Hi Sanjee. Could you make a video covering rules for Australians investing in US? The form that has to be filled out, agreement between the 2 countries, and the death tax that may affect Australians investing in the US?
My greatest concern is how to recover from all these economic and global troubles and stay afloat especially with the political power tussle going on in US.
Inflation can have a significant impact on individuals and their cost of living. As a result, it can cause negative market sentiment. It is important for individuals and businesses to find ways to navigate and potentially mitigate the effects of inflation on their finances. The current economic climate, including underperformance of financial markets due to fear of inflation, has led to a decrease in the value of my portfolio. I would appreciate any recommendations on how to potentially increase returns during this market downturn.
@@waltermartinelli8384 It is recommended to seek the assistance of a financial advisor or broker to diversify your investment portfolio through the inclusion of commodities, inflation-indexed bonds, and stocks of financially stable companies, rather than relying solely on growth stocks with uncertain future earnings.
@@kathleenstoner.n7499 Great advice. Generally, diversification is a key factor in investing. Don't put all your eggs in one basket. Pragmatically, I have been into all of these for some time, though I won't say I have made or lost a fortune. Do you mind recommending a specialist whose platform has diverse investing choices? Quite rare! I anticipate your response.
@Sonya Black This is the second time I am coming across this Sandra Yvonne Webster. Last Tuesday, I saw a telecast on the economic bubble there were testimonials from her clientele on how they gain daily through her strategies. The testimonies were so impressive and sounded too good to be true. Though I made some research and found out she's one of the oldest by ranking, I am still skeptical. Do you work with her? Thanks.
I try keep my portfolio 30% VGS and 30% VAS then 20% VAP and 20% VDHG, dividends all super high and being reinvested, plus I should average somewhere between 6-8% growth over the next 30 years. Loved the video gave some really good insights as to where my money is!
Hi Matthew! That's a nice looking portfolio. Looks like you've got good coverage domestically and internationally along with capital and income options. Great job! Thanks for watching.
@@Swandivein I mean you could make that argument sure. But if you check Vangards recent dividend payments they are all on the higher side aswell. Mine are set up to keep pumping any dividend back into the stock, long term you just can't beat the growth
@@Swandivein pretty solid (and consistent) growth over several years now, couldn’t hurt if you felt more comfortable in your portfolio, would look to see if the dividend is what you wanted (vs. VDHG for example)
It would be great if you could run a session on "good" Dividend type ETF's, Now in retirement phase, I do not want to be selling my stocks to get cash. ETF's that produce capital while providing a dividend of 5-7% would be great. Most of the ETF screeners seem to report total returns, then you have to dig out the Yield return portions.
Such a great video Sanjee! Your videos are definitely becoming more engaging and I love the next animations and transitions. Just downloaded the Final Cut trial so will give it a go this afternoon :)
What you have said made total sense. I put 5 grand on both yesterday and will sit on them for about 7 years. My very first dip into the share market too and I'm in my late 50's.
I’m in my late 60s.. it is too late to invest in these? I would like to get around 10-20%... would it be better to invest directly in Tesla, Apple, google and Facebook?
The two biggest advantages of using ASX listed ETFs for your international share exposure is that they make tax reporting easy and they are easy to buy and sell (no need for a overseas based broker).
Thanks Viren, yes I imagine there would be quite a bit of overlap between IVV and VGS anyway since VGS is so US weighted. VAP has some fantastic distribution returns!
Sanjee love your videos opened a vanguard Australia account. Now to invest in VGS if ones wants to put 500 per month just so that one don’t invest big amount when markets are at an all time high. So is is that apart from the management fee one has to pay around 15 dollars of brokerage per transaction. So if we do 1 txn per month we are looking at an total brokerage of 180 dollars
@@guillaume6373 the fee is still low if you think of the vanguard products. I am however coming to like 2 separate vas/vgs to manage my own individual allocations
Hahahahah was totes wondering about how much of each, so glad that you explained it. I do have a Q actually. Something I’d really love to know (and probs others would) is: how do the different asset classes interplay with each other, and what sort of economic factors should be looked out for? I’ve heard of Allweather Portfolio by Dalio but I don’t really get how it works exactly. Would love to hear your thoughts on it sometime!
