How to deal with money like a German | Meet the Germans
HTML-код
- Опубликовано: 29 янв 2019
- While other European countries make the transition to cashless societies, Germany still has a stubborn affection for a pocket full of loose change. Rachel Stewart investigates the very specific German attitude to money.
Rachel Stewart is on a mission to investigate the quirks and idiosyncrasies of daily life in Germany. Every two weeks she explores a new topic - from beer to nudity to complicated grammar - and heads out to get some tips from the Germans themselves.
Rachel moved from the UK to Germany in 2016. As a relative newcomer she casts a fresh eye over German clichés and shares her experiences of settling into German life. You'll find more from Meet the Germans on RUclips or at dw.com/MeettheGermans.
Subscribe: ruclips.net/user/deutschew...
For more news go to: www.dw.com/en/
Follow DW on social media:
►Facebook: / deutschewellenews
►Twitter: / dwnews
►Instagram: / dw_stories
Für Videos in deutscher Sprache besuchen Sie: ruclips.net/channel/deuts...
#MeetTheGermans
Just a little Hint :
Nobody says pinkepinke
Ja leute;es gibt 1 aus 1000 Leute die es sagen
@ʀᴀᴢᴏʀʙᴀᴄᴋɢᴇʀᴍᴀɴɪᴀ meine Urgroßmutter hat immer so ein Spiel gespielt,und damals auch immer pinkepinke benutzt...Allerdings sagt es heutzutage echt keiner mehr(ob man es kennt is was anderes, es geht ja ums benutzen)
@@pavel5252 m8 vielleicht einen aus 10.000.000
@ʀᴀᴢᴏʀʙᴀᴄᴋɢᴇʀᴍᴀɴɪᴀ sorry aber ich kenne echt viele leute aus vielen Bundesländern und ich kann mit dir um 100€ wetten das niemand von denen jemals das wort pinkelpinkel gehört oder gesagt hat
Das Wort ist alt und wird eher von älteren Semestern benutzt, aber benutzt wird es definitiv. Kennst du "wer soll das bezahlen" von Jupp Schmitz? Ein absoluter Hit der '50er. Wenn nicht: ruclips.net/video/uQQm7bKJskM/видео.html
Im from Germany and I never heard pinkepinke
Paula Bauer I just heard Pinte
I'm from Switzerland, but I heared it in Germany.
ImFr3azY
Pinte is not a slang word for money but, it is a slang word fir a saloon, a pub. Another slang word for a pub is a Kneipe. Unlike as in English the letters Kn are pronounced . K n eipe
i heard that too, aber selten ;D
same
According to this topic, one should mention that Germans have insurances for almost everything we own to cover the costs if anything gets broken. But when something actually breaks, we pay the repair with our savings so that the insurance fee won’t increase 😂
Oh my god you're right... we do that
Yes, and when it comes to claiming a case, the insurance company won’t pay because the sum is too high...
Truth!
@@Jjf109nine why do we have insurance then anyway 😂
@@hydreigon2709 I once threw a screw down a hill and accidentally smashed a window. The insurance company payed the 400€ regardless of my stupidity.
1% of people: learned how Germans use money
99% of people: Pinkepinke!
Bro me hiciste morir de riza!!! Voy a pinke pinke la próxima vez.
Guess I'm that 1%
U
Even me too learnt pinkepinke 😄😄
All the rest were too busy groovin' to the opening soundtrack!
As a German I love cash. Taking cash out of the wallet to pay stuff induces pain. It really makes you think twice and helps saving. When I pay with the plastic card there is no pain. That's the true cost of going cashless.
I'm sort of torn...On one hand, I am pretty cautious when it comes to using my giro card...but on the other hand I absolutely hate having to shove the change back into my wallet while the people in the queue behind me are waiting...
Wie heißt der Spruch von den Ferengis? "Gold und Geld, das lieb ich sehr. Und hab ichs erst von andern, geb ich nicht mehr her."
Indeed you are right but your comment reminded me something "similar" one of my aunts did to lose weight. She affixed her own photo naked on the fridge's door to avoid eating so much and gain weight. It worked but it was so scary for us her nieces. Lol XD
Das ist halt wirklich der einzige Grund, warum ich Geld mehr liebe als eine Kreditkarte...
depends on amount of cash :D
So basicly you work hard, pay your taxes, save more, pay everything in cash and avoid debt like the plague. Duly noted!
