I don don’t think you are cheap, you are actually very clever. You want to use your money for what really matters to you and you don’t want to sacrifice your time doing something you don’t enjoy to buy things that other people think that we need ❤. I am happy you realize that so early in life 😊
@SunnyKindJourney & @anashappydays, I totally agree. Sève is quite comfortable in his own company and saves sufficient funds to travel & admire different places. It's just a good way to live. 'Cheap' ? Rubbish. What they are not telling you: maintenance of expensive items cost a good amount. If those items collapse, and you cannot have it repaired, then that person is in exactly the same situation as not having it. Those unusable items / junk takes up space, shrinking the room size, so to speak, available for living.
As someone who found simplicity and minimalism decades ago I would say that greatly impacted my freedom. I had to retire at 51. Had I not been frugal and saved when I got sick I would still have to work. As for spending, I think that the guilt is just part of the habits that we built in order to get ourselves to the place that we are financially. For the most part 90% of people don’t get to financial freedom without sacrifice. By the time you get there you don’t value stuff very much anymore. I love your channel & message. Wishing you all the best.
I like being able to tell people about my washer and dryer, which is from the 90's...my husband has repaired both of them a couple of times. But it actually works better than the newer models. Im so proud of it, lol😂
Exactly, you can replace a simple part instead of having to buy another new one! Same goes for my Dyson Animal that's 25years old 😂 You hear all the stories about people going cordless and then wondering why it doesn't charge / battery life going etc... Sod that! 😂
I live a simple life because I wish to live lightly upon the earth. Living this way brings me joy and peace. These things insulate me from criticism of my life style. It is a mistake to think that this can be achieved without a thoughtful process. I am glad to see that you have designed a course of study to guide others along this path so that what took me half a lifetime to achieve might not take others so long. Hurray for you and your endeavor.
Hi Seve. When we went into lockdown, years ago, we had to figure out how to live, within the parameters we were thrown into. It was just me and my hubby, we were alone. My friends all walked away into their own bubbles. The gyms closed, hubby was working from home. And we have a 2 room apartment. shall I say things got dicey at times ??? Food prices went through the roof. We had to figure out how to buy food, that we could afford. So our food consumption changed. We've since stuck to our amended food shopping, since I do all the incidental shops and hubby buys the meats and special foods. I try to buy On Sale, and i try not to buy full price when I can, and sometimes that is impossible. We used to get away with spending $100 CAD a week to buy food. During the (C.P.) that price jumped to $200 to $250.00 a week for food. Our shop totals have come down since, since I don't buy all the crap I used to, and we don't buy junk food nor fillers or wasteful food we don't need to eat. Here in our neighborhood we have many shops and stores. Many of them are what I call, "Discount stores." Everything you might need for less than half the price of expensive flashy shops closer to the city core. Thank goodness for the Dollar Stores. If you can get it in a dollar store, why shop in a mainline shop and pay much more ?? If we cannot put it somewhere, or use it often enough to warrant buying it, we don't buy it. My computer died a couple months ago, and rather than wait for a sale, we needed to make a decision and so we bought a model from Best Buy. We spent a good chunk of money, so for the next few months we have tightened our budget to replace the short fall. When it comes to things I need, I replace things when I need them. I take care of my shoes/boots/clothes as if they were my children, so they don't need to be replaced every season. I needed a new winter coat, so I carted it a month ago. and waited until I could afford it, because it fell under the Need column and not a Want. it wasn't very expensive, but it had to go into the cart. Any other clothing I buy, is from the discount shops up the block. Or from the Thrift Shops in town. I keep my thrift winter gear in a crate during the year and bring it out when needed. I finished my purge of the entire apartment now. I got rid of everything that wasn't necessary to keep. And because i am on top of the money I spend, I don't spend it. The "If I can't buy it with Cash I don't buy it" mentality has its merits. We got into that black hole of credit card debt early on AND we really went into the hole with a Line Of Credit when we got married 20 years ago. That only took us 13 years to pay off !! Holy Moley !!! We got rid of every CC and NEVER took on any more credit situations. We are now credit clear and our debt load is zero for some years now. I don't have ANY friends. So I don't need to impress anyone on the outside. I don't need to impress my neighbors, I rarely see. My clothes are nice because I take care of them. Nobody needs to know where I buy them, right ?? Money makes the world go round, but it does not need to rule your life either, right ?? You don't need to go into DEBT to live life. If your flashy tendencies dictate your lifestyle, Me think you really need to sort out your priorities !!!
