@@JosettGambleI’m at number 9 now and I love you already. PLEASE do not use such loud “subscribe bell sound” as I have C-PTSD from domestic violence and it forced me into a panic attack
NACA is a great program for those that are patient and want to purchase a home. However, the CEO micro manages, refuses to pay staff fairly and does not give them pay increases. I use to work for NACA and still speak to some previous co-workers. Those co-workers have shared they have still not received an increase to their salary which is well below the national average for the position. The underwriting department, (titled Mortgage Specialist) have not had a pay increase in over 6 years not even a cost-of-living adjustment. There is not a bonus program either like there is for the counselors. The staff is over worked and more than under appreciated.
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Yes, with the NACA program, it is possible to buy down your interest rate even after closing! This is called the **NACA Buy-Down**, and it allows you to lower your interest rate to nearly 0%. 🌟 Here’s how it works: - Funding options: The buy-down can be funded through your own savings, a grant, a family gift, or even a seller contribution. 💸 - Permanent: Once you buy down the rate, it’s permanent-meaning you’ll enjoy the reduced rate for the life of your loan! 🔒 - Impact: This can either **increase your purchasing power** or **lower your monthly mortgage payments**, giving you more financial flexibility. 🏡💰 How to fund the buy-down: - Member funds: Use your own savings or assets 💵 - Grant funds: Access grants from cities, towns, or states 🏙️ - Family gift: A non-repayable gift from family members 🎁 - Seller contribution: The seller can contribute up to 10% of the sales price toward the buy-down 💼 So, yes, **it’s possible** to buy down your interest rate after closing on a NACA loan, and it can be a great way to save money long term! --- Feel free to reach out if you have more questions about NACA Buy or anything else related to your home buying journey! 💬👇
Absolutely THE BEST video on RUclips about NACA, and I’ve watched 278 videos in 2024
@@AnnaSzabo thank you
@@JosettGambleI’m at number 9 now and I love you already. PLEASE do not use such loud “subscribe bell sound” as I have C-PTSD from domestic violence and it forced me into a panic attack
@@AnnaSzabo Thank you, I will work on the bell sounds. Appreciate the feed back
NACA is a great program for those that are patient and want to purchase a home. However, the CEO micro manages, refuses to pay staff fairly and does not give them pay increases. I use to work for NACA and still speak to some previous co-workers. Those co-workers have shared they have still not received an increase to their salary which is well below the national average for the position. The underwriting department, (titled Mortgage Specialist) have not had a pay increase in over 6 years not even a cost-of-living adjustment. There is not a bonus program either like there is for the counselors. The staff is over worked and more than under appreciated.
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Ty I’m in the beginning process of working with naca…this really helps!
Where is and when is the next workshops in Philadelphia and what the direct number
Very informative. In fact the most informative video I've found so far
@@6sixty1gixxer80 thank you
I agree 100% that this is THE very best video about NACA
My issue in LA is finding a multi property with high rents to cover mortgage😘
Nice explanation
thank you
Great content. Thanks for sharing
you are welcome
Is it possible to buy down the interest rate after closing on a NACA mortgage 😊
Yes, with the NACA program, it is possible to buy down your interest rate even after closing! This is called the **NACA Buy-Down**, and it allows you to lower your interest rate to nearly 0%. 🌟
Here’s how it works:
- Funding options: The buy-down can be funded through your own savings, a grant, a family gift, or even a seller contribution. 💸
- Permanent: Once you buy down the rate, it’s permanent-meaning you’ll enjoy the reduced rate for the life of your loan! 🔒
- Impact: This can either **increase your purchasing power** or **lower your monthly mortgage payments**, giving you more financial flexibility. 🏡💰
How to fund the buy-down:
- Member funds: Use your own savings or assets 💵
- Grant funds: Access grants from cities, towns, or states 🏙️
- Family gift: A non-repayable gift from family members 🎁
- Seller contribution: The seller can contribute up to 10% of the sales price toward the buy-down 💼
So, yes, **it’s possible** to buy down your interest rate after closing on a NACA loan, and it can be a great way to save money long term!
---
Feel free to reach out if you have more questions about NACA Buy or anything else related to your home buying journey! 💬👇
Great video!! Can I get approved if I’m an American living abroad for 5 years but move back to the USA?
So helpful!
My ? Is how’s the procedure for people on section 8. Is there any difference?. And if your a senior?
No. You can get a multi family home as well. Which would be even better
Very interested
How can I get help
NACA website
Do you know how to find the approved title company list?
I am not sure they have an approve title company list as usually the sellers usually choose their title co