Nice video! Regarding gold coin there are no making charges. if NRIs want to buy gold for investment purpose we can buy gold coins and later convert it to jewelry. Also now a days digital gold is an option and SGB as a investment is very good option .
NRI can't invest directly through post office schemes, but u can do jointly with the residents ..www.immihelp.com/can-nris-invest-in-post-office-schemes/
Sorry brother Didn’t get your question properly You can buy a 22 Ct gold But have to pay the customs if exceed the exemption Please watch this video You will get some ideas ruclips.net/video/p1ZzX_qlzvw/видео.htmlsi=sUNE7EI83EGRuAm3
For US tax residents, investing in mutual funds outside the US is not a good idea. Mutual funds are considered Passive Foreign Investment Companies(PFIC) and are taxed at a very high rate unless you take a QEF(Qualified Electing Fund) election.
@@ArthiPrem practically what happens is with current 7.8% Inflation, and FD rate is around on average 6%. So its like who puts in FD will loose around 1% to 2% every year. Only thing us we don’t do much research. I think its good to have something in FD for emergency fund.. otherwise as investment, its not a good asset class. Its just my opinion and not anyway a financial advice
low risk = low return. Assured returned gives peace of mind. Shares n stocks may yield high returns but risk more. So it depends on people what they want.
Good Information AP..!!! Can you pl tell What is the road blocker for NrI’s to buy agri land ? If so what is the possible alternative option to buy so…
Gold Soverign bond issued by RBI is one of the best options. PPF- 15 yrs locked in period and you can take loan also. After 15 yrs you can extend for 5 more years locked in period with or without contribution.currently yearly contribution is 1.5L but there is a discussion going on to increase it to 3L. Will these accounts be considered for FBAR filing? Or only savings account amount?
Hi good information. But I had some different doubt related to NRI. If suppose spouse living in foreign countries with husband. But not earning anything. In this case still the spouse also considered NRI? Can you explain little bit details.
Yes she is considering as a NRI Because NRI status is defined as Non Resident Indian is a person who is not a resident of India. An individual is deemed to be a resident, if (A) Individual has resided in India in that year for 182 days or more or (B) Having within the 4 years preceding that year been in India for 365 days or more and is in India for 60 days or more in that year.
bro... there is a plenty of request for Florida and New Jersey ... But NJ is one of the best state more indian community and good education only downside is harsh winter..
Hi Do we need to pay tax for the interest rate which we get on FD on NRE account? If there is no tax required, Do we need to file our tax returns by every year?
Thanks Arthi and Prem! If someone starts investing in india and later decides to permanently move to the US ( or vice versa) due to life events, how do you think we could pivot? How do we safely move investments into and out of US?
Best is to keep as dollars in NRE acct for which you get a nominal rate of interest in any bank I think it’s 2 % By this your money is safe NRI can’t invest in RBI bonds
@@ArthiPrem The land is still on my mom’s name. Actually she has to give me straight away because I sent money to mom to buy it. Now I became Canadian citizen. So is there a chance, my mom can gift me right now.
தம்பி உங்கள் பதிவிற்க்கு நன்றி. நீங்கள் குறிப்பிட்டவைகள் சரியா தவறா என்பது வேறு விடயம். காரணம் நமது அரசியல் வியாதிகள் 75ஆண்டாக ஒரு ஆணியும் பிடுங்கவில்லை. அதனால் நாம் மரியாதை காரணமாக நிறைய இழந்துவிட்டோம். மொழி உரிமை உட்பட. ஆனால் பலருக்கும் இந்த மாதிரியெல்லாம் சிந்திக்கலாம் என்ற எண்ணம் விதைத்திருக்கிறீர்கள். சம்பளத்தில் 20% சேமிப்பும்,20% அவசர உபயோகத்திறக்கும் வைத்து விட்டு இருக்கும் இடத்தில் அவசிய தேவைக்கு பெரிய சுமையில்லாமல் தங்க ஒரு வாங்குங்கள். இந்தியாவில் மக்கள் விடுதலை உங்களை போன்ற இளைஞர்கள் அரசியலுக்கு வந்தால் மட்டுமே சாத்தியம். அல்லது சட்டசபை… பாராளுமன்றம் கூடும் போது பூமி பிளந்து அவர்களை ஆசையாக எடுத்துக்கொண்டால் நானும் சாமி இருக்கிறது என்று நம்புவேன்.
Essential topic for all Indian NRI’s
Very detailed explanation 👌
Thank You so much !!!
Thankyou for your video.I got information at a correct time.
Thank You !!!
மிக்க நன்றி சகோதரரே 🎉🎉🎉❤❤❤
நன்றி சகோதரா 🙏🙏
For PPF it’s 1.5 lacs@. 7.1 % interest now
It’s floating rate and changes as per RBI rules
Good video
Thanks for the information
Nice video! Regarding gold coin there are no making charges. if NRIs want to buy gold for investment purpose we can buy gold coins and later convert it to jewelry. Also now a days digital gold is an option and SGB as a investment is very good option .
