🔴5 Most important PF interest Rules | EPF Interest Calculation

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  • Опубликовано: 6 янв 2025

Комментарии • 1,4 тыс.

  • @LabourLawAdvisor
    @LabourLawAdvisor  4 года назад +48

    ☑️Payroll, Excel & Labour Law Courses for career growth: lpt.institute/courses/
    00:00 PF Interest introduction
    01:50 PF Passbook New Format
    02:27 PF Interest Rules
    06:00 PF Interest Case Studies
    08:37 PF Interest Calculation Formula
    10:12 PF Interest Excel Calculation
    ☑️Download Calculator: labourlawadvisor.in/calculator/pf-interest-calculator/

    • @SunilSharma-mx2vl
      @SunilSharma-mx2vl 4 года назад +2

      सर मुझे अपने व्हाट्सअप ग्रुप में जोड़े , 9811850081
      मुझे नही पता कैसे जुडना है ,
      आज 12.09.2020 को 6 महीने की मेम्बर शिप फीस दे दी है

    • @hemantsahuraj
      @hemantsahuraj 4 года назад

      @Labour Law Advisor bhai main pf trust company me employee tha aur recently 15aug ko job leave kar diya maine toh kab main khud apna sara pf nikal sakta hu epfo portal se ? And passbook kab show hogi ? Please reply I am your subscriber

    • @LabourLawAdvisor
      @LabourLawAdvisor  4 года назад +2

      @@UjjwalKumar-wo4ef areyyyy, bhai ek kaam kar. Aisa bol: ameer hai tu.
      Kyuki tere bolne se ban jaunga, aisa lag raha h

    • @hemantsahuraj
      @hemantsahuraj 4 года назад

      @@LabourLawAdvisor bhai meri query ka samadhan bata dijiye ..Maine upar dekhye question kiya hai 🖕

    • @rakeshsharanshrivastava9548
      @rakeshsharanshrivastava9548 4 года назад

      मै ट

  • @KuldeepNegichannel
    @KuldeepNegichannel 4 года назад +27

    This is why I like this Channel, it increases our knowledge and fir that they do lot of research and hardwork, its one of the best Channel in #RUclips 👍

  • @yogeshparab7263
    @yogeshparab7263 4 года назад +6

    Tum bahot sahi kaam karta hai bhai..! Big fan

  • @ShivamGupta-dw2rk
    @ShivamGupta-dw2rk 4 года назад +45

    Rishabh I really like your passion for your channel, and whatever you guys do, always informative. Thank you! 🙏

    • @LabourLawAdvisor
      @LabourLawAdvisor  4 года назад +5

      Glad you liked it... thanks for watching.

    • @vikasbagiyal3360
      @vikasbagiyal3360 4 года назад

      Mana mene pf transfer kiya or uska Intrest mere ko new passbook me ni milta o fir bi mere ko purani passbook me dikhta h uske liye

    • @kolibhath6128
      @kolibhath6128 2 года назад

      @@LabourLawAdvisor sir i have one question

  • @SarcasticAssertive
    @SarcasticAssertive 4 года назад +3

    One of the finest videos on EPF. Thank you.

  • @acharyalawfirm1187
    @acharyalawfirm1187 4 года назад +11

    Labour law ke don...😀🌹🙏❤

    • @acharyalawfirm1187
      @acharyalawfirm1187 4 года назад +1

      Sir ek employee ka full nd final payment nikalne ke baad interest update hua usko nikalne ke liye 2 baar claim ke liye apply kiya but rejected kr diya

    • @LabourLawAdvisor
      @LabourLawAdvisor  4 года назад

      Watch this video : ruclips.net/video/WM7v_PwQKaM/видео.html

  • @Nikhil_Honrao
    @Nikhil_Honrao 2 года назад +1

    All your videos are very enlightening. I got lots of knowledge. Your doing great work. Thank you for videos 👏👏👏

  • @dpnaturewildlifephotograph6477
    @dpnaturewildlifephotograph6477 3 года назад +20

    Dear Rishabh, Thanks so much for the informative video. One small and humble request. All the example you show are for EPFO. Can you please make some video with information for Employees who work in Organizations where the Org Trusts maintain the PF instead of EPFO. And also clarify most important Question#5 in that video. Let's say a person working in IT Company for ex Infosys or TCS takes voluntary retirement at age of 45 years. Till then, assume that he has amassed around 50L in his PF Account. Will his PF Account in Company Trust continue to earn Interest till 61 years of Employee Age - assuming he does not withdraw money from it. Thank you so much in advance for the help.