Thanks David for popping by the final version and commenting on it haha! Yes great question regarding how returns from various asset classes vary and interplay. The all weather and holy grail of investing are two topics I'll have to do at some point on the future. In the meantime though - you should check out Vanguard's Asset Class tool and their Index Volatility Charts page if you wanted to get a bit more visibility on how the different classes have performed historically. insights.vanguard.com.au/static/asset-class/app.html insights.vanguard.com.au/VolatilityIndexChart/ui/retail.html
Dont forget as far as international exposure a lot of these large corporations are multinationals. You get that diversification in your portfolio that way.
Thanks Michael - yeah it's a much smaller selection for us here. But you can buy those ETFs via international exchanges. Personally though, I prefer to just buy through the ASX.
Hi Andrew yeah you've hit it on the head. I definitely think I need to do this as there have been a few questions. Between this and GME will probably be my future videos haha.
Also would like to add VTS - vanguard total stock market covering almost the entire US stock market. Past performance of this beats both VAS and VGS and it's been around longer. Perhaps a combo of all 3.
Hey Sanjee! Great video my friend! You explain these really well and easy to understand. Can I ask a question? What is the difference between buying these from Vanguard website or our share buying platform like Bell Direct or Commsec?
Hey Sanjee, Good to see some insight into Vanguard from a local perspective! I was hoping to see if you had any information with regards to REITs that Vanguard offers in the Australian market?
Hi Sanjee, Great video. I invest in the managed fund equivalents of VAS and VGS. I note that I am paying a slightly higher fee for the managed fund but other than that, are there any differences I should be aware of.
Hi, I can't find the answer to my Q online anywhere. Do you know if I can put sterling in an Aussie Vanguard account. I am English but live in Australia so want to move some sterling in to put it on index funds but don't know how it works/what the charges are. Please give me any tips! Thank you
Hi Sanjee, great video as always. Would you recommend if you have to choose one ETF would it be VDHG or VAS+VGS to invest on behalf of children, with a long term horizon. Thanks
Loved your video, was very easy to understand & quite informative. Just wondering with VGS do you need to convert AUD to USD dollars for compound investing in this fund? Also, how does the tax work for international funds, is the income received in USD?
Hai , it was an amazing video . I have been investing in vgs and vas from the last 1 year and I would like to buy more but my question is the way vgs and vas are surging everyday . Is this still the right time to buy or I should wait for them to come down a bit. You recon it will happen sometime soon ? Would you pls be able to advise me when is the right time to buy them ?
Hi Sanjee, can you advice on following we have VAS,VGS & VHY as ETF and as well as managed funds from Vanguard can you compare them and speak about what case would be ideal for what king of person. My initial thoughts were if we just wanted to buy These ETF's regularly for long term with buy and hold strategy isn't it better to do vanguard managed fund as there is no fee for buying or selling. Can you Please make a video on this.
Hi Rosie! Yes will certainly do a video on regarding rebalancing. I certainly lean towards just buying more of other things rather than selling any of my positions. Will add it to the list.
What in your opinion is the best ethical funds to invest in? I see Vanguard's ethical option still invests in mining and big banks which to me isn't ethical at all?! I don't have much investing knowledge but want to invest in something that let's me sleep easy at night.
Hey Sanjee, just found your channel. I would like your thoughts on NDQ and yes I'd like to see a video on how to balance your portfolio pls :) def liking this channel!
Hi Sugardumpling, glad you found it useful. Your actually like the 3rd or 4th person who has brought up NDQ. I think i'll have to do a specific video for it at some point. Yep will certainly do one on how I mange my portfolio too.
Hi there great video Sanjee. Very informative. . In terms of index vs etf. I know the 2 etf u talked about have their equivalent index funds. Is there a tax effieicnecy with etf compared to index fund. It would be good to see an example of how the tax is different between etf and index funds over time.
Hi Sanjay, I’m just starting to understand the Australian Stock Market. Can you clarify if VAS and VAG are just like any other company that is in the stock exchange that I could trade (buy and sell) as an when I like.
Hey Sanjee, quick question regarding your videos. As I'm looking to start my own YT. Do you get someone to edit your videos including the graphics. Thanks in advance
Hey mate great content, keep up the great work. So with VAS for example over 20 years to get the average returns I assume dividend reinvestment and continued contributions a month build is how you achieve the average returns. As most of these funds don’t increase too much in stock price? Thanks hope that makes sense
G'day Sanjee, Thanks for all your videos. They are amazing. My financial and investing literacy is growing. Is it possible that an organisation like Vanguard could go out of business? Or that such an organisation could do shifty things with investment funds they receive? I've just read an article where Vanguard were ordered to pay millions to mutual fund investors for failing to advise them about tax obligations. Could you do a video covering such topics? Cheers, Justin.
