New India Floater Mediclaim Policy Review 2024 || No One Told You This !
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- Опубликовано: 17 сен 2024
- New India Floater Mediclaim Policy Review 2024 || No One Told You This !
#healthinsurance #hindi #newindia #newindiaassurance #insuranceimpact
Policy wordings Pdf- www.newindia.c...
New India Floater Mediclaim Policy is a Health Insurance Plan for family.
In today's Video we will know:
What is the eligibility to buy New India Mediclaim Policy?
What are the Coverages and Benefits of New India assurance Floater Mediclaim Policy?
What is the waiting Period in New India mediclaim Policy?
What is the Price of New India floater Mediclaim Policy?
What are The optional coverages in The New India floater Mediclaim Policy?
This video is the overall Review of New India Assurance floater mediclaim Policy.
So Let's watch the video..
न्यू इंडिया फ्लोटर मेडिक्लेम पॉलिसी परिवार के लिए एक स्वास्थ्य बीमा योजना है।
आज के वीडियो में हम जानेंगे:
न्यू इंडिया मेडिक्लेम पॉलिसी खरीदने की पात्रता क्या है?
न्यू इंडिया एश्योरेंस फ्लोटर मेडिक्लेम पॉलिसी के कवरेज और लाभ क्या हैं?
न्यू इंडिया मेडिक्लेम पॉलिसी में प्रतीक्षा अवधि क्या है?
न्यू इंडिया फ्लोटर मेडिक्लेम पॉलिसी की कीमत क्या है?
न्यू इंडिया फ्लोटर मेडिक्लेम पॉलिसी में वैकल्पिक कवरेज क्या हैं?
यह वीडियो न्यू इंडिया एश्योरेंस फ्लोटर मेडिक्लेम पॉलिसी की समग्र समीक्षा है।
तो आइये देखते हैं वीडियो..
अगर आप हमारे वीडियो को पसंद करते हैं, तो आप हमें सब्सक्राइब कर सकते हैं:
/ @insuranceimpact
यदि आप मोटर बीमा के बारे में जानना चाहते हैं: क्लिक करें
• MOTOR INSURANCE
यदि आप स्वास्थ्य बीमा के बारे में जानना चाहते हैं: क्लिक करें
• HEALTH INSURANCE
Editing Credits AA ARTS👉 / @aaarts7419
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कृपया COMMENT करें यदि आपके कोई प्रश्न हैं, तो हमें आपकी शंकाओं का उत्तर देना अच्छा लगेगा।
अपना ख्याल रखें और स्वस्थ रहें!
#dhcsolutions #hindi #insurance #insuranceagent #insuranceagency #healthinsurance #nivabupa #insuranceplan
#insuranceimpact #bima #insuranceagency #insuranceagents #insuranceagent
#insuranceimpact #dhcsolutions @insuranceimpact #mediclaim #newindiaassurance #newindia
New India always best. No profit motive like private company. Love you new India. Always get service from govt company always they have service motive
Finally you made video on govt's company 😊Thanks 👍
It was on the list since your comment. You're always welcome !
Excellent knowledge sir.. thanks
🙂🙏👍
Sir
युवा भारत में हॉस्पिटल में cess less सुविधा मिलती हैं कि नहीं। Please reply 🙏🏻
Cashless hospitals mein milegi.
Namaste sir , Mere pas 10 Sal se floter policy hai , abhi Yuva policy aayi hai to kon si achhi rahegi. Mene last 3 Sal se koi claim nahi kiya
Thanks a lot appreciate your efforts 🙏🙏
बहुत बढ़िया आप बताए
Good
Sir what is the difference between floater and premier policy. Primier policy premium is very high almost double. Can u guide which shud we go for
Please make a video on new india assurance top up or super top up policy
sure sir
Please cover Topup plan in detail with riders.
Ok, sure sir.
Sir, as per my knowledge, family. Floater policy Room Rent maximum 5,000 if your s.a. more than 5 Lac also is it true?
It's 1 % of Sum Assured.
Room rent, Boarding, DMO / RMO / CMO / RMP Charges, Nursing (Including Injection / Drugs and
Intra venous fluid administration expenses), not exceeding 1% of the Sum Insured per day.
Could you please make a video about super top up health plan as many youtuber only cover deductible part but i could not under what are the other differences as compared to base policy. No one covers other part
Sure Sir ! Noted.
क्या स्टार health ki FHO policy se इस policy में पोर्ट कर सकते हैं कृपया बताएं।
New India se approval k baad ho sakta hai ji
Good evening sir please guide mai is policy ko aprox 5 and half year se renew kar raha hun kya mujhe NICU ME new born baby ka cover milega kya meri wife ka maternity related kisi v tarah ka issue cover hoga...
PLEASE GUIDE KAREN SIR
Maternity related benefits as an Optional cover(Addon) apne liye hain to related expenses cover ho sakte hain. Else not covered sir.
