BIGGEST Condensing Sinking Funds EVER! || Taking $8,799 to the Bank || Bill Exchange || Bill Swap

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  • Опубликовано: 6 окт 2024
  • Today I am condensing my cash envelopes and sinking funds for Novmber, and I hope you enjoy it! I know that I did!
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    Thanks for being part of my journey! If you're new here: I get paid monthly, but I stuff my envelopes weekly (even my sinking funds). This helps keep me motivated & on track with my goals, so I hope you enjoy! I started my journey in August 2020. I paid off $2,714.62 in 2020, with $2,600.27 of that going towards my credit card debt, & I plan to pay off ALL my credit card/consumer debt before the end of 2021!!
    If you want to stay connected with me even more, follow me on Instagram: @_intentional.living_
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    About Me
    My name is Kristin, and I am on a debt payoff journey to eliminate my consumer debt before the end of 2021. My next goal will be to pay off my student loans! I hope you'll follow me on my journey where we can learn & grow together on our quest for financial wellness & intentional living.

Комментарии • 169

  • @catherine4339
    @catherine4339 Год назад +95

    Your not the only one who jumped when Rosy barked😂😂😂

  • @_nekobabi
    @_nekobabi Год назад +118

    Rosy was so excited you were counting their envelope 😂

    • @_nekobabi
      @_nekobabi Год назад +3

      i have to mention, not looking , you sound like zoey deschanel

  • @AEvans36963
    @AEvans36963 Год назад +58

    I'll bet your bank loved every moment of that deposit 🙂
    Self-discipline and hard work does pay off.

  • @AllTheBudgeting
    @AllTheBudgeting Год назад +34

    I just love cash condensing videos - awesome job! I laughed out loud when Rosy started barking just as you were counting her envelope.

  • @Bodaciousbarbee
    @Bodaciousbarbee Год назад +24

    How is no one freaking out over how much she pays in taxes 😢😮

  • @nivesmuric4645
    @nivesmuric4645 Год назад +25

    Love that you actually condense to the lowest amount many dont do that. Rosy knew when its her envelope😂 hope you spoil her with something she really loves ❤❤

  • @mariaeduardamessias4071
    @mariaeduardamessias4071 Год назад +10

    This must be the most satisfying cash condensing that I have ever seen

  • @faiyaha6869
    @faiyaha6869 Год назад +4

    The best condensing video ever! You actually condense it down the right way, others hmmm not so much. definitely will be watching more videos from you. Keep up the great work! 👍🏽

  • @GenX-Budgets
    @GenX-Budgets Год назад +7

    Girl, I'm still laughing at your jump. It's not this funny when it happens to me though. 🤫🤔🤨

  • @financiallyspeakingbookkeeping
    @financiallyspeakingbookkeeping Год назад +1

    Your cash condensing is so amazingly relaxing ... your voice is perfect for this type of video :) New subscriber!!!

  • @KerenGrinberg
    @KerenGrinberg Год назад +3

    Woahh. I just stumbled onto your page! Now i need to binge watch to see what you do!! You go girl 🎉🎉

  • @MadDogTM
    @MadDogTM Год назад +5

    I'm just now starting an envelope challange for myself, I wrote random numbers going up to 600 which I will take from my checks I earn bi-weekly, and place the cash in which ever I draw. Cause to be fair I do spend a lot of money like in 1 year of working I could've had 14k but instead I have around $3200 lol

  • @MiasEnvelopes
    @MiasEnvelopes Год назад +5

    Girrrrl killing it! Always so proud of you- you are such an inspiration to all of us 🎉❤

  • @sharonsobolewski3707
    @sharonsobolewski3707 Год назад +2

    i love it your moneys so fresh and crisp i like that you keep them nice its good cause some bills are more than face value and condition is everything and yes rosy was so happy you counted her money thats so cute i love the name and i love roses and doggies love the way you do your organizing and your prop money

  • @kirstennichole90
    @kirstennichole90 Год назад +2

    My dog scares the crap out of me when he barks randomly too 🤣 amazingggg condensing! 🤑

  • @ronjelaberaud7087
    @ronjelaberaud7087 Год назад +1

    You’re condescending video is goals for me!!!😊 Keep up the great saving.

  • @davidneuman466
    @davidneuman466 Год назад +22

    Do you keep the money you deposit in one account or do you have multiple accounts set up for each category? Wondering how you keep it all organized in the bank, even with the prop money in the binder.
    Side note: saw my order shipped today, can’t wait! (Stephanie)

    • @Bokumuyee
      @Bokumuyee Год назад +6

      Yess thats what I'm wondering aswell

    • @jenr2312
      @jenr2312 Год назад

      What business does she own?

