I live in LA, $1500 can only afford a private room renting in apt or house, probably 3B rather 2B,utility not includes. Also my car insurance full coverage is $360 per month as a 7 year no accident record driver, currently i`m planing to move in NC for a less competitive job seeker market, you all probably can`t believe there are still many jobs $16 per hour in LA county(minimum $18). And grocery can cost $500 per month. And LA is the only city in the world that I can see at least car accident on the freeway everyday ! Thank you Teacher Milk introducing me a good city to move to.
The cost of living has gone way up in the past three years. When I first moved to NC back to 2016, everything was so cheap. I could buy a full cart of groceries for less than a hundred bucks which will last us for about a week, but now $100 will get me only half of what I used to get.
who cares about grocery? Eat less and stop dining out will make you healthy. US grocery price is the same as in russia in europe. The most important thing that US should worry about is the government deficit and coming total collaps of US $.
United States used China and cheap labor since 1980s and China exported deflation for years. Unfortunately for the US China is now making high end stuff and no longer cheap.
A simple exa. The 泡芙I used to ate is like 1buck now rise to 2bucks and even smaller inside filled cream even half only how crazy the stuff growing to now
I had never really considered the exact cost of living for us in Switzerland until your video sparked my curiosity. It prompted me to calculate an approximate monthly cost of living for two people(my husband and me) here. Based on the expenses you mentioned, our monthly cost comes to around 9,000 CHF, which at today's exchange rate, is approximately 10,392.85 USD. *Our only debt is the home mortgage, and it's not included in the calculation. I was genuinely surprised by the result and envied how lucky you are to have such an easy lifestyle.
Mortgage + home insurance + property tax or rent, health insurance, car loan + insurance, utilities (water + electricity + phone + home internet), gas, without grocery it's already freaking high. With children, count child care, tuition, etc. With disease, count doc visits, health checks, medicines. The cost of living is shooting to the roof these days.
The price of a 2 story detached house here in Toronto costs about $1.5M on average. The house in your video looks cheap compared to home prices in Toronto.
@@wendyl7422 With all due respect, I admire parents who are willing to spend a lot of $$ for their children's education. However, too often I saw Asian parents spending too much on private school (or living in top public school districts) and tutoring without getting the intended result. I am a high school teacher and my best friend is a medical doctor. Both of us decided to take advantage of the magnet school programs that our public school districts have to offer. Our children participated in varsity sports. The only private tutoring lessons we paid for were their piano lessons. Both my son and his daughter were accepted to UCLA studying pre-med and psychology.
@@wzeng02 My relative in Bay Area, family of four pay about the same. Everything over there is expansive. Gas higher, taxes higher, grocery, phone bills, utility bills etc etc. The property tax is very high, 3/4 thousands a month and most homes in Bay Area are over a million. They have no mortgage and car payments but the expenses pile up easily added to $15 to 18K, or even more. I don't doubt about it.
@@robertxu5489 Chinese people always like to lie. A house in Beijing costs millions of RMB. Renting an apartment two hours away from the city center costs thousands of RMB a month. A pound of pork costs 20 RMB, a pound of tomatoes costs 5 RMB, and a bottle of drink costs 3 RMB. Eating at McDonald's costs more than 60 RMB. Do the math. How can you reach the standard of living expenses of 5,000 USD a month in the United States? Which state in the United States requires you to pay 2,000 USD a month for insurance?
The housing prices in your city are so cheap compared to Vancouver, BC, where I’m living. I have lived in Toronto, LA, San Francisco, and Vancouver, and all those cities‘s housing are expensive.
In fact, major NC metros' (including Cary, NC in the video) RE has gone up 2X since 2016, so you are not looking at the real low price, slightly above US national average price. I know RE price in Vancouver and CA very well, so you will think so cheap.
i live in Auckland NZ, this little island doesn't produce much and almost everything is imported including fruit and vgs. i think your place is not too bad.
i live in one of the expensive states.. Connecticut. I am retired, no debt and household of two person. I need $6000 minimum per month just to pay property (house and car)tax, house and car insurance, internet , fuel, medicare insurance , electric and water bill. Not including federal tax. I think your state NC is inexpensive .
@@maikelaoshi Mike 老师is correct！ But Cary is rated the best city in NC, the cost of living still is a little higher than the national average. Yet, it is still a great choice to live in Cary for the QOL as a young family. As you pointed out, as long as we take advantage of the land of opportunity, obtaining education, working hard, saving, and investing, our quality lifestyle is sustainable in America!
500 dollars per month for grocery？A family of three？If so, it is really cheap. But my friend told me that they may pay 700 dollars in costco per time. But I don't know how often they go shopping.