Nice Explanation
🙏🙏
कृप्या आप न्यु इंडिया का पर्सनल एसिडेंट पॉलिसी पर वीडियो बनाए
Ok Ji
agar total 5lac sum insured hai usmese husband ke liye 3lac and wife ke liye 2 lac hai to kya room charge bhi 3 aur 2 lac ke 1% se hi individual milega ya fir 5lac ke 1% ke hisab se milega?
Floater 5 lakh sum insured hai to dono 5000 each per day. aur alag alag sum insured hai to uska 1 %.
Like Kar diya hai
Thanks Sir for your information. Sir, I have 5 L medical insurance of above policy from office. Now my is is 50 yrs. Can I opt for top up policy or Can I opt for new family floater of Rs. 10 L. Please advice.
If Base sum insured of 5 lakh is enough , you can take a super top up policy. Else get 10 lakh base sum insured and then also can take a super top up with 10 lakh deductible.
Very informative video
Glad you liked it !
Age 50+ ke baad jayada premium aata hai floater family policy mai
Sir mene 2021 se ye policy li hai. First year claim kiya tha, but last 2 years se koi claim nahi liya, to kya mera Kuch benifit huva hoga
Cumulative bonus check karein.
Sir New India Premier Mediclaim & New India Top Up Mediclaim Ke Upar Aap Please 2Video Banaiye, Inn dono product ka ek bhi proper detailed video nehi hey youtube par. par!
Ok ji , thoda time lag sakta hai but jarur banayenge . Stay Tuned!
please sir
Please make video on PA policy
OK
Sure !
Meri age 64 next year me khatam hoti hai to meri aur wife ki individual policy new india insurance ki hai to floater me port ho sakti hai?
Ye to apko Insurer se hi pta karna hoga sir. kyonki inko lekar koi standard guidelines nahi hain. insurer approval par hi depend karega.
Floter policy renewal ke time member.kam kar sakte hai.kya pehle.4.member.hai
Kar sakte hain. Renewal se pehle batana padega.
Which insurance policy is best policy for senior citizen pl gudde.
this video highlights important points while buying a plan for senior citizens ruclips.net/video/77sfjoGRsHw/видео.html
Hi Sir, I have New india Assurance Policy 18 years. I got married in the year 2013 and attached my wife in the policey. My son was born in the year 2017. After birth he got ill by cepsis . He was transfered to couple of hospital for better treatment. After 30days of treatment he finally came to our home. So is there any option to claim the medical expenses which I paid in cash at that time?
If the treatment was done in 2017, it's not possible. But if it's latest one you can file a reimbursement claim for expenses.
great video
✌🙏
Sir agar policy khulte samai Age 39 tha 2years bad yani 41 age me pehle diya hua amout badh jayagi. Afer 5years kya yea fir barhegi.plz batay
Age k sath premium badhega sir.
Aasha kiran ke feature same hi hai kya
no
My wife is suffering from ear issues. Doctor ne kaan ka padada ka operation bola hai. If i take this policy now will i be able to claim it after 2 months?
No sir. It is a Pre Existing Disease means it exists before buying policy.
Coverage of such cases has a waiting period of 3 years if you declare these issues while buying the plan.
Cinerctga ka prina 3 lack polec ka pream ketna ho ga
Suggest policy for senior citizens age66yrs+57yrs
Pls watch this video- ruclips.net/video/77sfjoGRsHw/видео.html
Yah policy lene ke bad policy ko kab se use kar sakte hain
Jo waiting period bataya hai uske baad sir.
sir pcod ke baare me sidha se batai aur pura body checkup hota hai kya isme
agar PCOD hai to policy lete time batana jaruri hai tabhi cover ho sakta hai.
Medical test waise compulsory nahi hai but kisi PED ki condition mein mange ja sakte hain.
Bacche kis umra Tak policy mein Shamil rah sakte hain
25
All these so called Govt Insurance companies have external private TPA's. Starting from basic queries to claims, everything is managed by them and most of these have pathetic customer service compared to private insurers who have inhouse TPAs. Even for basic renewal queries sent to the insurers is diverted to these TPAs. My biggest mistake in life was to go for such a policy trusting on my agent friend but learnt a lesson that when it comes to money, do not depend even if agent is your friend. Make your own research.
Hi - any bad experience with the claim settlement? Please share. It will help.
Its an overall experience and have seen these TPA's response during discharge is the most delayed compared to private insurers who have inhouse TPA. And read every clause, rider in detail before taking any policy as the primary aim of all TPA & insurers is to deny a claim as the entire insurance industry profits only when they do not need to cover your medical bill.
There is a difference in motive pvt companies are working for profit only and govt companies are working for social security and profit is not a motive for them . Whatever they wrote in the document that will be executed whether it's there loss and yours. These are rule driven not profit driver
Sir is it better than hdfc ergo or star health insurance companies?
Both are good companies. Hdfc Ergo is a Bit costly but service is good.
HDFC is fraud they won't settle big claims chahe jo kar lo roj document mangte hai aur claim latkate hai irritate karte hai aur claim closed kar dete hai deny nahin karte hai. RUclipsrs ke video pe review chod ke kahi aur se pata kar lo
After claiming thee health insurance will they refill the Sum insured?
