Self-Employed Taxes: What Freelancers NEED to Know

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  • Опубликовано: 10 янв 2025

Комментарии • 325

  • @carrieblogger
    @carrieblogger  3 года назад +8

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  • @ericwood3709
    @ericwood3709 3 года назад +178

    I loathe this tax system. We freelancers should get together to lobby for changes.

    • @carrieblogger
      @carrieblogger  3 года назад +37

      It makes no sense and barely works. I’m in 🙋🏼‍♀️

    • @ericwood3709
      @ericwood3709 3 года назад +16

      @@carrieblogger Awesome! Now to find someone who knows something about lobbying xD

    • @thenightwatchman1598
      @thenightwatchman1598 8 месяцев назад +1

      I can almost hear Uber and Lyft reeing at the mere mention of a union.

    • @thenightwatchman1598
      @thenightwatchman1598 8 месяцев назад

      @@ericwood3709 imagine thinking its funny you have no idea how your own politcal system works. this is why i cant relate with my generation at all... i actually know how things work.

    • @ericwood3709
      @ericwood3709 8 месяцев назад

      @@thenightwatchman1598 Try not to let it get you down too much.

  • @theoneders2056
    @theoneders2056 3 года назад +106

    I pay quarterly directly through the IRS website. I feel it's more convenient than mailing in a check . I use QB Self Employed to check how much the estimate is based on all the income/expenses and it adjusts the number for me.

    • @carrieblogger
      @carrieblogger  3 года назад +28

      I also pay through the IRS website now. 🙃

    • @fatimasoto8404
      @fatimasoto8404 3 года назад +1

      @@carrieblogger Hi Carrie! How exactly does that work? As we get a paycheck, are we able to put it in, and it deducts taxes etc?

    • @carrieblogger
      @carrieblogger  3 года назад +12

      No, you still have to do all the estimating yourself like I outlined in the video… but now instead of making a trip to the bank to get cashier’s checks, addressing envelopes, and visiting the post office, I just submit the payment amounts online.

    • @BeANicePerson_
      @BeANicePerson_ 2 года назад +1

      Does anyone know what the total rate is for California ? 15.3 for both SS and Medicare and I know depending on your salary.
      Do you also add California tax after your salary tax 22% ? If it's true my 37.3 per check ?
      Please correct me if I'm wrong

    • @samanthabekman5038
      @samanthabekman5038 2 года назад +2

      If I know how much I'm making for 6 month free lance project and that is the only income I will have, should I just pay for two quarters &-- is this 15% of the total for the 6 months? each quarter size payment

  • @kelseyt4033
    @kelseyt4033 3 года назад +33

    Thank you so much for this information! I'm definitely nervous about tax season since I transitioned from my old job into freelancing last year. I got Keep Tax a few months ago, I'm going to have to play around with it a bit more. It's definitely helped with expensing categories.

    • @carrieblogger
      @carrieblogger  3 года назад +2

      Good to know - and good luck! 👍🏻👍🏻👍🏻👍🏻

  • @nukhbaakbar8891
    @nukhbaakbar8891 3 года назад +19

    I moved to USA a few years ago, so I had no idea that I had to pay taxes as a freelancer. Thank you for sharing this video. I totally get it and I like your approach to be fair and pay more to save the trouble.

    • @carrieblogger
      @carrieblogger  3 года назад +3

      Ooohhhh yeah the IRS definitely wants you to pay and report freelance income 😅 Glad you found this video to be helpful!

    • @carrieblogger
      @carrieblogger  3 года назад +1

      Check out this video - ruclips.net/video/6vcvpqccItQ/видео.html I’ve answered most of those questions there 👍🏻

    • @nukhbaakbar8891
      @nukhbaakbar8891 3 года назад

      @@carrieblogger Thank you. :)

  • @demrilewis5757
    @demrilewis5757 3 года назад +14

    I just started doing freelance work so this video helped me a lot! Thank you for sharing your input

  • @Tim_Beitel
    @Tim_Beitel 3 года назад +17

    Thank you! I myself am looking at becoming a freelance writer and honestly I find the whole tax issue terrifying

    • @carrieblogger
      @carrieblogger  3 года назад +4

      Rightfully so 😳😅 I definitely recommend getting help with a tax professional who takes your concerns seriously and has the expertise to help!

  • @painttheskyy
    @painttheskyy 3 года назад +12

    Thanks hun for making this clear and easy to understand. Best wishes and continued success for your business.

    • @carrieblogger
      @carrieblogger  3 года назад +2

      Thanks! All the best to you too. You can find more free resources (or leave a donation to support my channel) at PeachPay.me/carrieblogger 🌈

  • @stylishdoll3479
    @stylishdoll3479 2 года назад

    the way you make your viewers understand is LOVELY!

  • @caraarbogast6103
    @caraarbogast6103 2 года назад +2

    Freelancer in Oregon trying to figure this out for this first time and it was so helpful!

    • @carrieblogger
      @carrieblogger  2 года назад

      Gooood! It’s tricky. But not impossible.

  • @JJ-qz5gv
    @JJ-qz5gv 2 года назад +2

    Excellent video and very digestible delivery. Really appreciate that.

  • @aryanasmith4426
    @aryanasmith4426 Год назад +1

    Your content helped me a lot to take my doubts, thank you very much

  • @zoneofseparation
    @zoneofseparation 2 года назад

    Perfect shirt for this video, taxes, and life. Two thumbs up!

  • @tacorevenge87
    @tacorevenge87 Год назад +3

    I’ve messed up too but my tax bill was 40k. Thanks for the video

  • @brookebescup
    @brookebescup Год назад +1

    Ugh love this video. Thank you!

  • @steevsaddler8254
    @steevsaddler8254 3 года назад +2

    thank you for this, im in Oregon as well so adding the state tax to the other calculations was a good tip

  • @CMCraftsman
    @CMCraftsman 7 месяцев назад

    I don’t pay quarterly being a contractor because the penalty is less then the equity I build by investing the money all year. But I completely understand why your business is different. I think everyone should do what works best for them.