Hi Japper, yes that's also an option. It's a little diluted for my liking with the fixed income assets. It honestly seems more like a superannuation product. It's great so as a set and forget option it seems. Low fees as well. Might look at it in a future video on these composite ETFs. I drip feed into my ETFs. Hope that helps. Great questions.
Can't wait for your analysis on VDHG. It has a higher MER but seems high growth oriented and self-rebalancing which might offset the fee. But I would want to see your inputs on it and why. So excited.
Hi mate, thanks for explaining that. Makes a lot more sense now. I have a couple of questions though? Would I buy the shares through the platform I normally buy them from (SelfWealth)? How are the returns paid? Is it through dividend reinvestment? And how are the fees charged? Are they taken out of the returns or are you billed? Thanks mate
Hey Sanjee, Thank you for an awesome video.Just liked and subbed. Just wondering, if I really wanted to diversify, wouldn't it be better to just buy all the ETF's you mentioned as long term safe investments and then do riskier ones with more return later down the track?
Hi there! This is a great question. I've had a quick look at the arrangement and it's not quite attractive to me but I'll need to crunch the numbers on it. Certainly if you're only interested in Vanguard ETFs then there is a benefit. Might do a review/comparison video on it in the future. Let me know if you decide to go ahead with it.
I've been using Vanguard personal investing and I'm satisfied with it given this is the first service I've used and I've been only investing in ETFs. The no brokerage fees for buying ETFs and low management fees for the account are pretty attractive for passive investing. You also have the option to buy Australian shares.
@@swankykoala4836 Yes mate agree. I only found this all out after I used nabtrade. I only intended to go with the 2 vanguard etfs Sanjee talked about anyway.
Great insight, Sanjee. Thank you! A couple of questions, which you could probably cover in a video. With DCA in ETFs, how do you build and maintain an investment strategy, for example, 80% growth and 20% defensive when you invest $500 p/m? Do you simply buy growth ETFs some months and defensive ETFs in other months until you have that 80/20 split? Then it's a matter of maintaining or even readjusting?
Hey Simon, great question - certainly will add this to the list. But for now: yeah if I were in this situation I'd wait till I had large parcels to buy at a time so I didn't loose too much on brokerage (transaction costs). There is no need to start with the 80/20 split straight away. You can progressively build it up. Also be aware...sometimes without planning for it your growth stocks might "grow" faster than you expect resulting in your split changing to 95/5 possibly...so you might have to spend a few months building up the defensive positions a bit. Like you said...maintaining and readjusting. I rarely sell to readjust - I always buy "more of the other stuff" to dilute the position of the thing that's become too big. Hope that helps - but will do a video on it too :)
Thanks Sangee, For long term holdings 20-30 years, where would your purchase these? Vanguard, ig, etoro? Can you transfer ETFS to another exchange like with cryptos?
can I ask with VAS shares being around $95 each, how many should you buy to start off? a single girl wage cant buy much LOL and is having say 6 shares worth doing? :( confused at starting out Ive got $1500 to start with and wanted to buy VAS and VGS
Hi Sanjee, have you produced a video on interpreting the Vanguard tax statements that you could direct me to? If not, it would be great if you could produce one, as it seems that Vanguard may be reporting to the ATO based on the earnings period and not on the payment period.
Hey Sanjee, Thanks for the video mate. I'm looking for a vanguard 'Index fund' but all I can find is ETF. My understanding is that they are similar but not exactly the same products. Can you please help me find the 'index fund'?
Awesome videos Sanjee. Appreciate sharing your knowledge making the Video of it. My Question is where can I buy VAS & VGS? Can I buy it straight away from any Brokerage firm(CommSec, BellDirect, etc.) also noticed Vanguard Brokerage also offer such service. Does it make any difference buying from Vanguard Brokerage?
Great video Sanjee, I was wondering if you recommend to invest via a broker platform or directly through Vanguard and is there much of a difference? Thank you mate!
Hi K P, great to hear you've started investing. I don't really give advice on portfolios. Those look like US listed ETFs which I'm not as familiar with too. But they look like Vanguard products so I'm sure they'll be fine.
