🔥 Sign up for a Moomoo account and receive up to 17 FREE stocks, including a full stock of either TSLA or GOOG. Open an account and deposit money today. j.moomoo.com/00su64 Which ETF do you like better? JEPI or JEPQ?
@@BigcountryReactions The JEPI averages around .35 per share, The JEPQ averages around .40 per share. With the quantity that I currently have, it averages around $120 per month.
The preference of JEPI vs. JEPQ depends on the risk tolerance of the investor. JEPQ, due to the concentration may be more volatile and better suited to younger investors. JEPI, being less volatile would be more suited for those approaching or in retirement. Personally, I prefer and have been in JEPI since it's introduction, as I an in retirement. Also, the income tax charachter of the distributions, whether JEPI or JEPQ is a material factor. Both ETFs generate a substantial portion of their distributions from the ELNs. That income is "ordinary" income and, therefore, taxed at the federal level at the investor's marginal income tax rate, whereas "qualified" dividends receive preferential tax treatment at lower rates, anywhere from 0% to 20%. Thus, individuals need to determine whether it woukd be preferable to hold the ETFs in a taxable account or tax-free IRA.
@@PhillipLearnTeach I believe that these funds like SCHD are more oriented towards dividend stocks.. As a result, a portion of the distribution may be composed of "qualified" dividends and return of capital. The only way to analyze the composition of the distributions for each is to look at the monthly or quarterly (depending on the distribution frequency) Section 19a report for each. The Section 19a Reports, should be available from the issuer at their websites. Also, your annual Form 1099-Div has a breakdown of distributions as to "ordinary" dividends, "qualified" dividends, capital gains distributions, return of capital and tax exempt distributions.
I own both. I have about 3x more shares of JEPI than JEOQ. That was a well explained thirough analysis. I also caught the last video on REITS. If possible can you do similar ones to CEFs as I am recently retired andcam always looking for additional income. Thanks and keep up the good work.
@@PhillipLearnTeach those four will likely outperform over time. Not by a huge margin though. JEPQ and JEPI are owned for income. My hope is to never sell any shares. Just add. No need to time the market then. Retired two years now and just adding so far. I do plan on adding DIVO and SCHD in time. VOO is my main holding.
JEPQ is so far beating JEPI badly in my ROTH bought both in Jan 2023....JEPI down -0.72% while JEPQ up 10.53%. (Adam Galas suggests buying in Tax advantaged accts only)
this make since especially you can reach 60000 dollar range and purchase 25% of it on margin in dip economy !! dividends have covered my margins relatively fair and easy!!
just to add something about the volatility incase of correction in the tech sector: jepq went down by around 10% in correction of july , august last year compared to qqq which was down by12% and also jepi was down by about 4% only during the same period..
Thanks, Mark, for another really good investment ideas video presentation! I'll continue to stick with my shares in dividend stalwart, SCHD, for my long-term dividend growth strategy.
My main question is what happens when in retirement & you stop reinvesting dividends for the Income...would NAV erosion happen & you lose money? The whole point is to not have to sell shares & live off dividends. Thoughts/comments? I own both equal weight approx 50/50. The fund manager from JP Morgan Hamilton Reiner stated that a 60/40 weighing in a portfolio of 60% jepi & 40% jepq would approximate the return of the S&P 500. Also stated that they are designed to average out a yield of 7-9% for jepi & 9-11% for jepq long term. Still great to me.
JEPI is up about 8% since launch in May 2020. Its mutual fund JEPIX is down 9% since 2018 but has higher ER. Neither result is that bad. I plan on reinvesting 10-25% of dividends to avoid lowering my principal.
Well done. I am glad you covered these to compliment the REITs. I suppose JEPI is best for me as it has been around longer and past does not guarantee the future. Both seem very good.
Best way to know more is having borgt JEPQ and JEPI , it seems I would want both of them till Technologe cools enough to find another etf , however it seems JEPY would outlast just a little more that way balancing its dividend performance if I would to hols on to it longer than JEPQ
I’m 48 and I want to add this to my ETFs. I’m leaning towards. JEPQ because I like that it’s top-heavy. I also have SCHD QQQM AND VOO. Any suggestions if I should do that one?