  • @RBLXGaming23
    @RBLXGaming23 3 года назад +5

    In CA we can deduct a home office. It saves about $300 a month.

    • @carrieblogger
      @carrieblogger  3 года назад +3

      I can deduct home office as well, but it’s based on *exclusive use*. That was hard to calculate in our old house, which didn’t have a designated office room. Seems a little penalizing for lower income WFH people who dont have space to devote exclusively for work...

  • @crystalkita
    @crystalkita 2 года назад +13

    as a fellow artist in oregon, and a person who TODAY just found out i owe taxes and had no idea, this video (of the nineteen i watched from other youtubers) Was the ONLY one that was concise, easy to follow along, answered most of my questions, and DIDN'T give me a headache. you also have a clear and easy voice to listen to. THANK YOU.
    jus to be clear though, I have a few questions:
    1. do I need to fill out four forms right now? or just one?
    2. do i fill out the 1040 es file, or the 1040 ez file? Some of my friends are saying to fill out that one instead....I don't wanna file the wrong one.
    3. do i need to fill out a physical copy for my own records as well?

    • @carrieblogger
      @carrieblogger  2 года назад +1

      Sorry you’re in the same boat 😵‍💫 but glad to hear this video was helpful!
      Uhhh so as I mentioned in the video, I’m not an accountant, so take this all with a grain of salt and do your research/ask someone whose job is understanding taxes…
      Not sure what ‘four’ forms you’re referring to. I think you fill out a 1040 (schedule SE) and Schedule 1 and Schedule C.
      I keep a physical copy as well just so that I have it, but electronic filing, payments, and records are totally possible now.
      Good luck! 🤞🏻

    • @crystalkita
      @crystalkita 2 года назад

      @@carrieblogger thanks. I spent ten hours today getting the run around trying to get a clear answer.

    • @carrieblogger
      @carrieblogger  2 года назад +2

      It’s obnoxiously confusing… I totally get it.
      My best advice is to get help. Even if you spend $300 on tax prep for total peace of mind, max (ethical) deductions, and a plan going for next year, it’s so worth it.

    • @crystalkita
      @crystalkita 2 года назад +1

      @@carrieblogger im in the process of figuring out what facilities are in my town for that. H and R block wants to charge me $440 so .....yeah hopefully not them

    • @carrieblogger
      @carrieblogger  2 года назад +2

      If you DM me on Instagram @carrieblogger I’ll share my accountant’s info because you’re local. She charges $350 for my husband and I to file (we both have businesses) and to update my estimated payment spreadsheet for the next year. And she’s a lovely person :)

  • @raquelelorriaga5916
    @raquelelorriaga5916 2 года назад +1

    LOVE this video! Thank you so much!! You are so clear concise and fun to watch 😅💁🏽‍♀

    • @carrieblogger
      @carrieblogger  2 года назад +1

      That’s the goal! Glad you liked it!

    • @katyroberts5870
      @katyroberts5870 2 года назад +1

      Agree. Her delivery is so easy to understand. Well done 👏👏

  • @kat74809
    @kat74809 2 года назад +8

    What do you mean by quarterly estimated tax? Can't it be like a one-time annual tax payment like for a regular job instead of quarterly payments? What's the difference between quarterly estimated tax and what does filing an annual return mean? What's the difference between both, and why do I need to do both? You said self-employed ppl need to pay 4 times a year on those dates(April 15, July 15, September 15, and January 15). Before those due dates, how do I know how much I need to pay so I won't pay late?
    Example/ Scenario: Assume I didn't work the previous year. I just started making $400+ a month as a freelancer in the month of September (it's my first month on the job) and the pay period you said was September 15. When should I have filed so that I could pay on the 15th? How can I know how much I need to pay on that date? Or do I file and pay on the same day? Sorry for the confusion; I've never done my taxes in this manner before. In the past, I worked for a year and filed and paid taxes for that year. So self-employed people pay every three months, even if they are new to self-employment? Sounds like a scary gamble on myself if I don't succeed lol.

    • @carrieblogger
      @carrieblogger  2 года назад +1

      It’s what it sounds like. You are estimating your total tax burden throughout the year and paying every quarter so that by April you’re hopefully even with the government. I strongly suggest that you connect with a CPA tax advisor who can help. If you overpay, you’ll get a refund. If you underpay, you’ll get a penalty. You still only file in April.

    • @kat74809
      @kat74809 2 года назад

      @@carrieblogger Do you know how much a CPA tax advisor charges? I would imagine that seeing them quarterly and then having to see them to file an annual return would be costly. I've been looking at how to prepare my own taxes so that I can learn how to do it on my own in the long run but I doubt they'll teach me how to because they are preparers who rely on us coming back to make money. I'd rather overpay and receive a refund than underpay and face a penalty. I guess as long as I pay whatever they ask monthly then I'm in the clear? But who decides how much I pay quarterly? Do I estimate the amount and tell them how much I'll pay, or do they estimate the amount for me and tell me how much I should pay? In my perspective, them providing me with a specific number is much simpler.

    • @carrieblogger
      @carrieblogger  2 года назад

      You don’t see them quarterly. They’ll just help you know how much to pay throughout the year.

  • @princelasdoce1702
    @princelasdoce1702 3 года назад +5

    I havent been paying my quarterly tax because i was told, I have to pay at the end of the year, so i always set aside money. I should start doing it. So i dont get a huge bill at the end of the year, last year i paid 10k. And that was a huge shocker haha

    • @carrieblogger
      @carrieblogger  3 года назад +2

      Yeah if you’re already setting aside money then you should pay quarterly so that you’re not accidentally charged an underpayment penalty. Shock bills are the woooorst.