Sanjee, some good advices you have here. Thank you. But could you please tell me why it should be important to me that some ETFs have a low maintainance and low fees (if I own their shares via lets say Commsec or SelfWealth)? Am I paying any anual taxes because I own their shares, any management fees?
Hi K Saravanakumar - yes it's worth considering Gold ETFs in your portfolio too. Some that come to mind are GDX and QAU. I think if you're worried about inflation coming, these are worth looking into.
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Hi Sanjee. Could you make a video covering rules for Australians investing in US? The form that has to be filled out, agreement between the 2 countries, and the death tax that may affect Australians investing in the US?
My greatest concern is how to recover from all these economic and global troubles and stay afloat especially with the political power tussle going on in US.
Inflation can have a significant impact on individuals and their cost of living. As a result, it can cause negative market sentiment. It is important for individuals and businesses to find ways to navigate and potentially mitigate the effects of inflation on their finances. The current economic climate, including underperformance of financial markets due to fear of inflation, has led to a decrease in the value of my portfolio. I would appreciate any recommendations on how to potentially increase returns during this market downturn.
@@waltermartinelli8384 It is recommended to seek the assistance of a financial advisor or broker to diversify your investment portfolio through the inclusion of commodities, inflation-indexed bonds, and stocks of financially stable companies, rather than relying solely on growth stocks with uncertain future earnings.
@Mackenziescott2963 who do you recommend??
@Mackenzie Scott She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Good vibes legend, really appreciate your calming tone.
Thanks so much!
He’s great to listen to! Well done Sanjee! Always great videos.
I agree, you have a great voice! Thanks for this video
Sanjee would be be good fit for the voice in the guided meditation apps :) Close your eyes, take 3 deep breaths, invest in VAS and VGS
@@SummerHaze83 hahaha absolutely
Beautiful speaker, short and sweet = thank you for another excellent production Sanjee, Kind regards, Brad.
I love how you explain things so well and so calmly. I'm definitely subscribing.
Hi Sanjee, Such a good video. ( VGE & VAE) which one do you recommend? Thanks!
@@kathleenstoner.n7499 Great advice. Generally, diversification is a key factor in investing. Don't put all your eggs in one basket. Pragmatically, I have been into all of these for some time, though I won't say I have made or lost a fortune. Do you mind recommending a specialist whose platform has diverse investing choices? Quite rare! I anticipate your response.
@Sonya Black This is the second time I am coming across this Sandra Yvonne Webster. Last Tuesday, I saw a telecast on the economic bubble there were testimonials from her clientele on how they gain daily through her strategies. The testimonies were so impressive and sounded too good to be true. Though I made some research and found out she's one of the oldest by ranking, I am still skeptical. Do you work with her? Thanks.
I try keep my portfolio 30% VGS and 30% VAS then 20% VAP and 20% VDHG, dividends all super high and being reinvested, plus I should average somewhere between 6-8% growth over the next 30 years. Loved the video gave some really good insights as to where my money is!
Hi Matthew! That's a nice looking portfolio. Looks like you've got good coverage domestically and internationally along with capital and income options. Great job! Thanks for watching.
Do you think that you’re too over lapped in your investments though? These are the ETF’s I’ve been considering
@@Swandivein I mean you could make that argument sure. But if you check Vangards recent dividend payments they are all on the higher side aswell. Mine are set up to keep pumping any dividend back into the stock, long term you just can't beat the growth
@@matthewharrison7458 what do you think
About VHY?
@@Swandivein pretty solid (and consistent) growth over several years now, couldn’t hurt if you felt more comfortable in your portfolio, would look to see if the dividend is what you wanted (vs. VDHG for example)
It would be great if you could run a session on "good" Dividend type ETF's, Now in retirement phase, I do not want to be selling my stocks to get cash. ETF's that produce capital while providing a dividend of 5-7% would be great. Most of the ETF screeners seem to report total returns, then you have to dig out the Yield return portions.
I like VHY. Historically 4-6% paid quarterly
Such a great video Sanjee! Your videos are definitely becoming more engaging and I love the next animations and transitions. Just downloaded the Final Cut trial so will give it a go this afternoon :)
Thanks Nick! Yep definitely worth looking into FCPX. Here is a link to some of the free templates i'm using mixkit.co/free-final-cut-pro-templates/
Awesome video Sanjee, keen for all your future uploads!
