How Much Money I Made Farming From Scratch

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  • Опубликовано: 23 ноя 2024

Комментарии • 321

  • @garagebrothers2023
    @garagebrothers2023 11 месяцев назад +249

    I honestly don't think you're bragging at all. I just really like knowing about all this stuff It's pretty cool.

    • @spencerhilbert
      @spencerhilbert  11 месяцев назад +22

      Thanks I appreciate it!

    • @AWvyren
      @AWvyren 11 месяцев назад +3

      I do agree with that, Bragging looks diffrent. What you show is not just "I made 10 billion in 5 yrs" It shows the "Dark Side" aswell. Good Job on the Video love it and hope ya will have a bit more luck with market prices towards your Benifit :D

    • @sshumkaer
      @sshumkaer 7 месяцев назад

      I totally agree, this stuff is interesting. i am old man 41 broken down but I wat to do the stuff your doing, so I find inspiring

  • @mattiantorno2241
    @mattiantorno2241 11 месяцев назад +100

    Spencer, i like your style. You do a great job at explaining to us what ever youre working on. If you're enjoying the farming lifestyle, the finances and its stimulating enough for you, then continue doing it.
    We all like watching you videos, thank you for sharing them with us.

    • @spencerhilbert
      @spencerhilbert  11 месяцев назад +5

      I Appreciate the comment! Thank you!

    • @Philip212
      @Philip212 6 месяцев назад

      @@spencerhilbert I agree, this is interesting stuff. As someone who grew up in a big city on the other side of the world, but might make the sea change to country life for kids, it would be nice to at least bail our own hay for animals

  • @tomwalsh1331
    @tomwalsh1331 11 месяцев назад +34

    The world could use more people like you and your brother. Really appreciate the honesty. Hope next year is even better!

    • @spencerhilbert
      @spencerhilbert  11 месяцев назад

      We appreciate the comment! Thanks

  • @johnnytoobad4287
    @johnnytoobad4287 11 месяцев назад +67

    In 1964 my dad bought 160 acres for 16,000. People thought he was a fool for paying that much. The farm next door(about the same acreage) just sold for 9000/ac. In the future you will only regret that you couldn't buy more. Good luck,farming is a very rewarding way of life.

    • @charliehargrave7458
      @charliehargrave7458 10 месяцев назад +1

      Sixty five years ago farm land was selling for 200 to 300 a acre, today it is worth 7 to 10 thousand a acre. For 65 years you fight the weather, grain embargos, stupid Washington politics and you pay double the rate for social security taxes for being self employed and you have to be paid government payments to stay in business. If farming produced a good living there would be more than 3 percent left.

    • @Dinkslayer681
      @Dinkslayer681 10 месяцев назад

      ​@@charliehargrave7458that's a good point but I believe it's just a lifestyle

    • @tapnad7263
      @tapnad7263 7 месяцев назад

      @@charliehargrave7458 Rewarding doesn't have to mean materially speaking.

    • @pilsplease7561
      @pilsplease7561 6 месяцев назад +1

      Property I live on was bought for 20,000 in the 70's really really really expensive land back in those days, now the property and the house and etc is like 5-6 million easy. Huge ROI

  • @RouthFarms
    @RouthFarms 11 месяцев назад +12

    Spencer, as a young farmer and having a young RUclips channel I appreciate you. I hope maybe one day for my RUclips channel to make a little extra money, but you sharing your numbers really helps give an idea of what to realistically expect. I wish I was as good with numbers as you are because your financial breakdowns, and video editing skills are phenomenal!

    • @spencerhilbert
      @spencerhilbert  11 месяцев назад +2

      Glad this was helpful for you. Like you said it’s good to know what to expect. You could make $0 or a million if you work super hard. It’s good to have a side job that has unlimited earning potential.

  • @wasd782
    @wasd782 11 месяцев назад +22

    The amount of inspiration and entertainment you give to hundreds and thousands of people (myself included) - $Priceless.

  • @zcole6612
    @zcole6612 11 месяцев назад +4

    I think you are probably the most Honest person on RUclips . My personal opinion your Neighbors can give you the best advice for your farm and your dirt.

    • @spencerhilbert
      @spencerhilbert  11 месяцев назад +1

      I agree Neighbors have been the most help by far!