  • @lW9497
    @lW9497 4 месяца назад

    Nice, simple, clear

  • @celtpro
    @celtpro 2 года назад +1

    Taxes are confusing unless that is your job, even though that is my line of work, even I use another accountant. It can be all too easy to get caught out with tax returns. Glad to see you brought up a topic that so many youtubers never talk about, I made $100,000 pure profit oh no you didn't what about tax. Oops I forgot about that.
    @Carrieblogger, I am glad you stated at the end of the video some ill gotten advice you received you do not listen to, never put money into an account and hope that the interest covers any outstanding penalty you receive from the tax office. Paying on time and in time saves a penalty and trouble of worrying about not filing the correct information at the correct time.

    • @carrieblogger
      @carrieblogger  2 года назад +1

      Exactly! Other people might want to gamble with that, but it’s not worth the stress.

  • @FarangWithAChang
    @FarangWithAChang Год назад

    The advice of underpaying and investing worked well for the bull market when market did nothing but go up and up, but you are much better off now than they are.

  • @jetboy770371
    @jetboy770371 3 года назад

    God Dam it ! love it , lover the fiery language . So what was the cost of the tax penalty ? I retired last year and this summer I went back to work as a contractor getting a 1099. I didn't pay any taxes all summer and this October I started to question myself about the 45K that I made . First I got on the IRS website and just threw them $5000 to get things rolling and show them good faith. Yesterday I did a Roth IRA conversion of $50,000 and that pushed up my taxable income for the current year again. Kinda to the point that if I get close to within $5000 I'll be happy and deal with any penalty at tax time. This is my first and last time to be retired so it's all new to me.

    • @carrieblogger
      @carrieblogger  3 года назад

      I honestly don’t know what the penalty was… I wasn’t as shocked/surprised by the penalty as I was by the surprise bill tbh

    • @jetboy770371
      @jetboy770371 3 года назад

      @@carrieblogger Thanks for the reply. I am right now learning about figuring out taxes and just transfered $10K to my checking acct to give to the IRS. I am a retired Delta airline mechanic and went back to work getting paid untaxed money weekly as a independant contractor. We are pulling stored airplanes out of the AZ desert to fly again. On top of the tax fiasco I guess that I should have kept track of meals, tools, travel, and other expenses which I have never needed to .

    • @carrieblogger
      @carrieblogger  3 года назад

      Yeah… find a tax preparer that you trust and they might be able to suggest deductions and what to keep track of!

  • @Lovology444
    @Lovology444 2 года назад

    Excellent video. Thank you bunches!

  • @drwombat
    @drwombat 2 года назад

    Regarding 08:40 (-ish) those folks might actually have a point because let's just take your example and say that money you invested was a total loss... 3k... You can deduct a max of 3k per year in capital gains losses so although you'll have to come up with that 3k practically on a dime... I would say that taking the write off into consideration that even for someone like me who is very similar to you in that I do NOT risk my money like that (more times than not) ... But that write off provides some "insurance-like" protection against the loss and I think I might try it just to see... I think I'd be even more inclined if I was also freelancing AND making moves in the stock market but yeah, to each their own.

    • @drwombat
      @drwombat 2 года назад

      Actually now that I think about it... For freelancers that's like totally free money... You lose it all and it just equals out in your write off... You end up making gains you pay a (hopefully long term) capital gains rate and have some realized gains to use to pay your taxes with... Seems like a win win

    • @carrieblogger
      @carrieblogger  2 года назад

      A $3,000 deduction does *not* equal the same amount as a $3,000 payment. In fact, I think that deduction would be pretty negligible for me when it totals up in terms of my taxable liability. But thanks for watching and thinking critically about the video - it’s clear you were paying attention! ☺️

  • @savethefails
    @savethefails 2 года назад +13

    I actually do not pay quarterly. I skip all that bs and then when I file income taxes I pay a small penalty. Its seriously like $250. I consider it 100% worth it to avoid the nonsense.

    • @carrieblogger
      @carrieblogger  2 года назад +6

      You do you!

    • @parthenonpudenda
      @parthenonpudenda Год назад

      can you give more details? Im tryna see which is better

    • @benfinch7804
      @benfinch7804 Год назад +2

      Put the money you would've paid quarterly into a high yield savings account and badda bing badda boom you've made up the penalty & then some.

    • @bryanatkinsonmusic
      @bryanatkinsonmusic Год назад

      THIS

  • @luissilva3335
    @luissilva3335 2 года назад

    Thank you so much for this information! very clear and helpfull!!!

  • @williamcalhoun883
    @williamcalhoun883 2 года назад +3

    So, basically, you simply pay 4 times a year, and then by Aprils tax season, thats when you actually report your income and everything, and the IRS checks back to see if you paid those quarterly payments?

    • @carrieblogger
      @carrieblogger  2 года назад +2

      Yep and you just hope you did it right because worst case you’ll have a huge surprise bill and a penalty fee along with the subsequent due date for the next year’s quarter one payment

  • @therealsimonjaber
    @therealsimonjaber 3 года назад +5

    Wait, I don't live in the United States and I don't pay taxes, but I'm still watching this.

    • @carrieblogger
      @carrieblogger  3 года назад +1

      😂 that’s the absolute nicest comment and you just made my day!

    • @virginiavcr
      @virginiavcr 3 года назад

      haha me too!

  • @mariaconstanzaherreraherre2346
    @mariaconstanzaherreraherre2346 5 месяцев назад

    When a self employed must pay the first tax? If I start a business in July 2024, when should I pay the first quarterly tax?

  • @demojoys
    @demojoys 10 месяцев назад

    the hero i did not know i needed! hahahaha THANK U

  • @UltimateQball
    @UltimateQball 2 года назад +1

    Don't forget, we need to also pay for the self employment tax + federal and state taxes.

  • @nadiafarachi4832
    @nadiafarachi4832 11 месяцев назад

    I miss your videos! I hope you're doing well 💗

    • @carrieblogger
      @carrieblogger  11 месяцев назад

      Very well, just busy with other things! Thanks for the comment ☀️

  • @qarionlineeducation
    @qarionlineeducation 3 года назад +2

    In reality April is the 1st month of the year as the first day of the year is 21st of March. This is called Solar calandar and now followed in Iran.
    The real solar calandar has 12 months and every month starts on 21 day of Gregorian calandar
    The Sun enters in the zodiac of Aries on 21st of March

  • @db3227
    @db3227 Год назад +1

    How did you find your tax preparer? Does she specialize in self employment taxes?