  • @ShankarP-ld3pr
    @ShankarP-ld3pr 4 года назад +1

    Worth full information given to pf number holders, thank you sir

  • @ravindrakamble1896
    @ravindrakamble1896 4 года назад +4

    Very helfulf chanel in india LLA .rishbh sir
    From ravindra pune maharashtra

  • @Alfa6688
    @Alfa6688 2 года назад +1

    As an Employee this information is really important for me Thanks 😊

  • @himachaliwanderer1005
    @himachaliwanderer1005 3 года назад +3

    Superbly explained, need one clarification. As we know interest is tax free for first three years after leaving the job, can you tell how much of tax we have to five after 3 years.

  • @vijaysinhvaghela5328
    @vijaysinhvaghela5328 3 года назад

    Waahhhh....
    Bahot badhiya video
    Very knowledgeable

  • @arpitsharma1328
    @arpitsharma1328 Год назад +7

    Sir mera last 5 year me interest nahi mila he me kya karu report kaha karu

  • @nikunjkyal6825
    @nikunjkyal6825 3 года назад

    Informative video
    I do my EPF interest calculation by myself and it matches with the interest credited... Only 2-3 rs difference is there..

  • @parikshitdhodapkar
    @parikshitdhodapkar 4 года назад +4

    Hello Sir, I have a peculiar issue with UAN. My explanation below:
    I have worked in total 6 companies say C1,C2, C3, C4, C5, C6.
    c1 -> c2 change happened in 2010 (no UAN, no online portal, PF transferred manually),
    c2 -> c3 change happened in Jan 2014 (no UAN, no online portal, PF transferred manually),
    after pf transfer from c2 -> c3, UAN and online portal introduced. i.e. before 1st time login to UAN, all my earlier PFs were already transferred manually. Therefore, UAN portal service history shows C3 as my first company.
    All subsequent job changes c3 -> c4, c4 -> c5 and c5 -> c6 are nicely mentioned in service history and all these PFs were transferred smoothly.
    However, I am at a loss with respect to pension calculation because my service history of c1 and c2 is lost (i.e. not shown on UAN portal because UAN did not exist then).
    Is there any way my service in c1 and c2 gets now gets included in UAN service history? Can it be done online, if not who can help me? Whom to meet? What proofs will I need? To whom will I need to submit?

  • @officialvermaji92
    @officialvermaji92 2 года назад

    Sir once again thank you for sharing this I am waiting since a long from your for this bcoz of understood language of you 👍👍

  • @dipanshuchoudhary8752
    @dipanshuchoudhary8752 4 года назад +5

    Rishab I really appreciate your work you doing and thanks for providing knowledge and making us aware about lot of things which we don't even thought we will know.... tell me 1 thing suppose our interest rate is not credited in our passbook since last 2 years what should we do in that case...

    • @LabourLawAdvisor
      @LabourLawAdvisor  4 года назад +1

      Pf office se contact karke pure interest par claim kar sakte hai

    • @arunikahasnanivlogs6872
      @arunikahasnanivlogs6872 3 года назад

      Interest is not applicable post 3 years of leaving job

    • @soumsgaming238
      @soumsgaming238 Год назад

      ​@@LabourLawAdvisor Online Grievance dalke kuch hoga??

  • @Shaikh.Irshad2306
    @Shaikh.Irshad2306 2 года назад

    Hard working RUclipsr , bringing contents with lots of efforts.. God bless you 🙏🎉✨🎁

  • @7276556536
    @7276556536 4 года назад +4

    Valuable sir.

