Defamation of Character is key, do a fee schedule for your services e.g 10k every time anyone puts a bad filing against your name in the credit report, they are defaming your character as creditor send the defamer an invoice for your services and then go through serving them notice, default notice, final notice (administrative process) and go to small claims and file in the court in a STATEMENT OF CLAIM form and file it, take 3 copies so the court can keep one, you serve the other to the criminal and the last copy is yours to file with you and get a judgement make sure they know you fee schedule before the invoice good luck
You all need to stop with this Consumer Crap - they are going to deny you and they have the right to. You all be smoking something with this bullshiggity crap.
Tortious Interference with Contractual Relations = Policy. Its also breach of contract....they make the Offer and i Accepted it...they never perform when they deny your application.
This is a nice approach as well after looking into it… my realtor had no idea about anything, i was looking into doing a credit transsction on a 2 acre lot… as a realtor, what do you suggest when approaching these fraud lenders? Should i save the application nr? I know i will be denied
@@thewave4561 wouldn't the offer simply be that which is simply advertised? you go on their website and the offer is there or even an advertisement elsewhere online and offline. you like what you see and proceed to accept the offer to contract. No?
@@PrezzACo just experienced this and I’m trying to figure out what to do I’ve been reading and I keep seei my write a letter to the bank because they denied me my right
The “credit” comes from the instrument (i.e. promissory note: credit card application, loan agreement, lease agreement, etc.) The ssn isnt where the credit is coming from. Commercial paper
@@southern_regime look into what I’m saying. The ssn is actually insurance. The commercial paper aka credit is what is bought and sold on the markets. Banks discount these instruments. Corporations use these instruments as investments. Investors get interest payments from them or can opt to trade it in for common stock of a company. It’s all about securities (which is what commercial paper is)
Is it considered an adverse action when they lower your credit line? A credit line with no late payments or mishaps on my end ever. Lowering credit lines negatively affects the credit score so I’m wondering if something can be done about that?
@@southern_regime Hi, new follower here, thank you all of your hard work, just started following. Question: How can you get an Extension of Credit, for anything, if you don’t have a Credit Score? What does one do?
have question if i do have some so called debt do i have to discharge med n childsprt those my 2 debts to help crdt scr then apply to get loan or cradit card i never had always denied due to chld spt i never miss pymt . but denied credit n loans
What if you never used credit and have no score or no history they should still be able to pull the amount I know it’s ther chase court has pulled it and they are banks! so the dealer agreed to do consumer credit transaction after taking to gm but they can’t proceed without a score or history should I keep pressing about the code says I can’t denied extension of my credit
You're smart conventionally, from a conformist perspective, i"m only hearing from you that they give/lend/provide us money, when we create the money with our authorization/autograph, and charge us for the money people just handed over to them scott free!! it's as if you're in the forest but you can't see it for the trees!! Am I not on the right video of yours, is this not something you discuss? chuckle You had me on the edge of my seat when you mentioned the SS#, then you busted my bubble!! i just knew you where about to go in!! You are so articulate, and refined i found it refreshing ,and encouraging. BTW, i agree with you on contacting them personally, that can make all the difference in the world once you have great credit. Your cheat sheet is amazing thank you for sharing don't get me wrong you are a breath of fresh air!!!! This was the fisrt of your videos I have seen. i will be checking out more.
Can you assist me with executing my letters and/or response regarding my adverse actions from Tires Plus? Twice they have reduced my credit limit within 6 months and denied me a credit limit increase. 😤 I know a denial is discrimination. I got an alert from CRA of the decrease, never a notice from Tires Plus as to why.
Hi, I’m not sure if you have a military background or not. However, my ex husband is a DOD employee,and veteran Air Force pilot. Since he is an actual US Citizen working for the US Corporation, he is required to pay taxes. Will he face reprimand for attempting to discharge debt, like a mortgage? Or be required to still pay the taxes on the house currently valued at $660,000? Thanks
This is Brian’s response to your question. Brian is the guy in the Mortgage interview video......Not financial advice It's not what you do but how you do it. He has a right to dispute any alleged debt. To remove tax liability the home needs to be place in Trust or deeded over using gold and/or silver. Feel free to reach out to him directly on IG. instagram.com/_stndstrng_?igshid=NmNmNjAwNzg=
Cross out service. Don't ask for extended credit. A bank is one of the 12 federal reserve banks. A financial institution is a deposit and wiring company for the banks.