    • @carrieblogger
      @carrieblogger  Год назад +2

      She’s local and a family friend, so I just got really lucky! She also doesn’t ‘specialize’ in it, but she’s aware of the nuances and little challenges that come with it, so she’s really good about working with me to get it all right. Other tax preps in the past have just handed me a generic info packet and wanted to avoid veering off their automated path.

    • @db3227
      @db3227 Год назад

      Thanks for the response! That's great that you know and trust her. Appreciate this video.

  • @sharinawatkins6739
    @sharinawatkins6739 Год назад +1

    taxes, fine. stealing 15% to “save for my retirement”? that is not tax, that’s robbery. literally at the threat of prison. if it were optional, it would never work because it’s a terrible deal.

  • @proyectocookie
    @proyectocookie Год назад

    Super helpful thanks so much!

  • @marquartc1
    @marquartc1 2 года назад

    PLEASE share the info to your tax consultant! If she works online, I'd LOVE to get in contact with her, because that spreadsheet sounds amazing!

    • @carrieblogger
      @carrieblogger  2 года назад +2

      She asked me not to because she isn’t taking on new clients 🤐 😇

  • @waltercastro2015
    @waltercastro2015 Год назад

    Oh fudge. 😮 I am on my 6 years. I never used 1040es. Instead I payed full amount. Sooooo 6 years. I probably may have interest and penalties hidden. 🤦‍♂️. I've been reading entire 1040 and vouchers says "if you are filing". The word "if" is like an optional word. Soooooooooo.

  • @rlrihards948
    @rlrihards948 Год назад

    Will they question are these expenses REALLY for your business?

  • @latenightsnacks937
    @latenightsnacks937 3 года назад +2

    On the IRS’s website is says to pay June 15th not July. I missed it in June and thought it would be July. Kind of confusing

    • @carrieblogger
      @carrieblogger  3 года назад

      Did I say July in the video..? Quarterly estimates are Jan 15, Apr 15, Jun 15, Sep 15. But tbh I literally always forget and have to double-check. Like the mindless idiot that I am, I accidentally paid half/most of my Q3 estimate on July 15th for that exact same reason... I got the months wrong... but at least it was a nice little surprise today when I figured out my mistake before paying the *rest* of my Q3 bill due on Sep 15.

  • @editormg
    @editormg 2 года назад

    Thanks this vid helped a lot!

  • @WalrusesAreTheOne
    @WalrusesAreTheOne 3 года назад +5

    What I'm confused about is at what point do you start paying quarterly if you just became a freelancer in say, March, then you still have to pay in April? And who tells you when you're officially a freelancer? Like that may sound like a stupid question, but if you do a couple things here and there and those people venmo you $200 total, can you just ignore it since it hasn't reached the $400 threshold? (somebody told me you only start counting freelance income at 400 or more)

    • @carrieblogger
      @carrieblogger  3 года назад +3

      It depends where you’re at - I don’t know the tax specifics. But yes, there is a threshold that if you cross that amount of earnings, then it’s considered taxable income that you have to report and pay on. For that small amount, you’ll just pay when you file your taxes in April. The quarterly estimates are because you’re charged a penalty if you underpay your taxes throughout the year and owe more than $1,000 or some percent (??). Again, I’m not an expert - that’s why I hire one, but that’s the gist of it.

  • @Hellorebeldeedits
    @Hellorebeldeedits 2 года назад

    I don’t have tax what do I put in that are I just want to get reached start working and that’s it then I’ll do tax but I don’t even have a tax ID

  • @kindree5414
    @kindree5414 7 месяцев назад

    Hello,
    I am filling out a CSU application for college and it is asking me to input my Parents' adjusted gross income (AGI) for 2022 and my Parents' untaxed income and benefits for 2022. I know the AGI can be found on line 11 of the 1040 form on the 2022 Individual Tax Return, but I want to confirm where I can find the amount for the untaxed income and benefits? Is it line 2a where it says “Tax-exempt interest” or is it line 2b where it says “Taxable interest”? Line 2a is blank, but line 2b has an amount. Which one would I put?
    Thank you very much

  • @sophiaxo569
    @sophiaxo569 2 года назад +1

    yeah no i just dont get it, it goes straight over my head and its stressing me out ;/ i dont know whether its worth it?

    • @carrieblogger
      @carrieblogger  2 года назад

      Not sure if it’s worth it to pay your taxes? 😅

  • @sewing-seeds
    @sewing-seeds 2 года назад +1

    How can I buy the spreed sheet you have? Can you refer me to your tax preparer?

    • @carrieblogger
      @carrieblogger  2 года назад

      She’s not accepting new clients, so no referrals, and the spreadsheet is custom made for me with some backend excel math I don’t understand, so it wouldn’t be helpful for you. BUT you should ask around and see if someone can make something similar for you. Good luck!

  • @heymrcody
    @heymrcody 3 года назад

    very helpful information!

  • @ThisBeRay
    @ThisBeRay Год назад

    What is the difference between Professional expenses and Office expenses?

  • @kenkirkland1762
    @kenkirkland1762 11 дней назад

    What type bank account are best for the self employed?

  • @theforgotten5661
    @theforgotten5661 2 года назад

    Just paid 30% maybe quarter of whatever you made that's not hard to do and if you overpaid you get a nice check at the end of the year

  • @xXFUEGIxX
    @xXFUEGIxX Год назад

    My CPA said I don't have to pay Quarterly. I need a clear answer on this

    • @carrieblogger
      @carrieblogger  Год назад

      They’re the CPA, not me. And I don’t know any details about your specific situation lol. Just ask them to clarify why so that you can understand and do your own due diligence to file at the right time.