  • @viveksaraf1342
    @viveksaraf1342 2 года назад

    Bhai tune bahut mehnat ki hai
    Hats off to you
    Keep sharing
    Wallaaahhh!!

  • @shibajimukherjee5255
    @shibajimukherjee5255 4 года назад +5

    Video was brilliant except for a small doubt, if you could clarify .In the excel sheet for FY 2014-15 balance till Jan'15 i.e K15 is sum of K14+F14 ( Rs 4270 is sum of Rs 3765 in K14 & Rs 505 in F14), but in the next excel sheet i.e. for FY 2015-16 there is no mention of Feb'15. There is no mention of F15. So where is the interest calculation for Feb'15 ?

  • @Narendra02371
    @Narendra02371 3 года назад

    जानकारी अच्छी लगी धन्यवाद महोदय जी

  • @abhinav549
    @abhinav549 3 года назад +5

    Thanks for the informative content. I have a question regarding Pension Contribution, I got my PF transferred to my new employer but I see Pension amount not reflecting. Is there a different process for Pension Contribution? And in case If I have to either withdraw or transfer then how will I do that? Thanks in advance for the response :)

    • @arunikahasnanivlogs6872
      @arunikahasnanivlogs6872 3 года назад +1

      Only service history is transferred, so it's ok if amt not showing. Can withdraw pension in case of total service is less thn 10 yesrs, after 2 month of leaving job.

  • @hello4neeraj
    @hello4neeraj 2 года назад +1

    Very nicely explained. Kudos to you.

  • @KrSaurabh13
    @KrSaurabh13 4 года назад +4

    Hello sir,
    I checked now interest is credited for FY 2019-20.
    However I think interest rate credited is 7.5 % , instead of 8.5 %.
    can you please confirm.

  • @ankeshsejwani4748
    @ankeshsejwani4748 4 года назад

    Excellent examples 👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻

  • @ashishchauhaninuk8249
    @ashishchauhaninuk8249 4 года назад +4

    Hello i was having PF account my last company and i had left that company in 2016 . Then i went to abroad . so this amount deposited till date in PF account will continue getting interest or not . Also how can i withdraw the amount as my old employer is not in contact .

  • @rajchoudhary4349
    @rajchoudhary4349 2 года назад +1

    Nice narration..!! Great insight to topics

  • @Mukulwahi1
    @Mukulwahi1 4 года назад +4

    sir need help i have not got interest from epfo from past 3 yrs in my account i have been raising it on grievances portal but no resolution yet

    • @369ajaysingh
      @369ajaysingh 4 года назад +3

      I also have same question. Most of my friends also in same situation. No interest added from last 3 years.

    • @Mukulwahi1
      @Mukulwahi1 4 года назад

      again i got same respond from epfo grievance portal 4th time that there is technical difficulties in finance team portal they will update soon

    • @LabourLawAdvisor
      @LabourLawAdvisor  4 года назад +1

      You should get the interest amount at the time of withdrawal if still not received then raised a PF grievance.

    • @Mukulwahi1
      @Mukulwahi1 4 года назад

      Labour Law Advisor but how other people passbooks show interest but not for few and also will i loose the benefits of compounding in case i have to wait till withdrawal i.e next 30 yrs to retire as of now

    • @biswajitsahoo4739
      @biswajitsahoo4739 2 года назад

      I also had same problem,when I changed from one company to another in 2011 started transfer manually but failed and again through online in 2012 but principal amount transferred on mar'2016 after sending 5 to 6 grievances and then sent 5 to 6 grievances and emails with Excel format of interest calculation and got the interest on mar'2017.After receiving the grievances, everytime their answer were interest is already credited and your case is closed so don't be harassed and send grievance with old ref everytime alongwith a copy to pmo office . Every govt official work this type of punctuality is seen.

