▸▸▸ www.365daystofire.com/ Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025 Sign up and get: ◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program ◼ Daily F.I.R.E. Actions ◼ Monthly Live Q&As ◼ Small Accountability Groups ◼ Quarterly Book Club ◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto! ◼ Private Facebook group ◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources ◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni ◼ And more! To learn more and enroll NOW, go to: www.365daystofire.com/
I will never forget when I first watched your video on how you made $400k from real estate to retire early. I bought my first rental shortly after watching your video and not even two years later my wife and I grew our net worth over 1.5MM. I smile every week when I see a new video from you both!
@@OU_2023 I thought that sounds suspicious, never believe comments that are too good to be true. 10 years yes, but not less than two years. It took our neighbor a husband and a wife nearly 10 years to make millions with their rental properties. They are now retired in Thailand. Wished I learn from them but you know young and dumb
@@BadWeatherfreak you can purchase another property and house hack to make extra income, I use to be feel the same way until we purchase a second home.
Good on you for taking advantage of #RUclipsUniversity and learning this stuff. I wish I knew this stuff when I was 22. Now I'm 33 and just started investing last year. Fortunately it was during a bull market. 💰💰💰
@@teresalopes5460 Are you having trouble finding an investment broker or do you already have a broker just don't know what index funds in Portugal to pick?
I’m pretty sure I’ve watched all of your videos so I love your channel. I’ve heard you say that you reached financial independence in eight years, were you starting out at $0 at that point? It seems like you had been saving for a while. Just for clarity so I can be realistic with my own goals. Thanks.
“But investing isn’t about beating others at their game. It’s about controlling yourself at your own game.” ― Benjamin Graham, The Intelligent Investor
Aww, you are too sweet! We're hoping to be able to do group meet-ups soon - not classes, but fun get togethers. Maybe at a cool restaurant! There are more restrictions in place now because of the delta variant, but we're hoping the spread will subside. When things get back to normal . . . it's meet-up time!!! :)
Thank you guys again for another great content. So I'm going to say something that I haven't said before, I have been investing in the financial markets for a long time, partly because I have industry experience and shamefully, been averaging mediocre returns on my portfolio and thought I new it all, was I wrong; till I bumped into your channel and everything changed, after watching your videos, making some general financial adjustment and reallocating my portfolio, it was like going from 0 to 60 in 3 sec 📈 literally. So thank you ❤️
I'm starting to invest in a s&p 500 index fund for my 401k and roth next month. This information definitely helped me to nagitivate my companies 401k plan bcuz HR def did not assist me.
I am a beginner, am having a hard time understanding how this works. I used an online calculator, if I invested $1000 in index funds in a year I'd make $67. So it would take about 40 years to make this investment pay off ?
You two have really given me a crash course on index funds. Because of your video that compared and contrast ETFs and index funds I opened three index funds and a roth IRA through Fidelity and I am striving to obtain FIRE!! THANK YOU GUYS SO MUCH you're an inspiration
Thank you SO much! What I appreciate most about your videos is that you explain all the important points without assuming that the viewers know "the basics" - because I don't. I'm brand new and still learning those basics that a lot of other creators neglect to explain
I love index funds! You are both amazing with your content. I like passive nature of index funds. It has allowed us to have long term growth that we are looking for with consistency. It’s great to see my original investment multiply and double every 7 years on average. Look forward to the next video.
📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass ✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal
You have made a huge difference in our financial future. I cannot begin to thank you both for your courses and videos. My wife and I have learned so much from you. We have been following you for a few years now and I pass on your site to others. Thank you both!
Always love watching your content..Such rich information and I love the way you guys look at each other when you do your videos lol. That is the true definition of being a power couple. God Bless!!!!
I need help. I’m very overwhelmed. I’m just getting started. Got 2500 to start with. I’m wanting to invest for longterm. Not much of a gambler or lucky anyway. Thinking about a couple high dividend etfs. Should I go all in on one etf or buy a portion of a few different etfs. ??