Same age as you my fellow 74 or 75 er baby. Im at 310 shares in VOO and 61 shares JEPI. JEPI Yield is dropping giving out disappointing dividends so im basically throwing money at a fund thats returning less over time. While VOO has been giving more and VERY nice payouts because of my share size plus its all qualified. Im seriously considering selling JEPI and putting it all in VOO ....or buying SCHD . Good luck out there bro ❤
@@pauobunyon9791It's not dropping and paying less over time, it's because you people buy something and don't understand what it is you own. I am retired in my mid-30s, and my primary income is SCHD and JEPI. JEPI has a main target of 7%, but it fluctuates based on the conditions of the current market. QYLD is an example of something that drops over time, because it's call options are 100% in the money, so you end up with the price erosion. JEPI is only 80% in the money, so there is always a recovery. Dividends are higher in a flat or down market and lower in a Bull Market. That is why if you go back and look at the entire payout history you can follow the trend. It only pays around $0.35 on average, but last year when the market started tanking, you saw a few really good spikes where the payout was around $0.60. This caused many people to get spoiled because the payout shot up to around 12%, so it felt like your dividend was being cut when it returned back to reality. If you have a massive amount of money in it like I do, this is where you want to be, because the ETF in itself is very low volatility, and they will pay you the extra dividends when the opportunities come around. People are focusing on JEPQ because they think it's a higher return, but that's only because tech stocks were down roughly 30%, so they bought low and the ETF is now up 30%, but all it did was actually recover.
I own both and I've been DCA-ing into each. I sold under-performing holdings in order to buy in. Also, I consider both higher risk holdings. Ironically, the holdings I sold in order to make the buy-ins I considered even more risky. I have only invested < 10% of my capital into each. If things keep going as they have been, I'll consider investing more. I temper my investing with lower risk assets like SCHD. The combo should yield both some growth and good income over time. I'm looking forward to the generation of very decent cash-flow in the coming years. Cheers
I currently do not have exposure to a Nasdaq covered call fund so I would love to add JEPQ to my cash flow pie. DIVO-40% JEPI 40% XYLD 10% RYLD 10% How would you add JEPQ to my pie? Thanks!
Update: Selling off $22k worth of XYLD and RYLD I have held them for several years. Over 8% and 14% loss in capital. I am rebalancing to 50% DIVO, then the other half split into JEPI/JEPQ.
Mark, say if you had an inherited IRA with about 5 years to go before having to withdraw the money, Would either of these be holdings of yours ? Going to put some In SCHD and then have some in bonds.
Per share price doesn't matter. If you invest $500 in a stock you have $500 invested, whether that means 10 shares of a stock or 40 shares of a lower priced stock.
I have a feeling that the yield on cost could go down depending on the annual dividend payout. The strong concentration in technology is a major concern.
a comment on expense ratio, these fee s are deducted before the dividend amount is calculated or posted, so why is it even mentioned? it has no impact on my income after payment. why should i be concerned with zero impact?
While I did enjoy your video (overall), I would have liked it if YOU had also have provided (more) YOUR opinion (or opinions) of your preferred option and then added “why” (or why not) one or the other is preferred. I gravitate towards financial RUclipsrs who not only give/provide the “facts” but also give their “perspective” (and opinions) as well (as a added “bonus” so to say). I know most of the financial RUclipsrs HATE to give their (more subjective) perspectives, because (as you stated) you are not a Financial Planner (and you also “fear” not being Sued). But (again) a superior RUclipsrs is one who gives a “Multifaceted” (wholistic) type of analysis (not just a “cursory” [one dimensional] view/perspective). So with that I would hope (in the future) that you would provide not only an “Informational” view, but a (more Deeper) “Opinionated” view as well. This is not so much a “negative” I am stating (of your video/analysis) - just a “suggestion.” Overall, my two cents 🪙😉
jepq does good in bull market but it has too much exposure and exposure to tech stocks so jepi will do better in bear market than jepq , maybe even much better .
