How Contingencies Work When Buying A House

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  • Опубликовано: 24 ноя 2024

Комментарии • 24

  • @JebSmith
    @JebSmith  11 месяцев назад +1

    🏠 - First Time Home Buyer Course - www.becominghomewise.com
    ✅ - Get a Referral to a Mortgage Lender or Realtor - www.jebsmith.net/referral
    How to Buy a House in 2023 ⏩Watch this NEXT ⏩ ruclips.net/video/y7STnAye41o/видео.html

  • @vietngyn
    @vietngyn 11 месяцев назад +4

    There is a large risk not mentioned in waiving appraisal contingency… if the appraisal comes in low enough to materially impact your loan terms and you cannot get the amount of financing you expected. You would have to come out of pocket for the difference.

    • @JebSmith
      @JebSmith  11 месяцев назад +1

      Correct.........Waiving any contingency has it's risks.

  • @Tury2cool
    @Tury2cool 11 месяцев назад +3

    So much free value in this video thanks Jeb…. Really appreciate it

  • @miamivlad
    @miamivlad 11 месяцев назад +2

    100K is now an inevitability. I’ll be happy for you when you get there! Keep grinding!!!!

    • @JebSmith
      @JebSmith  11 месяцев назад +1

      Thank you......You've been here for the long haul. What all of sudden makes it inevitable?

    • @miamivlad
      @miamivlad 11 месяцев назад

      @@JebSmith Your hard work. You didn’t quit when you were at 5K, 15K, or 55K. You’re at 95K so I know you won’t quit now 😉. The content and delivery is great as well of course, but the “secret sauce” is you.

  • @lukem3067
    @lukem3067 11 месяцев назад +1

    I can speak from experience here. After watching your videos for about a year now I was patient I waited. I watched prices drop, I negotiated, I did a for sale by owner, VA assumable(2.89%). I came in did some work and I might possibly be in a situation where I have positive equity because of all my due diligence & patience. I did believe the housing market was going to change because the conditions were not sustainable. Most people are impatient and I think the margin is what drives us. Now I don’t know where we’re going from here, probably slightly down for a little bit and then maybe back up to a normal appreciation mode. But again your information has always been helpful. I appreciate it. Thank you for what you do and keep on doing it.

    • @JebSmith
      @JebSmith  11 месяцев назад

      I appreciate it.........congrats on the assumable loan (that's an awesome rate). I also agree that patience is the best option in this environment.

  • @albundy3929
    @albundy3929 11 месяцев назад +1

    Great topic Jeb! I’ve always had a murky grasp of contingencies and realtor speak. Looking forward to watching this one.

    • @JebSmith
      @JebSmith  11 месяцев назад

      Thank you!!! Let me know what you think.

  • @joycelai9556
    @joycelai9556 11 месяцев назад

    This is what I was looking for in regards to contingencies in contracts, thanks.

  • @nellosnook4454
    @nellosnook4454 11 месяцев назад +2

    Thanks Jeb! 👍

  • @mja8701
    @mja8701 11 месяцев назад +1

    I’m in this process Jeb I appreciate this I wish you had an office in the Bay Area

    • @JebSmith
      @JebSmith  11 месяцев назад

      I know a ton of professionals in that market if you need a referral. If so, reach out using the referral link and I'll connect you

    • @mja8701
      @mja8701 11 месяцев назад

      I got told I need a co sign after pre approval. I know I can get out and not lose my $$ for deposit!! I feel that would have been nice to know !! Before I went and made an offer lol
      I’ll just loose my inspection $$ my realtor added contingency’s
      Appraisal
      Loan
      Thankfully but I wish my lender told me before I went looking.

  • @zzknightREAL
    @zzknightREAL 11 месяцев назад +1

    Very helpful. Jeb, what do I need to pay attention to when buying a townhome, especially regarding reading the condo document?

    • @JebSmith
      @JebSmith  11 месяцев назад +1

      All of it......but the budget and the minutes can tell you a lot about the direction of the community.

  • @REALSPX2K
    @REALSPX2K 11 месяцев назад +1

    Great video

    • @JebSmith
      @JebSmith  11 месяцев назад

      Glad you enjoyed it

  • @kirillv8162
    @kirillv8162 11 месяцев назад

    Waived home inspection contingency couple years ago and it costed me $110,000 in repairs. Don’t do that.

    • @JebSmith
      @JebSmith  11 месяцев назад

      Wow..... What was wrong?

  • @coryray8804
    @coryray8804 11 месяцев назад +1

    More important wait for the upcoming home price markdowns . We are going into a deflationary downward trend with housing and all rent prices . Wil last for a few years .