NC is so affordable! I live in WA and my monthly rent is over 2k for 1b1b, where nearest grocery is 30-min walk… I also spend much more on food, like $30 daily. A very simple lunch at our company cafeteria costs $15 😢
生活開銷 低過蘇格蘭，而且美國屋子大好多。 For 2 people in scotland comfortable life is roughtly around £ 4000 per month (including rent, heating fee, car, food, entertainment, travel). … my friend is living in London . She is staying in a one bedroom apartment with lovely view, £ 2500 per month for rent only.
Debt is not all that bad, considering if you get a 0% interest credit card , not you also earn the points by reaching the threshold spending , you could utilize the money downpay for your car as long you living with your means and pay it off before the one year promotional rate.
$250,000 for an apartment in NYC was ten years ago maybe. Today I think $350,000 or $400k. And same goes for suburbs. A normal house will go for $400k in Suburban USA. too much Money generation by Fed and Gov't. They'd rather inflate everything. Can't deflate or else asset prices plummet, and thats all for the US economy.
Thanks for making this video and other ones to explore options living in various places of the US. I live in the south part of SF bay area where price is insane, especially housing. Climate change is also real here when the temperature exceeded 90 for half of the days in October this year. I looked at our PGE bill and electric alone cost $600 in July. Can you share the mobile plan you are using? Thanks!
I didn't expect that living in the United States would cost so much, but people all over the world like to immigrate to the United States or Canada, which shows that the United States is pretty good.
@@maikelaoshi such opportunity is for everyone or with precondition? I don't think it is so easy to answer. the great question should be, what kind of opportunity for which people with what kind of precondition?
For a small town, that is quite expensive. However, for that lifestyle, living in New York would cost at least 5 times more. Of course, there is no comparison with a small town in China or most other developing countries in Asia. You will be living like a Lord!
It is not common for men to have such detailed knowledge of household expenses. The chief financial officer is the most critical role in running a business and can develop a successful strategy.
We live in Vermont with three little kiddos. We barely eat outside, and I am trying my best to control the expenses on groceries, but still it cost us more than 1000 dollars each month.
@@maikelaoshi No Costco or Aldi near by, we always shop at Bjs and price chopper. We live on the border of NH and VT, so we shop in the stores in NH which is tax free.
We are a family of 3 in Austin, TX. We buy a fair amount of groceries on weee. Costco’s once every couple months. We spend a little over $1k on groceries.
That's why RTP, NC (Cary in the video is part of RTP) and Charlotte, NC are both among the top 5 most popular areas for others to move in. RE price keeps going up. CA's salary in tech is about 30-40% higher than that in NC (in general, plz don't argue those in Google) but house is about 3X-4X than NC. Tax, gas, etc... are all higher vs. NC. NC is green everywhere. It isn't hard to own >3 properties here as long as you have a normal job > $100K. The negative side you all already knew: less authentic international food than CA.
@@gracegu1128 Correct. California has double the cost of living compared to most places in the USA. If you live there it’s just normal and every other place seems cheap. For those outside, they avoid it because it’s so expensive.
@@maikelaoshi To me, RTP has the best authentic Chinese food in the entire NC. I am really happy with that plus the barbecue, but for those who have been spoiled in the major US metro, there will be complaints. Other than that, I just don't see any negative side in NC. People live in NC with much less stress financially. RTP also has two top national best-buy universities with tuition around $4K a semester.
Maybe one of those days I will sell my 🏠 and move to NC! I love the greens and BBQ but it’s harder to change as we age… Happy for your family and your choice of living! God bless!
I’m surprised as I thought NC would have higher cost of living compares to Texas. I live in Texas and the base rent for 1B1B is 1400… and it’s even not a famous city. What stinks are all little things: a coffee costs almost 10 bucks ! Prepared lunch in grocer store (H-E-B for example) costs also min 10 bucks…. living in US gives a feeling of trading off time vs money. It is possible to live low budget but you gonna engage yourself for almost everything ; if you want to delegate any service so that you can focus on other stuff, those viable costs are the real monsters here.
The biggest savings are the childcare, which is like another mortgage payment. Overall, dividing by a household of 3 for $1100/month or so, it is very cheap and sustainable in the US.
The issue of most Americans living paycheck to paycheck without any emergency funds is extremely scary. I’ll save this video to rewatch whenever I get the crazy thought of moving back to the USA.
@@landnantong8207Really life is what stopping you. Seriously, even a barely six figure job can only get you enough to live nearly paycheck to paycheck.
