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Why I'm so Frugal | Financial Minimalism & Frugal Living
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- Опубликовано: 6 сен 2024
- Why I'm so frugal and spend almost nothing
Blog: sincerelydenis...
#frugalliving #frugallifestyle #savingmoney #financialfreedom #frugal #minimalism
Once you stop giving a shit about what everybody else is doing, and start doing your own thing, life becomes so much less stressfull. That includes stopping wasting money on things you don't need to impress people.
I 100% agree!
❤omg yes you nailed it with your comment
True
I just cancelled an online order (clothing) watching this video. The shopping addiction is hard to kick. Its honestly embarassing.
Too late for me, i just ordered jackets but coz those are replacements to husband's broken zipper jacket & mine cracking / pilling off skin jacket. Usually plants are always put in cart for weeks, then remove them. I am focusing to manage my shopping addiction - buying only things we need. Hopefully, we can both stop the addiction 😅
Haha I agree it is hard, but worth it!
I am attempting to be frugal. I am saving money for a used vehicle. My spending habits are erratic sometimes, but I have been saving since February. I have been decluttering my living space too!
Just cancelled netflix, disney+ and xbox live. I'm working on a no spend challenge next month and I'm excited to only buy essentials.
I retired from work early, i'm only 50 years old because just like you i hate being in an office. I don't have a lot saved and i will only receive my monthly retirement pension when i'm 60. So for now i rely on my savings and be conscious of my spending. I have a monthly budget and in so doing this i became a minimalist and frugal. i don't buy anything unless they run out or break, i re-purpose things. This saves me a lot
I love this! It sounds like this trade off has been worth it for you ❤️
@cath7099 I’m retiring at 51. I’ll be able to get my pension because I’m a teacher and have taught 25 years. But I won’t make as much and will have to be careful! Enjoy your retirement!
I retired last year as well and living on savings. I’ve always been frugal, house and car is paid off. I’m close to sixty however I’m concerned my savings might not last until I receive insurance at 65. Sometimes I wish I had a spouse but that’s not always a fool proof plan either 😂 I hope you’re doing well!
Interesting byproduct of giving up unfrugal habits for a period of time was that after that period was finished I did not go back to them, I kept the minimalist habits and dont even miss the 'other' lifestyle.
I'm just an average money earner, I have been in many jobs where I got cheated out on despite working my butts off. I have reached the point where I am okay to earn less and be happy. My happiness consists of simple activities such as watching movies, gaming, exercise and cooking. All of these hobbies are cheap to maintain. I save so much money without even trying, however people around me don't understand why I am like this, I always get questioned not why am I so frugal but rather why am I so cheap. I learnt to not explain myself too much anymore and stay content because not everyone will understand or try to understand.
I agree with you about debt. I had a mortgage for many years. Beyond that I have had no debt. It was tough sometimes being single, maintaining a mortgage and a household on my own. Regardless, I tried to only buy what I could pay off monthly. I am not a minimalist. I have an annual budget which I try to stick to. I believe in everything in moderation including moderation. I think it is healthy to splurge on small things that make you happy. I hope you treat yourself every once in a while, even if it is just a coffee or tea.
I completely agree and I do still splurge on things I actually care about! All about intention and moderation :)
You're so similar to me in your frugality and enjoyment of the small things. I'm glad I found your channel and a kindred spirit! Sending love from Scotland!
Thank you for watching! ❤️
I never get my nails done. I have always done it myself, just keep them clean. Stay healthy and fit doesnt have to cost a lot. The money spent on nails is not worth it IMO. I do go to the hair salon once every 3 months and in my country I pay $30. I do sometimes splurge on electronics because I see it as an investment in my job. Just purchased a new iphone $1200 and ultrawide monitor for $400 … I work online. It’s a splurge but I save a lot on other stuff such as fashion and beauty. That’s how I try to keep a balance :)
I love your view on minimalism. You really open your persperctive on it rather than repeat things I've heard in other videos.
Thank you!
Your demeanor and attitude, your calm voice and rational thinking just got you a new subscriber 😊 I love this video, it helped me to show my husband why we chose the trajectory of our lives that we did. Thank you ❤
Thank you!
This video is extremely motivating.
I have fallen into $10,000 worth of consumer debt. This debt is a combination of financing luxury items and also financing the repairs of my vehicles, because I did not have a savings to make the repairs.
