Hello Yasmin, Thank you for your feedback! If you are seeking one-on-one assistance with your education loan process or CIBIL issue, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, Thank you for appreciating our efforts. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Joseph, Glad you found the video helpful. For further one-on-one assistance with the education loan process, Please connect to our team by requesting a callback on this link: bit.ly/48cTdcR or by calling 9889882090.
Hi there! We are glad that you found the video informative. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Do we need gurrantor for unsecured loan for germany? And if i take secured loan then gurrantor is mandatory? Can one of my parent be a gurrantor if i go for secured loan. Please answer
Hello Parth, By guarantor you mean a financial co-applicant then it is mandatory, but a guarantor in the sense of the owner of a property, is not required for an unsecured education loan; however, it is mandatory for a secured education loan. If the property is registered in one of your parents names, they can be your guarantor for a secured education loan and our team can assist you with the process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
I really appreciate ypur quick response😊 I have heard PSU's like union bank doen't give loan above 7.5 lakh without collateral, especially for blocked account amount germany Is it a myth or fact?
Hello Parth, Thank you for your feedback! Yes, public banks offer unsecured education loans up to 7.5 lakhs. However, if you need more than 7.5 lakhs, you must opt for a secured education loan. Typically, the required amount for Germany's blocked account exceeds 7.5 lakhs. Therefore, students taking loans from public banks usually go for secured education loans. If you are looking for an unsecured education loan to cover your blocked account, our team can assist you with the process. Hope you have understood.
Hello Dilip, To apply on the Vidya Lakshmi portal basic KYC documents and other marksheet documents are required. Here is the link to the video on the form-filling process on the Vidya Lakshmi portal: ruclips.net/video/WRlBGcfF4Qo/видео.htmlsi=8M_Gzwzv3S9Yg1LT. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello! A student’s CIBIL score is an important factor considered by banks, even for unsecured education loans. If your CIBIL score is low, we suggest working on improving your CIBIL score, or you can use our partner CIBIL rectification service if the issue is not very serious. You can contact our team for CIBIL improvement assistance at 9889882090.
Hello, We cannot provide a definitive answer without analyzing your profile. Our team will need a few more details to check your eligibility and assist you in the co-applicant's scenario and with your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello Akshata, We appreciate your feedback! If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, To be eligible for the CSIS subsidy scheme the student's family income should be less than 4.5 lakhs and must take education loan from the Jansamarth portal. Here is the link to the video on the CSIS subsidy and form-filling process in the Jansamarth portal: ruclips.net/video/1qdzHGnoqEs/видео.htmlsi=Id-9krMkBPaMJsJw. Also, a 530 CIBIL score is ideally not accepted by the banks for approving an education loan. We suggest you try improving the CIBIL score or our team will try to help you. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello, i got a college through a counseling. For admission i have to pay the 1sem fee by this month 28, how does CSIS works in this situation? Should I pay the fee or the bank will? Please clarify...
Hello Arjun, If you pay the 1st-semester fees on your own, you can get reimbursed by the bank. The CSIS scheme waives the interest payable by the applicant during the moratorium period. One can apply for the CSIS subsidy scheme through the Jansamarth portal. To be eligible for the CSIS subsidy scheme, the family's income must be less than 4.5 lakhs and the education loan must be taken through the Jansamarth portal. Here is the link to the video on the CSIS subsidy scheme and form-filling process on the Jansamarth portal: ruclips.net/video/1qdzHGnoqEs/видео.htmlsi=WS_Nh8x_3pkq0jqn. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello ma'am i am an engineering 1st year student i wanted education loan and checked in csis jansamarth, it showed me to be eligible.. But once i completed the application.. I got a message of rejection and bank ppl told to apply through vidyalakshmi but it is showing that i registered in vidyalakhmi portal.. Maam i need education loan.. Kindly help me with this
Hello, You cannot apply for an education loan through the Vidya Lakshmi portal if you have already applied through the Jansamarth portal, and vice versa. However, you can reapply for an education loan through the Jansamarth portal after a cooling period of at least one month. For any issues with the application on the Jansamarth portal, we suggest you email Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you.
Hello Sonali! As your requirement is less than 7.5 lakhs, it is categorized as unsecured education loan. For unsecured education loan minimum 685 CIBIL score is required. So, we suggest working on improving your CIBIL score, or you can use our partner CIBIL rectification service if the issue is not very serious. You can contact our team for CIBIL improvement assistance at 9889882090.
Hello , if i take sanction letter of 40 lakhs and unluckly gets usa visa rejected(didn't disburse). Can i cancel my education loan and will it harm my father or my cibil or effects any future loans for my father or me
Hello! Generally, banks may raise issues and report, which is why it's ideal to take at least 20% disbursement to avoid any complications. However, we suggest that you try reapplying for a visa instead of canceling your education loan altogether. Hope you have understood.
Hello, Our team can help you with the process for your education loan. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or by calling 988988290.
Good Information
Hello Yasmin, Thank you for your feedback! If you are seeking one-on-one assistance with your education loan process or CIBIL issue, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Download one score 🗿 to check CIBIL score
Mam we love you
Because of we are getting so much of practical knowledge.....
Hmmm ..... Thank you so much ❤
Hello, Thank you for your feedback.
We appreciate your efforts
Hello, Thank you for appreciating our efforts. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Good information ℹ️
Hello Joseph, Glad you found the video helpful. For further one-on-one assistance with the education loan process, Please connect to our team by requesting a callback on this link: bit.ly/48cTdcR or by calling 9889882090.