    • @sarahlutz5699
      @sarahlutz5699 Год назад +2

      I was wondering the same throughout the whole video.

  • @rachelharrison7961
    @rachelharrison7961 Год назад +3

    Ooh, you almost hit the $10k cash deposit limit, where you have to start filling out forms for the government!

  • @court874
    @court874 Год назад +4

    This just motivated me so much. 🥺💟

  • @janetjamison3797
    @janetjamison3797 Год назад

    I love re-watching this video! It’s very very mesmerizing! 🎊🎉🥳

  • @Ashshaka1
    @Ashshaka1 Год назад +1

    New subscriber here 🎉
    You had me at that thumbnail girl! Great video I love watching condescending videos, so satisfying

  • @rickynorris1694
    @rickynorris1694 Год назад +1

    I watched twice. I thought that it was funny that Rosie barked while you were stuffing her money.

  • @Snapplicant
    @Snapplicant Год назад +3

    This is nice. I’m building a digital Sou Sou app where you can co-save w/ your coworkers. Africans & Caribbean people know how valuable this is.

  • @saastohaaste
    @saastohaaste Год назад +2

    As a Finn it is crazy to see that someone has this much money in CASH. I have like max. 10 euros and never have much more than that. I cannot even go to my bank and tell them to save this much money in my bank account. They would accuse me of money lounde**ng or something like that 😅

  • @jessicaalise4202
    @jessicaalise4202 Год назад +2

    Crying laughing at the jump scare 😂

  • @cravetosave
    @cravetosave Год назад +2

    This is incredible, congrats on all your hard work!

  • @isabellaanne9785
    @isabellaanne9785 Год назад

    i laughed sooo hard when rosy barked!! so funny

  • @moneywithjustliving5258
    @moneywithjustliving5258 Год назад

    Holy moly, great video. I enjoyed this so much.

  • @herlindaflores3008
    @herlindaflores3008 Год назад +2

    That’s awesome! Hard work pays off. 💜

  • @brandiwagner4109
    @brandiwagner4109 Год назад +1

    So much fun! Even Rosie was excited!

  • @chrisaiden5303
    @chrisaiden5303 Год назад

    Rosy knew you were talking about her

  • @jlynne_2423
    @jlynne_2423 Год назад +3

    Hello! Love your budgeting content. I plan on stuffing envelopes for the first time come 1/13. While not really concerned about theft, I am concerned about fire. I’ve been unable to find videos on how folks are storing/securing their envelopes. Any suggestions?

    • @IntentionalLivingYT
      @IntentionalLivingYT  Год назад +3

      I have a fireproof safe!! They are expensive but well worth it!

  • @RooMonroe
    @RooMonroe Год назад +1

    9200 in taxes!! Oh my.

  • @passionatekills4812
    @passionatekills4812 Год назад +1

    I like watching videos like this but I think you should invest in a cash counter machine to make things easier 😊

  • @bigqueenbudgets2373
    @bigqueenbudgets2373 Месяц назад

    Wow😮awesome job

  • @shainamorgan5000
    @shainamorgan5000 Год назад

    Rosy was just answering you 😂 "yes mom?!? You call for me??"

  • @TaraannBudgetsandSelf-Care
    @TaraannBudgetsandSelf-Care Год назад

    Yeah!!! You made your goal on electronics!!!

  • @Cclaudia228
    @Cclaudia228 Год назад +2

    Do you ever get funny looks when you take so much money to the bank? Id be nervous getting it there too 😂 congrats!

    • @IntentionalLivingYT
      @IntentionalLivingYT  Год назад +7

      I go to the ATM to deposit because I get self conscious hahahaha

    • @LuvaGurl808
      @LuvaGurl808 Год назад

      I have a question, doesn’t the ATM allow only a certain amount of bills for cash deposits?

  • @TaraannBudgetsandSelf-Care
    @TaraannBudgetsandSelf-Care Год назад

    You have reached so many goals this year

  • @lynetteplans7974
    @lynetteplans7974 Год назад

    Way to go! Great unstuffing and counting 👏 💖 Something to aspire to.❤️🎄

  • @samanthasmith3860
    @samanthasmith3860 Год назад +1

    It was one hundred

  • @ebonygreen637
    @ebonygreen637 Год назад

    🤣🤣🤣🤣 not you jumping when your dog bark

  • @coldcountess
    @coldcountess Год назад

    Wow, that is awesome !!! Happy Holidays !!

