IUSV, SCHD, DGRO, JEPI, SCHG, SCHX have quite a bit of those 6 ETF's. Most have done ok till this year, but hoping for improvement by next year. SCHD has been my laggard unfortunately
@@trenton299 reversion to the mean inevitably happens in every sector of the stock market. Example • Around Feb to April insurance stocks got hammered. • REITs are in the trough over last 6 months •Bank stocks got hammered from February to June • There was a lost decade for the S&P 500 • European stocks (international developed market) have under performed for the last 2 decades • value stocks have also had an extended period of underperforming • same story with small cap stocks, they have had periods of underperforming But when a sector or asset class recovers the recovery is usually very very fast those that are not already invested will miss the first 25% to 30% of the bounce Solution is to build a diversified portfolio you will stick with during your accumulation phase. Best of luck in your investing journey.
Definitely depends on your goal. If your parking a million, SCHD. If your retired like me, I do a 70%/30% split, with 70% being JEPI. I always drip any extra money.
I have both and I'm adding to both. I see a complimentary situation where JEPI yields current income with reduced volatility and SCHD adds growth while still yielding much better than the usual dividend growth investment. Probably prefer SCHD, but I see benefit to both. Cheers.
I think it is as you described just depends on strategy imo JEPI is best suited for those already in retirement or that want a more defensive strategy and SCHD is better suited for dividend growth which can be deployed before or after retirement.
Yes. I have an income slice in my portfolio and a dividend growth slice. Seven years to retirement. Own PRDGX, DGRO, VYM and SCHD. The income slice owns several MLP, BDC and some CEF
@@Dividendflywheel Very nice 👍. I took early retirement from Fed Res Bank 6 years ago and i have both as well income and dividend growth. However, my primary strategy is selling covered calls strategically on my 26 individual stocks. It’s a game changer.
I prefer SCHD over JEPI. SCHD will perform better in a bull market. JEPI will act as a nice hedge in a bear market. As the bull market broadens out SCHD will perform just fine.
@@Kevinw4040that’s exactly what my strategy is right now. My only thing is should I buy VGT now or wait until it drops? I have a feeling the market will crash this year but i also don’t think VGT will either. I just don’t like buying anything when it’s so high like how VGT is right now
I think it's important to consider what type of dividends each pays. SCHD pays qualified dividends so you would pay a lower tax rate on them. Because JEPI earns income from covered calls, their dividends are not qualified and therefore taxed as normal income. To get the best tax advantage, I would hold SCHD in a normal brokerage account and JEPI in a Roth IRA. I am not a financial advisor either so take that with a grain of salt. Just my 2 cents.
I broke down and added my first ETF to my portfolio, VIG, gonna work toward building that position up over the next few months, then depending on my individual holdings, if nothing is on sale, may add another higher yield ETF to the mix.
Personally I don't really have a preference of one over the other, I have both and to include VYM. For me, my time horizon is sooner then some and as I will be using this account to bridge the gap to early retirment and will need income. With a 3.-5 year horizon or so, I have a balance of the 3 of 35% JEPI, 20% SCHD, 20% VYM and sprinkled in are some higher dividend payers and JEPQ to make up about 25% or so in different sectors of which I have a total of 13 more holdings for a total of 16. My thought process was based on income to be needed soon as will as principle preservation.
Own both, as well as SPYI, JEPQ, O, NVDA. 4 years before retirement, so I have started to consolidate into dividend stocks for the passive income (only exception is my large position in TESLA)
Tx Mark. I think I prefer SCHD like you to provide longer term solid growth. I do wish they had a bit more though, I work for a tech co, myself. Tx again.
I have talked to some analysts that really like IIPR, but I am not sold until I see a definitive plan for growth. Seems like they are held up by the govt at the current moment.
I view schd as just a large cap value fund more so than a fund to live off the dividends. The yield is too low to live off the dividends & it pays quarterly. So no. If I wanted a large cap value fund I prefer vtv. As far as a dividend income fund, much prefer jepi (and jepq) over schd. I am less than 5 years from retirement.