Sintia Pariantini germans are usually very disciplined
YUP. AND THAT'S HOW THE RICH PPL WORKS. THEY ALWAYS TRY TO AVOID THE DEBTS.
Unlike our governments and some human out there that always depends on debts. That's why they're poor n corrupted.
And then you come home after work and play truck simulator 2018 all day.
Just don't use those credit cards too often lol
@@tadashiokazaki951 Nah, I am german and I'm so undisciplined. I always procastinate. And tbh. everyone in my class does (I'm 12th Grade). I think thats just a stereotype, at least in Berlin. In munich or somewhere more western it could be a bit different.
I'm a 71 year old German and never heard of the term "pinkepinke" for coins. Kleingeld would be more correct.
Hören Sie sich das Lied „Wer soll das bezahlen“ von Jupp Schmitz aus dem Jahre 1949 an. Dort kommt im Refrain „Pinkepinke“ vor.
Pinkepinke ist ,so tippe ich,mehr aus dem Berliner Bereich
@@danaschmidt8990 glob ik nich denn ik bin da uffjewachsen. Was ich bis jetzt heraus fand, soll das aus dem kriminellen jargon stammen.
da hast du was verpasst
Kann nicht bestätigen, habs auch nie gehört hier in Berlin (aber bin auch nur 23), aber vielleicht ist es auch einfach nen sehr altes wort, oder eins was aus nem nichen-slang-bereich kommt
"Never spend more than you earn"
"Always put a little bit aside, you never know whats around the corner"
Daaamn that is so 100 percent me, never knew that this is considered to be typically german.
-Again what learned-
S. Z it’s not, it’s just that lots of poor Americans go into massive debts to get the newest car or phone
They hardly invest
Then don't get sick, injured, lose your job or a post secondary education. All those items cost lots of money out of pocket
@@SpecialSalads That depends. Got knocked of my bike by a car, now i have to pay €2,200 for 2 nights in the hospital and €600 for the paramedics... Well, at some point hopefully the insurance of the driver of that car will reimburse me, but until then... As, of course, my health insurance refuses to pay since it was not my fault.
@@Soordhin You have the wrong insurance. I know, that they have to pay and get it back from the driver, if it was his fault. May be private insurance act different, because they are for rich people.
As a German-American, I've found that Germans are less interested in sales and bargains than US Americans are. Germans tend to value quality and are sometimes wary that sales or bargains indicate lower quality.
not really, germans rather understand that you dont save money by buying something you dont need just because its cheaper, its just wasting money.
in the US people define themselves more over the things they own, the more the better, money is for spending, not saving. became visible when the federal employees had to wait in line for free food just because they didnt receive their biweekly paycheck
@@jamillx being in trouble because you missed a paycheck isn't necessarily an indicator of financial irresponsibility... it's a sign of a messed up financial system. Germany's social/economic system is much stronger and better at meeting real needs.
@@jamillx also, I agree that Germans are often less materialistic like you said, but that isn't mutually exclusive with valuing quality over a bargain.
Aldi is Germany's #1 food chain, it's all about sales..
In this video they showed a bunch of 70% off posters, looks like the Germans aren't immune to the same BS marketing Americans have to put up with. The prices are ridiculously overinflated and the discounted price is a standard price, not even a sale price! I sometimes wonder why bother with the stupid charade, but i guess sadly these tactics are still effective or they wouldn't do them.
As a german who never heard it before, "PinkePinke" is my new favourite word
We use it in Berlin.
Ich sage das immer. Kann aber auch nur aus Berlin sein. kp
There's this one famous song with the lyrics "Wer soll das bezahlen, wer hat das bestellt? Wer hat so viel Pinkepinke, wer hat so viel Geld?"
It's often sung during carneval.
Same
I know what you mean. 😁
That last bit is the most un-german thing I've ever seen. I doubt any german would throw away even 1 cent 😁
Wer den Cent nicht ehrt, ist den Euro nicht wert 😄
@@tristanmoller9498 Eigentlich heißt es “Wer den Pfennig nicht ehrt, ist des Talers nicht wert.“ xD
@@tristanmoller9498 Wenn, dann schon „des Euros“ (Genitiv).
wenn man das 10 mal macht hat man nen center shock weggeschmissen
Why would you throw away money?
It onely costs you time and money.
