I am 24 yrs old right now. I realised I had spent 10k on Zomato and 10k on Swiggy in 1.5-2 yrs. But i thought even that can be reduced. I have started cutting on food apps spending. What opened my eyes actually: A plate of Pav bhaji at a shop near my house(within 1 km dist) costs ₹100. The total cost when ordering on zomato: ₹215. WTF!!!! Shocking!!!!!
Even 10 years old kid will realise while ordering that the total cost of Pav Bhaji on these apps is more than double compared to the cost charged in the thela/stall. I think you should leave everything and go to school again.
This is such a gem of a discussion. Normalising these topics which are mostly stigma is such a relief, and more so on the internet today. And the best part for me is where Radhika says "Freezing eggs is like an option in finance". Amazing analogy!!! Kudos to Shantanu and Radhika for doing this.
Agree with Shantanu. At the lower end of society the wages have not moved. For eg a security guard gets about 12k and it has not moved in the last 5 years. This is because the supply of Labor at the lower end outweighs demand and the scope for wages moving up is very limited. This will be a serious problem as the situation is going to get worse
The sample itself is biased. For one tcs/ infosys that flourishes, ten companies go under and some CEOs do not even draw a salary, so those CEOs are not included. Second, the salary of a CEO is based on the performance of the company, i.e. it is loosely proportional to the market cap/ profits of the company. So it would go up when markets(which are performing quite well in india) are performing well. On the other hand employees usually do not have any stake in the company and so their salary would not go up as much
00:01 Radhika Gupta reveals how Indians are losing their money to Zomato and Swiggy 02:00 Radhika Gupta emphasizes the importance of relaxation and taking time off. 06:04 Young people in India have taken debt to watch cricket matches in stadiums. 08:02 There are two Indias - the rich India and the rest of India with different economic situations. 12:19 India's middle class is making progress generationally. 14:27 Salaries of CEOs and senior partners have increased significantly while entry-level salaries have grown at a slower rate. 18:26 Lack of job opportunities and low savings hinder entrepreneurship in India. 20:43 Not everyone needs to be an entrepreneur to create value in life. 24:37 Young Indians are increasingly becoming entrepreneurs 26:48 The objective of building a company should not be funding and valuation, but providing a product or service to consumers sustainably. 30:47 Importance of debt and frugality in business 32:40 Several multi-billion dollar valuation businesses, including Thaso, have filed for bankruptcy recently. 36:31 Gradual growth is preferable over explosive growth for sustainable business management. 38:31 Loss making is a part of the journey for every company 42:04 Importance of management and growth in investing in early stage companies 43:54 The ability to contribute and partner with businesses that are close to the heart is important. 47:38 Public markets have become more cautious about corporate governance. 49:48 Regulation and compliance are necessary for doing good business 53:33 Lack of awareness and understanding of SIPs leading to low adoption rate in India. 55:29 Indians are more interested in cryptocurrency and fantasy sports than investing in the equity market. 59:20 Most people need to start a basic SIP and some fund and hold it for 10 years instead of indulging in sensational content about doubling their money overnight. 1:01:10 People compromise financial security for instant social gratification 1:04:57 Fertility issues and social stigma affect discussions on miscarriages in India. 1:06:55 Struggles of being a pregnant CEO in India 1:10:41 Pressure on mothers to breastfeed and return to work is creating fear and confusion among women. 1:12:51 The topic of maternity is still avoided and not openly discussed in offices. 1:16:33 Challenges faced by women regarding fertility, menopause, and career ambitions. 1:18:16 Articulate your ambitions to find a compatible partner 1:21:53 Education and informed choices are important for women's health and fertility 1:23:45 Edelweiss CEO Radhika Gupta emphasizes the responsibility of managing public money 1:27:44 Managing pooled money in a democratic way 1:29:33 Building a company and staying with it as a CEO is a state of mind. 1:33:26 Find your sky and learn to fly 1:35:26 Radhika Gupta reveals how Indians are losing their money to Zomato and Swiggy
India has middle class bcoz India is one of the very few countries (maybe the only country) which has valued liberty, equality, honesty, hard work, merit alongwith social justice and capital creation. Remember, there is no middle class without fundamental freedoms and values.
She is now part of the top 1% and needs to consolidate her position. Yes, she can empathize with the 99%.The real fruits of growing India is eaten by the 1% and the rest have to survive on the crumbs and under back-breaking inflation.