Yeah the lockdown was tough, but it seems like you made it work, cutting out the extra stuff and sticking to the basics. And big props for getting out of credit debt! Being debt-free must feel like such a relief 👏
I think that people should do with their money what they want. Spend it on things that matter most to you. For some people that's having 7 pairs of shoes every month, for others it's traveling. I'm not frugal, but I have little expenses every month which allows me to save up a lot. That allowed me to travel on my own without having to scrimp and stay in low-budget hostels.
I used to think i should have the best things in all aspects but I learnt today from you that being hapoy with what you have is all that matters(I am talking about the laptop example which is not the latest and best but works well for you) Thanks a lot to make me realise this lesson which was not clear in my mind! ❤
Great job, Seve! While I'm more frugal now, I had to learn how bad debt is on my skin a few times, and it was a costly but great lesson. Holding on to some things is definitely cool, and it gives them personality! I have bought a new laptop a few years ago, after having the previous one for 11 years. The cool thing is that some research goes a long way (like how easy it is to replace a component, upgrade, etc). Was wondering if you'd consider an idea for a future video: simple living in the urban vs rural environment :D
Thanks for the comment and idea! 😊 I might find it hard to make since I live in urban environment and only do short camping trips in nature and not actually live there but I really hope one day I will be able to move and make it happen 😉
Hi Seve! Been watching your videos for hours. I love your videos and its inspiring me. I'm just confused about the house thing. I bought a house even though it won't make me money because by loaning to buy a house, it saves me from paying rent and a house is actually an appreciating asset in my country (because of rising land costs). You think that's still a good move? Cause I think so. Anyway, just wanted to comment cause I see you take time replying to comments. Keep being awesome, Seve!
Well, I have to say I am not a financial advisor 😄 But generally becoming an "owner" in many things in life is a great move financially, especially long-term. There are many places where buying a house is not a good move but for example in my country and city, it is. I just personally can't afford one right now but otherwise would definitely buy myself a home. Just be mindful with loan interests and think when it's a good time to buy one, and also be mindful of your own needs. As a minimalist, buying a huge home I don't need with a big loan can also be a bad move for the mental health. Hope this helps! 😊
I'm too smart and frugal to pay for your ridiculous course. I recommend working part time and actually contributing something helpful to society. I hope none of you "Content Creators" ever show up in my ER in the dire need of help...
Just because Seve is self-employed, it doesn't mean that he is not contributing to our society. He is unique and no one can take his place. He has told us earlier that he likes to lend a hand if someone needs help, not everyone wants to do that. Don't criticize someone who does good.
Real strange that people on RUclips that sell books or a course how to be frugal… asking people to spend money to provide for you while you are so frugal! I am very frugal and smart with money 💰
I actually quit my old job to contribute to society more through sharing my knowledge with my course 😄 I believe sharing my message and helping people to create a more meaningful life this way, I'm much more of use than if I did many other jobs. This is just my take on things though, who knows what's the absolute truth
"Flashy thigs are for thse who wanna play the status games" I needed this reminder today, thanks!
Glad to hear it resonated with you 🌱🌱
I don don’t think you are cheap, you are actually very clever. You want to use your money for what really matters to you and you don’t want to sacrifice your time doing something you don’t enjoy to buy things that other people think that we need ❤. I am happy you realize that so early in life 😊
Thank you ❤️❤️
@SunnyKindJourney & @anashappydays, I totally agree. Sève is quite comfortable in his own company and saves sufficient funds to travel & admire different places. It's just a good way to live.
'Cheap' ? Rubbish. What they are not telling you: maintenance of expensive items cost a good amount. If those items collapse, and you cannot have it repaired, then that person is in exactly the same situation as not having it. Those unusable items / junk takes up space, shrinking the room size, so to speak, available for living.
You are a wise young man…keep up with your frugality and thrive.
Thank you 😊
As someone who found simplicity and minimalism decades ago I would say that greatly impacted my freedom. I had to retire at 51. Had I not been frugal and saved when I got sick I would still have to work. As for spending, I think that the guilt is just part of the habits that we built in order to get ourselves to the place that we are financially. For the most part 90% of people don’t get to financial freedom without sacrifice. By the time you get there you don’t value stuff very much anymore.
