Condensing my Sinking Funds for April || Bill Exchange, Bill Swap || Taking $6,000+ to the Bank!

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  • Опубликовано: 16 май 2023
  • Today I am condensing my cash envelopes and sinking funds for April 2023 and I hope you enjoy it! I know that I did!
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    Thanks for being part of my journey! If you're new here: I get paid monthly, but I stuff my envelopes weekly (even my sinking funds). This helps keep me motivated & on track with my goals, so I hope you enjoy! I started my journey in August 2020. I paid off $2,714.62 in 2020, with $2,600.27 of that going towards my credit card debt, & I plan to pay off ALL my credit card/consumer debt before the end of 2021!!
    If you want to stay connected with me even more, follow me on Instagram: @_intentional.living_
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    About Me
    My name is Kristin, and I am on a debt payoff journey to eliminate my consumer debt before the end of 2021. My next goal will be to pay off my student loans! I hope you'll follow me on my journey where we can learn & grow together on our quest for financial wellness & intentional living.

Комментарии • 70

  • @N.M.N.
    @N.M.N. Год назад +7

    I love that you actually try to keep most of it in the bank rather than at your house

  • @jaece2009
    @jaece2009 Год назад +20

    You are so awesome! I’ve been so motivated because of you thank you for being transparent with your finances

  • @brandiwagner4109
    @brandiwagner4109 Год назад +4

    You usually go in the same order, from side hustle to Big Blue; so it was nice to see you change it up this time!

  • @bigqueenbudgets2373
    @bigqueenbudgets2373 Год назад +2

    I love your vinyl labels

  • @colombepetite
    @colombepetite Год назад +8

    I have been waiting for this video! Thank you for your open display of “can do” attitude, it makes you very inspiring. 😊😊

  • @susanhinson7559
    @susanhinson7559 Год назад +2

    Smart girl…keep all that money in the bank for safekeeping…not to mention hopefully making a little interest on it while it’s setting there!

  • @MommyGingBudgets
    @MommyGingBudgets Год назад +2

    Satisfying to watch😊 great Cash Condensing….

  • @marybaker8061
    @marybaker8061 Год назад +1

    ❤ first time watching. This is an epic condensing!

  • @BudgetwithDragons
    @BudgetwithDragons Год назад +3

    Phenomenal condensing sis!!

  • @curvyechronicles
    @curvyechronicles Год назад +1

    Well if that isn’t the most satisfying thing 😍

  • @cashnstuff
    @cashnstuff Год назад +2

    I enjoyed watching your video 🫶 I’m
    so excited about your Europe trip 🤗

  • @coldcountess
    @coldcountess Год назад +1

    You are so organized & save so much !!

  • @BudgetLikeALoser
    @BudgetLikeALoser Год назад +1

    Thank you so much the henna looks so nice!

  • @meghanhonohanacra
    @meghanhonohanacra Год назад +3

    Great condensing so satisfying to watch 😊

  • @JennieB87
    @JennieB87 Год назад +5

    I have been anticipating this condensing video like a new episode of a hit series! 🍿😮.....😂Love your videos Kristin. They're constant motivation ALWAYS❤

  • @susanhinson7559
    @susanhinson7559 Год назад +1

    Sooo satisfying to watch too!

  • @SOFBudgets
    @SOFBudgets Год назад +1

    Love watching your bill condensing

  • @TaraannBudgetsandSelf-Care
    @TaraannBudgetsandSelf-Care Год назад +1

    You are killing it!!!

  • @lynetteplans7974
    @lynetteplans7974 Год назад +1

    Fantastic condensing 🎉

  • @TheOscar15432
    @TheOscar15432 Год назад +1

    Hey friend. Good job really enjoyed

  • @jjcoinhunt
    @jjcoinhunt Год назад

    Really detailed commentary and very thoughtful!

  • @alethlumagbasboniol4473
    @alethlumagbasboniol4473 Год назад

    I ❤ bill condensing.

  • @SupernaturalBudgets
    @SupernaturalBudgets Год назад +1

    Oh I would love to have Bill swaps this high!!

  • @bigqueenbudgets2373
    @bigqueenbudgets2373 Год назад +1

    All of the envelopes are giving me life❤🥰🥰😛

  • @EchaKiut
    @EchaKiut Год назад +1

    Really nice

  • @coldcountess
    @coldcountess Год назад

    Awesome saving job. The Henna on your hand is pretty.

  • @BudgetsWithELMA
    @BudgetsWithELMA Год назад

    Great condensing video 😊❤😊

  • @coldcountess
    @coldcountess 5 месяцев назад

    Hello Kristin !!

  • @hehe2629
    @hehe2629 Год назад +1

    yay new vid!

  • @susanhinson7559
    @susanhinson7559 Год назад +1

    You’re just an amazing little financier…lol! 🤩

  • @lynnconroy8
    @lynnconroy8 Год назад

    This was awesome! First time viewer here! My dog, paizley, her sinking fund is always depleted. Lololol.