I have no interest to be in the top 1%. I work to make a decent life. Something priviliged lots, maybe like you, won't understand. So, yes I will complain.
@@liveandletlive769yes but it's still top 1% and by its very nature it is limited. Where do the rest of them go? 2. There are issues in the system which come in way of people rising to top. Things like Nepotism, classism, casteism, religious discrimination
This is so inspiring and such a great podcast. I am a mother. And want to be mother again. But dont want to do it physically. Want to adopt a kid now. This podcast just gave me strength to talk to my family and husband regarding this.
Adoption is very complex in India, there are hardly any children available to adopt (< 3 years and healthy) and there are thousands of parents waiting for their turn. We applied for adoption through CARA 3 years back and the wait time is still one and a half years more
Always think that in the long run , chilled is not a consumer product he or she grows as an independent human with natural curiosity for their biological parent.
Problem in India is everyone are experts and judge as they know everything than anyone! Its a bizarre. Radhika Gupta u have faced the toughest things in your journey. Kudos for upscaling yourself in the short-term and leading a great life.
Radhika is wrong while saying there will be very less poverty in India by 2030. Madam, poverty is rising, middle class is becoming lower class while upper middle class is becoming middle class.
The manner in which these people are condescending people who don't invest in mutual funds or have other forms of investment is so below the belt! Madam and sir , it is not that people don't invest in mf due to lack of time Or knowledge or understanding.... It is because people are becoming more and more aware and not falling to the bogus claims of people like you... As per a a survey done recently, only few institutional investors have got good returns in mfs.... Rest 90% retail investors have lost money to stock based sips. Go read on the internet and stop fooling the people
Just one small suggestion, pls don't change frame so frequently. With each hmm from Radhika frame changed, i'm having headache within 15 mins. Why don't you have both host and guest in same frame together?
These two should not be giving medical advice 🤣. The rise of Infertility these days is mainly due to poor lifestyle choices. Nature has created our body in such a way that we are ideal to conceive between the age of 22 to 28. After 30 women's fertility starts decreasing & after 35 is very difficult to conceive. This whole idea of freezing eggs & sperms may look advanced but it has its own set of major disadvantages. Just because you have your eggs & sperms stored for a later date, it doesn't naturally mean it works everytime. Fertilization failure is more than 60% & even if following fertilization, implantation of the zygote (fertilized product) has its fair share of failures. Also the body is aged beyond its natural & ideal capacity to get through the 9 months of pregnancy. People only highlight what's good to hear & not where things can go wrong. A great career without a strong family & children is practically useless.
Radhika Gupta is a clear headed person!! It is a learning experience listening to her!! Also was unusual to see Shantanu out of his bandwidth at certain times!! Great interview !!
@@pranitgandhi6832 you know he is a very good conversationalist, however he lost the touch with the words at many strategic places and camera candidly caught that.
I'd highly suggest to rename the title of this episode. The insights of being a mother at that high level of career is more powerful than the first half of the discussion.
Chacha. Apke pocket bharne k liye logo ko 24/7 kaam karna chahiye.. Hay na???? Isbare me kuch to boliye....sab intezaar me hay.. Itna sensible content dena apke character me hay pata nahi tha.
It was turning to a boring episode. But then after the 1:00:00 hr mark the conversation turned into a real deal. Do edit these things and put it up in the shorts. Very important to spread the word.
Sirf saving se nahi hoga. Tax also needs to go down (significantly). Just repeating Swiggy-Zomato-Hotstar again and again creates the wrong narrative (unnecessary evil portrayal).
As 21 year old recent graduate women having ambitions ,there are very less indian women role models in such executive position to look upto .insights from Radhika Ma'am will be helpful in navigating my life.thanks for the podcast Shantanu sir.
This is the second time in last one month I heard this India 1, India 2...earlier heard in WTF podcast from Nihil Kamath, when he hosted Kishore Biyani, it all makes sense, makes you think how much is there to know and observe !
India 1 and India 2 are topics discussed on lots of platform. You can also watch Raj Shamani, Sango life sutras and Thinkschool for more business knowledge (if you are already following them, good for you)
I heard this a couple of years ago from the mouth of Mr. Ashish Hemrajanani, the founder of BookMyShow who categorised India 1, 2, 3 as the UK of India, Brazil of India and the Africa of India..makes a lot of sense
Shantanu, the habits of a lot of startups in India particularly was centered around the notion of easy cheap money which someone else would give without asking too much in return. How can I book that money is the goal. Not product or cash flow or profits. Second I think is the sheep mentality. Once a middle class kid is successful, every other parent would want their kids to follow that. And they not be cut for it. All this culminate into start up companies which look smart when talked or on paper but are hollow.
