Not necessarily, though there’s a fair amount of overlap however that's not a negative. I know for a fact a well diversified portfolio brings about tremendous value. With an initial deposit of 127k, I've had a great run investing in the past seventeen months with appreciation and dividends- - more than quadrupled. Just hit $500K!
I've lost a lot in the markets and I feel pretty stupid for not understanding how investing works. Hell, despite having a double major in economics I’ve been struggling to make sense of the market. Kind of a difficult concept to grasp and I am feeling overwhelmed at this point. Well done on profits!
I hear you. It's completely normal to feel overwhelmed, especially when the market doesn't behave as expected. One rule I follow is that I don't put my money into anything I don't understand... By actually keeping it simple and leveraging pro guidance from a reputable CFA I make more money with way less headaches. However on average, she takes 10% of earnings, but using *Lina Dineikiene's* system allows for a more hands-off approach. I conservatively follow her recommendations and buy and sell strategies, and tbh this makes it possible for me... I am convinced it's not just hard work but smart work:-)
Silver. Great video. Currently paying off my debts and on target to be debt free come 01/25. Ill be replaying this in January and putting that freed up money to building my financial fortress. Subbed 🤝🏾
Thank you for the video! One thing stopping me from investing into ETFs is not knowing how to do the tax at the EOFY. Could you please make a video how to do taxes in Australia as someone who is investing into stocks/ETFs? And how would it work if investing into US ETFs?
hey mate, I can consider making a video on that topic in the future! but essentially with most ETFs it all automatically gets pre-filled into myGov, so there really isn't much to do! pre-fill is usually completed by September
Hi Raymond, I have another question. Once you have bought/invested an amount of money into an ETF, do you need to continuously invest money into that same ETF, for example each month? I am asking this as I have heard of the “buy and hold” strategy where you invest your money and let it sit? I would appreciate clarification
You could just buy and hold your initial investment, but by continuously investing you're taking advantage of compound interest and you'd see your wealth increase at a faster rate as opposed to just investing the one time.
Hey Raymond I understand that I should invest in efts but I'm not sure one do I invest in asx efts or us efts so I can do fractional shares a video on this will help me thank you
Hii mate Can you please guide what platform to use to invest in etf and shares by self managed super fund. I have opened a smsf account at Westpac bank. Thanks
VTI is a US Stock Market ETF , so most wont be able to find it if they are searching AU markets ? People might need to change their Filters from searching AU market to US market ?
Iv started to invest in ETFs from the vanguard personal investor app My portfolio is VAS and VGS, investing $1000 a month Have I made the right decision in my broker and ETF? Any advice would be welcome 😁
The market's volatility makes DIY dangerous. You do not need to identify the next NVDA to be successful in investing. Choose top-tier ETFs, dividend aristocrats, and a trusted advisor. I turned $180k into $20k in quarterly dividends, which is an exciting milestone
The strategies are quite rigorous for the regular. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $130k in passive diversified safe-haven assets, Up 358k so far and pretty sure I'm ready for whatever comes.
Well, I picked the challenge to put my finances in order. Then I invested in cryptocurrency, stocks, through the assistance of my discretionary fund manager
![Seungmin "그렇게, 천천히, 우리(As we are)" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/kAzmhLHePqU/mqdefault.jpg)
I have a 3 fund portfolio but I have finally decided to invest in ETFs, alongside. I’m looking at SCHD, VTI, XLK or SCHG.
Great picks! I like XLK and SCHD equally!
@@wendylistings3234 thank you! Actually would it be silly to have both?
Not necessarily, though there’s a fair amount of overlap however that's not a negative. I know for a fact a well diversified portfolio brings about tremendous value. With an initial deposit of 127k, I've had a great run investing in the past seventeen months with appreciation and dividends- - more than quadrupled. Just hit $500K!
I've lost a lot in the markets and I feel pretty stupid for not understanding how investing works. Hell, despite having a double major in economics I’ve been struggling to make sense of the market. Kind of a difficult concept to grasp and I am feeling overwhelmed at this point. Well done on profits!
I hear you. It's completely normal to feel overwhelmed, especially when the market doesn't behave as expected. One rule I follow is that I don't put my money into anything I don't understand... By actually keeping it simple and leveraging pro guidance from a reputable CFA I make more money with way less headaches. However on average, she takes 10% of earnings, but using *Lina Dineikiene's* system allows for a more hands-off approach. I conservatively follow her recommendations and buy and sell strategies, and tbh this makes it possible for me... I am convinced it's not just hard work but smart work:-)
Silver! Thank you so much for all the wonderful advice. Definitely makes investing less intimidating for beginners ☺
@@zoelee8471 you’re welcome!!
