6 Must do’s Before Leaving the Country with an Education Loan

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  • Опубликовано: 28 ноя 2024

Комментарии • 76

  • @piyush4147
    @piyush4147 3 месяца назад +1

    in MOD timeline u mentioned secured loan and collateralized ones ( both r same), what about unsecured ones?

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Piyush, The MOD timeline is only for secured loans. For unsecured loans before the validity of your sanction letter, you will have to sign a loan agreement, create a loan account, and take the first disbursement. Our team can guide you throughout the education loan process and after sanction. We will assign a dedicated financial officer who will connect you to suitable banks by analyzing your profile and a post-sanction officer who will help you after the sanction. You can request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @vedantnavale3823
    @vedantnavale3823 3 месяца назад

    Dear mam
    "I'm going to be applying for admission to an engineering college. There might be a wait of 10-15 days for admission through the ACAP method (spot or institutional round). The college requires full fees at the time of admission. Should I pay it myself, and then get reimbursed by the government?
    Please create a video about the loan process. Should I go to the bank for a loan before or after admission?"

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Vedant, We suggest you wait until you receive your admission and apply for an education loan. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @Mansikrogi
    @Mansikrogi 3 месяца назад

    Thank you for uploading amazing content....i am still due to apply for education loan....can you provide any detailed schedule of charges which covers all the cost required for sanctioning of loan from a PSU bank??(i.e bank processing charges,mortagage stamp duty)?? it would be of immense help to students...

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Yash, Most of the charges are based on the loan requirements. The PSU banks have different education loan products that vary from one bank to another. We are partnered with 15+ public and private banks and our team can guide you throughout the education loan process. A dedicated financial officer will analyze your profile and connect you to suitable banks. To know a detailed explanation of the loan products contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @anushkasadaruwan8681
    @anushkasadaruwan8681 3 месяца назад

    Hi! Can an educational loan which disburse semester wise use for Australian student visa funding purpose? Or does it need to disburse the full amount before applying for the visa?

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад +1

      Hi Anushka, If you have taken education from an NBFC or taken an education loan by putting third-party collateral, in such scenarios you need to disburse the full amount before applying for the visa. Hope you have understood.

  • @rushi_0x1
    @rushi_0x1 3 месяца назад +1

    Can I cover my food expenses in education loan if I buy groceries and make my own food

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад +1

      Hello Rushi, Please note that your food expenses are covered in your accommodation expenses in the education loan.

    • @rushi_0x1
      @rushi_0x1 3 месяца назад

      @@WeMakeScholars so , do I need to show the bills to the bank to withdraw money

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Rushi, If the bank is directly disbursing the amount monthly there is no need to show the bills but if the bank is reimbursing the amount then you need to show the bills. Our team can help you throughout the education loan process. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact us request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @short.videos_999
    @short.videos_999 2 месяца назад +1

    Dear madam i also want to take education loan i've got HKBk college of engineering CSE through KCET (competitive exam) so my per year fees is 1.15Lakh so i want to apply for education loan which bank should i prefer and also if i pay my first year fees by myself will they return me that money after my education loan is sanctioned pls tell me

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello, If you have already paid the fees to the college, you can get reimbursement from the bank. Our organization is authorized to assist students with the education loan process for loan amounts of more than 7.5 lakhs.

  • @littlevlogs1251
    @littlevlogs1251 2 месяца назад

    Hello ma'am
    My loan was closed from avanse
    Should i loan the hsbc account too
    Any use of this account?

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello, If you think there will be any requirements in the future with that account you can keep it or else you can close the account.

  • @AnEternalSoul
    @AnEternalSoul 2 месяца назад +1

    I went to SBI bank and asked for education loan but they told are you a customer of SBI? Then I said no, they say after opening account in SBI and then wait for 6 months for education loan. So I replied I will open account today but why will I need to wait for 6 months? They said that is rule. I said ok then will I get 100% loan from this bank they said it depends.

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello, Could you please tell us which course you are planning to study and where?

