I regret not starting sooner, but I'm grateful to start now. I definitely want to become financially savvy and begin investing this year - it's a must!
I just discovered your channel, and I decided to watch your early videos after watching newer ones. It is so impressive how your confidence on camera changed! Don't get me wrong, your early videos are also awesome, but I applaud your progress 👏👏👏
I'm an seasoned investor that watched this for fun and wow this needs to shown to every high school kid in the USA and Canada so that they can get a grasp of the concept of investing and the power of compounding
Well, I haven't even reached high school yet (I am 13). My friends don't know anything about this, which will make things hard for them. What I don't like is the fact that they judge smartness by getting good grades, and I am not exactly at the top of my class, but I already am making money flipping shoes and setting up gumball machines
@@getpriyanka keep doing what you are doing don't pay any attention to them who cares how they judge smartness I grew up poor and was never at the top of the class but I'm almost a self made millionaire because I had drive like you I worked invested saved my money bought real estate and stocks
Ubvesting is important because if you can not get your money to work for you, you will work until you die. Sadly many americans are learning this lesson the hard way right now. I think videos like this are important and helpful.
Don't know if you'll see this or not, but I've watched a bunch of your videos and you mention that the P/E isn't the end all be all, an that we need to ensure the company's fundamentals are on track. I searched to see if you had a video about what basic fundamentals you might look for, and it brought me back to the basics. So if you do see this, what are the general fundamentals you look for in a company and/or what are some examples of good or bad fundamentals you've seen? Thanks so much in advance, your videos have been very enlightening and have really sparked my drive to try and figure out the financial world, and hopefully stabilize my own finances.
Hi there! I may cover this at some point but here are three things I consider fundamentals. It’s late and I’m probably forgetting something but these are the high level areas I go over: - Historical performance (revenue growth, margins) - Balance sheet and it’s trends (debt, cash on hand, etc.) - Strategy (what is the company doing on a forward-looking basis? What are the growth estimates and what’s the risk around it?) Hope that helps! You can expand this to external analysis of their industry and the economy, but those are the company’s fundamentals
@@ThePlainBagel Thank you, I really appreciate the input. I'll definitely keep combing through your past videos, and look forward to what you have to come. Best of luck with the new bagel bite!
Good day sir Kevin! I'm Michael Yankee Maclang one of the Marketing Partner of CitiGlobal Realty & Development Inc. Can we ask if you're interested to invest a property? Our projects is Diamond Beach Residences located at San Rafael, Puerto Princesa, Palawan and Tagaytay Clifton Resort Suites located at Amuyong Kaytitinga Road 4123 Metro Tagaytay, Alfonso, Cavite.This project is Condotel.A Pre-selling property without interest and no down payment.The best investment for your retirement.With also guaranteed monthly income.
Indeed so many are unaware of the benefits, they just want to leave the good life without any for the rainy day. The need for it can’t be over emphasized considering how lucrative it is.
One wouldn’t dare doubt the profitable nature of investing stocks foreign exchange, though broad and complicated, it got so many turning real life millionaires
3:30 why it's important to 'invest' reasons. Should actually be obtainable via old fashion 'saving'. One should not have to unnecessarily risk a lifetime of work on the speculation of companys' EPS. Especially if one doesn't know how to read a 10-k filing. This is the problem with investing, everyone thinks it's easy passive income. Not understanding how it works and more importantly where the money comes from.
It's pretty simple actually. Don't invest any cash you need within 10 years and make sure you're investing in solid companies. Don't look at the ticker price every day or week, and each month take your extra cash and invest in that solid stock. Where is McDonalds going, or Johnson and Johnson? There will be years were you lose 20+ %, but those companies aren't going to just disappear. They'll give you dividends for sticking it out!
Inflation is actually the increasing of the money supply The definition was changed by Keynesian economists to mean "price inflation" so they can manipulate the economy and the cpi numbers to claim they are printing less than they are They also use hedonics and leave out food and gas from the cpi numbers.