This strategy to will work better for stock with low beta. So jpei is more better etf jpeq that work on stock with high beta will lose to the benchmark on a long run
I got into the market during the meme craze. Didn’t go well. Now I’m doing ETF’s. I’d like to retire in ten years. I put 100% of my take home pay into the market. We live on my wife’s salary. We’re tired and would like to retire.
Hi, Mark, thank you for this good super informational video. can you advise on which website i can find the details of the ETF information like you just shared, say, the top 10 stocks in the ETF, and the percentage, etc? thanks.
I bought 1,000 shares of JEPQ earlier this year, and I've been verry happy with that decision. While JEPI has done nothing this year for share price appreciation. JEPQ is up several dollars since I bought it for a much better total return. However, I was disappointed (with the VIX being so low) that JEPQ's dividend was only 35.6 cents in June vs 48.4 cents in May. If you annualize 35.6 cents per month the dividend yield is now only about 9% for JEPQ. At 36.5 cents JEPI's annualized dividend yield is even worse at under 8% and no share price appreciation this year. If the VIX continues to remain low, I'm afraid this is all we can expect from JEPQ and JEPI. However, SVOL does better with a low VIX (because it shorts the VIX) and is still yielding about 17% with an additional 4% YTD share price appreciation. To diversify my dividend income, I plan to own both JEPQ and SVOL, but pass on JEPI.
@@fizr3564 Well it's not as good as the 12% it was paying. That's down 25%. Compare that to the actual QQQ's up 35% YTD. Thankfully my largest position is AAPL. It's been a double for me up 41% YTD.
Sell JEPQ and buy SCHD Next earning report could send Tech stocks to a cliff We are well due for a correction or crash But, having a 20% plus gain means is time to take profits
I'm retired in my mid 30s and SCHD is my largest holding, it's held up like a beast during this high-risk market, it only dived during covid. My other holding is JEPI, I don't mess with JEPQ. It's too tech heavy, JEPI is WAY less volatile, which is better if you have a large amount of money in it. People that are buying JEPQ for upside should have enough commonsense to just look at its holding and just pick 2 or 3 of the best contenders and hold long. SCHD is also 100% qualified dividend with a lower expense ratio.
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🔥 Sign up for a Moomoo account and receive up to 17 FREE stocks, including a full stock of either TSLA or GOOG. Open an account and deposit money today. j.moomoo.com/00su64
Which ETF do you like better? JEPI or JEPQ?
I have invested in both. I currently have 250 shares in JEPI and just recently added 100 shares in JEPQ.
Smart move 👍👍👍
What do you average a month on each one
@@BigcountryReactions The JEPI averages around .35 per share, The JEPQ averages around .40 per share. With the quantity that I currently have, it averages around $120 per month.
The preference of JEPI vs. JEPQ depends on the risk tolerance of the investor. JEPQ, due to the concentration may be more volatile and better suited to younger investors.
JEPI, being less volatile would be more suited for those approaching or in retirement. Personally, I prefer and have been in JEPI since it's introduction, as I an in retirement.
Also, the income tax charachter of the distributions, whether JEPI or JEPQ is a material factor. Both ETFs generate a substantial portion of their distributions from the ELNs. That income is "ordinary" income and, therefore, taxed at the federal level at the investor's marginal income tax rate, whereas "qualified" dividends receive preferential tax treatment at lower rates, anywhere from 0% to 20%. Thus, individuals need to determine whether it woukd be preferable to hold the ETFs in a taxable account or tax-free IRA.
How does this compared to OMFL, DIVO, DGRO or SCHD? I think some talk about this as well on other channels.
@@PhillipLearnTeach I believe that these funds like SCHD are more oriented towards dividend stocks.. As a result, a portion of the distribution may be composed of "qualified" dividends and return of capital. The only way to analyze the composition of the distributions for each is to look at the monthly or quarterly (depending on the distribution frequency) Section 19a report for each.
The Section 19a Reports, should be available from the issuer at their websites.
Also, your annual Form 1099-Div has a breakdown of distributions as to "ordinary" dividends, "qualified" dividends, capital gains distributions, return of capital and tax exempt distributions.
