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25% buffer is really a great advice. I applied it for myself 4 years ago. When covid hits and job market was in a limbo, I wasn't stress as I was able to stretch my financial obligations on my mortgage. You never know when life will throw you lemons!
hi tks for the comment. depends on the annual value, and if you’re renting out the ppty your tax will be 10% compared of 4% on owner occupied properties.
Remember to comment down any questions regarding property, we would love to answer them all!
Like, Share, Subscribe and Comment!
Here are some helpful links:
About BSD - www.propertyguru.com.sg/prope...
Mortgage Calculator - www.99.co/singapore/tools/mor...
For more videos like this, do subscribe to us here!
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25% buffer is really a great advice. I applied it for myself 4 years ago. When covid hits and job market was in a limbo, I wasn't stress as I was able to stretch my financial obligations on my mortgage. You never know when life will throw you lemons!
well done 👍🏼👍🏼👍🏼
Prudent and balanced analysis.
thanks for watching till the end 👍🏼
You earn a like and subscribe because you said No and mentioned the buffer and being prudent. 👍👍👍👍
🙏
Does the 25%buffer apply to new launch and resale?
Very good analysis. Thks.
We are glad that this helped!
Why cpf is 2400$ at 4:22 then it becomes 2520$ 5 seconds later?
Because there is cpf contribution from employer too.
i'm curious why your property tax is so low monthly. My condo property tax is $200+ monthly...
hi tks for the comment. depends on the annual value, and if you’re renting out the ppty your tax will be 10% compared of 4% on owner occupied properties.
@@KeepItRealEstateSG oic.. ya it's rented out now
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The 25% buffer is to be applied for new launch and resale?
Cool Analysis. Can I say I put two 0 following the household income e.g. 15000 equal to 1.5M. Is my prudent buy price. A hack with quick math 😂.
nice one i’m not sure if it’s correct but i’m about to post a video on affordability on $1m ppty with a $10k monthly income, stay tuned