For anyone who takes this guy seriously, I took a few moments of my time to see what they use for CPI numbers. www.statcan.gc.ca/eng/statistical-programs/document/2301_D65_T9_V1 Official statistics Canada source. They use both food AND gas, among over 700 other items, to measure CPI. For this EricSmyth dude: stop watching your conspiracy videos, and start investing your time in something more productive instead. You're of no use to society on here spouting your bullshit.
I have recently discovered this channel. Despite being in a good university and studying Economics, I both enjoy and find these videos invaluable. Subscribed without second thought. Keep up the good work
If you had some troubles in your early years of adulthood, just starting a new study with the age of 30, not expecting to earn real money before 35, then you can end up really screwed (hello me). Especially when you hit one or another obstacle on the way, which is a statistical certainty. No wonder so many people burn out in their midst 40s, realizing, no matter how hard they work, it's impossible to reach any reasonable retirement goal, because they had made some stupid mistakes decades earlier. Really begs the question, why students never learn about finances, so that they could stop making those mistakes.
Man can you make a video on how to get out from sinking in debts? Ways to negotiate with financial institutions to avoid bankruptcy.If not possible how to apply for bankruptcy?
I'm just curious: Is there any place in the world where this is taught regularly in school? Because I think financial literacy and the lack there of is the biggest blunder our society has to offer,...and there are no good reasons why! Thanks for your content, mate! ....(looks for Patreon Page)
Yeah it really doesn't seem to be taught anywhere as part of the basic curriculum. I have yet to hear of a country with a comprehensive education program on the topic. Thanks for the support :)
Well my country did give education about investment(well my batch did got minimal amount tho the batch after got even more) but it more of how it work, type of investment, compounding, how to do taxes, type of tax, insurance and stuff.
@@therapturedmichelle some obscure country known as Malaysia. We basically have finance topic take 2/3 of our final year math. Now elementary school kid also learn this by our new experimental learning format(heck they even learn more than my batch in high school).
Amazing videos! Probably the best investment videos I've ever seen! Do you cover investment portfolios anywhere, e.g., a combination of bonds/stock/precious metals/cash, etc.? How would you create a balanced portfolio?
Thank you for the kind comment! I don’t currently do portfolio videos but I plan on eventually touching on the topic. I’ll probably be a portfolio manager by the end of this year so I want to wait until I have some first hand experience before diving into it
I noticed that in your intro, you referred to the relative financial illiteracy of Canadian youth. How well does this playlist apply to Americans as well?
except if you put your money in a losing company that may default or lose value at the time you need the money. Also you are losing the probability to profit from investing in more successful companies
The sad thing is that low-income people barely have money to pay for normal living expenses, let alone take vacations or save for retirement/ invest. It’s so difficult for low-income people. A video on how low-income people can invest would be awesome!
I’ve been interested in investing for a long time, but never knew where to start bc I would get overwhelmed not knowing the terms or understanding them. This video was so clear and easy to understand. I look forward to watching more! Thank you so much for doing this!
Saving/investing to complement your pensions? This made sense for the Baby Boomer generation. However, in this increasingly unsettled/unstable world, this strategy is very limited. Sure, the stocks and bonds are a given of the economic machine; but their returns have not been great since the GFC. With flat savings account rates, inflated property prices, and multilayered debt, people are ushered to participate in the stocksmania, which, just like any bubble, is set to burst at some point, albeit deflating whatever money was thrown into it. There simply is NO safe heaven, no guarantee of returns: financial investment has lost its meaning a long time ago. The greatest wealth someone can build is to invest in themselves (Education & Health) and leverage these until as late as possible in life. The idea being that if you have great skills and you are in a good health, you will always be able to find a job to earn income until you are 70+, thereby reducing the need for an astronomical retirement package/saving.
I regret not starting sooner, but I'm grateful to start now. I definitely want to become financially savvy and begin investing this year - it's a must!