Yes sir.
Sir ji mane insurance karaya tha unka axident clem hi ni mila h
Yahan se details check kar k complaint karein uatportalug.newindia.co.in/grievance
Sir mere papa ka age 64 hai or meri wife or ek bachha he 3 sal ka to mere liye koin aaysa insurance hai jo mere wife son muje or mere papa ko eksath mile
Sir apke father k liye alag policy lein. Aur apke family group k liye 1 policy leni chahiye. Age, location, PED details 8307360765 par whatsapp karein
sir new india ka top kya super top up ki tarah kam krta hai
Sir top up plan top-up ki tarah kaam karega aur super top up ka alag tarika hai deductible deduct karne ka. Check difference between the two here ruclips.net/video/cfO5Q8xLASo/видео.html
65years can we renewal.
Can we renwal after 65 years ago.
Yes, 65 years max age is for buying policy 1st time.
Yes
We have individual policy for 2 adults and our son, for last 20 years, now can I port it to floater policy for me n my husband and our son takes the Yuva policy. can you please tell the premium payable by us for 59 and 58 years.
Mam, for port premiums pls contact your branch . 🙏
@@insuranceimpact Ok.. Thanks..
But can you please let me know, is it so that 2024 onwards for a floater policy all members included in the policy have to pay individual as per their age slab..Bcoz I know previously premium was payable as per the eldest member included in floater policy. And hence I am confused regarding porting from individual to floater.
@rashmidsilva7738 floater policy will always mean that the single sum insured is for the whole family.But still you can confirm by calling insurer customer care.
@@insuranceimpact Ok..Thanks
इस पॉलिसी में EMI का ऑप्शन एवलेबल है?
Pls contact Insurer for this.
Premium for two adults? Male is 46 and female is 43.
Is Day care and annual health check-up is covered and if not then is there additional cover available?
For latest premium pls visit website or contact branch sir.
226 Day Care procedures are covered.
Annual Health Checkup Not Mentioned sir.
NEW INDIA FAMILY FLOATER MEDICLAIM POLICY ME TOP UP LE SAKTE HE ???
As a base policy aap is plan ko le sakte hain.
Is police OPD coverd hoth hai kya
No sir.
Maternity benefit k ly 3 yrs wait krna hoga??
Yes, as mentioned waiting period.
Sir, this policy is panindia Or zonewis
Pan India Sir
Restoration facilities hai kaya
No.
Mordern treatment pe capping ko kaise remove kar sakte hai??
Opt other plan.
@@insuranceimpact kya aap other plan bata sakte hai
Daycare procedure mi kyi include hi
sir Check page 28-29 www.newindia.co.in/cms/73c6efdf-5cef-413c-8095-918d8a3fcabc/Policy%20Clause%20New%20India%20Floater%20Mediclaim%20Policy%20wef%201st%20April%202021.pdf?guest=true
Ya fir sublimite floater plan bhi accha hai 👌🤣
Hdfc ergo as comoare to new undia is good or avergae
Same question
Hdfc Ergo Company, Brand, Service wise better. But New India Is Affordable. (My Opinion)
Hdfc Ergo Company, Brand, Service wise better. But New India Is Affordable. (My Opinion)
@@insuranceimpact whose claim ratio is better?
can NRI purchase this policy?
Not sure !
Koi jaanch karane ke paise kya Nahin Milenge
janch agar ilaj ka hissa hai to milenge , khali test k nahi milenge.
Agar iss policy lene bad koi illness hoti hai ( hypertension, diabetes) to wo kaise cover hoga..??
And
Mera age hai 33years and wife k age 25...to premium kitna hoga..??
This number not available in whatsApp
It's 8307360765
Sir sbi kaisa Rahega
Company thik hai, Plan samajh kar hi kahridein.
Policy online lena pdega ya phr via agent
Agent/Branch sir.
Sir is it a zone wise policy
NO Sir.
Kon batayega
Sir premium with gst?
Yes Sir, For latest prices contact insurer and confirm again.
Sir Nominee baad mein bhi add karwa sakte hain. Toll Free number par call kar k iska process pta kijiye. Bahut asan hai.
Koi charges bhi nahi hain.
Aur koi Jaat ke paise Milenge to kitne Milenge
Sir..isme accidental bhi cover hota h
Treatment covered hai pehle din se.
@@insuranceimpact sir...mai accident case ki baat kar rha hu aap treatment....treatment ka to pta h bas...accident wale case mai kuch cover h ya nahi ye bta do please
Accident cover nahi he Only health insurance policy he, tumko wo bhi nahi samjta
😠Kuch sasta nahi hai.premium amount 30% badaya hai April 2024 se.😠
Much more than that as my premium increased around 50% for this year.
My premium also increased about 45%
Or time 1mhina hi bacha h
Claim darj hone k baad policy khatm hone se koi dikkat nahi hogi. Ye claim isi policy mein cover kiya jayega. chinta na karein 🙂
Is policy ka nam 25% family floater hona chahiye 🤣
Your sense of humour is good ! 😃