Good morning from San Diego my friends! Slept in today after long week of work, and putting content together for my RUclips channel. Get to see one of my favorite families for my Sunday Lattĕ viewing, while sipping time. Hope you are all Safe, Happy and Healthy my friends! Love ya! James
Hello, I have a question regarding mutual fund vs ETF. For e.g. choice between VTSAX and VTI. I dont see any particular advantage in investing in VTSAX instead of VTI, except the fact that Vanguard allows automated mutual fund investments (it does not support automated investing for ETFs). However Robinhood offers automated recurring investments for ETFs as well. So if am a Robinhood user, is that any reason why I should prefer VTSAX instead of VTI?
I have 6 months worth of our monthly expenses in a money market account and not earning any interest. What kind of investment account can you recommend to park our emergency fund that we can access it if we need it?
Hey guys, thanks for sharing! I was curious if you guys are paying US taxes? Did you guys renounce your citizenship when you guys moved to Portugal? How are you handling the tax situation?
Hi Christina and Amon! Thank you for all the content you share. I have been watching for a few weeks and may have seen all of your videos 😁. Question, my husband has feelings about how you Dollar-cost average on your investments. Can you share what reasons (pros and cons) for following this strategy?
Thank you for another important reminder video. Lately the sound of the word inflation is louder - could you make a video on inflation and how the FIRE investment system is approaching this issue? Thank you..
Hi, Our Rich Journey! Just wondering how to use funds in retirement early without penalties? Trying to educate in and actively achieve my own FIRE, but has not seen guides to use that money from retirement early . Thanks in advance.
I believe they have both retirement account and non-retirement accounts. So you’d use taxable account from early retirement until 59.5, where then you’d be able to use your retirement account without penalty.
Hello. A few months ago you mentioned the ETF JETS. What are your current thoughts about the ETF? Are you bullish on a short-term or long-term and do you hold this ETF n your portfolio? Thanks for the knowledge!!!
Thank you so much for your videos. They are very informative and easy to understand. I have learbed a lot from you and your tips have really had a positive impact on my financial planning.
I invested in both Stocks and Cryptos but I can now see Cryptos are doing more perfect and profitable to invest in more than stocks. Bitcoin to they moon..✓
Mutual funds have their place even with higher expense. If the fund has shown impressive returns over a drawdown and is consistently outperforming the index that’s what your paying for.
Just started watching your videos and you two have such great insight! Love your financial wisdom, especially regarding FIRE. Investing in index funds is the easiest and most efficient way to accumulate wealth, where time in the market gives you a huge advantage. Looking forward to more videos!
New subscriber here! Thanks sooo much!! So sad I didn't hear about you sooner :( I'm going through Everything and learning so much I bought some individual stocks during the pandemic crash last year. But now I'm super excited about index funds. Would you recommend I sell those stocks for the cash and reinvest into index funds? How should I analyze those stocks to make the best decision please? TIA
Excellent video. I have 3 Index funds (Accumulation) in my Vanguard Stocks and Shares ISA. US Equity (28%), Emerging Markets (36%) and Global All Cap (36%). US and Emerging Markets have some replication within the Global All Cap. Do you think the % split is logical? Do you think I am better having one global index fund, instead of three funds? Thank you.
Thanks for the inspiration, do you know what brokerage is most accommodating for expats? Such as converting 401k to rollover IRA and then to Roth IRA and buying and selling etf and mutual funds while living abroad?
Can y'all do a video on investing the principle money (i.e. lottery/sweepstake winnings/inheritance), and how to live only on the interest that it makes (unless you have a video on it already)?
I would suggest doing 401k up to the match… then a roth ira (assuming you qualify)… if you have more to invest after maxing the roth, then go back and increase the 401k and/or a taxable account.
I learn so much from watching, thank you, I’ve been confuse about the stock marketing for years, and never knew where to start when it come investing. Now I feel totally confident investing. I am on journey to build generation wealth.