  • @Mukee8347
    @Mukee8347 4 года назад

    Bahut grow kar kar gaya apka channal tab 12 subscriber thaa congratulatuons..... aaj ye purana video isliye dekha thoda confuse thaa intrest ka 2019.20 ka kab ayega dekh raha thaa

  • @nitrutsav2kxii745
    @nitrutsav2kxii745 4 года назад +3

    Can I contribute in my epf account now as I leave job 4 years ago and now i m preparing for civil services examination.

  • @Aman-jl3sy
    @Aman-jl3sy 4 года назад +2

    OH Bhai Saab ... MASt editing

    • @LabourLawAdvisor
      @LabourLawAdvisor  4 года назад +1

      Edited by Prince, of Ajmer

    • @Aman-jl3sy
      @Aman-jl3sy 4 года назад +1

      @@LabourLawAdvisor Economy itni down hai kya ki Price of Ajmer ko freelancing karni pad rahi hai... Just kidding, nice work

    • @PrinceSogani
      @PrinceSogani 4 года назад

      @@Aman-jl3sy hahha... Thanks bro

  • @rajivshrivastava6395
    @rajivshrivastava6395 2 года назад

    Great video all my questions are answered. Brilliant brother keep it up
    I request to make more n more videos

  • @sanjayychopra
    @sanjayychopra 2 года назад

    Very infomative video.. Thanks A Ton👍

  • @AJAYSINGH-wk8zj
    @AJAYSINGH-wk8zj 4 года назад +2

    Thank you sir for the very informative video.

  • @kalpitparmar7236
    @kalpitparmar7236 3 года назад

    I wish thoda pehla join kiya hota apka channel..kya mst information dete ho yaar..

  • @prembelwal738
    @prembelwal738 4 года назад +2

    It's really useful information for us Sir

  • @coloursoflife211
    @coloursoflife211 4 года назад

    Sir U r a proffesional youtuber 🙏👍

  • @keshav4408
    @keshav4408 4 месяца назад

    I learnt so much from this video. Thank you

  • @sanjanasinha8033
    @sanjanasinha8033 2 года назад

    Thank you so much for detailed explanation, very useful.

  • @shivangsrivastava5052
    @shivangsrivastava5052 3 года назад

    Thank you for the detailed explanation @LabourLawAdvisor

  • @vrindavangardenresort4737
    @vrindavangardenresort4737 4 года назад

    Bahut hi achi jankari....very good..

  • @1966ashutosh
    @1966ashutosh 11 месяцев назад

    Excellent video👏👏👏👏

  • @kidozzworldprime9014
    @kidozzworldprime9014 4 года назад +2

    Thanks sir it's valuable information

  • @shubhamrathore5071
    @shubhamrathore5071 2 года назад

    Amazing , now i m PF master😀😀

  • @healthiswealth2719
    @healthiswealth2719 Год назад

    Mind Blowing 👏👏👏👏🙏🙏

  • @jakisonojha8433
    @jakisonojha8433 4 года назад

    This kinda videos are much needed.👍👍👍

  • @ankitraut9504
    @ankitraut9504 11 месяцев назад

    Good information sir 😊😊

  • @shivchatterjee6297
    @shivchatterjee6297 3 года назад +1

    Yea this vidwo was quite impressive as you have shown the calculation well

  • @prakashkandwal1286
    @prakashkandwal1286 3 года назад

    🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
    Thanks a ton for the clarification on interest till 3 years.
    Case study : Last contribution in 2018, 57 age. Amount to earn interest till inoperative i.e age 60 age (2021), hence didn't claim.
    Got really confused that after (passing 2 years only) 59 year our money was left with no interest for whole 1 years (2020) as people were confused that after 58 years the account don't earns interest.
    🙏🙏🙏🙏🙏🙏

  • @mhkhan3342
    @mhkhan3342 3 года назад

    Thank you for your great efforts ☺️
    Jai bharat jai samvidhan

  • @chandrashekharpandey1172
    @chandrashekharpandey1172 4 года назад +1

    Bahut sahi explain kia apne.thanks for clear my lots of doubts. Please make one video regarding tax liability on pf withdrawal amount

  • @rajgovind3167
    @rajgovind3167 4 года назад +1

    Very helpful
    Thank you sir...