I just discovered your channel, and I decided to watch your early videos after watching newer ones. It is so impressive how your confidence on camera changed! Don't get me wrong, your early videos are also awesome, but I applaud your progress 👏👏👏
I'm an seasoned investor that watched this for fun and wow this needs to shown to every high school kid in the USA and Canada so that they can get a grasp of the concept of investing and the power of compounding
Well, I haven't even reached high school yet (I am 13). My friends don't know anything about this, which will make things hard for them. What I don't like is the fact that they judge smartness by getting good grades, and I am not exactly at the top of my class, but I already am making money flipping shoes and setting up gumball machines
@@getpriyanka keep doing what you are doing don't pay any attention to them who cares how they judge smartness I grew up poor and was never at the top of the class but I'm almost a self made millionaire because I had drive like you I worked invested saved my money bought real estate and stocks
@@acrandleman7404 Thanks for the motivation and, PS: I am actually posting this comment on my mom's account
I’m quite curious about what he means by “seasoned investor”
@@getpriyankahow’s HS? Or whatever your in now
The internet has helped young investors start investing now. That is a good thing.
Ubvesting is important because if you can not get your money to work for you, you will work until you die. Sadly many americans are learning this lesson the hard way right now. I think videos like this are important and helpful.
would you mind if i borrow this for my blog?
@@ajaxsid9034 sure. What's your blog. Let me know
Pls teach ubvesting
Don't know if you'll see this or not, but I've watched a bunch of your videos and you mention that the P/E isn't the end all be all, an that we need to ensure the company's fundamentals are on track. I searched to see if you had a video about what basic fundamentals you might look for, and it brought me back to the basics. So if you do see this, what are the general fundamentals you look for in a company and/or what are some examples of good or bad fundamentals you've seen?
Thanks so much in advance, your videos have been very enlightening and have really sparked my drive to try and figure out the financial world, and hopefully stabilize my own finances.
Hi there! I may cover this at some point but here are three things I consider fundamentals. It’s late and I’m probably forgetting something but these are the high level areas I go over:
- Historical performance (revenue growth, margins)
- Balance sheet and it’s trends (debt, cash on hand, etc.)
- Strategy (what is the company doing on a forward-looking basis? What are the growth estimates and what’s the risk around it?)
Hope that helps! You can expand this to external analysis of their industry and the economy, but those are the company’s fundamentals
@@ThePlainBagel Thank you, I really appreciate the input. I'll definitely keep combing through your past videos, and look forward to what you have to come. Best of luck with the new bagel bite!
My best investment this year in the time I have invested in this channel. The best investment by far.
I like the "2021 you" rather than the "2017 you".
Great channel, BTW.
This video should be taught in every high school in America
01:34 The Risk-Return Tradeoff
02:20 Diversification
02:40 Diversification vs. 'uncorrelated' investments
03:27 Financial Goals
04:57 Inflation
05:43 Compounding
Gracias
Love this! Subscribed liao! Love from Singapore!
Great video, one problem is that you implied that money is more important than cats
Ty! 📉✅
Watch this at night. Helps with sleep
thanks.
Great video Thank you
Great video
Are dividends a safe way to invest !!
What if the stock price goes down what will happen to your dividends !!
Well said
where do you guys go to invest? What website do you use? I want to learn where to invest and what to look out for
same here
Good day sir Kevin!
I'm Michael Yankee Maclang one of the Marketing Partner of CitiGlobal Realty & Development Inc. Can we ask if you're interested to invest a property? Our projects is Diamond Beach Residences located at San Rafael, Puerto Princesa, Palawan and Tagaytay Clifton Resort Suites located at Amuyong Kaytitinga Road 4123 Metro Tagaytay, Alfonso, Cavite.This project is Condotel.A Pre-selling property without interest and no down payment.The best investment for your retirement.With also guaranteed monthly income.
Suit looks good on him
Indeed so many are unaware of the benefits, they just want to leave the good life without any for the rainy day. The need for it can’t be over emphasized considering how lucrative it is.
True but you would also agree the market is not so easy especially as a newbie, I hear experts go on for decades for successful returns
There are people willing but how does one go about it for lucrative returns??
One wouldn’t dare doubt the profitable nature of investing stocks foreign exchange, though broad and complicated, it got so many turning real life millionaires
I should also say I took a lot of losses at the onset doing it solely, Took me getting with a pro Mikan to begin seeing positive ROI
@@alexanderrowan5723 who’s Mikan
I've been watching your videos for sometime now, and they are simply amazing, good job, keep it up. Looking forward for more.