Market crash is more heartbreaking when you have all your eggs in one basket, coinbase still remain a profitable trade. Some investors will still remain a profitable in market crash, the only challenge is figuring it out if it’s through holding or short -selling
Lump sum versus dollar cost averaging - great question! We have a video on that! You can check it out here: How to Invest a Large Sum of Money for Financial Independence - ruclips.net/video/BPRSvWuWg4Q/видео.html
@@OurRichJourney thanks for the quick response! We watch your channel quite regularly and have already reached our soft FIRE goal in 2020, on target to reach our our stretch goal in 2021. :) Looking to diversify into more index funds, so this is definitely useful. Thanks again!
@@OurRichJourney p.s. just watched the recommended video (noticed it’s from 2019), and I have a followup question, specifically on index funds: - now in 2021, would you still recommend dollar cost averaging over going all in? Should we wait to see if there’s another market crash before putting a new lump sum into an index fund?
I have a simple ira with TDameritrade. I can’t buy anything without so many fees. Do you think it’s worth it to transfer it to vanguard or fidelity? And just pay the fee to transfer? Or should I just let it sit there not earning anything. It’s only $2500 in that account.
I just passed $1M in stock market two months ago and then added $116k. Real estate makes up the rest of the $2.8M net worth. Most of the stock market money has been through earnings. I like the index 3x EFTs TECL, TQQQ, and SPXL which are all up over 40% YTD. I am up 52.25% YTD.
Young people pay attention. This couple amade sacrifices. Everyone around them was probably taking vacations, buying new cars, and stretched out to the max on credit cards. They put it all back and now they got that Paper for real.
@Our Rich Journey Your channel has provided me with a wealth of information. I have learnt a lot about about FIRE movement by binge watching your videos. Thanks a lot. I have a question , i am looking to buy Vanguard Index funds and once i get past the $3000 minimum investment during initial investment ,can i invest with lesser dollar amounts in recurring investments ?
How to invest in index funds when u r not sure which country u will be in next few years ? Do u invest in US based index funds because u r sure u will never leave the citizenship of US ?
Thank you so much for the videos! Would love and appreciate so much of you make a video about understanding stocks? (terms used, meaning, symbols etc) Very grateful for what you both do 🙌🙏💜
Hello. im in my first year with Indexfund. if i see a fund with 12% return over 5 years and fee at 0.20%. My quastion os more like, if i fine a good indexfund. what is the point with more then 1? :) if i pick 1 with 12% over the next 5 years and another with 11% or 13%. looks like a waste of time to have more then 1. atleast i see it that way :P
This comment is about the video that your daughters did. I want to thank you so very much. My granddaughters are biracial and have the same hair. I’ve taught stock market clubs in my 5th grade classes. Now it’s time to teach them. That video was magnificent! They are getting money in Stockpile for Christmas. Please tell them that their video was PRICELESS! Hug them three times for my three granddaughters❤️❤️❤️
Brother man please advise. I currently have 2045 Target date index funds. I’m thinking about switching to s&p 500. Is that a good idea ??after doing the s&p 500 should I do some rebalancing or it do by itself. Thanks
Right I mean you got the vanguard index fund which is pretty close to what the S&p 500 makes over a year so basically you're putting in about 25 26% 30% annual returns with compound interest over save 5 years which is a beating any other fund out there Templeton or Fidelity or it's wiping out Magellan swiping out every single mutual fund out there because what we're trying to do is but what I've come up with is an idea even better than the vanguard index S&p 500 is that you want to set up a battleship formation like you're in the US Navy so that you have not just big cap small caps mid caps submarines similar to a stealth so that diversity you want stealth in a high inflation secular bull market because remember we're not in a bull market right now so we need something to protect us from a inflationary headwind to get you a little idea how this operates what is inflation well miniature kids born at this point in this inflationary cycle due to the printing that's just completely out of hand your child owes over about a million $400,000 how do you figure that each individual taxpayer has to pay a
Hi guys as usual very informative but I got confuse. I have 3,000 in the sS&p 500 etf would be wise to pass that to and index fund with S&P500? Any thoughts?
Hello, i have a query: I am from india. i want to invest in US Index fund. Do we get dividend in all index plans or is there further any category? Nasdaq is better or SP500?