People are willing to give you maternity leave without asking coz you are at that position I personally had to go through enough trouble to extend AMAT for my junior and chains of emails to HR to get her extra MAT time. It was not just a hassle for her but me as her supervisor too 😅
16:19 Shantanu, your questions seem to have a confirmation bias here. However datapoints are limited, the perspective of value addition is totally ignored. Linear profit to headcount growth is the reason for absymal salary growth, which is a function of many other factors in addition to bad corporate ethics.
Bhai Infosys walo ko jake bolo ki minimum pay badhaye, baki kharche to aajkal normal hai, investment to log 50k wale log kar ni payenge. Aajkal minimum pay 1L chahiye if not much dependents and less liabilities. Jitni jyada liabilities aur responsibilities hogi, utna jyada pay chahiye hoga per month.
Indian growth, India bull, social equality, and dosages of wisdom. Thanks for sharing the life lessons...middle path, trajectory, gen z, and amazon aggregator. Amazing stuff, loved every bit of it.
Hi Shantanu, great podcasts and love that she was relaxed. A lot of insights for me as a 22 year old individual who have started earning recently. Is this episode available on spotify?
It is very pleasant to know our going-to-be Shark of my favourite show Shark Tank. For that I am grateful to you Shantanu to bring her on the show and made us familiar with her because she is the whom I personally didn't know and now I know her its just going to be amazing to see her on the show. Of course Shantanu you are just a magnificent podcaster and want you to do these kind of different episodes more often because of you, I got to know the people and got there experiences to where from where I can learn and broaden the spectrum of knowledge. Thank you Shantanu and love you 3000 ❤❤
Hey Shantanu just wanna say your podcast is one of the best.. it delivers what it is suppose to do... Deliver gyaan through Real Life Business Leaders who has gone through lot of things & done thingss not like people who promotes they made millions from their 5K investments at 25 age... This podcast is one of the best seen after Dr. ortho's owner.
What a wonderful podcast. One of the best in a long time ! Kudos to @shantanu for arranging this podcast and asking great questions and @Radhika - For being absolute genius:)
Also why people are unable to sell SIP's because financial agents have foolded people of their savings for their brokerage with really bad funds which have historically have not even matched benchmark. Trust is the main factor which is missing.
This is such a truly a podcast baring open the raw reality of things that are going on the points and views are something that has really made me and i feel should make everyone dvelve into it more on personal level.
Hii Shantanu We need insides of their company that what and how did they build your whole conversation is about her and her only please be also focused an her company what problems did she face and how she built this huge business that would be a lot more valuable.
Zomato Swiggy was a dumb analogy. Its the persons choice where one wants to spend 100Rs. Just that you own/manage a mutual fund one should take SIP. And SIP is supposed to be great thats a different debate.
No matter what you guys love to say in a podcast , all you investor folk want funding inflated valuation and pie charts before you are remotely interested in a revolutionary idea no matter how good it is .This is the kind of ball talk investment bankers love discussing on podcasts but the reality , there is no body taking a chance on a business without the verbatim
People earning in crores and travelling in planes on regular basis and going overseas for vaccations and call themselves MIDDLE CLASS is a disrespect to the people who have dream about travelling in planes and going overseas , DONT call yourself middle class
Rich oblidged people talking about their success 👏🏻👏🏻👏🏻 Im not going to give any sympathy for physical disability and feminism. Please help people save tax, make honest money, tell us how the middle class can become like you, and say how you are creating jobs (share true facts). Your life is not important to us because you are that 1%.
she is rich because she worked for it. There are hundred of thousands of ways to be rich. Don't kid yourself, you and I probably do not work hard as her and that is why we don't make as much. No need to be salty on others success
@@steamerSama No one is being salty but read my comment again and see what I did not find in this podcast. Sure, not everyone works equally hard but again, does everyone need to work hard to earn a lot? No sympathy given to feminist like you. Keep streaming.