  • @cindychapman9210
    @cindychapman9210 Год назад

    Wow $6155. That is so awesome

  • @AEvans36963
    @AEvans36963 Год назад

    Big Blue probably did a big exhale after that unstuffing😊

  • @Wingingitall
    @Wingingitall Год назад +1

    Woohoo!

  • @budgetingwithkrztofr
    @budgetingwithkrztofr Год назад

    Great video

  • @katehorrell8732
    @katehorrell8732 Год назад +1

    Wow $6155 going to the bank. I have a question where do u get ur vinyl for ur prop money??

  • @kaitlinfishel
    @kaitlinfishel Год назад +1

    Here ❤❤❤❤❤

  • @amberhynes6445
    @amberhynes6445 Год назад

    Does your digital undated planner work on samsung as well?

  • @herlindaflores3008
    @herlindaflores3008 Год назад +1

    💜

  • @sydneysmith1921
    @sydneysmith1921 Год назад +3

    I’m a small business owner to . Curious will you un -stuff your taxes since you paid estimated already or do you keep the prop money to see how much you’ve paid throughout the year 🤔 or by “paying” your taxes does it mean move into the bank?
    I said in the last video that henna tattoo is gorgeous ❤

  • @Thecashstuffingrealtor
    @Thecashstuffingrealtor Год назад

    💝💗💕💛❤ So satisfying!

  • @kimmcivor9420
    @kimmcivor9420 Год назад

    How do you make your money dividers

  • @EmpoweredBudgets
    @EmpoweredBudgets Год назад +1

    I love your condensing videos so much I've watched this one twice. 😂

  • @CBWithNicole
    @CBWithNicole Год назад +2

    Okay, so I have been wanting to start my this type of savings/budgeting for a while- i'm terrible at saving but I have had 1 question nagging at me.... if you are depositing all that into the bank, doesn't that give u access to the money via debit which will encourage you to go back to old ways? I would hate to see all that money in my account and go on a "tax-return" shopping spree. That would defeat the purpose and make me not want to start this... please help?!

    • @carolwoodward6141
      @carolwoodward6141 Год назад

      Kristin is do resolute. Hopefully she can reassure you.

    • @meganmarie4289
      @meganmarie4289 Год назад +2

      You can move it into a high yield savings account that doesn’t have access to a debit card. There’s many out there I use Marcus by Goldman Sachs. It takes a day or so to transfer out and then you won’t be able to see the amount you have in your account without logging into another platform there’s decreasing the likely hood of you spending the money.

    • @IntentionalLivingYT
      @IntentionalLivingYT  Год назад +3

      Yeah I put my money in savings accounts that aren’t linked to cards. Some of this journey is unlearning unhealthy spending habits too so for a time I literally hid my debt card from myself and didn’t let myself use it and forced myself to only use cash. Unlearning those habits and being disciplined with your money is key for long term success

  • @sherrikmcintyre
    @sherrikmcintyre Год назад

    Where did you get big blue?

  • @dolorescarpenter5592
    @dolorescarpenter5592 Год назад +1

    Where do you get the individual envelopes used in Big Blue?

    • @LifeKindnessBudgets
      @LifeKindnessBudgets Год назад +3

      She sells them in her Etsy shop. I’ve gotten several. They are awesome!

  • @Linaaaa8923
    @Linaaaa8923 Год назад +1

    ❤❤🙂

  • @marilyngatson2289
    @marilyngatson2289 Год назад

    How much money do you place in each sinking fund? I like how they are all divided up. Thanks for the info.

  • @user-in6rr4fq6d
    @user-in6rr4fq6d 6 месяцев назад

    $6000

  • @qq1651
    @qq1651 Год назад +1

    You dont have to keep your business money in a separate account from your personal? Because I noticed you didnt keep track, on camera anyway, of your business binder condensing in a separate pile, when you switched money out for prop money. You put it all in the same account?

  • @Kyvax
    @Kyvax Год назад

    Hi! I clicked on the link for your beautiful cash tray box but it isn’t the same one…
    Would you happen to have pasted the wrong link by any chance? I’d love this same cash tray/box you have here!!

    • @sarakathleen4768
      @sarakathleen4768 Год назад

      The link is correct in the newest videos. It says it’s a 2 pack.

  • @jeannette2063
    @jeannette2063 Год назад

    Where’d you get that big cash binder? 😮

  • @annie8307
    @annie8307 Год назад

    When she started counting the 5’s i got confused wit her counting 😭

  • @evanscouponmommy7816
    @evanscouponmommy7816 Год назад +1

    When you transfer the money to the bank, what kind of account(s) does the money go into? How do you keep it separate?
    You are truly an inspiration!

    • @IntentionalLivingYT
      @IntentionalLivingYT  Год назад +1

      High yield savings account!! I use different buckets in my Ally account!

  • @carolwoodward6141
    @carolwoodward6141 Год назад

    Are taking us to Europe with you? 💶

  • @scottgodkins2017
    @scottgodkins2017 Год назад

    What the heck even IIIIISSSSSSS this?!? I mean don’t you just write down a list, add it up, and know your account needs to hit that amount??😂🤷🏽‍♂️. This is WACKY!