As of today, I am about $7,000 away from $0. And I’ll be getting out of that debt pretty soon.
I definitely align with the peace of mind aspect, Minimalism is connotated to deprivation for some reason but in my opinion its actually the complete opposite! Investing or saving earlier in life really does allow you to have options, I enjoyed listening to the talking points throughout. thank you for the video.
Thank you for watching! I could not agree more, it’s the opposite of deprivation!
Thank you for sharing your experience with being frugal! I appreciate this as I am on this journey too and have become content with embracing minimalism. It is soooo rewarding and I am so happy that I no longer have to feel compelled to run anybody else’s race in life
It’s truly so liberating!
@@22deniset indeed it is!
great video, appreciate the honesty about your upbringing
This video is so good. You have a lot of good points I can relate to. New follower.
Thank you!!
This video about frugality helped me. 12:24
Another new subscriber for you! I love your easy way with common sense....
Thank you!
Awesome! I liked and subscribed to you as well
Peace of mind ❤😊
Great video. im aiming for a more minimalist lifestyle ... save more money cause im over working
You got this! Thanks for watching 😊
Great content. Thanks.
I love your videos!! Can you do a video for groccery haul/budgeting & some easy meals that are cheap?
Thank you! I love that idea and I am planning on filming a video on that soon!
Kids! Kids are what eat my budget away 😅
How do you keep your white tees so white & bright? 😍
This one is still kind of new and that’s why it’s so white and bright still 😅 normally my white t shirts start to yellow and look worn after some time!
New follower. Your video was very helpful. 💕
Thank you! I’m glad it was helpful!
Thanks
Thanks for watching!
Yo renuncie definitivamente en hacerme las uñas o ir peluquería o estética o comprarme ropa (solo compro quando algo se me rompió)para comer fuera voy solo con mis hijos una ves a dos semanas
Love this! I definitely still eat out but maybe once or twice per month as well. Thank you for sharing ❤️
a video on your investments please 🥰
You deserve a Gucci purse xox
Hello 👋 there, how’s it going. Nice sharing
Hi there! Thank you 😊
❤❤❤❤❤❤❤
I don't know how you do it...
Do you still live fulltime in an RV?
Nope! We moved out of California and now live in a townhome apartment.
❤❤❤❤❤❤❤vote trump
No background music… please…. It’s sensory unfriendly.
Life is short so enjoy now including splurge on food. You seem malnourished. Please spend more on food
?? This is so rude
@@itsniqui how so? Come on girl. Try to use your brain. Everyone should take care of health first before anything else. What my money will do if someone got poor health from cutting corners on healthy eating.
I agree with many of your points, but your tone comes across super judgy and superior. Saying things like ‘this is not normal and you should take a hard look at your finances’ is super rude. Some might say going into stores carrying products around, agonising and then putting them back is ‘not normal’ too, but tbh it’s nobody’s business what anyone else does or does not buy. Being mindful with your spending is great, but it’s also okay to live a little. You can definitely go too far in either direction, and judgement like this doesn’t help anyone. It just creates shame if someone can’t reach your standards. You can always live with less, but everyone has a different comfort level and that’s totally ok.
Agreed. And as a frugal minimalist myself, even I recognise it is 100% ‘normal’ - it creates a dopamine hit for most people and that can be an addictive feeling. Personally I think the key to breaking shopping addiction is to find dopamine hits from other sources.
@@judegrindvoll8467absolutely! Unfortunately the capitalist system many of us exist within does encourage overconsumption. But sometimes it can be due to things like neurodivergence or trauma as well. Being judgy doesn’t help anyone - and that goes for self judgement too!
Hi there! It was not my intention to come across as judgy. Just making it a point that even though it unfortunately has become ‘normal’, it shouldn’t be and if someone is in a bad financial spot or wants to get ahead, then they should really consider cutting back on things. Of course, people are free to do what they want and this was only meant to inspire and encourage those who are sick of living in debt and/or paycheck to paycheck and want to change. Nothing wrong with buying things if you can afford it!
Great motivation to pull back when you have some debt, as we can all get a little too spendy sometimes.
I don’t think her tone was rude or condescending. Sometimes we have difficulty hearing hard truths from others 💝