Can you assist me with executing my letters and/or response regarding my adverse actions from Tires Plus? Twice they have reduced my credit limit within 6 months and denied me a credit limit increase. 😤 I know a denial is discrimination
I am looking to purchase a home. I was sent, by the bank, a housing application, for a Pre-approval, Online, my question is, should I complete this app, online or should I go into a Financial Center, in Person, to Complete the app? Somebody Anybody????
Being consistent is the challenge. Most people aren’t familiar with this information so you have to know it enough to educate them to get what you want
Hey Sis, been following you for a while now. I’m currently trying to close my administrative process. Are you able to squeeze me in for a consultation??
I had a promo but that ended. However, credit dispute letters come with the purchase of my ebook Excellent Credit On The Horizon and the Consumer Law Cheat Sheet. Links listed
@@999Ap0phis not financial advice…but if I were denied credit, I would request the adverse action letter. Once I get the letter, I would locate the consumer violations and dispute and possibly sue the company, depending on what they included in the letter. I suggest people study so they are able to identify when their right have been violated.
You don't believe this stuff? Walk on. Go elsewhere. Why people feel the need to go out of their way and post negative comments is beyond me. You're actually embarrassing.
Jean Keating Banking laws download. Also you must have a contract law book and Title 15/consumer law book with a legal dictionary
Defamation of Character is key, do a fee schedule for your services e.g 10k every time anyone puts a bad filing against your name in the credit report, they are defaming your character as creditor
send the defamer an invoice for your services and then go through serving them notice, default notice, final notice (administrative process) and go to small claims and file in the court in a STATEMENT OF CLAIM form and file it, take 3 copies so the court can keep one, you serve the other to the criminal and the last copy is yours to file with you and get a judgement
make sure they know you fee schedule before the invoice
good luck
Please help! I need more details for this proces
You all need to stop with this Consumer Crap - they are going to deny you and they have the right to. You all be smoking something with this bullshiggity crap.
@@jeremydirks8325 obviously your scared, i get it, its not for everyone lol
Right on! How would you go about it, if one has no bank statments to show on application??
@@arelspatushi2450 you need to check your credit file
'Don't go up to the bank saying I'm the original creditor'.... I love that you actually have to say that because people will do just that...
Tortious Interference with Contractual Relations = Policy. Its also breach of contract....they make the Offer and i Accepted it...they never perform when they deny your application.
This is a nice approach as well after looking into it… my realtor had no idea about anything, i was looking into doing a credit transsction on a 2 acre lot… as a realtor, what do you suggest when approaching these fraud lenders? Should i save the application nr? I know i will be denied
Can you break it down a little more? How did they make an offer when i applied for credit?
@@mikezap1800 the other was the denial. You need to respond with proper notice.
@@thewave4561 please explain. Dont fully understand
@@thewave4561 wouldn't the offer simply be that which is simply advertised? you go on their website and the offer is there or even an advertisement elsewhere online and offline. you like what you see and proceed to accept the offer to contract. No?
Does the credit score even matter if we are the original creditor?
exactly!!!!
Nope, if you know how to enforce it
@@PrezzACo just experienced this and I’m trying to figure out what to do I’ve been reading and I keep seei my write a letter to the bank because they denied me my right
Great question, nope it doesn’t
To them yes me no
The “credit” comes from the instrument (i.e. promissory note: credit card application, loan agreement, lease agreement, etc.) The ssn isnt where the credit is coming from. Commercial paper
I disagree, but thanks for your feedback
its both
@@southern_regime look into what I’m saying. The ssn is actually insurance. The commercial paper aka credit is what is bought and sold on the markets. Banks discount these instruments. Corporations use these instruments as investments. Investors get interest payments from them or can opt to trade it in for common stock of a company. It’s all about securities (which is what commercial paper is)
The credit comes from you and I . We are the creator of the credit . Our signature creates it
@@Faithistheanswer the credit comes from the instrument. Our signature is what validates/authenticates the instrument. This is banking.