    • @AnEternalSoul
      @AnEternalSoul 2 месяца назад

      @@WeMakeScholars Engineering and in Pune

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello, Since you're applying for an education loan from SBI, please make sure to open a bank account. There is no requirement to wait for six months after creating the account. If your education loan requirement is more than 7.5 lakhs, our team can assist you with the process. A dedicated financial officer will analyze your profile and connect you with the bank. You can request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @Jyotsna_yadavuk
    @Jyotsna_yadavuk 2 месяца назад

    Maam, I applied to HDFC Credila through we make scholars, the verification is done but no update a of now. I have been trying to contact my financial officer but today, I couldn't contact him as well as the relationship manager as they did not responded. I am a little worried as the time for visa processing is going away. Please respond. Thankyou

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello Jyotsna, We have checked your application and our financial officer has already reached out to you. To fasten your education loan process stay in touch with your financial officer. If you are facing any issues you can contact our customer support using this number: 9889882090.

  • @littlevlogs1251
    @littlevlogs1251 2 месяца назад

    Hello ma'am 👋
    I took loan from avanse finanse and it was disbursed before my visa interview and my visa got rejected
    Now I cancel the loan , disbursement amount was return to avanse finanse. Now my query is about interest.. now whether I have to pay the interest after the funds back to avanse

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello. Yes, one will have to pay the interest for a certain period that is from the day of the disbursement of the amount until the day of canceling the loan. There will also be some penalty charges for repaying the amount before the lock-in period which will be told to you by the bank. We suggest you to talk with your bank.

    • @littlevlogs1251
      @littlevlogs1251 2 месяца назад

      @@WeMakeScholars The fund's what avanse disbursed whole amount has been transferred from hsbc to avanse .
      And moreover insurance amount also need credit in avanse

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hi. Yes, there will be a process for the insurance amount, it differs from one bank to another. Kindly contact your bank for further information.

  • @ayrawhsidr8937
    @ayrawhsidr8937 3 месяца назад +1

    Mam along request from me mam can you do about loan process in IOB bank mam

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Ayra, there are other banks that have better education loan products that will fulfill your requirements. We are partnered with 15+ public and private banks and will boost your chances of securing an education loan. We are funded and supported by the Ministry of IT, Government of India under the Digital India scheme, as we are under the Digital India we do not charge any service fee. We will assign a dedicated financial officer who will analyze your profile and connect you to suitable banks. Kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090. Our team will get in touch with you.

  • @raghavpathak6034
    @raghavpathak6034 2 месяца назад

    I requested for a callback almost a week ago but didn't receive it yet

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello Raghav, it appears that your profile is not registered due to some technical issues. We recommend you to call this number 9889882090 for faster assistance.

  • @miltiaryforcesvolgs3053
    @miltiaryforcesvolgs3053 3 месяца назад +1

    Hii mam I'm Dinesh from Rajasthan i want to take education loan for uk but avense denied take education loan because my academic score is not good so can i eligible for take education loan???😢😢

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Dinesh, Academic scores are one of the important criteria to be eligible for an education loan. Ideally, the banks prefer 60% of the academic scores for students to be eligible for an education loan. If other factors are good our team can help you by taking deviation for your education loan. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @simransingh1250
    @simransingh1250 2 месяца назад

    Maam is gic included in study loan

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello Simran, GIC is the account for Canada to disburse the living expenses. Yes, the GIC amount is also included in an education loan. If you are seeking one-on-one assistance with your education loan process our team can help you. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @surajitdas7995
    @surajitdas7995 3 месяца назад

    Mam my tution fee in my collage is zero because i am a tution fee waiver student but in my college grooming fees is 25k per semester, my question is can i get education loan ??

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Surajit, The Education loan is given for tuition fees and accommodation expenses. So, one cannot get an education loan for grooming fees.

  • @vedantnavale3823
    @vedantnavale3823 3 месяца назад

    Dear mam,
    In Jan samarth portal,
    "In the co-applicant details section, they ask for the co-applicant's employment details like company name, etc. What should I put if my father is a farmer?"

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Vedanth, You can select others as your father is a farmer.

    • @vedantnavale3823
      @vedantnavale3823 3 месяца назад

      @@WeMakeScholars Mam, my application is in offline mode, what should I do now? Should I go to the bank or something else? My admission has not been done yet, it will be done 5-6 days later, should I go later or now

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад +1

      Hello Vedanth, If it is a scheduled meeting at the bank then submit the application and talk to the bank manager but if you can submit it later, we suggest you wait until you receive your admission.