  • @lizzylizh
    @lizzylizh Год назад +2

    I do have one question. When you said "have this amount in the bank" Does that mean you have multiple savings / checking accounts?

  • @skylarleeblue
    @skylarleeblue Год назад +1

    Rosy said get her money right lol

  • @BudgetsWithELMA
    @BudgetsWithELMA Год назад

    Nailed that cash condensing 🤑❤😊

  • @DebtFreeJessie
    @DebtFreeJessie Год назад

    Wow, so impressive! I like your larger envelopes.

  • @npcnothero
    @npcnothero Год назад

    Rosy knew that money was hers 🤣

  • @nightcorelove2626
    @nightcorelove2626 Год назад +1

    At 6:01 you pull a 5$ out of Amazon to replace with a better one but then you just skipped it

  • @bolofotinha5621
    @bolofotinha5621 Год назад +2

    She: So, Rosy, my dog has...
    Rosy: DID YOU CALL ME MOM? MOOOOM?
    🤣🤣🤣👌🏼

  • @RobinsDocumentedLife
    @RobinsDocumentedLife Год назад

    Wowza! I was so proud of my first one a few weeks ago with $1800...time to step it up! haha

  • @angelmulhall1058
    @angelmulhall1058 Год назад

    That’s incredible. Congrats!!

  • @SOFBudgets
    @SOFBudgets Год назад +1

    Love bill exchange videos 😍

  • @kathleenbrowne198
    @kathleenbrowne198 Год назад +3

    Are you putting all the cash into one account? I've looked at many RUclipsrs doing the same thing, but no one explains the process of the transaction at the bank.

    • @meganmarie4289
      @meganmarie4289 Год назад +1

      Some do some don’t. Personal preference really. I have all mine separated to easily see but some just have a bunch of money in one.

  • @BudgetwithDragons
    @BudgetwithDragons Год назад

    Hahaha ROSEY!!! SO CUTE!!! LOVED THE VIDEO!!

  • @deedeedretke
    @deedeedretke Год назад

    Merry Christmas! Congrats on all of your savings success!

  • @MileHighResell
    @MileHighResell Год назад

    I like the concept but feel like you could be making even more by putting it into a high yield savings at the very least and getting $250 extra- have the flexibility to transfer or withdrawal , I don’t touch any of my money in my savings account unless necessary. And what would happen if someone broke into your house and stole all of it or something like a fire… at least having it with an FDIC bank you are typically good for $250k

  • @JohnWilliams-wt1ic
    @JohnWilliams-wt1ic Год назад

    I live in real world where the struggle is real 💯

  • @TaraannBudgetsandSelf-Care
    @TaraannBudgetsandSelf-Care Год назад

    You are rocking it!!!

  • @cindychapman9210
    @cindychapman9210 Год назад

    Wow. That is an awesome cash condensing

  • @rachellester5357
    @rachellester5357 Год назад

    Rosy says it’s her money and she needs it now 😂

  • @kimmatura3564
    @kimmatura3564 Год назад

    That is absolutely crazy!

  • @sydneysmith1921
    @sydneysmith1921 Год назад

    Such a great video love the condensing ❤

  • @brittanybudgets3895
    @brittanybudgets3895 Год назад

    Great video! Enjoyed as always!

  • @kereanabeichner4072
    @kereanabeichner4072 Год назад +3

    Hi! This is my first video watching! Do you put the cash all in one savings account, is that why you have plastic "fake dollars" to know how much you have in the savings account for each section?

  • @debbieb7754
    @debbieb7754 Год назад

    Wow!!! Amazing bill exchange.

  • @libbysworld7649
    @libbysworld7649 Год назад

    I so very much enjoy your videos!

  • @Abbiegrace2020
    @Abbiegrace2020 Год назад

    I was just wondering what you made your place holder slips out of? I would like to make some for me and my boyfriend.

  • @imchildishandilikeit
    @imchildishandilikeit Год назад +2

    Hi! :)
    Why didn't You color RothIRA? I am wondering, did you get to 5000?

    • @IntentionalLivingYT
      @IntentionalLivingYT  Год назад +2

      I totally forget to do it some months! I only do it once a month but I think I forgot the last month or two. I will have to fill it out at the end of this month!

  • @honeypotqueens9865
    @honeypotqueens9865 Год назад

    Congratulations Queen 👸

  • @TheOscar15432
    @TheOscar15432 Год назад

    Great job really enjoyed

  • @rickynorris1694
    @rickynorris1694 Год назад

    Awesome!!!