That might not be an issue, but the reason the US has world No.1 economics. Ideally, everyone should spend all their money they earned to maximize the economic efficiency. Of course we are not living in an ideal world. Imagine the extreme on the other end, if nobody was spending their money, then nobody would be able to earn money because the factories/companies everybody works for wouldn't profit due to the lack of customers. What I really want to say is America is not No.1 for no reason.
@@elgs1980 This a faulty assumption, the question is if everyone spending to their MAX where all the money ended up. And as of right now, it ended up at the hand of the capitalist. Where they can take control of the market, and the means of production. In the past few years, they learned how to produce just enough to get by, while growing their profits to the max. If there aren't people like Elon who keep destroying the existing landscape, it will go back to the days of kings and nobles.
North Carolina is so much more affordable than living in California and tri state area in NYC. Rent/property prices here are obscene. I’m jealous! You got much better bang for the buck there for almost every thing.
It's cheaper than many places like that and the DMV area but more expensive than others. I think South Carolina has one the lowest costs of living in the USA. Big houses for cheap, lowest gas prices I've seen too.
Much cheaper than Melbourne, I'm a single male. No party and no social life. The only entertainment I get is gym and video games. And I spend around 4000 Aud per-month.
$3500 is not real. May be it is just for North Carolina. We spend more than $5000.00 a month in Washington State for all the expenses you mentioned, and it is very basic, nothing luxurious.
NC is cheap. 200K per year without mortgage or private school tuition is annual budget in Bay Area CA. Just imagine a property tax of 30k to 400k a year.
Here in NJ the average humble middle-class family still faces monthly expenses of at least $10k, with property taxes alone reaching up to $25k per year. A suburb 2-bedroom is around $4k a month. We moved from NYC to New Jersey because the cost of living in the NYC was even higher.
Do we live in the same RTP? :D I live just a couple of miles away from you and our expense is 4x that of yours. Other than housing, I find expenses in RTP to be quite high, comparable to those of the coasts - grocery, eating out, contractors, etc. I am surprised you are able to keep your grocery bill this low...
你觉得贵不贵？Do you think it's expensive?
Don't buy house ,Don't buy new car ,it is very cheap to living USA
It depends on how much money you earn, and what kind of job you do, maybe you should introduce the approximate incomd of the each job
美国生活消费的大头是住房，交通，差不多一半的花费是这快，你不买房，也基本不出门，当然便宜了，还有一块就是医疗，美国人均GDP的17%高达1.4万美元都是医疗支出，比中国人均GDP都高，中国人均500多美元的治疗支出，中国人都跳脚了说贵，不知道美国人感觉如何
@@simonjp873看病真贵。我家老大，医生怀疑他耳朵发炎，建议去看专科医生，不到二十分钟，四百刀，保险覆盖后，我们付了三百二。我去年看牙，打麻醉划开牙龈填骨粉，去了三次，自费一万多。
房屋+医疗 大头
I live in LA, $1500 can only afford a private room renting in apt or house, probably 3B rather 2B,utility not includes. Also my car insurance full coverage is $360 per month as a 7 year no accident record driver, currently i`m planing to move in NC for a less competitive job seeker market, you all probably can`t believe there are still many jobs $16 per hour in LA county(minimum $18). And grocery can cost $500 per month. And LA is the only city in the world that I can see at least car accident on the freeway everyday ! Thank you Teacher Milk introducing me a good city to move to.
you are really lucky to have good parents teaching you financial responsibility.
I live in Australia. I’ve recently travelled to the US. It’s shockingly expensive there.
The cost of living has gone way up in the past three years. When I first moved to NC back to 2016, everything was so cheap. I could buy a full cart of groceries for less than a hundred bucks which will last us for about a week, but now $100 will get me only half of what I used to get.
who cares about grocery? Eat less and stop dining out will make you healthy. US grocery price is the same as in russia in europe. The most important thing that US should worry about is the government deficit and coming total collaps of US $.
Bidenomics
United States used China and cheap labor since 1980s and China exported deflation for years. Unfortunately for the US China is now making high end stuff and no longer cheap.
@@rcyanking if you dine out less, naturally you'll be eating at home more.
A simple exa. The 泡芙I used to ate is like 1buck now rise to 2bucks and even smaller inside filled cream even half only how crazy the stuff growing to now
I had never really considered the exact cost of living for us in Switzerland until your video sparked my curiosity. It prompted me to calculate an approximate monthly cost of living for two people(my husband and me) here.
Based on the expenses you mentioned, our monthly cost comes to around 9,000 CHF, which at today's exchange rate, is approximately 10,392.85 USD.
*Our only debt is the home mortgage, and it's not included in the calculation.
I was genuinely surprised by the result and envied how lucky you are to have such an easy lifestyle.