In Germany we say "Bares ist wahres" which means "cash is king"
cash is real
Und ganz wichtig: NUR bares ist wares😂
deswegen heißt es ja "Bares für Rares"
I want need your help
That's because there is no such thing as rights, only privilege. Of course cash screams like a drill instructor about to murder you.
GILR I HOPE YOU PICKED THAT PINKEPINKE BACK UP AFTER THE VIDEO
If not - I know exactly where they filmed that :)
@@HagenvonEitzen Bonn :D
someone did.
Wer den Pfennig nicht ehrt, ist den Taler nicht wert.
probably a crowd of german students suddenly came and picked everything up :D
Born and raised in Germany and never heard of pinkepinke
Wer soll das bezahlen, wer hat das bestellt,
wer hat soviel Pinke-Pinke, wer hat soviel Geld?
its older, now mostly extinct, phrase
Die jüngeren Generationen werden das auch nicht kennen.
@@ZelltisExx doch. Alle die zum schützenfest gehen ... Da alt und jung dort zusammen feiern kennen wir den begriff
@@anja6983 Schützenfeste finden (meistens) nur noch in Dörfern Tradition, selbst Senioren benutzen den begriff nur rar, Schützenfeste/Vereine sind glaube ich auch nur noch sehr rar(leider).
“Don’t spend more than you earn.
Always put some money aside.”
That literally just sounds like common sense. Unfortunately, I do know plenty of people who don’t do it at all and are absolutely reckless when it comes to managing money.
Average American spend more than what they earn! It’s cultural, as they’ve had always a strong economy backing back, I am from Argentina, and everything is pay cash as you don’t want to hold any peso in your hands, tomorrow could worth nothing. At least a pack of milk will always cost a pack of milk.
Right
exactly!! when someone see a nice car on the road, their common sense hangs on to the tail pipe.
I know, right? I'd feel bad if I ever not have enough money to pay for something I need, for example if the washing machine breaks down. I always make sure to have around 1/2 years earning on my bank account, just in case. But I've also lived in the USA two decades ago and I was baffled by their use of credit cards and debt. It really makes no sense to amount a huge debt on your credit card with the kind of interest the companys charge, but yet most of the americans that I got to know lived that way nevertheless. They will probably end up having half a million in debt by the time they die, not because they spent that amount but because the interest rate is so high on credit cards and it keeps piling up. But they even have a special insurance which covers your credit card debt in case of death. It's against all common sense to handle money that way, but I guess that's america. Not sure if the people don't understand or ....yeah, I don't know.
laughs in American
I live in Germany since 25 years and never heared "pinkepinke"
@Frauenarzt Dr. Stefan Frank In der Land- und Forstwirtschaft benutzt man noch ganz gerne Ar und Hektar im Sprachgebrauch, aber im Grundbuch und im Vertrag stehen Quadratmeter.
Paying in cash also helps you to keep track of your spendings. It really makes you think twice before spending. also you can SEE how much is left in the purse.
I see it the opposite way. With cash I would have to note every transaction manually. With card I can check everything in the account and easily tag and comment it.
One click to see in example how much the car has cost me in the last year or the last ten years.
@@mrcvry - Yep, never too late getting broke but get a nice fancy statistic showing how exactly you went bankrupt. So here we go ...
www.washingtonpost.com/business/2019/02/12/record-million-americans-are-months-behind-their-car-payments-red-flag-economy
@@agn855 Well - I can check my balance within seconds, I know when I'm getting money and I can count so I approximately know how much I spent.
@@leokr4877 Yeah but after sometime it becomes impossible to know on what things you spend your money most. With card you can track where you spend recklessly and can cut back. With Cash its just a guessing game.
Hello friend
Moved to Germany recently from Netherlands and as I was paying with my phone for some new headphones, the lady at cashier panicked and demanded my passport to verify. She thought I was some kind of fraud and asked me not to do it next time..
Lyban Hamar: When I went to the supermarket I wanted to pay with card, they told me, they would accept cards only for spendings over 5€. So I had to leave the stuff their, as I didn’t had Euro.
@@sebastianr1204 well, I have even paid less than an euro with card. Don't know which Supermarket you go
tanmay bahl: It was Penny I think. Back home i don’t carry cash at all. I‘ve got an application from Banca Transilvania and pay usually everything with my mobile. If that’s not possible I am using the credit card. Funny thing, here in Romania your able to pay even 20 cents gum at Penny Market with your mobile device.