  • @marinvlahovic2950
    @marinvlahovic2950 9 месяцев назад +1

    You are young and have just started farming and that is good because you still have a lot of time to succeed. You have a good start for a new farmer. Just be brave and never give up. Some years will be difficult, some ideal, as they say, it's a factory under a clear sky. Best regards from Croatia!

  • @Tulunzee
    @Tulunzee 11 месяцев назад +16

    Thank you for the transparency on this Spencer! You put a lot of effort into getting to this point and I wish you many more harvests!

  • @Thekman882
    @Thekman882 11 месяцев назад +2

    Yo Spencer I farm to I love watching other farmers do what works for them and also see new farmers like you start out I love watching this stuff. Keep up the good work❤❤❤

  • @eastonA11
    @eastonA11 11 месяцев назад +4

    This is absolutely appreciated, much respect for being humble and honest. 👍

  • @robervin9107
    @robervin9107 11 месяцев назад +43

    This was heartwarming. Bud and I know grant would never actually take the money anyway. I’m proud of you for making this video seeing the smile on your face. The RUclips money is a bonus for your hard work. You started this journey to spend quality with grant. You can’t put a price on it and we love it

    • @ripperlipper1016
      @ripperlipper1016 11 месяцев назад

      I see your comments everywhere

    • @AgentJo-i1u
      @AgentJo-i1u 3 месяца назад

      He LOST money. HOW IS THIS HEART WARMING????!!!!

  • @patrickaherne3598
    @patrickaherne3598 11 месяцев назад

    I like that you gave actual numbers. Most other farm channels are coy about how much they make off YT.

  • @quentinwilliams9573
    @quentinwilliams9573 10 месяцев назад

    Hey Spencer I just found your account and I didn’t grow up around farm life and I want to grow my family into that and I’m thankful for your videos!!

  • @FarmersofAmerica
    @FarmersofAmerica 11 месяцев назад +3

    My dad inherited our great grandpa's farm last year, around 300 acres, and we are the last biggest beef farm in the county. We do sometimes struggle a bit but we get everything done. Now we're shelling corn,and hopefully we'll get it done soon, but a farmer's life will always be unexpected.

    • @pilsplease7561
      @pilsplease7561 6 месяцев назад

      I would become a farmer if i could just a case of money I do some small scale vegetable farming which I do sell my veggies but its nothing impressive.

  • @brockmiller4084
    @brockmiller4084 10 месяцев назад

    Thanks for showing us it really helps knowing how much you could make off corn

  • @j.b.struckinadventures4993
    @j.b.struckinadventures4993 11 месяцев назад +5

    That’s farming mate. It’s hard to start up from scratch but you’re going at it the right way by helping your brother so he can help you. Also it’s tough making money off of farming the same year you buy land but because you bought it you still have it next year to have another go at it. You can turn numbers any way you want on paper to make it look either positive or negative. I like how you’ve looked at it and I’d do it the same way. Keep it up. I found your channel not long ago but I binged your videos and really enjoyed them. I look forward to watching the next one 👍🏻

  • @silverbackscopesgeog
    @silverbackscopesgeog 10 месяцев назад

    I greatly appreciate your content man, growing up in the suburbs I've learned so much from you.

  • @mcd5082
    @mcd5082 11 месяцев назад +2

    Love that you keep it transparent and real! Helps people make better informed decisions

  • @jeremiah5313
    @jeremiah5313 11 месяцев назад +8

    Don’t forget to add in the fun you had + the challenges + working with your family and friends, etc = priceless. 😃👍

    • @AgentJo-i1u
      @AgentJo-i1u 3 месяца назад

      I m not sure the bank will accept fun or challenge or family time to pay rhe morgage or pay the bills...

  • @tomholmes1350
    @tomholmes1350 11 месяцев назад

    Thank you for sharing what I’m sure was not a simple video to create. Next year’s numbers will be fascinating because you will have something to use for comparison and your experience will start giving you an even better return.

  • @gerrardvoesenek7616
    @gerrardvoesenek7616 11 месяцев назад

    Good for You mate.
    Take Care and GOD BLESS YOU 😇

  • @kanlife5768
    @kanlife5768 10 месяцев назад

    Thanks for your honesty. This was encouraging to watch.