The state he lives in is very cheap compared to expensive state like California
Mortgage + home insurance + property tax or rent, health insurance, car loan + insurance, utilities (water + electricity + phone + home internet), gas, without grocery it's already freaking high. With children, count child care, tuition, etc. With disease, count doc visits, health checks, medicines. The cost of living is shooting to the roof these days.
That's why a lot of people become a homeless.
我住在波士顿远郊，大约50公里远。房贷已付清，一家四口，正在给孩子攒大学学费中。各种税收，保险，电费煤气，油钱，不吃不喝，一月5000左右。每周在外就食一次，多了真吃不起，就这样，因为要养孩子（各种补课，兴趣小组都不便宜），每月还要加个3000，所以是一月8000美金，还紧巴巴的。
上周亲戚来访，一家三口，老婆要好好招待，七个人去了一家较好的餐厅，吃了些海鲜，吃了个半饱。结账600刀，
@@winstonyu1776这都是GDP。
@@winstonyu1776美国养孩子和外面吃饭都比欧洲贵
原来美国养孩子这么贵？
课外班上太多了？
Thank you, Mike for the great video you made. We all love you and your wonderful family. You are a true American.
恭喜麥克老師，進入百萬訂閱人次！🎉🎈
The price of a 2 story detached house here in Toronto costs about $1.5M on average. The house in your video looks cheap compared to home prices in Toronto.
恭喜Mike老师成为百万粉丝博主
Fair calculation. Reminds me the days live in state!
Thanks Mike
加州洛杉磯，三千都不夠交房租房貸的。這個數據，只能代表在那個小城市了。
如果租房，两房的一般不用三千。
With my three kids living in SF, CA. I am paying $15k-18k per month ( no car loan, no mortgage, all paid off)
@@wendyl7422 how?
Private schools for 3 kids: $5500 per month, then kids activity: Kumon, swimming, volleyball basketball, life insurance, then foods 😢
@@wendyl7422 With all due respect, I admire parents who are willing to spend a lot of $$ for their children's education. However, too often I saw Asian parents spending too much on private school (or living in top public school districts) and tutoring without getting the intended result. I am a high school teacher and my best friend is a medical doctor. Both of us decided to take advantage of the magnet school programs that our public school districts have to offer. Our children participated in varsity sports. The only private tutoring lessons we paid for were their piano lessons. Both my son and his daughter were accepted to UCLA studying pre-med and psychology.
@@wendyl7422 Other than Private school, how else you spent $15k - $18k a month without any mortgage. It seems excessive.
@@wzeng02 My relative in Bay Area, family of four pay about the same. Everything over there is expansive. Gas higher, taxes higher, grocery, phone bills, utility bills etc etc. The property tax is very high, 3/4 thousands a month and most homes in Bay Area are over a million. They have no mortgage and car payments but the expenses pile up easily added to $15 to 18K, or even more. I don't doubt about it.
我們住在LA郊區, 每個月的基本費用是$8,000左右
😱
你家几口人？
郊区不等于坏区。
真的要看每个家庭的生活开销，我家是在北加bay area 房贷去年刚付清，目前每月平均基本吃喝费用3500～3,800之间（3口），老公一个人的paycheck 就轻松搞定，每月还能存下6千多，一年能出国玩半个月
房贷是大数
在北京，把单位直接从美金改为人民币，差不多也是这个数。三口之家，无房无贷，自有住房，自己在家做饭，偶尔外卖，一个月3000多人民币生活费，可以维持基本生活。
You are lying, 3000 yuan living expenses in Beijing cannot give you the same living standard as in the United States.
@@brave-i9l 在中国3000元不用缴地税， 不用缴房屋保险，基本上除了水电可以完全用于吃喝， 而在美国你需要至少5000$ 才能过上中国3000元一个月的生活， 因为光地税，保险就得用掉2000$
@@robertxu5489 你是了解情况的。另外，我说这3000没有包含医疗保险养老保险之类。在北京个人缴社保，最低需要约1700元人民币。
@@robertxu5489 Chinese people always like to lie. A house in Beijing costs millions of RMB. Renting an apartment two hours away from the city center costs thousands of RMB a month. A pound of pork costs 20 RMB, a pound of tomatoes costs 5 RMB, and a bottle of drink costs 3 RMB. Eating at McDonald's costs more than 60 RMB. Do the math. How can you reach the standard of living expenses of 5,000 USD a month in the United States? Which state in the United States requires you to pay 2,000 USD a month for insurance?