@@AgreeWithKT you are 100% salty, you tone gives it away pretty easily. What's up with your entitlement when you bitch about a person and ask her something. and no need for your sympathy. as long as people bitch about privilege and whine about people making money and discredit their work by labels such as feminism and physical disabled quota(which you provide no proof for), people like you wont improve. Keep getting saltier
20:24 - The sheer frustration when people say, they don't have any money left to invest just as they are ordering their effin chai from Zomato for over 150 rs. 😆 - Kya toh giila kar ke juuta maara hai
This single concersation made me start investing in sip …thank you for tht ….i am a 21 year old student…the idea of comparing to one movie one biryani is very import …the compounding effect is really astonshing to me
Thanks Shantanu at least speaking about the difference in economy. And the way Radhika doesn't agree with it at all speaks volumes of difference between Big leaders of enterprises and start ups.
Unless the BJP government brings minimum wage across the board, savings is gonna remain a pipe dream for an overwhelming majority of indians. Inflation is real. Religion is nice and all but at the end of the day thats not gonna put food on the table. People are used to the modern way of life. If everyone has a minimum wage, it ensures every Indian citizen a shot at leading a respectable lifestyle.
Bjp will build temples bridges at 1 lakh crore and tax poor people as much as possible and take money from them to enter the premises as an entry ticket plus with security guards who would not miss to guide you to the location of parking and charge you money for that too . You will never see poor people sleeping on the road opposite the railway station in India to be removed ever and beggars at traffic signal .
The talk of a 25 year old earning 60,000 can be depressing for someone not making that kind of money even at 40.
You are in the wrong profession and wrong job
I completely agree with you. This truth is even more depressing.
But try to save irrespective of income, that saving helps for a rainy day
@@sunilkumarrai5558yes, bro
Thank you for sharing such an insightful session and knowledge one
She is competing with zomato and Swiggy?
Bol to ese rahi hai 500 ki sip se 20 saal mein karodpati bna degi.
I am 24 yrs old right now. I realised I had spent 10k on Zomato and 10k on Swiggy in 1.5-2 yrs. But i thought even that can be reduced. I have started cutting on food apps spending.
What opened my eyes actually:
A plate of Pav bhaji at a shop near my house(within 1 km dist) costs ₹100. The total cost when ordering on zomato: ₹215. WTF!!!!
Shocking!!!!!
I am shocked that you are shocked 🤣😂🤣
Mrunal, delivery charges kya uparwala bharega tere lie. Kya 14 saal Wale bacche ki tarah baat kar li tune
to sip karo ab
Even 10 years old kid will realise while ordering that the total cost of Pav Bhaji on these apps is more than double compared to the cost charged in the thela/stall. I think you should leave everything and go to school again.
@@pranitgandhi6832bhai 14 saal wale b isse intelligent hote hai. Ye dumb ass lag raha hai
This is such a gem of a discussion. Normalising these topics which are mostly stigma is such a relief, and more so on the internet today. And the best part for me is where Radhika says "Freezing eggs is like an option in finance". Amazing analogy!!!
Kudos to Shantanu and Radhika for doing this.
So sad
Q@@rationalthinker2724
Agree with Shantanu. At the lower end of society the wages have not moved. For eg a security guard gets about 12k and it has not moved in the last 5 years. This is because the supply of Labor at the lower end outweighs demand and the scope for wages moving up is very limited. This will be a serious problem as the situation is going to get worse
In Hyderabad an average security guy makes about 20k in a decent society . Actually labor wages have increased but not the middle class kids.
The best part is that the lower end of the society will again vote to keep the upper end in power. Vicious cycle.
The sample itself is biased. For one tcs/ infosys that flourishes, ten companies go under and some CEOs do not even draw a salary, so those CEOs are not included. Second, the salary of a CEO is based on the performance of the company, i.e. it is loosely proportional to the market cap/ profits of the company. So it would go up when markets(which are performing quite well in india) are performing well. On the other hand employees usually do not have any stake in the company and so their salary would not go up as much
Also, Infosys in 2000 had a head count of5000, today it is 3lacs
@@steamerSamayou need not do this much of math to know the salary of a security guard. Ask around and you will come to know.
00:01 Radhika Gupta reveals how Indians are losing their money to Zomato and Swiggy
02:00 Radhika Gupta emphasizes the importance of relaxation and taking time off.
06:04 Young people in India have taken debt to watch cricket matches in stadiums.
08:02 There are two Indias - the rich India and the rest of India with different economic situations.
12:19 India's middle class is making progress generationally.
14:27 Salaries of CEOs and senior partners have increased significantly while entry-level salaries have grown at a slower rate.
18:26 Lack of job opportunities and low savings hinder entrepreneurship in India.
20:43 Not everyone needs to be an entrepreneur to create value in life.