Hi Mark, Thanks for the update. I own both and like them both JEPI and SCHD. How do you like TLTW? Will it go higher when Fed lowers interest rate? Thank you. Have a nice long weekend.
@MarkRoussinCPA Hi Mark, thanks for the reply. The ex div date for the TLTW ETF was Jul 5th, and payment date is Jul 11th, and pay .53.5c (19%). They pay the dividends monthly. I believe it is a good idea to park a fund in this ETF and purchase the TMF ETF or TLT stock with this fund when Fed lowers the interest rate. Please let us know how you like it? Thanks, and have a good day. ☝
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $275k bond/stock portfolio
At 21, I would focus on growth using a steady ‘dollar cost average’ approach. Invest in a broad market etf like the S&P500 and perhaps a growth ETF to boost annual returns. If you fancy the idea of dividend investing, SCHD would compliment your portfolio nicely. Keep your investment portfolio simple while avoiding too much overlap with underlying holdings. Something like SCHG, SCHD & SPLG (S&P)…Be blessed.
Let's say you want a super simple 2 ETFs portfolio, one being SCHD and another one focused on tech. What would be a few examples of well-rounded, solid tech ETFs?
Either or is cheap, but yes SCHD is cheaper. For JEPI though every 10 grand you have invested in it you pay $35 a year. Which it pays for itself if you ask me in one month of dividends
you gotta get out of TQQQ though with in the next 5 years likely. you cant hold TQQQ for 30 years. but trade in and out of it is a good strategy i think
Do you prefer JEPI or SCHD?
Schd is better but have both
Own PRDGX, DGRO, VYM and yes SCHD. I’m about to buy CGDV (but my limit order is waiting for pull back)
JEPQ
IUSV, SCHD, DGRO, JEPI, SCHG, SCHX have quite a bit of those 6 ETF's. Most have done ok till this year, but hoping for improvement by next year. SCHD has been my laggard unfortunately
@@trenton299 reversion to the mean inevitably happens in every sector of the stock market. Example
• Around Feb to April insurance stocks got hammered.
• REITs are in the trough over last 6 months
•Bank stocks got hammered from February to June
• There was a lost decade for the S&P 500
• European stocks (international developed market) have under performed for the last 2 decades
• value stocks have also had an extended period of underperforming
• same story with small cap stocks, they have had periods of underperforming
But when a sector or asset class recovers the recovery is usually very very fast those that are not already invested will miss the first 25% to 30% of the bounce
Solution is to build a diversified portfolio you will stick with during your accumulation phase.
Best of luck in your investing journey.
I like both and own both
I was going to ask in the comments to see if anyone likes or owns both. Guess no need. I was also thinking about owning both.
You are wise
I prefer jepq…growth plus income
Same
SCHD for longer term investors - JEPI for the income investors 👍
Definitely depends on your goal. If your parking a million, SCHD. If your retired like me, I do a 70%/30% split, with 70% being JEPI. I always drip any extra money.
Great video, one criteria i think is important is launch date. ScHD has performed consistently over ten years.
JEPI is tempting for the immediate income it provides but I like SCHD for the dividend growth over the long haul.
That is the lure in the near term
I have both. I try to keep Schd at 4 times my Jepi. I’m retired but like both.
Nice video Mark. Still mulling o er adding JEPI in the Self Directed IRA.
Thanks for the info!
I have both and I'm adding to both. I see a complimentary situation where JEPI yields current income with reduced volatility and SCHD adds growth while still yielding much better than the usual dividend growth investment. Probably prefer SCHD, but I see benefit to both. Cheers.
Exactly, well said
I own both. I’m satisfied with both at this point.
I think it is as you described just depends on strategy imo JEPI is best suited for those already in retirement or that want a more defensive strategy and SCHD is better suited for dividend growth which can be deployed before or after retirement.
Yes. I have an income slice in my portfolio and a dividend growth slice. Seven years to retirement. Own PRDGX, DGRO, VYM and SCHD. The income slice owns several MLP, BDC and some CEF
@@Dividendflywheel Very nice 👍. I took early retirement from Fed Res Bank 6 years ago and i have both as well income and dividend growth. However, my primary strategy is selling covered calls strategically on my 26 individual stocks. It’s a game changer.