Does price share matter with an index fund? No one yet has done a viedo. But, I am sure that many people like me cannot wrap their head around it. In some ways it has to matter. I cannot believe it just doesn't. For example, If Fidelity Total Market index fund is 15.87 and other index fund is 200.00 dollars more in a Total Market Fund wouldn't it be a difference. We do not have to use Fidelity as an example. I notice that you speak about the share price sometime when you purchase, so I'm thinking the price of the share does matter to obtain more money.
▸▸▸ www.365daystofire.com/
Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025
Sign up and get:
◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program
◼ Daily F.I.R.E. Actions
◼ Monthly Live Q&As
◼ Small Accountability Groups
◼ Quarterly Book Club
◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto!
◼ Private Facebook group
◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources
◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni
◼ And more!
To learn more and enroll NOW, go to: www.365daystofire.com/
I will never forget when I first watched your video on how you made $400k from real estate to retire early. I bought my first rental shortly after watching your video and not even two years later my wife and I grew our net worth over 1.5MM. I smile every week when I see a new video from you both!
WOW! Your comment definitely brought a smile to our faces!!! CONGRATULATIONS on achieving more than $1.5 MILLION(!!!!). That is FANTASTIC!!!
👍👍👍👍
I can't barely pay my current mortgage let alone I wouldn't even try to get nothing house.
@@OU_2023 I thought that sounds suspicious, never believe comments that are too good to be true. 10 years yes, but not less than two years. It took our neighbor a husband and a wife nearly 10 years to make millions with their rental properties. They are now retired in Thailand. Wished I learn from them but you know young and dumb
@@BadWeatherfreak you can purchase another property and house hack to make extra income, I use to be feel the same way until we purchase a second home.
That's how I created my first million in addition to real estate. Now I'm working on the next million.
Good luck! 👍🏼
I'm 22 years old and just stated investing in index fund thank to you guys. Than you for the education. OBRIGADO!! 🇵🇹🤩🤩
Hey L Dacruz are you Portuguese or live in Portugal? If yes how to you invest in index funds from Portugal? Thank you dear g
I think she saying it because they are living in Portugal currently… Also I think she meant to say: obrigada hehe
The fact that you are thinking about this at your age puts you light years ahead of your peers.
Good on you for taking advantage of #RUclipsUniversity and learning this stuff. I wish I knew this stuff when I was 22. Now I'm 33 and just started investing last year. Fortunately it was during a bull market. 💰💰💰
@@teresalopes5460 Are you having trouble finding an investment broker or do you already have a broker just don't know what index funds in Portugal to pick?
I have index fund investments. I also have a fund that leans towards technology such as Apple because that's how Forest Gump got rich 🤣🤣🤣💰💰💰💰💰💰💰
Life is like a box of chocolates! Hehe! :) Thanks for watching Danelle!
🤣🤣🤣
"I invested in some fruit company."
I’m pretty sure I’ve watched all of your videos so I love your channel. I’ve heard you say that you reached financial independence in eight years, were you starting out at $0 at that point? It seems like you had been saving for a while. Just for clarity so I can be realistic with my own goals. Thanks.
Hi! I’ve been binge watching your videos. Excited to start my journey! ☺️
That's so cool! So exciting that you're starting your journey!!!
I just realized you have 500k subs! Wow congrats! I’ve been watching you when you had less than 50k
“But investing isn’t about beating others at their game. It’s about controlling yourself at your own game.”
― Benjamin Graham, The Intelligent Investor
Am I the only one who would l😍ve to have a in person class with this couple? 🙋🏽♀️🙋🏻♂️🙋🏽♂️🙋🏼♀️ ...
Aww, you are too sweet! We're hoping to be able to do group meet-ups soon - not classes, but fun get togethers. Maybe at a cool restaurant! There are more restrictions in place now because of the delta variant, but we're hoping the spread will subside. When things get back to normal . . . it's meet-up time!!! :)
@@OurRichJourney I can help organize it 👍🏼! That's a great idea. Maybe make a plan a year from now? Hopefully we'll be a bit back to normal.