@@brave-i9l 什么话嘛，跟你经验不一样就是撒谎？美国房子地税 1000$ 一个月很正常吧？ 房价北京是很高， 不过纽约房价也差不多吧？3000元一个月在北京生活就不要吃麦当劳了吧？ 麦当劳和星巴克在中国就是专门宰客的地方， 吃一碗刀削面、吃个包子， 来一碗炒肝不行吗？ 中国是有省钱的吃法的， 我可以不进超市买菜， 去早市，去菜市场价格菜价和超市比可以差一半， 美国行吗？ 你只能去超市买菜啊。 在中国你可以选择生活的很有压力， 但你也可以生活的毫无压力， 类似流行的躺平，在美国你有得选吗? 你只能生活的很有压力， 因为你如果生活的没有压力你就得去睡大街去了， 美国只有一个地方可以过躺平的生活， 就是睡在街边的纸箱子或者帐篷里，不是吗？
I am paying HKD18,000 or USD2,300 a month for my
apartment of 265 square feet in Hong Kong. I think you are living in heaven, bro.😢
說個澳洲的例子參考一下：一棟佔地800平米，5房的house，離city20公里遠，房貸每月還2650澳幣，市政費每月180澳幣，水電費每月300澳幣，房屋保險每月110澳幣，兩部7座MPV車，每月保險和rego是250澳幣，網絡通訊費家庭寬帶和兩個手機套餐每月150澳幣，油費每個月300澳幣，食物每月1000澳幣左右，四個孩子每月公校費用150澳幣，大概日常開銷為每月：5090澳幣左右😂。家庭收入情況：男主全職網約車司機，女主每週兩天的幼兒園工作。。具體收入不詳，但該吃吃該喝喝該買買該度假度假。感覺生活輕鬆自在幸福滿滿😂😂😂
感谢您让我了解美国的日常柴米油盐.让我们能更清晰的看到这个世界.棒
你只能了解他的日常，而不是美国所有人的日常。
@cccddd-py3xv 他是一个美国人吗？朋友你的回复毫无价值。
The housing prices in your city are so cheap compared to Vancouver, BC, where I’m living. I have lived in Toronto, LA, San Francisco, and Vancouver, and all those cities‘s housing are expensive.
In fact, major NC metros' (including Cary, NC in the video) RE has gone up 2X since 2016, so you are not looking at the real low price, slightly above US national average price. I know RE price in Vancouver and CA very well, so you will think so cheap.
@@ahboo2003 people here would say the prices here have gotten crazy 😜
Thanks Mike 老師，this is a great video ❤
Great videos! Thanks for sharing.
個人經驗，就算全現金買了自住房，接下來生活中房地產稅和健康保險才是最大的支出。所有的保險有自付額，而且越來越多項目保險公司找藉口不給付。加上房子、汽車的維修，至少每月要再多加個兩三千。
美国式韭菜
车保险和房屋保险越来越贵，地税也涨的很厉害. 人工高了是没错，但是房子的维护成本也水涨船高.
@@andrewfuzh 我們的房屋保險今年漲了30%覺得已經很多了，結果發現朋友的漲更多。
麥克老師的訂閱人數快達到一百萬了！加油！
I’ve just travelled LA and NY. Omg everything is so expensive. Even a large coffee cost me $8.5 in LA. I was quite shocked about the prices there.
compared with living in the netherlands, its not expensive. Its impossible to buy a house with 250K here, even difficult to a buy a decent apartment
Love your videos, Teacher Mike
i live in Auckland NZ, this little island doesn't produce much and almost everything is imported including fruit and vgs. i think your place is not too bad.
What is the cost of living like there?
$3300 is the payment on housing alone in Vancouver, WA. So double that is the average spending for 2 adults exclude vacation.
NC is wonderful place which I will go. The CP ratio is perfect.
我们在佛州 Miami，两个大人3个孩子，房子和车子都已经付清没有贷款，但每月支出仍然需要$6000
收入多少
I use Ultra for phone service. $14 a month. 3 gigs of data and FREE phone calls to HongKong and China😊😊😊
i live in one of the expensive states.. Connecticut. I am retired, no debt and household of two person. I need $6000 minimum per month just to pay property (house and car)tax, house and car insurance, internet , fuel, medicare insurance , electric and water bill. Not including federal tax. I think your state NC is inexpensive .
I live in New Jersey and I have similar cost of living. Same here retired no mortgage etc
Yes most of the New England states are expensive. South Carolina is one of the cheapest I've seen.
@@maikelaoshi Mike 老师is correct！ But Cary is rated the best city in NC, the cost of living still is a little higher than the national average. Yet, it is still a great choice to live in Cary for the QOL as a young family. As you pointed out, as long as we take advantage of the land of opportunity, obtaining education, working hard, saving, and investing, our quality lifestyle is sustainable in America!
