If you'd like to share your story with us, please fill out the form: forms.gle/LbCn7WePfpixiKRw9 If you would like to connect with us and share your feedback, please drop an email at navdha@powerup.money
The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings to about $1M over time?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850
I have a female advisor named Camilla Marie Fuller. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
My journey too is quite similar, except I don’t have 10cr yet. I too started my career in 1999, and had my first crore in bank by 2017. But today I only have 6.75cr. Have been going through extreme unfavourable time for last 7 years, hence couldn’t reach his milestone. I wish him well and that he continues growing.
September has historically proven to be one of the most volatile months for stocks and even crypto. With this uncertainty looming, I'm at crossroads deciding if to liquidate my $250k portfolio and get back in after the election, or just wait.
Having an investment advisor is the best approach to the stock market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.
sounds good! mind sharing info of the professional guiding you please? how to put my money to work has been my daily thought, did my research and most suggestions pointed at the stock market, the thing is i'm an absolute newb
Stacy Lynn Staples is the advisr I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
I have seen this interview more then 5 times, worth watching, more then this interview I watch your personal channel videos many time to learn, Thank you for your efforts.
Completed just now anna , every part of your journey is true inspiration and also its not easy to achieve this ...i liked the statement which your dad said and even my dad said the same ..never chase the money let it come for you ..wishing you good luck anna
If you were putting 100% of your salary into investments then how were u managing ur expenses? I mean what was ur source for month on month expenditure including school/college fees?
@@suvankarbabusona I did not want to have that confusion of 30% or 50% of salary into investment. Stocks are highly liquid. In case I need money I would exit stocks or mutual funds. They usually give higher returns compared to savings account or FD.
Oh my goodness, This transformations is absolutely amazing! i newly investing on btc and I've been making loss but recently I see alot of people earning from it. Please can someone tell me what am doing wrongly .?.
Bitcoin is the best coin to invest in fast rising and if you are lucky to have a good broker then I believe you have absolutely nothing to worry about because you are in for a finicial uplift
First of Congratulations to Ravindran for achieving financial freedom. Few observations for retail investor. 1) Stay away from derivative - "financial weapon of mass destruction" in words of Warren Buffett. Even recent SEBI study said 92.8% retail investors lose money in derivatives. 2) Don't use leverage at all because it can potentially wipe out your capital if you are wrong and that is a big risk to take for earning extra return. I also didn't understand pie chart. Total Net Worth is 10 Cr and Villa price is 3 Cr so how come allocation to real estate is 9%? Anchor needs to learn more about personal finance to ask more probing questions instead of accepting whatever is said by the guest. Intent of show is good as it spreads financial awareness and I wish it all success.
@@RavindraPE Bro, can you explain pie chart? It says 9% investment in real estate and you have one villa worth 3 Crs., which means your portfolio ought to be 33.33 Cr but you clarified your net worth is 10 crore without considering a 3 cr villa and car. I am unable to reconcile these numbers in my head. My apologies for poking nose into your personal finance but I couldn't resist my curiosity. If you don't feel comfortable sharing it I can totally understand it. 🙏
@@niravchudgar The reason i came up in the video is to share the process. Numbers are just outcome. Few clarifications. 1. Networth is not 10 crores. it is 10 cores Plus. 2. The 3 cr villa mentioned doesn't fall under net worth or investment as it is for personal consumption. That 9% is from a different villa which I eventually will exit. Hope this clarifies.
12 lk sip per month, 3 cr to 10 cr in 2 year, all these in the context that he was at 75 lk during covid fall in 2020 means something changed between 2020 to 2024
@@RavindraPE But even if one considers 300% return it becomes 3cr To be able to do a 12 lac SIP per month, you would have got a jump in your salary to maybe 3cr per year If you are doing 12 lac SIP for 3 years then you have essentially put in around 4.5 cr of your own money for the remaining 7 cr
@@mayankwadehra I was lucky to ride the equity bull run. 12 Lakh SIP started only Jan from this year. I will continue to do it by rotating money from stocks and options.