  • @neelkantgarg3610
    @neelkantgarg3610 4 года назад

    Very useful information
    Thanks Rishabh ji

  • @jigneshchavada8273
    @jigneshchavada8273 4 года назад

    Very nice sir aap nye bahut sari imformesh diya thanks sir

  • @AbdulKhan-ci7jv
    @AbdulKhan-ci7jv 2 года назад

    🎓Hats off sir great research

  • @kanwaljeetsingh1153
    @kanwaljeetsingh1153 4 года назад

    Wonderful video...very well explained...thank you.

  • @kirtisinghbisht
    @kirtisinghbisht 4 года назад

    Thanks a lot for your education 👍

  • @jakisonojha8433
    @jakisonojha8433 4 года назад

    I really appreciate your efforts. I think many people also need info on below points.
    - What if i have left previous organisations. And I have multiple UANs. What should be the next right approach should i try to transfer or withdraw. How to do?

  • @aniltak7426
    @aniltak7426 4 года назад +1

    Great information, God Bless You

  • @massofexcel7899
    @massofexcel7899 4 года назад

    Informative and excellent 👌

  • @beingodia1227
    @beingodia1227 4 года назад +1

    Thank you so much. Really appreciate your efforts

  • @aktaralikazi7991
    @aktaralikazi7991 4 года назад +1

    Thank you 👌👍

  • @moneymaker2328
    @moneymaker2328 4 года назад

    Amazing info and your efforts... really appreciate it..👍

  • @purvangmusale4299
    @purvangmusale4299 4 года назад +1

    Worthy information..
    Thank you.

  • @vishalpuranik3748
    @vishalpuranik3748 4 года назад

    Really appreciate your work sir

  • @Dhawal59
    @Dhawal59 4 года назад

    Thank you
    Very well explained..

  • @bilalhussain6456
    @bilalhussain6456 4 года назад +2

    great video bhai

    • @bilalhussain6456
      @bilalhussain6456 4 года назад +1

      bhaiya mera 2020 ka interest nhi aaya hai pf passbook mein..... plz rply bhai Epfo kaise contact kre

    • @LabourLawAdvisor
      @LabourLawAdvisor  4 года назад

      Thank you so much 😀

    • @LabourLawAdvisor
      @LabourLawAdvisor  4 года назад

      It will be credited soon.

  • @explore_with_muskan
    @explore_with_muskan 8 месяцев назад

    This video is very helpful for me thanks and how to claim interest ??

  • @khanlovesitlikethat
    @khanlovesitlikethat 3 года назад

    Really love all the information you are sharing.....:)We are definitely getting educated by it....Please keep going....:)

  • @rushikesh6432
    @rushikesh6432 Год назад

    Thanks, excellent job...!

  • @kirtishah77
    @kirtishah77 6 месяцев назад

    Love your video very detailed. I have one question, if I have moved abroad, till when will the interest be credited in my PF account?

  • @TheSNEHANKUR
    @TheSNEHANKUR 4 года назад

    You Deserve likes

  • @jayaapatni7971
    @jayaapatni7971 4 года назад

    You are best sir👌♥️

  • @renuka2740
    @renuka2740 Год назад

    Wonderful just wat I was looking for...just 1 question in itr which part needs to be shown under which header

  • @roxtriv
    @roxtriv 3 года назад

    Great in-depth explanation.

  • @kiranpatil-fx3rd
    @kiranpatil-fx3rd 2 года назад

    Your Videos was very good. & also resolved so many problems.I nave one small doubt I have left jab but i want to withdraw only advance PF not full PF It is possible.

  • @ampleleapcognitiontechnolo5899
    @ampleleapcognitiontechnolo5899 4 года назад +1

    Video was informative | Integrated HR Solutions for START UP'S & MSME’S (Payroll, PF - ESIC, Compliance) - Ample Leap

  • @sureshshrestha4105
    @sureshshrestha4105 2 года назад

    Great video.what happens to pension portion?