500 dollars per month for grocery？A family of three？If so, it is really cheap. But my friend told me that they may pay 700 dollars in costco per time. But I don't know how often they go shopping.
NC is so affordable! I live in WA and my monthly rent is over 2k for 1b1b, where nearest grocery is 30-min walk… I also spend much more on food, like $30 daily. A very simple lunch at our company cafeteria costs $15 😢
生活開銷 低過蘇格蘭，而且美國屋子大好多。 For 2 people in scotland comfortable life is roughtly around £ 4000 per month (including rent, heating fee, car, food, entertainment, travel). … my friend is living in London . She is staying in a one bedroom apartment with lovely view, £ 2500 per month for rent only.
比想像中便宜很多....
以為一個月要至少台幣20~30萬
在台灣一個3口之家
也差不多是花~9萬台幣這個價錢,甚至更多
你在台湾的开销那是在城市啊，同样在美国中大型城市，有孩子的情况下，差不多也是20-30万台币啊！
美国小城开销都不高，因为压根没就业，人口净流出，房子便宜但是地税高，只不过自从疫情之后，越来越多的人搬到小城因为WFH或者hybrid 工作多了.
终于又等到老师了！👍
谢谢麦克老师详细的介绍，非常感谢
Debt is not all that bad, considering if you get a 0% interest credit card , not you also earn the points by reaching the threshold spending , you could utilize the money downpay for your car as long you living with your means and pay it off before the one year promotional rate.
Ever think of moving back to Shanghai?
I wanna back to China country 😂
Mike if there’s AT&T fiber available in your area, you could probably consider that too. About as fast as Google fiber for half the price
Att fiber is awesome
@@Syre_Sam I haven’t seen it yet but will look into it. Fiber is incredible
$250,000 for an apartment in NYC was ten years ago maybe. Today I think $350,000 or $400k. And same goes for suburbs. A normal house will go for $400k in Suburban USA. too much Money generation by Fed and Gov't. They'd rather inflate everything. Can't deflate or else asset prices plummet, and thats all for the US economy.
Thanks for making this video and other ones to explore options living in various places of the US. I live in the south part of SF bay area where price is insane, especially housing. Climate change is also real here when the temperature exceeded 90 for half of the days in October this year. I looked at our PGE bill and electric alone cost $600 in July.
Can you share the mobile plan you are using? Thanks!
@@rlatagulhas1156 we use spectrum for Internet and mobile. It’s fantastic
这个取决于你的收入来源，如果是w2收入来源，你会交好多税，如果是1099像mike这个RUclips收入那就有办法想着抵税。所以看个人啦，为什么有钱人反而报税少的原因。我营业额45万美金，但是都是1099所以税后只补了500美金。
自雇者还要自己交social security和medicare，不少钱的。
@@fifibao8895 n y不需要
I didn't expect that living in the United States would cost so much, but people all over the world like to immigrate to the United States or Canada, which shows that the United States is pretty good.
It’s an illusion
High cost of living but there is also a cost of opportunity. Lots of opportunity to make money in the USA that you might not have in other places.
@@maikelaoshi such opportunity is for everyone or with precondition? I don't think it is so easy to answer. the great question should be, what kind of opportunity for which people with what kind of precondition?
America is the least worst in the world, aka the best.
@@guanzehuang9609 you create your own destiny. Saying yes to one opportunity means saying no to another. Therein lies the cost
For a small town, that is quite expensive. However, for that lifestyle, living in New York would cost at least 5 times more. Of course, there is no comparison with a small town in China or most other developing countries in Asia. You will be living like a Lord!
Depending on what you watch, I can watch most of the TV series for free (sometimes need to wait for a bit) online, so Netflix hates me. 🤣🤣🤣
@@oceanblue888 they’ll be fine, they have plenty of money
San Diego 二人生活毎月房贷+地税+房屋保险+=2100+车贷900+其它开销每月=7000，不包扩买衣服和旅行
感谢分享。 适合自己的就是最好的！
中国大陆普通超市，牛肉 60元/ kg 也就是不到 9$/ kg ， pork 3-4$/kg ，蔬菜 平均 1 $/kg ，二、三线城市 100 平米的房子，月租 150-250 $/month
The living cost is quite cheaper compared to bay area, maybe I should move to NC after I retire.
Cost of living in China is actually low as the country is experiencing deflation as opposed to many countries around the world.
Amid the rampant cost of living crisis around the world, China may be the only exception.
No,job is less,cost is up in china
中国可能是唯一一个可以牺牲工作岗位以换取物价平稳的国家😂
Compare to Chinese income , China is very expensive. So always look at income vs expenses
Deflation is very bad for an economy, leading to lost jobs and lower wages.