@@RavindraPE Yea. If anyone was invested in stocks or real estate in the last 5 years then they are now reaping the benefits. Obviously if you have cracked options then you can do a SIP of any amount
If someone says they have reached from x to 4x priority should be given to that and ask more questions on that like how achieved that number what was cagr bcz for me 75lkah in 2020 Covid crash can not become 10cr unreliestic
@1:56 In the starting of the video the guest says monthly expenditure multiplied by 30 = 6.5 cr. Something wrong here i think. Coz monthly expenses will be around 22 lacs then. Pls correct if iam wrong.
@@RavindraPE editor should put a star and give a note , but information and inspirational, amazing journey, thank you for sharing. Great insights. Just wana ask one thing of you can clarify? Whats your take on gold as asset class and how do you buy gold ?
20:34 after the whole episode, is the 2nd question really necessary 😅😂 What do you do for a living??? Common channel come up with something sensible... Just an advice, plz don't take it personally 🙏🙏🙏🙏🙏🙏🙏
It is difficult to comprehend at first go. And that's why this Video 🙂. I could not share my twitter link here. But do check when you get time. Essence is consistent and long term investment.
I suggest the following Fund which I have been investing for the past 10 yrs SIP. My return is 15.50% "Nippon India Index Funds - Direct Plan - Nifty 50 Plan - Growth" It is an index fund with only 0.20% expense ratio
@RavindraPE It's really Amazing and Inspiring ! .. Great work done by Navdha ! @RavindraPE I am interested learn on stock market for long term investing. Do you conduct any trainings for long term investment ?
Wrong information. Gold from 2020 (when it was 4400) till today has given a CAGR of 11.7% which is less than of SENSEX which has given a CAGR of 12.84% excluding dividends.
Gold in 2000 - 4400. Today: 78300, Sensex on Jan 3rd 2000 - 5209. Today 81820: Please do the CAGR. My calculation was as of mid-September 2024. All the best
Anyone can speak bullshit on internet these days. At first, this guy said I changed my target to 10Cr which I achieved couple of years ago. Mind you we are in the middle of 2024 and then later in the video, he said that he achieved 2Cr in 2020. So basically in just 2 years after that his 2Cr becomes 10Cr. Wow
![Is There a Formula for Financial Independence? [Asking The Expert]](http://i.ytimg.com/vi/L3mX36og08U/mqdefault.jpg)
If you'd like to share your story with us, please fill out the form: forms.gle/LbCn7WePfpixiKRw9
If you would like to connect with us and share your feedback, please drop an email at navdha@powerup.money
The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings to about $1M over time?
I think the safest strategy is to diversify investments. Like spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850
impressive gains! how can I get your advlsor please, if you dont mind me asking? I could really use a help as of now
I have a female advisor named Camilla Marie Fuller. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
My journey too is quite similar, except I don’t have 10cr yet. I too started my career in 1999, and had my first crore in bank by 2017. But today I only have 6.75cr. Have been going through extreme unfavourable time for last 7 years, hence couldn’t reach his milestone. I wish him well and that he continues growing.
Thank you so much. All the very best. I was lucky to ride the tide last year.
September has historically proven to be one of the most volatile months for stocks and even crypto. With this uncertainty looming, I'm at crossroads deciding if to liquidate my $250k portfolio and get back in after the election, or just wait.
imho everyone needs a sort of advisory services in order to thrive forward these days, times are uncertain
Having an investment advisor is the best approach to the stock market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.
sounds good! mind sharing info of the professional guiding you please? how to put my money to work has been my daily thought, did my research and most suggestions pointed at the stock market, the thing is i'm an absolute newb
Stacy Lynn Staples is the advisr I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for sharing. I just scheduled a phone call with her. She seems proficient considering her résumé.
I have seen this interview more then 5 times, worth watching, more then this interview I watch your personal channel videos many time to learn, Thank you for your efforts.
Thank you
The way you ask questions and listen is very professional and nice to watch. Thank you for this experience mam. Keep continuing the good work.
I agree. Navdha is a great host!!!
One of the best channels on growing financially!!
Thank you for the great and honest interview. Very inspiring gentleman!!
Request you to create videos like this kind of persons who created his wealth by investing into direct equity.