Very good explanation. I have both.
JEPI has a 10% div with a 7% YTD return, while JEPQ has an 11% div with a 27% YTD return. personally, i've been buying JEPQ.
In a market downturn or recession, the performance will reverse. They are hedges against each other.
JEPQ has a higher tech weighting. So, it goes higher in up markets and goes lower in down markets.
Jepi seems like the better value right now, Jepq has been on a run!
I have JEPI and I will start buying JEPQ from now on! I love monthly DY
I own both. Love the monthly dividends in my ROTH. Even though i reinvest
I own both JEPI and JEPQ. I’ve been buying on the dip on both and dripping both.
I own both. I have about 3x more shares of JEPI than JEOQ. That was a well explained thirough analysis. I also caught the last video on REITS. If possible can you do similar ones to CEFs as I am recently retired andcam always looking for additional income. Thanks and keep up the good work.
We are in the decades of high tech realm, JEPQ will rule the game.
I'm putting my 5k into Jepq tommorow and adding and holding myself
Right now I would buy Jepi as it's been down and Jepq has been up. I own both
I own both but stopped adding to JEPQ earlier this year. I feel I maxed out on JEPQ. Need to add to JEPI for years to come.
How does this compared to OMFL, DIVO, DGRO or SCHD? I think some talk about this as well on other channels.
@@PhillipLearnTeach those four will likely outperform over time. Not by a huge margin though. JEPQ and JEPI are owned for income. My hope is to never sell any shares. Just add. No need to time the market then. Retired two years now and just adding so far. I do plan on adding DIVO and SCHD in time. VOO is my main holding.
JEPQ is so far beating JEPI badly in my ROTH bought both in Jan 2023....JEPI down -0.72% while JEPQ up 10.53%. (Adam Galas suggests buying in Tax advantaged accts only)
JEPQ & SCHD forever
this make since especially you can reach 60000 dollar range and purchase 25% of it on margin in dip economy !! dividends have covered my margins relatively fair and easy!!
I am in JEPQ. It is all about the Nasty Nasdaq. The world will always need technology folks
I also own both, with more shares in JEPI
just to add something about the volatility incase of correction in the tech sector: jepq went down by around 10% in correction of july , august last year compared to qqq which was down by12% and also jepi was down by about 4% only during the same period..
JEPI my priority. JEPQ on watchlist
I am thinking of buying both for my Mom who needs income and is less concerned with growth
Thanks, Mark, for another really good investment ideas video presentation! I'll continue to stick with my shares in dividend stalwart, SCHD, for my long-term dividend growth strategy.
Can’t go wrong with SCHD
jepi is great also for repositioning and buying on margin at 25% it has made me my income and i use that finance and buy schd for the long haul!!
I'm a spyi guy.. But I'm curious of learning more about jebq... anyways thanks for the video I'll go check out your other video on that one
Oh man, I don’t know. Looks like their dividends are going every month . Do you think it’s still worth to hold them on a long run?
My main question is what happens when in retirement & you stop reinvesting dividends for the Income...would NAV erosion happen & you lose money? The whole point is to not have to sell shares & live off dividends. Thoughts/comments?
I own both equal weight approx 50/50. The fund manager from JP Morgan Hamilton Reiner stated that a 60/40 weighing in a portfolio of 60% jepi & 40% jepq would approximate the return of the S&P 500. Also stated that they are designed to average out a yield of 7-9% for jepi & 9-11% for jepq long term. Still great to me.
JEPI is up about 8% since launch in May 2020. Its mutual fund JEPIX is down 9% since 2018 but has higher ER. Neither result is that bad. I plan on reinvesting 10-25% of dividends to avoid lowering my principal.
In a way it can but they do own the underlying positions as well to help
Well done. I am glad you covered these to compliment the REITs. I suppose JEPI is best for me as it has been around longer and past does not guarantee the future. Both seem very good.
How do these ETF protect themselves if the market were to go down substantially? Would the income stop / be substantially muted at that time ?