  • @kingsgambit7734
    @kingsgambit7734 11 месяцев назад +1

    Just a terrific overall job or showing start up costs and expenses and especially enjoyed the land price discussion. Wishing you nothing but the best and seems like you are doing a good job and using RUclips to help you get started was fantastically smart!!! :)

  • @bvisser9260
    @bvisser9260 11 месяцев назад +3

    In my opinion experience is worth more than money and farming is a great way to get experience. You and your brother are doing a great job teaching people about farming and breaking it down. Love the videos keep up the great work 👍

  • @jackmorrison8030
    @jackmorrison8030 7 месяцев назад

    I’m an Oklahoman that didn’t grow up in a farming/ranching environment. I find your videos incredibly interesting and helpful as I’d like to start a farm someday.

  • @paulinanuman3200
    @paulinanuman3200 9 месяцев назад

    Hey Spencer, I really apreciate the videos and I would love it you post more videos because I love watching the farm transform and I'm growing sweet corn this summer so I would like some inspiration to get out in the field.

  • @jeromep976
    @jeromep976 11 месяцев назад +1

    Nice job Spencer! You have bragging rights after clearing the land and growing a nice crop. For a first generation farmer that’s a huge accomplishment. Good luck in the future. Farming is a long term commitment and you are bound to be in the red at the start. This will help make you financially viable in the future.

  • @danieldzurko8053
    @danieldzurko8053 11 месяцев назад

    Thank you for the information and transparency.

  • @champagnechevy8761
    @champagnechevy8761 11 месяцев назад

    You aren’t bragging to me I feel like you’re doing a really good job breaking it down and showing how many different ways people could look at it wins and loses

  • @FailureatRetirement
    @FailureatRetirement 11 месяцев назад +2

    Great job Spencer! I started farming for the first time in 2008 and did about the same as you. As you said, there are many ways to look at it but at the end of the year I didn’t have any extra money in my pocket. After that it took off pretty rapidly and exceeded my wildest expectations. It was the best thing that I ever did for myself and my family.
    No matter what happens I’m sure that you will look back at it in ten years and be glad that you did it.
    BTW, where I live the most profitable ground you farm is the ground you rent. It’s very difficult to find but when you do it will be much cheaper than taxes and interest.

  • @headero
    @headero 11 месяцев назад

    gotta pump up that balance sheet for borrowing power! great video. hard to believe what land prices have done in the past 5 years. prices have nearly doubled where i’m at in ND.

  • @CoinCommunityCollectors
    @CoinCommunityCollectors 11 месяцев назад +1

    I recommend this upcoming spring to put up a machine shed or pole building to tore your equipment on the property. It would be quite a bit of money but be able to store all your stuff in there.

  • @EagleYin
    @EagleYin 6 месяцев назад

    You are not dumb at all my friend. This is great material for the community online. I’m not in farming business by any means but I just want to say thank you for your video. I feel like I learned a lot! Keep up the good work buddy!

  • @RomeoXak
    @RomeoXak 11 месяцев назад +2

    I'm not even Farming, I'm just playing Farming Simulator and I loved your videos and finished this whole 15mins credit report.

  • @jakebot97
    @jakebot97 3 месяца назад

    Thank you for putting this info out for us. I’m currently working to save to be able to get my own land and equipment in a few years and this helped boost morale. Cheers

  • @arthura.applegatejr.7145
    @arthura.applegatejr.7145 11 месяцев назад +1

    My Grandpop moved to the farm in 1917 as a tenant farmer. He bought the farm, lock,stock and barrel in 1936. After the war my Uncle moved off the farm and my Dad and Grandpop farmed about 450 acres. In the ‘60s , after I was born Dad took out an operating loan for $100,000. 00 to $150,00.00. We were potatoes and grain.

  • @smokedaodblunt3755
    @smokedaodblunt3755 10 месяцев назад

    Well done bro and thanks for showing us all how it works. Watching from New Zealand

  • @nicke6394
    @nicke6394 10 месяцев назад

    Great explanation. 25 yrs time with expansion, land appreciation and loans paid off you’ll be sitting on a goldmine as long as you can cover your cash flow in the meantime👍😎

  • @jeffb8832
    @jeffb8832 8 месяцев назад +1

    The land could temporarily drop in value, but no one can predict that. The important thing is you got your foot in the door. Build equity and buy another piece.

  • @evan7710
    @evan7710 11 месяцев назад

    Way to go! You may have lost a little money, but you're out in the field doing it. You're really on top of things and know your stuff. I'm very jealous. I've wanted a farm since I was a little kid. I'm very jealous.