S R not all but yes in some Supermarkt Minimum Transaktion will be from 5 to 10 €
It was at Saturn, the big electronic store. Had a similar experience at a budget gas station too.
what a great series. one of the best yet
Nope. “Pinkepinke” is not really a German slam word for ”money”
it is a regional slam
in meiner region ist es so lol. Lebe in kölle
Debt = Guilt. RIGHT ON!
At least it makes them willing to repay. In other countries, there's no guilt, you just claim personal bankruptcy and move on.
It is The same In other Germanic languages like Danish or Swedish however this is where you find ppl have the highest debt in Europe however it is mostly do to the housing prices being unrealistic do to the shortage on the market and the stupidity low interest rates in the negatives for banks...
Best summary ever read
Well, debt isn't always a bad thing. Unfortunately, society convinced us to not go into debt and save all your money and to live like the average Joe. In schools, they don't teach you risk management, debt consolidation, and management and investing your money to make it grow for you. So to think debt is bad is the mindset of the average person has or at least been taught to stay either poor or making just enough to be comfortable. Also, it brainwashes us to think to have too much money isn't good either, for some people. This is exactly why we have that elite 1% that are insanely wealthy which some people hate on them and 99% of the world is in the midst of blowing every paycheck, not making enough, working too many hours just to get by or living too comfortable with what they have and not taking the risk to make more. In a way it makes the world go around because if everyone was really smart with their money, nothing would be profitable. Oh, and using cash for everything has its downsides too. Another fear that people live by is using credit cards is bad when really it's the best thing you could ever do with your spending habits. Credit Cards have insurance, security, protection, anti-fraud, warranty and other perks that could potentially save you financially or help you reduce your spending. That is IF you're disciplined to not spending more than what you have.
Debt and guilt are one and the same. That is genius!
The word "mortgage" could be translated as "debt till death".
I am German, 28 years old, and I pay everything below 5000EUR in cash. Above that (car, etc.) with SEPA bank transfer.
Cash is king.
mein Vater hat 2016 seinen Gebrauchtwagen (9600€) in bar bezahlt. Und nun halt dich fest😂 2003 hat er sogar einen Teil unseres damaligen Wohnungskredits, nämlich 30.000€, in bar zurückgezahlt. Der Angestellte in der Bank konnte seinen Augen kaum trauen. Mein Vater ist zwar ein ehemaliger Gastarbeiter und lebt seit 1992 nicht mehr in Deutschland, aber die Deutschen haben ihn definitiv zu einem typischen "Sparmeister" erzogen.
@@NoctLightCloud Meine Eltern haben ihren Gerauchtwagen für 10000 auch in bar bezahlt :D ich durfte dann die 20 500er in der Hand halten, das war ein sehr seltsames Gefühl :D
@@hannahk9712 Nur Bares ist Wahres!!😂🤣
Ich zahle meine Computer, Möbel und Smartphones auch immer in bar (bisher meine größten Anschaffungen). Der Computerladen kennt das schon, die zucken nicht mal mehr mit der Wimper wenn ich da mit 4000€ in bar aufkreuze, aber der Telekomladen ist letztes Jahr ein "wenig" durchgedreht als ich mein neues Smartphone in bar zahlen wollte 😂
@@sleepysera Warum "wenig" in Anführungszeichen? Jetzt bin ich neugierig😂😁
My parents made me take financial literacy in school. It helped a lot , while going to college.
Informative. Thank you 🙏🙂
Damn Rachel, i couldnt even tell if you are a native german or english speaker
Julius Schlotterer i thought the same but if you listen carefully you can spot that she is no mothertongue
You can definetly hear an accent. But that is ok. The goal is not to sound like a native speaker, but to communicate in the best way you can.
Think she was raised in Germany...no 2nd language learner is so smooth and quick.
Even if german is not her mothertongue she sounds better then lots of germans. Love her videos.
She is a Brit (I guess southwest England) but she has a German friend and as we all learn better when emotions are in play, she made it to an incredibly high level.
I always say pinkepinke...
just kidding, never heard of it
I only knew "Pinke" and never heard someone actually use it, only know it from fiction, like bank robber clichées and such.
I heard that one a few times in Berlin but mostly by elderly people who experienced the Wirtschaftswunder and possibly even the post-war years.
Many countries with really well-developed banking services, accessible ATMs, high purchasing power and long-lasting economic boom during the pre-digital/pre-internet era will have more trust in cash rather than the use of debit cards or QR code payments.