망하는거죠
Best way to know more is having borgt JEPQ and JEPI , it seems I would want both of them till Technologe cools enough to find another etf , however it seems JEPY would outlast just a little more that way balancing its dividend performance if I would to hols on to it longer than JEPQ
Buy both
I believe I may try both.
I’m 48 and I want to add this to my ETFs. I’m leaning towards. JEPQ because I like that it’s top-heavy. I also have SCHD QQQM AND VOO. Any suggestions if I should do that one?
Same age as you my fellow 74 or 75 er baby. Im at 310 shares in VOO and 61 shares JEPI. JEPI Yield is dropping giving out disappointing dividends so im basically throwing money at a fund thats returning less over time. While VOO has been giving more and VERY nice payouts because of my share size plus its all qualified. Im seriously considering selling JEPI and putting it all in VOO ....or buying SCHD . Good luck out there bro ❤
@@pauobunyon9791 Maybe i'll do $1000 in total and then continue with my other ETFS.
@@pauobunyon9791It's not dropping and paying less over time, it's because you people buy something and don't understand what it is you own. I am retired in my mid-30s, and my primary income is SCHD and JEPI. JEPI has a main target of 7%, but it fluctuates based on the conditions of the current market. QYLD is an example of something that drops over time, because it's call options are 100% in the money, so you end up with the price erosion. JEPI is only 80% in the money, so there is always a recovery.
Dividends are higher in a flat or down market and lower in a Bull Market. That is why if you go back and look at the entire payout history you can follow the trend. It only pays around $0.35 on average, but last year when the market started tanking, you saw a few really good spikes where the payout was around $0.60. This caused many people to get spoiled because the payout shot up to around 12%, so it felt like your dividend was being cut when it returned back to reality.
If you have a massive amount of money in it like I do, this is where you want to be, because the ETF in itself is very low volatility, and they will pay you the extra dividends when the opportunities come around. People are focusing on JEPQ because they think it's a higher return, but that's only because tech stocks were down roughly 30%, so they bought low and the ETF is now up 30%, but all it did was actually recover.
I own both and I've been DCA-ing into each. I sold under-performing holdings in order to buy in. Also, I consider both higher risk holdings. Ironically, the holdings I sold in order to make the buy-ins I considered even more risky. I have only invested < 10% of my capital into each. If things keep going as they have been, I'll consider investing more.
I temper my investing with lower risk assets like SCHD. The combo should yield both some growth and good income over time. I'm looking forward to the generation of very decent cash-flow in the coming years. Cheers
I currently do not have exposure to a Nasdaq covered call fund so I would love to add JEPQ to my cash flow pie. DIVO-40% JEPI 40% XYLD 10% RYLD 10%
How would you add JEPQ to my pie? Thanks!
You definitely like income based on that portfolio. I like to average into a position.
Update: Selling off $22k worth of XYLD and RYLD
I have held them for several years. Over 8% and 14% loss in capital. I am rebalancing to 50% DIVO, then the other half split into JEPI/JEPQ.
What makes them riskier than SCHD and VYM?
Mark, say if you had an inherited IRA with about 5 years to go before having to withdraw the money, Would either of these be holdings of yours ? Going to put some In SCHD and then have some in bonds.
What website did you use to look at the annual return
The JEPQ one has proven way better
JEPQ is better right now because it’s $10 cheaper per share. With a 10K investment you’ll get more shares, and more monthly dividends.
Per share price doesn't matter. If you invest $500 in a stock you have $500 invested, whether that means 10 shares of a stock or 40 shares of a lower priced stock.
What books are on your bookshelf?
Both then wait and see what happens over
I have a feeling that the yield on cost could go down depending on the annual dividend payout. The strong concentration in technology is a major concern.
Both equally 😃👍
JEPI would be great if you reinvested the divy for 20+ years right
a comment on expense ratio, these fee s are deducted before the dividend amount is calculated or posted, so why is it even mentioned? it has no impact on my income after payment. why should i be concerned with zero impact?
It lowers annual return. If ER was 2% I’d pass on this. .35 is very reasonable for active management.