@@OurRichJourney so cool!!! Would love to meet up with you guys in NYC!!! :)
Thank you guys again for another great content. So I'm going to say something that I haven't said before, I have been investing in the financial markets for a long time, partly because I have industry experience and shamefully, been averaging mediocre returns on my portfolio and thought I new it all, was I wrong; till I bumped into your channel and everything changed, after watching your videos, making some general financial adjustment and reallocating my portfolio, it was like going from 0 to 60 in 3 sec 📈 literally. So thank you ❤️
Another great video. Love index funds. Just crossed over 500k and on my way to a million. Goal is 2.5 mill. On my way !
I'm starting to invest in a s&p 500 index fund for my 401k and roth next month. This information definitely helped me to nagitivate my companies 401k plan bcuz HR def did not assist me.
Keep it coming 600k net worth in real estate now 🙏🙏 I found another ETF VT cheaper then VTI let go
I am a beginner, am having a hard time understanding how this works. I used an online calculator, if I invested $1000 in index funds in a year I'd make $67. So it would take about 40 years to make this investment pay off ?
You two have really given me a crash course on index funds. Because of your video that compared and contrast ETFs and index funds I opened three index funds and a roth IRA through Fidelity and I am striving to obtain FIRE!! THANK YOU GUYS SO MUCH you're an inspiration
Why would one need to open 3 index funds? Is it because they offer different things? I’m new to all of this
I don't know how to start investing
I just started watching their videos ,so much great info . Learning to invest in index funds etc. thank you for the motivation as well
Let me know if
You’d like an accountability/motivational partner on this journey. I could use one for sure
@@samiabamia For capital appreciation, so more money for you...
Thank you SO much! What I appreciate most about your videos is that you explain all the important points without assuming that the viewers know "the basics" - because I don't. I'm brand new and still learning those basics that a lot of other creators neglect to explain
I love index funds! You are both amazing with your content. I like passive nature of index funds. It has allowed us to have long term growth that we are looking for with consistency. It’s great to see my original investment multiply and double every 7 years on average. Look forward to the next video.
📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire
🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass
✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal
What can I do if I am outside the US?
Is this course interactive ?
@@mrs.turnquest2620 what country are you currently??
i have an actively managed mutual fund; could i transfer it to a regular index fund without being penalized for doing so?
Let’s say I have $100 to invest in index funds, do I have to keep putting money in that index fund or will it grow by itself?
The more money you put in the more it grows.
You have made a huge difference in our financial future. I cannot begin to thank you both for your courses and videos. My wife and I have learned so much from you. We have been following you for a few years now and I pass on your site to others. Thank you both!
Always love watching your content..Such rich information and I love the way you guys look at each other when you do your videos lol. That is the true definition of being a power couple. God Bless!!!!
I need help. I’m very overwhelmed. I’m just getting started. Got 2500 to start with. I’m wanting to invest for longterm. Not much of a gambler or lucky anyway. Thinking about a couple high dividend etfs. Should I go all in on one etf or buy a portion of a few different etfs. ??
its better to invest in just one index fund to begin with. go with a sp500 index fund - historically has 10% per year return.
Save $500 more dollars and put $3,000 into VFIAX through vanguard. Try to contribute $5,000 a year or more if you can into it.
How do i start i am a non US citizen
Thank you so much for this…i’ve learned a lot of information. Keep them coming pls!
Are the sites you mentioned just for investing with dollar, or other coin? Sorry, I don't know much about this. Nice video, thanks!
Good morning from San Diego my friends! Slept in today after long week of work, and putting content together for my RUclips channel. Get to see one of my favorite families for my Sunday Lattĕ viewing, while sipping time. Hope you are all Safe, Happy and Healthy my friends!
Love ya!
James
Hi there James! Always nice to sleep in every once in a while!!! :) So happy to see you every Sunday! Enjoy your week!!!
Hello,
I have a question regarding mutual fund vs ETF. For e.g. choice between VTSAX and VTI. I dont see any particular advantage in investing in VTSAX instead of VTI, except the fact that Vanguard allows automated mutual fund investments (it does not support automated investing for ETFs). However Robinhood offers automated recurring investments for ETFs as well. So if am a Robinhood user, is that any reason why I should prefer VTSAX instead of VTI?