Is it considered an adverse action when they lower your credit line? A credit line with no late payments or mishaps on my end ever. Lowering credit lines negatively affects the credit score so I’m wondering if something can be done about that?
Not financial advice. Yes, you could contact them and dispute it. Many people setup complaints with the CFPB.
@@southern_regime ok Thanks for your time and reply.
@@southern_regime Hi, new follower here, thank you all of your hard work, just started following. Question: How can you get an Extension of Credit, for anything, if you don’t have a Credit Score? What does one do?
Can someone link the source saying we are the original creditor?
I'm aware of the consumer laws and I want to apply for a personal loan. But I know the bank will lie to me. So I'm hesitant to make the move
have question if i do have some so called debt do i have to discharge med n childsprt those my 2 debts to help crdt scr then apply to get loan or cradit card i never had always denied due to chld spt i never miss pymt . but denied credit n loans
Hi, is there anyway you can help me with adverse action for a personal loan?
@southern_regime
What if you never used credit and have no score or no history they should still be able to pull the amount I know it’s ther chase court has pulled it and they are banks! so the dealer agreed to do consumer credit transaction after taking to gm but they can’t proceed without a score or history should I keep pressing about the code says I can’t denied extension of my credit
I got denied by bank of america credit card i need the law to reverse the decision
You're smart conventionally, from a conformist perspective, i"m only hearing from you that they give/lend/provide us money, when we create the money with our authorization/autograph, and charge us for the money people just handed over to them scott free!!
it's as if you're in the forest but you can't see it for the trees!!
Am I not on the right video of yours, is this not something you discuss? chuckle
You had me on the edge of my seat when you mentioned the SS#, then you busted my bubble!!
i just knew you where about to go in!!
You are so articulate, and refined i found it refreshing ,and encouraging.
BTW, i agree with you on contacting them personally, that can make all the difference in the world once you have great credit.
Your cheat sheet is amazing thank you for sharing don't get me wrong you are a breath of fresh air!!!!
This was the fisrt of your videos I have seen.
i will be checking out more.
Can you assist me with executing my letters and/or response regarding my adverse actions from Tires Plus? Twice they have reduced my credit limit within 6 months and denied me a credit limit increase. 😤 I know a denial is discrimination. I got an alert from CRA of the decrease, never a notice from Tires Plus as to why.
so when you got denied.. what happened after you called them. Did you end up getting approved after
Hi, I’m not sure if you have a military background or not. However, my ex husband is a DOD employee,and veteran Air Force pilot. Since he is an actual US Citizen working for the US Corporation, he is required to pay taxes. Will he face reprimand for attempting to discharge debt, like a mortgage? Or be required to still pay the taxes on the house currently valued at $660,000? Thanks
This is Brian’s response to your question. Brian is the guy in the Mortgage interview video......Not financial advice
It's not what you do but how you do it. He has a right to dispute any alleged debt. To remove tax liability the home needs to be place in Trust or deeded over using gold and/or silver.
Feel free to reach out to him directly on IG.
instagram.com/_stndstrng_?igshid=NmNmNjAwNzg=
IRS W4V form. Check mark number 7.
@@southern_regime Thank you.
Capitol one just closed my account due to payment coupon. Can you help me figure this out.
Did you take them to arbitration? Build a case of non compliance
Cross out service. Don't ask for extended credit. A bank is one of the 12 federal reserve banks. A financial institution is a deposit and wiring company for the banks.
This makes sense 🤔
What about when credit unions deny you?
Equal Credit Opportunity Act
@GrindinGears526 isn't that for race, age, religion etc...
do you assist with teaching and paperwork for people how to use the consumer credit laws?
Yes, for disputing credit reports, I have a consumer law cheat sheet. Check the link in the bio
@@southern_regime .Do you use Metro 2 and do you accept 1099 a
@@ElWisdom I use consumer laws, but I really like Metro2 also
Can you assist me with executing my letters and/or response regarding my adverse actions from Tires Plus? Twice they have reduced my credit limit within 6 months and denied me a credit limit increase. 😤 I know a denial is discrimination
@@Paparazzionsite did you find anything ?