I prefer SCHD over JEPI. SCHD will perform better in a bull market. JEPI will act as a nice hedge in a bear market. As the bull market broadens out SCHD will perform just fine.
Thanks, Mark, for your thoughtful discussion on these two ETFs. We own SCHD for its long-term dividend growth prospects.
Thank you David. Me too, SCHD is my preference.
I prefer SCHD and VOO. Funds overlap only 11%. Buy and hold forever
I have these same 2 plus VGT for growth in my brokerage acct. buy monthly and hold for life.
@@Kevinw4040that’s exactly what my strategy is right now.
My only thing is should I buy VGT now or wait until it drops? I have a feeling the market will crash this year but i also don’t think VGT will either.
I just don’t like buying anything when it’s so high like how VGT is right now
I have 22% of my portfolio in SCHD and 0.05% in JEPI. I will continue to nibble on JEPI if it drops below my cost basis.
I own both with the bigger stake in JEPI
I think it's important to consider what type of dividends each pays. SCHD pays qualified dividends so you would pay a lower tax rate on them. Because JEPI earns income from covered calls, their dividends are not qualified and therefore taxed as normal income. To get the best tax advantage, I would hold SCHD in a normal brokerage account and JEPI in a Roth IRA. I am not a financial advisor either so take that with a grain of salt. Just my 2 cents.
Thanks for your financial advice!
Im satisfied with JEPI so far as dividend income so far
Retired. 50% VOO, 25% JEPI, 25% JEPQ. Once I get to my target number of shares in JEPI and JEPQ I will add SCHD.
What is your target number of shares?
@@boston6781 12000 JEPQ 10000 JEPI
What is your target?
@@yurilu23 12000 shares of JEPQ and 10000 shares of JEPI
I broke down and added my first ETF to my portfolio, VIG, gonna work toward building that position up over the next few months, then depending on my individual holdings, if nothing is on sale, may add another higher yield ETF to the mix.
I own PRDGX (an ETF version of the same fund was launched recently). May I suggest comparing the 10 year performance of PRDGX vs VIG
good luck
I am retired. I have a quadfecta of JEPI, JEPQ, DIVO & SCHD. Income with some growth.
Personally I don't really have a preference of one over the other, I have both and to include VYM. For me, my time horizon is sooner then some and as I will be using this account to bridge the gap to early retirment and will need income. With a 3.-5 year horizon or so, I have a balance of the 3 of 35% JEPI, 20% SCHD, 20% VYM and sprinkled in are some higher dividend payers and JEPQ to make up about 25% or so in different sectors of which I have a total of 13 more holdings for a total of 16. My thought process was based on income to be needed soon as will as principle preservation.
Own both, as well as SPYI, JEPQ, O, NVDA. 4 years before retirement, so I have started to consolidate into dividend stocks for the passive income (only exception is my large position in TESLA)
Love both and own jepi + schd
Tx Mark. I think I prefer SCHD like you to provide longer term solid growth. I do wish they had a bit more though, I work for a tech co, myself. Tx again.
Thanks for watching!
I invest in both. The two ETF are completely different. Why limit yourself to one or the other ? Both have been performing very well in my portfolio.
Schd is a better hold
Both are good. JEPI is one of 4 positions I hold in my Roth and I hold SCHD in my taxable account
Both
I am retired, own both & buy both each month.
Its not an either or situation, both gives perfect balance..
I have both JEPI and SCHD plus JEPQ
Both play important roles in my portfolio
SCHD LOOKS LIKE THE BEST FOR A RETIREMENT.
You sold me on SCHD. I stock up in my Roth IRA. What are your thoughts on IIPR reit?
I have talked to some analysts that really like IIPR, but I am not sold until I see a definitive plan for growth. Seems like they are held up by the govt at the current moment.
I DCA both in my ROTH along with Realty Income. Adding additional shares based on valuation and market price.
@@timmytempleton2488 what do you do when your Roth contributions are maxed out for the year? Keep buying in a taxable account?