Thanks Bluu9!
What you have said made total sense. I put 5 grand on both yesterday and will sit on them for about 7 years. My very first dip into the share market too and I'm in my late 50's.
Hi Harley, that's great to hear! Holding for the longterm is key for ETFs like these.
I’m in my late 60s.. it is too late to invest in these? I would like to get around 10-20%... would it be better to invest directly in Tesla, Apple, google and Facebook?
@@bhadhuri yes 50/50 split. VGS is the better performer though.
Great vid mate; excellent description of both ETFs
Thanks Jay!
The two biggest advantages of using ASX listed ETFs for your international share exposure is that they make tax reporting easy and they are easy to buy and sell (no need for a overseas based broker).
Absolutely Kevin! Thanks for pointing that out.
This is so helpful! Would love a video about composition for your portfolio!
Thanks Kim, it'll come soon.
My portfolio is made up of IVV (60%) & VAP (40%). Your suggestion makes a lot of sense. Will look into in a bit more. Thank you.
Thanks Viren, yes I imagine there would be quite a bit of overlap between IVV and VGS anyway since VGS is so US weighted. VAP has some fantastic distribution returns!
I originally built my Australian ETF account with VGS, VAS and VAF. For purposes of simplicity I now use VDGR instead.
Great ETFs to start with Tuga - VDGR is a great product too.
Sanjee love your videos opened a vanguard Australia account. Now to invest in VGS if ones wants to put 500 per month just so that one don’t invest big amount when markets are at an all time high. So is is that apart from the management fee one has to pay around 15 dollars of brokerage per transaction. So if we do 1 txn per month we are looking at an total brokerage of 180 dollars
Plz revert
Literally the 2 ETFs I own! Thought it gave me decent exposure and diversity!
Yes they're such a good combo hey! What else would you really need from an equities point of view.
Awesome Video! Appreciate the quick snaps of data
Thanks nAard!
Was just looking into vanguard yesterday. Great video. New subscriber.
Hi David! Thanks so much for subscribing. Hope you get value out of future videos too. Feel free to leave questions or requests along the way 👍
Great vid. What about VDHG? If you want to blend VAS+VGS and others? On the +ve note I *think* they also do rebalancing within the fund which is great
VDHG is also good, but you do pay more management fees
@@guillaume6373 the fee is still low if you think of the vanguard products. I am however coming to like 2 separate vas/vgs to manage my own individual allocations
Keep you portfolio simple with VGS/VAS. When you have >100k you can add things like emerging market at cap weight.
Hey man! About to make my first investments ever! This video helped sooo much and was super clear. Thank you mate
Hi Tasman! That's great to hear. Good on you for getting started with your investing journey. What did you end up picking up?
@@SanjeeSen VAS and Maybe VGS hedged. But I want to just try an buy one share at 87 bucks but Vangaurd said $500 is the minimum amount :(
Hahahahah was totes wondering about how much of each, so glad that you explained it. I do have a Q actually. Something I’d really love to know (and probs others would) is: how do the different asset classes interplay with each other, and what sort of economic factors should be looked out for? I’ve heard of Allweather Portfolio by Dalio but I don’t really get how it works exactly. Would love to hear your thoughts on it sometime!
Thanks David for popping by the final version and commenting on it haha! Yes great question regarding how returns from various asset classes vary and interplay. The all weather and holy grail of investing are two topics I'll have to do at some point on the future. In the meantime though - you should check out Vanguard's Asset Class tool and their Index Volatility Charts page if you wanted to get a bit more visibility on how the different classes have performed historically.
insights.vanguard.com.au/static/asset-class/app.html
insights.vanguard.com.au/VolatilityIndexChart/ui/retail.html
Suscribed - Working 9-5 and freelance sometimes but I am not happy. I need to learn to invest and hope my brain can figure this out. Thank you
First vid on investment in Australia and really glad I found you. Subbed
Excellent overview thanks Sir.
Extremely informative and useful information. Much appreciated 👍
Thanks Neil, glad it was useful. More along these lines coming soon.
Dont forget as far as international exposure a lot of these large corporations are multinationals. You get that diversification in your portfolio that way.
Thanks Travis! Yes very true, great call out.
Fantastic video mate! Really clear, great vibes and super helpful. Thanks!