Excellent report!
I'm filipino. I need to summon my inner german to get through to my financial issues.. german word for debt is also a word for guilt!-that's just hands down priceless!
Kevin 080592 always keep your back-up 50 peso bill just incase, you never know what’s in the corner 😎
It's not a word, it's the word
Those were my same thoughts. Genius!
Your filipino... You should summon your inner Ilokano/Pangasinense instead... Be KURIPOT!
@@All3me1 No Kevin 080592 is right, it`s not the same word. The word Schuld = fault / Schulden = own/debt (you own someone something)
greetings from Japan!
I see we share a lot in common!
love paying in coins and notes.👍
yolo 3791 Germans and Japanese brothers in heart😊👍🏻
You guys were teammates in WWII
Soon, there'll be the anniversary: WWIII: The ol' switcharoo
@@hauptmj1634 germans are cured of war ;)
@Kungpao Kitty you did the right thing ^^
Problem with Visa is
you dont have much control over it ..same with your bank card
if you carry cash you cant spent more than you have
its a easy way to keep your money together
Today's lesson on "germans learn german": pinke pinke
There is another reason why cash is so popular: if you spend it, you give something away physically and see the amount in your pocket shrink, while the amount on a bank account is just an abstract number. It helps to save money because it brings the shrinking amount to the mind.
Dear Rachel, you are the best presenter and editor. Funny, ironic and your editing style is classical and not too youtuby. Please do more videos
Very cool opening - please more of that
Wow, i love your educational clips with the little acting bits in it...
Did she learn the German language in just two years? This is incredible, and nice presentation. I like her accent-British.
Meh, it's easy if you have dedication and a lot of free time.
@@ChristianDoretti I also did it in one year, but I went to a Gymnasium after learning B1 on my own, so I had a huge advantage
@Hoàng Nguyên They really aren't as similar as people say
i went to a german language institute in germany for 7 months and it was enough for me to pass the DSH which qualifed me to study in german universities in the german language . it's not hard if you are good in english and have a mind that can understand and analyize grammar . i fell in love with the german grammar
She is Caucasian, you on the other hand ...
Pinkepinke is slang of 50 or more years ago, I know it, but don't think I've ever heard it used irl. Kohle is probably the most common term, also Mäuse, Kröten (this may have gone out now).
Schuld = Guilt, fault (uncountable). In jmds. Schuld stehen = to be indebted to someone, usually not for money. Schulden = Debt (always plural). Schuld haben (to be at fault), Schulden haben (to have debts).
Grüsse nach Bonn!
jiddisch moes = ›Geld‹), Pinke und Pinkepinke, was wohl auch hebräischen Ursprungs ist: Pinka ist im Hebräischen der ›Geldbeutel‹.
das aktuellste ist Para oder Flouz
Flönz ☝🏻
I enjoy your designing videos. Fast yet informative with modern music ❤
This was fun to watch!
I went to Japan recently and most shops still only deal in cash. Credit cards are not widely accepted (other than those catering to tourists). I think that businesses do not want to pay fees to the Credit Card companies which is like a form of tax. Also Japan is really safe unlike America, so the shops are not afraid that their cash takings will get robbed.
The Japanese are also careful with their money and have a high savings rate. I was shocked recently watching news about American government workers (considered a steady job) living from paycheck to paycheck with almost no savings. No wonder Credit Cards are an American invention
hotoun tan german and japanese culture are actually insanely alike, especially considering the large geographic difference between the two. The modern japanese governmeny even took the german constitution as basis for their own when they created it. And i dont think its an accident that many germans are fascinated and drawn towards japanese culture and vice-versa. Its no wonder japan and the eu now have a common market, merely the logical next step of our spiritual kinship.
@@e.tressag4143
Japan and Germany are to side of a coin. Germans are direct and with japanese people you never know what is going on in their heads. The second part is, that contracts in Germany are a pretty serious think, while in Japan they are quite lax. The only think that bounds german and japanese people, is the attention to detail and the love for nature. Otherwise germans are the masters of efficiency, while japanese people are the master of attendance and commitment.
amduser86 intersting, but i wouldnt say attention to detail and love for nature are "only" as those two things are literally at the core of our german culture at least.