24:37 Young Indians are increasingly becoming entrepreneurs
26:48 The objective of building a company should not be funding and valuation, but providing a product or service to consumers sustainably.
30:47 Importance of debt and frugality in business
32:40 Several multi-billion dollar valuation businesses, including Thaso, have filed for bankruptcy recently.
36:31 Gradual growth is preferable over explosive growth for sustainable business management.
38:31 Loss making is a part of the journey for every company
42:04 Importance of management and growth in investing in early stage companies
43:54 The ability to contribute and partner with businesses that are close to the heart is important.
47:38 Public markets have become more cautious about corporate governance.
49:48 Regulation and compliance are necessary for doing good business
53:33 Lack of awareness and understanding of SIPs leading to low adoption rate in India.
55:29 Indians are more interested in cryptocurrency and fantasy sports than investing in the equity market.
59:20 Most people need to start a basic SIP and some fund and hold it for 10 years instead of indulging in sensational content about doubling their money overnight.
1:01:10 People compromise financial security for instant social gratification
1:04:57 Fertility issues and social stigma affect discussions on miscarriages in India.
1:06:55 Struggles of being a pregnant CEO in India
1:10:41 Pressure on mothers to breastfeed and return to work is creating fear and confusion among women.
1:12:51 The topic of maternity is still avoided and not openly discussed in offices.
1:16:33 Challenges faced by women regarding fertility, menopause, and career ambitions.
1:18:16 Articulate your ambitions to find a compatible partner
1:21:53 Education and informed choices are important for women's health and fertility
1:23:45 Edelweiss CEO Radhika Gupta emphasizes the responsibility of managing public money
1:27:44 Managing pooled money in a democratic way
1:29:33 Building a company and staying with it as a CEO is a state of mind.
1:33:26 Find your sky and learn to fly
1:35:26 Radhika Gupta reveals how Indians are losing their money to Zomato and Swiggy
Thank you so much 😊
very helpful bhai 💕💕💕💕
👌
I'm still looking for the Zomato and swiggy thing😕
@@comfortablydumbbyea clickbait
India has middle class bcoz India is one of the very few countries (maybe the only country) which has valued liberty, equality, honesty, hard work, merit alongwith social justice and capital creation. Remember, there is no middle class without fundamental freedoms and values.
She is now part of the top 1% and needs to consolidate her position. Yes, she can empathize with the 99%.The real fruits of growing India is eaten by the 1% and the rest have to survive on the crumbs and under back-breaking inflation.
Nobody is stopping you from entering that top 1 percent! Stop complaining, start working!
I have no interest to be in the top 1%. I work to make a decent life. Something priviliged lots, maybe like you, won't understand. So, yes I will complain.
@@liveandletlive769yes but it's still top 1% and by its very nature it is limited. Where do the rest of them go?
2. There are issues in the system which come in way of people rising to top. Things like Nepotism, classism, casteism, religious discrimination
This is so inspiring and such a great podcast. I am a mother. And want to be mother again. But dont want to do it physically. Want to adopt a kid now. This podcast just gave me strength to talk to my family and husband regarding this.
Adoption is very complex in India, there are hardly any children available to adopt (< 3 years and healthy) and there are thousands of parents waiting for their turn. We applied for adoption through CARA 3 years back and the wait time is still one and a half years more
@@LeoWedsLeo where can i find this data i want to adopt above 6+ is that possible & will be faster compared to
Always think that in the long run , chilled is not a consumer product he or she grows as an independent human with natural curiosity for their biological parent.
Surprised Radhika considers her parents generation were middle class. Seriously!!
And she's upper middle class! Lol. Gets uncomfortable and says she doesn't believe in these things or something to that effect lol
Problem in India is everyone are experts and judge as they know everything than anyone! Its a bizarre. Radhika Gupta u have faced the toughest things in your journey. Kudos for upscaling yourself in the short-term and leading a great life.
Radhika is wrong while saying there will be very less poverty in India by 2030. Madam, poverty is rising, middle class is becoming lower class while upper middle class is becoming middle class.
Hi Shantanu - your empathy towards others and self awareness of ur own privileges - wow
The manner in which these people are condescending people who don't invest in mutual funds or have other forms of investment is so below the belt! Madam and sir , it is not that people don't invest in mf due to lack of time Or knowledge or understanding.... It is because people are becoming more and more aware and not falling to the bogus claims of people like you... As per a a survey done recently, only few institutional investors have got good returns in mfs.... Rest 90% retail investors have lost money to stock based sips. Go read on the internet and stop fooling the people
Can you pls specify which survey it is? Would be easier to search
Just one small suggestion, pls don't change frame so frequently. With each hmm from Radhika frame changed, i'm having headache within 15 mins. Why don't you have both host and guest in same frame together?