  • @g00dy_2sh0es
    @g00dy_2sh0es 2 года назад +2

    If I just started freelance work in February of 2022 would this mean my first quartly should been paid in April of 2022 or April of 2023?

    • @carrieblogger
      @carrieblogger  2 года назад +1

      Quarterly payments are basically ‘pay as you go.’ So if you’re going to meet the minimum tax threshold to require estimated payments (or get a penalty), you need to start paying now. Find a tax professional friend!

  • @airforceLTC
    @airforceLTC Год назад

    If one files as "Married jointly" do we ( 1099 peeps) include their W2 income in our 1/4'ly estimates? I see some calculators do and some don't?? I have reached out to my tax person for some guidance.

    • @carrieblogger
      @carrieblogger  Год назад

      No… the quarterly payments are based on your self-employed tax liability, at least in terms of avoiding penalty. Edit - not a tax professional! I keep saying this over and over haha ask an expert

    • @airforceLTC
      @airforceLTC Год назад

      I and many, many CPAs disagree.

  • @zkkzkk-pj9uj
    @zkkzkk-pj9uj 6 месяцев назад

    Same here i fucking hate taxes and why they must complicate it so damn much it litterally hinders ,me from starting a business already because i dont know how you do it

  • @donaldharris1026
    @donaldharris1026 Месяц назад

    Bottom line is to help everybody out here hire a license tax accountant for the dudes and the don'ts

  • @guyfromlahore409
    @guyfromlahore409 3 года назад +1

    What about Pakistan we don't have any VAT number and the billing information is asking VAT please reply

    • @carrieblogger
      @carrieblogger  3 года назад

      VAT is a European thing. Leave it blank.

    • @guyfromlahore409
      @guyfromlahore409 3 года назад +1

      @@carrieblogger we cannot proceed without VAT further. So I think that billing form is not for us Pakistanis

    • @carrieblogger
      @carrieblogger  3 года назад

      Well then contact customer service. That’s not me 🤷🏼‍♀️

  • @kristanicole7837
    @kristanicole7837 11 месяцев назад

    I won’t start 1099 work until march of this year, when do I pay quarterly taxes then?

    • @carrieblogger
      @carrieblogger  11 месяцев назад

      Technically, April 15th, but I wouldn’t worry about it until the next quarter. You wouldn’t be penalized for anything if you didn’t do it. (Not a tax expert, not advice)

  • @1146g02
    @1146g02 10 месяцев назад

    Thank you. Are we 1099 as freelancers?

  • @rachelhmeltzer
    @rachelhmeltzer 2 года назад +2

    How did you find a tax preparer that really *gets* the whole freelance situation?

    • @carrieblogger
      @carrieblogger  2 года назад +2

      She’s a friend I knew from church who is kind, dedicated, and attentive. I think those qualities are more important. As I’ve realized working with her, they just need to be willing to take a closer look and provide personal help. The actual accounting side of things for freelancing doesn’t really seem to be any more complicated. So look for someone who has a strong service focus, basically.

  • @sirricwebb8287
    @sirricwebb8287 2 года назад

    Need coffee now.
    Gonna kill my brain with this type of content now. I'm old as dirt(54) so maybe not dirt but taxes have changes since the twenties and it keeps getting worse. So you have helped one person to search better .. thank you mam

  • @ninapayan221
    @ninapayan221 Год назад

    What app, programs or CPA do you use? I am comparing Keeper, quick books and some other platforms and trying to determine if I should do all this myself or hire a CPA.

    • @carrieblogger
      @carrieblogger  Год назад

      I’d recommend hiring a CPA - then if it turns out not to be too complicated, they might be able to answer enough questions along the way to feel comfortable doing it yourself down the road. I think it’s a super valid business expense.

  • @joelmartinez6476
    @joelmartinez6476 2 года назад +1

    How do I get this excel sheet and how do I find this awesome accountant? Love this video! There aren't enough out there talking about this topic.

    • @carrieblogger
      @carrieblogger  2 года назад

      She’s a local friend (so not sure she wants her info plastered across the internet) and it’s an awesome solution imo

  • @narrowpath2980
    @narrowpath2980 Год назад

    You mentioned that for April you have to pay estimate taxes for last year as well as the next year, what about September, July, January of this current year will these months also require estimate last year and next year like April? Is it just April or all quarterly months

    • @carrieblogger
      @carrieblogger  Год назад

      No - April is your normal tax day like anyone else. If you owe tax for the previous year after filing, it’s due April 15. But you’ll ALSO need to pay the Q1 estimate for the current year you’re in, which is due in April.

  • @daniellatorres3585
    @daniellatorres3585 2 года назад +2

    I have another question! How do you handle paying social security as a freelancer? Is it true you have to pay 15% of your annual earning?

    • @carrieblogger
      @carrieblogger  2 года назад +3

      You have to pay the combined employer and employee amounts when you’re self-employed. Combined, the social security and Medicare tax is somewhere close to 15%, yeah.

  • @kikibiddy2927
    @kikibiddy2927 2 года назад +1

    Where can you find a good accountant like yours who can set up a spreadsheet like the one that was made for you?

    • @carrieblogger
      @carrieblogger  2 года назад +1

      My accountant is a family friend through church so tbh 🤷🏼‍♀️ but just ask around if professionals have experience with this kind of thing. You’ll see pretty quick if they pass the vibe check

    • @kikibiddy2927
      @kikibiddy2927 2 года назад

      @@carrieblogger cool. Yeah my husband and I are trying to start our own sole proprietorships. He is a sound engineer and I'm a painter. This whole self employment tax is starting to scare me away from doing it though. I don't think we can handle it.

    • @carrieblogger
      @carrieblogger  2 года назад +1

      Also keep in mind that s-corp or llc rules are different! But don’t let taxes scare you off.

    • @kikibiddy2927
      @kikibiddy2927 2 года назад

      @@carrieblogger thank you! It's all so daunting, it's been ruining the creative process for me. I'm trying to figure it all out and budget well in order to get ahead.