Completed just now anna , every part of your journey is true inspiration and also its not easy to achieve this ...i liked the statement which your dad said and even my dad said the same ..never chase the money let it come for you ..wishing you good luck anna
Thank you
There is something weong in his investment data. Please ask him to show the PL portfolio. Otherwise its good well packed stories.
Once an inspiration always an inspiration.. Congratulations Ravi🎉
Thank you!!!
Anchor just awesome, So charming.
Great to see you on this channel. Keep it up.
What a nice channel!! So much inspiring. Thanks.
Our pleasure!
That last jump from 3 to 10 Cr is very dramatic. Not sure how that happened but good for him! Congratulations
Yes very quick move
He makes sense. Enriching
How does he get the cash flow to invest 10 lac SIP/month ? That’s impressive. Hope to find the answer
Covered calls with pledged money is simple yet powerful strategy.
He was in Accenture in 2015 and probably was heavily invested in psu and it stock
Thank you PowerUp money team for featuring me. I hope this journey will inspire a few more working professionals.
Hello sir , what do you suggest ? Direct stocks or sips in Mf?
thank you for sharing sir, very few people would be willing to be very tarnsaparent like you. God bless you.
it nice to see you in other channels sir, congratulations on new house.
If you were putting 100% of your salary into investments then how were u managing ur expenses? I mean what was ur source for month on month expenditure including school/college fees?
@@suvankarbabusona I did not want to have that confusion of 30% or 50% of salary into investment. Stocks are highly liquid. In case I need money I would exit stocks or mutual funds. They usually give higher returns compared to savings account or FD.
Those are Simons/Renaissance level returns from 2020 💪
Very inspiring, thanks for covering.
I am a bit fortunate with Bull run and selection of stocks. 10 years CAGR is close to 42%
@@RavindraPEsuperb! Good luck to you.
@@RavindraPE well done sir, you've outperformed veteran professionals in the industry. Is your day job also related to finance & investing ?
@@vm-my6hg Not in finance. But I am a next-door software guy in Bangalore
@@RavindraPE that's even more amazing 👍
Love this channel ❤️ I learn something new every week 🤩
Thank you!
Superb.....Eye Opener..
Very knowledgeable and informative 👏🏼👏🏼keep going the good work 🙏🏻
Thanks a lot 😊
Great to see you Sir on this Channel. Great Insights
Thank you Sir
He is gentlemen 🙏🙏
He is now very cool as he has enough corpous
3 cr to 10 cr in 2 years ..
Wow Lottery Mila tha kya stocks ke saath
😮
I was holding Railway, PSU, Real Estate, Oil, Automobile and Stock exchange-related stocks. Most of these stocks gave anywhere between 300% to 2000%
@@RavindraPESir between 2014 to 17 you made one crore, where u were investing and how much per month?
@@RavindraPE those turned out to be multibagger for you... congratulations and thank you for details
@@Everwonder22 Not able to recollect stocks now. But I was investing my entire salary in equity
Oh my goodness, This transformations is absolutely amazing! i newly investing on btc and I've been making loss but recently I see alot of people earning from it. Please can someone tell me what am doing wrongly .?.
Bitcoin is the best coin to invest in fast rising and if you are lucky to have a good broker then I believe you have absolutely nothing to worry about because you are in for a finicial uplift
Why are you trading on yourself do you like making losses
is quite risky for beginners without basic knowledge, to make a good profits !!
All you need now is a professional trader else you will continue making losses°°
As a beginner who don't understand how Bitcoin trade do and you really want to generate portfolio , you need to seek for pro guidance to work with
Exactly that's is true, beginners need an expect broker and professional trader to handle their trading and generate good profits
You are an inspiration Ravi! 🏆
Thank you so much Chetana
First of Congratulations to Ravindran for achieving financial freedom.
Few observations for retail investor.
1) Stay away from derivative - "financial weapon of mass destruction" in words of Warren Buffett. Even recent SEBI study said 92.8% retail investors lose money in derivatives.
2) Don't use leverage at all because it can potentially wipe out your capital if you are wrong and that is a big risk to take for earning extra return.
I also didn't understand pie chart. Total Net Worth is 10 Cr and Villa price is 3 Cr so how come allocation to real estate is 9%?