Totally agree
She is having kyphoscoliosis,,
Shantanu demonstrated a much mature understanding of the social equality.
Radhika not so much.
I thought I was the only one who noticed that. She completely missed or brushed off some of his serious points
This conversation is blowing my mind…… I relate so so so much, wow!!! Such an inspiration for all of us ❤
She's good and wise. She doesn't have that annoying fake accent even after studying at UPenn
These two should not be giving medical advice 🤣. The rise of Infertility these days is mainly due to poor lifestyle choices. Nature has created our body in such a way that we are ideal to conceive between the age of 22 to 28.
After 30 women's fertility starts decreasing & after 35 is very difficult to conceive. This whole idea of freezing eggs & sperms may look advanced but it has its own set of major disadvantages. Just because you have your eggs & sperms stored for a later date, it doesn't naturally mean it works everytime. Fertilization failure is more than 60% & even if following fertilization, implantation of the zygote (fertilized product) has its fair share of failures. Also the body is aged beyond its natural & ideal capacity to get through the 9 months of pregnancy. People only highlight what's good to hear & not where things can go wrong. A great career without a strong family & children is practically useless.
Radhika Gupta is a clear headed person!! It is a learning experience listening to her!! Also was unusual to see Shantanu out of his bandwidth at certain times!! Great interview !!
out of his bandwidth meaning?
@@pranitgandhi6832 you know he is a very good conversationalist, however he lost the touch with the words at many strategic places and camera candidly caught that.
I'd highly suggest to rename the title of this episode. The insights of being a mother at that high level of career is more powerful than the first half of the discussion.
Chacha. Apke pocket bharne k liye logo ko 24/7 kaam karna chahiye.. Hay na???? Isbare me kuch to boliye....sab intezaar me hay.. Itna sensible content dena apke character me hay pata nahi tha.
ऐसे सभी अँग्रेज़ी बोलने वालों का क्या होगा जब विश्व संस्कृत बोलने लगेगा ?🤪
It was turning to a boring episode. But then after the 1:00:00 hr mark the conversation turned into a real deal. Do edit these things and put it up in the shorts. Very important to spread the word.
Sirf saving se nahi hoga. Tax also needs to go down (significantly). Just repeating Swiggy-Zomato-Hotstar again and again creates the wrong narrative (unnecessary evil portrayal).
i want investment for my software development company , anyone here can help ?
As 21 year old recent graduate women having ambitions ,there are very less indian women role models in such executive position to look upto .insights from Radhika Ma'am will be helpful in navigating my life.thanks for the podcast Shantanu sir.
This is the second time in last one month I heard this India 1, India 2...earlier heard in WTF podcast from Nihil Kamath, when he hosted Kishore Biyani, it all makes sense, makes you think how much is there to know and observe !
India 1 and India 2 are topics discussed on lots of platform. You can also watch Raj Shamani, Sango life sutras and Thinkschool for more business knowledge (if you are already following them, good for you)
I heard this a couple of years ago from the mouth of Mr. Ashish Hemrajanani, the founder of BookMyShow who categorised India 1, 2, 3 as the UK of India, Brazil of India and the Africa of India..makes a lot of sense
Shantanu, the habits of a lot of startups in India particularly was centered around the notion of easy cheap money which someone else would give without asking too much in return. How can I book that money is the goal. Not product or cash flow or profits.
Second I think is the sheep mentality. Once a middle class kid is successful, every other parent would want their kids to follow that. And they not be cut for it.
All this culminate into start up companies which look smart when talked or on paper but are hollow.
People are willing to give you maternity leave without asking coz you are at that position I personally had to go through enough trouble to extend AMAT for my junior and chains of emails to HR to get her extra MAT time. It was not just a hassle for her but me as her supervisor too 😅
16:19 Shantanu, your questions seem to have a confirmation bias here. However datapoints are limited, the perspective of value addition is totally ignored. Linear profit to headcount growth is the reason for absymal salary growth, which is a function of many other factors in addition to bad corporate ethics.
Also value addition is a function of position(opportunity), education, exposure and ethics.