  • @t.j.johnsonthewriter
    @t.j.johnsonthewriter 2 года назад

    Main question is though. I’m not a us citizen and I only earned £10 in one year. That’s not taxable!

    • @carrieblogger
      @carrieblogger  2 года назад +1

      Yeah you don’t meet the minimum threshold for taxable income. You’re good.

    • @t.j.johnsonthewriter
      @t.j.johnsonthewriter 2 года назад

      @@carrieblogger cool. Cause I’ve just got my letter in the post. That’s a breeze off my back

    • @carrieblogger
      @carrieblogger  2 года назад +1

      Well go with whatever the IRS says - no clue what your letter said, but I wouldn’t think that’s taxable.

  • @lucasmillenium2521
    @lucasmillenium2521 Год назад

    sidenote: ...It IS dumb advice to under pay and use excess to invest, even if it does lead to profits that cover the penalty, it is a taxable event in and of itself , making you responsible for MORE taxable income .......oh and video is great :)

  • @halofreak644
    @halofreak644 2 года назад +1

    What if it's your first year, started June until Dec 2022. Does that make a difference?

    • @carrieblogger
      @carrieblogger  2 года назад

      Don’t see why it would. The baseline taxable income is based on amount of money, not time spent or when you started.

    • @halofreak644
      @halofreak644 2 года назад

      @@carrieblogger true, i guess my question is since i only did half a year and it's my first time doing gig work, I'm going to do my payment now and next year do quarterly

    • @carrieblogger
      @carrieblogger  2 года назад +1

      Ooooh gotcha. It depends more about how much money you made, rather than the time spent. So I’d recommend that if you earned more than like $2,000, you should send in the estimated payment for Q4, which is due on January 15. (Reminder - I’m a random chick who has mostly figured out what I’m doing enough to pay my own complicated taxes, but not a tax professional!)

    • @halofreak644
      @halofreak644 2 года назад

      @@carrieblogger oh I see ! I understand you are someone online trying to help people , thank you!

  • @MsDubby5
    @MsDubby5 2 года назад +1

    As a new freelancer, when taking on a client, do I charge them taxes on services to cover the taxes, and if so what form would be included in the process?

    • @carrieblogger
      @carrieblogger  2 года назад +6

      Uhhhh no…? I don’t think you can apply tax to things willy-nilly. Clients aren’t on the hook to pay your taxes for you.

  • @fresh5237
    @fresh5237 2 года назад

    As a self employed business is it possible I can set up quick books to deposit money to me through by business but set up to we’re it takes 15.3 percent each deposit to keep up with the quarterly pay

    • @carrieblogger
      @carrieblogger  2 года назад

      I’m not familiar with quickbooks 🤷🏼‍♀️ nor am I an accountant 😇 so I honestly have no idea

  • @firerhyme
    @firerhyme 3 года назад +1

    Thanks carrie :) I am from india, but still understanding this concept

  • @RBLXGaming23
    @RBLXGaming23 3 года назад

    Thank you for this one.

  • @selfmadeshortstories692
    @selfmadeshortstories692 10 месяцев назад

    So for your quarterly taxes, are you paying, say in April, for the 3 months prior? Or for April may and June? I'm confused 😂

    • @carrieblogger
      @carrieblogger  10 месяцев назад

      You pay tax on what you’ve earned the 3 months prior.

  • @shaneoshea3393
    @shaneoshea3393 2 года назад +1

    Thanks for the video! That calculator you mentions talked about form 8995 and how it qualifies you for 20% off taxable income, do you factor that 20% off when you make your estimated 1040-ES payments?

    • @carrieblogger
      @carrieblogger  2 года назад

      Uhhhh I don’t understand the question

  • @lilmissy2273
    @lilmissy2273 2 года назад

    How much money would I have to be making to owe taxes as a dependent? All the info on it have different estimates ):

    • @carrieblogger
      @carrieblogger  2 года назад +1

      I don’t know if being a dependent even matters? And I’m not a tax expert, so I recommend asking someone who is! Federal and state self-employed taxes are different, but I’m pretty sure it’s a really low bar - anything over $400 of self-employed income is taxable and has to be reported to the IRS. Good luck!

  • @MauricioMirapalhetaSound
    @MauricioMirapalhetaSound 3 года назад +1

    Dope video, thank you for all the info. I'm sorry but I'm gonna again ask a question that's not related to the video I just watched haha (as I've been doing, I guess).I had already asked you once if editing gigs does something to the algorithm (lowering the reach, impressions and stuff) and you said that haven't experienced that, I keep finding mixed information/opinion on different sites, blogs and forums about this. I had a good flow going a few days ago, so good that I was barely able to handle all the orders, so I edited my 2 most successful gigs to extend a little bit the delivery time, and now again, all the orders stopped. Last time I did check the impressions for separate gigs and they indeed had lowered. I guess my question is: how often do you edit your gigs? Sorry about the big text also.

    • @carrieblogger
      @carrieblogger  3 года назад +1

      I don’t edit them very often. Maybe only 2-3 times a year because my systems, branding, prices, etc. are set up to be sustainable and work how I want them. But if things don’t work for me or need to be changed for any reason, I go ahead and do it - I’m personally not so scared of the algorithm or a short ‘reset’ period that I would leave things as they were. 🤷🏼‍♀️
      Thanks for watching!

    • @MauricioMirapalhetaSound
      @MauricioMirapalhetaSound 3 года назад

      @@carrieblogger Gotcha! Thanks for the answer, I appreciate it.

  • @ulrich5350
    @ulrich5350 3 года назад

    Thanks for sharing those helpful informations. Please could you also share how did you find your tax consultant and how can i hire one that i will pay per year to look on my taxes and answer my questions ? All i could find so far are freelancers that charge per hour for a one time job.

    • @carrieblogger
      @carrieblogger  3 года назад

      She’s a friend in my community actually. She still charges per hour for one-time filing in April. If I need to reach out throughout the year she’ll either just answer the question or quote me if the service is more in-depth than a quick reply.