I need this. Just started watching love your channel ❤️🇬🇧
Thank you so much Monica!!! So glad you're enjoying our channel!!!
Great topic. Topics about the basics of investing never get old.
Thank you so much!!!
I have 6 months worth of our monthly expenses in a money market account and not earning any interest. What kind of investment account can you recommend to park our emergency fund that we can access it if we need it?
Is it bad or counterproductive to have shares of individual stocks that you also own through an index fund?
I was wondering the same thing!
I don't think so, it just means that you are individually owning more of that stock.
Hey guys, thanks for sharing! I was curious if you guys are paying US taxes? Did you guys renounce your citizenship when you guys moved to Portugal? How are you handling the tax situation?
Just learned about the investment Index funds today starts the retirement😅
So glad you learned about them!!!
This is very valuable and right on the spot information, I don’t understand why people would give it thumbs down. Keep it up Amon and Cristina!!!
Can anybody advise on a Fidelity index fund that tracks just tech companies?
Do you have a video about paying low taxes?
Capital gains, dividens, income, property, etc.
Hi Christina and Amon! Thank you for all the content you share. I have been watching for a few weeks and may have seen all of your videos 😁. Question, my husband has feelings about how you Dollar-cost average on your investments. Can you share what reasons (pros and cons) for following this strategy?
Great Question!
Thank you for another important reminder video. Lately the sound of the word inflation is louder - could you make a video on inflation and how the FIRE investment system is approaching this issue?
Thank you..
Hi, Our Rich Journey! Just wondering how to use funds in retirement early without penalties? Trying to educate in and actively achieve my own FIRE, but has not seen guides to use that money from retirement early . Thanks in advance.
I believe they have both retirement account and non-retirement accounts. So you’d use taxable account from early retirement until 59.5, where then you’d be able to use your retirement account without penalty.
Thanks, you two! Learned a lot today. You guys are the best! 💰👀🤑😃
Hello. A few months ago you mentioned the ETF JETS. What are your current thoughts about the ETF? Are you bullish on a short-term or long-term and do you hold this ETF n your portfolio? Thanks for the knowledge!!!
Great video as always! Wondering if you would consider doing a video about investing as US expat? would love to hear your thoughts!
Great idea ❤️
Crystal Clear. Thank you guys for continuing to educate the masses. 👍🏽🔥🔥🔥 ❤️
Hi there C Ann! Thanks so much for watching!!!
@@OurRichJourney GOSH thank you guys for sharing and teaching + ORJ Investing & F.I.R.E classes. I so appreciate you. From last year to this year 😍
Hi. I watched a the documentary on Net call Money Explained. You guys we featured in it. Check it out.
Yep! We were interviewed for the documentary. It was fun being a part of it! :)
👍👍👍
I put in SPY ETF rather than index fund that mirrors S&P 500.
Thank you so much for your videos. They are very informative and easy to understand. I have learbed a lot from you and your tips have really had a positive impact on my financial planning.
How much do you allocate to international investing? VTIAX?
Hello, I was wondering what would be the reason for purchasing index funds instead of its ETF equivalent?
I would like to know this to
I invested in both Stocks and Cryptos but I can now see Cryptos are doing more perfect and profitable to invest in more than stocks. Bitcoin to they moon..✓
Mutual funds have their place even with higher expense. If the fund has shown impressive returns over a drawdown and is consistently outperforming the index that’s what your paying for.
Just started watching your videos and you two have such great insight! Love your financial wisdom, especially regarding FIRE. Investing in index funds is the easiest and most efficient way to accumulate wealth, where time in the market gives you a huge advantage. Looking forward to more videos!
Your RUclips videos are very helpful. You explain topics to make it easy to understand. Thank you.
Active mutual funds try to beat the market aka is hard to do. While index funds match the market.
If you can’t beat them join them. Simple as that.
Do you all follow Dave Ramsey? A lot of what I hear are some of his principles
Wow! This actually confirms that I actually know something (not much) about index funds🤣. Thanks!