Yes sister … thanks for your inputs
Love Arthi's innocent questioning style. Awesome pair!!
Thank u so much ☺️☺️
Super. Informative video pr
Thanks a lot
Thanks for making the video @arthiprem pls continue doing great work for the Indian community 🙏🙏🙏🙌🙌🙌 bro next video how Indians can invest in US 🙏
Thank u so much raja (Is it ok to call Raja 😊) bro ...Will do it 👍👍👍
@@ArthiPrem yes bro by all means .. thank you so much 🙏🙏🙏
Informative video from u both..keep going 👍
Thank u so much 🙏🙏
Recently see ur vedios.. u r doing such a good job.. thanks to both of u💐
“Koodiyum paaka vaikum theru koodiyum paaka vaukum” cha enna dialogue pa 😎👌😄😂
😂😂
Thanks AP, useful information
Thanks Jai bro !!!
There is a risk in 1st option FD, it is a sweet water. you missed Postal Savings.
NRI can't invest directly through post office schemes, but u can do jointly with the residents ..www.immihelp.com/can-nris-invest-in-post-office-schemes/
Great Avise! Thanks!
Thankyou guys ...your videos are great and useful...I subscribed
Thank you so much
Useful video nanba..
Nandri nanba 🙏🙏
Great information Arthi Prem, appreciate for sharing this 👍
Thank u so much sister ☺️
🎊
Brother one doubt nan Saudi lla erukan gold vanga vaydum 21 or 22caret vanga vayduma please tell me
Sorry brother
Didn’t get your question properly
You can buy a 22 Ct gold
But have to pay the customs if exceed the exemption
Please watch this video
You will get some ideas
ruclips.net/video/p1ZzX_qlzvw/видео.htmlsi=sUNE7EI83EGRuAm3
Soverign Gold Bond is a safe investment too..
For US tax residents, investing in mutual funds outside the US is not a good idea. Mutual funds are considered Passive Foreign Investment Companies(PFIC) and are taxed at a very high rate unless you take a QEF(Qualified Electing Fund) election.
Thanks bro for the inputs
It could be the reason why very very few fund houses offering mutual fund for us and Canada residents
FD in my view doesn’t give any returns when equated with Inflation. Better to go for other options.
Hi bro
It depends someone may consider this is the safest way to get 7-8% profit
@@ArthiPrem practically what happens is with current 7.8% Inflation, and FD rate is around on average 6%. So its like who puts in FD will loose around 1% to 2% every year. Only thing us we don’t do much research. I think its good to have something in FD for emergency fund.. otherwise as investment, its not a good asset class. Its just my opinion and not anyway a financial advice
Thanks for your views bro
low risk = low return. Assured returned gives peace of mind. Shares n stocks may yield high returns but risk more. So it depends on people what they want.
I am working in business visa valid for 3 month, and staying around 1 year after renewing it. This means NRI?
You spend above 182 days outside the India - NRI status
Bro im in qatar, im using angel one , using saving account linked, investment panuran ethu nala any issues varuma
Bro NRE and NRO account convert pannitingalaaa
Hlo..brother... I have one dought nri can invest in ( ppf ) i mean public provident funds ?
NRO, OCI eligibility. Retuened india in Septr 2022 eligibility?
You both do much information videos. Could you please talk on SSN delay for L2S individuals?
Sure Thank You !!!
Good Information AP..!!!
Can you pl tell What is the road blocker for NrI’s to buy agri land ? If so what is the possible alternative option to buy so…
10 லட்சம் இருக்கும் நிலையில் Bank திவால் ஆனால் savings account கு அதிகாபாச்சமாக 5லட்சம் returns தருவார்கள், அதே போல் தான் NRE Account'குமா? ❓️
Gold Soverign bond issued by RBI is one of the best options.
PPF- 15 yrs locked in period and you can take loan also. After 15 yrs you can extend for 5 more years locked in period with or without contribution.currently yearly contribution is 1.5L but there is a discussion going on to increase it to 3L.
Will these accounts be considered for FBAR filing? Or only savings account amount?
How to buy SGB ? How do you know when the govt is releasing the SGB? Whenever I see I have crossed the timeline. They release only for 4 days right?
Gold bond nasama pochu
Super
Thanks 🙏
Akka How investment Sip NRI person
Hi good information.
But I had some different doubt related to NRI. If suppose spouse living in foreign countries with husband. But not earning anything. In this case still the spouse also considered NRI?
Can you explain little bit details.
Yes she is considering as a NRI
Because NRI status is defined as
Non Resident Indian is a person who is not a resident of India. An individual is deemed to be a resident, if (A) Individual has resided in India in that year for 182 days or more or (B) Having within the 4 years preceding that year been in India for 365 days or more and is in India for 60 days or more in that year.