Bhai Infosys walo ko jake bolo ki minimum pay badhaye, baki kharche to aajkal normal hai, investment to log 50k wale log kar ni payenge. Aajkal minimum pay 1L chahiye if not much dependents and less liabilities. Jitni jyada liabilities aur responsibilities hogi, utna jyada pay chahiye hoga per month.
Jhooth ka natak.
Aap paisa bna sakte hain ya nahi ?
Generation kharab and al bullshit is bullshit.
Indian growth, India bull, social equality, and dosages of wisdom. Thanks for sharing the life lessons...middle path, trajectory, gen z, and amazon aggregator. Amazing stuff, loved every bit of it.
Hi Shantanu, great podcasts and love that she was relaxed. A lot of insights for me as a 22 year old individual who have started earning recently. Is this episode available on spotify?
Mckinsey consultant cannot finish a conversation without saying they are Mckinsey consultant.
Applies even to Ex-Mck too
It is very pleasant to know our going-to-be Shark of my favourite show Shark Tank. For that I am grateful to you Shantanu to bring her on the show and made us familiar with her because she is the whom I personally didn't know and now I know her its just going to be amazing to see her on the show. Of course Shantanu you are just a magnificent podcaster and want you to do these kind of different episodes more often because of you, I got to know the people and got there experiences to where from where I can learn and broaden the spectrum of knowledge.
Thank you Shantanu and love you 3000 ❤❤
If Radhika is upper middle class then I'm poorest of the poor.
Hey Shantanu just wanna say your podcast is one of the best.. it delivers what it is suppose to do... Deliver gyaan through Real Life Business Leaders who has gone through lot of things & done thingss not like people who promotes they made millions from their 5K investments at 25 age... This podcast is one of the best seen after Dr. ortho's owner.
employability is important not just the demographics.
Phir se wohi developed india ka chooran
What a wonderful podcast. One of the best in a long time ! Kudos to @shantanu for arranging this podcast and asking great questions and @Radhika - For being absolute genius:)
5:14 yes 2003 was the last heart break for me as well. After that I was mentally prepared for any defeat
Wish the host would talk lesser. Ask a good question to the guest, then keep quiet and listen
Best option is to invest in blue chip stocks directly n thru MF in small n mid cap segments
even i enjoyed it and ill look into your ocmpanies and will try sip
As it is rightly said we women are always at war within ourselves whether to choose the biological clock or the career clock.
Also why people are unable to sell SIP's because financial agents have foolded people of their savings for their brokerage with really bad funds which have historically have not even matched benchmark. Trust is the main factor which is missing.
Nailed, especially in Non Tier-1 cities. My dad doesn't trust share market although he gave me a contact of another MF agent😅
Yes, India will likely move out of the poor country tag. But yet 90% will remain on hand to mouth subsistence. Most people realise this.
Wonderful podcast. It actually gets the practical challenges a mom yet a career oriented woman has before her.
She is much better option on shark tank rather self obsessed entrepreneurs.
It blows my mind that these people have so much money and I am with 232.57 rupees in bank and watching it .
This is such a truly a podcast baring open the raw reality of things that are going on the points and views are something that has really made me and i feel should make everyone dvelve into it more on personal level.
58:10 or may be they know something we don’t know. May be I should also stop my sip and remove all the funds
Why aren’t you adding these episodes on Spotify no more?!?
radhika gupta is just so wonderful great episode
Hii Shantanu
We need insides of their company that what and how did they build your whole conversation is about her and her only please be also focused an her company what problems did she face and how she built this huge business that would be a lot more valuable.
Zomato Swiggy was a dumb analogy. Its the persons choice where one wants to spend 100Rs. Just that you own/manage a mutual fund one should take SIP. And SIP is supposed to be great thats a different debate.
Finally. I got a podcast where people are really intelligent. Amazing
Gem
Is she is pakistani? What about her her husband? Her husband is Muslim?
No matter what you guys love to say in a podcast , all you investor folk want funding inflated valuation and pie charts before you are remotely interested in a revolutionary idea no matter how good it is .This is the kind of ball talk investment bankers love discussing on podcasts but the reality , there is no body taking a chance on a business without the verbatim
This is so true. Iam myself guilty of spending about 50k this year on zom/Swiggy and other food deliveries ..
What an amazing personality Radhika Gupta is!
World cup k bare baat kar k apne aukad dikha di 😂😂
Shantanu Sir pls let me know if I'm eligible to work in ur Company .I'll aleast try to save 30 to 40% of salary u will offer me .