  • @YuliaBball24
    @YuliaBball24 3 года назад +3

    How does paying the estimated quarterly taxes work if you’ve just started freelancing (since you said that it’s normally based on what you made the year before if I understood correctly)? Do you just calculate based on what you’ve earned on the 3 months leading up to that quarters deadline?

    • @carrieblogger
      @carrieblogger  3 года назад

      Yeah - exactly. You’re basically paying in installments throughout the year based on what you made the past three months and hoping that you end up about ‘even’ when you officially file in April.

    • @Shmoji
      @Shmoji 2 года назад

      @@carrieblogger Can you explain what you mean by "officially file in April"? Are the quarterly payments not considered "officially filing"? Do you file all the information every quarter with the payment or just once per year?

    • @carrieblogger
      @carrieblogger  2 года назад +4

      You just pay the quarterly estimates throughout the year through the online portal or sending checks. April is when you file your taxes like normal.

  • @akiarwg
    @akiarwg 2 года назад

    I'm going to guess Jan is quarter 4 because is the the time at the end of a quarter a payment is due.

    • @carrieblogger
      @carrieblogger  2 года назад +1

      Yeah that’s the literal reason, it just doesn’t make intuitive sense to me when I try to remember lol

  • @shawnmcnamara7283
    @shawnmcnamara7283 Год назад

    Thank you so much for this video. Do we need to pay state and federal quarterly as well as freelancers? Or do we just pay our 1040 ES, and state and federal is due at the end of the year like a regular ol' employed person?

    • @carrieblogger
      @carrieblogger  Год назад +2

      Not quite sure I understand the question. You pay quarterly estimates for both federal and state taxes (assuming your state has income tax), then you still file ‘like a normal person’ in April for both.

    • @shawnmcnamara7283
      @shawnmcnamara7283 Год назад

      @@carrieblogger Thank you!

  • @keithnoneya
    @keithnoneya 2 года назад

    Ok I'm a very small channel 7.3K subs and make around $260 to $350 a month off RUclips. So if I'm making money off RUclips do I have to file and Pay Quarterly instead of annually? Or is there a website or link on RUclips that I can find the information? Thanks for the video, I'm shaking in my shoes now! Best Wishes & Blessings. Keith Noneya

    • @carrieblogger
      @carrieblogger  2 года назад +1

      You will have to claim it as self employed income, yes - and for that reason I assume you’ll pay quarterly estimates. I think $600 is the threshold for taxable income. You’ll also get a 1099-misc (?) in January from Google to confirm what they’re telling the IRS about your revenue. But I’m not a tax expert so make sure to find someone who is!

    • @keithnoneya
      @keithnoneya 2 года назад

      @@carrieblogger Thanks for the quick reply. Up until this year we've used Turbo Tax and the Self-Employed question never came up, them this year we used the IRS Free Tax website and it came up. So I started digging and found your video. So now I'm concerned because I've never paid quarterly for the last four years, never even heard of it before for a RUclips channel. I do get the 1099 every year and just add it to our annual taxes. Guess I need to do some more digging. Best Wishes & Blessings. Keith Noneya

  • @BlenderTimer
    @BlenderTimer 2 года назад

    This will be my first year having to pay taxes. I think I have most everything figured out except two things.
    1. You have to pay quarterly and annually. Does that mean you have to pay double taxes or is the annual just an overview of the quarterly?
    2. Everything says you have to pay if your income was over $600 but the IRS says $400 and the Keeper Tax Calculator says I don't have to pay till I have over $6,500. Why does nothing say the same thing?
    Just curious if you know!

    • @carrieblogger
      @carrieblogger  2 года назад +1

      Quarterly just adds up to your total annually.
      I’d go with whatever the IRS says, but that’s just me. They’re the boss.

    • @BlenderTimer
      @BlenderTimer 2 года назад

      @@carrieblogger Yeah, I figure it's better to over-pay then under-pay.😄
      So you pay taxes quarterly and then the annual isn't a "bill" it's just a record of all the quarterly taxes combined. Right?

    • @carrieblogger
      @carrieblogger  2 года назад +1

      Yep. So if you didn’t pay enough throughout the year to match reality, you have to pay the rest then (similar to how a W2 withholds taxes all year but you still might owe more). But if your estimate payments are substantially off, then you’ll be charged a penalty as well.

    • @BlenderTimer
      @BlenderTimer 2 года назад

      @@carrieblogger Cool! Thanks so much!

  • @rh88841
    @rh88841 Год назад

    So, I owe the self employment tax (of 15.3%) quarterly, and then federal and state taxes all at once before normal tax day?

    • @carrieblogger
      @carrieblogger  Год назад

      Uuuuhhhhhh I don’t understand the question? But you have to pay estimated self-employed income tax quarterly.

    • @rh88841
      @rh88841 Год назад

      @@carrieblogger the self employment tax is medicare and SS, but don't we also owe normal and state taxes? And is that all done like normal on tax day?

    • @carrieblogger
      @carrieblogger  Год назад

      I honestly don’t know what specific taxes get owed when. That’s a question for your tax preparer 🌈

    • @Notfilminganymore
      @Notfilminganymore Год назад

      @@rh88841 Yeah state and federal taxes are accounted for depending on state you life it differs

  • @assignmentchef
    @assignmentchef 3 года назад +1

    Thank you ao much! .. What if I'm using a Fiverr account for someone who is in the UK and I'm living in the U.S?

    • @carrieblogger
      @carrieblogger  3 года назад +1

      You mean you’re using a VPN to say that you’re somewhere you’re not? Red flag for a lot of reasons, but I have no idea the tax implications of that.

    • @assignmentchef
      @assignmentchef 3 года назад

      ​@@carrieblogger I didn't use a VPN because it's okay to login from another country even I'm using someone else account but still wondering about Tax implications of this

    • @carrieblogger
      @carrieblogger  3 года назад +1

      Absolutely no clue, but it doesn’t sound like a great idea. That’s definitely a question to ask Fiverr customer service and deal with *before* you run into issues. Taxes are no joke.