Karim A.S thank you!
Hi, my name is Maria and I would like if you have any recommended readings about this topic. Thank you!
Grainy goodness.
Thanks for the info
My pleasure!
3:30 why it's important to 'invest' reasons. Should actually be obtainable via old fashion 'saving'.
One should not have to unnecessarily risk a lifetime of work on the speculation of companys' EPS. Especially if one doesn't know how to read a 10-k filing.
This is the problem with investing, everyone thinks it's easy passive income. Not understanding how it works and more importantly where the money comes from.
Saving and living below one's mean's is the easy part, finding a low risk decent return on your investment isn't easy.
It's pretty simple actually. Don't invest any cash you need within 10 years and make sure you're investing in solid companies. Don't look at the ticker price every day or week, and each month take your extra cash and invest in that solid stock. Where is McDonalds going, or Johnson and Johnson? There will be years were you lose 20+ %, but those companies aren't going to just disappear. They'll give you dividends for sticking it out!
@@SGspecial84 just follow Nancy pelosi she never lose money
Blue chip stocks and ETF's shall do it. DCA every month and leave it for 5 to 10 years.
thanks!
Then what are candid arguments against investing because I am against investing?
Subscribed
Cool
Inflation is actually the increasing of the money supply
The definition was changed by Keynesian economists to mean "price inflation" so they can manipulate the economy and the cpi numbers to claim they are printing less than they are
They also use hedonics and leave out food and gas from the cpi numbers.
For anyone who takes this guy seriously, I took a few moments of my time to see what they use for CPI numbers.
www.statcan.gc.ca/eng/statistical-programs/document/2301_D65_T9_V1
Official statistics Canada source. They use both food AND gas, among over 700 other items, to measure CPI.
For this EricSmyth dude: stop watching your conspiracy videos, and start investing your time in something more productive instead. You're of no use to society on here spouting your bullshit.
I have recently discovered this channel. Despite being in a good university and studying Economics, I both enjoy and find these videos invaluable. Subscribed without second thought. Keep up the good work
If you had some troubles in your early years of adulthood, just starting a new study with the age of 30, not expecting to earn real money before 35, then you can end up really screwed (hello me). Especially when you hit one or another obstacle on the way, which is a statistical certainty. No wonder so many people burn out in their midst 40s, realizing, no matter how hard they work, it's impossible to reach any reasonable retirement goal, because they had made some stupid mistakes decades earlier. Really begs the question, why students never learn about finances, so that they could stop making those mistakes.
Excellent introduction to investing!
Great series of videos! Well explained and easy to comprehend. Just subscribed!
Cássio Mori thank you!
Still relevant... thanks for this info.
Great overview!!
Kinda unrelated... the guy in the video is cute lol.
Man can you make a video on how to get out from sinking in debts? Ways to negotiate with financial institutions to avoid bankruptcy.If not possible how to apply for bankruptcy?
I'm just curious: Is there any place in the world where this is taught regularly in school? Because I think financial literacy and the lack there of is the biggest blunder our society has to offer,...and there are no good reasons why! Thanks for your content, mate! ....(looks for Patreon Page)
Yeah it really doesn't seem to be taught anywhere as part of the basic curriculum. I have yet to hear of a country with a comprehensive education program on the topic.
Thanks for the support :)
@@ThePlainBagel I will recommend your channel to high school kids I teach. :)
Well my country did give education about investment(well my batch did got minimal amount tho the batch after got even more) but it more of how it work, type of investment, compounding, how to do taxes, type of tax, insurance and stuff.
@@nabkill0134 what country?
@@therapturedmichelle some obscure country known as Malaysia. We basically have finance topic take 2/3 of our final year math. Now elementary school kid also learn this by our new experimental learning format(heck they even learn more than my batch in high school).
Great stuff, Richard. Thank you for these videos. Can't tell you how valuable they've been for me.
If there is an investment with a minimum return of 0% you could also just use a ton of leverage as there is no downside risk..
No the leverage is 4% interest for example you loose
I used to work with a Mrs. Coffin and a Miss Death...
Amazing videos! Probably the best investment videos I've ever seen!
