Born Bankrupt: What We Learned From Our Parents' Money Struggles
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- Опубликовано: 8 июл 2024
- Born Bankrupt: What We Learned From Our Parents' Money Struggles
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Ramsey kids: "Mom and dad we want to get "X" for Christmas"
Dave: "What your household income?"
This cracked me up 🤣🤣🤣
Act your wage, kid! Did you read Rachel Cruze's "Know Yourself..." yet? She's a genius.
😂
HAHAHA
Ha! Classic
Hey Ramsey Siblings !!!! Your Dad is like everyones Dad or I would say Uncle !!!! I listened to him for 20 years on the radio when I used to drive a semi truck and your Dad helped me retire by the young age of 39 and 6 paid off houses now !!!! LOL !!!! Your Dad rocks !!!! He took me a 15 year old high school dropout and made me very wealthy and I take the wealth and start up clean and sober living rental houses that are called Oxford Houses. Your Dad is helping 33 people in 4 houses now !!!! He probably helps more people than you know. Great video and story and thanks for posting !!!!
Loved this. Rachel, next time bring Mom and Dad too. Would love to see all 5 of you in a setting like this!
Agree, that would be cool
Nice seeing the whole family together.
Yea this was cool to see
First time I have seen the Dave’s other 2 kids other than Rachel. I’ve only seen Rachel and heard of Daniel and Denise thru the show.
It's the first time for me to see Daniel. Denise has been on Rachel's show a couple of times. You should see the videos that they played pranks on each in. Good stuff.
Sometimes seeing the results and stress of money done wrong can be the best teacher.
Well said.
aww, that's the brother that saved almost $30,000 and donated most of it.
Rachel, PLEASE have another episode w/ your siblings. It is so good to see "your memories and getting along so well",.....great information for NEW parents
Money gives you confidence. I mean look at Daniel's demeanor, the way he sits with his legs crossed....He has this aura about himself that he knows he never has to worry about money simply because he knows the principles of money. I absolutely love that. I hope to one day have that aura...That money confidence aura of knowing I can afford it but don't need it. It's coming💕
The confidence likely came from his upbringing; money is not a good foundation for confidence.
It can be helpful in building dignity of being able to not depend on others though.
So, in what position do you sit and what sort of aura do you have?
It is called White Privilege.
@@SaltySaltySalty. Are you saying that a black person would sit somehow differently, with different demeanor and aura? There are two black guys on their team who have absolutely the same level of confidence as anyone else.
This was sweet. I enjoyed seeing them come together and solidify that sticking to a plan has helped them feel stable through their entire lives.
LOVING this sibling meeting - great job guys! xo
A lovely down to earth family.
It’s amazing seeing all the siblings together!
I worked my way through college. What little my parents could do went to help my older sister. I continued to live with them and they paid my car insurance but I paid for school, clothes, other vehicle costs, most of my food, etc. I also continued to do chores to earn my keep. I had a job on campus during the spring and fall and a more lucrative hot, sweaty, summer job from which I saved to pay tuition and fill in the gaps for the rest of the year.
I went on to grad school and continued to work and go to school. Six years for my bachelor's and four for my first master's. I did all ten years debt-free. I already valued work and I learned to value my education in a way I don't think my sister does.
I got a second master's on student loans. Biggest financial mistake of my life. I wanted to get it over with because we were wanting to get married. My wife also had student loans when we got married. It crippled us financially for the first few years.
This was good to see. Thank you for sharing this perspective.
Love this video. Having all 3 of you together is awesome.
Loved this one!
Our kids blew us away. We were teaching them about money and they had to give 10%, save 40%, invest 40% and they could immediately spend 10%. Now the were pretty little. Our daughter was only 6 or 8 and losing her baby teeth. Well one night the tooth fairy came to visit and the next morning she gave half her tooth fairy money to her brother. We were shocked. We were scrambling to make change because it wasn't going to come out even. They made us very proud. They continued to do that for each other. And we in turn made sure we could divide it equally from that point forward.
Love seeing you all! ❤
I totally agree with letting your kids know why you are doing what you're doing financially. Watching my parents be real and honest about what was happening financially helped me a) be grateful and b) be more understanding and c) made me realize the power of credit and debt.
I loved this! It was great to 'meet' your family!
I love it, Thanks for sharing your story.
Love the sibling conversation! ❤️ I am the oldest of 4 and we were so blessed to be in classroom 4, as well. 👍 Thanks, this talk helped me to check-in and remember the great lessons. Now, I can determine what we want to model for our little kids! 😄🙏
I so enjoyed this segment ! ❤❤❤
Congratulations to Daniel and Allison on your little one!
Great show.
What a beautiful siblings.
Growing up my family always had money problems for different reasons which inspired me to pursue accounting and be on the path to manage wealth fairly young. You and your family’s story has been a huge part of that continued growth, for that I will be eternally grateful!!
Great comment and story!
I didnt work during college, but always in the summer. The trade off was I was taking 6 or 7 classes a semester instead of 4 which was the minimum. Graduated early and saved money by early grad.
This is great! I've always wondered what you're siblings thought about growing up as Dave Ramsey's kids and where they were at in life.