现代人餐餐外吃，消费不控制，几乎都是月月光。我家孩子除了学打球，在学习上都是自已補导(1-12年级），这些基础知识，现代父母都应该会呀！
Just moved back to Melbourne, Australia after 15years in China. And yep... It's a little shocking the cost of living now in Melbourne
Apartment rent, electric, gas, water, mobile, internet around HKD15k (USD1900) 😢
This breakdown makes me doubt if we’re in the same country! Our groceries cost us $4000/month. my family size: two adults plus two kids
Which city in US? That seemed way too high.
If your two kids are teenage, the grocery bills will be much higher.
My city is Houston. Grocery cost is easily $1500 for two adults and two teens.
Southern CA=NCx2.5, Northern CA=NCx4
Mobile phone plan is really cheap, wow. Just curious which one you use?
November 2nd Asian food festival in Cary. 中国美食节！
I am in Philly, everything is double than what u said
It is not common for men to have such detailed knowledge of household expenses. The chief financial officer is the most critical role in running a business and can develop a successful strategy.
We live in Vermont with three little kiddos. We barely eat outside, and I am trying my best to control the expenses on groceries, but still it cost us more than 1000 dollars each month.
@@liliefeng is there a Costco or Aldi there?
@@maikelaoshi No Costco or Aldi near by, we always shop at Bjs and price chopper. We live on the border of NH and VT, so we shop in the stores in NH which is tax free.
We are a family of 3 in Austin, TX. We buy a fair amount of groceries on weee. Costco’s once every couple months. We spend a little over $1k on groceries.
Hi, Mike, there is also sales tax. LA, 9.5%.
CA state tax 13.3%
@@chicotiti8348 wow that’s crazy! Here it’s 7% on most things but state income tax is very low.
Wow I didn’t know the living cost in L.A. is so much higher than most of US, till this video. It’s literally double of what the numbers given here…. 😢
That's why RTP, NC (Cary in the video is part of RTP) and Charlotte, NC are both among the top 5 most popular areas for others to move in. RE price keeps going up. CA's salary in tech is about 30-40% higher than that in NC (in general, plz don't argue those in Google) but house is about 3X-4X than NC. Tax, gas, etc... are all higher vs. NC. NC is green everywhere. It isn't hard to own >3 properties here as long as you have a normal job > $100K. The negative side you all already knew: less authentic international food than CA.
@@gracegu1128 Correct. California has double the cost of living compared to most places in the USA. If you live there it’s just normal and every other place seems cheap. For those outside, they avoid it because it’s so expensive.
@@timchan1637 I agree except the food part 🤣. We have been pleasantly surprised by the food scene here. Plus the added bonus of barbecue 🍖
@@maikelaoshi To me, RTP has the best authentic Chinese food in the entire NC. I am really happy with that plus the barbecue, but for those who have been spoiled in the major US metro, there will be complaints. Other than that, I just don't see any negative side in NC. People live in NC with much less stress financially. RTP also has two top national best-buy universities with tuition around $4K a semester.
Maybe one of those days I will sell my 🏠 and move to NC! I love the greens and BBQ but it’s harder to change as we age… Happy for your family and your choice of living! God bless!
I’m surprised as I thought NC would have higher cost of living compares to Texas. I live in Texas and the base rent for 1B1B is 1400… and it’s even not a famous city. What stinks are all little things: a coffee costs almost 10 bucks ! Prepared lunch in grocer store (H-E-B for example) costs also min 10 bucks…. living in US gives a feeling of trading off time vs money. It is possible to live low budget but you gonna engage yourself for almost everything ; if you want to delegate any service so that you can focus on other stuff, those viable costs are the real monsters here.
麥克老師早安！很久不見上網了，你好像變消瘦哦！🉑能換新環境吧！
The biggest savings are the childcare, which is like another mortgage payment.
Overall, dividing by a household of 3 for $1100/month or so, it is very cheap and sustainable in the US.
The issue of most Americans living paycheck to paycheck without any emergency funds is extremely scary. I’ll save this video to rewatch whenever I get the crazy thought of moving back to the USA.
Nothing can stop you saving your money for rainy days in the USA. I believe most chinese Americans do this way.
@@landnantong8207Really life is what stopping you. Seriously, even a barely six figure job can only get you enough to live nearly paycheck to paycheck.
@@iokwong1871 That's why so many Americans end up homeless in the end.