Thanks for watching! Glad it helped
@@SanjeeSen Mate, what camera do you record these on? Super nice image!
Shocked to find all the Vanguard options in American videos weren't on the Aussie website. I'm sure these will do just fine. Cheers!
Thanks Michael - yeah it's a much smaller selection for us here. But you can buy those ETFs via international exchanges. Personally though, I prefer to just buy through the ASX.
Hey good advice, I just recently jumped into the stock market, bought VAS will look into VGS . Cheers
Awesome to hear tharr67 - yep also consider VGAD if you're concerned about currency fluctuations.
Sanjee Sen great thanks for the tip
So well-explained, easy to understand, thanks man!
Would be good to see your thoughts on portfolio composition - Im sure others would too.
Hi Andrew yeah you've hit it on the head. I definitely think I need to do this as there have been a few questions. Between this and GME will probably be my future videos haha.
Nice video lad, I call VAS + VGS combo the Lazy Man portfolio
Hi Sagely, yes that's a great way of describing it!
They also do hedged ETFs now, either way I have no idea why you'd invest in an Australian shares index when the internationals perform better.
Great informative video, you knew my next questions and answered them! Thanks heaps
Love VAS and QUAL, NDQ, HACK, for growth, WDIV for dividends income.
That's a great line up you have there Patty. Just about to publish a video on NDQ too.
Thanks Sanjee this was very helpful. I’m a woman and a first time investor . This was very informative.
Also would like to add VTS - vanguard total stock market covering almost the entire US stock market. Past performance of this beats both VAS and VGS and it's been around longer. Perhaps a combo of all 3.
Hi Shivani - thanks for sharing. Yes possibly a combination of all 3.
VTS isn’t domiciled in Australia
@@Swandivein people seem to forget about this point or are unaware of this.
great vid, very good breakdown and easy to understand
Hey Sanjee! Great video my friend! You explain these really well and easy to understand. Can I ask a question? What is the difference between buying these from Vanguard website or our share buying platform like Bell Direct or Commsec?
Hey Sanjee,
Good to see some insight into Vanguard from a local perspective! I was hoping to see if you had any information with regards to REITs that Vanguard offers in the Australian market?
Can you recommend your top 5 etfs in the current market? As they appear to have peaked.
Hi Sanjee, Great video. I invest in the managed fund equivalents of VAS and VGS. I note that I am paying a slightly higher fee for the managed fund but other than that, are there any differences I should be aware of.
Hi, I can't find the answer to my Q online anywhere. Do you know if I can put sterling in an Aussie Vanguard account. I am English but live in Australia so want to move some sterling in to put it on index funds but don't know how it works/what the charges are. Please give me any tips! Thank you
Hi Sanjee, great video as always. Would you recommend if you have to choose one ETF would it be VDHG or VAS+VGS to invest on behalf of children, with a long term horizon. Thanks
Good one Sanjee...make a video on Etf investment platform that can be used now,with brokerage
No worries Soumi, I'll add it to the list.
Awesome video, following your journey from a fellow Aussie (Sydney) 🙏🏽👍🏼
Thanks for watching!
Hey Sanjee, have you made a video on portfolio composition yet? I would love to hear about how you structure your portfolio!
Great idea for a future video!
Loved your video, was very easy to understand & quite informative. Just wondering with VGS do you need to convert AUD to USD dollars for compound investing in this fund? Also, how does the tax work for international funds, is the income received in USD?
Awesome videos, Sanjee. any comments of sharing platform like SelfWealth?
Hai , it was an amazing video . I have been investing in vgs and vas from the last 1 year and I would like to buy more but my question is the way vgs and vas are surging everyday . Is this still the right time to buy or I should wait for them to come down a bit. You recon it will happen sometime soon ? Would you pls be able to advise me when is the right time to buy them ?
This is great video, thanks for sharing that. Could you please give us advise if any issues with ETFs
Thank you! This is a really great and super helpful video !
Hi Sanjee, can you advice on following we have VAS,VGS & VHY as ETF and as well as managed funds from Vanguard can you compare them and speak about what case would be ideal for what king of person. My initial thoughts were if we just wanted to buy These ETF's regularly for long term with buy and hold strategy isn't it better to do vanguard managed fund as there is no fee for buying or selling. Can you Please make a video on this.
