policy. Then you can see the real picture and difference
@@SanjibBanerjee. Thank you for your insightful comment. I will download and compare NL 37 form for each insurer. Did it for ICICI and HDFC and the CSR is 83.26% and 87.14% respectively. AI really helps in analysing these data points.
But one must choose govt companies because jitna document pe likha hai hr hal me milega lekin pvt insurer nahin dega chahe jo kar lo. Psu companies ke terms and conditions crystal clear hai ye rules tod ke bo claim nahin karengi and sabse jaruri aapka claim rokna unka goal nahin hai aapke claim settlement unko koi profit loss nahin hai to agar aapka case sahi to har haal me claim milega
Wo ghatiya nahi hai aapka claim farzi hoga govt companies rules nahin todti jo likha hai wo hota hai aapka case batao kya proof ke sath within 3 months with penalty sab settle ho jayega
Super explanation
What about Day care treatment?
List of day care treatment बहुत लंबी है लेकिन included है या excluded है उसके बारे मे clarity nhi है.
Mene new india insurans ka full full vima liya he or meri car me old parts dal diya he.
Complaint karein.
good
Thank you, very informative 👍
Like Kar diya hai
New india floater policy (4 year old) se Yuva bharat policy main port kaya hai (5 lakh). Kyon ki premiun 20 thousand se 16098 Rs ho gaya hai. Isake nukasan kya hai?
Sir dono plans ko compare kar k dekhiye, ye floater policy ka video hai- ruclips.net/video/BdPXy_L8OrU/видео.html
new India has in house claim section or TPA?
TPA
Good👍
When my age increases to the next upper block will my renewal premium increase correspondingly or the renewal premium remain the same.
It increases practically every year, even without increase in your age block. When age block changes, the increase will be very big.
it will increase with age.
New India ka claim settlement ratio kya hai??
Can we go with New India preferred over private insurance companies??
It depends on what you expect from the policy.
Wider network better service in pvt insurers.
Low coverage but Less Tantrums in Govt insurers.
Best hai
Medical check up ka limit floater he ya individual?
Sir please suggest which plan of new india assurance cover Refractive error surgery/ vision correction surgery.
All Health insurance policies cover this surgery but only if it's a medical necessity. For that the measurement should be above 7.5 dioptre -/+
@insuranceimpact Sir is there any specific company which provides better assistance regarding this.
Can we top up from Gold to upper plan during yearly renewal?
Insurer approval required.
Itni jyada terms condition k karan hi pvt health insurance companies PSU insurance companies se aage h .....new india must review their all policies plus premium amount as well
New India biggest general insurer hai. Ye policy document me jo likha hai wahi execute karti hai claim aane ke bad jaisa hota hai waisa settle kar deti bakwas nahin karti aur HDFC ICICI roj document mang kar irritate karti hai inka icr aur amount settlement dekh lo Samajh aa jayega new India pvt company ki tarah nahin hai ki amount dekh kar claim na Dene ka rule banaye . Psu companies are rule driven and pvt are profit driven
Private companies will drive you mad when you go to claim insurance. They will look for every possible excuse to reject your claim. Public companies like NIA don't usually reject claims, even if there are minor lapses on your part. They try to settle as many claims as possible.
Lekin claim ke matter mai govt psu hi jada acha h
Can we port from other insurance to this NIA Yuva Bharat ? Or it is only available for fresh policy?
Yes you can port if your age is below 45
You can also port to this plan. Pls do proper research before taking any decision.
@@insuranceimpact I am having star health policy should I port to this NIA Plan please assist
30 year individual primium kitne hoga gold plan
Please point to points discussion, don't have any outside matter.
Sir im son of policy holder of coverage range 5 lakhs I'm going to have ortho operation of 2lakh rupees how much amout will be claimed can total amount be claim policy is taken 1 month ago
Amount approved will be confirmed as per diagnosis. But you are covered upto 5 lakhs.