I love your channel & message. Wishing you all the best.
Thanks for sharing this with me! All the best to you too 😊
Your videos continue to inspire this 52 year old man. You’re doing life so well. ✌️😌✨
I appreciate that! ❤️🌱
Great insights. As a 54 year old, I truly envy your approach to life.
If only I had such wisdom when I was your age.
Wow, thank you! 😇😇
I like being able to tell people about my washer and dryer, which is from the 90's...my husband has repaired both of them a couple of times. But it actually works better than the newer models. Im so proud of it, lol😂
Yeah my parents do also have a washer from the 90's, mainly for the dogs stuff because of the hair, but it works better than their newer one 😂
Exactly, you can replace a simple part instead of having to buy another new one!
Same goes for my Dyson Animal that's 25years old 😂 You hear all the stories about people going cordless and then wondering why it doesn't charge / battery life going etc... Sod that! 😂
That's amazing! 😄
I live a simple life because I wish to live lightly upon the earth. Living this way brings me joy and peace. These things insulate me from criticism of my life style.
It is a mistake to think that this can be achieved without a thoughtful process. I am glad to see that you have designed a course of study to guide others along this path so that what took me half a lifetime to achieve might not take others so long. Hurray for you and your endeavor.
Hi Seve. When we went into lockdown, years ago, we had to figure out how to live, within the parameters we were thrown into. It was just me and my hubby, we were alone. My friends all walked away into their own bubbles. The gyms closed, hubby was working from home. And we have a 2 room apartment. shall I say things got dicey at times ???
Food prices went through the roof. We had to figure out how to buy food, that we could afford. So our food consumption changed. We've since stuck to our amended food shopping, since I do all the incidental shops and hubby buys the meats and special foods. I try to buy On Sale, and i try not to buy full price when I can, and sometimes that is impossible.
We used to get away with spending $100 CAD a week to buy food. During the (C.P.) that price jumped to $200 to $250.00 a week for food. Our shop totals have come down since, since I don't buy all the crap I used to, and we don't buy junk food nor fillers or wasteful food we don't need to eat.
Here in our neighborhood we have many shops and stores. Many of them are what I call, "Discount stores." Everything you might need for less than half the price of expensive flashy shops closer to the city core. Thank goodness for the Dollar Stores. If you can get it in a dollar store, why shop in a mainline shop and pay much more ??
If we cannot put it somewhere, or use it often enough to warrant buying it, we don't buy it. My computer died a couple months ago, and rather than wait for a sale, we needed to make a decision and so we bought a model from Best Buy. We spent a good chunk of money, so for the next few months we have tightened our budget to replace the short fall. When it comes to things I need, I replace things when I need them. I take care of my shoes/boots/clothes as if they were my children, so they don't need to be replaced every season.
I needed a new winter coat, so I carted it a month ago. and waited until I could afford it, because it fell under the Need column and not a Want. it wasn't very expensive, but it had to go into the cart. Any other clothing I buy, is from the discount shops up the block. Or from the Thrift Shops in town. I keep my thrift winter gear in a crate during the year and bring it out when needed. I finished my purge of the entire apartment now. I got rid of everything that wasn't necessary to keep. And because i am on top of the money I spend, I don't spend it.
The "If I can't buy it with Cash I don't buy it" mentality has its merits. We got into that black hole of credit card debt early on AND we really went into the hole with a Line Of Credit when we got married 20 years ago. That only took us 13 years to pay off !! Holy Moley !!! We got rid of every CC and NEVER took on any more credit situations. We are now credit clear and our debt load is zero for some years now.
I don't have ANY friends. So I don't need to impress anyone on the outside. I don't need to impress my neighbors, I rarely see. My clothes are nice because I take care of them. Nobody needs to know where I buy them, right ??
Money makes the world go round, but it does not need to rule your life either, right ??
You don't need to go into DEBT to live life. If your flashy tendencies dictate your lifestyle, Me think you really need to sort out your priorities !!!
Yeah the lockdown was tough, but it seems like you made it work, cutting out the extra stuff and sticking to the basics. And big props for getting out of credit debt! Being debt-free must feel like such a relief 👏
I think that people should do with their money what they want. Spend it on things that matter most to you. For some people that's having 7 pairs of shoes every month, for others it's traveling.