  • @vrindavandarshan-ng6ty
    @vrindavandarshan-ng6ty 2 месяца назад

    Hy mam mughe withoutcollateral k chlte bhot problem aa rhe hn mam withoutcolatral k study loan nhi mlega please sgust good bank for study loan

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello, Kya aap bata saktha hai konsi course aur kaha padne ke liye plan kar rahe hai?

  • @suchikasaroha9812
    @suchikasaroha9812 3 месяца назад

    0:02 mam i want to apply for education loan ..as my mother salary is in cash .. Banks rejected my application ..is there any other way

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello Suchika, If your mother's salary is in cash, then we suggest you to include any one of your family members as a financial co-applicant who gets income into the account and has all the required documents. We are partnered with 15+ public and private banks and our team can help you with your education loan process by connecting you to a suitable bank. A dedicated financial officer will analyze your profile and assist you throughout your education loan process. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @roushnikumari9927
    @roushnikumari9927 3 месяца назад

    mam in my vidya lakshmi loan portal can i give third part guaranter income certificate

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Roushnikumari, for Guarantor you are required to give the basic KYC details and address proof in the guarantor's name. If you are seeking assistance with your education loan process we are here for you. A dedicated financial officer will be assigned to check your profile and connect you to suitable banks. You can talk to your financial officer by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

  • @kaushalmalik9769
    @kaushalmalik9769 3 месяца назад

    Mam pilot training ke liye loan milega kya

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Kaushal, Pilot training ke liye unsecured loan milna thoda mushkil hai. Multiple factors jo aapka eligibility decide hota Education loan ke liye. Hamari team aapki education loan process me madad karegi. Ek dedicated financial officer aapki profile analyze karke, suitable banks se connect karega. Hamare team ko contact karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yah call kare 9889882090.

  • @ShubhamPathak-q4x
    @ShubhamPathak-q4x 3 месяца назад

    mam mere father ki income 4.5 lakh se less hai but agr unki income 4.5 se jyada hui next year to kya tb bhi hmko interest pe subsidy milega

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Shubham, krupaya dhyaan den ki family income 4.5 lakhs hone chahiye. Haalaanki, Janasamarth website ke anusaar, family income mein kisee bhee baad ke badalaav se subsidy prabhaavit nahin hogee.

  • @sankkham
    @sankkham 3 месяца назад

    mam my flight date is 21st august. and my bank is saying they will disrburse the amount till 25th august. Is this an issue then? Will they deport me if I don't have any disbursment done before arrival?

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello, Banks will directly transfer the funds to the university account. They don't deport anyone if the person is not taking the disbursement before arrival. Happy flying.

  • @madhu.v2075
    @madhu.v2075 3 месяца назад

    Hello mam i have spoken with financial officer they told when your profile is eligible you have to pay 10 thousand and 18 percent gst what is for that and whom we have to pay and why is for that?

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Madhu, The 10,000 + 18% GST is known as the processing fee. To start one's education loan process, one should pay the processing fee. To continue and speed up your education loan process we suggest you stay in touch with your financial officer. If you are facing any difficulties you can contact our customer support team by calling 9889882090.

    • @madhu.v2075
      @madhu.v2075 3 месяца назад

      @@WeMakeScholars but you have told its free of cost. We wouldn't like to apply through vidya loan can we apply through @WeMakeScholars only.
      And in sbi student loan scheme they have mentioned that there is no processing fees upto 20 lakh

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Madhu, WeMakeScholars is funded and supported by the Government of India and our services are free of cost. We are only authorized to assist students whose education loan requirement is more than 7.5 lakhs. Vidyaloans is a trusted organization we are partnered with to help students with education loan requirements of less than 7.5 lakhs. The processing fees is charged by Vidyaloans for the education loan process and not by the bank. If the loan requirement is low banks will be reluctant to give education loans, Vidyaloans help students with low education loan requirements. However, it is up to the student to pay the processing fees. If you are willing to continue with your education loan process then we suggest you to stay in touch with the Vidyaloans team. Hope you have understood.

  • @ganeshtalks123
    @ganeshtalks123 3 месяца назад

    My loan got disbursement in hsbc
    But not able to withdraw

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Ganesh, Please note that the funds in your HSBC account cannot be withdrawn as they will be directly transferred to your university account.