Anchor needs to learn more about personal finance to ask more probing questions instead of accepting whatever is said by the guest.
Intent of show is good as it spreads financial awareness and I wish it all success.
This Villa is not part of net worth. One house and one car I won’t consider as we need them for living.
@@RavindraPE Bro, can you explain pie chart? It says 9% investment in real estate and you have one villa worth 3 Crs., which means your portfolio ought to be 33.33 Cr but you clarified your net worth is 10 crore without considering a 3 cr villa and car. I am unable to reconcile these numbers in my head.
My apologies for poking nose into your personal finance but I couldn't resist my curiosity. If you don't feel comfortable sharing it I can totally understand it. 🙏
@@niravchudgar The reason i came up in the video is to share the process. Numbers are just outcome. Few clarifications. 1. Networth is not 10 crores. it is 10 cores Plus. 2. The 3 cr villa mentioned doesn't fall under net worth or investment as it is for personal consumption. That 9% is from a different villa which I eventually will exit. Hope this clarifies.
@@RavindraPE Thanks, I don't want to paster you any more as I agree sharing process is more important than exact number.
My best wishes. 🙏🙂
Good Evening, I am regularly waiting for you videos, really informative 😊
Glad you liked it.
Good interview 👍 ❤
Excel sheet format can be shared ?
Yes. I can share
12 lk sip per month, 3 cr to 10 cr in 2 year, all these in the context that he was at 75 lk during covid fall in 2020 means something changed between 2020 to 2024
I was holding Railway, PSU, Real Estate, Oil, Automobile and Stock exchange-related stocks. Most of these stocks gave anywhere between 300% to 2000%
@@RavindraPE But even if one considers 300% return it becomes 3cr
To be able to do a 12 lac SIP per month, you would have got a jump in your salary to maybe 3cr per year
If you are doing 12 lac SIP for 3 years then you have essentially put in around 4.5 cr of your own money for the remaining 7 cr
@@mayankwadehra I was lucky to ride the equity bull run. 12 Lakh SIP started only Jan from this year. I will continue to do it by rotating money from stocks and options.
@@RavindraPE Yea. If anyone was invested in stocks or real estate in the last 5 years then they are now reaping the benefits.
Obviously if you have cracked options then you can do a SIP of any amount
@@mayankwadehra You are right. I was lucky to ride the last 3 years bull run.
If someone says they have reached from x to 4x priority should be given to that and ask more questions on that like how achieved that number what was cagr bcz for me 75lkah in 2020 Covid crash can not become 10cr unreliestic
@GanneshByalle Please do check stocks from Railway, PSU, Defence, real estate, and automobile from 2020 April to 2024. You will get answers.
Exactly. People have portfolios of 25+cr and it's difficult to get more than 15%+ realistically.
What about his emergency fund and health & Term insurances?
When you have 10Cr who cares about all insurance and policies😅
Awesome Ravi, you are always inspiring
Thank you Madhu
Its good, but would be more inspiring if we can bring people with limited income infact today as well but has managed to built a good portfolio..
Very nice ❤
Good one
Very good interview @ravindrape
*** yearly expense X 30
Yes. Yearly expenditure * 30
@1:56 In the starting of the video the guest says monthly expenditure multiplied by 30 = 6.5 cr. Something wrong here i think. Coz monthly expenses will be around 22 lacs then. Pls correct if iam wrong.
if you bring inflation into picture it will be close to this
He meant yearly expenses
Sorry. It is yearly expenditure * 30.
Seems too good to be true. I hope his claims were validated before airing this.
How did he go from 20k to 1cr in 4 year?
Monthly expenses x 30 = 6.5 Cr that means 21.66 lakh monthly expense ? 🤔 1:53
🎉🎉🎉.....😊
Lot of numbers dont add up. He is not a crorepati due to stock markets. In a high paying job. :)
75lakh to ten crore in three year.. 14 times?
Nifty gave almost 3.5 times, his money must have come from futures and options
I know him from X . He is good at option selling.
Options income i consider it as bonus. But majority returns came from long term investing in stocks.
@@RavindraPE 👍🏼
Salary must be in crores. i mean more than 5 to 6 cr ?