I'm not frugal, but I have little expenses every month which allows me to save up a lot. That allowed me to travel on my own without having to scrimp and stay in low-budget hostels.
Well said, I think all comes down to self-awareness at the end and being conscious of your own choices whatever they are 🤗
How wonderful to learn these lessons so young! Love your videos!
Thanks so much! 😊
I want u to know that your life inspires many of us. ❤
Thank you, I'm very glad to hear this reminder 😊
You are gorgeous and cute and talk a lot of sense. I would love to meet someone like you, but I think people like you are very rare x
I used to think i should have the best things in all aspects but I learnt today from you that being hapoy with what you have is all that matters(I am talking about the laptop example which is not the latest and best but works well for you) Thanks a lot to make me realise this lesson which was not clear in my mind! ❤
I'm so glad this video and message reached you! Thanks for watching 🌿
@@SunnyKindJourney heart emoji
I have a feeling that money keeps me hostage, everything depends on money
I know the feeling, I think is something many of us feel
Great job, Seve!
While I'm more frugal now, I had to learn how bad debt is on my skin a few times, and it was a costly but great lesson.
Holding on to some things is definitely cool, and it gives them personality! I have bought a new laptop a few years ago, after having the previous one for 11 years. The cool thing is that some research goes a long way (like how easy it is to replace a component, upgrade, etc).
Was wondering if you'd consider an idea for a future video: simple living in the urban vs rural environment :D
Thanks for the comment and idea! 😊 I might find it hard to make since I live in urban environment and only do short camping trips in nature and not actually live there but I really hope one day I will be able to move and make it happen 😉
A wise way of thinking and living, I think. Great work, I appreciate that.
Love to watch your videos as always.
I appreciate that! 😊
I didn't expect you to mention Slovenia - my home country. I live in Dublin now but it's always nice to hear it be mentioned!
Absolutely breathtaking place ❤️
Seve has a beautiful 😍 mustache 😊
Thank you haha 😄
Neutral colors, white, tan suit you. thank you very much for the advice. Godbless you always
Thank you very much 😊
Just travel as much as you can. 😀
Hi Seve! Been watching your videos for hours. I love your videos and its inspiring me. I'm just confused about the house thing. I bought a house even though it won't make me money because by loaning to buy a house, it saves me from paying rent and a house is actually an appreciating asset in my country (because of rising land costs). You think that's still a good move? Cause I think so. Anyway, just wanted to comment cause I see you take time replying to comments. Keep being awesome, Seve!
Well, I have to say I am not a financial advisor 😄 But generally becoming an "owner" in many things in life is a great move financially, especially long-term. There are many places where buying a house is not a good move but for example in my country and city, it is. I just personally can't afford one right now but otherwise would definitely buy myself a home. Just be mindful with loan interests and think when it's a good time to buy one, and also be mindful of your own needs. As a minimalist, buying a huge home I don't need with a big loan can also be a bad move for the mental health. Hope this helps! 😊
You `re really GREAT dear!! Congrats!!
Thank you so much! 😊
❤❤❤
❤️❤️
I wanna be ard people like this.
HOW IS LOVE LIFE in Finland?
Respectful I would say. Being kind and genuinely interested in others gets you far 😊
@@SunnyKindJourney 💚
I'm too smart and frugal to pay for your ridiculous course. I recommend working part time and actually contributing something helpful to society. I hope none of you "Content Creators" ever show up in my ER in the dire need of help...
Just because Seve is self-employed, it doesn't mean that he is not contributing to our society. He is unique and no one can take his place. He has told us earlier that he likes to lend a hand if someone needs help, not everyone wants to do that. Don't criticize someone who does good.
Real strange that people on RUclips that sell books or a course how to be frugal… asking people to spend money to provide for you while you are so frugal!
I am very frugal and smart with money 💰
So you’ll break your oath because you don’t approve of someone’s job? That’s evil. Hope your boss sees this. You shouldn’t be in your job.
I actually quit my old job to contribute to society more through sharing my knowledge with my course 😄 I believe sharing my message and helping people to create a more meaningful life this way, I'm much more of use than if I did many other jobs. This is just my take on things though, who knows what's the absolute truth