@@insuranceimpact sir can i do acl surgery within 2 months after purchasing floater policy
SBI General se Porting hoga? Every Year kitna barega?
Portability possible after approval. Premium Revision every 5 Years Except inflation based revision.
Agr pahle galat policy le Li ho to Kya multiple brand's k policy le skte hai...iske fayde ya nuksan kya honga
Is se behtar hai ki aap galat policy se sahi policy mein port kijiye. For more details on portability pls watch- ruclips.net/video/oCqE2iiFoEg/видео.html
Thank You 🙏
PORT kar lo
Bhaiya mera care supreme ka policy hai kya usko port kra skte hai new india assurances me
Sure..contact me
Pls compare plans and decide.
@@insuranceimpact paper pe care policy hi best lag rhi h
Is porting from family floater policy to yuva bharat policy good or bad..??
Pls compare both plans and decide as every policy holder has different needs. Can't suggest like that.
Abhi irda ne circular jari kiya hai ki koi mediclaim me entry age restrictions nahi hai to kya ye policy 45 sal ke upar koi le sakta hai?
Nahi ji
Hi, is epilepsy(sezures/fits) covered in this policy with some waiting period if a person is under epilepsy medication or is it a permanent exclusion?
Where can we see this in the document?
Note: MRI of Brain scan with Epilepsy protocol is normal. Thanks.
Epilepsy directly as a medical condition is not covered in most of the plans, but the root causes of epilepsy can be covered as per policy coverage.
Can a heart patient with minor heart attack, take policy? Does this comes under premamnt exclusion.
The person should go with a cardiac care plan.
Online buy kre ya agent se Bahetar kya hoga ??
Agent se buy karna better h claim k time agent ko file submit karke free ho jaate h ,,baaki k kaam agent karta h
72 and 67 age ke liye plan hai? Premium bhi economy ho?
Senior citizen plans le sakte hain. Pls watch for more clarity- ruclips.net/video/77sfjoGRsHw/видео.html
10 Lakh ka Floater Policy 2 Admi ka kitna hoga? kitna sal antar barega? chart dikhaiye.
Pls check prices here www.newindia.co.in/health-insurance/new-india-yuva-bharat-health-policy
17000 approx
New India floater Accha he ya Yuva Bharat ??
Age 45 se kam h to yuva bharat...premium kam aata h or floater se jyada benefit+sum assured rehta h
Too many terms and conditions and lot of sublimits.
Private insurers don't pay
Govt insurer don't have good policy
That's the harsh reality.
Should check NL37 at public disclosure in each health insurance company. Then you calculate the claim settlement ratio and claim paid ratio.
Private company provide big percentage of commission and good website, bright presentation.
But 1st you checked the New India policy. Then you can see the real picture and difference
@@SanjibBanerjee. Thank you for your insightful comment. I will download and compare NL 37 form for each insurer. Did it for ICICI and HDFC and the CSR is 83.26% and 87.14% respectively. AI really helps in analysing these data points.
But one must choose govt companies because jitna document pe likha hai hr hal me milega lekin pvt insurer nahin dega chahe jo kar lo. Psu companies ke terms and conditions crystal clear hai ye rules tod ke bo claim nahin karengi and sabse jaruri aapka claim rokna unka goal nahin hai aapke claim settlement unko koi profit loss nahin hai to agar aapka case sahi to har haal me claim milega
Premium bhut jyada bda dya h
Ji
all caping and waiting period bahot bakwas policy hai
Bahut ghatiya company hai the new India assurance claim nhi deti
Complaint karein www.newindia.co.in/grievance
@@insuranceimpact koi fayda nhi time pass karti hai company
Sahi kaha time pass hi krte h ghatiya company
Wo ghatiya nahi hai aapka claim farzi hoga govt companies rules nahin todti jo likha hai wo hota hai aapka case batao kya proof ke sath within 3 months with penalty sab settle ho jayega
Ghatiya to digit wala hai ….sab pvt chor hai …bas lalach dikha kar customer kichte hai ….maine aaj ye policy le liya