  • @HermmyElf
    @HermmyElf 11 месяцев назад +2

    Great Video! Lesson learned in realtime is priceless, plus working with your Brother. Thanks, this will benefit many moving on, I think many are moving back to the land, this will help them all. 👍

  • @rosquirk9310
    @rosquirk9310 11 месяцев назад +1

    This is very cool to see and hear as a younger generation looking to start. You and grant are awesome!!!

  • @Volfarmer
    @Volfarmer 10 месяцев назад

    This is a great RUclips channel. Thanks so much for posting real honest videos. These videos have already helped out so many people! It’s great to see other young people interested in farming. You and your brother obviously have great minds, making a mobile video game, creating a successful RUclips channel, and starting a farm from scratch and buying the land and equipment you did. This was definitely a successful year for you! Your videos have helped me and many more small farmers starting out! Thank you for sharing them!

    • @spencerhilbert
      @spencerhilbert  10 месяцев назад +1

      I really appreciate the comment! Hope you have a good 2024! Thanks!

  • @victorianicol-smith9436
    @victorianicol-smith9436 3 месяца назад

    Love this. This is the first I've watched. Such a a non-BS channel. Really interesting, thanks for sharing

  • @zachhefner2453
    @zachhefner2453 11 месяцев назад

    I applaud you for having the courage to step out and start farming at a time when the economy is in such poor shape. Your work ethic and drive are fantastic. I wish you endless success in the future.

  • @robertyoung1777
    @robertyoung1777 10 месяцев назад

    I would appreciate a video on taxes and farm land. Thank you for your great content.

  • @rcwayt4020
    @rcwayt4020 11 месяцев назад

    Thank you Spencer for the information! I have a small beef cattle operation, i raise for freezer beef for family and friends! I work on many farms locally, I would love farm on my own. This information is much appreciated Im sure by many people!! Thank you for the awsome content!

  • @Derailedtrain666
    @Derailedtrain666 11 месяцев назад

    Thanks for sharing this information, I have watched many different RUclips farmers over the years and nobody has shared this information before. You make great videos, and I wish you and your brother the best!

  • @tworah
    @tworah 7 месяцев назад

    Nice to see a hard-working young man, thanks for the video, love your content.

  • @31worm31
    @31worm31 11 месяцев назад

    Thanks Spencer for all the work you put into this channel so we all can be a part of this journey with you.

  • @Jdearly
    @Jdearly 11 месяцев назад +1

    Man thats awsome not bragging and helps new farmes aswell

  • @bernardniesen8694
    @bernardniesen8694 11 месяцев назад

    It is cool 😎 to know that you can hedge your crop before it is harvested!

  • @brentclarke1841
    @brentclarke1841 11 месяцев назад +1

    Bravo Spencer, videos are great, great content,, you and cole are the only one's I've seen talk about money,farm cost and bottom line,, TY 👍🚜👍

  • @trytobetheballpeople
    @trytobetheballpeople 9 месяцев назад

    I love finacials....even though I suck at managing money. I love the excel programs. Great job man! Hi from Waterloo

  • @mennoreuten1563
    @mennoreuten1563 11 месяцев назад

    Onest story i quess, but most important, you did it and no regrets,keep on farming,greetings from a Dutch dairyfarmer

  • @DontAtMe2k24
    @DontAtMe2k24 11 месяцев назад

    I wasn’t expecting this. Most channels will say “I’m going to tell you everything” and then they don’t tell you anything.
    Lol nicely done. I have often wondered what it would take to start farming.

  • @NathanReeves-s4l
    @NathanReeves-s4l 3 месяца назад

    Thankyou so much for giving real numbers. I try to find real numbers all over the place and can almost never find them. Griggs Farm LLC also has some good videos with specifics. Thanks again

  • @richardmiller7622
    @richardmiller7622 11 месяцев назад +1

    You should call your site”no bullshit farming”. Thanks for your honest presentation of both the RUclips numbers and the total farming costs.

  • @brandonblack8896
    @brandonblack8896 11 месяцев назад

    totally cool that you got into the transperancy of your year farming. I know it wasn't a lot, but one bit of profit/loss you left out was buying the haying equip and then making/selling the bales.

  • @waltersaari7954
    @waltersaari7954 10 месяцев назад

    Thanks for the transparency.