Monthly expense x 30 = 6.5 crore , 21 lakhs a month , what kind of a lifestyle he is livings? Should be yearly
Sorry..This is yearly. Slip of tongue.
Thank you for clarifying!@@RavindraPE
@@RavindraPE editor should put a star and give a note , but information and inspirational, amazing journey, thank you for sharing. Great insights.
Just wana ask one thing of you can clarify? Whats your take on gold as asset class and how do you buy gold ?
@@Hindustanibahubali Yes. I gave the feedback to the Editing team. Gold I buy as mutual fund SIPs
@@RavindraPE thank you
I feel this is promotional video for his company.
I wish :). Thank you !!!
You lost me at SIP of 12 lakhs per month. Too rich to begin with!
How can he invest 100%? Where is the money for monthly expenses, big purchases coming from?
Story match nai hori hai Boss...... 20L To 10 cr..... Relaince
He was with Tesco
Yes. It was my longest stint.
@@RavindraPE sir I was also there and seen you.
Got it 😅 👍
20:34 after the whole episode, is the 2nd question really necessary 😅😂
What do you do for a living???
Common channel come up with something sensible...
Just an advice, plz don't take it personally 🙏🙏🙏🙏🙏🙏🙏
He speaks like MSD😂
I ended up watching few MSD videos after this 🙂
Anchor is sweet and nice
Sorry but something is not adding up
It is difficult to comprehend at first go. And that's why this Video 🙂. I could not share my twitter link here. But do check when you get time. Essence is consistent and long term investment.
I just watch for mam 😂😂😂😂
She is so beautiful. Whats's her name?
Gyaan ka channel hai, uspe dhyaan do 😋
@@vm-my6hg Haha sahi baat hai
I suggest the following Fund which I have been investing for the past 10 yrs SIP.
My return is 15.50%
"Nippon India Index Funds - Direct Plan - Nifty 50 Plan - Growth"
It is an index fund with only 0.20% expense ratio
This is fake the return he is mentioned is not real... This is just fake story and making fool of everyone here.. This is not fair madam.. Plz
Bhai Hindi bhi bol liya kro .
What the fuck 😅
Where 12L per month is coming from? Job?
I quit my job in August. Plan is to get from stock returns and options.
@RavindraPE It's really Amazing and Inspiring ! .. Great work done by Navdha !
@RavindraPE I am interested learn on stock market for long term investing. Do you conduct any trainings for long term investment ?
Thank you so much. I am not doing any training.
Wrong information.
Gold from 2020 (when it was 4400) till today has given a CAGR of 11.7% which is less than of SENSEX which has given a CAGR of 12.84% excluding dividends.
Gold in 2000 - 4400. Today: 78300, Sensex on Jan 3rd 2000 - 5209. Today 81820: Please do the CAGR. My calculation was as of mid-September 2024. All the best
@@RavindraPE Sensex was around 4500 in Sep 2000. That's alright, I know you have to say those kind of statements to get more views 🙂
This anchor is too nice. i am in love with her. I love you. :D
She is an IIT IIM grad btw.
@@religionofpeace782 to bc kya ho gaya. ham bhi similar hi hain. lol
Anyone can speak bullshit on internet these days. At first, this guy said I changed my target to 10Cr which I achieved couple of years ago.
Mind you we are in the middle of 2024 and then later in the video, he said that he achieved 2Cr in 2020. So basically in just 2 years after that his 2Cr becomes 10Cr. Wow
There was net worth and stock returns. Both are different. Networth also includes other assets.
@@RavindraPE doesn't matter. Even net worth doesn't explode in 2 years time without getting lottery.
how can he make 10 cr from 20 lac in 10 years. thats 48% cagr unreal
That's why this Video 🙂. I could not share my twitter link here. But do check when you get time. Essence is consistent and long term investment.
@@RavindraPE but how??? Stocks dont give this unreal return tht too for 10 yrs
Join Mehta is back mib plan only 5lac 50trade 10%in esch trade make 5cr
@@nishantnilay3242 Please check stocks from Railway, PSU, Defence, real estate, and automobile from 2020 April to 2024. You will get answers.
@@RavindraPE How long were you there in Australia?