I also do think there is more, such as the dislike for "shiftyness" for a lavk of better words and the emphasis on honor, repaying debts and self-betterment. Then again im not an expert on japanese culture, so i might be wrong. Thats just what little i have gotten from reading up in the japanese culture and their depiction in media, manga anime, what type of values their preffered protagonists showcase and historical information etc.
@@e.tressag4143 japan and germany were also allies during world war 2. Coincidence?
and enemies in world war 1. I don't think it's significant.
Not using normal credit cards doesn't mean, that we don't pay electronically.
We just have our own system, which German banks invented back in 1991. So saying, that we are refusing to step into the 21st century is not really accurate. 95% of all Germans do have a GiroCard (75% use them in retail transactions) and therefore we don't really have a need for normal credit cards.
No, majority of people in Europe use debit cards i.e. Girocard (e.g. Maestro, VPay) etc.
However, those will get transformed into Master cards and Visa with no lines of credit in the future.
@@Kingofmolotov Schwachsinn, the German payment system will stay because credit card fees are way too high (for vendor and client). Lots of stores don't even accept credit cards.
@@TBasianeyes they're not Credit cards 🤦🏻♂️
EC cards have not been „invented“. They are inherently crippled MasterCard-Debitcards (Maestro or Vpay). It’s insanely stupid and shows the power of Sparkassen.
@@adamrose909 you can troll away now you dimwit.
SUCCESS IS NOT FINAL;FAILURE IS NOT FATAL :IT IS THE COURAGE TO CONTINUE THAT COUNTS. BUSINESS OPPORTUNITIES ARE LIKE BUSES, THERE’S ALWAYS ANOTHER ONE COMING
Talking about opportunities investing in crypto currency now should be in every wise individuals list. In two to three years time you might be estactic with the decision made today
It’s fortunate that many of us are still confused about crypto currency while others are busy earning from it
Is never stressful when you're guided by a pro
I remember friends calling me crazy when I started investing in bitcoin now I shut them up with my 4 figures weekly returns.
Thanks so much to Ma'am Diana Lucy for introducing and making me believe in crypto
Loved the video.
Germans are very tough people! My full respect!
@@semsemeini7905 tell us more
Germans tough? Just have a look at how the German police handles real crime compared to minor offences such as drivin without a seatbelt or jaywalking.
Tough? *Most Germans are weak and scared people* Being tough is not the same as being close-minded and attached to a traditional paying-system. Tough... these people are shitting in their pents and won't even stand up for their own rights when the goverment raises taxes by 10%, suddenly ban their legally bought diesel cars or says everyone must work untill 70 🙄
If someone is in need or getting in serious trouble these cowards will look away but won't help you. Only migrants will probably help but white germans? Never ever. This is the reality of Germany. You foreigners think way to highly of this Country.
- A German Citizen
@@DerHalbeEuro you're nuts
@@schoenwettersl He is.
I'm German and I've heard the word pinke pinke before. Guess I'm special.
No, you simply have a limited vocabulary 😏
Maybe, it's a specific dialect of German and you are not living in that region. Special is a pretty negative word to use on yourself.
@@ph11p3540 Yiddish moes = ›money‹), pink and pink pink, which is probably also of Hebrew origin: Pinka is the ›purse‹ in Hebrew.
#metoo
@@ph11p3540 it is not dialect it is just plain and simple outdatet and is not used anymore. The word was used by grandmother a lot but younger people do not use it anymore.
I'm Dutch living in Germany and I was surprised how much cash our neighbours still use and how many places don't accept debitcards. When I moved here I was very much used to paying with Apple Pay (and before that by contactless card payment). In Germany contactless card payment is possible at most places that accept card payment, but Apple Pay was not even supported by most large banks. Just recently one of Germany's largest banks opened up to Apple Pay. Also, German banking apps are very outdated. They also don't know methods for direct online payment like iDeal or Tikkie in the Netherlands. When I order something online I have to use PayPal or I have to transfer it afterwards (which takes more time because you have to fill in order nummers etc). Guess the Germans are still a bit oldfashioned, like they are in a lot of other area's ;)
In my opinion oldfashion is better for our invironment. Look at now what happened of the Earth plenty of Electronics and plastic Garage. Try to trink of it.
@@salomereichel3265 The next gen of people (including me) love technology. I always prefer online payment cause I don't have to care about counting money. I know it's difficult for the previous generations, but I think in the next 10-15 years, everything will be cashless in the entire European continent.
@@salomereichel3265 i would argue that a few server are far better for the enviroment, than the constant production of banknotes and coines.