New subscriber here! Thanks sooo much!! So sad I didn't hear about you sooner :( I'm going through Everything and learning so much
I bought some individual stocks during the pandemic crash last year. But now I'm super excited about index funds. Would you recommend I sell those stocks for the cash and reinvest into index funds? How should I analyze those stocks to make the best decision please?
TIA
Hello. If I invest in ETF equivalent of index fund, will I still get dividends? Thanks 🙏
Excellent video. I have 3 Index funds (Accumulation) in my Vanguard Stocks and Shares ISA. US Equity (28%), Emerging Markets (36%) and Global All Cap (36%). US and Emerging Markets have some replication within the Global All Cap. Do you think the % split is logical? Do you think I am better having one global index fund, instead of three funds? Thank you.
Thanks for the inspiration, do you know what brokerage is most accommodating for expats? Such as converting 401k to rollover IRA and then to Roth IRA and buying and selling etf and mutual funds while living abroad?
I invest in ETF's.
What about small cap funds like SCWCX?
This video was informative, I will be looking into index funds. Thanks
That's awesome! Thank you so much Christine!
Can y'all do a video on investing the principle money (i.e. lottery/sweepstake winnings/inheritance), and how to live only on the interest that it makes (unless you have a video on it already)?
Hi guys. Can i invest in Vanguard website directly although am not in USA & not a resident ? Tks
How I start Invest in indux fund
How much I invest in indux fund so become millions next 10 year's
I'm from London
How can invest in etfs and stay fully vested if I deposit $500 into my account and buy 2 shares of VTI at $220. What do I do with the remaining $60??
Send it to me 😉
The best 12 minutes I’ve invested in my life.
I'm with Fidelity, any advice for me?
So max my 401k that has a company match of 6% or invest In a taxable account like fidelity?
I would suggest doing 401k up to the match… then a roth ira (assuming you qualify)… if you have more to invest after maxing the roth, then go back and increase the 401k and/or a taxable account.
Checking in from the DMV
I learn so much from watching, thank you, I’ve been confuse about the stock marketing for years, and never knew where to start when it come investing. Now I feel totally confident investing. I am on journey to build generation wealth.
VTSAX and chill
What computer do you use and do you do this by yourself
In malaysia where to get good index fund...can u help research for me ?
Market crash is more heartbreaking when you have all your eggs in one basket, coinbase still remain a profitable trade. Some investors will still remain a profitable in market crash, the only challenge is figuring it out if it’s through holding or short -selling
I want to wake up one morning and find out that my portfolio is $1'000,000. I know it's possible
question: with 50k to spend, should I invest all 50k into funds today? Or monthly amounts, e.g. 5k per month?
Lump sum versus dollar cost averaging - great question! We have a video on that! You can check it out here: How to Invest a Large Sum of Money for Financial Independence - ruclips.net/video/BPRSvWuWg4Q/видео.html
@@OurRichJourney thanks for the quick response! We watch your channel quite regularly and have already reached our soft FIRE goal in 2020, on target to reach our our stretch goal in 2021. :)
Looking to diversify into more index funds, so this is definitely useful.
Thanks again!
@@OurRichJourney p.s. just watched the recommended video (noticed it’s from 2019), and I have a followup question, specifically on index funds:
- now in 2021, would you still recommend dollar cost averaging over going all in?
Should we wait to see if there’s another market crash before putting a new lump sum into an index fund?
if your investing long term, I would go all in now!!
Can u do a video on a strategy what to do with money in various 401k from different employers
They do mention this in previous videos but I believe they recommend putting into a traditional or Roth IRA.
What are your thoughts on QQQ?
The triple-Qs! :) We haven't done a video on our thoughts on that yet, but thanks for the suggestion!
@@OurRichJourney please do that!
I have the triple-Q’s... along with VTI.
Maybe a video on the past 10/20 year performance of the two?
I loooove me some QQQ! ❤️
I have a simple ira with TDameritrade. I can’t buy anything without so many fees. Do you think it’s worth it to transfer it to vanguard or fidelity? And just pay the fee to transfer? Or should I just let it sit there not earning anything. It’s only $2500 in that account.
I love you guys!! Thank you for what you do. You have helped me a lot!!!