Great video! Its the values behind the decisions. Just as you all pointed out get out debt now to really enjoy later. Same principle applies to kids. Set boundaries and values now and later it will help kids be mature and responsible
Do that again! That was great!
Discipline to children in the area of finances can be done with love 😘
Wow ! What a great bunch ! No surprise tho. But look at this good looking, well spoken, wise, appreciative, kind, humble, confident group of loving siblings! Y’all are SO blessed ! ( I’m from New York & say “you guys”, but a move down South to NC is in my future … soooo YES !) . I never had what you have. I’ve learned to live with that & I never even mention it. But … just a reminder even tho I know you KNOW : you three are SO blessed to have each other !! Set up a w’end retreat or such soon ! Enjoy ! PS your parents raised you WELL !! Love, Liz
My parents arnt on the ramsey level but my story is similar. We always had enough growing up food clothes etc but nothing new. Then when all the kids had moved out mum and dad started spending on themselves. New tv new cars. Trips and holidays. They did pretty well for themselves.
One of the best shows ever.
Denise is really awesome! So articulate and sweet.😊
Nice work 🌠🎆✨
That was fun to watch 😂
Interesting!!!!
I would love you to have your sister back to talk about the charity work she does at Ramsey. You all mention it but would love to hear about it. Thanks great program today.
Wish I had found Dave Ramsey when raising my son....a lost of lessons learned for sure...
🙏
Sometimes the hardest thing to say is no
awh, denise looks just like sharon. her eyes are ba-you-tee-ful. :-)
Sharon is the only one now that I have not seen.
Yes She does look like Her Mother.
Lol I must say, the wipe warmer caught me off guard.
Hitting the thumbs up before video even starts.
Good looking bunch
In America it's more at the checkout and less at the pay window :(.
What a great show! Cool to see how the Ramsey family raises their kids🥰 who would have thought y’all were a “NORMAL Family” 🤣
Agree!
Books on the little table are checking my ocd. Need to be turned around.
Diaper warmers dries out the wipes and you end up throwing them away! SAVE YOUR MONEY! lol my parents didn’t have one and I survived
The American thing with tax no being in the price is crazy, is it done anywhere else in the world?
Love Rachel but they need to stop this narrative of being disadvantaged. These kids are privileged to the high heavens. By the time they were adults their father was rich
Totally agree
When did she use the word disadvantaged in this video?
What is the "matching at 16" for their kids RC mentioned?
I believe that is a system where a parent matches dollar for dollar what their kids have saved for their first car. I don't know whether Dave and Sharon did this or not but they may have. Ken Coleman I believe did mention using that system with his kids when he was on an episode of Rachel's show.
👏🏾👏🏾👏🏾👏🏾👏🏾
Whaaaat?!? All the Ramsey Kids?
I had the same reaction!
This is 100% my family... haha. My mom spends a lot of money on lottery tickets and my dad thought saving 30k in his Air Force reserves TSP retirement account was "doing good"... The only thing saving them today is my dad's military retirement pension.
Rachel!!!!!!!!!!!!!!!!!
give to what and why
So cute!
On the topic of kids' chores, is it better to give them cash or money on their debit card? My kids are 9, 10, and 15, and the oldest two have Greenlight cards which we love. Is it okay paying them through the card instead of cash?
I had not heard of the Greenlight card!
I'm a bit conflicted on the "pay for chores" stuff for the kids, doesn't that make them expect $ rewards for basic chores they need to do when they are adults. Isn't it better to go with "everyone has their responsibilities in this house"
DEE-NICE, I know I wasn’t the only one thinking that.
I was thinking the same.
I have a hard time with the 3 envelopes with my child because she always gets gift cards. You can split up a target card 🤷🏽♀️. I wish people would give cash. Then when she gets cash it’s from a relative that tells her she wants her to spend it all on a gift. I have to then explain how we do money and be the bad guy.
Why don’t you give cash yourself.
The sister looking a lot a like🤯
The sister looks and talks so much like her mom = Dave's wife Sharon!!
the ladies resemble one another, you can tell they are sisters
Yeah... I don't need that mickey mouse flip waffle maker....
I assume this is by choice but how is Denise not a Ramsey personality?
Daniel is handsome.
You guys don't look alike much just like my siblings. Great to see this episode I think you should've just named the video MY BROTHER and SISTER special guest.
I thought with was a married couple at first
Idk, I think Rachel and Daniel resemble their father, and Denise resembles their mother.
@@sierrairick1704 I have absolutely no idea about their mother only seen her once on the ice bucket challenge she seems like a nice lady
I think the ladies look alike a lot thru the eyes.- brother looks different though.
It's freaking me out that they don't speak to each other like siblings
Daniel balding like his daddy, sad stuff.
Not sad, they're booth good-looking men with great character. Nothing sad about that at all!
@@areyoureyesstillblue okay I didn’t mention character. Ask any man and they will tell you they rather have hair than go bald. Why you think the hair piece /wig industry is so big?
I may not be the first person to comment this but im not scrolling all the way down. The audio for this video is awful. I guess it's during the early days of the channel.
Cute!? I guess🙄