Being in love with cashless payments is not necessarily a good thing! I am not going to applaud or encourage it! I also dislike self checkouts! I would like to be served by a real person not a machine!
Really loved the video :D
Very accurate, I think. Germans are careful, pragmatic, and concerned about what may be around the corner, financially and economically
I agreed with the old man.
I don’t wanna use my card for payment because my privacy data. I prefer cash.
Bruh your data is already known, don't fool yourself
@@superduperfreakyDj this way they dont know what I buy
@@ladyvampire4979 What are they gonna do with it?
If the NSA is interested in where I am, they should move their butt.
I don't care if someone knows I'm buying bananas and milk at ALDI :D Furthermore I think the things that people most likely don't like other people to know they're buying are usually things that often cannot be paid with cash anyway. For example buying a new car from Volkswagen ... they will mostly likely solely accept card payment.
I live in the city where this is filmed !
I recognized it to late in the video.
She is in Bonn!
then you should stare rarely on your smartphone when you're in town.. It was so obvious.. 😂
Bonn? Seid ihr zurückgeblieben? Ohne Karte zahlen und son Zeug ;D sagt man bei euch Pinkepinke? Man könnte meine, dass Bonn im tiefsten Urwald versteckt ist.
@@maryfay3083 The sculpture at 0:21 is very recognizable
@@gubblfisch350 i know 😂 and also the "Münsterplatz" few seconds later
This is a short list of German words which can be used to refer to money. I wrote the English translation behind them.
Kohle(n) - coal
Asche - ash
Kröten - paddocks
Moneten - from Latin "moneta = money", in Italian it means "coin" and also English "money" is related to this one
Mäuse - mice
Moos - moss
Piepen - beeps (??)
Schotter - gravel
Kies - also gravel but finer
Öcken - ???
Knete - plasticine
Zaster - this means actually money
I'm sure there are a lot more...
Now wonder, am I german too? Greetings from Finland!
Land Lord wait but do also pay mainly with credit card?🤔
I agree to germans. I hate online transactions and bank cards.
So what are you gonna do with online transaction?
Then you need to read on online transaction and get a giod grasp of this beautiful concept.if you learn more about data and its means of transmition you wont be as conservative
2:45 When you're on a date, talking about the price of vegetables 😂
In a video about dating she said she married him though
@@vornamenachname3556 which video?
Well, why not? If this is your personality you shouldn't hide it.
@@vornamenachname3556 Maybe after Brexit, Rachel needed some husband for a permanent permit of residence. :-)
Informative
Whoever edited this video: Props to you ! 😂
Thanks :D
I think Germans have the right idea about paying with cash rather than cards.
I'm loving this show.. feels like I can binge-watch this segment when I'm in a bad mood 😌
Also there are lessons you can learn from how Germans save and spend money.
Goes to BMW with 2 attache cases: "I'm here to buy a car."
A friend of mine did that - at a VW dealer.
My dad did that. For real.
my husband did that but bought toyota 😅
Tried that a few months ago. Nowadays they sometimes actually have a limit for accepting cash or not accepting cash at all so I had to pay most of it by bank transfer.
Depending on the car aka price it might be illegal as there's a legal limit for payments in cash (which of course is still way higher than in other countries).
I've watched many video by this channel but that girl and that editing finally got me to subscribe 😂 Great video ❤
Lesson learned.
"" BRILLIANT "". You learn't me so much, in such a short period of time. Thank You.
I love this series
consevative but sustainable
@Juden Arier Except the world is changing and living like a cowboy reaaaally doesn't work
Interesting topic for discussion.. :)
I love these videos so much!
" The word for debt is the same as the word for guilty " I can totally relate to this by feeling guilty of stacking debts every single month💀
That's really similar to Australia, it is extremely inconvenient to use card payments in Australia because a lot of shops here in Australia do not accept card payments or if they do, there is always a surcharge.
This film is so good :) I've been living in Germany for around 4 months now and while in my home country it was rare for me to carry cash around, now I can't imagine not having 50-100 euros in my wallet. When it happens that I have only 20 euros I get a little bit paniced xD
Your edits are the BOMB!!
I really like these videos!
good part of this video is that how relaxing is living conservative with saving rather than luxury in debt.
Why does it sound like saving money is a bad thing?
inflation
@@IsomerSoma Is also bad for the economy.