I am looking to purchase a home. I was sent, by the bank, a housing application, for a Pre-approval, Online, my question is, should I complete this app, online or should I go into a Financial Center, in Person, to Complete the app? Somebody Anybody????
Well they denied me many occasions.. even with me using the laws
did you call the underwriter?
Appreciate you 😊
I thought you freeze your credit acore
Facts!
What about lease to buy
what if you have a low score as a fico
Are you still considered the "Original creditor" with using a EIN number?
These are consumer laws meaning a person, EINs are used by a business.
Thanks, with that said as the just a business and consumer is there any consumer laws that pertain to a business?@@southern_regime
A ein is still a social security number and they pull from yo personal to decide to give your business a loan or credit card
I studied got books but the bank manager hung up on me and disregarded the laws also was very ignorant what would you do
Being consistent is the challenge. Most people aren’t familiar with this information so you have to know it enough to educate them to get what you want
But what if you have collections on your account, inquires etc?
You still applied in good faith.
Have you practiced this with any success?
What books do you recommend getting for consumer laws?
ruclips.net/video/15CZcVLSBCM/видео.html
@StraightWhite Aryan American Male what any one or more of the Blacks Law editions?
I’ve been talking to different people about this, and they ALL ignore me😅
Take them to court
The Sheep Love Sleep
WAKE UP AMERICA!
Debunked!!! This is nonsense and unlawful
lol as she’s reading the definitions from Cornell’s School of Law website lol
Hey Sis, been following you for a while now. I’m currently trying to close my administrative process. Are you able to squeeze me in for a consultation??
app.squarespacescheduling.com/schedule.php?owner=22626013 Send an email first so I understand your end goal
@@southern_regimeare you able and willing to be someone's trustee?
@@kendrabonds6901 are u asking in general ?
@@southern_regime yes...fee agreements etc al in place
@@kendrabonds6901 are you asking me to take on the role of trustee?
This was not helpful at all !!!
Do you have credit denial letters for purchase
I had a promo but that ended. However, credit dispute letters come with the purchase of my ebook Excellent Credit On The Horizon and the Consumer Law Cheat Sheet. Links listed
@@southern_regime is the denial letter included in this ebook product?
@@breathofairtestimonies_ no, there is not a letter for this included.
RUclips unsubbed me from your channel. Wow. Unless this is a new channel. 😟
Nope, not a new channel
Does your credit score actually matter?
Not from my research hence all the fraud the credit agencies have committed!
in some cases it does.
Ma I need your assistance how can I reach out to you ?
@southern_regime
With credit repair or adverse action?
Okay get me a Amex platinum. 😂 won’t you get black listed
If you really want business credit cards like the Amex Plat, email me….getting business credit is easier than ppl think
@@southern_regimewhat's your email I need to know the easiest way to get a business CC
Thanks for nothing
Y’all don’t be saying nothing but do your research lol
Do you have question?
@@southern_regime yea how bout what do you do when you are denied credit? Since the topic of discussion was never addressed
@@999Ap0phis not financial advice…but if I were denied credit, I would request the adverse action letter. Once I get the letter, I would locate the consumer violations and dispute and possibly sue the company, depending on what they included in the letter. I suggest people study so they are able to identify when their right have been violated.
@@southern_regime once you caught them in a lie about to many inquiry...what did you do?
@@princeyohannes663 inquires, as in you received multiple inquires at a car dealership?
Damn y'all are goofy with this. You should look up sovriegn citizenship. They got some stuff y'all eat up too.
You don't believe this stuff? Walk on. Go elsewhere.
Why people feel the need to go out of their way and post negative comments is beyond me.
You're actually embarrassing.
You can’t be sovereign and a citizen at the same time lol
I got denied for a loan & one of the reasons was 401K Account Low! Like what does cash in the bank has to do with an extension on credit
Nothing... Sounds like a smoke screen
𝔭𝔯𝔬𝔪𝔬𝔰𝔪 ☺️