    • @spencerhilbert
      @spencerhilbert  10 месяцев назад

      No problem. That’s the goal. Thanks for watching!

  • @lilrock8457
    @lilrock8457 11 месяцев назад +1

    spencer i live in iowa too i appreciate these videos it reminds me of working with dad on the farm

  • @yetti_31
    @yetti_31 11 месяцев назад

    Man this is awesome. I’m looking to get into farming with my father in law in the next couple years. This is really good information to have. I’ve crunched the numbers and it takes a lot to make money when you’re starting out buying farmland. I’ve binged yours and Grants videos the last few months and i can’t wait to see where y’all go!! Maybe i’ll be able to join yall in the farming world soon!

  • @anthonydolezal6627
    @anthonydolezal6627 11 месяцев назад

    It's been interesting watching both of you guys starting out.
    Don't worry about what others think. Do it your own way.
    Can't wait to see how it goes in the years to come!
    Keep Smilin!!!!

  • @mattshell7753
    @mattshell7753 11 месяцев назад

    I truly enjoy you and Grants RUclips page I love when you guys each post 1 I'm so happy for you you're the most honest youngest farmer out there Be safe over the winner look forward to more videos thank you

  • @BigDiesel545
    @BigDiesel545 11 месяцев назад

    Thank you for sharing Spencer love to see it broken down into detail hope you the best and to keep making memories

  • @greganderson3676
    @greganderson3676 11 месяцев назад

    Nice of you to show these real $ facts. You are straight on everything you say and do your videos are the same way. When you get thru all your land and fertilizer improvements your ground will be even better !! Get that excavator going before the ground freezes hard . I would recommend a deep ripper over the entire ground in the fall

  • @AllanPerrrault
    @AllanPerrrault 8 дней назад

    Hi, I just watched your video's, you have done a very good job on your start up. My suggestion to you is be true to yourself, look at all expenses every year and do keep your records to see how you are doing. Keep the good work up and thanks for sharing. Good luck from Allan up in Alberta Canada.

  • @daveb4210
    @daveb4210 11 месяцев назад +1

    Well, I guess you can’t expect to make a ton of money right off the bat but overall, it doesn’t look like a bad start. I’m very interested to see how the farms grow for you and Grant! He’s already grown from where he started so high hopes for both of you!

  • @Kevin986_
    @Kevin986_ 11 месяцев назад

    I watched the entire summer. I was very entertained. Thank you

  • @Kvgill
    @Kvgill 7 месяцев назад

    You should make more videos about farming bro a lot of us farmers love watching other crops and how their crop works/ requires

  • @paulmullins4439
    @paulmullins4439 10 месяцев назад

    I watch your brother channel now I'm going to start watching your channel as well keep up the great work

  • @carnagie85
    @carnagie85 11 месяцев назад

    I think you have done great for the first year of farming and always look forward to you videos.

  • @shealy265
    @shealy265 11 месяцев назад

    I look forward to see what drainage/tiling/dirt work to eliminate the low areas along the creek and other items to prep the land for next years crop.

  • @angrybird2598
    @angrybird2598 11 месяцев назад

    Really loved the content and the transparency , love your content bud keep it up. Really made me learn a lot of stuff and created new interests

    • @spencerhilbert
      @spencerhilbert  11 месяцев назад

      I Appreciate that! Thanks! Merry Christmas

  • @thepowerboysllc7979
    @thepowerboysllc7979 11 месяцев назад

    Fantastic Video! Appreciate your time and all the information you sure with us all!

  • @agritech2024
    @agritech2024 9 месяцев назад

    You are Great and very inspiring

  • @RoyceRoberts-m9l
    @RoyceRoberts-m9l 8 месяцев назад

    very helpful video thanks for sharing

  • @BrettPruett
    @BrettPruett 11 месяцев назад

    Good job Spencer. I wish I had your business sense when I was your age 30 years ago.

  • @greggkiest1069
    @greggkiest1069 11 месяцев назад +1

    Great reality video. Praying for an awesome farming and RUclips future. You are such an awesome person.

  • @glenkellner9936
    @glenkellner9936 11 месяцев назад

    Great video, I am curious about creating as well. Thank you for breaking down the numbers. Give me a few years and I plan on starting my own farm.