  • @kokon1342-b9v
    @kokon1342-b9v Год назад

    how do i fill taxes in fiverr on the age 14? while i live in my parents house

  • @coreyshamblin5001
    @coreyshamblin5001 2 года назад

    When I file for federal income tax through the IRS, Does this also count for my home state? I usually file through turbo tax but I can’t find any answers on this.

    • @carrieblogger
      @carrieblogger  2 года назад

      Federal income tax is different than state income tax (if your state requires it)

  • @PrinceBeckett
    @PrinceBeckett 3 года назад +1

    Hi, I just started fiverr and I have a customer for my first sale and if I only earn 60$ this month will I have to file in January?

    • @carrieblogger
      @carrieblogger  3 года назад

      As I keep saying, ***I’m not a tax expert*** and I don’t even know what state or country you live in, but no I doubt it - there’s an earnings threshold before it’s counted as taxable income.

  • @Yawnsinbed
    @Yawnsinbed 2 года назад

    6:00 filing expenses

    • @carrieblogger
      @carrieblogger  2 года назад

      ?

    • @Yawnsinbed
      @Yawnsinbed 2 года назад

      @@carrieblogger I’m a new to all this information so we I watch good videos I save them and I place a the time so I can go to that very helpful information

  • @AmberArtNYC
    @AmberArtNYC 2 года назад

    Would this info apply to Sole Proprietorship and LLC? Do both have to pay the Gov't 4x's a year? I never knew this. Also, if I start a business this month, April 2022, but I sell nothing, will I have to pay? BTW, I am starting a sole proprietorship.

    • @carrieblogger
      @carrieblogger  2 года назад +1

      I have no idea. Best advice? Consult with a tax expert.

    • @AmberArtNYC
      @AmberArtNYC 2 года назад

      @@carrieblogger Thanks

  • @shaylinfuller5419
    @shaylinfuller5419 2 года назад

    Hi, can you give an example of inspiration media?

    • @carrieblogger
      @carrieblogger  2 года назад

      Like Spotify, for example - if it gets you pumped up with jams while you work.

    • @shaylinfuller5419
      @shaylinfuller5419 2 года назад

      Thank you for getting back to me before I even finished the video :))

  • @ms_paroxy639
    @ms_paroxy639 2 года назад

    Please I really need help. I'm am so confused with this whole tax process. I'm under 18 and I am starting a "business" as a hobby selling stickers on Etsy. I was told that I really don't need to do anything in terms of taxes if I don't make an income over $1000. But some sources are saying no I need to start filing income taxes when I start making just a few dollars. Others are saying it won't be taxable until I make about $3,000 or $4,000. I don't know what to do. Some people are telling me not to worry about the whole tax thing and that I should start me business and when it comes to it then you can focus on income taxes. But I don't know what to do since I don't want to be fined or making have my shop closed for not doing taxes or something or ruin my profile. Please please tell me what I should do.

    • @ms_paroxy639
      @ms_paroxy639 2 года назад

      I live in cali btw

    • @carrieblogger
      @carrieblogger  2 года назад +1

      I’m not a tax expert, so my best advice is to find someone who is - find a CPA and make them your best friend!

  • @markginimalanaphy8963
    @markginimalanaphy8963 Год назад

    Thank you 😊

  • @HistoryBytesX1
    @HistoryBytesX1 3 года назад +1

    But wait.. We as sellers just need to pay income taxes, am I right?
    There won't be any VAT taxes as Fiverr sits in Isreal, correct?
    I would highly appreciate a response as this makes me crazy.
    Thanks for all the videos.

    • @carrieblogger
      @carrieblogger  3 года назад

      Yes you definnnnnitely have to pay income tax if you’re earning (over a certain amount of) income. 🙃

    • @HistoryBytesX1
      @HistoryBytesX1 3 года назад

      @@carrieblogger Alright, thanks. But you are not paying any US VAT tax per sale, right? Sorry for asking again, but I can't find anything about that on the web. Thank you so much

    • @HistoryBytesX1
      @HistoryBytesX1 3 года назад

      @@carrieblogger I left a sub by the way. Love your content

    • @carrieblogger
      @carrieblogger  3 года назад

      We don’t have VAT in the US?

    • @HistoryBytesX1
      @HistoryBytesX1 3 года назад

      @@carrieblogger Lol okay, it's different in the EU. So confusing.. :D Thank you anyways.

  • @Halalshawty
    @Halalshawty 2 года назад

    How do i go about paying them ? I’m so confused. Do i mail it ? Or something

    • @carrieblogger
      @carrieblogger  2 года назад +1

      You can just submit payment online through the IRS website now, which is easier than mailing a check with the vouchers. Tbh the act of paying them is much easier than figuring out how much you’re supposed to send.

  • @laurendeah4196
    @laurendeah4196 2 года назад

    Hi Thanks so much for this video. I've got a question: Do we freelancers pay both Fed income tax & also pay Federal "self-employment" taxes too? - & What percentage of my paychecks should I be setting aside for taxes? I've been doing 30% each payment I receive but is that enough for my federal taxes? - Thanks you rock! :)

    • @carrieblogger
      @carrieblogger  2 года назад +1

      Ummm, as I've said in the video - I'm NOT a tax expert - so take this all with a grain of salt, but self-employment tax is on top of/part of your income tax. There is no flat percentage because it depends on your income tier, deductions, dependents, etc. but 30% is a safe bet. Talk to a tax professional asap who has experience with 1099 workers and the estimated tax payment process.

  • @TRWBlu
    @TRWBlu Год назад

    I am 17, starting to get into freelance by video editing and I am using Cash App to accept payments. How do I go about filing taxes when I am still a minor? Are there any rules or anything I need to know?

    • @carrieblogger
      @carrieblogger  Год назад

      I have no idea -- again, not a tax professional here... but my gut memory says that when I filed taxes as a minor, it was just in the same tax return as my parents. I don't quite remember, though.