Booked 2 lacs profit on Zomato.. so overall am happy abt things..
Respect for her as a working mother. I could realize the frustrations going through when one have become a mother initially.
2003. We only lost to Aus in the tournament. we weren't the underdogs
The best podcast from Shantanu for young folks like me. I'll try and make notes of these and share here later. Thank you So much Team Barbershop!
One of the best podcasts I have ever come across.. thank you both for so much wisdom.
People earning in crores and travelling in planes on regular basis and going overseas for vaccations and call themselves MIDDLE CLASS is a disrespect to the people who have dream about travelling in planes and going overseas , DONT call yourself middle class
Rich oblidged people talking about their success 👏🏻👏🏻👏🏻
Im not going to give any sympathy for physical disability and feminism.
Please help people save tax, make honest money, tell us how the middle class can become like you, and say how you are creating jobs (share true facts).
Your life is not important to us because you are that 1%.
she is rich because she worked for it. There are hundred of thousands of ways to be rich. Don't kid yourself, you and I probably do not work hard as her and that is why we don't make as much. No need to be salty on others success
@@steamerSama No one is being salty but read my comment again and see what I did not find in this podcast. Sure, not everyone works equally hard but again, does everyone need to work hard to earn a lot?
No sympathy given to feminist like you. Keep streaming.
@@AgreeWithKT you are 100% salty, you tone gives it away pretty easily. What's up with your entitlement when you bitch about a person and ask her something. and no need for your sympathy. as long as people bitch about privilege and whine about people making money and discredit their work by labels such as feminism and physical disabled quota(which you provide no proof for), people like you wont improve. Keep getting saltier
Amazing talk! I was hooked from start till end!
Shantanu - Take one more interview with her. We need Part 2 with her
One of the best podcasts ever heard! All should hear
It's a superb podcast in this. I like the way of conversation and giving the maximum time to guest to talk about every aspect. Wow
How true - the narrative will move down from AUM/Funding to profit/cash. Very sensible , heart warming conversation.
Absolutely Great Conversation. Great insights and even more learning for men specially :)
Invested in 2 of your funds Radhika Mam..Yes i trust Edel
Yes
Have been following her journey from a long time, amazing personality ❤
20:24 - The sheer frustration when people say, they don't have any money left to invest just as they are ordering their effin chai from Zomato for over 150 rs. 😆 - Kya toh giila kar ke juuta maara hai
37:31 Cracked me up real hard xD
Truly enlightening conversation, will try and start a sip soon :D
YOu are my NEW FAV PODCAST HOST!.. Daam very real and grounded as opposed someone hmmmmm.... You got a new Sincere Admirer
I accidentally came across this video.
I am glad I spent my time meaningfully.
Radhika Ji 🙌🙌🙌🙌
This single concersation made me start investing in sip …thank you for tht ….i am a 21 year old student…the idea of comparing to one movie one biryani is very import …the compounding effect is really astonshing to me
Subscribed after watching this entire episode❤
@Shantanu - where did you get the Buddha bust. Share the link if you have pls
Rest as usual was fun and knowledgeable to watch.
Thanks Shantanu at least speaking about the difference in economy. And the way Radhika doesn't agree with it at all speaks volumes of difference between Big leaders of enterprises and start ups.
Just give them money in MF and make them happy😂 bloody fomo creators
One of the best conversation on barbershop with Shantanu. Thanks team!
As always amazing episode, keep making more similar content everyday ❤🎉
Unless the BJP government brings minimum wage across the board, savings is gonna remain a pipe dream for an overwhelming majority of indians.
Inflation is real. Religion is nice and all but at the end of the day thats not gonna put food on the table. People are used to the modern way of life.
If everyone has a minimum wage, it ensures every Indian citizen a shot at leading a respectable lifestyle.
Bjp will build temples bridges at 1 lakh crore and tax poor people as much as possible and take money from them to enter the premises as an entry ticket plus with security guards who would not miss to guide you to the location of parking and charge you money for that too . You will never see poor people sleeping on the road opposite the railway station in India to be removed ever and beggars at traffic signal .
Worth my time, thank you all for giving me valuable time.
I did not even see the match.
Radhika ma'am is amazing! Thanks for this podcast❤
LOVE TO HEAR BOTH OF YOU MORE.
maza aa gaya but sound engineer kab hire kar rahe ho? background noise is irritating! Ankur warikoo se help le sakte ho!
Best of pod 19.21 20:58 27:05