Do you cover investment portfolios anywhere, e.g., a combination of bonds/stock/precious metals/cash, etc.? How would you create a balanced portfolio?
Thank you for the kind comment! I don’t currently do portfolio videos but I plan on eventually touching on the topic. I’ll probably be a portfolio manager by the end of this year so I want to wait until I have some first hand experience before diving into it
@@ThePlainBagel Thank you! Eagerly waiting for your portfolio videos!
Just go and live in uae if you have a Canadian / American passport
Perfect video to link to people who are brand new to investing.
I noticed that in your intro, you referred to the relative financial illiteracy of Canadian youth. How well does this playlist apply to Americans as well?
Where do you work sir?
A small investment management firm in Ottawa; I'm an analyst there :)
Nice suit
You don’t lose money till you sell your stocks. As long as you can be patient and give them time, you always have positive return regardless.
except if you put your money in a losing company that may default or lose value at the time you need the money. Also you are losing the probability to profit from investing in more successful companies
you actually do lose your money. i learned the hard way. you must sell below 7-8%. no emotions. find something greener instead
Reevaluate your plan, dont hold on bad company. Find a good company
RUclips is throttling you videos or something. You're the only channel that seems to constantly need to buffer. :\
Strange, I'll see if others are having the same issue, thanks for the heads up
Got no idea what youre talking about. Upgrade internet.
why do they not teach this in school .like really i hate i didn't learn this in highschool
They dont carw about you. Take your responsability brother. Learn and earn.
@@etienne-carmelbongo5210 I try to learn every day as much as I can. Good luck to you all
Most important reason to invest: Currency debasement.
Excellent delivery! I subscribed.
The sad thing is that low-income people barely have money to pay for normal living expenses, let alone take vacations or save for retirement/ invest. It’s so difficult for low-income people. A video on how low-income people can invest would be awesome!
INCREASE YOUR INCOME
Thanks. I understood all of the concepts you talked about in this video. A very well presented video!
Great series of videos! Well explained and easy to comprehend. Thanks for sharing your financial wisdom.
keep at it
Great video and easy to comprehend thank you
5:47
Me who is 18: interesting
What is the purpose of investment give me one example please 🙏
Make money . Beat inflation
@@GerardJach
You make everything so understandable . Thank you for these videos . Salute 👌🏻
I bet he's not wearing pants.
Well it gets hot when we're recording...
please tone down the background music.
Hello
Anyone eat bagels plain
I’ve been interested in investing for a long time, but never knew where to start bc I would get overwhelmed not knowing the terms or understanding them. This video was so clear and easy to understand. I look forward to watching more! Thank you so much for doing this!
Look Into index funds
Vwrl if in uk or VT
Thanks for making these videos. They are very helpful and informative, while explaining the content in a simple manner!
Excellent work. Great use of uninterrupted standups as opposed to those annoying jump cuts often used on many channels.
I think having a cat is investing 🥺
Very valuable stuff! Thanks man
Investing is dead for the youth because your overpaying for assets old people refuse to sell. Fed keeps bailing them out stay away.
i need 10 million to retire
Saving/investing to complement your pensions? This made sense for the Baby Boomer generation.
However, in this increasingly unsettled/unstable world, this strategy is very limited.
Sure, the stocks and bonds are a given of the economic machine; but their returns have not been great since the GFC. With flat savings account rates, inflated property prices, and multilayered debt, people are ushered to participate in the stocksmania, which, just like any bubble, is set to burst at some point, albeit deflating whatever money was thrown into it.
There simply is NO safe heaven, no guarantee of returns: financial investment has lost its meaning a long time ago.
The greatest wealth someone can build is to invest in themselves (Education & Health) and leverage these until as late as possible in life. The idea being that if you have great skills and you are in a good health, you will always be able to find a job to earn income until you are 70+, thereby reducing the need for an astronomical retirement package/saving.
Well, if you still want to be working when you're 70... that's your prerogative.
Sir translate in Hindi
Remove this man the ability to head bob or move his hands and he won't be able to talk at all
Bagel is not healthy.
Quality of the video aside, does explaining financial information demand the most boring tie?
Subscribed
Great video thank you
5:40