  • @dougroberts4125
    @dougroberts4125 11 месяцев назад +1

    Hi Soencer,
    Great video. I usually watch for the farming you do and this time I really enjoyed the financial info.
    God bless you.
    Doug Roberts

  • @tstears1
    @tstears1 11 месяцев назад

    Great video Spencer , you’ve showed us more then all BTO video farmers have showed us. It was very Interesting

  • @tibetfruit2324
    @tibetfruit2324 11 месяцев назад

    Good factual and honest report. Best to you next year and into the future.

  • @lucasharder4511
    @lucasharder4511 11 месяцев назад

    Hey!! Love your videos!! Hope you can grow next year!!😢 Wish all the best for 2024 year!!
    Buying is hatd but got to remember, land will not luse value... It will always go up in the long run!

  • @MrKeysersoze1981
    @MrKeysersoze1981 11 месяцев назад

    God Bless you and your endeavors young man

  • @paulinekhasungu4518
    @paulinekhasungu4518 11 месяцев назад

    Land appreciates unlike liabilities like cars, plus you are a humble guy.

  • @dougnicholas2317
    @dougnicholas2317 11 месяцев назад

    Thank you for the transparancy. Keep working hard. There is no doubt that you will succeed.

  • @manleybrittain1296
    @manleybrittain1296 11 месяцев назад +1

    Spencer the more important question is did you get a deer this year on your land? I am looking forward to next year to see how your year goes! I love the content and keep up the great work!

  • @rgendrud8695
    @rgendrud8695 11 месяцев назад

    great lob love the transparency no farmer makes money at first unless he is given the land from family and it is still difficult keep up the good work i would like to see more videos but i know they take a lot of extra time and energy.

  • @travisdieringer3420
    @travisdieringer3420 11 месяцев назад

    Great video! Thanks for sharing info most people won’t. You and Grant do an amazing job and I look forward to each video! Keep up the great work!

  • @BNBoogie
    @BNBoogie 11 месяцев назад

    If you love what you're doing, keep it up! Don't let anyone tell you that you can't.

  • @ΠαναγιώτηςΣουλης-δ3ξ
    @ΠαναγιώτηςΣουλης-δ3ξ 11 месяцев назад

    It's first year, I don't know any person who's made profit on first year, don't worry keep up the good work and you will get the reward for your efforts

  • @TheIastfan112
    @TheIastfan112 11 месяцев назад

    As someone who just started farming this past year, albeit I'm taking over for an extended family member, this video really illustrates well the struggle to own land for new farmers. Spencer here got a very good deal on land price, is financed at a reasonable rate, and at least historically got a fair price for his grain(not great for the past couple years but pretty good for the past decade) yet still lost money.
    Land prices are just so high that its really easy to run years of negative cash flow unless you were able to buy the land with mostly or all cash. All of which favors either corporate or older farmers immensely.

    • @spencerhilbert
      @spencerhilbert  11 месяцев назад

      Yeah pretty much summed it up. I knew this would be the case going into it and planned accordingly. There are better investment out there for sure. Well see how it plays out. Thanks for comment!

  • @cameronprater5224
    @cameronprater5224 3 месяца назад

    Love the vid. I know pretty much nothing abt farming but really enjoy your content haha.

  • @urbanturbine
    @urbanturbine 2 месяца назад

    Just stumbled upon your video. It was great information. It is sort of sad and alarming to see that making videos about farming is more profitable than actual farming with tangible products. Somethings are going terribly wrong in our times. Keep up the good work!

  • @sivikase5067
    @sivikase5067 11 месяцев назад

    Hey Spenc, you have done very well my man👏🏽👏🏽👏🏽👌🏽👌🏽👌🏽

  • @selfmadefarmer2020
    @selfmadefarmer2020 11 месяцев назад

    Really enjoyed your video thanks for the info and value add. Makes me really want to expand more into RUclips.

  • @perisher1976
    @perisher1976 5 месяцев назад +1

    9:47 - Land prices are rising faster than wages! In 1973, the average wage was $630, which was the price of an acre of land. In 2023, the average wage is $4,500, and you need to save up for 2.5 months to buy an acre of land. Is that good?

  • @davecarron323
    @davecarron323 10 месяцев назад

    stop being so modest. that’s equity! its great - liquid wealth is only a portion of your overall power. you can leverage debt against your equity in the land and purchase more assets. good job dude!