You won’t see it being paid, but it is deducted from overall investment which impacts total return over time
I think i will buy both & see what happens 😂
While I did enjoy your video (overall), I would have liked it if YOU had also have provided (more) YOUR opinion (or opinions) of your preferred option and then added “why” (or why not) one or the other is preferred.
I gravitate towards financial RUclipsrs who not only give/provide the “facts” but also give their “perspective” (and opinions) as well (as a added “bonus” so to say).
I know most of the financial RUclipsrs HATE to give their (more subjective) perspectives, because (as you stated) you are not a Financial Planner (and you also “fear” not being Sued).
But (again) a superior RUclipsrs is one who gives a “Multifaceted” (wholistic) type of analysis (not just a “cursory” [one dimensional] view/perspective).
So with that I would hope (in the future) that you would provide not only an “Informational” view, but a (more Deeper) “Opinionated” view as well.
This is not so much a “negative” I am stating (of your video/analysis) - just a “suggestion.”
Overall, my two cents 🪙😉
Both.
jepq does good in bull market but it has too much exposure and exposure to tech stocks so jepi will do better in bear market than jepq , maybe even much better .
So far (It's only been a year.) JEPQ slightly outperforms JEPI. I own both.
This strategy to will work better for stock with low beta.
So jpei is more better etf jpeq that work on stock with high beta will lose to the benchmark on a long run
JEPQ 🎉🎉
I got into the market during the meme craze. Didn’t go well. Now I’m doing ETF’s. I’d like to retire in ten years. I put 100% of my take home pay into the market. We live on my wife’s salary. We’re tired and would like to retire.
Hi, Mark, thank you for this good super informational video. can you advise on which website i can find the details of the ETF information like you just shared, say, the top 10 stocks in the ETF, and the percentage, etc? thanks.
Thanks for watching. Seeking Alpha is the site you can see holdings.
I bought 1,000 shares of JEPQ earlier this year, and I've been verry happy with that decision. While JEPI has done nothing this year for share price appreciation. JEPQ is up several dollars since I bought it for a much better total return. However, I was disappointed (with the VIX being so low) that JEPQ's dividend was only 35.6 cents in June vs 48.4 cents in May. If you annualize 35.6 cents per month the dividend yield is now only about 9% for JEPQ. At 36.5 cents JEPI's annualized dividend yield is even worse at under 8% and no share price appreciation this year. If the VIX continues to remain low, I'm afraid this is all we can expect from JEPQ and JEPI. However, SVOL does better with a low VIX (because it shorts the VIX) and is still yielding about 17% with an additional 4% YTD share price appreciation. To diversify my dividend income, I plan to own both JEPQ and SVOL, but pass on JEPI.
9% is no good now? plus they specifically say 6-8% yield.
@@fizr3564 Well it's not as good as the 12% it was paying. That's down 25%. Compare that to the actual QQQ's up 35% YTD. Thankfully my largest position is AAPL. It's been a double for me up 41% YTD.
Both
Sell JEPQ and buy SCHD
Next earning report could send Tech stocks to a cliff
We are well due for a correction or crash
But, having a 20% plus gain means is time to take profits
I'm retired in my mid 30s and SCHD is my largest holding, it's held up like a beast during this high-risk market, it only dived during covid. My other holding is JEPI, I don't mess with JEPQ. It's too tech heavy, JEPI is WAY less volatile, which is better if you have a large amount of money in it. People that are buying JEPQ for upside should have enough commonsense to just look at its holding and just pick 2 or 3 of the best contenders and hold long. SCHD is also 100% qualified dividend with a lower expense ratio.
I'm sold on the JEPQ approach
Jepq
I own JEPA, it has dividend yield of 29.5% and annual growth of 16%. So, that's clear choice. JEPI and JEPQ are not that good.
Must be an imaginary ETF you had a dream about.
@@jakejake7289 my bank account is not dreaming.
JEPQ
Too much advertisements!!!!! 🤥
Moo moo is a china owned company. Do not promote this.
Do not use whatever device you used to type above message. It has China sourced components.
No is not , is in San Francisco.
which do YOU have your money in ?
Jepq