The Hidden Truths of Jury Duty In Car Accident Trials

Did you know that being selected for jury duty in Ontario could reveal some surprising truths? And what if we told you that insurance companies have been keeping secrets from you about how they use this information? Join Andrew as he uncovers the hidden truths of jury duty and expose what insurance companies don't want you to know.
00:00 Intro
00:17 What is a Jury?
01:29 The Deductible: How Does it Affect an Injured Person's Pain and Suffering Award?
03:23 The Cap: Limits on Damages for Pain and Suffering in Ontario
04:37 The Threshold: Limits on Pain and Suffering Damages in Ontario Motor Vehicle Accidents
06:10 Injured Party Vs. Defendant... Insurance Company
08:03 Ontario is a "Loser Pays" Jurisdiction
08:45 What Happens If You Don't Win Your Case in Ontario
10:14 What About No Win, No Fee?
11:40 Have Questions? Contact us today!
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In this video, Andrew explains how juries are selected for car accident trials and how insurance companies benefit from them. Most car accident cases that end up in court are usually tried in front of a jury and insurance companies prefer juries because they think juries are less likely to trust people who have been hurt in a car and less likely to award them money. Andrew will discuss three pieces of law in Ontario that affect the compensation an injured party can receive following a car accident, but which are hidden from juries during a trial. These laws include the deductible, which requires the judge to reduce the jury's award of damages outside of the presence of the jury; the cap, which limits the amount of money people in Ontario can recover for pain and suffering; and the threshold, which allows the insurance company to ask the judge to second-guess the jury's decision to award compensation to an injured party.
These laws are stacked against the victim of the injured party to drive down the value of the case and make it difficult for them to receive fair compensation. Whether you agree with it or not, our system is designed to push down and limit the value of claims. Hopefully this video will open your eyes to some of the challenges and difficulties that injured party's face every time they bring their case to court.
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This material is provided for informational use only, and is in no way intended to constitute legal advice. Nothing in this website is intended to be, and should not be construed as, legal advice or the formation of a lawyer-client relationship. You should not act on information contained in this podcast or video. If you have a legal question or issue, you should seek the advice of a lawyer. Past results are not necessarily indicative of future results and the amount recovered and other litigation outcomes will vary according to the facts in individual cases.

[@shornsby10]

What does it mean when you say “the deductible amount has remained the same, adjusted for inflation”. Has it remained the same or has it been adjusted for inflation? $100,000 adjusted for inflation from 1970 is almost $1,000,000.

[@Iacobellilaw]

The deductible is adjusted for inflation, so presently it is around $46,000. It goes up every year. For example, if the jury awards a plaintiff $100,000 on a verdict, the plaintiff will only recieve $54,000. Hope this helps.