More info on rebalancing, when to do it, how often... 👍🏻
Hi Rosie! Yes will certainly do a video on regarding rebalancing. I certainly lean towards just buying more of other things rather than selling any of my positions. Will add it to the list.
Thank you! Look forward to it.
What do you think about Disney stock right now
can someone please explain FACTA and CRS?
What in your opinion is the best ethical funds to invest in? I see Vanguard's ethical option still invests in mining and big banks which to me isn't ethical at all?! I don't have much investing knowledge but want to invest in something that let's me sleep easy at night.
Hey Sanjee, just found your channel. I would like your thoughts on NDQ and yes I'd like to see a video on how to balance your portfolio pls :) def liking this channel!
Hi Sugardumpling, glad you found it useful. Your actually like the 3rd or 4th person who has brought up NDQ. I think i'll have to do a specific video for it at some point. Yep will certainly do one on how I mange my portfolio too.
When are you going to start making more videos?
Can you do video about how to buy an ETF from Vanguard ? Many thanks
Hi there great video Sanjee. Very informative. . In terms of index vs etf. I know the 2 etf u talked about have their equivalent index funds. Is there a tax effieicnecy with etf compared to index fund. It would be good to see an example of how the tax is different between etf and index funds over time.
Hello from Toronto. Please keep up the awesome work
Thanks so much!
Hi Sanjay, I’m just starting to understand the Australian Stock Market. Can you clarify if VAS and VAG are just like any other company that is in the stock exchange that I could trade (buy and sell) as an when I like.
Very clear and concise information, thank you!
Thanks mate! Great vids.
Hey Sanjee, quick question regarding your videos. As I'm looking to start my own YT. Do you get someone to edit your videos including the graphics. Thanks in advance
Hey mate great content, keep up the great work. So with VAS for example over 20 years to get the average returns I assume dividend reinvestment and continued contributions a month build is how you achieve the average returns.
As most of these funds don’t increase too much in stock price? Thanks hope that makes sense
Gday. Ta for video. VOO is my favourite so far. Commsec don’t offer it 😞
G'day Sanjee,
Thanks for all your videos. They are amazing. My financial and investing literacy is growing. Is it possible that an organisation like Vanguard could go out of business? Or that such an organisation could do shifty things with investment funds they receive? I've just read an article where Vanguard were ordered to pay millions to mutual fund investors for failing to advise them about tax obligations. Could you do a video covering such topics?
Cheers,
Justin.
Does franking apply to ETFs, especially to VGS which is international?
What about VDHG vanguard? Also when you put money in do you just leave it or do you drip feed it in?
Hi Japper, yes that's also an option. It's a little diluted for my liking with the fixed income assets. It honestly seems more like a superannuation product. It's great so as a set and forget option it seems. Low fees as well. Might look at it in a future video on these composite ETFs. I drip feed into my ETFs. Hope that helps. Great questions.
Can't wait for your analysis on VDHG. It has a higher MER but seems high growth oriented and self-rebalancing which might offset the fee. But I would want to see your inputs on it and why. So excited.
How can we do SIP (systematic investment) in CBA? Could you please explain?
Whitefield are also another Aus company to invest in too.
Thanks for the suggestion!
Question
Considering Australia's love of property, why not make it 3 favorite ETFs
VAS VGS VAP
Hi mate, thanks for explaining that. Makes a lot more sense now. I have a couple of questions though? Would I buy the shares through the platform I normally buy them from (SelfWealth)? How are the returns paid? Is it through dividend reinvestment? And how are the fees charged? Are they taken out of the returns or are you billed? Thanks mate
Hey Sanjee,
Thank you for an awesome video.Just liked and subbed. Just wondering, if I really wanted to diversify, wouldn't it be better to just buy all the ETF's you mentioned as long term safe investments and then do riskier ones with more return later down the track?
Hi Nash, great to have you onboard. That's generally what I do - buying broad ETFs as a good longterm base and then building on top of that.
Kindly make a content related portfolio composition please. This is very helpful actually. Thanks.
This is great Thankyou for putting it out there.
Would you suggest opening a personal investing account directly with vanguard Aus?
Thanks
Hi there! This is a great question. I've had a quick look at the arrangement and it's not quite attractive to me but I'll need to crunch the numbers on it. Certainly if you're only interested in Vanguard ETFs then there is a benefit. Might do a review/comparison video on it in the future. Let me know if you decide to go ahead with it.