That might not be an issue, but the reason the US has world No.1 economics. Ideally, everyone should spend all their money they earned to maximize the economic efficiency. Of course we are not living in an ideal world. Imagine the extreme on the other end, if nobody was spending their money, then nobody would be able to earn money because the factories/companies everybody works for wouldn't profit due to the lack of customers. What I really want to say is America is not No.1 for no reason.
@@elgs1980 This a faulty assumption, the question is if everyone spending to their MAX where all the money ended up. And as of right now, it ended up at the hand of the capitalist. Where they can take control of the market, and the means of production. In the past few years, they learned how to produce just enough to get by, while growing their profits to the max. If there aren't people like Elon who keep destroying the existing landscape, it will go back to the days of kings and nobles.
Come to Malaysia and you may find everything will be fine.
North Carolina is so much more affordable than living in California and tri state area in NYC. Rent/property prices here are obscene. I’m jealous! You got much better bang for the buck there for almost every thing.
It's cheaper than many places like that and the DMV area but more expensive than others. I think South Carolina has one the lowest costs of living in the USA. Big houses for cheap, lowest gas prices I've seen too.
Live in Chicago, after downsizing and trying not to dine out, two ppl cost almost same as Mike in NC
@@MillieM2018 Chicago is really expensive too. I’ve lived there before, great food scene but not worth it in my opinion
The food is so cheap! We spend at least $1000 on groceries per month in Toronto!
@@LJ-eq9je wow I would love to see a breakdown of what you buy and the costs
very good video
management fee + property tax + food + monthly phone + utility fee + car insurance + food + ... = more than 4000
This breakdown makes me doubt if we’re in the same country! Our groceries cost us $4000/month. my family size: two adults plus two kids
How's the hurricane in NC, my husband and I were thinking to move to NC, but after the hurricane we are not sure that's the right place to move to
Triangle was not severely impacted by the hurricane. It is a good place.
@@luluswitzer we just had rain for a day. The western part is pretty bad, once a century storm that is impossible to plan for
Sounds like you've been listening to The Ramsey Show 😄
Wow, In California, take about $5ish per gallon
麦克老师，是不是严格语法来讲，应该是 I don’t have to lie awake, not lay awake? 因为没有lay an object down . 或者lie’s past tense 用 I lay awake last night.
Much cheaper than Melbourne, I'm a single male. No party and no social life. The only entertainment I get is gym and video games. And I spend around 4000 Aud per-month.
Omg really?!
$3500 is not real. May be it is just for North Carolina. We spend more than $5000.00 a month in Washington State for all the expenses you mentioned, and it is very basic, nothing luxurious.
Could you please share your mobile phone plan which is only $15? That's really cheap.
Long time no see ❤
80 year old still working can't retire , it's in the news ,how about that !
NC is cheap. 200K per year without mortgage or private school tuition is annual budget in Bay Area CA. Just imagine a property tax of 30k to 400k a year.
Here in NJ the average humble middle-class family still faces monthly expenses of at least $10k, with property taxes alone reaching up to $25k per year. A suburb 2-bedroom is around $4k a month.
We moved from NYC to New Jersey because the cost of living in the NYC was even higher.
Should clean the muddy pool with alot of seafoods
hi，Mike老师，个人感觉美国人和在美留学生找工作方面难度差别很大。
不知道Mike老师有没有兴趣调研分析一下，留学生职业发展上有没有什么可以扬长避短的地方。
有啊， CIA专门招留学生， 都打出广告来了， 不知道提供不提供401K
我看到隔壁的讲师每天一分钱不花，活得也很好。他真是无本经营
在美国放下自尊和体面大街上讨要，慈善机关领取都可以生活，但绝大部分民众看不起那种行为。
Much cheaper compared with Australia
中文翻译有些错误，“if and when they start to charge, it will be $125 per ride.” charge翻译有问题
cost of living varies greatly from different states
Do we live in the same RTP? :D I live just a couple of miles away from you and our expense is 4x that of yours. Other than housing, I find expenses in RTP to be quite high, comparable to those of the coasts - grocery, eating out, contractors, etc. I am surprised you are able to keep your grocery bill this low...
@@isabel1188 $300 at Costco lasts us a month. What are you spending your money on?
贵不贵，不能只看支出，还要看当地的平均收入，支出占收入多少比例才能知道贵不贵
Real estates could be another business :P
Hi Teacher Mike could you please talk about some property insurance
现在没有车是20000了除非是二手而且是老车 而且你的grocery太少了这样过的budget过于拮据 日子很难过的
Your house looks simple and nice.
Why so many people still trying to immigrate to USA?
@@alfredlee1472 infinite opportunities to better their lives.
USA is not suitable for everyone. Many Chinese came and regretted it but I am so glad I did! I love this country and its culture.