I view schd as just a large cap value fund more so than a fund to live off the dividends. The yield is too low to live off the dividends & it pays quarterly. So no. If I wanted a large cap value fund I prefer vtv. As far as a dividend income fund, much prefer jepi (and jepq) over schd. I am less than 5 years from retirement.
Question: wouldnt JEPI perform well over 25 years if you drip the 11% dividend every time?
Hi Mark, Thanks for the update. I own both and like them both JEPI and SCHD. How do you like TLTW? Will it go higher when Fed lowers interest rate? Thank you. Have a nice long weekend.
Have not looked at TLTW before, I will have to take a look at it
@MarkRoussinCPA Hi Mark, thanks for the reply. The ex div date for the TLTW ETF was Jul 5th, and payment date is Jul 11th, and pay .53.5c (19%). They pay the dividends monthly. I believe it is a good idea to park a fund in this ETF and purchase the TMF ETF or TLT stock with this fund when Fed lowers the interest rate. Please let us know how you like it? Thanks, and have a good day. ☝
I got both.
Thanks , great explanation. What are your thoughts on vgt?
Would like you to compare JEPI to SHYI!
It also depends a lot on what you expect the market to do.
With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $275k bond/stock portfolio
I have both I like both so I wait overtime just to see what happens
I keep both in my Roth IRA
I like jepi.
Remember capital gains taxes, JEPI is mostly short term and SCHD will be long term.
I have both
ORC pay .16 per share currently trading at $10.27
SCHD and CID
JEPI
SCHD and VFIAX
Both.
Like most schd.
Young folks should stay away from JEPI. Worry more about capital appreciation, when it come time to retire sell shares for JEPI.
Thought? I have killer numbers of TSlA, AMZN and Goog. But I like to throw some at JEPI to my Roth IRA. Do I still stay away? IM 38 by the way.
Both!
Aren't there stocks that provides better than 3.75% dividends?
Buy both😊
😊 agreed. Own PRDGX SCHD VYM & DGRO. I am also thinking of CGDV
Im 21 and just start looking into this stuff im still not 100% sure on which one is best for me as of rn also what about soxx?
At 21, I would focus on growth using a steady ‘dollar cost average’ approach. Invest in a broad market etf like the S&P500 and perhaps a growth ETF to boost annual returns. If you fancy the idea of dividend investing, SCHD would compliment your portfolio nicely. Keep your investment portfolio simple while avoiding too much overlap with underlying holdings. Something like SCHG, SCHD & SPLG (S&P)…Be blessed.
Skip to 2:11 for actual info
Smashed the like button and subscribed!
Let's say you want a super simple 2 ETFs portfolio, one being SCHD and another one focused on tech. What would be a few examples of well-rounded, solid tech ETFs?
VGT
@@michaelpidoto3521 That's what I chose in the end, SCHD and VGT
QQQM
I have VGT it’s returned around 36% this year thanks to the AI rally. QqqM is a good Nasdaq growth etf. It’s same etf as qqq but lower ER.
Just skip to 2.11 mark.
Schd expensive ratio is 6x less than jepi. Why is no one even mentioning this.
Either or is cheap, but yes SCHD is cheaper. For JEPI though every 10 grand you have invested in it you pay $35 a year. Which it pays for itself if you ask me in one month of dividends
SCHD
C.) All of the above
JEPI and SCHD should compliment each other, not be compared to each other. They should not be held for the same reason.
Schd
40% TQQQ, 30% SCHD, 30% JEPI
dividends -> TQQQ
you gotta get out of TQQQ though with in the next 5 years likely. you cant hold TQQQ for 30 years. but trade in and out of it is a good strategy i think
More SCHD the younger you are, JEPI is for income not growth
Depends on your tax bracket.
And which account you are holding these investments in
I recommend more sun block next time. 🍊
Stop reading from a script. Talk from the heart
These aren’t even comparable and your 1on1 consulting service is bull, you aren’t licensed in the financial industry. Shouldn’t be giving advice
You're talking to mechanically bro. Be you.
Both