  • @N.M.N.
    @N.M.N. Год назад

    Rosy just knew you were talking about her so she just had to say hi

  • @AdemaMrkovic
    @AdemaMrkovic 9 месяцев назад

    $8!799

  • @marybaker8061
    @marybaker8061 Год назад +1

    I'm super confused on your ROTH how you have that in cash. Do you take it out and put it in there rather than having it come out of your check, pretax?

    • @marybaker8061
      @marybaker8061 Год назад +1

      I understand ROTH taxes are taking out at the time, I'm just trying ti follow your philosophy.

    • @IntentionalLivingYT
      @IntentionalLivingYT  Год назад +1

      This is a Roth IRA so it does not come out automatically! It’s something I have to manually deposit to

    • @marybaker8061
      @marybaker8061 Год назад

      @@IntentionalLivingYT makes sense

  • @bizzybeebudgets
    @bizzybeebudgets Год назад

    Great stuffing 🎉

  • @GailWhimsy
    @GailWhimsy Год назад

    Wow!

  • @LK-bn7sz
    @LK-bn7sz Год назад

    Are you investing anything besides the Roth IRA?

  • @StarBudgets
    @StarBudgets Год назад

    Great condensing!!❤❤

  • @michaelwilford4195
    @michaelwilford4195 10 месяцев назад

    How did you get all new bills?

  • @budgetingwithkrztofr
    @budgetingwithkrztofr Год назад

    Great video

  • @dollynicks
    @dollynicks Год назад

    How do you make the replacement $$ notes? What are they made out of?

  • @sweetbessie
    @sweetbessie Год назад

    Black Friday was $100.

  • @jtidema
    @jtidema Год назад +1

    I have no idea what the purpose of this is... it says you plan to pay off your debt by the end of 2021, but it's 2022... so what is the goal of this now? I just keep my money in a bank account and have never had an issue - I try NEVER to keep cash in the house. I tried looking in the comments too but I don't see anything saying why you do this all with cash.

    • @theodoraa.9670
      @theodoraa.9670 Год назад +2

      I have heard some ppl say seeing the physical bills makes you more aware of how much you spend, especially if you have a problem with overspending.

  • @ChiedekaCharlieHargrove
    @ChiedekaCharlieHargrove Год назад +1

    Do you sell your place holder money and labels in your Etsy shop?

  • @mariebug4236
    @mariebug4236 Год назад

    Hello where did you get that cash tray.

  • @babytiger42
    @babytiger42 Год назад

    I’m not quite up on this system (not sure how RUclips put me here), but if you have $9k saved for taxes, why aren’t you filing quarterly?

  • @putnamdesign1072
    @putnamdesign1072 Год назад

    Way to go

  • @ReviewsWithB0501
    @ReviewsWithB0501 Год назад

    Where can i purchase the money tray! Super cute!!

  • @Sergiolegas3.14
    @Sergiolegas3.14 Год назад

    Where can I find the cash box?? Can you link

  • @bethdoe4635
    @bethdoe4635 Год назад +1

    Only a few minutes in, and you may notice it later on, but I wonder if you’ve incorrectly condensed 2D bills

  • @gwencrutcher7069
    @gwencrutcher7069 Год назад

    i'm very confused on how the condensing work... shouldn't you end up with exactly what you had started with all the hundreds if you are just replacing the bills with what's already there?

    • @foizzy
      @foizzy Год назад +1

      I don't know I you figured it out already. She took out cash from some envelopes and replaced it with prop money so the end amount will always be larger than what she started with. Hope that helps.

  • @lucybrailsford
    @lucybrailsford Год назад

    What’s buffer for?

  • @coldcountess
    @coldcountess Год назад

    Why do you all cover your wrists when recoding your videos ?? Just curious !!

  • @keepingupwiththejoneses746
    @keepingupwiththejoneses746 Год назад

    I looked through your link list and couldn't tell if you had your cash envelope/wallet on the list. I'm curious whether there is a link for the cash envelopes without the zipper, or did they come with the wallet?

  • @ginwilcox9555
    @ginwilcox9555 Год назад

    How inspiring!!!😁🤑💰💸💲💵

  • @justinerapp3724
    @justinerapp3724 Год назад

    May I ask, why take out cash for bills needed to be paid online? Is this just back and forth to the bank? Please explain thank you!!! :)

  • @EmJones29
    @EmJones29 Год назад

    What size is big blue? 😊

  • @darlenelong6353
    @darlenelong6353 Год назад

    That’s a lot of paper😅

  • @unalechuzita6102
    @unalechuzita6102 Год назад

    Anyone else see that really old $10 bill👀