Not good for economy, so consequently not good for society.
@@samrowell2418 Very simplified logic.
@@christopherstein2024 Yes and no.
Nicely done.
Watching this as a german is so much fun😂
I am not German BUT have lived here many years,l am not keen on ANY BODY spreading things about ANY COUNTY that are not fact
This is so trueee!
Would love to see the bloopers of Rachel picking up the pinkepinke after she threw it in the air at the end. :)))
Keep Up The Good Work 👍🏻
Absolutely Loved this girl's way of presenting this documentary! 💖
What a funny documentary. Love her
I'm from Germany and I think most people like cash over card because with the physical transaction you are much more aware of how much money you spend
Just love the style!
Something my grandmother always says is - regarding to spending on things that I don't really need - "If you can't buy it twice, you can't afford it."
Never heard of the word pinkepinke 🧐
Ridi
Pinkepinke is Berlin slang for money
@Weed Eater im a north-german and never heard of it too
I'm 19 years old, a German native. I own a debit and a credit card. I used my debit card 2 times in 2019 and my credit card 1 time (for purchasing concert tickets on a UK website)
I don't like it if I can't see how much money I already spent so I stick to cash 😂
A very big reason for the cash culture we have, atleast nowadays, is the fact, that it lets us avoid or atleast lessen the sinister fees and charges you now more and more have to pay when having your money in a bank account. Those fees are slowly and steadily creeped on us and of course are being raised almost annually nowadays. Having a cash free economy would mean that the banks could basically do whatever they feel like without one being able to do anything against it, because when it comes to subtracting money from the clients all banks are pretty much the same and a swap of institutes wont do you any good. So right now, with the cash still going strong, if a bank forces us to pay a certain percentage of what we have in the accounts or charges fees if there is more than a certain amount of cash in it, we just withdraw the money from the account the keep costs as minimal as possible.
Basically we are dodging unjustified costs with the usage of cash instead of plastic or similiar.
Good video
I loved this video.
In the USA, we have Aldi and I like it. They waste no materials on bags. Empty boxes are encouraged from inside the store to carry you're goods. You can purchase a recycling bag to use over and over. Carts you put a quarter in and unless you return the cart, you don't get you're quarter back.
Cash is encouraged because the charge for debit or credit, even with a standard bank card, does have a fee.
Food at Aldi got so much better over the course of time and some are too poor for the local big names.
Danka for Aldi.
Peace!
A Part of my family lives in italy where they have Lidl for now ten years and they also were lik omg Everything works.
What i just don't get is why didn't american supermarkets just copy for example the cart System? Or whats so difficult at using recycling bags (btw most germans just bring their own bags and don't use the ones from the Supermarket at all)?
I mean theoretically american markets could have just looked what works in other countries and copy it.
As a neighbor of Germany, (Austrian) I still say cash is king!
Du bist aber kreativ, ich hab dich erst diese Woche gesehen. Was du machst und wie du es machst gefällt mir sehr gut.
Has that been filmed in Bonn?
There is a guy who used to say:
"Debt is dumb, cash is king, and the paid-off home mortgage has taken the place of the BMW as the status symbol of choice."
which is very true, btw.
I have control over the money when I pay it in cash and it makes me more wise on my purchases, not so in the case of paying with card.
Nice video! Aaand nice town. Bonn is still one of the pretty towns in nrw (:
Excellent. Love it.
It was a little weird to hear that we „value data privacy over convenience“, cause i never thought of cash payment as more inconvenient. I like it better, because it feels like i have better overview over what i am spending. Also, i never questioned the „Dont spend more than you earn and always put money aside“ mentality. 😂 Thats just good sense, isnt it? Plus, i always compare the kilo prices at supermarkets 🙈😂 I compare different brands and see how the kilo prices differ. 😅 Never thought that that was weird either 🙈😂
Hahaha that's true and if you say "pinka pinka" or the word PINKA in Swedish it means pee or go for a pee, in street language/slang.
It's "pinke pinke". Some Germans just have the tendency to pronounce an "e" at the end of a word nearly like an "a".
@@swanpride hhha ok 😂
Ama Erika B
We say "pinkeln" in Germany, if you want to go for a pee.
I rather use the normal word "Geld" for money, btw. 🙋
swanpride
Seltsame Menschen tun das. 😊
really? I think I'm gonna use that from now on.... "I've got to pinka pinka!"...
I love the slowmotions btw