  • @AbhishekPandey-c6r
    @AbhishekPandey-c6r 3 месяца назад

    Mam can i take loan for 5 year llb thorough jan samarth

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello. Yes, you can take education for your 5 year LLB course through the Jansamarth portal. Here is a reference video link on the form-filling process on the Jansamarth portal: ruclips.net/video/1qdzHGnoqEs/видео.htmlsi=i0ZGZDiO9v1MrbDE. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. To get in touch with your financial officer kindly request a callback using this link: bit.ly/48cTdcR or by calling at 9889882090.

  • @adityashahwal-q6n
    @adityashahwal-q6n 2 месяца назад

    Hello ma'am i have applied my loan through jansmarth and i my co guarantor is my mother as my father's cibil score is very bad . So, i have applied through sbi. Please guide me . I need this loan 😭

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello Aditya, Could you please let us know the education loan amount you require?

    • @adityashahwal-q6n
      @adityashahwal-q6n 2 месяца назад

      @@WeMakeScholars 6 lakhs

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello Aditya, The CIBIL score is an important parameter for an education loan. We suggest you try to improve your CIBIL score. We are authorized to assist students whose education loan requirement is more than 7.5 lakhs.

  • @Drprashantsagar
    @Drprashantsagar 2 месяца назад

    Helo mam myself dr prashant iam a mbbs doctor appeared for neet pg 2024 and i want to take ms orthopedic management quota seat in private or deemed institute is it possible to get education loan of 40lakhs in any bank without collateral ??as iam from middle class family dont have enough sources for collateral .Please kindly reply yesterday also i have messaged you and submitted application for cal request ,but no response came from either side ,please kindly reply .

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello Prashanth, It is not possible to get an unsecured education loan for medical courses. If you are willing to include a relative's property as collateral for the education loan, our team can assist you. We ensure to call each and every student. For faster assistance, we suggest you to call us using this number 9889882090.

  • @madhu.v2075
    @madhu.v2075 2 месяца назад

    Hello mam,
    I have got Bds (5years)seat in India. Can i get unsecured education loan of 7.5 lakh in sbi. Father is state government employee but he has taken some other loans he is paying emi

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello Madhu, getting an unsecured education loan for medical courses is difficult. We suggest to take a secured education loan. If your required education loan amount is more than 7.5 lakhs our team can help you with the process. To contact our team kindly, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

    • @madhu.v2075
      @madhu.v2075 2 месяца назад

      @@WeMakeScholars we don't have collateral

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hi, You can try for an unsecured education loan but it can be difficult.

  • @ayushiyadav276
    @ayushiyadav276 3 месяца назад

    Ma'am can I get a loan of 45 lacs for mbbs from private institue in India
    My father with retire in jan 2026
    And we have a property of 40lacs approx

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Ayushi. Yes, you can get an education loan but there are some other factors that need to be analyzed for an education loan. We are partnered with 15+ public and private banks and our team will analyze your profile and connect you to suitable banks based on your requirements. Kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

  • @Coder-v2f
    @Coder-v2f 2 месяца назад

    Ma'am i had requested a call back from your team, and your team member had also called me to enquire, i am happy to see the immediate response from your side, but the sad thing is, when i asked them for help to get my education loan in india of amount 6lakh rupees they replied that they only guide to me if the loan amount is above 7.5 lakh, otherwise i have to pay the proccesing charge of rupees 10k, I was very disappointed with this reply 😢

    • @WeMakeScholars
      @WeMakeScholars  2 месяца назад

      Hello, WeMakeScholars is funded and supported by the Government of India and our services are free of cost. We are only authorized to assist students whose education loan requirement is more than 7.5 lakhs. Vidyaloans is a trusted organization we are partnered to help students with education loan requirements of less than 7.5 lakhs. The processing fees are charged by Vidyaloans for the education loan process and not by the bank. If the loan requirement is low banks will be reluctant to give education loans, Vidyaloans help students with low education loan requirements. However, it is up to the student to pay the processing fees. If you are willing to continue with your education loan process then we suggest you to stay in touch with the Vidyaloans team. Hope you have understood.

  • @ufranshaikh9780
    @ufranshaikh9780 3 месяца назад

    Hey Team ! I'm trying to contact you. Haven't received any call from your end. Please contact

    • @WeMakeScholars
      @WeMakeScholars  3 месяца назад

      Hello Urfan, Please note that our working hours start at 10AM and we assure you that our team will call each and every student. Your patience is highly appreciated. Our team will contact you shortly.