❤️❤️❤️
Hey our Rich journey, how can one invest in index funds from Portugal ?
Another excellent video 👍👍 good info
What suggestions do you have for someone who just open a 401k, and want to be successful soon.
Hello 🙏
I have watched most of the video. Can we invest from portugal?
Is the Our Rich Journey course free?
I just passed $1M in stock market two months ago and then added $116k. Real estate makes up the rest of the $2.8M net worth. Most of the stock market money has been through earnings. I like the index 3x EFTs TECL, TQQQ, and SPXL which are all up over 40% YTD. I am up 52.25% YTD.
Young people pay attention. This couple amade sacrifices. Everyone around them was probably taking vacations, buying new cars, and stretched out to the max on credit cards. They put it all back and now they got that Paper for real.
@Our Rich Journey
Your channel has provided me with a wealth of information. I have learnt a lot about about FIRE movement by binge watching your videos.
Thanks a lot. I have a question , i am looking to buy Vanguard Index funds and once i get past the $3000 minimum investment during initial investment ,can i invest with lesser dollar amounts in recurring investments ?
Yes, as much Amount as you can
How to invest in index funds when u r not sure which country u will be in next few years ?
Do u invest in US based index funds because u r sure u will never leave the citizenship of US ?
Thank you so much for the videos! Would love and appreciate so much of you make a video about understanding stocks? (terms used, meaning, symbols etc) Very grateful for what you both do 🙌🙏💜
Hello. im in my first year with Indexfund. if i see a fund with 12% return over 5 years and fee at 0.20%. My quastion os more like, if i fine a good indexfund. what is the point with more then 1? :) if i pick 1 with 12% over the next 5 years and another with 11% or 13%. looks like a waste of time to have more then 1. atleast i see it that way :P
Can someone please tell me how you withdraw money ??? And when you can ???!! Nobody ever answer this question
This comment is about the video that your daughters did. I want to thank you so very much. My granddaughters are biracial and have the same hair. I’ve taught stock market clubs in my 5th grade classes. Now it’s time to teach them. That video was magnificent! They are getting money in Stockpile for Christmas. Please tell them that their video was PRICELESS! Hug them three times for my three granddaughters❤️❤️❤️
Brother man please advise. I currently have 2045 Target date index funds. I’m thinking about switching to s&p 500. Is that a good idea ??after doing the s&p 500 should I do some rebalancing or it do by itself. Thanks
Right I mean you got the vanguard index fund which is pretty close to what the S&p 500 makes over a year so basically you're putting in about 25 26% 30% annual returns with compound interest over save 5 years which is a beating any other fund out there Templeton or Fidelity or it's wiping out Magellan swiping out every single mutual fund out there because what we're trying to do is but what I've come up with is an idea even better than the vanguard index S&p 500 is that you want to set up a battleship formation like you're in the US Navy so that you have not just big cap small caps mid caps submarines similar to a stealth so that diversity you want stealth in a high inflation secular bull market because remember we're not in a bull market right now so we need something to protect us from a inflationary headwind to get you a little idea how this operates what is inflation well miniature kids born at this point in this inflationary cycle due to the printing that's just completely out of hand your child owes over about a million $400,000 how do you figure that each individual taxpayer has to pay a
Would Fidelity be a good Index fund to start off with? if youre looking at Tech companies?
Hi guys as usual very informative but I got confuse. I have 3,000 in the sS&p 500 etf would be wise to pass that to and index fund with S&P500? Any thoughts?
Hello, i have a query: I am from india. i want to invest in US Index fund. Do we get dividend in all index plans or is there further any category? Nasdaq is better or SP500?
Does price share matter with an index fund? No one yet has done a viedo. But, I am sure that many people like me cannot wrap their head around it. In some ways it has to matter. I cannot believe it just doesn't. For example, If Fidelity Total Market index fund is 15.87 and other index fund is 200.00 dollars more in a Total Market Fund wouldn't it be a difference. We do not have to use Fidelity as an example. I notice that you speak about the share price sometime when you purchase, so I'm thinking the price of the share does matter to obtain more money.
I love your clear explanations to simplify learning for us. Thank you thank you 😊