I've been using Vanguard personal investing and I'm satisfied with it given this is the first service I've used and I've been only investing in ETFs. The no brokerage fees for buying ETFs and low management fees for the account are pretty attractive for passive investing. You also have the option to buy Australian shares.
@@swankykoala4836 Yes mate agree. I only found this all out after I used nabtrade. I only intended to go with the 2 vanguard etfs Sanjee talked about anyway.
Great insight, Sanjee. Thank you!
A couple of questions, which you could probably cover in a video. With DCA in ETFs, how do you build and maintain an investment strategy, for example, 80% growth and 20% defensive when you invest $500 p/m? Do you simply buy growth ETFs some months and defensive ETFs in other months until you have that 80/20 split? Then it's a matter of maintaining or even readjusting?
Hey Simon, great question - certainly will add this to the list. But for now: yeah if I were in this situation I'd wait till I had large parcels to buy at a time so I didn't loose too much on brokerage (transaction costs). There is no need to start with the 80/20 split straight away. You can progressively build it up. Also be aware...sometimes without planning for it your growth stocks might "grow" faster than you expect resulting in your split changing to 95/5 possibly...so you might have to spend a few months building up the defensive positions a bit. Like you said...maintaining and readjusting. I rarely sell to readjust - I always buy "more of the other stuff" to dilute the position of the thing that's become too big. Hope that helps - but will do a video on it too :)
Thanks Sangee,
For long term holdings 20-30 years, where would your purchase these? Vanguard, ig, etoro?
Can you transfer ETFS to another exchange like with cryptos?
can I ask with VAS shares being around $95 each, how many should you buy to start off? a single girl wage cant buy much LOL and is having say 6 shares worth doing? :( confused at starting out
Ive got $1500 to start with and wanted to buy VAS and VGS
Hello, you may be able to share the list of books you have.
Hi Sanjee, have you produced a video on interpreting the Vanguard tax statements that you could direct me to?
If not, it would be great if you could produce one, as it seems that Vanguard may be reporting to the ATO based on the earnings period and not on the payment period.
Hey Sanjee, Thanks for the video mate. I'm looking for a vanguard 'Index fund' but all I can find is ETF. My understanding is that they are similar but not exactly the same products. Can you please help me find the 'index fund'?
Awesome videos Sanjee. Appreciate sharing your knowledge making the Video of it.
My Question is where can I buy VAS & VGS? Can I buy it straight away from any Brokerage firm(CommSec, BellDirect, etc.) also noticed Vanguard Brokerage also offer such service. Does it make any difference buying from Vanguard Brokerage?
Thanks mate! Much appreciated :)
Hi Sanjeen, just want to know how many ETFshould I invest in commpocket?
Great video Sanjee, I was wondering if you recommend to invest via a broker platform or directly through Vanguard and is there much of a difference? Thank you mate!
Can we invest in vanguard fund from India.
Can you recommend vanguard etfs that focuses on american stocks? With high returns
Hi Great videos
Could you comment on Indian share market , like Tatas, Reliance , Mahindra and Mahindra ??
Thanks kris
LOVE YOUR VID!!
I just started investing and my strategy for my portfolio is VOO, VXF, VB, VHT and VGT. Any advice on this ? Thanks
Hi K P, great to hear you've started investing. I don't really give advice on portfolios. Those look like US listed ETFs which I'm not as familiar with too. But they look like Vanguard products so I'm sure they'll be fine.
Can you compare VDHG vs VAS+VGS
Sure Alex - thanks for the suggestion. It seems VDHG is a popular one to look at.
hi mate, all my ETF is in VAS, do u suggest to start buying VGS as well?
Hey I have IVV, IOO, VAS , and VGS is this a good mix
Hi Sanjee, I am a newbie in ETF investing, can you make a video on VTSAX ?
Hi. I'm looking specifically at ethical investments. Are there any reliable portfolio managers looking at these ETFs?
Sanjee, some good advices you have here. Thank you. But could you please tell me why it should be important to me that some ETFs have a low maintainance and low fees (if I own their shares via lets say Commsec or SelfWealth)? Am I paying any anual taxes because I own their shares, any management fees?
What's your view on Aus gold etf ?
Hi K Saravanakumar - yes it's worth considering Gold ETFs in your portfolio too. Some that come to mind are GDX and QAU. I think if you're worried about inflation coming, these are worth looking into.