Silver. Great video. Currently paying off my debts and on target to be debt free come 01/25. Ill be replaying this in January and putting that freed up money to building my financial fortress. Subbed 🤝🏾
That’s a huge milestone to being debt free man! Thanks for the support!
Thank you for the video! One thing stopping me from investing into ETFs is not knowing how to do the tax at the EOFY. Could you please make a video how to do taxes in Australia as someone who is investing into stocks/ETFs? And how would it work if investing into US ETFs?
Yeah definitely a great video idea! 👍🏼
Such a good idea!
Agree. This is my first year investing in ETF so would be great to know!
hey mate, I can consider making a video on that topic in the future! but essentially with most ETFs it all automatically gets pre-filled into myGov, so there really isn't much to do! pre-fill is usually completed by September
@@raymondla thank you Ray, I appreciate your feedback:)
Silver. Thanks Raymond. Helpful vid!
Glad it was useful!
I actually have gold and silver ETF's on the ASX. They've been a very good investment over the last 18 months.
Thank you @Raymond La, this was a perfect explanation for a fool like me. Also, I love The Big Short; well done!
Glad it was helpful!
Silver, thanks for the informative video. Liked and Subscribed!
I reinvest 100% and will do so for years!
Silver, great video, ratifies what I have been doing since 2013.
Keep it up!
Silver! Thanks for the great videos as always.
Will be getting my 13 year old son to watch this. Advice i never had as a young lad myself.
That is awesome, definitely great to teach them the importance of saving and investing when they’re young! 🙌
Love your content, very helpful mate 😊 Thank you 😊
Silver. Thanks for the video.
I've got IOZ and QUAL ex Aust ETF
Good choice!
Hi Raymond, I have another question. Once you have bought/invested an amount of money into an ETF, do you need to continuously invest money into that same ETF, for example each month? I am asking this as I have heard of the “buy and hold” strategy where you invest your money and let it sit? I would appreciate clarification
You could just buy and hold your initial investment, but by continuously investing you're taking advantage of compound interest and you'd see your wealth increase at a faster rate as opposed to just investing the one time.
@ thank you Ray!
Such a good video, only problem was that the background music was a bit too loud
Thanks for that feedback will note it for next time
Hey Raymond I understand that I should invest in efts but I'm not sure one do I invest in asx efts or us efts so I can do fractional shares a video on this will help me thank you
Silver surfer 🏄♂️
Hii mate
Can you please guide what platform to use to invest in etf and shares by self managed super fund. I have opened a smsf account at Westpac bank. Thanks
silver I save about $50 a week how can I invest money like wolf of wall st bro? I wanna lock in so bad.
bro is cooked
Silver. Thx 👍
VTI is a US Stock Market ETF , so most wont be able to find it if they are searching AU markets ? People might need to change their Filters from searching AU market to US market ?
VTI is traded on the ASX but it isn’t AU-domiciled. I hold it so I would know haha
Silver!!!
Silver
Iv started to invest in ETFs from the vanguard personal investor app
My portfolio is VAS and VGS, investing $1000 a month
Have I made the right decision in my broker and ETF?
Any advice would be welcome 😁
Silver
Silver!!
silver!
silver
silver
Great video. Please remove the background music.
Noted mate!
Im glad I started investing before my hair went SILVER.
Please help me with us etf
@@samsule8339 what do you need help with mate
The market's volatility makes DIY dangerous. You do not need to identify the next NVDA to be successful in investing. Choose top-tier ETFs, dividend aristocrats, and a trusted advisor. I turned $180k into $20k in quarterly dividends, which is an exciting milestone
The strategies are quite rigorous for the regular. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $130k in passive diversified safe-haven assets, Up 358k so far and pretty sure I'm ready for whatever comes.
I could really use the expertise of this advsors
*Layan Talia Chokr* is her name, You are most likely to find more info when you look her up on the internet.
Thank you for your fantastic tip. I verified her, wrote her, and she seemed proficient.
SILVER. thank you, Raymond.
You are very welcome
How do most of you guys still make profit, even with the downturn of the economy and ever increasing life standards
Well, I picked the challenge to put my finances in order. Then I invested in cryptocurrency, stocks, through the assistance of my discretionary fund manager
Mrs Maria Andersen
Please educate me. I've come across this name before. Now I am interested. How can I reach her?
She's mostly on Telegrams, using the
user name
Mariaa450 ✊👊🙌
I am 15 years old and I have 3.5 k to invest What are the best options for me to do in regards of long term
Silver
Silver
Silver