Good information
Hi there! We are glad that you found the video informative. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Do we need gurrantor for unsecured loan for germany? And if i take secured loan then gurrantor is mandatory? Can one of my parent be a gurrantor if i go for secured loan. Please answer
Hello Parth, By guarantor you mean a financial co-applicant then it is mandatory, but a guarantor in the sense of the owner of a property, is not required for an unsecured education loan; however, it is mandatory for a secured education loan. If the property is registered in one of your parents names, they can be your guarantor for a secured education loan and our team can assist you with the process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
I really appreciate ypur quick response😊 I have heard PSU's like union bank doen't give loan above 7.5 lakh without collateral, especially for blocked account amount germany Is it a myth or fact?
Hello Parth, Thank you for your feedback! Yes, public banks offer unsecured education loans up to 7.5 lakhs. However, if you need more than 7.5 lakhs, you must opt for a secured education loan. Typically, the required amount for Germany's blocked account exceeds 7.5 lakhs. Therefore, students taking loans from public banks usually go for secured education loans. If you are looking for an unsecured education loan to cover your blocked account, our team can assist you with the process. Hope you have understood.
@@WeMakeScholars Thank You.
Tq mam good evening please tail what is the document for vidyalaxmi registration
Hello Dilip, To apply on the Vidya Lakshmi portal basic KYC documents and other marksheet documents are required. Here is the link to the video on the form-filling process on the Vidya Lakshmi portal: ruclips.net/video/WRlBGcfF4Qo/видео.htmlsi=8M_Gzwzv3S9Yg1LT. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Ma’am for a unsecured loan will the bank check cibil of student also?
Hello! A student’s CIBIL score is an important factor considered by banks, even for unsecured education loans. If your CIBIL score is low, we suggest working on improving your CIBIL score, or you can use our partner CIBIL rectification service if the issue is not very serious. You can contact our team for CIBIL improvement assistance at 9889882090.
Is this applicable for those students also ...like who r doing their UG course in India and opting for a education loan?
Hello Umar, CIBIL score applies to everyone planning to take an education loan regardless of their degree and course.
Can my sister be a co-applicant and my cousin be a guarantor in a non-collateral uncsecured loan
Hello, We cannot provide a definitive answer without analyzing your profile. Our team will need a few more details to check your eligibility and assist you in the co-applicant's scenario and with your education loan process. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Thank you mam
Hello Akshata, We appreciate your feedback! If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Parents CIBIL score is mandatory to get CSIS loan?
Hello! Yes, Parent's CIBIL score is also mandatory to get an education loan.
@@WeMakeScholars my father CIBIL score is 530 can I get CSIS loan?
Hello, To be eligible for the CSIS subsidy scheme the student's family income should be less than 4.5 lakhs and must take education loan from the Jansamarth portal. Here is the link to the video on the CSIS subsidy and form-filling process in the Jansamarth portal: ruclips.net/video/1qdzHGnoqEs/видео.htmlsi=Id-9krMkBPaMJsJw. Also, a 530 CIBIL score is ideally not accepted by the banks for approving an education loan. We suggest you try improving the CIBIL score or our team will try to help you. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
@@WeMakeScholars in bank they said they will check my father's CIBIL score for CSIS
Hello! Yes, banks do check the CIBIL score of the co-applicant for approving an education loan. Hope you have understood.
Hello, i got a college through a counseling. For admission i have to pay the 1sem fee by this month 28, how does CSIS works in this situation? Should I pay the fee or the bank will?
Please clarify...
Hello Arjun, If you pay the 1st-semester fees on your own, you can get reimbursed by the bank. The CSIS scheme waives the interest payable by the applicant during the moratorium period. One can apply for the CSIS subsidy scheme through the Jansamarth portal. To be eligible for the CSIS subsidy scheme, the family's income must be less than 4.5 lakhs and the education loan must be taken through the Jansamarth portal. Here is the link to the video on the CSIS subsidy scheme and form-filling process on the Jansamarth portal: ruclips.net/video/1qdzHGnoqEs/видео.htmlsi=WS_Nh8x_3pkq0jqn. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.
Hello ma'am i am an engineering 1st year student i wanted education loan and checked in csis jansamarth, it showed me to be eligible.. But once i completed the application.. I got a message of rejection and bank ppl told to apply through vidyalakshmi but it is showing that i registered in vidyalakhmi portal.. Maam i need education loan.. Kindly help me with this
Hello, You cannot apply for an education loan through the Vidya Lakshmi portal if you have already applied through the Jansamarth portal, and vice versa. However, you can reapply for an education loan through the Jansamarth portal after a cooling period of at least one month. For any issues with the application on the Jansamarth portal, we suggest you email Jansamarth customer support using this mail ID: Customer.support@jansamarth.in and they will assist you.
Mera cibil score 677 h...4 lakh tk ka loan chahiye kya ho payega..pls mam reply
Hello Sonali! As your requirement is less than 7.5 lakhs, it is categorized as unsecured education loan. For unsecured education loan minimum 685 CIBIL score is required. So, we suggest working on improving your CIBIL score, or you can use our partner CIBIL rectification service if the issue is not very serious. You can contact our team for CIBIL improvement assistance at 9889882090.
Hello , if i take sanction letter of 40 lakhs and unluckly gets usa visa rejected(didn't disburse). Can i cancel my education loan and will it harm my father or my cibil or effects any future loans for my father or me
Hello! Generally, banks may raise issues and report, which is why it's ideal to take at least 20% disbursement to avoid any complications. However, we suggest that you try reapplying for a visa instead of canceling your education loan altogether. Hope you have understood.
@@WeMakeScholars no i wouldn't reapply to any abroad education.
Hello, Sure! In that case, you can cancel your loan, without taking any disbursement.
My father's cibil score is 680 and I want to take education loan in sbi bank
Hello, Our team can help you with the process for your education loan. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or by calling 988988290.