  • @dilippatil9490
    @dilippatil9490 4 года назад

    Very. Important. Imformation

  • @hiraktalukdar7540
    @hiraktalukdar7540 2 года назад +1

    Excellent video. One query, as EPFO is crediting EPF interest late every year, are we losing interest on interest (compound interest) due to that?

  • @rakeshgoyal5294
    @rakeshgoyal5294 2 месяца назад +1

    I have two of accounts..I am getting interest in my old company account..but not in present company of account...I am working in new company since 2.10 years

  • @stpsupernova
    @stpsupernova 4 года назад +1

    Its very useful. Can you please explain since start of 2020 PF passbook are not updated ?

  • @praveenpkadda3950
    @praveenpkadda3950 2 года назад

    Hi sir ur videos are very good I want to know what is EPF wage and eps wage please let me know

  • @balachandrabhandari9755
    @balachandrabhandari9755 2 года назад

    Thanks for all the knowledge you share.
    In which month, epf interest will be added to the account?

  • @avinashmairal353
    @avinashmairal353 2 года назад

    Amazing and thanks for sharing

  • @dailydosemalayalam2362
    @dailydosemalayalam2362 3 года назад

    Hi, nice video.
    How calculation differs when u do vpf

  • @unnatagarwal1475
    @unnatagarwal1475 2 года назад

    Taftish is investigation. Tafsil is elaboration. Great video overall👍

  • @SandeepKumarOfficial2020
    @SandeepKumarOfficial2020 5 месяцев назад

    Great details.
    I can see it's 3 year old video. Is there any change in this rule now?

  • @gianisingh8851
    @gianisingh8851 4 года назад

    Very beneficial ad thank

  • @ankushashi3736
    @ankushashi3736 4 года назад

    You are best sir... I have one question. As you say I will not get any intrest on pension amount... So can we withdraw only pension amount with in 10 year.. As you mention we will not withdraw pension amount after 10 year...
    Can we withdraw only pension amount within 10 year.. Please reply.. Thanku so much in advance ❤️❤️❤️❤️❤️❤️❤️

  • @ravishaw9157
    @ravishaw9157 4 года назад +1

    Sir, ur videos are very informative... no doubt! I would request you to please make a video on BEST HEALTH INSURANCE in these days. Insurance taker has been increased in this corona time, there so many peoples are got fooled by agents or companies. Moreover, there are so many companies selling insurance and one company have a huge no. of plans in itself. Which gets very confusing especially to a bachelor or the person who is the first in his family to take insurance and also is it even necessary to Health Insurance? and what should be the Sum Insured to be taken? because, in this terror and pandemic situation, I have seen people are taking over insurance prices and paying an unnecessary premium to companies. I will Strongly request to please help us and all the people like these who are searching for good Health Insurance. Sir, At least you can suggest which you have opted for.

  • @sandeshprasad9113
    @sandeshprasad9113 3 года назад

    Thanks, well explained.

  • @AgilePunit
    @AgilePunit 2 года назад

    Sir please make a video on EPS alone, benefits and how n when to claim?

  • @N_Sankhala
    @N_Sankhala 2 года назад

    Thank you very much. But PF portal link is not given in the description. Please help.

  • @sumangunda4108
    @sumangunda4108 4 года назад

    Thanks for the video. I request you to make a video on pension portion as well. When can we get the money? What is the process etc. Also of one transfer his or her pf from one account to another, then will the pension portion also goes there? Please make a video on this as well. Thanks.

  • @yugandharaluri
    @yugandharaluri 2 года назад

    Sir, Please Make a video regarding what is the procedure of Industrial Trade union Election and minimum how many days it's required for the procedure...
    Thank You 🙏

  • @thakurashish4917
    @thakurashish4917 4 года назад

    Great information sir

  • @ushar5265
    @ushar5265 3 года назад

    Very informative...what is the prcessing time for PF PF settlement