What about crypto investment bro? Do we need to register as NRI or we can continue the same Indian account.
AP: WORKING OR BUSINESS IN ABROAD BUT GOING INDIA ONCE IN 3 OR 4 MONTHS. IS IT CONSIDER NRI OR NOT ?
NRIs can buy agricultural lands in India if they have not renounced their Indian citizenship and passport.
Yes they can but they req permission from RBI
Hi bro and sister Naan savings account le groww app open panninen ippo nro va maatthina groww ve athe account le use panna mudiyuma
Good
AP, is Georgia good state to live for Indians?
Hi bro
We gave discussed about Atlanta, Georgia briefly in this video
ruclips.net/video/_H9vrJSQGK8/видео.htmlsi=hbHditykMLc5V_hT
Vgoodsupr ❤
Bro, Is New Jersey good state to live for Indians? Unga kitta video poda request pannirundheney :)
bro... there is a plenty of request for Florida and New Jersey ... But NJ is one of the best state more indian community and good education only downside is harsh winter..
Welcome to NJ, it's a little India in USA
Hi
Do we need to pay tax for the interest rate which we get on FD on NRE account? If there is no tax required, Do we need to file our tax returns by every year?
Hi
Yes no need to pay tax in india
Whereas should submit the returns in usa
Content அ ரு மை
🙏🙏 Thank You !!!
Please make a video for mutual fund nri reportable income Tax return .2023
Ppf , nris are not eligible
True NRI can contribute the existing PPF account
Only opening new account is not eligible
If they declare that they are nris , bank will close ppf account
Would you please share details on the possible investment options in USA.
Definitely sister 🙌🙌
@@ArthiPrem Thanks 🙏
தமிழ் சொன்னதுக்கு எல்லாருக்கும் புரியும், வாழ்த்துகள்
I'm uk citizen can i invest mutual fund in India
Thanks Arthi and Prem! If someone starts investing in india and later decides to permanently move to the US ( or vice versa) due to life events, how do you think we could pivot? How do we safely move investments into and out of US?
Best is to keep as dollars in NRE acct for which you get a nominal rate of interest in any bank I think it’s 2 %
By this your money is safe
NRI can’t invest in RBI bonds
I thought people converted to US citizenship can't buy the agricultural land. Even NRIs can't buy agri land?
NRI can buy the agricultural land with the special approval from RBI.
@@ArthiPrem good to know, thank you
@@ArthiPrem My wife lives in Canada (NRI) I have agricultural land so may I gift the land to my wife?
Hi bro,
Yes you can gift to her if you are an indian resident
Please check with attorneys too
@@ArthiPrem The land is still on my mom’s name. Actually she has to give me straight away because I sent money to mom to buy it. Now I became Canadian citizen. So is there a chance, my mom can gift me right now.
NRI can't invest in government bonds
Coins only gst 3%
No கூலி no சேதாரம்
Cool, thanks for the information !!!
தம்பி உங்கள் பதிவிற்க்கு நன்றி. நீங்கள் குறிப்பிட்டவைகள் சரியா தவறா என்பது வேறு விடயம். காரணம் நமது அரசியல் வியாதிகள் 75ஆண்டாக ஒரு ஆணியும் பிடுங்கவில்லை. அதனால் நாம் மரியாதை காரணமாக நிறைய இழந்துவிட்டோம். மொழி உரிமை உட்பட. ஆனால் பலருக்கும் இந்த மாதிரியெல்லாம் சிந்திக்கலாம் என்ற எண்ணம் விதைத்திருக்கிறீர்கள். சம்பளத்தில் 20% சேமிப்பும்,20% அவசர உபயோகத்திறக்கும் வைத்து விட்டு இருக்கும் இடத்தில் அவசிய தேவைக்கு பெரிய சுமையில்லாமல் தங்க ஒரு வாங்குங்கள். இந்தியாவில் மக்கள் விடுதலை உங்களை போன்ற இளைஞர்கள் அரசியலுக்கு வந்தால் மட்டுமே சாத்தியம். அல்லது சட்டசபை… பாராளுமன்றம் கூடும் போது பூமி பிளந்து அவர்களை ஆசையாக எடுத்துக்கொண்டால் நானும் சாமி இருக்கிறது என்று நம்புவேன்.
NRI can buy agricultural Land India..
Yes need the permission from RBI
Maybe you are applicable for non India (not an Indian citizen) but as a NRI you can buy agricultural land with POA alone.. no need. RBI approval..
@@SiddikRocks POA உங்கள் பெயரில் சொத்து வாங்க விற்க பயண்படுத்தலாம். ஆனால் விவசாய நிலத்திற்க்கு பொருந்தாது
Arthi&prem
Could you share
BEST INVESTMENT SCHAMES AVAILABLE In USA
for Indians having H1B and living in USA
Hi bro
Please check this video
We have already uploaded in this topic
ruclips.net/video/cw7vEW4WUV8/видео.html
Ar
Super
Thanks