Do You ONLY Need 2 ETFs??
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- Опубликовано: 21 июл 2024
- Can you build a diversified, simple portfolio with only 2 ETFs? Do you only need 2 ETFs? In this video, I'll talk about the different portoflio strategies by using passive index funds. Then we move on to evaluate the past performance of the 18 different portoflio combinations by using Australian ETFs (VAS, A200, IOZ, STW) and Global index ETFs ( VGS, BGBL, HGBL, IVV, SPY, VEU&VTS, IWLD).
The 3 fund portfolio (lazy portoflio) Australian version: • How to Build a Simple ...
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00:00 Intro
00:55 How to build an ETF portfolio
01:29 1. All Passive Approach
02:34 2. All Shares Portfolio
02:50 3. Adding flavors
03:06 4. Core-Sattellite Approach
03:59 ASX candidates: VAS, A200, IOZ, STW
05:07 Global - World - AUS: VGS, BGBL, VEU+VTS
06:03 Global - US : IVV, SPY
06:30 Global - ESG: IWLD
07:22 VAS combos
07:55 A200 combos
08:08 IOZ combos
08:18 Top 3 combos among all 
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Do you take all passive approach 🤔 📈 Get the same portfolio management app (Sharesight) and get 10% off your annual payment: portfolio.sharesight.com/refer/BRK22
Thankyou Irene, another great and easy to understand video...great work as usual 💰
Glad it was helpful, and thanks for your support!
A200+HGBL+IVV makes the most sense to me. IVV can be excluded to avoid overlap but I would prefer average for Global and US ETF's.
Thanks mate
Excluding HGBL just because of a lower return on such a short period isn't fair. AUD/USD is below the 0.75 average and HGBL seems like the best Global ETF to hedge Aussie dollars. BGBL or VGS can be considered once AUD/USD > 0.75. If someone is investing for the next 20-30 years, BGBL might be a good idea as it will average out most probably.
I dont understand something, since at the start it says VAS out performed A200 and then they get paired with the same global or US focused ETF's how does A200 then beat VAS? Isn't the only variable the initial AU focused ETF being A200 or VAS?
The annual returns of VAS & A200 from the start were from the ETFs' official published returns. The paired comparison is from real time testing via Sharesight, which probably is more accurate.
Irene, what would you think of 50/50 split across 10yrs on A200 and IVV , initial capital of 10k (50/50) and monthly Auto invest of $200 split against 2 (dividends auto invested)
Hello, the asset allocation of A200 & IVV seems fine, although I'm concerned that the monthly DCA of $200 between 2 ETFs might get eroded by brokerage fees. You might think of 1 month A200, the other month IVV.
Thank you Irene. Thank you for making all those videos. I have nearly watched most of it. So many learnings and it has also help me reflect on my own mistakes. On this comment ; I have decided to go ol skool - do 60/40 VAS and VGA. I love the idea of doing DCA bi monthly to reduce fee. I am finally setting my core right I feel. Once again this morning, I tried to want to time the market to buy VGS/VAS - the bias is hard. But I manage to get through it and do it. 🎉 I guess key is consistency. I somewhat wish I chose pearler than stake, due to its many features. But minor impact for ASX stocks. Love to hear your perspective.
@@rockawayhazare3977 I'm glad to hear my content helps and appreciate your support! I use both Pearler and Stake, it doesn't matter that much when you invest in ETFs unless you are looking for the auto investing feature, Stake is still cheaper. They both have referral programs that you can claim brokerage credits when you refer to friends.